Bank Digital GX Bank vs Bank Biasa? Apa Beza Nya?

[@Viv-xh3yv]

suka sangat dengar puan ni memberi penjelasan pasal GX Bank ! Thank you Peter and Puan Hildah so much for sharing , hope GX bank continue to grow and improve cheers xx

[@zzzzz6524]

hahaha knew this was gonna come by anytime soon, since the app has been blowing up from ads at LRT/MRT stations to apps being bombarded by its ads

[@soonkeatngan2933]

That 3% is a fair trade since they don't have any physical branches overhead .so it's like a compensation for face to face service.

[@faultylee]

When I first worked in Singapore few years ago (before COVID), I was surprised that I could open an account fully online with a traditional bank, and get the ATM card via mail a week later. Further more there was ID verification during the card delivery via the ordinary postal service. Mind blown. Compared with queueing up multiple hours to help my kids open their saving account here.

[@RC.1231]

Yesss too behind

[@azliena8878]

Perhaps u can invite her in your podcast to further elaborate how the digital bank works and how do we enrol . Thank u

[@chongweiwithathan2785]

Err basically same as trad bank just digitally, its just a download app, register, deposit then tada can use d..

[@EhThatWho]

Digital bank still have a long road to go, as of now I only see I can deposit money and get 1% cash back when spend, look forward to others product/services like FD, loan, business related product as well from digital bank, and of course hopefully their apps is usable and support is good when needed. some how the conventional banks has down time and the support is not helpful or responsive, no fine by BNM kah ?

[@ericlai3221]

what a great content! I wish I could SHOUTOUT this to whole Malaysia!

[@steveedison]

Totally rooting for this new form of digital banking. At this digital age, i think the conventional banks will lose out if they still stick with the conventional ways of doing things.

[@RC.1231]

Lurveeee

[@daviddesmondlee]

Can use this bank to terima gaji or not? Govt servant here.

[@kcchiok]

bank branch please check your statement, there is a code to indicate which branch, or goto CCRIS also got!

[@rushdizamani2309]

do note that GX bank currently only offers conventional accounts which are not shariah compliant.

[@brandonling9663]

Aeon/aeon credit is providing Shariah compliant account

[@EweJinTee]

Exactly my struggle. Thanks for making this video. Our neighbouring country's Banking App sets a very high standards for this. :D

[@ck51250]

You mean like the incident that happened to OCBC...its not too long ago, Sir. Wanna hentam also hv to be fair....😅

[@EweJinTee]

haha wasn't updated with the news. what incident lol@@ck51250

[@chewzikai8468]

3% per annum for daily interest is quite interesting but it won’t last long as it just launched. Just to attract more customer to depositm

[@meenzri5458]

Betul

[@Kieneleven]

So if i still have physical cash and no branch to be found It is still not possible for me to digitalised my money If my township peers are cash based. I cant e transfer too even if managed to deposit my cash

[@RedX-571]

You can use the debit card with any cash deposit ATM to deposit the money into your account

[@rajahalim581]

Think smartly Brother.I have the similar difficulty to bank in my cash,how i did is to bank in my cash to my other bank account and then trasfer it to digital bank..Solve the problem.Unless you dont have the app in your phone...

[@leealex24]

What's the purpose of these banks anyway? At least local conventional banks are locally based i.e. HQ in Malaysia not some foreign entity trying to get our deposits, safer and in fact some of them already have digital banking. What I would propose is there should be greater competition among conventional banks to offer digital banking solutions.

