Best Term Insurance Policy for You

This video helps you to understand , what is term insurance how to select Term Insurance and what are the things which we need to consider while buying term insurance. Like, how many policy to be taken, How much sum insured we should take in term insurance, best insurance company to buy term insurance policy , What policy period one should take in term insurance policy and other important aspect which one should consider while buying term insurance.
Subscribe this channel to understand Insurance in simple language. If you like the content of this channel please create awareness among people about this “Insurance Technical “channel. This “Insurance Technical “Channel is All about Insurance. Purpose of this channel is to share the insurance knowledge and put the complex wording in simplified form with example so that everyone can understand it. We are going to cover all key topics of general insurance, Life insurance and Health insurance and insurance industries updates will be also covered.
Links: Link to insurance technical Channel - / insurancetec. .
All Videos are in Hindi
Term Insurance ka Sach - • Term Insurance ka Sach...
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#bestterminsuranceforyou #howtoselectbestterminsurancepolicy #Bestterminsurance

[@sng2612]

Best video on term insurance I have ever gone through.... Such a practical explanation is always needed... A big thnx !

[@InsuranceTechnical]

Thanks for you such a motivating words.. it means a lot me.

[@dhrubajyotibora7243]

This really helps.

[@surekhamuralitutike3887]

47 years me policy Leena achhhaa yaa nah I.hamaara bachhe KO abhi 5 years

[@vitalsweat2231]

@@InsuranceTechnical great job

[@vitalsweat2231]

Sir,please suggest term insurance plan for defence personnel which can provide riders too.

[@bandnakumari5206]

Great. You have covered technical as well as psychological aspects of term insurance in a very lucid manner.

[@dhrubajyotibora7243]

You've explained almost each and every aspect of a term insurance plan. It's a very unique video.

[@InsuranceTechnical]

Thanks..

[@anmolkissen5199]

Being Life insurance advisor I'll appreciate your efforts to deliver this information in a simple format to lay man

[@vedprakash-bm4nt]

Thank u sir ...aap complete practical samjhate hai

[@sourendhoommail]

Best insight ever... most of the people don't think about the emotional part. Thanks.

[@kksharmaful]

Best video on term insurance I have ever gone through, thanks a lot

[@InsuranceTechnical]

Thanks a lot for your kind appriciation.

[@thesmartindian003]

Best video on term insurance I have ever seen ... Thank you !

[@rajudebnath8212]

Great video bohut bohut dhanyavad aapko ,, kuch din se soch hi rahatha kya kare ,,ab mil Gia,,

[@sid_mod]

Experience shown in this video... Compact analysis of broad things

[@InsuranceTechnical]

Thanks

[@bpsc_mania231]

ALL KNOWLEDGE BUNDLED IN ONE PLACE, THANKS FOR SHARING.

[@SujitKumar-te2xx]

Bahut hi saral aur simple bhasha m samjhaya h apne... thanks 👍

[@thesmartindian003]

Online term insurance mai, After death , nominee kaise claim karega uska ek details step by step video ho toh achha hota .. pls upload a detail vedio sir ...

[@meerak.selarka8137]

Better go through an insurance agent who is associated with the sector for long n still continues... During claim time the family needs a known face... Rgds

[@varshasuryawanshi483]

@@meerak.selarka8137 correct meera ji , in case of any life insurance need please feel free to contact me : 9822980899, I m life advisor

[@sureshmaheria96]

I can

[@pravatpanda7829]

Why accidental death rider is required in a term insurance policy? Is accidental death is not covered in term insurance? Please reply.

[@InsuranceTechnical]

It is covered, rider has additional benefits

[@kc9000]

very informative video!!

[@InsuranceTechnical]

Thanks..

[@ashokverma1295]

बहुत बहुत सुंदर रूप से बताने के लिए आभार 🙏🙏🙏

[@rajkumarvishwakarma3267]

Thank You For Providing Deep Knowledge Regarding Term Insurance.!

[@hitesh8952jain]

Ab AAP ek yeh video banayeki kaunsi company best hai term insurance ke liye ....please jaldi banaye....

[@InsuranceTechnical]

Thanks for your suggestion, Mai IRDAI ke annual report ke wait kar raha hu jo dec me ayegi , jaise he report ayegi mai video upload karunga.

