Banks Are Offering BIGGER Cash Bonuses: Should You Switch?

[@DayanaPlays]

💰SoFi Checking & Savings Account (Up to $325 Bonus): bit.ly/sofiaccount 💰Chime ($100 Bonus): chime.com/r/dayanacastillo4?c=s ✅How to choose the best high yield savings account (Checklist): dayanaplays.ck.page/hysachecklist 💸Sign up for my newsletter: dayanaplays.com/newsletter

[@AndroidisPreferred]

Bank information like this is the reason why I READ the fine print! It helps to read the fine print of anything that you are signing!

[@DayanaPlays]

@@AndroidisPreferred Very important! 😊

[@marcelomayol9173]

Great video! You speak very well and are extremely composed, unlike some other videos that I've watched. Thank you!

[@TonyNoCeilings]

This year I've done Citizens, Fargo and Truist. The quickest to pay was Truist, bonus was deposited about 30 days after acct was opened.

[@AngieMBlanco]

Great video! I love my SoFi account. For me, it's the absolute best all around. Can't wait for your next upload ☺😍

[@DayanaPlays]

Aw, you're the best! 🫶🏽

[@jaxplata3882]

Hey Bonita what you think about Zynlo bank

[@ahnonamos]

I did checking bonuses with Citizens and Truist It was very little effort and easy to close the accounts afterwards

[@HowToCredit]

Love your content 🌟

[@rajeshravindran]

Thanks for informative video ❤❤

[@DayanaPlays]

My pleasure 😊

[@virgiliomartin6696]

Hello dayana, there are so many online banks, with high yielding accounts, and checking accounts that is hard to pick one. I opened a high yielding account with bask bank, that pays 4.85% and the checking also get 1%. I think instead of being stuck with an account just for getting a one time bonus, it would be better to open an account from any of the online banks that offer good interests for their high yielding savings and their checking accounts that get you more interest than the regular banks. cheers by the way bask belong to texas capital bank and they pay .5% more in their hy savings

[@lifewithjon6809]

Good video.

[@amaurysanchez3450]

Spectacular

[@DayanaPlays]

Thank you! 🙏🏽

[@mattmatt7998]

Yeah chase offered 🫴 me 900.00 big ones. 🤔 but idk.

[@nicolastorres4807]

Got this in the mail yesterday

[@Lifeissorich.]

You open these then close after getting the bonus. I do 3-5k+ a year in bank bonuses every year.

[@victorgeorgi2505]

love your content and thanks for sharing this info. I snagged a $225 bonus with Chase back in 2022 and now I see Chase and other banks are giving these bigger bonuses. What a time to be alive lol.

[@DayanaPlays]

Aw, thanks so much for the kind words! 💜 Yeah, the bonuses are getting so big that some people are making it a side hustle, haha.

[@larryivey8118]

Be careful when receiving these bonuses on a bank account they usually issue a 1099 that's why I like chasing welcome offers on credit cards it's completely tax free

[@DayanaPlays]

Welcome to America, where everything’s taxed. We shouldn’t say credit card bonuses are tax-free out loud-Uncle Sam might start taxing those too, lol. 🤦🏽‍♀️ But I wouldn’t turn down a bonus just because of taxes-that’s like refusing your salary or any money just because of taxes.

[@johnl9135]

My checking account still paying 5.07% interest even after the federal dropped the rate, but new customer won't be getting this APR. I am with this bank a few years now and racking in the interest, sadly I have to pay some of it to the IRS at the end of the year.

[@parthpatel800]

Which bank is it?

[@Wiltothefee]

Does capital one run all three credit bureaus? I can’t support them

[@ToboeKey309]

When u open a checking account with any bank they don't check your credit 🤦 wow u r dens the only time where banks check your credit is if u apply for credit cards derp derp 😑

[@Wiltothefee]

@@ToboeKey309 I know I’m just saying I can’t do them cause of the credit bureaus thanks your response whomp whomp you

[@gzedb2437]

Capital one does not run the 3 credit bureaus, but they do leverage them to pull credit scores when opening a credit card or line of credit. They would not do a credit pull for opening a bank account. Good question. Not sure why the other commenter was so snarky to you

[@Wiltothefee]

@@gzedb2437 thanks

[@hammadalyvlogs]

i can help you edit your videos and provide you a sample edit

[@johnj.doublej8721]

🤔😂😂😂 this girl shows up whenever I type something related to finance… 🤔😒

[@DayanaPlays]

@@johnj.doublej8721 🙋🏽‍♀️😂

[@appleztooranges]

Yeah bad idea. Your taxed on promotions

[@oboe23able]

So you don't want money because some % is taxed?

[@appleztooranges]

@@oboe23able taxes are bad

[@DayanaPlays]

Welcome to America, where everything is taxed. 🤦🏽‍♀️ However I wouldn’t turn down a bonus just because of taxes-that’s like refusing your job salary because you have to pay taxes on it.

[@appleztooranges]

@@DayanaPlays yeah but with work I usually get $$ back at the end of year. Now I’ll be deducted

[@faldovifendi6878]

@@appleztoorangesI will trade a quarter for a dollar anytime anyday. Even if you’re at the highest tax bracket, you’re only taxed 40-50 cents/dollar you make at max.

[@ToboeKey309]

🫶 hi 😊

[@DayanaPlays]

Hey! 🙋🏽‍♀️💜