Banks Removing Free Airport Lounge Access Benefits: Why Is It Happening? 🔥

Friends, recently, banks have started imposing various conditions for accessing airport lounges using their credit cards for free. A few banks have even begun to remove this benefit completely. In this video, we will try to understand how free airport lounge access works and why banks are recently removing this feature, despite advertising it as a main benefit of some credit cards.
Unveiling the Shift: Why Banks are Restructuring Complimentary Lounge Access on Credit Cards: www.technofino.in/community/t...
Doston, haal hi mein, bankon ne apne credit cards ka istemal karke airport lounge access ke liye alag-alag sharto ko lagoo karne ka aarambh kiya hai, aur kuch bankon ne is labh ko puri tarah se hatane ka bhi prarambh kiya hai. Is video mein, hum yeh samjhne ki koshish karenge ki muft airport lounge ka upayog kaise hota hai aur bank kyun is suvidha ko haal mein hata rahe hain, jabki kuch credit cards ke mukhya labh ke roop mein iska prachar kar rahe hain.
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[@pranavpatil1362]

Rather than this, they should remove lounge access from low tier cards.

[@snpssps]

Yes

[@akashtopder7251]

I don't agree with this. 90% of CC users do air travel only 1-2 times in a year max. They can't afford expensive cards. But 1-2 time in a year they travel they should get free lounge access. Removing lounge access is not the solution.

[@priyanshujha502]

In my opinion they should remove all benefits and increase reward points earned on every transactions which can be redeemed for cash

[@subhojitroy534]

Increasing the capacity & Card category wise lounge access should be done (like the one your were talking about at the end of the video) else those who really travel frequently by air doesn't face the same problem every time even after paying premium charges.

[@rakeshreddymamidi6437]

Hi Bro, When we can expect, HDFC ultra premium credit card Infinia Reserve is launching. Any idea?? when we can expect launching???

[@IFennecYouCODM]

I disagree with u with the second point, that loung access should be removed from entry and mid range credit cards. Not all of us can hold a premium or super premium credit card, it's even hard to get. Maybe once a quarter for entry level and twice for mid range credit cards is okay. Even spending criteria of rs 5000/quater is good because that amount can be easily spend per quarter. Spending 5000/month is too much. I do not have much spends using credit cards as I don't live in a big tier City where credit card usages are high. And I hold only entry level credit cards (currently 5, all LTF). It will be difficult for me to hold a premium credit card as it won't be LTF and annual fee reversal criteria for spends limit won't be met. Also, I have been to Bangalore, Chennai and Kolkata airport lounges and TBH, Kolkata one is small, Chennai one I didn't like at all, and Bangalore is great. But it doesn't feel super premium for only premium and super premium credit card users. (My point of view, may not match with other users). Even entry and mid level credit card users should have the access and be treated equally like other credit card users.

[@TechnoFino]

Credit card is a business; what you or I think doesn't really matter. What the bank thinks about it is what really matters. According to a few bank officials, they might remove airport lounge access benefits from entry-level cards and impose much stricter conditions for mid-range and even premium cards.

[@IFennecYouCODM]

@@TechnoFino well yes I agree that what we think didn't matter. But if banks do impose restrictions on credit cards then it will affect a lot of credit card users.

[@AnindyaDasraghu]

purchasing the air ticket from that card can suffice this problem, and also we do have our electric mobile gas bills broadband monthly that easily crosses 5000 a month

[@IFennecYouCODM]

@@AnindyaDasraghu yes but, i don't fly often. Like once a year maybe.

[@bindir1421]

More n more people have started using lounge access which might b causing a loss for the banks. They have the right to reduce the no of people getting the benefits . Their first phase of reducing should b to remove entry level cards, if loss still persists then they can remove mid range cards n so on

[@mickie634]

Scapia is a really great card in that respect.. do u consider hdfc dinrrs black premium card?

[@akrah2044]

Thank you 👍 dada

[@aman.bagwan]

I totally disagreed about remove airport Lounge access from entery level credit cards, they travel Atleast one time in every 6 months across india so they will used their card and enjoying airport launge access Benefit.

