Banks V/s Jagruk Janta, Who Wins?

[@LabourLawAdvisor]

Hax to Save Tax Course 👇 link.lla.in/hax-to-save-tax Story shared by Jagruk Subscriber : Manav Motwani

[@Mr_Gamer17]

@LLA. BANK WALE LOAN LENE KE BAAD O APNA O APNA INTEREST INCREASE KR DIYE O AISA KYU KR RHA HAI. o bol rhe ki share gir rha

[@ayushsoni4028]

Hi LLA, One incident happened with me also, I closed OneCard one month ago but they didn't credit my amount. I warned them 3 times but they didn't credit. Then I warned them again in email by saying I will take help from KZbinRS. Then they credited the amount in same day.

[@AmeerHamza-zp4ll]

Sir, I am a Pakistani so can you recommend me a KZbin channel because India and Pakistan have different laws?

[@sacchaSanatani459]

@@Mr_Gamer17 due to increase in repo rate which is linked to interest rate as external benchmark

[@Navyguy]

Team LLA kindly help me (many iCiCi Android Customers like me) - Recently after updating iCiCi iMobilePay official App (Version 16.3) it has become unusable. App crashes & shows - kindly close 'Developer Options' to avail services. *ISN'T THIS UNFAIR ?*

[@aravindsingh08]

This is the most useful video. I am proud India has organisations like RBI who care about the common people. Thank you LLA.

[@sunilchaubey.]

😂

[@AkshayShukla.]

(after adani case) SEBI : 🗿

[@DrAdityaReddy]

😂

[@SpunkyMaster]

RBI only cares special people not common man.

[@akhilstocks31]

Don't be so happy. This guy got lucky. RBI is not that helpful for common man

[@bireshwardey007]

As an RBI employee, I am feeling very proud of my organisation as well as happy for Mr. Manav.. ❤🥺

[@niteshb1572]

😂😂

[@GaganDeep-sg2sd]

RBI bhi sahi investigate nahi karta

[@ankith1316]

Asst or Grade b sir ???

[@bireshwardey007]

@@ankith1316 Office Attendant, brother.

[@ronakbais5344]

@@bireshwardey007 which office

[@karanraval2325]

As a banker myself, I would like to point out one more problem that happens with many people. They get offers of lifetime free credit cards but then bank charges them for the card. Then when the customer complains and deny to pay the charges, bank does not waive the charges but simply writes them off. Due to this, credit score of the customer gets impacted which they realise only when they apply for a loan.

[@gauravgoyal001]

Good point

[@udayteja4946]

How can one know whether those charges were waived off or written off?

[@radhamanohar2307]

@@udayteja4946 If they are charged it will appear on CC Bill and if not they wont appear on CC bill. That’s simple

[@udayteja4946]

@@radhamanohar2307 Thanks for the information.

[@drriteshsharma6448]

Bank staff are full of frauds... Some staff are paid to fool people... Why you keep on calling customers.... Credit card Lelo.. credit card lelo....

[@anirbandey303]

This is brilliant. We often are unaware of our rights and these corporations take advantage of this. Hats off. ❤

[@24685sourav]

I had similar help from RBI during lockdown when HDFC put my loan into moratorium without my consent. I fought for 4 months and got it corrected.

[@JustKidding_LOL]

How long did it take for RBI CMS complaint to close? 😓😓

[@ritvikjain]

As an Indian 🇮🇳 . Proud of RBI ❤ , If any employee of RBI is watching then please keep up doing this amazing work 😊

[@Undefinedhuman-fe5by]

That's why I like this central govt. Our voices are now being heard

[@mayankgupta9978]

The same case happened to my father 😢 he was promised a lifetime free SBI elite card because he had done a certain amount of transaction in his SBI account and he filled the form and got the form but later in that month 5000 rupees were deducted from his account, he felt very bad , and i was also feeling bad for my poor father he was scammed by the banks, the same banks who are entitled to keep our money safe but they also scam people and the funny part is they think we are supposed to trust them. But later my father did complain in the bank but he refused by the bank by saying that it was your idea to fill the form to get the card. My father felt like his trust has been over with and he got scammed, but he doesn't know what to do hence he is still paying that God damn card. Even these government banks scan people too that is so frustrating.