[@user-kq5sn4qy5p]

Liv

[@user-kq5sn4qy5p]

Lic

[@market__trendz7071]

Tata Aia life insurance

[@bablumlp7074]

@@market__trendz7071 u r right

[@rathod.ishvar5760]

Best video to understanding TI. but can you Tell me that How I'll know Claim Settlement Ratio and Amt. Or any other Details?

[@InsuranceTechnical]

On IRDA , Annual report. Jaise he 2017-18 ke report IRDA ke website pe ayegi, mai is topic pe video banunga .

[@rafikulahamed959]

Itna khulke jankari to agents v nehi dete .Thank you sir for your kind information.

[@Realsunny.k]

Very informative and aisa laga ki koi bada bhaii bol raha he .. Subscribed dis channel

[@Sagar_Wanderer]

Excellent explanation. Can you please suggest top 3 insurance company in India with good settlement/ benefit ratio.

[@InsuranceTechnical]

Dear Sagar, Many thanks for your appreciation. next month me IRDA ka annual report publish hoga uske baad mai iski puri zankari dunga.

[@abhi2k0]

@@InsuranceTechnical Any update on this?

[@InsuranceTechnical]

IRDA report is awaited, i will upload video within a week of the report.

[@abhi2k0]

@@InsuranceTechnical Thanks!

[@user-kq5sn4qy5p]

Best is lic

[@JitenderKumar-fn4bj]

I was diagnosed with leukemia (blood cancer) in 2016. Age - 26, non smoker. It is recovered now. I have applied in Hdfc but it was rejected (I have mentioned all details about disease in form). Course of treatment is going on. Can I buy term insurance now? Or once treatment is completed.

[@InsuranceTechnical]

Dear Jitender , Kindle contact insurance service provider, agent or broker for your query.

[@rahuld4122]

Why it was rejected

[@deepakpatwa9485]

Tq tq sir ILoVe you sir aapne sari problem ka solution 10m me hi bta diya

[@santoshdesai1072]

Thanks Sir, for your such kind of realistic information.

[@abhinavjaiswal141]

Sir mai ek term insurance lena chahta hu non-smoker wale option me, but agar bad me kabhi mai smoking karne laga to kya mera claim reject ho jayega please guide sir

[@ncoolanime917]

Policy Lene ke 3 years bad agar aisa hota hai to thik hai..milega...but aapko confirm Karna padega company ko .

[@imtiyazmohammad4795]

No bhai koi problem nahi hoga agar policy lene ke baad smoking ki aadat pad gayi tho it will take atleast 3 years to show its side effects so acc to sec 45 policy term 3 yrs complete hone ke baad reject hone ki sambhavani kam hi for futher info ping me on 8328259869

[@SHIVAMKUMAR-fr6vi]

Hello sir max life insurance company kaisi hai, isse term le lu ya other company se lu

[@InsuranceTechnical]

if your analysis says Max life , go for it. this is also a good company.

[@Fauji_investment_mantra]

You can take from max. It's good for claim also... Take from us online policy get 10% cash back.

[@omgc3489]

Lic से लेकर बेफिक्र हो जाये।9319271291

[@ketanpatel1685]

@@omgc3489 too costly

[@hareshprajapati6258]

Sir tata aia term plan kaisa he or ye company kesi he

[@NiteenKumarRanchi]

Bahut achhi aur practical video hai.

[@vikrammagoo]

Very informative video and to the point. It seems you are from Odisha. Great knowledge.

[@sandeepv2808]

In payout option, if we select part lump sum payment + Monthly payment & if my wife also expires just after 5 months of receiving monthly payment, then will monthly payment be transferred to my children or not?

[@aashiraali6864]

please let me know also if you get the answer

[@InsuranceTechnical]

@ Sandeep yes it will be paid.

[@InsuranceTechnical]

I missed to answer your comment

[@sandeepv2808]

@@InsuranceTechnical Thanks for reply. Will there be any limit in number of years for monthly payment to children??

[@InsuranceTechnical]

It will be paid to legal hair as par plan opted by you. Amount and nos. Of payment will be same as applicable to nominee.

[@dharamshipatel22]

Please describe the details of 1. payment payout interval, one time or monthly 2 fix year 20 years or up to 60 years payment condition 3. Return fix amount require or not?

[@rahultiwari4879]

Very Nice Video Sir👌👌 I was searching and comparing term plans for more than a week then. Today, I suddenly got your one video at 2 AM Midnight and have seen your all the videos till 6 AM morning. Now putting a comment just for appreciating your efforts and data centric vidoes which are easily understandable for any common person. Thanks🙏🙏

[@jaganathpradhan7458]

I have been following ur channel for some time now. I must admit this is the best channel i have come across for insurance related information. Keep up the good work sir. We can take an informed decision after watching ur videos.