[@brandonling9663]

Seems like GX is going to provide loan in small amount for small period of time to build credit worthiness. They are watching fir nonperforming loan closely

[@wk3960]

Wow... Her speaking is 😱😱😱 👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👏

[@chewzikai8468]

At first glance 👍

[@AlphaMaleMy]

why so surprised? a dime a dozen in corporate world

[@Bepanthen3HTeamOffi]

It's it becuz she Malay? hahaha😂😂

[@reezevlog]

for those who uses smartphones, digital banking is an advantage, wherever u are as long as you have excellent 4/5G networks or wifi services. on the other hand, for those oldies who dont use a smartphone (only uses basic mobile phone) or dont even have a mobile phone, then the conventional banks are for them, as they still need some human interactions (in some cases, they’ve been doing that way for so long, they dont wanna switch to using a smartfone n go digital. rural areas, small towns/kampung/pekan do need conventional banks…

[@rajahalim581]

Yes, you are absolutely right....

[@leealex24]

What's the purpose of these banks anyway? At least local conventional banks are locally based i.e. HQ in Malaysia not some foreign entity trying to get our deposits, safer and in fact some of them already have digital banking. What I would propose is there should be greater competition among conventional banks to offer digital banking solutions.

[@aanat3664]

I can't even check my hire purchase exact balance in another branch.mind blowing 😅

[@yweiyuen3560]

I don't understand why is it hard for a traditional bank to do what a digital bank can do.

[@lingth]

$$$ lol investment in digital

[@rlife7853]

Investments. Traditional banks are comfortable with it's current way of operation and changing their way may seem like an unwanted risk for them to take. This is especially true when the top leadership is dominated by oldies whom prefer conventional ways.

[@chingcheewoo913]

Manusia memang yang ada sikit wang perangai akan jadi lebih susah nak dilayan mungkin mood boleh jadi hancur berkecai.

[@yweiyuen3560]

@@rlife7853 so its not impossible la. Just afraid to take the risk. Then, the traditional bank will sooner or later achieve what the digital bank can if they tried their first step.

[@yweiyuen3560]

@@chingcheewoo913 tak ok la ni.. org miskin juga customer

[@Brendan115]

Yes, banking app useless when in urgency. Especially when your password is wrong keyed. Customer service call take times, go to service center took hours.... like 3 -4 hours. Sit at the counter also have to fill up form waiting, at least 30 mins. Then came Covid.. can't go bank also. It's just not the bank issue also, Government should buckle up their knowledge and technology. Other country already in advance mode.

[@khfung1656]

I have been using my GX debit card because of the Cashback.

[@AlphaMaleMy]

What's the maximum deposit amount into a GX account?

[@khairanwar4203]

Try gxbank after nampak banyak org bg review yg serivcenya cantik...tp after da guna..sorry to say...apps ada bug dan support x mbantu lgsg....nak d tekankan ttg support gxbank ni sgt teruk... Pertama x membantu lgsg...kedua org still typing dia da close chat... After 1saat support tu reply chat...terus dia tutup begitu ja...ini baru benda2 kecil support x boleh mbantu...kalau benda2 besar mcm kita mohon bantuan dispute mmg sah2 ke laut...sorry to say la...gx ni mmg hampir2 nak out da

[@akanephysic]

Gx bank not my first digital bank, my first is Wise. Gx shall add multiple digital card like wise, once card has been compromised, you can delete the card and create new card

[@tripvire]

Check my auto loan oso need to go branch.. really CMI wei banking here.

[@michaelchiayin351]

Good they are hiring product manager. Not many bank do that nowadays

[@leealex24]

I think digital banks are good. There are 4-5 licenses I believe provide competition hence better for consumers.

[@aidenfatah3292]

Good content Sir! But instead of putting in digital bank or tradisional bank, I would rather put in moomoo to get their free apple shares 😁

[@blankspace3980]

How do I participate? Just deposit then I will get the free Apple shares?

[@priyaaashashi]

@@blankspace3980now the req is deposit 10k and need to maintain 60 days.

[@Chryeon]

hopefully there is no bank run since its still new, anything is possible in this new age...

[@passwordnrg]

but still need traditional bank to add money into this digital bank.

[@krul9965]

how GX bank to prevent scammer using their facility ?

[@francispua3210]

Most traditional bank? PB la, or aka old people bank 😆most of the things need to do manually

[@韩骏]

They say in the true era of AI, caller can't tell if they are talking to human or machine.