[@ayushshaw3681]

why don't you close the credit card

[@SVG7717]

Thank you... from proud rbi employee

[@niteshb1572]

@@SVG7717 😂😂

[@adityabhide2622]

Watching since 2 year and now i am 18 and becoming jagruk after every video of LLA . You are doing great work thank you ❤.

[@sandeepkumarpatidar3719]

Bhide bhai😂

[@Axel.Blazer]

@@sandeepkumarpatidar3719 mai bhi yahi comment karne wala tha xD

[@007_Sun_Tzu]

16 se yahi dekhra h ..you need more friends and hobbies

[@infobyavi8187]

👍🏻

[@mayankgupta9978]

The same case happened to my father 😢 he was promised a lifetime free SBI elite card because he had done a certain amount of transaction in his SBI account and he filled the form and got the form but later in that month 5000 rupees were deducted from his account, he felt very bad , and i was also feeling bad for my poor father he was scammed by the banks, the same banks who are entitled to keep our money safe but they also scam people and the funny part is they think we are supposed to trust them. But later my father did complain in the bank but he refused by the bank by saying that it was your idea to fill the form to get the card. My father felt like his trust has been over with and he got scammed, but he doesn't know what to do hence he is still paying that God damn card. Even these government banks scan people too that is so frustrating.

[@arhabhasankhan8465]

I had personally tried RBI ombudsman scheme and hat’s off they do great job.. Proudly to have these supervising bodies in our country

[@JustKidding_LOL]

How long did it take for RBI CMS complaint to close? 😓😓

[@brijpal3436]

seriously itna great knowledge or kisi channel pe nhi mil sakta thankyou so much #LLA team.

[@anantbiswas]

Thank you so much for this insightful video! I recently found myself in a similar situation where I was misled by a bank representative regarding a credit card offer. Feeling lost and unsure of what steps to take, I stumbled upon your video and found it incredibly empowering. Following your guidance, I lodged a complaint against the bank and today, I am thrilled to share that justice has been served. My credit card has been rightfully termed as lifetime free, and the erroneous charges have been refunded. Your advocacy for consumer rights is truly commendable, and I cannot thank you enough for empowering individuals like me to stand up against corporate injustices. Keep up the excellent work!

[@vikeshthakur9633]

This Man taught the Bank a solid lesson.

[@ayushmalvi8505]

Same thing happened to me for Axis Bank CC. After 2 months, thankfully they agreed that it was a mistake from their end but still I have paid the joining amount. They gave me the rewards which obviously of no use. Wish I knew the RBI ombudsman at that time. Thanks to you and LLA for this info.

[@vivekiitb034]

HDFC bank agent called me and told for lifetime free millenium credit card for card to card activation offer. card to card means i have already SBI credit card on that basis they issued HDFC credit card. is this genuin or fraud. i have recorded all calles and customer care verivication call also in deetail way. plz guide

[@atulkumar943]

​@@vivekiitb034 they regularly call people to sell their credit cards. That's not illegal. If hdfc has sold you a card or deducted money from your account without your knowledge, then you have a right to complain to RBI ombudsman.

[@SumitGupta0405]

I happy to say that I have subscribed to channel who not only upgrading our knowledge but parallelly saving our hard money

[@jatinhooda4055]

Happened with me as well. icici bank employee did it. I paid the 590 charges initially and then picked it up with customer support. Took me a whole 3 months to fight with 10 different people from the bank to finally reverse the charges in my statement.

[@MokshKumar518]

This is truly brilliant. It's remarkable how frequently we remain oblivious to our own rights, allowing these massive corporations to exploit that fact. My admiration knows no bounds. Kudos!

[@nishantpatel-np]

I have one suggestion. By default your dialer is set to google dialer so that app gives prior notification like "This call is now being recorded" You can turn it off by changing that option, you check search on youtube and you will find tutorial for that. Hence, that annoying voice of 'Recording started' can be removed! And, thank you very much for your efforts in educating nation about finance and stuff. Love you, team LLA ❤️

[@allthings5623]

Can you please send the video link ?? I also want to remove Google dialer recording voice

[@neevkhanal132]

Same problem has with me in my new mi 11 note pro+5g however after searching a lot i found others countrys like Indonesia, taiwan official rom has miui dailer which has automatically call recording without any announcement 😊

[@anuraagpriyadarshi]

Can you please share the link for the video

[@AmanYadav-vc7iu]

Thank you LLA for making such type of videos that really educate people in this world full of scams ❤

[@saumitraharbola5447]

Thank you LLA for making our lives more JAGRUK!. When I first discovered your channel a couple of months back I immediately knew this channel is worth subscribing and sharing.! More power to you!

