Being Poor Is So Expensive! Fed Up with Being Broke

[@Handsome_Hustler_88]

The young lady at the @6:11 mark was spitting straight facts. The "well-off folks" on the Dave Ramsey show that take calls on how to help people budget money and giving advice are not living in reality. You can't budget money you don't have.

[@HeyGirlHey77]

I have always said that....😅Even Dave is not an expert. Everyone has a mic, white work shirt and blazer and call themselves experts...if you can convince people you know more than them, you can too be a Dave Ramsey..

[@joelhunton7108]

I wonder how much she paid for those hair extensions.

[@kimberly6243]

​​@@joelhunton7108 a Male worried about "hair extensions" 🤡🤡🤡. You in-cels are the only people who comment irrelevant stuff like this under these type videos. It's no wonder women avoid yall like the plague. She made a valid point about those type of channels.... that has nothing to do with her "hair extensions " 🤡.

[@Freedomofspeechisajoke]

@@joelhunton7108And I wonder how much you paid for that shampoo for your lice?

[@blasphemertheseventh]

I just did a 4 year budget and cut out ALL expenses NOT related to living expenses. No new car, clothes, trips, restaurants, gifts, etc. Together we can destroy corporate profits if we take care of ourselves FIRST.

[@severalpiece7105]

I want a 30k car but I’m maintaining this 2007 Camry the best I can 😂

[@legslikewhoa]

💯 also we must be prepared. Frivolous spending is not safe anymore.

[@Misterbsnshee]

@@severalpiece7105the older cars last forever too lol

[@milkflavored]

Trying to lose weight so I can keep the clothes I have -- sadly, food shortages/expensive groceries might give me a helping hand

[@simonemorgan5139]

These criminals have made working two jobs the Standard. When we complain, they say increase your income. Sir there is only 24 hours in the day.

[@Egh0127]

Only 24 hours in the day 😂😂😂so real

[@slavvalb3933]

When u are broke u don't eat right, you live in the neighborhood that makes u depressed and angry with all these people u have to put up with . U are constantly feeling like u are lost and you are earning to have a real freedom. That is at least live in a good neighborhood, eat good food, basically have comfortable life . Be able to afford essential.

[@Chase-g7s]

Right and it should be a million man march in front of the White House right now.

[@slavvalb3933]

@Chase-g7s 🏆🥇🏆

[@amixedgoddess]

Facts

[@Deeafricanperspective]

This is so real the depression hits different,I rather be rich and sad 😄

[@Chase-g7s]

@@Deeafricanperspective it even hits more harder when the government and politicians making it that way...

[@Muziq1111]

Also Corporate real estate is ruining apartment prices. A regular 1 bedroom unit should never be more than $500 - $600. I'm not talking a ritzy upscale luxury apartment. I mean a 1 bedroom with a kitchen unit and bathroom and MAYBE a living area, should be not be more than $600 in the USA. Because minimum wage is nothing compared to minimum rental rates here.

[@benedwards3427]

Who is making minimum wage anymore?

[@Muziq1111]

@@benedwards3427 The people making minimum wage.

[@kistelkistel]

​@@benedwards3427 people in states with a higher minimum wage

[@caltheshooter]

@@benedwards3427 thats a wild comment

[@Gamerz00760]

The problem is if you own such a property the insurance, roof, HVAC or other repairs will easily cost your annual rent. My roof for instance will cost about 25,000 for my house. A mini split install 6-8k just had estimates. Couple mid grade garage doors 4000. Add in mortgage & property taxes & permits & business registration requirements & taxes & special accountants...they don't get a lot. The people that do this as a business hustle to get there. I had the opportunity to learn from someone doing it over a year. People move in & don't pay, they trash the place, $1000s in repairs. The answer is raising the rent to recoup costs & get better tenants. Poor people tend to do things that keep them poor, if they care, have skills, dedication they won't be poor forever. Example charge 4000+ rent. The qualities a person has to have to maintain that income generally has to be pretty high unless its an only F or meme like hawk t, those might be a few exceptions. More commonly you'd expect a programmer, drs, lawyer, engineer. Those type of people generally have some level of organization, cleanliness, care for their stuff. If people charge $100 rent you'll inevitably get people that are so broke because they spend on drinking, drugs, etc. none of which is good as a landlord. I was poor, it took a lot of work for me to escape poverty...it wasn't over night. I'm over 15 years in of solid work history & no college education. I actually will be able to retire early if I can maintain a fraction of momentum. And I'm not even making $25hr yet.

[@CJSails]

We absolutely can not allow them to adjust food pricing. The guy was talking about digital pricing. Imagine going to the store knowing something is a dollar fifty cents, and you get there, and it's two bucks because of the time or because the supply is low. We should not have to pay for that. That's not inflation; that's 100% greed.

[@amydong2586]

I totally agree.

[@welpnope-nk2nz]

How many people shoplifted the store when every store warehouse refused to hire people to work as get food on the plate, apply one job and denied at entry job level, hello they provide two weeks training , but noooo they rushing the training end up people got fired, hurt and death, because they skip the step of training how many people at amozan got fired, hurt, and death

[@milkflavored]

They're already implementing it tho. I agree with you, but how would you suggest we stop them?

[@welpnope-nk2nz]

@ leave the city

[@Cauldron6]

Dee when you said at 11:30 that you reach your late 30s and you feel like you have nothing to show for that… that feels so real. I did everything RIGHT and I feel like I am nowhere near safe in my finances. It doesn’t feel fair.

[@Alexdad84]

What's crazy is they take 1/3 of our check just to give the money to whoever they want. Meanwhile when I need help they look at me sideways

[@AshaSelfsDemoFilms]

They literally are funding G no side with money from people who can't spare it and then turn around and hate poor people 🙃😭

[@Shaalaand]

File Exempt on yourW2

[@Egh0127]

@@Shaalaandyou still have to pay the taxes just at a different time lol

[@Shaalaand]

@ No you don’t.