[@danielloh9864]

GX Bank debit card 1% cashback ada cap limit or not?

[@ahmadmustakhimabdmutalib59]

Ini 3% boleh bikin invest FD instrument ka?

[@bloggertalk]

Bank digital pertama di Malaysia GXBank atau Rize?

[@Pembahassejarah]

Rize originally from Arabs, Rize is Sharia compliance. While GX bank is conventional.

[@vincentchin88]

I'm one of the pioneers doing e-banking since year 2000. We learned that most ppl are only loyal the bank where their salary are deposited in. The rest are by the way. The new digital bank has still a long way to go. She already said the new digital bank is for financial inclusion. That's correct for B40 but the design of it is for M40. While we can kutuk the current traditional banks, there are also many new digital banks that bungkus worldwide. All types of banks can chap lap or grow. End day everyone is loyal where their majority of their money is placed. Take advantage of cashbacks and freebies being given out. End day, consumer benefits.

[@amiruddinshah6767]

if I'm putting my money in their so-called Tabung option and once they bungkus their business. Is it a hustle to claim from pidm

[@AlphaMaleMy]

STFU la sohai, you don't know shat, You always comment in FB but everyone knows you talk shat

[@aliffzulhaziq6789]

been using GX Bank for 2 months now

[@Haeph21]

Is it good by far?

[@stormthefront7504]

​@@Haeph21 rm1 meps charge waived, 1% Cashback on any spending. good for me.

[@brandonling9663]

Yup. Very easy to transfer in and out. GX bank launches debit card too

[@leealex24]

What's the purpose of these banks anyway? At least local conventional banks are locally based i.e. HQ in Malaysia not some foreign entity trying to get our deposits, safer and in fact some of them already have digital banking. What I would propose is there should be greater competition among conventional banks to offer digital banking solutions.

[@leatherboy92]

bagus sbb unblimited cashback, cuma app atome reject gxbank

[@historiariley1562]

yes, susah sekarang ni nak make sure apps yang kita guna ni semua transaction bole pakai

[@rajahalim581]

it's the technology in new age..@@historiariley1562

[@eliteting4523]

No QR Code Don't understand why it is under digital

[@chewzikai8468]

Available now

[@rajahalim581]

ketinggalan Bus

[@sietyinhoh7488]

Tak faham juga beza digital bank dengan conventional; cakap ikut hati tapi tak jawap soalan

[@mtyh1999]

Hello, out of curiousty, al-rajhi bank is also considered digital right? Was it not established before GX bank?

[@14bqdonk]

al-rajhi bank has numbers of physical bank branches. So that's not digital bank. If so, then most bank in Malaysia is digital bank then.

[@reezevlog]

yes it’s called Rize… full on digital banking. it was launched last 1st Dec 2022

[@historiariley1562]

Nak try weh yg moomoo ni sebenarnyaaa tapi macam ermm.. Still was was sbb tak sure if stay lama ke tak apps tu.. Sbb baru lagi masuk malaysia

[@rajahalim581]

Don't try , just leave

[@MyMomSayNoDota]

The app sseems not stable yet. Guess i will wait.

[@RoyWongrygraphy]

the customer service is really bad ......

[@muhamadazamudindollah4079]

gxbank not the first digital bank in malaysia, be u is the first

[@韩骏]

Gxbank is the first digital bank to start operating, out of the 5 licences explicitly issued by BNM.

[@AjLuvU]

gx bank best wei. hari2 dpt interest. xyah nak bahas psl syariah compliance sgt. Ko bgtaw aku bank mana duit dia betul2 clean and xde interest. Sembang yg dok komen2 acah ni. 5 waktu pun x cukup nak sembang pasal riba 😂

[@asiabrokersclub]

Out sourcing lah

[@ahmadkhairul8176]

Ar-Rajhi bank thru Rize apps gve 4%p.a for saving acc

[@sanzeq]

Since gxbank operate in Malaysia Population majority is Muslim, will gxbank promote syariah compliant product/account?

