Amazon Pay Later Detailed Review || Is Amazon Pay Later Worth It?

Amazon Pay Later Detailed Review || Is Amazon Pay Later Worth It?
The NBFC mentioned in the video has been erroneously mentioned as Capital First, the correct NBFC is Capital Float
Hopping on to the Buy Now Pay Later Bandwagon, even Amazon launched its BNPL Service "Amazon Pay Later" in 2020. There has been a lot said about the utility of this service/ facility, but there's still confusion.
Through this video, we have covered every aspect of Amazon Pay Later, we've even compared it with its peers like - Slice and Uni. Watch this video to get a complete understanding of whether you should opt for this service or not?
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[@bekifaayati]

*The NBFC mentioned in the video has been erroneously mentioned as Capital First, the correct NBFC is Capital Float*

[@lakshaymehta6392]

Can we use amz pay later to pay merchants or Qr codes ?

[@Prithvi911]

Please make a detailed video on Cred app

[@anushkasenfc]

Please make video on flipkart pay later😍😍

[@bekifaayati]

@Rahul Kumar thank you 🙌

[@abhaydwivedi1380]

@@bekifaayati mam I really like you

[@kiranwaychal3011]

Your info’s are sweet simple and exactly what needed, thank you.

[@yogesh9955]

Cashback offers are there on the Amazon pay letter, which are about 5-10% of shopping and bill payments. Second, auto pay setup is mandatory to start the Amazon pay later usage, which protects from overdues/ late payment.

[@TumpaTalapatra]

Yes and i manually paid it even then they auto debited it from my account. Taking double the money. And amazon customer service will not help you and will tell you to contact capital float

[@vinaybhat7670]

@@TumpaTalapatra wtf😶 That will be a headache...never expected these from Amazon

[@detomsiga4051]

@@TumpaTalapatra did you get the refund?

[@libertytarot]

amazon paylater se EMI pe kuch lekar fer order cancel karo toh refund kha milega ?? bank account ya fer amazon wallet?? or kitne dino me refund hojata hai ? any idea pls update

[@SuperGetoverhere]

@@TumpaTalapatraI wonder how on earth how this type of cases i read on online, why on earth reputed company like this will take double money from you and even if there is a misunderstanding if u contact customer care or write proper email they return you your money and if they are not returning then its 100% fault from your side, i worked in various customer care departments and i know customers lie to get refund on any way possible.

[@ravigirdhani6303]

If you select credit card as payment code on Ola uber and pay it in 3-4 months, odes it have any effect on your credit score?

[@dexretrogamerzoid630]

Apart from capital float/first, at 2:46 the subtitle says pay letter. anyway, good video. Informative. However it would be more sensible comparing Amazon pay later with Flipkart pay later, paytm postpay etc.

[@jangwan]

Yayy, you have taken my feedback and didn't tied your hairs, thanks. ☺

[@kztapadar7250]

What is the convenience fees in pay later payment,as in case of paytm postpaid it is 105+ or something, which is very hard to pay

[@VIKASHKUMAR-qk4eh]

Thanks for knowledgeble video ❤️😎

[@karraakhil5206]

Gud vedio & better information.. gud voice tone . Keep doing madam

[@drsanjeevanpawar]

I can't find the option to clear my Amazon pay later account in my Amazon app. Can help with that ? I talked to the customer care and they said there's no option to pay it before the due date .

[@RanjeetSingh-zq1eg]

Which will be best Amazon pay icici card or Amazon pay later?

[@pradhanipuja1791]

I was waiting for your video ❤️

[@hemantjamkar14]

Thank you for making this video it's helpful.

[@ayeshaaachu7584]

I went to bank in the afternoon to update the 1st page of my passbook. The person is asking me to come in the morning because of interchange of faculty in the bank during working hours. He is stating that only in the morning updates will be provided. Is there any provision that i can get my service whenever I wish to get

[@thebasetrack]

Does Amazon pay Latter take any annual charges

[@vinayakkolhapure1817]

We can compare Amazon pay later with paytm postpaid , freecharge pay later etc. I did not get the idea behind comparing it with slice and unipay.

[@jitingrover8579]

Bilkul sahi bina sence ka comparison ! Ap 5 se pehle pay kr sakte ho ye kya baat hui

[@xdsamar]

Promotion kr rahi ha ye

[@shashanksinghgautam]

Lol sahi h

[@muthinenicharankumar586]

Hi ma'am make a detailed video about Lazypay Pros and Cons

[@sammy7322]

Nice information... This time better voice quality...

[@BatmanSays]

The background noise, particularly the "pop" sound, was distracting. It made it challenging to concentrate on your voice. However, everything else was well presented. Keep up the good work.