[@syedf41]

It’s superb Mere sath bi ayse hua But RBI ko CC me rakh kr conversations hue at least one month tk uske bad jakr full refund aya hai mera refund 92 hazar kuch rupiye tha Ap hi k videos se knowledge hua or finally I’mh appy

[@ayushmahajan5180]

Similar thing happened to me with HDFC Bank . I was then given an option either to make standing instruction to either pay ebill/ mobile bill monthly or spend above a certain amt. Otherwise pay 1500 plus gst .

[@sunil28kunu]

Nice one Rishabh, but one thing I want to add... In certain cases the card charges are not reflected in first month rather after a year as they ideally make it free for first year... And by the time you realise it's already late.

[@BimanGhosh]

It's never too late. Just proceed with your complaint.

[@IronMan-471]

This is what true community called LLA by sharing such example and keep us aware Really appreciate your effort for spreading awareness ❤️

[@omkarkale6122]

Nice use of Short it helps to get traffic to videos. Not shown any clip of video but still made us to view video. I am saving this Short as a marketing tips

[@adxmadara]

The RBI's grievance management is great! I faced an issue with a prominent NBFC for a loan, and they were not responding to my complaints or escalations. Fast forward to raising a complaint to the banking ombudsman, my issue was resolved in 1 day!!

[@abhifotography9507]

Namaste Labour Law Advisor ji, Aapka channel dekh ke dil khush ho jaata hai! Aapki videos se lagta hai ki aap sach mein labour law ke kanoon ke Pandit hai. Main aapse bahut kuch seekhna chahta hoon aur aapke saath kaam karna bhi. So please accept me as your shishya and guide me on the path of success. Dhanyawaad!

[@vijayomer]

This is exactly what happened with me recently by hdfc bank. But thankfully they did agree to fulfill their promise after heated arguments with bank manager. But thanks for making this video to spread awareness and knowledge to take further steps if issue doesn't get resolved through bank end.

[@mdzaid5925]

Same, hdfc disputes offered me LFT but I preferred just to surrender the card.

[@awakenharsh]

Only financial KZbinr whose video is worth watching 3 days before my jee exam😂

[@LabourLawAdvisor]

Best of luck, baad me dekhna lekin - RJ

[@awakenharsh]

@@LabourLawAdvisor thank you inspiring rj

[@vabesvaradwaj]

Jee advance hai kya bro

[@awakenharsh]

@@vabesvaradwaj nhi Mains h bhai

[@vabesvaradwaj]

@@awakenharsh best of luck bro

[@syedyaser8753]

Hi Rishabh/Mandeep, Plz make a video on the overdraft facility on the home loan. What are the pros and cons of this..and under what condition we should consider it or opt for a normal home loan. Thanks 🙏

[@avishjha4030]

Same thing Yes Bank did with me. I was told it would be LTF, then after it was issued, it turned out to chargeable, and I validated this before activating it. I didn't activate it, and today after 37 days the card was automatically closed thanks to RBI rules for no charge to myself!

[@ayushgarg7033]

I did a similar thing with Zest Money as they spoiled my Cibil score for a transaction which I later cancelled. They even closed the loan on the app but actually submitted default to the credit score companies.

[@kartikeyonweb]

Same happened with me for hdfc card it was offered as free card, but I was charged 499+GST. When I complaint them they said card is chargeable and that card agent left the job, i have paid the charges but they are not providing any resolution. I don't have any proof right now.

[@SpunkyMaster]

If you don't have any proof then you can't do anything.

[@PROJECTSKILLSLAB]

Brilliant video! Explanation was right on the money. Thank you for bringing such sensitive topics for the common people.

