Bank Guarantee Assessment: Eligibility Calculator, Strike Ratio, Mobilization advance & More

[@prasant.kumar.chowdhury]

Bhaai Saab fadu explanation, itne details me toh maine khud abhi tak kaam krte hue nhi smjha tha!

[@AnkushJain]

Thank you 👍

[@canehaagrawal329]

I bow you sir...have been working with same bank in which you are working since 1.5 years and never got this much understanding on BG assessment..thanks alot.

[@AnkushJain]

Thank you

[@karishma_nigam]

Sir pls make a detailed video on sanction letter...how to understand it

[@AnkushJain]

Ok

[@SANTOSHKUMAR-pb2lb]

Superb lecture with so much conceptual clarity i bow you sir..

[@AnkushJain]

Thank you

[@debjitkrishnadas8752]

This calculation helped me a lot sir.

[@AnkushJain]

Thank you

[@sumeetmanocha4236]

Hi Ankush ji Can you please clarify the below points: 1. Can BG limit exceed MPBF amount. 2. Can LC limit exceed MPBF amount. 3. If yes then how will it be disbursed under Multiple Banking Arrangement 4. Can over all NFB exposure exceed MPBF

[@AnkushJain]

1. Performance BG can but financial BG cannot 2. LC cannot exceed

[@sumeetmanocha4236]

Thank you ji

[@AnkushJain]

@@sumeetmanocha4236 your welcome

[@selfexplore.408]

Much needed video.... Thankyou Sir😊

[@AnkushJain]

Your welcome

[@minakshimor5924]

Well explained sir ✅

[@AnkushJain]

Thank you

[@rohitbhatia1537]

Sir, Good Evening How to get Data for the following 1. Period of EMD Deposit and PG (From Tender Terms and Conditions?) 2. BGs expected to release this year

[@AnkushJain]

@@rohitbhatia1537 existing case or fresh case?

[@rohitbhatia1537]

@AnkushJain Fresh Case, However unit is not Greenfield..in existence since 4 years

[@AnkushJain]

@@rohitbhatia1537 only existing bank can confirm on its letter head or otherwise take confirmation from client. There is no other way

[@vikaspansari9540]

Sir 5 lakh ki bg Jo apply krne ke liye di thi contact mil Jane par adjust ho jaegi to net requirement to 60-5 =55 hogi na

[@AnkushJain]

Yeah

[@vivekvedpathak4187]

Sir, How to calculate Solvency of a Customer OR How to Calculate Capability of a customer.

[@AnkushJain]

It's a long series of analysis which I have already covered in my videos step by step. Example: 1. Check free properties and assets value 2. Financial analysis 3. Banking analysis 4. Cibil analysis etc. There are many more things in this

[@trushitkakrecha1472]

if the BG is applied under CGTMSE, it is under bank's or CGTMSE's discretion to decide the amount ?

[@AnkushJain]

Bank has to decide

[@karishma_nigam]

Sir please make a video on NBFC funding by bank and related calculations and ratios

[@AnkushJain]

Hi Karishma. I don't have experience in the nbfc funding. But I come across it then surely will do the video

[@karishma_nigam]

@@AnkushJain okay sir

[@AnkushJain]

👍👍

[@moumitamanna1004]

Sir, one query, what is called as sanction limit? limit which is approved in sanction note by credit before acceptance of client Or limits which are accepted by the client is to be termed as sanction limit for exposure calculation. Since RBI says "sanction or outstanding whichever is higher is to be reported as exposure. For exposure calculation, when should I term it as sanction limits? Request you to please clarify sir.

[@AnkushJain]

Limits which are finally accepted by the client and disbursed in the bank are to be considered

[@ramugehlot1274]

Thank you sir

[@AnkushJain]

Your welcome

[@umeshjoshi7523]

Sir. Very nice video. Sir one doubt. The performance guarantee will be issued as a percentage of the contact value at the time of awarding the contract. Say contact value is 100lacs and PG is 5% so Performance BG will be only Rs5 Lacs. Why we need to multiply 5 lacs with 5 years because we need not issue BG every year. I mean at the initial time it will issued, You have multiplied the same with 5. Thoda clarify karne ka kasht kare. Thank you sir.