[@Mayank-rw8td]

Like Flipkart pay later... if the usage goes beyond 1000 in a month .... they charge 10 to 15₹ .....is there any provision like Flipkart in Amazon pay later???

[@supriyoghosh5326]

May you please explain how do they make money from pay later option. Or it's just a sales promotion. Will be waiting for your reply....bekifaayati🙏

[@bharatbhushangoswami3149]

Ma'am, if someone doesn't buy any product using amazon pay later then interest will be applicable or not

[@prizzner69]

Same question h mera bhi , abhi tk apko toe answer mil gya hoga mujhe v bta do

[@shubhamkumardubey6571]

Don't use Amazon pay later i had spent till 1800. Then my EMI of 270 was coming from my first month. Since then, these people took the full amount of sixteen 1600 directly.

[@pradumbyadav9518]

You did not mentioned one cons about credit reporting, Capital Float and their partner bank offers funds in 1:4, so if you have Amazon pay later account then they will report them as separate account which negatively impact your account. That is most important thing you forgot to mention, I think you just copy paste all the details instead of using the services personally.

[@bekifaayati]

Reporting as a separate loan account doesn't necessarily mean that it will negativly impact your score. Your score will get negativity impacted only when you fail to pay on time 🙏

[@pradumbyadav9518]

@@bekifaayati mam, I respect you alot and I know that you have more knowledge than me, but as far as I know from my experience, I paid each and every payment regularly but my cibil score was either constant or decreasing, I have no reason to believe that due to non payment of dues. Only one negative factor was there more account reported by credit agency at given period.

[@MJ-vt1hx]

@@pradumbyadav9518 absolutely right...it is impacting cibil score a lot

[@7SeaCaptain]

Yes it impacts cbil score... Amazon pay later is a scam in reality

[@peacefulsaga]

Thanks for such useful info 🙂🤗

[@suspiciousaccount7644]

Pay back period is Time is date of purchase to next 30 day. Not specific fixed date

[@Ananth...]

Opened Amazon pay later without any credit score 🤔after getting rejected from lazypay, Flipkart, simpl. Yeah I know sounds SUS... but atleast got anything to begin with.

[@Ananth...]

@@divyanshyadav7558 21

[@harmansingh8994]

mam i dont have any cibil(credit history) buy still i got limit of rs 10000 on amazon paylater

[@DeepakSharma-dq5he]

What if we don't use it or want to close it? Would there be any charges?

[@vinod2879]

I want to add a point. It's easy to open and close Amazon pay later. To close just write a mail to cs of your respective lender. But with Slice it's a nightmare. I'm struggling to close my account permanently since a month. They're not doing it. They don't want customers to close. Wrote multiple mails no reply.

[@gmp_gmp]

slice takes contact permission for account opening why do they require our contact list instead of just cibil score or it return

[@gmp_gmp]

why are u closing slice card ?

[@vinod2879]

@@gmp_gmp They'll call your references (contacts) if you don't repay on time. That's why

[@vinod2879]

@@gmp_gmp It's of no use. Can't load amt to wallet through Paytm, hidden convenience charges for rent payment and no support for refund issues

[@shashwatkatheria6636]

You can complain to rbi under nbfc section and it will work.

[@tashibahl666]

I have 70k credit limit on Flipkart pay later and 35k limit on Amazon pay later ... Both works good

[@srnayak405]

Amazon pay later emi pe intrest rate kitna hai

[@gorakhanathkalyani9849]

Thank you madam, very good reviews......

[@SHIVAMSONIC]

Amazon just accepted my pay later request And i also fill up all form but at the end it failed because of network So i thought i have to check this is good or not i searched video and guess what just 1 day ago you uploaded video on this 😅😅

[@topx1674]

Amazon paylater is not avail to all , Paytm paylater is very useful to me as they lend me 5000 but i have to pay 100-150 convience fee based on use , good for emergency use .

[@priyanshu_gupta]

Ma'am using BNPL service will it reduce my cibil score Because in my Cibil report Amazon pay later is mentioned in personal loan category.

[@bekifaayati]

Only if you fail to pay on time 🙂

[@smileguru]

What think about Flipkart pay later ?? 🙂

[@AS-wr7rm]

Is it good to apply for amazon pay later when we have credit card + flipkart pay later... Is it going to affect score...?

[@GovindKumar-yd5vk]

I will say don't apply, since I have applied for it when I have a CC and FPL and my CIBIL score drops significantly, and the Auto pay system is very insecure even you have paid it before the due date they will still deduct amount from you your bank and the biggest issue is the extra amount I'm being charged for cancelling and purchasing things, I have seen many charges that they put it without even telling you. Recently I have purchased a shoe for 999 and I have to pay 1014 next month, they simply charged me 1.5% without even telling me.