[@Freedomofspeechisajoke]

@@ShaalaandYou don’t? What about when it’s time to file? They will snatch that money with the quickness.

[@dazioko]

I hate it as well because the more you live in poverty, the more you are around "crabs in a bucket mentality" people....

[@RestWell1]

Oh so you’re around people trying their hardest to protect you? Well that’s fantastic THAT IS WHAT CRABS IN A BARREL DO, THEY AREN’T PULLING THEIR KIND DOWN, THEY’RE PROTECTING THEM FROM BEING SNATCHED BY UGLY FISH SMELLING HUMANS Please stop saying this ignorant stuff

[@milkflavored]

Which sucks because we're going to need the exact opposite energy going forward

[@BT-jm3ww]

Exactly, whoever said money doesn't make you happy, maybe for you, but It'll make me extremely happy. 😂😂😂😂

[@peaceandprosperitybaby110]

Facts money definitely brings me peace and joy because you don’t have to worry about anything

[@BT-jm3ww]

@peaceandprosperitybaby110 Exactly, tell them to drop their bundles of 100s at my door. 🤣🤣🤣🤣 I'll appreciate the money if it don't make them happy.

[@justhomas83]

I understand why people sleep all day on the one day off. Friends constantly say come hang out you don't work 50hrs. a week get over it. They don't even pay you enough, plus 14 days until the next pay period is insane who the hell agreed to this payment system. Life cost money all the time.

[@carinaadams6797]

14 days??? In the uk it’s once a month unless you’re agency 😩

[@Gamerz00760]

The best thing I learned was to figure out how to save one pay period. Put it in another bank. Have your direct deposit to that bank as well. If you make 2000 every 2 weeks try a direct deposit of say $900 every week to your primary spending account. Now you get paid weekly. Completely ignore the other account where all money goes in. One day you'll have all that left over in the other account for an emergency in addition to getting paid weekly. I did this with bills too. Billing account. Set everything on a budget plan you can get. If your minimum is $1000 a month in bills you need to deposit $250 each week to have your basic bills covered or 500 biweekly Bills that change like food, gas, other...that account gets leftover. If you have any spare change you could create another account for savings. You might ask why have 3 or 4 banks??? One availability of funds Separating accounts removes the stress of bills. You know exactly what you have to spend on gas & food. You have a savings account building little by little. In the case of the billing account I recommend contributing $25 minimum extra each week to account for price increases, obviously the more the better. Generally you have 2 or 4 more pay periods than actual bills. So at the end of the year you should have a few 100 or more saved at a minimum. If you get a bonus annually use it to pay insurance, phone plan, property taxes for the year. You recoup the costs by not having to pay them out of your paycheck & usually a discount is applied for annual payments vs monthly. I know my phone & insurance save me at least $100. I literally have 3 bank accounts. My billing account pays everything important, I know money goes in specifically for rent & utilities. Last account is savings.

[@DeenanTheKemon1]

Bi-weekly pay had been an outdated system for decades now. The reason; Deaths. The company you work for gets to keep your last check if you pass away, it cannot be claimed or cashed by anyone but a your wife/husband. Most people are not married. They refuse to give up the bi weekly pay period because they cash in on it everytime someone dies before getting paid. Pure evil is ruling our country.

[@DeenanTheKemon1]

"Money doesn't buy happiness!" -some miserable boomer who grew up unbelievably rich but still cried about life

[@peaceandprosperitybaby110]

I don’t know about anyone else but I know for me money makes me so happy it allows people to live comfortably without the stress of going without it all depends because being broke definitely don’t make anyone happy also

[@Shaalaand]

At least you can go home and think about your problems. The rest of the world is wrestling with utility bills. And maintaining a positive attitude at work, reframing from using any coping drugs 😊

[@Egh0127]

@@peaceandprosperitybaby110whoever says money doesn't buy happiness- force them to turn down a raise at work😂see how they feel about that

[@whatlee8671]

Literally had to surrender my car just to afford groceries, clothing (good will/thrift) and bills.

[@carinaadams6797]

😔 I’m sorry. I hope things get better for you ❤

[@dougfisher1813]

Goodwill is also robbing you blind by pricing items as if they were new, and they get everything donated.

[@michelleshoffner7976]

If stuff doesn't improve I'll have to sale mine and I have 2 small children under 3

[@susiefairfield7218]

It is especially hard when one lives in a “Touristy” area of the country where you struggle to just pay bills and then have to watch rich vacationers living the dream and spending money like it’s water … just blowing money on crap… uugh.. being third world, in a first world situation suxs big time

[@DeenanTheKemon1]

I am a landscaper. I mow the lawns of mega mansions and million dollar vacation homes nobody even visits once all year. The vast majority of the lawns I mow all summer are seen by nobody, because the owners never even visit once all season. These vacation homes are three times the size of most people's regular houses, and very very modern and expensive. Cobblestone walkways, in ground pools, in ground hot tubs, tennis courts, gargantuan luxury style fire pits, bus-sized brand new RVs that never even move, lines of 4 wheelers and dirt bikes, classic cars, you name it, they got it, and they don't even live there, these are secondary fun-houses to them. These vacation homes would blow your mind and 1000 new ones pop up every single year here. I make 20 dollars an hour. I was born into poverty in a super Rich vacation town in Maine. It's time for Fire and Pitchforks.

[@Shinemodel]

Wow that's mind bottling. ​@@DeenanTheKemon1

[@blackluxury5585]

@@DeenanTheKemon1let’s go !! We ride at dawn! 🔥I’m ready for rebellion

[@milkflavored]

Honestly wondering how 2025 is going to effect tourism. Orlando is still in construction for "Epic Universe" along with Disney and all the resorts around it -- who is going to be able to afford Theme Parks? Just the mega rich isn't enough to keep Disney World afloat..

