Best ETFs for European Investors (2025)

[@thetomcrosshill]

If you live in Europe and want to start investing, I've got a free webinar that you will enjoy - sign up here: indexmasterclass.com/webinar

[@andrew689]

As an English-native living in Germany, I am very happy to find a video in English which is clear and well spoken.

[@Sandra_Kaye_Smith]

9:28 Andrew you can Save, Spend, Invest and Earn up to 5X investment returns (ROI), also get fast access to Personal and Business Loans (physical collateral not required for loan up to $50k) all on one platform.

[@VanillaCherryBread]

Watching in my 40s... And only just starting investing I feel so behind!

[@thetomcrosshill]

I have worked with many investors who started after 50 and were successful - if you go at it with determination and discipline, you have plenty of time!

[@barbborstein7640]

Keep going mate I started at 41... was in 7K debt and living in my overdraft. I'm now debt free have a 15K emergency fund. 20K saving pot and just surpassed ~$100K. My portfolio is roughly ETFs, REITs, and stocks... I am almost 43 now!

[@LolaEvelyne-mq7ps]

I'm 72 and don't give up😉

[@LazyBotticelli]

It's never too late I think! I'm 36 and I wish I start investing 10 years ago :) You are not alone so keep going!

[@SharenachergaCom]

Good Dividend ETFs, please ?

[@dwsn638]

Vanguard high Dividend yield should be the best

[@ethelbertt]

I live off dividends on ETFs, for sure it can improve your wealth if you reinvest them to buy more shares, creating a snowball effect that allows your investments to compound over time. It's one of the most passive and effective ways to build an income stream. well managed steady growth for me.

[@Msmelissa-u1w]

Ethel have you considered the possibility of cashing out some of those dividends for paying off your monthly expenses, instead of re-investing them? Bcos I need a lot as rent, inflation alone eat up almost all of what I make.

[@ethelbertt]

tbh I keep compounding, adhering to well established patterns from a professional, even as a rookie, can bring tremendous value! I’ve trimmed, added also and now my average growth has increased 88% in the past year while participating behind a top performer. effectively remits over 100k annually and increasing.

[@Paulreal-s2w]

@Msmelissa a lot of people let their dividends ride for the long-term given its solid returns effects overtime

[@tradingrules2228]

This is by far the best video on KZbin, everything else is about US or India. I have noted all the Tickers from your description and will research each of them slowly. Thanks very much.

[@nespppp]

FINALLY a non-American centric take on ETFs!!! Thank you! The US is not the entire world after all. 🙄

[@Toke-YT]

Financially, yes

[@CUNDUNDO]

Of course it is not ,it is just 90%

[@Juliahao]

@@CUNDUNDOso it’s almost 😂

[@williamsdavis.]

What are your thoughts on moving from individual stocks to ETF? That would mean selling and taking a loss on some stocks I want a balanced portfolio, with growth investments, safe investments, and also a focus on dividends

[@andymarion]

Thanks for the information I just discovered his exceptional resume when I made a google research of his full names online. he appears knowledgeable and well accredited I drop him a message and book a call session with him!

[@Arnas_Valinskis]

@-Fredrickyes, and schd is only available in US, so your probided suggestion is not useful since this channel is about EU. While VOO and QQQ growth etfs have some alternatives in EU, schd do not have anything close to it. Either you pay ridiculous 0.39 etf fee with lower div yield than original schd etf or you go on single dividend paying stocks and try to mimick it yourself.

[@panagiotisbousios4760]

If you live in Europe you can invest at all US etfs like SCHD,DGRO etc. via Freedom24 broker.

[@creativemind74]

Is there a European ETF that represents the SCHD and SCHG ETFs?

[@AnujChaturvedi-un4zv]

Dear Tom , Many thanks for your video and very informative but it is still looking for the answer that is being mentioned in your heading "Best ETFs for European Investors (2025) ". I am watching it from UK and based in Scotland

[@TiagoPereira-hm1nq]

I am impressed. Excellent didactic. Please, keep making videos like this.