[@AnkushJain]

If you see, we are calculating requirements for next 12 months. The borrower will apply for contract of 500 lacs in next 12 months i.e In fy 24 and will be awarded 100 lacs. So what about next to next year i.e. fy 25? Then he will also apply new contracts of 500 lacs (minimum presumed) and similarly for fy 26, fy27. But the BG of 5% taken for contracts of fy 24 will be blocked for 5 years. Therefore he won't be having bandwidth for additional bg in coming years. That's one way to explain this

[@trushitkakrecha1472]

Sir, upto what amount can bank provide BG, as the contractor may promise that he is going to get new contracts let's say for 100 crore, but can there be any guideline value on basis of the turnover of precious years or it is completely dependent on future assumptions

[@AnkushJain]

All factors to be considered. You have to also judge that whether contractor is able to perform such high contracts or not. For example- previously contractor was doing turnover of 5 cr per year but now asking that he is applying for 100 crore contract. There is clearly mismatch as to his past trends

[@mahisharma3739]

Hi sir, just wanted to know from a career perspective which product is better unsecured business loan or home loan. Recently gave an interview for the same and got selected. My previous experience is in personal loan with 3 years of experience

[@AnkushJain]

Both are good. Although secured loans are always a bit better than unsecured loans

[@nikitasharma5110]

Hello Sir, I have one doubt PBG me 60 months q liye hume sirf 12 months ka dekhna tha ap ne bola ki next 12 ?8!5-# me kitne contract ke loye bid krenge

[@AnkushJain]

Ha but contract to Maan lo k sirf 1 hi bid kia but uske liye BG 5 yrs ki Deni pdegi... To hamari BG line to 5 saal k liye block ho gyi...

[@SukhminderArora]

Sir, Balance sheet m Bank Guarantee kis side show hogi ??

[@AnkushJain]

Bank guarantee is just a contingent liability. Ye balance sheet mein kahi bhi show nhi ki jaati

[@SukhminderArora]

@@AnkushJain mtlb sir , Bank guarantee firm ki balance sheet m naa assets side shie hoti h or naa liabilities side.

[@AnkushJain]

Yes

[@hkhatnani8462]

Sir what is omnibus guarantee ??

[@AnkushJain]

No i haven't heard about it

[@debashistadi8753]

Sir can you provide the guidelines on BG assessment

[@AnkushJain]

Which guidelines?

[@AnkushJain]

Membership section mein already daali Hui hai

[@hkhatnani8462]

What is counter indemnity?

[@AnkushJain]

Haven't heard about it before

[@arvindrautela5667]

Govt contracts mein contractor ko paisa kaisey milta hai sir hum to khalibBG dedetey how do they earn money from it

[@AnkushJain]

They give BG to govt. And they perform the contract e.g. make roads etc. and receive the govt payment and the difference in payment received and expense incurred by them on making road is the profit they earn

[@nitzzvigora878]

Sir bank statement ka metadata kya hota he,

[@AnkushJain]

Never heard of this term

[@navmeetaggarwal1813]

Dear Sir I am Chartered accountant. Can you tell me how to learn bank audits please provide me guidance and support

[@AnkushJain]

I don't have experience in bank audits

[@ratanlalshah2644]

Hello sir Ankush sir One request to you that can you please make membership videos free for us, as you have a lot so far, also help for that.

[@AnkushJain]

Hi Ratan, i post free videos every week and existing videos are more than enough for gain detailed knowledge. Members videos are extra content for those who want to learn something extra

[@viswanathmekala6365]

Sir please do vedios in English or add subtitles

[@AnkushJain]

Will try to add subtitles

[@rupalimalviya8391]

Bank guarantee ki aur apni videos ka link share karein.

[@AnkushJain]

kzbin.info/www/bejne/pqqchI2rlq5jZsU

[@vignesh7117]

Pls make videos in English

[@AnkushJain]

Will try to add English subtitles

[@kranthikumar8752]

Please do videos in English

[@AnkushJain]

Will be adding English subtitles in all my videos soon. Work is in progress