[@susiefairfield7218]

@milkflavored Fuex Lando or OrBlando ? Lol

[@honestlyna]

It's Class War fare people. Wages don't keep up with inflation AND their greed-flation. The Corporations are constantly looking for ways to NOT pay you more/ pay you less (like more PT employees, hire overseas/temp workers), and union bust. Then on they other end, they are more than happy to gouge ever penny from you with their prices - even as input costs have gone down or returned to pre-pandemic levels. Know your enemy. It's definitely not your grand parent's Social Security and Medicare, or immigrant workers who break their backs picking your fruit.

[@luv_sylph_pixie1176]

Imagine, some states still have a min wage of $7.25 today.

[@danielleshay1972]

Next month, Trump becomes president. How will people live? They can't do it now. Trump will make living in America hell. I wish I could help. I'm Canadian and I'm very happy. I'm afraid of what will happen next.

[@djrickyb]

That one guy living in his car says he makes twice the federal minumum wage for a skilled position. That is only $15/hr. Either he does not have a skilled position, or he is being massively taken advantage of. I work in a warehouse, and we have 19-20 year olds and this is only their 2nd job in life, and earning $19.75/hr to start. This man has a big income problem. Most of us are shorted on income, but to say you have a "skilled position" and only being paid $15/hr is a big problem. I honestly wouldnt even leave my house for only $15/hr, of course I am 42 years old now. My issue is there are 19 year olds at my work earning only a few dollars per hour less than I am paid, and I have 26 years of work experience.

[@AshaSelfsDemoFilms]

Probably in tech. They are goin through it from what I've been hearing them say.

[@milkflavored]

People are not being paid their worth, so I 100% believe him. Also consider cost of living varies state to state, so $15 if you don't have the right degree, resume gaps, [demographic information here] in a state like Florida, makes sense. Yeah he's a white guy, let's throw an extra dollar or two for being born that way - $17. You'll get paid more doing labor than a desk job, so maybe he should look into doing a warehouse job or getting a trade of some kind. But again, you at 42 wouldn't leave your house for $15 -- you have a house. That young man is in his car. $15-$17 is better than zero. That is what the job market realistically looks like for a lot of people right now. Experience/loyalty doesn't matter to companies as much as it used to. It does as a negotiation tactic to refuse raises to younger people, but if they can hire someone younger for a few dollars less instead of paying into your salary knowing you've rightfully earned more as an almost 30 year employee with a 401k and sick time etc, they're going to do it because it's more cost efficient in the long run.

[@igboyaalale6145]

That guy at 13:03 made me laugh so hard!! ( "If you want to buy me a meal, my venmo is in my bio")...😂😂😂 Poverty is really hitting hard LooooL!!!!

[@tjgriffin6738]

In a little while we gonna all be living together. Hey cousins

[@Egh0127]

Bruh😂😂😂

[@reesebloom8093]

😂😂😂

[@eunequastrozier615]

Heyyyy😅😂😂

[@millabasset1710]

Barely made my mortgage this month, i can afford my taxes but they will be a week late.

[@supinthiam5741]

Blame trump

[@LifewithHannah124]

@@supinthiam5741 what does Trump has to do with it? So now we blaming Trump for everything 🤔

[@sj9410]

​@@LifewithHannah124 well at his last term, he changed the tax brackets and rates, genius. He raised taxes for the poor and cut them for the rich. Where have you been?

[@Happy78704gal]

@@LifewithHannah124exactly, he is not even in office yet!

[@AshaSelfsDemoFilms]

@@supinthiam5741 Way farther back. Reagan.

[@naturalista123]

Times are so tough right now i had to go to God because if anything i know he'll make a way. Imma keep going. We gon make it yall..

[@KingDanny9]

And this is why I'm anti-natalist. Bringing children up in a world like this is child abuse.

[@severalpiece7105]

This is why I won’t have more

[@simonemorgan5139]

When I see YT people comparing im always like, well, welcome to the club. Due to being black and poor we been living like this 😂😂😂. They are complaining too this time so maybe things will change.

[@CuteAnimeGirl]

My mom is a business owner and even she is having trouble, she owns a hair salon. People are not going to get their hair dyed or cut as much as they used to. People are constantly asking for special deals for it so they can afford it or just not coming at all.

[@michelleshoffner7976]

I cut that out 3 yrs ago nearly and I went every 6 weeks for years. She's not lying

[@Jesus_Saves_Believers]

@@CuteAnimeGirl I believe it. I started cutting my own hair 2 years ago.

[@cookies5368]

The first lady is lucky she can at least afford a car and and not have to take the bus or walk in the cold everyday jeez the nerve 🙄

[@Shaalaand]

The cold is nothing when compared with insurance gas oh and those pesky traffic cops and car maintenance.

[@slavvalb3933]

U know when u have been abroad and u know the difference , coming back to America and witness these grey,depressing industrial sites of inner cities, eccentric people, horrible food , boredom , etc., U feel like somehow u are in hell. You want to escape from this reality , but one thing that could potentially solve your problems and change your life is missing. Do u know what that is ? 🤑.

[@lelephillip2142]

I lived off Cleveland Ave for a brief period and all through the Westside of Atlanta. Don’t live that far now, so I salute the young lady who attends UGA. She’s a walking testimony and her upbringing shaped her for where she is going to go in the future. ❤

[@lovelydiva06]

The girl at 6:24 speaking nothing but facts for the annoying boot lickers who always wanna make excuses for the greedy price gouging rich, they really irritate my soul and why we can’t have nice things

[@Afrodite700]

The air we have to chew just to breathe it 😭😭😭🤣🤣🤣🤣🤣🤣🤣🤣

[@purpledrank221]

When you have more, we spend more. That's just consumerism. Especially with a family. I remember making 19k then 30k, then 50k, then 80k, then 100k, then 120k. Sure things got easier but the bills never stop coming. And..... everyone thinks you ballin' including your mom, your wife and your children.