[@AS-wr7rm]

@@GovindKumar-yd5vk thanks for the reply... I won't apply for it... 👏

[@anshuraj1410]

mam like paytm postpaid isme koi hr month convenience fee lgta h kya ?

[@shreyasgharad5359]

Love your intelligence, I want my future wife like you❤️

[@ayushmohanty9931]

😂aisa mat bolo bhai..aachi ladki hai

[@sbtiger1826]

God- Dreams come true my boys

[@kaushikroy2251]

Wah bhai xD

[@harsharora3736]

So much single that on informative video u are doing flirting

[@amitsimpiofficial]

Aha kya bat hai

[@shankhasen9601]

Madam namaste. What will happen to our hard earned money if integrity is at stake for mutual fund managers already earning handsomely if big amc names like AXIS are manipulating the stock prices for individual profit at the expense of common public.?? Our financial plan can be at risk any time. Ur views. No imandari is left only indivisual profit. Sebi / it dept. Should closely monitor all fund manager life changes / style etc. Ur opinion???

[@ravitejasikhakolli]

Few points missed are here: 1. Amazon Pay Later has no card physical or virtual, unlike uni or slice 2. You should have auto debit linked with bank account, it's must. 3. Previously till 2021 end, pay later has no cost EMI option on almost all products, but now it's 24% interest, from 2022 Jan to Mar, observed that it was 12% to 18%. 4. Above point will make you to spend less. 5. We can't do partial payments, only accepts full payment thru pay later. 6. Not much offers with pay later, but good option to quickly buy and do consolidate payments.

[@bekifaayati]

1st point is mentioned 2nd point is not true, feel free to read their Terms 3rd point - interest has been mentioned in the video 4th point - makes no sense, infact opposite is true that it will make you spend more 5th point - Not True, you can do partial payment at Zero Cost which is mentioned in the video 6th point - explicitly mentioned in the video

[@ceremonyy]

@@bekifaayati hey ma'am i wanna tell you something i have crush on you

[@ashwinsharonfernandes8084]

​@@ceremonyyyahi baath kitni ladkiyon se bola hain tune?

[@heeralalsah3178]

​@@ceremonyytharki aadmi 😒

[@arjunjana3571]

You are multi-talented female.

[@chinmay0705]

Amazon Pay is an excellent service, if used properly and with good understanding

[@nandu_tarak]

Gud explained 👏

[@akashtopder7251]

I have Amazon pay later and get 50+ cashbacks every month to use it

[@jobin2649]

What if I apply for it, but never use it? Will they still charge me?

[@parveenbansal4148]

Bank deduct 110Rs. For E Mandate for payment through Amazon pay. Later...what can i do?

[@samaelz7599]

Hi I registered on pay later for 10k. From where does the monthly money b paid? Will it be taken from that pay later balance or my bank directly? Also how much per month for this 10k will b taken?

[@stayhealthy9125]

@@nitinsh30 minimum monthly 150₹ lagta hi hai, chahe 1₹ use karo

[@sangrampatil8195]

What should a customer do in case if payment is failed by Amazon pay later and they apply due charges though he tried making the payment on time, Amazon is not taking responsibility and pay later is not responding to emails and messages

[@shukracharya_]

how it went bro would you recommend pay later to me? I just want to use it to build credit

[@amlosurya]

very good video make video on amazon icici credit card .

[@nobitanobi3122]

Amazon is best then other card …why ….bcs sometime amazon pe deal aati h or instant pay krna rehta so otp ka wait kroge to product might be out of stock so just use pay later nd done

[@Dharmendra-ib7bv]

Amazon pay later ko bali ka bakra bana diya madam 😂😂 Sahi hai apna slice bhi to bechna hai 😂😂😅

[@professor2264]

I Used Amazon Pay Later For 230rs recharge and didn't paid On due time.. after 5 days of due date I had to pay 446rs ( Instead of Original Loan of 230rs).. this is Very pathetic.

[@stayhealthy9125]

200₹ + 18% gst bhi to dena padega. Isliye sahi hai

[@niteenkarne9424]

Bhai 230 time pe nhi de sakta to Tu uske layak hi nhi tha

[@vikaspal7001]

@@niteenkarne9424 😂

[@Rukaiya208]

@@niteenkarne9424 sahi bole bhai

[@sidhulegend164]

To time pe pay krna be

[@libertytarot]

amazon paylater se EMI pe kuch lekar fer order cancel karo toh refund kha milega ?? bank account ya fer amazon wallet?? or kitne dino me refund hojata hai ? any idea pls update

[@panjabikitaab]

Kya amazone pay later par Jitne ka product hota hai utni rakam lock ho jati hai kya ??