[@InsuranceTechnical]

Many thanks for your motivating words.

[@user-wz6ru5lh3j]

2 alag alag term plan le sakte hai kya Man lo mujhe 1 cr ka Lena hai toh 50 lakh 50 lakh

[@InsuranceTechnical]

Yes, Le sakte hain

[@user-wz6ru5lh3j]

@@InsuranceTechnical .1cr Lene ke liye kitna income hona chahiye annual

[@Fauji_investment_mantra]

Yes

[@omgc3489]

It depend on your age

[@market__trendz7071]

Min annual income 5 lac

[@DevRaJ-hp8dy]

Mere aur ek saval hai sir kya? Customer agar suicide kar le to kya? Use company wale Clim dete hai ????? ,,😊

[@InsuranceTechnical]

Yes, policy lene ke ek saal baad yadi customer ne suicide keya to insurance co. Claim pay karti hai.

[@AshvinsGeneral]

Aur agar insurance khatam hone ke 1-2 saal pehale suicide ho to claim deti hai kya?

[@InsuranceTechnical]

Yes

[@jitendra927]

@@InsuranceTechnical kon si company deti hai..

[@InsuranceTechnical]

Sari life insurance company.

[@momisaikia9659]

Mein regular aap ki videos follow krti hu.mujhe bht relax milti hein aap se sahi jankari pa kor

[@InsuranceTechnical]

Thanks for your appreciation

[@gurukaraj9054]

बहुत बढिया जानकारी दि है शुक्रीया

[@alokgiri1224]

Inflation is the most important part for the Term Insurance , and what will be the value of Rs.1 Cr in next 30 year. !

[@InsuranceTechnical]

Dear Alok, I completely agree with you. always need to visit your income and liability.

[@NitishKumar-it2od]

As your income increases your eligibility also increase please took appropriate term insurance

[@siddhartsrivastava2883]

Dear Sir your opinion for two policies is really good.

[@SKCHANNELUPDATE]

THANKS... DEAR.. Bahut achha jankari mili... again thnx

[@InsuranceTechnical]

Many thanks for your kind words...

[@irfandear]

Best video Sirji

[@CMARAJESH]

Waah bhai.. very nice vdo. I hv shared subscribed and liked this one. Thank u for the vdo.

[@InsuranceTechnical]

Thanks for your motivating words

[@nagch6401]

Cant thank you enf....I would have never got this thought of going with two insurers and all the other important information, Keep doing the great work !!!

[@InsuranceTechnical]

Many thanks for your kind appreciation

[@meerak.selarka8137]

Perfect... Analysis. One more important add on benefit is - "PREMIUM 🔙 OPTION"!! Means if the client survives the entire term, he/she will get 🔙 the BASE Premium paid for the entire term. Your 💰 money worked for you as a disciplined saving as well... Smart decision.. I am an Insurance Agent... with Max Life, since more than a decade. Thanx.

[@shuvadiplaha8206]

Meh term insurance suru korna chahta hu... please provide your email/contact for details

[@imtiyazmohammad4795]

@@shuvadiplaha8206 u can ping me on 8328259869 for illustration on premium back option in maxlife...

[@shuvadiplaha8206]

@@imtiyazmohammad4795 ok... dhanyawad

[@neerajchimnani1902]

Really awesome content sir Well researched and educative I have made few decisions based on your video. Thank YoU

[@InsuranceTechnical]

Thanks for your kind words.

[@pritpalsingh1862]

Your videos are very informative and interesting. Keep up the good work. Today subscribed your channel.

[@InsuranceTechnical]

Many thanks for your kind words and subscription.

[@kishorramani9814]

🙏thank you sir 👍 help me on time really sir

[@kailashsharma1579]

thnks very important information

[@SantoshSingh-rg5ku]

Very Helpful for Everyone

[@ajendrarauthan2276]

Too good very well explained

[@ganeshgmenon]

Great excellent information...this is what I wanted Thank you so much...

[@InsuranceTechnical]

Many thanks for your kind words

[@mukeshkadkol4759]

Pulchritidunuos! Nice explanation! I have a question ; suppose I earn 50k per month now and post 2 years of commencement of the policy cant continue to keep that earning momentum.what effect will I have on the policy contract? What would be the impact of on the settlement process?