[@akik4417]

Thanks a lot, Tom! The video was very precise and to the point. I am looking into other videos, on how to find the best ETF being a digital nomad in Spain.

[@fionnthielitz4258]

Hey! Which did you end up going with?

[@Red-v8z2y]

Just etf is a great resource for Europeans!!

[@PepeGracia-ku1mp]

Accumulating ETFs outperform distributing so much if your country makes you to pay taxes on dividends. For example, i live in Spain and I have to pay 20% taxes on dividends. In the long run, thats a huge difference.

[@gerolori]

Isn't it the same? You're paying 20% on any gain both if you get 100$ out (with dividends) or 100000$ out (all at once, no dividends). Am I missing something?

[@memequy6936]

@@geroloriYou have to take in account compound interest.

[@Arrowrude]

Well in German,we have the so called Vorabpauschale which makes you pay taxes every year,even If you sell nothing

[@Shinoku911]

You dividends are also taxed 20% in accumulating etfs, they just don't go directly to your cash balance.. so dist/acc etfs are exactly the same

[@ondrosk9151]

@@gerolori Not really. In Slovakia after year held they are tax free after selling bud you have to pay taxes from dividends

[@b.vasquezrio6206]

Excellent video!!!

[@aaronwynne9332]

I’d love to see some videos talking about different ETFs in the eu/uk market Some growth some tech focused or green energy Not just American counterparts too Also a video on hedged funds Thanks!

[@friedliQuintian]

Freue mich auf das nächste Video.

[@aaronmel370]

Ehrlich gesagt haben viele motivierende Milliardäre auf der Welt - sowohl Amerikaner, Europäer, Briten, Asiaten usw. - ihre Erfahrungen, wie wir sehen und hören können, aber was zählt, ist Ihre Einstellung und ein zuverlässiger Mentor, der Ihnen immer einen Weg weisen kann.

[@matija1010]

Can we invest directly into Index fund/stock S&P500 in EU? I have found that it is possible in the US (with a very low fee), but haven’t found any options in EU. 🤔 Or if I put in diferently, where can we invest to get the most for our money? Without any large fees, which eat your money each year. I would like my money to grow automaticly.

[@thetomcrosshill]

Yes, it's absolutely doable, and I train people on this topic all the time. Next Thursday I'm doing a webinar on this - if you're interested, you can sign up at go.indexmasterclass.com!

[@thetomcrosshill]

Let me know if you have any questions about the video! 👍

[@tompuijpeNL]

Great video, but the webinar is a bit stringly timed. Would be great if you could make it more flexible.

[@Robertgriffinne]

Buying etfss is easy, but buying the right etfs without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.

[@PhilipMurray251]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on

[@Natalieneptune469]

I agree, that's the more reason I prefer my day to day invt decisions being guided by a invt-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a invt-coach for over 2years+ and I've netted over 2.8million

[@Robertgriffinne]

that's heavy! keep it up, I could really use the expertise of these advisrs, my port-folio has been down bad....whose the person guiding you

[@udcentrepreneur]

Hello Tom, thanks for this amazing video. I'm also in the UK and I would like to invest in the S&P 500 Index Fund. I have opened a Charles Schwab account but I don't see the option for Mutual Funds. I do have access to Stocks & ETFs, Schwab Stock Slices and Bonds but not the Schwab S&P 500 Index Fund. The customer service agent told me that international accounts are restricted from trading mutual funds with US. So, I hope you can help me. I would like to know what would be the S&P 500 Index Fund for the UK equivalent or similar. Thank you in advance for your help.

[@hairstonNagad]

Ich habe viel gelernt, danke!

[@sophx7845]

Hi, if you have an accumulating ETF and don’t plan to buy out for decades, am I right in thinking that you only pay tax when you eventually buy out ?

[@aoleksy66]

depends on the country

[@virtual07]

Lielisks video! Angliski izmeklēju visu internetu un beigās atradu, kur latvietis visu saliek pa plauktiņiem 😀

[@giorgosmon1806]

Is it ok to invest only in VWCE?

[@andrzejudalski7081]

Yes

[@Warralex]

What broker can be used in Moldova to buy ETFs?

