BALI MONEY GUIDE - Best ATMs, Wise Debit Card & Banking | Ep.2

[@steveandnadia]

00:00 Intro 00:35 Cashing Out & ATMs 01:24 Money Changers 01:38 Budgeting & Payments 02:31 Wise Debit Card 03:19 Local Bank Account 04:27 Next Episode

[@leonidsmirnov1788]

Thanks a lot for such an informative video guys:)

[@Bernd.H.]

I have been in Bali 4 months recently and used the Wise Card and account a lot - Wise is great

[@steveandnadia]

Hey Bernd 👋🏻 Awesome you find the Wise card as handy as us. The savings definitely add up 👌🏻

[@winnievinis]

hi @berndhanemann8714 can i ask which atm to u withdraw cash using wise card with the lower fee charges? or what is the charges for ATM?

[@NordicAdvRider]

Found your channel a few days ago and it’s awesome. Lots of good information and professionally presented. So that deserved a subscription 😊. Coming to Bali in the beginning of May and will stay for 2 weeks. Will definitely try some of your Bali tips during my stay. Looking forward to the next video 👌

[@steveandnadia]

Thanks so much 🙌🏻 We’re pumped that the info & tips are useful for you. Wishing you all the best for your up coming trip 😊

[@Iqbal-vv3mb]

How much is the charges of the atm withdrawal in Bali using wise card?

[@NurzawaniBintiAbdRashid]

Very informative video. Thank you so much!

[@steveandnadia]

Hey @NurzawaniBintiAbdRashid 👋 You're very welcome. Hope you got some value out of it 🙌

[@NurzawaniBintiAbdRashid]

Yes I did, thank you again for the information@@steveandnadia . I went to Bali with 0 cash and a wise card. I made most of my payments with Wise card and only once I withdrew money from an ATM in Indomarket. The wise account is definitely super helpful!

[@SaadonAksah]

Awesome 👍

[@steveandnadia]

Thanks 🤗

[@Ppanoss]

What is the benefit of using wise compare to Revolut?

[@steveandnadia]

Hello 👋 There are a few differences and it does come down to personal preference. Some features that Revolut offer are better for some, while Wise for us is the best option. Here is a link to compare the two bit.ly/wisevrevolutcomp Hope this helps 👍

[@guidosurace5212]

Hello guys, great video! Do you know if Revolut works in Indonesia too?

[@mhc9526]

Hi! Thank you for the information! Just to confirm, can I withdraw my MYR from my Wise account in IDR, and do I need an Indonesian bank account for it? Also are there many ATMs supporting Wise withdrawal?

[@steveandnadia]

Hey @mhc9526 👋 Hope the info helped 😊 Yes, if you deposit MYR into your wise account you can withdraw IDR from Indonesian ATM's. It will do the conversation for you automatically. As well as paying for things i.e. groceries using your card WISE will convert from which ever currency you have available. Most ATM's support WISE cards as it's a Visa card. Let us know i you have any more questions. 👍

[@jonnieinbangkok]

IDR 100k notes are a PITA because so many small businesses have trouble making change for them!

[@steveandnadia]

Hi @jonnieinbangkok We just learnt what PITA means 😂 You can have a little trouble with 100k notes, but businesses are usually pretty good at sorting out a way for you to pay.

[@jonnieinbangkok]

@@steveandnadia Happy to expand your vocabulary 😁

[@laugal]

Which bank allows the highest amount to withdraw per transaction?

[@steveandnadia]

Hi Laugal. We tend to stick to Maybank & CIMB ATMs. They usually have a Maximum of 3 Million IDR per withdrawal. You can usually see a sticker at the top of the ATM to know which note denominations it dispenses also.

[@laugal]

@@steveandnadia hey thank you! Yeah that was surprising to see such a small limit.

[@kelvinmontage9001]

How do you make sure the restaurants card readers don’t track ur details on your wise debit card?