[@donaldlyons17]

What you talking about "sure things go easier" That for me has been a huge difference. My income doubled from before which makes my quality of live 10X better!!!!

[@Jesus_Saves_Believers]

Wisdom.

[@calvinsparrow9829]

Lol how does the expression go? 'We ain't seen nothing yet".

[@YellowPlagueProductions]

There are consequences to shutting down the economy and printing money out. People should've never complied.

[@BBYNANNA]

Im not saying we should collectively stop paying these bills and start stealing everything but i wont judge if we do😂 (For legal purposes *this was a JOKE*)

[@Muziq1111]

I'm at the point now where I'm thinking we should get together in groups of people, put our money together (Whatever we can manage as a down payment) and buy a 4 to 8 unit apartment and split the mortgage. Wouldn't this be a fraction of the cost of rent? Together we will stand cause divided we are falling.

[@ruukibane301]

The problem is your credit has to be solid GOOD CREDIT 600+, AND you also have to have money in each person account, THOUSANDS to show the bank that they can trust you to lend money to. And any building above 5 units is considered commercial, meaning there are different requirements to buy it. Splitting a property that many ways is always going to be an issue...people have loss of family, jobs, don't feel like working etc. And you can't just REMOVE that person from their ownership, but you HAVE to foot the bill for the mortgage that they don't want to pay. You can't kick and OWNER OUT. It doesn't work like that. You're barking up the WRONG TREE, family or friends, or strangers. Do it yourself, or don't do it at all. What you're talking about isn't smart financially and will lead to ruin because other people aren't you. On paper, it looks great, but just like socialism it doesn't ever work because PEOPLE. I shouldn't have to share something I WORKED FOR AND PUT MY MONEY INTO with someone who didn't work for or put their money in. That's why socialism doesn't work. People can do NOTHING and get as much as the HARD WORKER. How about NO.

[@Muziq1111]

@@ruukibane301 Okay, besides gaining more skills and making more money which is easier said than done for most people, what is the answer? Nationwide rent control? Or should we all just keep pulling ourselves up by the bootstraps we can no longer afford? I get what you're saying, yes, my suggestion is a form of socialism, but capitalism is KILLING us!!!

[@Deeafricanperspective]

I think You both have great points. It sounds great to come together but yeah you never know what could go wrong with other people you can only trust yourself

[@Muziq1111]

@@Deeafricanperspective We are better off on our own if coming together is also a seen as a potential problem. In that case, no one should complain and just work to better their situation by gaining more skills and making more money.

[@Beginnerreadsthebible]

That's a great idea

[@dnjones3685]

When I was young i couldn't afford a $ 350 a month mortgage and lost it.

[@ThatDude-vw7ge]

we need to protest. everyone should stop paying their car note. stop paying rent. stop paying taxes.

[@justhomas83]

It all just puts you behind even more.

[@carinaadams6797]

You need a significant percentage of people to comply and do this, at the same time for it to work.

[@T.Harry79]

I will only comply if the lead protester pays me. Until then, it’s a blank mission.

[@TexasMade903]

You go ahead and lead the charge.

[@Wurwa45]

You're just gonna end up in severe debt.

[@LavitaWilliams-tf6mp]

Complaining gets nothing accomplished. U have to change your mindset

[@ShadowHolmes]

Ikr to much Complaining SMH

[@marcoAKAjoe]

Changing your mindset doesn't magically lower the prices of everything around you

[@richardharrold8658]

You are a beautiful lady with such a lovely voice. I could listen to you talk for hours this is a perfect thing for you to do

[@joshuaedelen4396]

Love the videos!

[@Deeafricanperspective]

Thank you so much 😊❤️

[@edwardball5321]

Don't worry people trump is a genius he can golf 300 rounds of golf in 4 yrs sell bibles,guitars, cards, tennis shoes, and still help us peasants thank god he sent Jesus trump down here 2025 is going to be winning winning winning we are rich

[@edwardball5321]

We are rich

[@monicavandeventer5429]

We need to be blessed over the fact that we are not living in rhe Great Depression where families literally starved to death. The men had to wait in long lines ALL day for some stale bread and dirty water for their families.

[@johnnylogan5927]

Its worse now but they have EBT cards so you dont see it.

[@sj9410]

Uhh .. we kinda are

[@michelleshoffner7976]

Getting rather close

[@monicavandeventer5429]

@@sj9410 go read about the great depression and exactly what low income families went through during that time. We are nowhere close.

[@poetsandrhymers9018]

Start praying to God. ❤

[@slavvalb3933]

And?? 😂

[@poetsandrhymers9018]

@ Reading the Bible. Ask God for help. He’s ready to help but we have to pray and grow close to him.

[@slavvalb3933]

​@@poetsandrhymers9018 sorry to tell u people have been praying for centuries and we're passing away with the hope. Religion is an opium for the masses. Unless we change society, it will get even worse

[@slavvalb3933]

​@@poetsandrhymers9018sorry religion is an opium for the masses. Unless we change society , the life will get better ven more sour

[@slavvalb3933]

​@@poetsandrhymers9018u do that like y' all dud centuries leaving this world with unanswered 🙏 s 😂

[@Chill-fs9cu]

The digital price screens are diabolical!

[@TheAbbot92]

I make 6 figure and drive a 2002 car. But I cleared my 30 year home mortgage in 12 years and my bank accounts' crazy 🤷🏿‍♂️😂

[@milkflavored]

What do you do?

[@TheAbbot92]

@milkflavored accounting

[@christopherwanamaker828]

This is a prime example of why more people need to get more prepared and think about "Emergency Preparedness Management" for both your home and vehicles. I am a KZbinr under my Full-Name with the same profile picture as this post with 52 videos covering 30 different category topic subjects sharing my personal knowledge and experiences with others to help others improve their overall adult lives. I've got videos on building yourself a high quality 24-72 Hour Survival Bug Out Bags, Home and Vehicle Preparedness and Readiness advice videos, several Financial Literacy advice videos, a dozen Cooking Creation Recipes videos, and more!