[@debatts]

Hi Tom, I am an American expat living in Holland. Can you give me some tips on where to start? I"m 10 years from when I want to retire. Would or should I look only in Europe or both Europe and America?

[@hskdjs]

How can I filter those ETFs that have the KIID document in a language of my EU country?

[@iwn77620]

Another question is will the ETF providers bother translating them for small countries?

[@badejong]

Great video. Sub gained

[@paulogoncalves2502]

Hi Tom! How are you doing? My name is Paulo and I’m really keen on learning how to invest in ETFs in Europe. How can I contact you directly for course information ℹ️?

[@thetomcrosshill]

Hey, Paulo! Tom's colleague Juris here :) To find out more about the course sign up for the free webinar at go.indexmasterclass.com and at the end of it there will be Q&A where Tom answers the questions. See you there!

[@lanoiinceputuri7500]

Great work Tom. If i live in Germany and i invest monthly till 65 years and then i want to withdraw my money from S&P 500 is there any chance to pay taxes less than 25% ? I need to mention that i also work in Germany and pay taxes from my salary. Thanks a lot!

[@dwsn638]

Du hast Steuervorteile über einen etf als Rentenversicherung.. hat jedoch vor- und Nachteile. Einfach Mal etf Versicherungsmantel googlen... Grüße 👋

[@SarahVarley]

OMG This guy is a financial samurai! Hope someday I can earn similar amount of money

[@MazhighelsPouthandole]

First time when I see a really good trader on youtube. Thank's for the videos)

[@nicegaming2202]

Thank you even though I'm 14 i will hold it in the back of my head

[@jimmybenyoucef4416]

DONT!. START LEARNING NOW DONT WAIT. MAKE THAT THOUGHT A REALITY ALREADY NOW! 💰😊🫶🤗🥰

[@jordpluimes7942]

is their a possibility to record the webinar, because i can not join it at that hour.

[@thetomcrosshill]

Hi, apologies for the late reply and thank you for your interest in the webinar. In case you cannot make it to the live and if technically everything is fine with the Zoom recording, then we typically send the webinar replay to everyone who registered their email within one business day after the webinar. The next webinar will be on May 23, 10:00AM (UTC). You can register here: go.indexmasterclass.com/ Best, Ieva from Tom's team

[@damjanstoimenov]

Do you have the european codes(the ones i can buy in €) for these VOO, QQQM, SCHG, SCHD, VYM, VUG, VTI?

[@rimantasdanilevicius6754]

Great video, thank you for sharing

[@wiztv4109]

DGRO and SCHD alternatives for Europeans?

[@damjanstoimenov]

What factors should I consider to determine the optimal stock exchange for investing in the Vanguard S&P 500 UCITS ETF (VUSA) from North Macedonia-between options like Amsterdam, Italy, and Germany

[@LittleMajor66]

When getting started with investing in ETF's how do you decide the best entry points? It seems this topic never comes up. Isn't it the same concept as stocks?

[@thetomcrosshill]

For passive investing, most experts recommend making regular investments without trying to guess the right moments or price points (which generally doesn't work)

[@stellanews6190]

Revolut now provides the ability to invest in etfs. Tom. What do you think of the platform? In terms of safety and fees or other? Thanks

[@thetomcrosshill]

They have high custody fees, which is my least favorite type of fee because it grows with your account size.

[@stellanews6190]

@@thetomcrosshill ah I didn't know. Thanks! How about Mintos?

[@damjanstoimenov]

What is your opinion on Vanguard VWCE? As it's the only FTSE All-World ETF available for purchase in euros, being based in Germany and considering I reside in Europe with euros, do you believe it's the optimal choice? Alternatively, could there be a better option available from Invesco? Maybe iShares like IWDE could be an option

[@VoiceOfThe]

This is my issue. I know I want an Irish domiciled global ETF and VWCE has popped up amongst many others when I’ve researched. I don’t think there’s much between them all, but, I’d like to narrow it down to a shortlist of two or three to choose from. Which did you go with?

[@anuragshrestha7944]

I live in Europe...I want to do investing please tell me where to start and how to start how to open an account...

