Andy's top 10 clever money hacks

[@bathhead]

Thanks Andy finding your channel has changed my life around in a year of watching your channel following your advice I have gone from -27k to +6 k, 32k turn around. Massively changed my life. Thank you

[@BeCleverWithYourCash]

Fantastic! So glad to help

[@syrus3k]

Wow!

[@ArunJoy90]

Great content as always. IMO Andy is probably the most underrated UK KZbinr. Deserves more subscribers and way more views.

[@BeCleverWithYourCash]

Thanks, very kind!

[@SalehRealist]

your not wrong at all! his a 💎 gem

[@lauran.9871]

Just discovered your channel. It's FABULOUS! Thank you for such a clear, generous and accessible information.

[@rayphot]

I just found your video. Good stuff. Liked and subscribed and am looking forward to seeing what else you have posted 😀

[@Naomi-zj2yf]

Great content, I have been following you for 3 years since I finished uni and your advice has really helped

[@Avidgander]

I recently came across your channel, it has helped me understanding money in a positive way and i learnt how to do a new bank switch. I'm now waiting for two direct debits to clear so that i can switch from a dummy account to Lloyds. Proper good content, keep it up. :)

[@BeCleverWithYourCash]

Really glad it helps!

[@dazza4345]

50 quid a week on groceries a week is alot more than 600 a year😮

[@LawrenceTimme]

Yes it's 2600 😂😂

[@jimmemo090]

I thought I misheard him 😂

[@kiddcapri1711]

Me too​ @@jimmemo090... I had to replay it twice.

[@2007sssss]

Thank you Andy and the team 👍👍👍👍👍

[@jaynep367]

Thank you Andy , I’ve never heard of gift cards for supermarkets 🤩 do you have any previous episodes / info on these cards please 😮

[@ajc6373]

How can I set up a direct debit hack on my dummy Natwest account?

[@NickIrvineFortescue]

Really useful. Thanks for sharing Andy. I wonder how you have time to research and action all of this! Is this your full time job? Just curious

[@chetzh6172]

Hi Andy, I’m 39. Had no idea about Lisa’s Cash & Stocks and Shares. Should I take advantage of the 25% Government fund that’s added on. As my Qs is about preparing for retirement. ??? All well come to give their opinion. ( Please do share )

[@Nathantsang123]

shoutout to Andy, although I know some of the hack, it just worth to let more ppl know, esp. those ppl care therir money.

[@markmcgrath4853]

remarkable video andy ! do you think you would a switching reward at ulster bank if you got a switching reward last year from natwest bank ? thankyou

[@BeCleverWithYourCash]

The terms say no, though I expect we’ll hear in a few weeks from those who have tried it and see if it works!

[@markmcgrath4853]

thanks for your advice andy @@BeCleverWithYourCash

[@gravemind6536]

A hack I've been doing is getting loads of free bets on gambling sites they all have different welcome bonuses but you deposit £5-£10 and get £20-£40 in free bets as well as your deposit. You can then make safe bets with low rewards and walk away with more than you deposited. Lots of betting sites to do this on and you can just keep making new accounts if you make new emails and use different cards. You manage the risk level but you can make easy money.

[@willowmallow]

Was this a bot post sponsored by the betting industry? You know perfectly well that free stuff is a marketing ploy to suck vulnerable people in and get them hooked. Soon they will be betting tiny cash amounts to avoid the faff of setting up new accounts all the time, and these tiny amounts will gradually grow, as will your profits.

[@user-so2kz5hq5w]

Get some premium bonds instead, then you're in a draw every month and you keep the money!

[@Goady1000]

What do you think of trading 212 paying 5% interest on cash and 0.5% cashback on debit card transavtions coming shortly

[@BeCleverWithYourCash]

They’re not market leading so go for the better paying options instead

[@Goady1000]

@@BeCleverWithYourCash also they offer 0.15% fx fee spend on 13 countries when ot cokes out at the real rate so that's good isn't it? I know you've said there i a card fx free

[@davidbutlin8271]

Everyone is paying 5%.... but not for long

[@Goady1000]

@davidbutlin8271 yes but this is on cash held within your investing account not a savings account. Also I believe the other feature as well make it better than chase

[@ed-vx4pu]

Skipton another which lets you top up by card

[@Tomwrigley83]

Do you invest Andy? If so what platform do you use?

[@trishhill8250]

How can you set up a direct debit to yourself? Surely that is a standing order.

[@BeCleverWithYourCash]

Check out the linked video about that tip. As I say, there are a handful of savings accounts that let you set up a direct debit

[@stephen6262]

Thanks andy

[@BeCleverWithYourCash]

Pleasure!

[@keithclunk3125]

Total misuse of the word 'hack'. Scourge of the modern day. Anyway, this comment gave the channel an interaction.

[@samijatt4059]

Why don't you get to the point instead of rambling on