[@blackluxury5585]

Money can definitely buy my happiness 😂

[@calvinsparrow9829]

This is why men and women need to be a partnership. Forget all that "swag"and "feels" stuff especially these days, it's all about survival

[@sj9410]

Nah, that's weird. So you think a woman should have to depend on a man to just afford living even with a full time job? Ya no we've fought tooth and nail to not have to do that anymore.

[@vee9043]

@@sj9410 Calvin's right. What other time in history have people collectively lived on their own and made it? My parents are boomers and they had rights but my mom couldn't afford to live on her own during that time. Very few women did unless they were widowed.

[@Happy78704gal]

Agree! Hopefully this will make people date more intentionally vs just to hook up. I would love to find a partner to split bills with & help do the labor for home repairs. Life was not meant to be lived alone in these times, like it wasn’t in the 30s!

[@peaceandprosperitybaby110]

@@Happy78704galI agree with your statement when two serious partners meet head to head everything comes easily. A lot of females want a man to cover all the expenses however, in these times it’s just not that feasible. I say find someone who have the same mindset or similarities that you have. I don’t mind going half I think that’s genius all while building and putting a savings to the side after all the major bills are paid.

[@MeltingOnYourMind]

Nah I rather stay abstinent and depending on Jesus

[@Yaddysgeijutsu]

How about no money in the world just 🕊️ peace' and love

[@slavvalb3933]

U cannot go without money, period. Otherwise u live in heaven , but we ain't there .

[@slavvalb3933]

How do u propose we do that ?. We live in a harsh reality .

[@Deeafricanperspective]

lol 😂 this is funny “we ain’t there yet”

[@slavvalb3933]

@Deeafricanperspective Mr. Scott from Star Trek TV series has not found the exact coordinates to beem us all , yet. He is still searching

[@Yaddysgeijutsu]

@@slavvalb3933 we have to unite as one whole world when the time comes you'll know it

[@Onechance_ngl]

See when sis was complaining and asking how we are maintaining…we don’t live above our means, have kids out of wedlock, go out every weekend drinking our check away. We don’t take vacations when we can’t pay rent and maintain a car. If you can’t pay for a 1k emergency right now and still make all bills then your a** shouldn’t be on a vacation. You simply can’t afford it and that is why you are struggling so much and the smart financially literate folks will make it out of this rut in one whole piece. I haven’t taken a vacation since before the pandemic, but I’ve also been grinding and was able to increase my salary over 30k and about to go to school to increase it even more. My next vacation will hit very different, but in the meantime I have plenty of free time and peace because I don’t have kids pulling me in different directions. You have to be comfortable being uncomfortable. I gave up a beautiful apartment to downgrade a bit and live with a sibling so my rent is under 1k. Y’all get low and grind and everything will work itself out. We’re going to be up after this period. I know I will.

[@legslikewhoa]

16:03 😮 this should be illegal!!!

[@ClashxClipzz]

How are these people broke but they have cars and homes. I dont have either and i make 40k a year 😂

[@CocoA-qk8lo]

They prolly don’t own their homes or they have very old cars too. Also they could be living with a partner or a family member so it’s prolly dual income as well

[@milkflavored]

Dual income with a partner or relative. Car may be a hand-down. Maybe have had a good job before the pandemic, or had savings cleaned out by a medical/environmental emergency

[@OldHead718]

Blame the people that don’t understand economics but want to run out and vote because a rapper told you to.

[@StephanieNiecey]

Say it again!!!

[@ms.wilson6439]

Here i am thinking, "they're so lucky to have a job". 😢

[@kristinadospoy7347]

It's not easy working a 5 to 2 job, but it's doable to budget wisely

[@Shaalaand]

7:15 😂 she’s telling the honest truth.

[@H.A.L96]

Poor is only a mindset. made it out the hood. Learn to listen and learn to change. Then change your habits.

[@ElbertJudkins]

Dee is a cutie 🥰 just saying

[@primalplasma]

She is also very pleasant and demure.

[@slavvalb3933]

Sure, one if the cutest 😍

[@kristinadospoy7347]

She's also smart too

[@Deeafricanperspective]

Aww 🥰 thank you

[@kristinadospoy7347]

@@Deeafricanperspective you're welcome

[@FLORISH_SOL]

I'm using Flex for rent because I have to

[@puppets.and.muppets]

if we all pretend bitcoin is money, we can get through this. bro.

[@shammahcharles4941]

To the beautiful mind that scrolled to this comment. I am a very wealthy person and I’ll tell you how I did it. To help you The plan is simple. You only need 1 year. Live minimal and save BIG! What ever that means to you! Do it! You just need 1 year of this! And your life will change

[@lawdhammercy4448]

bookmarking 15:20

[@gregorymcnally3716]

Simple stop paying them

[@rapstar4575]

❤

[@NajaRants]

Check 2 check basically

[@prim.an.propher1505]

I’m ready when you guys are…we ride at dawn

[@primalplasma]

You all are about to be replaced. Get married. Start a family. You and your kids can work for you and the family, if they can find a job that robots can't do.

[@slavvalb3933]

Sorry, but I do not want my children to be a slave of this system. I don't want them to suffer they way I did. Unless you can give your child decent life u should not have them. As far as marriage, it is a complicated affair. You need to have a right person for u.

[@primalplasma]

@@slavvalb3933 Marriage isn’t supposed to be about love; it’s about survival. That’s the true purpose of marriage. I understand that this might not resonate with many people in 2024, but perspectives may shift in a few years, especially if no UBI is provided to the masses. We need others to help us survive on this planet. Peace of mind in our current society is an illusion-we never truly left the wilderness.