[@thetomcrosshill]

Come to my free investing webinar to get started! indexmasterclass.com/webinar

[@peterfischer7084]

I can invest in US ETFs. However, their dividends are subject to withholding tax. I'd like to find equivalents to e. g. SCHD or SVOL, which are domiciled in a jurisdiction that doesn't charge withholding tax and are synthetically replicating. I couldn't find that on justETF though. Any idea anyone where to find it?

[@thiagofranca1971]

What if I want to go away from ETFs that replicate US ETFs? To be more specific an Irish ETF that is in any way exposed to US market. Do I have any options?

[@TiagoReeves]

Should you invest in ETF’s separately or join them in the same “investment plan” ?

[@9vezes]

Iam european, Which ETF sp500 is the best? | Vanguard vs iShares ?

[@vanessaazevedo4618]

Hi Tom, thanks so much for the great video!! Just a short question: is Austria an easy country to invest in Europe, or rather complex? Thanks!

[@thetomcrosshill]

Hi! Thank you for the question. You can join our introductory free webinar to learn the first steps of investing from Europe (including Austria). Please bear in mind that if you also hold a citizenship in the US, this webinar will not be applicable. The next webinar is set for November 2 at 10AM UK time. You can register here: go.indexmasterclass.com/ Best, Nora from Tom Crosshill's team

[@_mattiafilippi_]

do you think is better CSPX or SXR8 if i live in italy?

[@OrlandoTailor]

Off topic, sorry. What mic do you use? Thank you!

[@frankfurttundertv4070]

Please can I buy one etf with another etf, example I have a saving plan for vanguard s&p500, can I use my investment in the vanguard s&p to buy another etf without first selling the vanguard etf.

[@thetomcrosshill]

No, you sell one to buy the other. What you describe can sometimes be possible with index mutual funds.

[@kevine.167]

Hey! Thanks for the video! i have a question. lets say i want to find an ucits version of the "Fidelity Crypto Industry&Dgtl Pymnts ETF" which i dont find in the justetf page. what can i do?

[@delikanzorbeygokyildiz4598]

This is a sales pitch, ETF investing is actually the easiest thing ever. The key point is taxes are unavoidable, dont think too much on them. Focus on maximizing your returns, not minimizing cost.

[@_mattiafilippi_]

do you suggest SXR8?

[@JohnDoe-oc1ms]

In Switzerland my understanding is no taxes on capital gains (if investment time is over 6 months). Can anyone confirm? Thanks

[@thetomcrosshill]

I'm not a Swiss tax expert, but my understanding is generally that it's a bit more complicated - cap gains are tax free for most people, but not tax free if you are considered a professional investor - and there one of several criteria is the holding time for your investments (the 6 month limit). So if in doubt, one should always consult a tax advisor.

[@nataliam895]

Dividends are taxed, un both accumulated and distributing

[@autofficinaduemila2231]

Which is the best world ETF acc long term (+15) 100€ per month? I would like to use the opportunity from scalable capital for free PAC investment

[@cliffordamoa6704]

When you say Europe do you include England pls ?

[@priosmitachakraborty5685]

Hey, could you please do a video on taxes and etfs in Ireland?

[@thetomcrosshill]

Hi! I usually don't go into country-specific detail on my channel - I cover that in my training courses. One quick takeaway is that Ireland's tax situation is not the friendliest toward index and ETF investors so it's great if you can invest through a pension wrapper where the tax issue is removed. But investing in ETFs directly is also possible!

[@nickvandermaesen4062]

Is there an European alternative for Spmo?

[@thetomcrosshill]

Yes, you can find some momentum funds on JustETF.com

[@Edith864]

@TomCrosshill looking for advice to invest in ETFs, living in Austria

[@thetomcrosshill]

Hi! You can join our introductory free webinar to learn the first steps of investing from Europe (Austria included). The next webinar is set for December 14 at 10AM UK time. You can register here: go.indexmasterclass.com/ At the end of the webinar, there will be a Q&A and, if interested, you will also be able to learn more about available consecutive in depth paid courses. See you at the webinar! Best, Zane from Tom's team

[@penguingobrrbrr353]

I live in Bulgaria and we use BGN not euro yet. Should I stick with BGN or euro for currency fees exchange ?.

