Best NPS Scheme to Invest - July 2024 || Best NPS Pension Fund Manager - Tier 1 and 2

[@EveryPaisaMatters]

➡️Download the File used in this video (PAID) - everypaisamatters.com/product/nps-pension-fund-manager-returns-analysis-july-2024/

[@sumitpal1975]

First here to comment - I am a regular follower of your NPS videos which provide me great knowledge and understanding. All the best & keep making wonderful videos 🎉❤

[@EveryPaisaMatters]

Thanks for the feedback. The greates learning is in the sharing of videos!!

[@AshutoshPandey-uj3yb]

Only authentic source regarding Nps on KZbin..tkxx a lot sir

[@indude8791]

Negative point of nps is one needs to buy annuity when pension is required. While withdrawing pension, it's very low percentage of corpus accumulated. Also on the death of nps holder, spouse or children will get even lower percentage pension. So i do not recommend nps.

[@riturajsaikia770]

Sir, I wanted to know the exposure in small, mid and large caps in these equity funds and how much exposure will they keep maximum in each of mid, small and largecaps

[@EveryPaisaMatters]

Will create a video soon on the same.

[@lsharikishor]

If we concider allocation charges for every instalment and deduction of units from fund manager net gain will be less than 10%. Also fund managers are not publishing their earning and expenditure like any other companies. Govt and corporates are intentionally delibrately avoid information 🎉

[@maverickpond615]

great work sir. Its good to see the current stats and confirm our NPS scheme

[@manishpatwabetu5305]

Very informative thks

[@shantanuchiplunkar3715]

when you are doing a video like this keeping NPS in mind then why someone will bother about short term appreciation, they will obviously look for much longer horizon, so no one should focus on 1 3 5 years returns, look for 10+ years returns

[@Buntyrakshe2323]

Very nice Information and Explained....... I am Selected UTI

[@RavindraSingh-s2u]

Interest on annuity corpus is less than fixed-deposit, in fixed-deposit one can get the whole money whenever they want, then why someone consider to invest for annuity?

[@Ashishkumar-ce7dl]

Bank walon Ko employer koi flexibility nahin deta hai NPS mein fund manager aur fund allocation decide karne ka. Jo bhi thop Diya Gaya wahi chalta rah jayega.

[@easwarandevaraj7085]

Hello sir, Thanks for the detailed explanation, Request you to answer one quest: I am completimg 10 years of NPS investment in private sector, and planning to prematurely Exit at age of 45. I understand 80% of my corpus will go to annuity purchase, so will i get annuity pension pay back every month immediately from the age 45 itself or only at age 60 it starts. Kindly clarify. Thank you

[@jayakaranilkumar5932]

Well explained

[@deepshah5924]

Sir plz make a video of fresh NAV of all NPS sir request

[@sudhirsingh3727]

Hello sir, Thanks for this detailed video. I am getting a return of 10.5% XIRR in HDFC LC 50 and it is increasing day by day since I am changed my Investment from mid Feb 24. PFRDA announced that a balanced hybrid fund is coming in near future for government employees . Please tell us your views on the same. Thank you so much sir.....❤

[@EveryPaisaMatters]

Let it come. No point in speculation. Once it comes, will share details and view. ♥️

[@faujiDeepakKumar-fg8vk]

@@sudhirsingh3727 my choice is standard and I am getting 9 to 10 percent return , do I need to change it to lc 50? Would I get a better return in lc50?

[@KrishnaKumar-fc8kl]

Hi Sir , Thank you to share informative content with us, I will appreciate you you please help me to know that from where you get this information, so that I can monitor my NPS investment.

[@deepshah5924]

Where to check the NAV sir of all the NPs scheme plz reply or make a new video for it ?

[@srikantapaul5383]

Just perfect....

[@manojpathania]

Ironically government employees are not allowed to choose the active option. I'm a nps subscriber since 2006 and i have generated meager returns of 10.7% till date.

[@EveryPaisaMatters]

Yeah, that's a problem but still 10.7% is much better than 8.25% in EPF

[@manojpathania]

@@EveryPaisaMatters Yeah right but 15% in your case looks great.

[@EveryPaisaMatters]

Each one has their own journey. You may have some perks as a Government officer which I may not. So life is not a like to like comparison.

[@bharathnathreddy]

@@manojpathania opt for autochoice.

[@mangeshjuvatkar5216]

Please make one video for central government employee fot tier1 Moderate auto choice (LC50) Max we can do this only with tier1 account? If so, then suggest which PFM to choose?

[@shaktimisra9127]

Perfect

[@kailashbirjuwale1462]

Good information😀

[@VersatileAmigos]

LC75 hai he nahi hamare me

[@arnabsaha4770]

Is it advisable to switch from hdfc to icici for equity segment ?

[@EveryPaisaMatters]

I can only present facts and my view. I switched some in beginning of year

[@shaktikumar9466]

Government employees bhi active fund me change kara sakte hai??

[@EveryPaisaMatters]

No.

[@bharathnathreddy]

Govt employees can opt for autochoice which has 50 percent equity

[@prashantsanas12]

@@bharathnathreddy i think now we can opt in active scheme

[@gauravmonu1112]

Active kr sakty hai ...

[@prashantsanas12]

@@gauravmonu1112 yes

[@karangawali789]

I’m government employee in cisf. i came here to see if i can switch my investment into equity through active option as you have suggested. but as you told that government employees can not choose that option so that means i can’t select it right?

[@appum6031]

@@karangawali789 yes, you can't select active option, you can choose auto choice there you are eligible to 50% amount into equity.

[@prasad9732]

@@karangawali789 you can choose active plan in nps where you have to options like LC50, maximum equality 50 percent, ir LC 25, where maximum equality is 25 percent and is auto mode based age, equality exposure will decrease. There are designed for government employees.

[@ManishRanjanSingh-xy4im]

am also a cisf personnel, I am also searching for the schemes where i can share most of my nps deductions in equity...did you get any resolution?.

[@krishmayvlogs578]

Kya abi Sahi time hai equity allocation 75 % se 30% and Cor Bonds me 40 % G securities me 30% Market gir skta h all time high pr h …Margdarshan kijiye

[@dm5665]

Dont change equity allocation below 75% if you don't have plan to use the pension fund in next 10 years.

[@soumyajitpurkait785]

@@krishmayvlogs578 Nehi abhi market volatility Jada Hain

[@RAHUL--MAURYA]

@@krishmayvlogs578 75% का option ही नहीं मिल रहा है यार

[@krishmayvlogs578]

@@dm5665 rebalance for more return

[@RAHUL--MAURYA]

मैं 100% equity मे डालना चाहता हू but 75% भी नहीं जा रहा है,, 100% तो दूर की बात है

[@ajayvardhan8380]

Age pe depend krta hai

[@deepshah5924]

Sir can open 2 nps account 1 tier and 2 tier ? Plz reply

[@EveryPaisaMatters]

One can open both Tier 1 and Tier 2 accounts but before one can open Tier 2, they need to mandatorily have Tier 1 account

[@jayantchakravarti2076]

Sir!!!! Mene tier 1 s tier 2 m mene kiya h M government job m hu Or ICICI m kiya hai L 50 Kya yeh sahi h?

[@RAHUL--MAURYA]

बिल्कुल सही है. Mai तो 75% करना चाहता हू बट मिल नहीं रहा है

[@AvradeepPatra23]

Why the return of corporate is lower than government?

[@EveryPaisaMatters]

Do you understand how corporate and govt bonds work?

[@AvradeepPatra23]

@@EveryPaisaMatters no... corporate has more risk I guess. Would like to know the actual workings