[@slavvalb3933]

@primalplasma u have to find the right person. If u both are incompatible than both of you will be on knives with each other 😂

[@LoveAndSnapple]

@@primalplasmaPeople do choose each other for survival. Love is the outspoken but financial stability is the quiet part. If you choose a partner you love then that’s what you can shout from the rooftops, but you’re supposed to keep it hush hush that you factored in their medical degree. 🤫🤐🙅🏾‍♀️. Especially with women. Women are looked down upon if we marry for money, but people will still talk about you if you marry someone poor.

[@kristinadospoy7347]

Robots can't fix themselves

[@melissab8500]

4:00 I've been doing it 20 years 😂😢 make it a game or go insane

[@ms.wilson6439]

WHERE THE HELL DOES HE LIVE? THEY HAVE DEMAND WIFI PRICES?

[@Gamerz00760]

One thing that surprised me about the grocery chain price gouging admission by ceo was looking at company finances they were billions in debt with inability to pay debt without raising prices higher. I'm not sure why CEO even claimed price gouging... don't you have to be profitable first? Most corporations are massively in debt, they have assets that let them do the same as ordinary people do. You work a 40k job but get a 300k house loan & 40k car. The corporations are doing the same but with billions, exxon, amazon, Walmart to name a few. Walmart $1 raise is 40 million an hour...do the math for a year, where will that money come from? People who already can't afford stuff at Walmart. I invest so reading financials are important... I am concerned businesses are in trouble, big corporations you wouldn't think of are failing to make a profit.

[@jericherry3374]

What? Where are you getting this information?

[@Gamerz00760]

@@jericherry3374 Form 10-Q on businesses filings with SEC. Most these businesses are a few slow months away from being financially at risk. It will be like the 08' crash & bailouts that followed. It is like this say you make 50,000 gross. You could say you profited 30,000 after taxes & benefits like a company does, they say we made a profit. But to keep operations going they have to reinvest, hire more fix things. Like a person does, they run up debts to do it. Amazon they talked about not paying taxes in the past, but when interest & loans cost more than you're keeping in cash how can you be taxed? You're losing money. I compare debt to cash on hand reading reports & most have billions in debts, most people too lazy to read the boring stuff. This means $1.00 price increase on everything would do nothing for the business or emplyees. Hidden payroll tax, matching benefits, paying debt + small raise would be about breakeven at best. CEOs & the rich like bezos their income of millions often is not paid by the company profits, but rather company stock. Tied to ETFs like the s&p500, there are multiple ETFs all modeling same portfolio of companies. The rich CEOs are largely rich because of investors, retirement accounts. One thing that I do see should change is the shareholder payouts when a company has debts. Thats what is driving ceo wages over the top. At the same time it is also what allows everyone to keep their job. When investors make a company stock worth say 1 trillion the company can borrow money to keep running business. The best way to attract more investors is paying them some level of profits. However it appears many are going downhill.

[@Gamerz00760]

@@jericherry3374 Quarterly reports on sec site

[@Gamerz00760]

@@jericherry3374 GM 100 billion debt- how many cars do you need to sell to pay that debt off, even if they made full price from each car as profit? Ford is a little more than gm in debt...note I'm including cash on hand. Employees think they're getting a raise? Probably getting themselves closer to losing their job faster with every raise.

[@Gamerz00760]

@@jericherry3374 Amazon 135 billion in debt...even 100% profit isn't making that disappear

[@T.Harry79]

Remember when the majority accepted those “stimmies”? Where did that money come from? That came with a price. That’s one of many reasons why everything is higher and your wages not adjusted to your cost of living.

[@alexisbrown8545]

The "stimmies" were a drop in the bucket compared to the PPE loans (many went to wealthy elites and politicians friends NOT local small businesses and Mom n pops), along with the continual injection of taxpayer money into corporate subsidies, Big AgroCorps, and defense contractors.

[@may-fz3tn]

Wish these people would stop talking about stimmies for tax paying Americans, we deserve it, it should be a recurrent thing. Illegals can get our money, other countries can get our money, wars can get our money, but god forbid needy Americans get something , then other Americans start to creepy crawly around talking about stimmies for years on end. We hardly get any benefit from the government ( such as social safety nets), we have to work and pay for every ourselves. And some of us just hate to see fellow Americans who are suffering get a hand up, suffering Americans are not the enemy, go find out where our tax dollars are going. People in other countries live better off of our taxes than we do, and five years out you are here still talking about stimmies. Brainwashed much…

[@milkflavored]

Were those "stimmies" not given to everyone by the President coming into office as a decision he made? Were people supposed to hand them back like, "Sorry sir, this isn't useful to me, you keep it." In what world? God forbid the Govt do anything for American citizens without it being branded as a handout, despite the majority of us working our asses off.

[@shomarimonroe150]

❤❤

[@waltermattei5994]

The time you spend complaining, you could do something positive and move forward. Stop making excuses. Wasting time. Life is what you make it. Get to it

[@christmaschris487]

6:11, if you can only afford peanut butter sandwiches stop buying steak and lobster. Life is tough, wear a helmet

[@yeamore6324]

Please post videos and tik toks from Africa or the carribean. No need to constantly post FBA people

[@ShadowHolmes]

Ikr they poor to and mess up

[@nothingspecific.8119]

To the first girl, be grateful for what you have instead of complaining! Start walking everywhere in all kinds of weather or take the bus to work and around, and see how fast you stop complaining that you have to roll up the windows manually on that car!!😒

[@annaclarke7643]

First. That ‘girl’ is a woman. And didn’t you hear she was driving home after a 7pm to 6am shift. She has every right to complain.