[@thetomcrosshill]

Hi! Thank you for your question! You can join our introductory free webinar to learn the first steps of investing from Europe, Bulgaria included. Please bear in mind that if you also hold a citizenship in the US, this webinar will not be applicable. The next webinar is set for May 23 at 10AM UK time. You can register here: go.indexmasterclass.com/ Best, Ieva from Tom Crosshill's team

[@funtechanalysis]

If I invest for example 100 EUR monthly in european based S&P 500 ETF through Interactive brokers comission is 3 EUR which is 3%. Are there any better broker solution for european investors? I mean secure brokers companies or fintecs.

[@thetomcrosshill]

The best broker depends on your preferences - I did a video about this here: kzbin.info/www/bejne/npjJfaNqerKkhJI

[@eucaliptuspin7208]

The trust level has plummeted when you mentioned « clean energy » etf

[@andreinacuellorondon6866]

Do you also recommend books to read on investing? thank you

[@thetomcrosshill]

Try The Little Book of Common Sense Investing by John C. Bogle. And a Random Walk Down Wall Street by Burton Malkiel!

[@andreinacuellorondon6866]

@@thetomcrosshill Thank you! ❤

[@victoriaabott]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@schelinx]

can european buy stocks in non european stocks market?

[@thetomcrosshill]

Yes!

[@pmr94]

Hey, good video. Do you know how I can invest in Money market funds here in Europe? I am having a hard time to find the platform that offers such product

[@thetomcrosshill]

In Europe usually your bank account and/or bank term deposit is your best bet for short term investments. But you can find some money market ETFs on JustETF.

[@shallawdilan8382]

First of all, thank a bunch for your great video, I have a question, how can a resident in Sweden invest in ETF in Europe with a Swedish krona?

[@thetomcrosshill]

There are various options - a lot of Swedes use index mutual funds denominated in SEK instead of ETFs, but others might do a currency exchange and buy ETFs in USD or EUR (it is important to watch out for currency exchange fees, though, which can be high).

[@Yesthatisme14]

Do you pay IHT if you invest in a semiconductor ETF domiciled in Luxemburg? Thank you. Nice and informative video as usual

[@cerberus1595]

Finally. All the investment vids I come across are for americans. I dont even know how to get started witb investments here

[@goudhaantje3569]

FYI : I hear FLow Traders is the only market maker for Crypto ETF's in Europe as others got shy in 2022. Hence Flow had a unexpected 40 million extra gain in 2024 Q1. Crazy !

[@Ali.Baran69]

Any thoughts about crypto currency’s specially Bitcoin?

[@thetomcrosshill]

Buying crypto to make money is speculation (buy low, sell high, try to guess the winning coin), so it's not really my area and I'm not a big fan. I focus on long term investing (buy and hold investments which create economic value).

[@loizosloizou5800]

I am a very new on this. I live in Cyprus (europe) and I am planning to invest on VUAA (acc) for a retire plan. (I am 32 years old). Do you recommend any other -European- ETF?

[@loizosloizou5800]

Also, do you recommend revolut instead of any other broker because of its simplicity?

[@thetomcrosshill]

Hi! You can join our introductory free webinar to learn the first steps of investing from Europe. Please bear in mind that if you also hold a citizenship in the US, this webinar will not be applicable. You can register here: indexmasterclass.com/ Best, Ieva from Tom's team

[@advfs]

I had a coworker he looked into ETFs and he couldn’t find info on EU ones, in the end he just gave up and bought Crypto

[@thetomcrosshill]

:) send him to my channel!

[@matija1010]

How can we invest in Slovenia?

[@thetomcrosshill]

Slovenia is fantastic for investing! With the right setup, investors can pay very little tax over the long term. And ETF investing works great. If you don't know how to get started, come to my webinar (go.indexmasterclass.com) - see you!

[@tgnobrega]

What about trade republic?

[@thetomcrosshill]

We'll do a video covering brokerages for European investors soon!