[@anmolpathak2791]

Thats a great video and about that this call is getting recording msg that can also be stopped there is an app called TTS to stop that that's very helful.👍

[@LawMate-YourLegalGuide]

Love you LLA. Bank waalon ki forceful selling badtameeze bahut bardasht ki hai so now it's time for some "war" har Baar main nahi jhelungi bank manager ke aage I can't keep saying please! Ab uski baari hai call karne ki kyunki literally SBI ne bahut rulaya hai

[@potbot887]

I recently got the same from ICICI Bank for their Coral Credit Cards ; After watching this video I called the customer care and they confirmed all the things the sales guy claimed. So I think it depends if you are going to be scammed or not. BTW on the brochure he shared there is joining fee and annual fee mentioned, but the customer support said that you got this card in offer so they are waived off. I will be looking at my bank statements closely for next few weeks. Thanks for the video, tu bahut acha kaam krta h re

[@vivekiitb034]

HDFC bank agent called me and told for lifetime free millenium credit card for card to card activation offer. card to card means i have already SBI credit card on that basis they issued HDFC credit card. is this genuin or fraud. i have recorded all calles and customer care verivication call also in deetail way. plz guide

[@vivekiitb034]

on what basis you got life time free card ?

[@vishalgaur7867]

Bhai icici be mera sath pehle fraud kra tha

[@potbot887]

@@vishalgaur7867 bharosa to nhi hota hai aaj kal mujhe bhi, let's se. I will be monitoring my account for few weeks

[@potbot887]

@@vivekiitb034 the sales person said it was on basis of my account history. ( I am also a premium customer)

[@ARYAN-bv9qk]

Very useful video , thank you LLA 🙏, we (subscribers ) truely feel educated in this field by watching your videos .

[@moviereviewindia3311]

Really great...❤️❤️ For me the credit card people charged Dec 2022 transaction on Mar 2023. Even at that time they have charged some charges but when I called the customer care guy was rude and told me "BANK CAN CHARGE AT ANY TIME AND ITS THERE CHOICE"

[@deveshbajpai7028]

I really enjoy your content! Could you please consider making a video about the issues surrounding bank account freezes and how banks are dealing with these account freeze issues and not cooperating with its innocent customers. It’s concerning how banks and law enforcement handle account freezes. If funds haven’t been credited, why do they suspect customers and freeze entire accounts? If a law enforcement agency only requests a lien on a specific amount, it seems unreasonable for banks to freeze all funds. It’s a topic that affects many people, and your insights could really help raise awareness. Thanks for all you do!"

[@anonymousaritra4996]

Thank you LLA Team for sharing information about RBI Ombudsman and how it can be helpful for resolving banking issues. Your video has been informative and helpful for those facing problems with their banks. I recently opened a zero balance savings account with IndusInd Bank and requested a debit card through their official banking app. Although the app did not show any charges for the card, the bank deducted Rs. 2950 from my account for issuance charges. Despite complaining to the bank, I did not receive an appropriate response. After watching your video, I have decided to register a complaint with the RBI Ombudsman to resolve this issue. Thank you for sharing this valuable information and helping people like me to seek justice.

[@viniistfu]

Did you got your money back?

[@anonymousaritra4996]

@@viniistfu yeah within 2 days

[@rishigoyal7059]

Great stuff LLA team! Is there anything like RBI Ombudsman for retail stores like lenskart/Myntra/Amazon/flipkart, etc ?

[@sudhirkumarshahu6146]

Consumer complain at umang app.

[@tirthankargiri758]

Lok Adalat

[@amarjeetpati2779]

Hey LLA team, can you also make a video on good free credit cards or whether it is worth it or checklist before buying a free credit card(this point is mostly covered in your current video)

[@ashokkewat7883]

Ekdum mast information diya aapne! Dil khus ho gya.... Aise hi jagrukta failane ke is nek kam ko karte rahiye insa allah bhagavan aapko aur aapke parivar ko hamesha swastha aur sukhi rakhe...

[@mahitmandi4425]

Thank you sir is tarah se hame jagruk rakhne ke liye...

[@001amit_soni]

i never miss a single short or video Wish for 10M in 2024😇 Mithai khilani padegi sir ji dekh lena

[@NityamMehrotra]

LLA as always educating us. ❤ from Kanpur, UP.

[@vivek.singh09]

Hats off to manav. Thanks to LLA for this wonderful story.

[@naushadshaikh3210]

Year ago, Exactly happened with me by SBI CC. 😒 Useful video,,Thanks

[@yeluckykaunhai]

Something similar happened with my kotak account. I have already lodged the complain, escalated the issue to the greviences and will file a complaint with ombudsman on Wednesday as I was given final deadline by the bank. If you want I can share the entire case story once it gets resolved so it can help others.