[@nothingspecific.8119]

@@annaclarke7643 first, I'll talk any way I please! Second I'm not playing your low IQ word games! Thirdly, you can piss off now!🖕🏻🖕🏻

[@nothingspecific.8119]

@annaclarke7643 Oh shut up mor0n! I'll say whatever I want! Piss off with your low IQ stupidity! 😂🖕🏻🖕🏻😂

[@ShadowHolmes]

​@@annaclarke7643who cares girl or woman stop complaining to much

[@ShadowHolmes]

Ikr

[@gimcrack555]

Life is expensive if you go for convenience and subscriptions. I do neither, that's how I'm making it. I don't eat out, I cook at home. If I could go into every American home. I can save everybody 2 grand a year. Just by taking all your convenience and subscriptions and teach you not to eat out and cook for yourself.

[@TheAbbot92]

Y'all need to get roommates

[@Jame6999]

It's literally raining money in stocks and crypto 😅😅😅😅 Educate yourself and you will make ALOT OF MONEY

[@Jesus_Saves_Believers]

Damn I was going to go back into crypto day after election, but I forgot.

[@Handsome_Hustler_88]

Dead 💀💀☠️☠️☠️ @13:05 😂😂🤣🤣😅😆😭😭😭

[@severalpiece7105]

4:18 IMMIGRATION

[@helenbass1208]

Travel for work

[@itsgreat7150]

How come I don’t see any Asians whining???????

[@LoveAndSnapple]

They’re just not in this particular video. Trust me, they’re complaining.

[@kistelkistel]

Too busy at work

[@itsgreat7150]

@@LoveAndSnapple Ok, tell me which video.

[@Jesus_Saves_Believers]

​@@kistelkistelBING mothafricken GO

[@milkflavored]

@@itsgreat7150 Do your own research. There's a search bar right there.

[@matxalenc8410]

You're suppose to call and find your balance before you buy anything?

[@brandonfouts4074]

this has been going on from day 1 kids, accept it and know that were all in this together

[@Manderz3026]

It's hard out here for a pimp!lol

[@Massmayhem1992]

People are poor all over the world. Way worse then us here in the US. People need to put in the work (Investments, Certifications, Budgeting) You will see that alot of people who are poor also have poor habits. Whether growth or money habits thwh will destroy you if you don't have both. Also 90% of the country lives in 2% of land. MOVE WHERE YOU CAN AFFORD. Its why I left cali lol

[@johnnylogan5927]

Broke people will always be broke.

[@ShadowHolmes]

You smart thank you there's others countries is wayyyyy worse than us

[@heisrisen560]

Bingo 💯💯🎯🎯

[@dyates6380]

The lady at 6:15 needs to leave the country if she dislikes the currency obtaining and financial, independently building model here. Nothing is keeping her here I take it, and if it's so distasteful, well, life is too short to be unhappy so have at it. Leave. She should go to Venezuela. They adopted socialism, FULL ON, about twenty five years ago and they're taking in new residents. I seriously hope she considers it so she can escape the horrors of capitalism that built and sustains this country. Without capitalism, she wouldn't be sitting in the car (if it's hers) and she wouldn't have that phone she's recording on, because they'd either be not available to her, so junky that they wouldn't work, or they'd be so expensive she'd not be able to afford either of them. You see, capitalism makes things - products and services - not only cheaper, but much, MUCH better due to competition. I have learned that instead of complaining about not having enough money, you're better off reassessing your spending and about 99% of the time you can make adjustments to make things affordable each month, as in cutting out a few things you really don't need. Life is all about choices; where to live, what to buy, to have or NOT have kids, what, if any, type of car to buy. She's not smart enough to understand that? She thinks that the "evil" corporations just suddenly wanted to make killer profits the past four years, but under Trump they were happy just making less? LOL. She can't see the correlation between the past four years and inflation? She's not bright enough to put two and two together to "figure out" that the inflation was manipulated and directly caused by Biden's soaking the economy with worthless dollars, AKA quantitative easing in 2021, which LITERALLY caused the devaluation of the dollar, thus high inflation. LOL.

[@elziemcmillion]

Here's my question and I hear this a lot, people keep saying THEY lied to us, who lied? I am a 60 year old retired insurance agent who didn't have a degree been in the business for 30 years. I am retired financially secure, sold my home of 20 years and bought a small home with cash, million dollar retirement nest egg. Just switched careers now a spinning/cycling instructor going for my PT-personal training certification. $0 debt about 5 years of money in a HYSA to live on. My only child son is 42 is a barber owning his own place and lives in California and doing the same things that I did. My parents and people I grew up with stated you gotta worry about yourself and don't live in debt and try to keep up with the jones or what my son and his friends say "Stay in your own lane". So please stop saying they lied to us. You make your own choices in life and bad or good you learn not blame.

[@Jesus_Saves_Believers]

Great comment!

[@elziemcmillion]

@@Jesus_Saves_Believers thank you!

[@milkflavored]

Ma'am, it's wonderful that you and your family are financially secure, but this comment is so tone deaf. "THEY": **Teachers and college recruiters that said if you go to college and get a degree, you'll get a job that pays well enough to sustain a stable lifestyle. Jobs providing a financially stable lifestyle - period.** You did not have a degree, but most jobs require that you do in order to make a wage that will keep you above water. Everyone is not going into insurance. Everyone is not cut out for a trade. Some people are actually passionate and talented at the careers they chose that require degrees, and had to take out a loan of some kind to achieve that dream because if they wanted until they could pay for college out of pocket, they'd never be able to go. It is not their fault if a career that was once lucrative and promised returns is no longer so in 2024. There are plenty of videos on this channel of people getting fired from job where they did everything right. **Employers that said the position offers opportunities for growth, competitive wages, and compensation that matches your skillset. ** You were in Insurance for 30 years -- 1) an industry that takes money from people and makes them jump through hopes to receive it when needed and 2) most job sectors are not that secure now - loyalty isn't' rewarded the same it was before - you have to jump positions if you want to increase your wages over time. People who were not born in the same era as you have the right to voice their grievances even as they're learning from them. Jobs are not your friend, but you're painting them as such because yours worked for you. One size does not fit all. **Politicians and Gvt. figures that said if you pay your taxes and work your job, you can retire at a reasonable age and live off your retirement fund and social security that you've spent your life paying into** This is a big one, because wonderful you retired financially set for life. Some people got wiped out in 2008. Or during a hurricane. Or weren't able to save as much as you did because they had to pay off a home or bury a loved one -- whatever. But people still paid and are paying into their Social Security, and now they may not even have that. Is that fair? Are we going to assume people who benefit from something they paid into did something wrong for expecting to have that along with their retirement? IF people now don't have retirement and are too old to invest with enough time to make enough gains, and won't have social security, how are they supposed to live currently AND save. Is this still based on decisions THEY made, if they can't get hired or convince their bosses to pay them more? Comparing your situation to those in the video is not empathy. It's scolding and bootstrap mentality. These people are trying and you're telling them what they should have done as if they can replicate your exact scenario.