[@jonasklimas8075]

Looking forward to it!

[@divinethreadsltd.3588]

Hi from Dublin, awesome video. This reminds me of how I made my first million, I invested a lump sum in trading stocks with the help of an excellent broker who trades for me.

[@jackfeng3351]

How much do you invest?

[@cryptounicn9542]

Great video Tom. Do we have to pay tax on dividends in Spain?

[@Liubomyr7]

yes we do so better pick accumulative

[@Bicamscamra]

invite Europe

[@Visionauts89]

thanks for this great info!

[@annadiaz608]

I’d like to kindly address that when referring to America I noted that it means the whole continent but in the video when referring to America it only displays the map of North America. Enjoying watching your videos, thanks for sharing!

[@MARTINA-gc3tq]

“Best ETF” is like saying which finger is best to have amputated. Avoid ETFs and buy a passive accumulation index fund run by a company that doesn’t have share holders , doesn’t sponsor sports, and whose fees are less than 0.24%.

[@stareatthesun7286]

From what broker do you buy shares in thqt index

[@MARTINA-gc3tq]

@@stareatthesun7286 No brokerage I am aware off.

[@patelparth]

Which app is for option trading in Europe index ?

[@rodrigo.gibson]

Hey Tom, I'm an Australian citizen living in Europe, (we live part time between Hungary and Greece), I earn a modest living online working free-lance, but I do not "work" in neither of the European countries where I reside. Where do you reckon I should invest? Thanks in advance for any pointers.

[@thetomcrosshill]

Hi! You can join our introductory free webinar to learn the first steps of investing from Europe. Please bear in mind that if you also hold a citizenship in the US, this webinar will not be applicable. The next webinar is set for November 2 at 10AM UK time. You can register here: go.indexmasterclass.com/ Best, Nora from Tom Crosshill's team

[@jenlee6693]

Finally some etf video for ppl who reside in EU !!

[@aj7539]

great video. thanks a lot.

[@Benawes04]

I have a starch company that produces nuts in Algeria and I am looking to partner with a factory to produce another product. I own land and have a foreign investment license from the government.

[@krisztiankovacs6377]

If you have 20E. , dont invest, spend it on more hardcore stuff.

[@MrMountain707]

I love how even Europeans don't invest in Europe 😂

[@gabrielleitner4251]

Thats just not true

[@MrRono19]

I guess I’m not European

[@MrMountain707]

@@gabrielleitner4251 yea it is. The S&P500 is many Europeans top holding

[@LXBalla4414]

We do.

[@MrMountain707]

@@gabrielleitner4251 SP500 is the most popular index in europe. All US listed companies

[@stellanews6190]

Hi, thank you for the amazing video! How do I buy etfs from Greece.

[@thetomcrosshill]

Hey! Tom's colleague Juris here. Join the free webinar (link in description) to find out more on how to start investing passively :)

[@camille51828]

Great video thanks! I invested in US Dollar ETFs was this a mistake? Shall I switch from now on?

[@m-666]

hello, would you recomend Revolut for buying etfs and stocks?

[@FitandFabinvestor]

They are just now implementing this blockade of the american ETFs in Norway. (so nice to be protected from the money) Grrrr

[@matthaeus_jacomus]

I have IDJG - iShares Euro Total Market Growth.

[@tegeas69]

Ok

[@behumble3221]

I just want a good S&P 500 ETF to buy. That’s it

[@elisam.5760]

SXR8

[@kyro1979]

You can invest in US ETFs through CFDs in certain brokers, ie eToro

[@MaryMassey-b3e]

Mills Junction

[@KevinHall-m4d]

Ebert Vista

[@curtisnewton895]

wtf happened to that pinky ?

[@bjrn2010]

Hope people didn't listen to this and bought s&p 500 etfs, would have made you a lot of money.

[@andrzejudalski7081]

Hope people didn't listen to you and bought bitcoin, would have maxe you a lot of money

[@bjrn2010]

@@andrzejudalski7081 true.

[@bjrn2010]

@@andrzejudalski7081 this is why this latest comment shows my growth.