[@C02754]

Can't thank you enough😊 you have done amazing job as always Thank you for spreading awareness

[@vikram_saha7]

I would like to express my gratitude to the LLA team and commend Manav for sharing his experience. Unfortunately, I also had an unpleasant encounter with SBI concerning a password reset issue on Yono. Despite several attempts, the bank failed to reset my password and I had to make multiple visits to the branch. To my disappointment, the manager was unable to provide a solution, leaving me feeling frustrated and helpless. Although I was angry, there was nothing I could do.

[@atoz7388]

❤

[@atoz7388]

😂😂

[@manishgupta-pg7so]

Facing similar issue with RBL bank, I was thinking to write to LLA for suggestions. Then yesterday came across this video. Great work Team LLA

[@Softheart15]

I got call from bajaj finance for rbl credit card, free for 1year. Should i go for it or not

[@manishgupta-pg7so]

@@Softheart15 you have take that in some written form. Last year when I took the card they told me the same and later I found out there is no such offer. Even I thought maybe I heard something wrong so didn't follow up. They do make such falls offers

[@Softheart15]

@@manishgupta-pg7so sure. Thanks for advice. I'll record everything and tell him to give me written info.

[@koushikraha4948]

8:30 also that announcement can be changed with an option 'play audio tone instead' in the last option

[@AakashKumar-iw8js]

There should be a system like rbi complain in police also so that we asap can solve our problems

[@ankushagarwal1469]

A similar incident happened with me , I followed each and every step and finally got 2500 Rs as a penalty from SBI for a delay in the reversal of the amount for failed UPI transaction

[@vivekpai8481]

Thanks a lot LLA for sharing such useful information with us. Truly grateful ❤

[@fyit_78_dainikpatel59]

POV: Salesman be like ab tho resign karna hi padega 😥

[@AMITYADAV-cy5cl]

Same happened with me on Jan 2021. Got a ICICI debit card worth Rs 4999+gst. And the interesting part is neither the bank manager nor the customer care knew that there is a card worth Rs 4999. After 5 months of struggle and several mails to top management I received my full refund.

[@mahirchavda]

The same thing happened with me for axis bank credit card. but due to lack of call recording i was not able to do anything. I closed my credit card at the end. Very useful video.

[@IFennecYouCODM]

Similar case happened with me with SBI PULSE credit card. The guy said it will be LTF but after I got the card they charged me annual fee + GST. I raised a complaint in SBI gave the agent's number and everything and they said I had aggred to pay the charge and closed my ticket. Then I raised the complaint again and this time I talked a bit aggressively and they said I am reverting the charges and told me to use the card for one year and later I can decide if i want to keep or not. I didn't use this card a single time after it was issued. Few days ago I raised the request to close this card and now my card is closed. And I still get calls from some agent selling LTF sbi cards. I simply say no and cut the call. Now I stay aware and if i find any LTF cards I go to the banks official website to check the offer. If i find then only I apply like recently I got axis Bank my zone and bank of baroda premier for LTF which I applied from the banks website itself.

[@SpunkyMaster]

Can You make a video about this ? Or share with official proof in social media So I can share the details to Cyber Cop whom I personally know.

[@IFennecYouCODM]

@@SpunkyMaster i have deleted numbers and recordings now. This happened a while back in Nov22. Didnt knew back then what to do. But the same is happening in SBI and HDFC CREDIT CARDS also. Also they are following unfair practices to issue cards for the users. This is just another addition.

[@IFennecYouCODM]

@@SpunkyMaster I wanted to share this incident with LLA team and wrote this in one of their previous shorts but didn't knew how to contact them.

[@gautambidari]

​@@IFennecYouCODM check the about section on their KZbin channel. They have an email listed to contact them.