[@davedsilva]

Dee, we old fashioned non TikTok men have no issues managing finances including girlfriends/wives who shop all day. I don't understand why modern independent women seem willing to to spite their father and be the working poor? Why is bragging about being poor better than fancy holidays and showing off fancy clothes? Even the young lady who claims she is from a lower income area seems to have no interest in finding a nice rich man instead of struggling. For these women who scoffed their father to chase Chad worth it? Chad? I feel sorry for the new generation of wealth who have to Passport Bro it to find a humble girl who dreams of being taken care of by a goood man and living a soft life.

[@6330-z3p]

you are poor but driving a car...lol......windows don't wind down boo Hoo....

[@drippgang_televisiondrng248]

Most of the women on this video. Put themselves in the current situation they are in. True; child care does cost, but when you choose guys who play video games- Yeah. And then for the guys on the video. It's more than likely them living above their means and not telling people NO.

[@natslawrence]

In the 90s people worked five jobs. This gen is lazy

[@M.L89-u8f]

Nobody I knew did 😂 stoppp

[@greenqueen2673]

@@M.L89-u8f Like the Jamaican family on In Living Color 🤣🤣🤣🤣 One of them had ten job and another dropped dead on a job interview.

[@milkflavored]

Lies

[@jerrethausner5504]

You have bills but taking a vacation?. Hmmmmm

[@ruukibane301]

Umm, that LADY talking about landlords jacking prices up is talking bs it COSTS MONEY AND LOTS OF IT SAVED TO BUY THAT APARTMENT BUILDING THAT SHE LIVES IN AND DIDN'T BUY. Clearly she lives in one owned by a SLUMLORD there's a big difference. Landlords have a MORTGAGE TO PAY, THEY HAVE THE WHOLE BUILDINGS WATER BILL TO PAY, SEWAGE TO PAY, HEATING OIL TO PAY, REPAIRS WHICH CAN BE AS LITTLE AS A FEW HUNDRED TO OVER $60,000+ EVEN $100,000 SHOULD THEY PASS THAT COST TO THE TENANT TOO? Or should the tenats STFU become they don't have to for those things and their RENT doesn't pay for those things. The landlord budgeting and saving properly or taking out a loan does. And 9 time out 10 THE TENANTS ARE THE ONES WHO CAUSE THOSE EXPENSIVE PROBLEMS THE LANDLORD THEN HAS TO FIX. You think during covid when tenats were allowed to screw over landlords by not paying rent that helped anyone when those people were blowing that money on useless crap they didn't need? They weren't even buying necessitates they were buying things that were luxuries they couldn't afford. Not all landlords are RICH PEOPLE DIPSTICK. They just learned to save and budget better than you so they can have something to give their children for thier future. Its sacrifice and saving. Just like tenats can't be lumped into the same boat neither can landlords. My husband and I have not even raised our tenants rent through the entire RISE in cost of living. You also seem to FAIL in recognizing that TO FIX SOMETHING COSTS MONEY AND HIRING SOMEONE WHO COSTS MONEY TO GET MATERIALS THAT COST MONEY. LOTS AND LOTS AND LOTS OF MONEY DUE TO DEMAND THOSE PRICES GO UP, DUE TO PEOPLE WANTING MORE MONEY FOR WORKING TO HIRE THE PERSON TO DO THE WORK COSTS MORE MONEY PER HOUR JSUT TO FIX SOMETHING THAT THE TENANT DOESN'T HAVE TO PAY FOR. Literally stafu because you have no idea what you're even talking about. The cost of EVERYTHING has gone up so fixing something is more expensive for a landlord too, its not free for us so NO its not free for you. We have lived in apartments we have been where you are and you decided to make different decisions in life, no one held you at gun point and demanded you live the life you're living. You CHOSE THAT. He who doesn't WORK doesn't EAT. And likewise can live on the streets. Nothing in life is free so stop expecting people to give a break when they don't get breaks themselves.

[@slavvalb3933]

Archie Bunker ' s talk is so overrated. I heard it all 😂 step in the shoes of those who have a job that pays close to nothing. I will hear u singing Michael Stewek' s song. 😂 U know Archie's s Son in law .

[@angellove1012]

You said way too much are you triggered?

[@milkflavored]

Please please PLEASE do not do what the last girl is doing. Food scarcity is not a fun challenge, and turning it into copium opens the door for the Gvt to say "Oh? Bet," and think its some big joke when everyone tries to tell them WE LITERALLY CANT AFFORD FOOD. Also, running down your pantry is the dumbest thing to do, because who KNOWS what will happen in a week from now, days from now? She would have to replenish the entire thing from scratch for possibly triple the price, with what money (bc its the same money whether she puts it aside or spends it in real time), and now with the dynamic digital pricing? This is not the time to play.

[@dynogamergurl]

People like to say change is coming just wait for the downfall. But I’m like ummmm…. Don’t the fall do the bizantine tale 1000 years? The downfall doesn’t necessarily happen in one life time 🫥