➡️Download the File used in this video (PAID) - everypaisamatters.com/product/nps-pension-fund-manager-returns-analysis-july-2024/
@sumitpal1975Ай бұрын
First here to comment - I am a regular follower of your NPS videos which provide me great knowledge and understanding. All the best & keep making wonderful videos 🎉❤
@EveryPaisaMattersАй бұрын
Thanks for the feedback. The greates learning is in the sharing of videos!!
@AshutoshPandey-uj3yb28 күн бұрын
Only authentic source regarding Nps on KZbin..tkxx a lot sir
@indude879119 күн бұрын
Negative point of nps is one needs to buy annuity when pension is required. While withdrawing pension, it's very low percentage of corpus accumulated. Also on the death of nps holder, spouse or children will get even lower percentage pension. So i do not recommend nps.
@riturajsaikia770Ай бұрын
Sir, I wanted to know the exposure in small, mid and large caps in these equity funds and how much exposure will they keep maximum in each of mid, small and largecaps
@EveryPaisaMattersАй бұрын
Will create a video soon on the same.
@lsharikishor7 күн бұрын
If we concider allocation charges for every instalment and deduction of units from fund manager net gain will be less than 10%. Also fund managers are not publishing their earning and expenditure like any other companies. Govt and corporates are intentionally delibrately avoid information 🎉
@maverickpond615Ай бұрын
great work sir. Its good to see the current stats and confirm our NPS scheme
@manishpatwabetu5305Ай бұрын
Very informative thks
@shantanuchiplunkar37158 күн бұрын
when you are doing a video like this keeping NPS in mind then why someone will bother about short term appreciation, they will obviously look for much longer horizon, so no one should focus on 1 3 5 years returns, look for 10+ years returns
@Buntyrakshe2323Ай бұрын
Very nice Information and Explained....... I am Selected UTI
@RavindraSingh-s2u11 күн бұрын
Interest on annuity corpus is less than fixed-deposit, in fixed-deposit one can get the whole money whenever they want, then why someone consider to invest for annuity?
@Ashishkumar-ce7dl19 күн бұрын
Bank walon Ko employer koi flexibility nahin deta hai NPS mein fund manager aur fund allocation decide karne ka. Jo bhi thop Diya Gaya wahi chalta rah jayega.
@easwarandevaraj708513 күн бұрын
Hello sir, Thanks for the detailed explanation, Request you to answer one quest: I am completimg 10 years of NPS investment in private sector, and planning to prematurely Exit at age of 45. I understand 80% of my corpus will go to annuity purchase, so will i get annuity pension pay back every month immediately from the age 45 itself or only at age 60 it starts. Kindly clarify. Thank you
@jayakaranilkumar5932Ай бұрын
Well explained
@deepshah592415 күн бұрын
Sir plz make a video of fresh NAV of all NPS sir request
@sudhirsingh3727Ай бұрын
Hello sir, Thanks for this detailed video. I am getting a return of 10.5% XIRR in HDFC LC 50 and it is increasing day by day since I am changed my Investment from mid Feb 24. PFRDA announced that a balanced hybrid fund is coming in near future for government employees . Please tell us your views on the same. Thank you so much sir.....❤
@EveryPaisaMattersАй бұрын
Let it come. No point in speculation. Once it comes, will share details and view. ♥️
@faujiDeepakKumar-fg8vkАй бұрын
@@sudhirsingh3727 my choice is standard and I am getting 9 to 10 percent return , do I need to change it to lc 50? Would I get a better return in lc50?
@KrishnaKumar-fc8klАй бұрын
Hi Sir , Thank you to share informative content with us, I will appreciate you you please help me to know that from where you get this information, so that I can monitor my NPS investment.
@deepshah592415 күн бұрын
Where to check the NAV sir of all the NPs scheme plz reply or make a new video for it ?
@srikantapaul5383Ай бұрын
Just perfect....
@manojpathaniaАй бұрын
Ironically government employees are not allowed to choose the active option. I'm a nps subscriber since 2006 and i have generated meager returns of 10.7% till date.