[@vivekiitb034]

HDFC bank agent called me and told for lifetime free millenium credit card for card to card activation offer. card to card means i have already SBI credit card on that basis they issued HDFC credit card. is this genuin or fraud. i have recorded all calles and customer care verivication call also in deetail way. plz guide

[@kiranreddyt7]

The same case happened with me 2 weeks back I was miss selled with a lifetime free Yes CC but received a AMC one so I registered a complaint but there was not resolution so I just closed the card. Should have gone with RBI 😂

[@suvo5041]

990 rs kam price hai! 😂! LLA v chipka raha hai

[@AshutoshShelkeP]

SBI did this with me. 500rs charges which I told will be refunded. Nothing was refunded nor did I receive any Amazon Voucher. I closed the card after a year. That's all I could do being a busy man even that they were not allowing 🤦‍♂️

[@chainreaction7805]

Most useful and thanks for the RBI website and information.

[@its_shivam_verma]

Sir I was really searching about this on your channel for a few days and didn't get any video. I'm very thankful to you for the information you gave. Sir, I want to tell you my I problem in which I am stuck from few days, and I know only you can help me. I opened a Savings bank account on Punjab National Bank on 2014 and for some reason I left the account on 2015 (thinking that It will close automatically). Now on 21 March 2023 I received a payment which was sent using Adhaar Enabled Payment System, My bad luck that the Adhaar payment was linked with PNB bank account so the payment was credited to the same. Now the problem comes, According to RBI Guidelines passed on 20 November 2014 (It should be ensured that the balance in the savings account does not turn into negative balance solely on account of levy of charges for non-maintenance of minimum balance.) The bank got my Bank account to a negative balance and deducted the charges of around Rs. 8000 after the money being credited. They are not even listening to this and saying that nothing could happen now. Please help me what should I do, also please tell me if they are wrong or not

[@carresgupta7314]

Complaint with the customer helpline number, ask them do they had any automatic account closing policy or you only research about it. And then if you are not satisfied with resolution given by the bank then please contact the RBI Ombudsman within 20-30 days of the complaint!!

[@feelfresh4299]

I likes mandeep's style he is very funny that's why I like to watch his finances videos

[@mukeshnayak3648]

Hello Sir, I was loosed my 2lakh by cyber fraud and I was complain against it also. But no response from bank side. So can I complain it RBI website ? Please 🙏

[@ironman6335]

Apko paisa mila vapis ? Or Mila to kaisa

[@sandeepsolanki2073]

An incident happened with me. I have taken education loan from SBI, My course duration was 4 years but after 3 years they have started calling me for repay of loan, I have complained to rbi and then they have stopped the calling. So I give consent to close the complaint. but now onwards mode of interest was changed from Simple to compound.... upto 3 yesrs of loan, type of Interest was Simple, but my course duration was of 4 years. I have complained to bank about it but after 1 month they haven't resolved my problem then I moved to RBI ombudman and now I got compensation of 70k. that was very good feeling...

[@arpitjain14]

One of the most useful video.I was also offered a lifetime free credit card from HDFC Bank, hoping nothing would happen to me like in this case.

[@YashKumar-bt8cv]

I hate finance, i hate tax and definitely hate investments But obviously it's a necessary evil Thanks to you and the team and your honest reviews atleast now i know what to do And you guys also made tax and investments so easy however i still won't like to do on my own but would try to understand.

[@srini1981bes]

I love this channel and content delivered thank you

[@harshavardhank2807]

I also have a similar experience with vehicle insurance and fought with the Insurance team and finally lodged a complaint with the insurance ombudsman, finally, I won the case and the justices were served by Ombudsman. Happy to share my experience in case if it helps for a larger audience

[@TalkofTheTown730]

Extremely useful and the way yiu share it is also very good. Thank you

[@rollinskjohn]

Excellent video. Hey, can you also cover on banks recanting on benefits touted during advertisement for their credit cards. Some cash back cards have started to withdraw benefits which they initially used to advertise, and that too within a span of less than a year.

[@Sunil_Kumar345]

Best Video but bank k pas rights reserve hote hai o jab chahe aap ko card ki limit ghata de as per cibil data ya fir aap k card ko deactivate kar de ya fir ye bhi ho sakta hai ki o new notification jari kar card ko chargeable kar de ya free as per fullfill on spend limit

[@sumitkumar-zg9dw]

thanks aap bhaut logo ki help kr rhe hoo you tube par aur koi aisa nhi kr rhaa aap ki team ko 👍👍👍👍👍

[@ubaidnaeem8196]

I won a similar war with the help of RBI in 2017; even the bank paid 4100rs (100rs per day fine) as compensation because they could not resolve my concern within the stipulated time.