[@steveandnadia]

Hi Kelvin 👋 The chip on Wise debit cards uses an encrypted one time unique code when using it & an extra layer of security is your PIN to allow the transaction. Wise also sends through a notification every time your debit card is used, so you know exactly what is being spent. You can easily freeze & unfreeze your card if you notice any unfamiliar transactions. Wise has a great fraud team that chases up any issues or problems that might occur as well. For specific tips regarding using your card; making sure you keep an eye on your card when making payments, the restaurant uses a reputable banks PoS (Point of Sale) or EDC (Electronic Data Capture) machine. Hope this helps ☺

[@razerfi1211]

Savings or checking account? Cos savings didnt work for me

If I don’t want cash, just app?

[@priyankabahuguna6284]

I only have cash in my apple wallet how can i use my apple wallet cash to buy something

[@manwira49]

I'm also using wise for apple pay in bali

[@steveandnadia]

Oh nice! Your one of the lucky ones 😉

[@priyankabahuguna6284]

Wise?

[@priyankabahuguna6284]

Can i use wise app for apple pay through wise i can use my apple wallet money to purchase n buy something????

[@priyankabahuguna6284]

My cash is almost finished but i have cash in my apple pay can pay by thta pls help by rpling

[@r3dpowel796]

Cool.

[@halynkiiah3370]

If I live in Indonesia how can I get a wise card delivered cause I don’t have a permanent address?

[@steveandnadia]

Hi Halyn 👋 To register for an account you generally need a drivers license, utility bill, or bank statement. You can order the card to where ever you might be staying for the length of time it takes or your card to arrive. Alternatively you can register an account 👉 Click here to get your Wise Multi Currency Account bit.ly/getwisehere (this is our link) & enquire here: bit.ly/wisehelpcentre to ask about your specific situation.

[@jennystewart7193]

I’m living in Australia, is this where I get a wise card before travelling to Bali?

[@steveandnadia]

Hi Jenny 👋 Yep! Signing up & receiving your card in Australia where you're living is your best bet. You can also have your card on Apple Wallet or Google Pay for cardless tap payment options.

[@AugustaSun]

Great video! Do you know if it's possible to withdraw at ATMs without a physical card, for example, by using the Wise virtual card?

[@steveandnadia]

Thanks AugustaSun! ☺️ That’s a great question. We know that Wise allows certain countries access to digital wallets & unfortunately our account isn’t one of them 🥲 What I’ve read is that if your virtual card is connected to your virtual wallet, you may be able to use contactless enabled ATMs. We’d love to know ourselves 😄 If you find out please share 😂🙏🏻

[@AugustaSun]

@@steveandnadia Thanks for the reply! Heading there tomorrow, so will let you know :)

[@AugustaSun]

@@steveandnadia So been here a week and haven't seen this facility at any ATMs so far. I have seen QRIS payments available at a lot of shops and restaurants, where I can scan a QR code and pay using my Thai bank account with virtually no fee, which is great. If anyone has a bank account from one of the ASEAN countries, these banks all have an agreement which means you pay no conversion rates if using QR code to pay.

[@winnievinis]

hi, can i chech if withdraw cash using wise card which atm to use and what is the charges like? understand it free for wise but some atm charges it a fee right?

[@steveandnadia]

Hello 👋 We use Maybank & CIMB ATM's. Each country which your Wise card is issued has different rules for withdrawals, so have a quick look to see how many free withdrawals & limits you are allowed.

[@steveandnadia]

Do you have a multi currency account❔ Let us know👇🏼

[@memeymerlian6682]

How much minimal bea cukai can allowed to bring in Indonesia?And if we have an ATM visa, do we have to tell the customer staff the limit? Thanks, I hope u answer my question ❤❤❤

[@idkreatif8701]

BCA is a great choice for transaction and more easier, my father used BCA since 1984, and for me since 2006 for my business. The Service are helpful and easier. I use the token too 🤭😁

[@steveandnadia]

This is great to know! We’re a new BCA bank account holder and the registration process was quite lengthy..but this mostly happens with any new sign ups 😅 thank you for sharing your experience! 👍🏼

[@zuzekcat1460]

Garbage wise only works in some countries like usa not available 😮