[@rajahalim581]

Aeon Digital Bank is Syariah compliance

[@sanzeq]

@@rajahalim581 terima kasih Hope aeon digital bank product have attractive offers like gxbank

[@idoohpad8078]

All those Grab drivers n riders knows the integrity issue of the company, so in the matter of time GX also ends up screwing the depositers as how they screwd the drivers

[@mahabhiru4108]

Who made a program digital bank for Malaysian. He to blame

[@acegreaser]

How you deposit money into digital bank? Must have a traditional bank to transfer money into it? Chicken and egg la

[@Haeph21]

Everything is possible nowadays

[@lingth]

What about ATMs?

[@14bqdonk]

Can use any atm

[@ck51250]

Digital Banks is complimentary to the existing commercial banks...👌

[@amiruddinshah6767]

RM1 waived until December 2023

[@happyheartslee]

alaaaa why u censor all the bank name ahha i feel kepoh wanna know.

[@kckoh1102]

Public bank😂

[@tooyunyioscar3828]

@@kckoh1102 😂

[@zest1989]

What's wrong with public bank app? ​@@kckoh1102

[@MachineMelodies2025]

Thanks for the good info. I think either digital or conventional bank we should never put all our money inside. We should keep some of it in our pocket and some under the pillow 😁

[@rajahalim581]

It's your choices...

[@SophiaPhilip-f2o]

Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Chloe Linda Henderson🇺🇸🇺🇸🇺🇸..

[@LouisPeters-fw9cg]

I have made more than 90 K God bless Chloe Linda Henderson God bless America 🇺🇸

[@Mizqr]

Scam

[@CCPJAYLPHAN1994]

Whoa the Christians are here scamming people again

[@rizonware]

shut up scammer

[@emmenneysuppliesandservices]

Invest $12K, return $270K++/ month!!?? It's HARAM!! 🤑 😈

[@thelifeoflearninggrace1131]

It’s for your own safety, geesh !!!!

[@irzfanfarizan3001]

Me no need gx bank lah. My conventional bank also no money😆

[@kendricktan2790]

Banking Apps for Businesses are the worst!

[@rizonware]

ade scam menyamar u di facebook

[@henrylee7515]

Don’t pay you loans or credit card amounts you owe the banks, and see how fast they will get to you. And probably they will tell you which branch you open your loan account 😂

[@ck51250]

No Banks will request cust to open a specific acct just to svc ur loan installment unless you do not hv any acct at all to conduct trf. I don't think so, right, Sir ? How abt ATMs ?

[@faridimran]

Their security top notch

[@random-np3gn]

worst digital bank ever

[@MinahJ.]

ctipu tertipu teritpah

[@spdfazar]

bank islam app paling suckkk!!

[@AlphaMaleMy]

Bank islam BU app can tapao lah, BU app lousy and built by lousy people

[@Jimmyni-kk4em]

Can you talk about useful things. Really nothing u talk about ppl care. Talk about politics. If u have balls talk about politics and economics

[@Mrloop69551]

bro think he can boss everything, you pay he do la. ahh boss

[@Jimmyni-kk4em]

@@Mrloop69551 wat u talking about. I saying he got no balls to talk about important things in Malaysia. Scares to touch on topics that r critical. Politics like hadi terrorist behaviours and umno ridiculous reaction to the unesco site. Those things are in the news he should talk about. I would say the unesco is a good way to attract tourist to Malaysia. Are malays stupid or wat. Who gives a shit about app difficult to use

[@syamim040]

Scratch ur own balls lah

[@owlbeback1660]

Lol you got balls pls go set up own channel and talk all the politics and then economics you want. Really nothing to add, maybe best diam bleh x?

[@Jimmyni-kk4em]

@@owlbeback1660 OK

[@ahmadmustakhimabdmutalib59]

😅Korang mau 3month slip, boleh jumpa kawan2 gua En,AhLoong 😊