[@anjanbiswas3158]

The same happens to me with the axis bank. I complained to the Nodal Officer of axis bank but I did not complain to RBI Bank and after a few days AXIS Bank convert to life time free card.

[@HungryDentistYT]

Similar thing just happened with me. The college i was studying in has tie up with PNB. So for depositing stipend college hooked all of us up with a PNB Bank representative. He told us its a zero balance account. Then fast forward to 2 years which is today i saw many charges named QAB CHD and around 800 rupees have been deducted from my account on 18 apr and some in feb and March 2022. Upon contacting the customer care they said that there is nothing like anything called zero balance account it is salaried Account only in which u can keep zero balance and there will be no charges levied. Then i asked what type of account is mine; they said previously it is an salaried Account but converted into an general account after any significant use. Branch also said said the same kind of stuff did u changed the account type later after college completion and some rubbish. Upon written an application they said will look into the matter.

[@amirchoudhury1531]

Please make a video on "National Holiday Adjustment/Allowance" by private companies like TCS/Accenture etc for working on state and/or National Holidays

[@chiragpatel9699]

SIR thank you so much apka video dekhkar maine bhi yes bank ki complaints rbi me ki thi aur ajj me bhi lifetime free card ka use kar raha hu Mere case bhi same manva jaisa tha Yes bank wellness card lifetime bol kar diya gaya tha bad me muje 750+gst lagayi aur 2 mahine ke bad maine rbi me complaints ki.....

[@faquirshehel]

Thanks a lot Mahn... Let me try to dig up my old ICICI case...

[@bharatmehta30]

Omg... Great work done by himmm

[@DIGIYETI]

Dil Jeet Liya Sir What A Victory ✌️✌️

[@abhaykhera]

Hi Rishabh, Thanks for sharing the story with us we have learnt good tactics in it. I'm following this channel form the last 2.5 years and wanted to know if you guys have updated the hax to save the tax course as I'm seeing this course promotion form that time only, now why I'm asking this is because as you know now the government has introduced the new tax regime, wanted to have full understanding on the tax. Again thanks for all the videos you guys make, those videos are very informative.

[@LabourLawAdvisor]

It's 1 year old course. Updated regularly

[@Darewinee]

Thank u sir to give most useful knowledge

[@rajnikanth1983]

Great and informative AV. Tysm u rock

[@deepakjadon1496]

Sir You r doing good work for everyone who don't know about this kind of knowledge thank you sir

[@billubadshah250]

Awww so cute. Aam aadmi ki jeet hui type story. All karamcharis will be so happy

[@AsifBinAzmat]

New electricity connection pe video bnayiye aur smart meter aur samany meter me kon behtar hai

[@vikashparashar9294]

Same thing happened with me as well. I complained on their customer care mentioning that I will be going to RBI if the terms and conditions are not met as told in sales pitch and after 2 weeks, Yes Bank sent confirmation on mail that my card has been made lifetime free. I had to go through both mail on customer care as well as tagged twitter posts, but it was worth the efforts.

[@pavaningle]

thnx for sharing. This has also happened with me last year from HDFC bank. unfortunately I didn't contacted you.

[@Gunnuu]

Sir please; I'm appalled by the lack of consistency and transparency in SBI policies. opening a current account with SBI has been a nightmare. Why does SBI force us to open individual savings accounts? is this customer Manipulation? We've been to 4 branches, and each one gives us a different answer We demand clear and fair policies that don't manipulate customers to meet internal targets

[@Richmode1000]

Sir isliye maine samsung s20fe liya he ....usme auto call recording hota he wo v bina samene wale ko batye . ...very small bui life saving features ..in every samsung phone ..even iPhone or google pixal me v ye features nhi...

[@s.g.prajapati3597]

Most helpful video! Sooo informative!

[@DC1889]

You are such a blessing ❤ Have been binge watching your videos ❤

[@zuesr3277]

Finance and law knowledge is very very important for Indians sadly no one learns this stuff in school college

[@adityaprakash]

I faced the similar issue. I have an entire email conversation, could forward it. Had to close it down forcefully with fee waiver. 4:13

[@prashanthds96]

wow, I feel like winning a war after listening to this, I am so happy that someone was able to win against the banks!

[@ganeshtarapure9904]

I think this the channel are really upgrading my day-to-day life knowledge. We need such influencer.🤟