[@raselkhan1440]

i use it since 2 year.. its amazing

[@sandy-fitness]

Any charges ? If i dont buy anything ?

[@P-oq9bz]

Pay now buy later scheme ke bare me bataien. Along with is it approved by RBI , is it secure and safe and genuine.

[@dilrajsingh5770]

It was very helpful didi.

[@Devashis_Smaira]

50k limit h but kafi time se use nhi kr rha, so closing now

[@JP_Kumar]

1:30 totally disagree.. My Amazon pay later Activated without cibil score..

[@bubaimodak8003]

Mine too i also activated my AP later without civil score

[@rajeevlohani1257]

Kya hum ishse kabhi bhi band kar sakte hai, aur agar hum ishe 1 time ke baad use na kare toh kya koi maintenance charge katega?

[@dreamstyleriya]

Which is safe filpkart pay later or Amazon pay later? Kyuki pay later account activate karne ke baad IDFC bank se taraf se loan ho jata hai lekin meine koi idfc bank se loan nahi Kiya filpkart pay later activate karna ke baad ye ho geya . 35k loan account activate ho geya

[@ProudlyINDIAN360]

How to close pay later like unipay simpl Amazon’s pay? Shall we continue?

[@RandomVideos-zr7zc]

Can we Disable or Turn-off Amazon Pay Later anytime, If we don't want to use it?

[@ritikrajoriya7403]

Second one to like the video.

[@skalauddin3915]

Amazon pay later ka sabse acha hai, cibil me consumer loan show karte hai, cibil kharap nhi hote. E mujhe bohot acha lagta hai. Mujhe to bohot sahi lagta hai, mei bohot din se use karte hai aur mera limit hai Rs 40000.

[@paramvirsingh5638]

My application is already approved with 0 Cibil Score.

[@durgeshmeena7994]

Time pr bill payment kr dete h to kya us pr bi interest dena pdega kya

[@arj_369]

Amazon pay later ,,, customer friendly service unlike flipcart pay later

[@PriyankaKumari-mj2jb]

Agr hmlog amazon pay later k through koi product buy krte h nd hme wo product psnd ni aaya aur return krna hua to kya wo full refund krenge ya kuchh amount deduct krte h.. Plss reply ASAP

[@Om-lx3cg]

Agr pay later pe ac open kiya aur use use nh kiya to civil score down hota hai kya?

[@PAHADI007]

Mene Amazon pay later activate kiya or mujhe 2000 ki limit Mili ab kya mujhe ye 2000 rupe vapis krne pdenge

[@KabirKhan-cn4jb]

Jese mene iss month 16 ko khuch kharida to mujhe kab tak pay karna padega pay later par

[@Infinity_000_0]

I think if you have any one credit card with good limit you don't need to open these account as they open personal loan or consumer loan account behalf of you and that's impact your credit score.

[@RohitAgnihotri94]

Ye to saas bahu aur achar wala didi hai... Apka IIT clear hua😅

[@jagrutipatil5494]

Love your videos 🤩🤩🤩🤩🤩🤩🤩🤩❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️

[@worthwatching4924]

I have a very bad experience with Amazon Pay later. I suspect there was foul play during my latest order shop on Amazon. When I escalated to Amazon customer care multiple times, they washed their hands by asking me to contact capital float. Capital float customer service is v poo. Overall experience I feel it's better to avoid Amazon pay later.

[@vncedklie6104]

what happened plz share details

[@worthwatching4924]

@@vncedklie6104 I have sent enough emails regarding it to the concerned.

[@Azzzu123]

Thx fa saving me

[@shivanandms6249]

There is a limit of 60k per year?

[@sudipadas19]

App tho bohut chalak ho amazon pay ka card batate batate uni or slice ka promotion kar rahe ho

[@AmartyaBhunia]

Please mujhe batao .. Amazon pay leter ka amount kab Dene main credit score accha hoga ... Matlab Parches karne se 1,2 din main ya fir bill generate hone k baad ... Konsa time sahi rahega ... Thoda research karke batana... Main lagbhag 2 saal se use kar Raha hu 25000 limit hay... Mera 43 payment kia total

[@onixop2353]

Amazon pay later activ kar k rakhe air use nehi kiya toh koi charge lagega kya???