[@TechnoFino]

Credit card is a business; what you or I think doesn't really matter. What the bank thinks about it is what really matters. According to a few bank officials, they might remove airport lounge access benefits from entry-level cards and impose much stricter conditions for mid-range and even premium cards. But let's hope for the best

[@hydrilara]

​@@TechnoFinoif customer feed back is not appreciated, then any business is doomed to fail.

[@Av1choudharyy]

@@hydrilarabut you are not the targeted customer, you are not giving them that amount of business. The premium segment holders does give business and they care for them.

[@hydrilara]

@@Av1choudharyy and definitely you are not in that so called premium segment

[@Av1choudharyy]

@@hydrilara yes, 100%. Are you feeling good now?

[@NandaGovinda]

feels like your giving hint to the bank increasing in credit card users means increasing profit too

[@TravelTheWorld000]

i have to be in a que everytime for lounge access.. loyalty lounge becomes worst now like ever thats why i took indusind vistara card with gold membership and travel with vistara now and they give me business class lounge for free every time

[@bikashthakurindia]

Restriction generally on VISA, MASTERCARD like cards. For improving our Nationalized Banks & indegenous RuPay card (Debit and Credit) from platinum & select, which cost generally starting from ₹ 200 annually in Nationalized Banks. So, Government wants us to demand Rupay cards from Banks & use our Indian Rupay Cards to take benefits of services like Airport Lounge.

[@siddharthgoyal4008]

Most RuPay cars do not have lounge access and no premium card comes with RuPay

[@mayurranjan2889]

Rupay Platinum and Rupay Select card is premium card

[@mayurranjan2889]

Righty said

[@nilabjaghosh7004]

Sorry to say, not everyone who is travelling via air holds premium or super premium cards..most of us are choosing flight over other transports just for the safety and shorter time duration.. so the way you are supporting this movement of removing lounge access is something which is very insensitive..

[@ANR1122]

Most of his subscribers own premium cards. That's what the channel is all about

[@TechnoFino]

Credit card is a business; what you or I think doesn't really matter. What the bank thinks about it is what really matters. According to a few bank officials, they might remove airport lounge access benefits from entry-level cards and impose much stricter conditions for mid-range and even premium cards. But let's hope for the best

[@NandaGovinda]

true

[@karankalyani40]

The condition of minimum Rs.5,000 shopping is applicable from Jan 1, 2024. I have checked this.

[@Musheb]

Bhai aap influencer ho toh public k favour mai video bano 😂. You should rather say banks can discontinue lounge access with entry level cards and not mid level cards. They should focus on more lounge capicity. Banks ko jab business chahiye tha India mai toh lounge access feature ko hi promote kar k miss selling karte the Yeh log.

[@NandaGovinda]

that's what he did in the video, actually this video is for bank not for subscribers

[@narendrakumarsingh9208]

Please make a series of ICICI coral rupay credit Card.. thanks..

[@kathitpatel2707]

Please make a unboxing video on bob sapphire and opulence debit card

[@cred_entho]

Very simple to say from u that only premium cards should have lounge acess, bcz u are having it. If you would have been on opposite side of table, u wont have said this

[@bongbackchodgamingbbg]

Bhai... Entry level wlo sa hta da ya sahi hai but Mediam level ka liya hta dna chiya ya bat galat hai😢😢 Mai meddle class family sa belong karta hu sal mai 2 bar airport visit ho jta hai... Mra pass Normal cc hai kya usmai milna nhi chiya 😢😢😢

[@mcudrstrange9128]

Legend using rupay debit card😅😅😅

[@rgrm104]

In need 3x speed to watch this video

[@Skmhubham]

Sumant bhaiya ❤️

[@NomadicSage]

Major change has already been done by HDFC

[@TravelAdvenReal]

Axis Miles and more credit card per video bnaye 🙏

[@vishalsharmaize]

Slowly slowly all benefits will be finished & charges will be increased

[@jignajigneshparikh591]

HDFC bank has stopped counting UPI Spends Done via credit card in Milestone Benefit. please make a proper video on this. Just do a UPI transaction and check After 2 days it wont be counted towards milestone benefit

[@megaspacebar4664]

How does a bank give you any benefit on UPI spends?