@EveryPaisaMattersАй бұрын
Yeah, that's a problem but still 10.7% is much better than 8.25% in EPF
@manojpathaniaАй бұрын
@@EveryPaisaMatters Yeah right but 15% in your case looks great.
@EveryPaisaMattersАй бұрын
Each one has their own journey. You may have some perks as a Government officer which I may not. So life is not a like to like comparison.
@bharathnathreddyАй бұрын
@@manojpathania opt for autochoice.
@mangeshjuvatkar5216Ай бұрын
Please make one video for central government employee fot tier1 Moderate auto choice (LC50) Max we can do this only with tier1 account? If so, then suggest which PFM to choose?
@shaktimisra9127Ай бұрын
Perfect
@kailashbirjuwale1462Ай бұрын
Good information😀
@VersatileAmigos23 күн бұрын
LC75 hai he nahi hamare me
@arnabsaha4770Ай бұрын
Is it advisable to switch from hdfc to icici for equity segment ?
@EveryPaisaMattersАй бұрын
I can only present facts and my view. I switched some in beginning of year
@shaktikumar9466Ай бұрын
Government employees bhi active fund me change kara sakte hai??
@EveryPaisaMattersАй бұрын
No.
@bharathnathreddyАй бұрын
Govt employees can opt for autochoice which has 50 percent equity
@prashantsanas12Ай бұрын
@@bharathnathreddy i think now we can opt in active scheme
@gauravmonu1112Ай бұрын
Active kr sakty hai ...
@prashantsanas12Ай бұрын
@@gauravmonu1112 yes
@karangawali789Ай бұрын
I’m government employee in cisf. i came here to see if i can switch my investment into equity through active option as you have suggested. but as you told that government employees can not choose that option so that means i can’t select it right?
@appum6031Ай бұрын
@@karangawali789 yes, you can't select active option, you can choose auto choice there you are eligible to 50% amount into equity.
@prasad973227 күн бұрын
@@karangawali789 you can choose active plan in nps where you have to options like LC50, maximum equality 50 percent, ir LC 25, where maximum equality is 25 percent and is auto mode based age, equality exposure will decrease. There are designed for government employees.
@ManishRanjanSingh-xy4im6 күн бұрын
am also a cisf personnel, I am also searching for the schemes where i can share most of my nps deductions in equity...did you get any resolution?.
@krishmayvlogs578Ай бұрын
Kya abi Sahi time hai equity allocation 75 % se 30% and Cor Bonds me 40 % G securities me 30% Market gir skta h all time high pr h …Margdarshan kijiye
@dm5665Ай бұрын
Dont change equity allocation below 75% if you don't have plan to use the pension fund in next 10 years.
@soumyajitpurkait78528 күн бұрын
@@krishmayvlogs578 Nehi abhi market volatility Jada Hain
@RAHUL--MAURYA11 күн бұрын
@@krishmayvlogs578 75% का option ही नहीं मिल रहा है यार
@krishmayvlogs57811 күн бұрын
@@dm5665 rebalance for more return
@RAHUL--MAURYA11 күн бұрын
मैं 100% equity मे डालना चाहता हू but 75% भी नहीं जा रहा है,, 100% तो दूर की बात है
@ajayvardhan83802 күн бұрын
Age pe depend krta hai
@deepshah5924Ай бұрын
Sir can open 2 nps account 1 tier and 2 tier ? Plz reply
@EveryPaisaMattersАй бұрын
One can open both Tier 1 and Tier 2 accounts but before one can open Tier 2, they need to mandatorily have Tier 1 account
@jayantchakravarti2076Ай бұрын
Sir!!!! Mene tier 1 s tier 2 m mene kiya h M government job m hu Or ICICI m kiya hai L 50 Kya yeh sahi h?
@RAHUL--MAURYA11 күн бұрын
बिल्कुल सही है. Mai तो 75% करना चाहता हू बट मिल नहीं रहा है
@AvradeepPatra2325 күн бұрын
Why the return of corporate is lower than government?
@EveryPaisaMatters25 күн бұрын
Do you understand how corporate and govt bonds work?
@AvradeepPatra2325 күн бұрын
@@EveryPaisaMatters no... corporate has more risk I guess. Would like to know the actual workings