[@gamingtrands2402]

Credit card gum ho jane pr reissue krvane pr CIBIL score km hoga ya ni

[@ArpitPaliwal07]

I do not have 700 CIBIL Score; Still got amazon pay later.

[@aakashboom]

jo ladka tumhe pataega uske start up ka aadha task poora ho gya

[@WaghmareVaibhav]

started from 5k limit now its 15k, wonder when it will reach to 60k😶

[@vamsimohanchowdary]

my limit 2k applied today , i have Flipkart pay later also 30k limit

[@WaghmareVaibhav]

@@vamsimohanchowdary Flipkart also have pay later??

[@vamsimohanchowdary]

@@WaghmareVaibhav yes you can use limit in Flipkart only (no cost emi, smart upgrade, pay later)

[@Jatinmak143]

@@WaghmareVaibhav bhai apki limit badhne me kitna time laga me 7-8 month se use kr raha har month fir bhi nahi badhi limit meri

[@WaghmareVaibhav]

@@Jatinmak143don't know exactly reason but after utilising full limit for 4months after it increases to 15k, now same thing doing for 15k let's see next month if it increases or not

[@killerbee305]

I use is not that much so is there any hidden charges

[@akash_deep]

In October 2021 I got Amazon pay later, without cibil score , limit 2000₹, some says after 23 year anyone can get but that time my age was 22 year 3 months I paid all dues on time via adding auto repayment instructions but till now my limit is 2000₹ only with 780+ cibil score.

[@bubaimodak8003]

I also apply today with no cibil score And i hope i generate good civil score then i apply for credit card ,just for that i use Amazon pay later

[@ynidnys9972]

Good to know that bro ! Please tell us how much amount you used per month ??

[@AmanVerma-lo2mq]

Hello Team, what we can do if Flipkart and Amazon not respond on service related query.

[@weareone0161]

Amazon will have a great Customer support, you can easily get them in chat option, if it's their fault they gonna compansate you for sure, but on other hand Flipkart is bucket of shit and useless you will never experience a gud service from them, also their policies are very cheap. I won't suggest anyone to use Flipkart (for exmple, you might get a Used/duplicate iPhone and they gonna say " sorry we have no return policy for this order". my friend, first of all you can't reach them they hang up the call straight on your face while you are explaining your query)

[@weareone0161]

Ask them not to place your call on hold, and let them connect with their supervisors while on mute, ask that shit supervision to connect with Manager and record the call (helpful as evidence)

[@techKnowCoding]

I am searching for information that where we an use amazon pay later apart from amazon like swiggy or any thing as I want to purchase sweets with quick delivery and have limit of 20k

[@publicarchives1417]

mam which is the best bnpl according to you plz tell

[@soumikbiswas1801]

My credit limit is showing 25000 in Amazon Pay Later. So if I buy a phone using that. And my due date becomes the 5th of the Next month. So will it work like this..That I can pay back the money (25000/-) in 1000 rupees contributions per month before 5th of every upcoming month?

[@rishuraj1850]

Flipkart pay later ka v review krdo didi. What is Smart upgrade?

[@user-kp3mt1ku6v]

When I open KZbin video and they started speaking in HINDI my feeling is like what the hell 😮

[@gurindersingh6445]

It ❤is great information thanks.

[@piyushsinha3930]

Opened amazon pay later 6 months ago with no credit score, got 2000 limit. Used it and now i have 770 cibil :) Also there usually are many cashback offers 5-10% when doing recharge, utilities bill payment, like that

[@vaibhavbamrara3106]

Can it be opened without cibil now

[@piyushsinha3930]

@@vaibhavbamrara3106 Don't know, maybe it's changed now. But if its your 1st u might give it a try

[@bekifaayati]

@@vaibhavbamrara3106 No

[@gmp_gmp]

@@vaibhavbamrara3106 it depends if you are old customer or done shopping from many years . i had no cibil score when i opened the account

[@ArpitPaliwal07]

@@bekifaayati yes it can be opened; I applied to it about a week ago and I do not have a credit score still got approved.

[@thespectreedits2729]

Bhai main register kar raha tha but then main pan number galat daal diya and now I'm unable to go back to that page. What should I do now

[@nisargpatel4448]

Which is best option credit card or paylater

[@allabouttechnics8196]

I have one more question 🙋‍♂️ My AmazonPay ICICI credit card’s limit is 180k. So how much amount i can use in a statement period?? Can i use 100k in a month or 150k by repaying ?

[@msathish963]

Credit Utilisation must be less than 30% to 35% of the Credit Limit.

[@xyroowner]

I just opened Amazon pay later so will they charge me something I am not using their money

[@vibhahegde9]

Can you exchange once it’s delivered?