[@jignajigneshparikh591]

@@megaspacebar4664 i am talking about spends done via RUPAY credit card On UPI

[@NandaGovinda]

@@megaspacebar4664 UPI Credit card

[@gampi11]

Too many benefits or misused benefits gets removed one day anyway !

[@hairstuff371]

Iske pas infiia hai to bak bak kar sakta hai isko downgrade kar do millenia me fir bak bak nahi kargega

[@bhavinsitapara5156]

Apka opinion bilkul galat he....to kya middle class ke log ko suvidha nahi milni chahiye....ap jese pese wale log hi sab jagah labh uthayenge.....ye bilkukl galat he

[@bhavinsitapara5156]

@@lakshaymittal5367 tum aukat valo ko pese ate hi ham jese garib logo se he.......aor bat karte he aukat ki

[@eshantster]

As an influencer and youtuber, you should speak on people's behalf not ur considering u have a high net worth and privilege We need more benefits in mid range credit cards as well, not everyone gets free premium credit card like you get, by any mean credit card companies aint losing any money or not sustaining by providing any of these, understand the credit card earning model bro, they can provide much more benefits without losing anything

[@manishparekh9214]

Only ✈️ for Super premium 💳 like Dinners black⚫, Axis Magnus, Reserve, Joining fee must ₹ 10000 & Above

[@hindiparivahan]

sir apne thubnal ko better kare nahi to bahut peche reh jayege aap

[@swapnilmandape2925]

Iske pass Hai bade card ye apna soch raha hai samjo

[@stanislavplazilski]

I hve fair amount of Premium cards n few super premium cards ,bt i disagree with u.. so many working class n entry level professionals enter airport or travel by air for first time or rarely. N still not many wud be aware abt airport lounges or dt sm credit cards get u free access ,n its a boon fr sch ppl ,But here u r telling , dt those who already cn afford lounge access with own money , capable n ready to spend such amount shud get lounge access n not ordinary ppl or people with a lil more than entry level cards.. dissapointed.. u care only yoself n not abt common ppl..

[@SarcasticAusse]

Common PPL crib a lot.. they want everything to be free n don't wanna spend a single penny but they want access to all the premium facilities

[@rahulgupta43701]

I think what sumanta da wants to say is banks should create private space in lounges for high end customer. So, they don't have to wait to get in the lounge. Let me show u an example- You have an axis reserve cc, which costs 50k per year as annual fees. Now you visit an airport for a flight and want to access a lounge, and there are 3-4 people standing before you and all of them having some 500/2500rs annual fee cards. Now, how do you feel despite having a super costly cc? You have to wait in line with regular costing cards. In short, banks should provide exclusive benefits for their high-end cards.

[@SarcasticAusse]

@@rahulgupta43701 yes absolutely right..PPL paying High fees should be given the priority than ppl just having a LTF card with a lounge access & these ppl hardly spend

[@TechnoFino]

Credit card is a business; what you or I think doesn't really matter. What the bank thinks about it is what really matters. According to a few bank officials, they might remove airport lounge access benefits from entry-level cards and impose much stricter conditions for mid-range and even premium cards.

[@megaspacebar4664]

​@@rahulgupta43701Airport lounge is a public space and people should be treated equally. If you think, only premium or wealthy people will travel by air then I don't think India will grow anytime soon.

[@tanmaylodha]

Lounge access should be removed from all non premium cards 🙏🏻

[@akashtopder7251]

Why? You'll be giving people money to afford super premium cards?

[@swastikniharmohanty1179]

It's about competition among banks itself, people will take cards that with better facilities

[@x_man007]

Tera ky nuksan hora 😂

[@root.1337]

​@@x_man007baap isk jyda paise wala hoga😂 ameero ke unnecessary opinions

[@rudroy09]

Iske toh naam me hi loda hai

[@mishrajii239]

Lounge access should be removed from every credit card out there...tohose who have money to pay explicitly for lounges, they will pay and access it

[@thukk]

I have seen how people eat at lounges . Janmo janmo k bhukhe saale char char plate leke khane baithe hue hote hai Jaise apne baap ki dusri shadi me khane aaye ho…

[@eishuno]

tere se paisa leke kha rahe the kya? aisa bhau kha raha hain jaise jo ameer chutiye hain unme bohot culture hain?