[@venkatramana9554]

Best ever explanation with good examples. Thankyou very much. You would have added tax benefits also. I have been searching to know how 80D is applicable for term plan. If possible make a detailed video please.

[@imtiyazmohammad4795]

80D is applicable only on health policies not term policies u can avail 80C upto 1.5 lakh on term policies for futher info ping me on 8328259869

[@rajkamalchaudhary7180]

I like ur suggestion on Dual Policy by different insurer.....

[@dharmeshlathigara5597]

Bahut aacha bata rahe hai sir ab tak kisne bhai aisa bataya nahi bahu bahu bahu bahut aacha very nice video

[@janardanchaudhari1503]

Very... nice information sirji👌👌👍👍

[@SatyaPrakash-qz4ef]

Awesome.. Big thanks

[@dilipsinghyadav346]

धन्यवाद!

[@suyashpandey9426]

Ur explanation, understanding and experience are very good 👍👍👍👍👍

[@dipanjande1219]

giving deep knowledge on every aspect.a complete video and again it will surely help everyone

[@InsuranceTechnical]

Thanks

[@malhotrasunand]

One of the best video on the subject 👍

[@herambw5021]

but awesome video super practical...thnx for this

[@InsuranceTechnical]

Many Thanks for your appreciation

[@chiragupadhyay3550]

Nice video thanks !!

[@irfandear]

Superb explanation

[@Mohan_Singh_baliyan]

Sir apka channel sabsey best he. You are the best sir, Apney ek ek chij details me batai he. Sir lic tech term aur lic ki dusri term insurance k uper bhi video banaiye

[@InsuranceTechnical]

Banaya hai.

[@priyankashirodkar5268]

Sir,I have seen many videos on term insurance but this one is the best. Pls. give details of your other videos too pls.

[@InsuranceTechnical]

Search " Insurance Technical" and visit my channel for my video.

[@Mohammedkhan51]

The best, thanks sir ji

[@kashiramdodwey7499]

Ok,thankyou sir...

[@subhanrinl5675]

EXCELENT IDEA

[@dr.sangarshsunkari5983]

Thank u for the information

[@deepaknayak2]

This man is a genius.... I am buying LIC tech term.... I m 34yr now for 35 yr term... For 10300 per year for 50lac+20lac

[@gouravmiddha5079]

I think this is best channel for me ..about insurance

[@InsuranceTechnical]

Many Thanks for your kind words

[@indu9347]

Good information sir

[@kunalkadam2232]

Nice video sir thanx

[@ashishsrivastava2670]

Great Video !! on LUmpsum payment what you say .. if i take 2 policy one for Lumpsum payment and another for monthly payment+part payment

[@chaitanyajangra2096]

बहुत ही बढ़िया और सरल भाषा में explain किया sir आप ये बताएं कि अगर मेरी लिमिट 2 करोड़ है और मैं अलग अलग कंपनियों से 2-2 करोड़ का टर्म इन्शुरन्स ले लेता हूँ तो क्या 3 साल के बाद misshappning होने पर दोनों कामनियाँ क्लेम देंगी

[@neerajjain9497]

Best video on term insurance.

[@abhishekMishra-wb1dz]

Great analysis .... A salute for making this type of informative video

[@InsuranceTechnical]

Thanks..

[@ManjitSingh-py4ro]

Wow that's great knowledge

[@sudhirsingh216]

excellent sir

[@herambkore5677]

Truly a gem of a person👍

[@sandipsakru183]

Excellent information. GOD BLESS YOU.

[@sk9415]

Sahi information dene ke bad bhi claim reject kar deta hai To Kya Karen

[@srd-srd]

Helpfull video

[@laxminarayan-bb4fg]

First time Kisi ka veido pasand aaya

[@varunmangwani3641]

Right bro

[@niravsachde2533]

very useful sir ! thank you

[@sunilmalviya8259]

policy le hi raha tha achcha hua aap ka video dekha liya VARNA galti ho jati. THANK YOU SIR

[@imtiyazmohammad4795]

We provide term policies with return of premium option for illuatration ping me on 8328259869

[@golpomalabangla]

aap bohut accha baat kar tehe . apka channel jorur hit hoga.

[@InsuranceTechnical]

Thanks a lot for your blessing

[@UmeshSingh-pg7bh]

Very nice and true. information .Thanks

[@jeet2283]

Very Informative,Thanks!!

[@bharat5480]

sir very nice video👍

[@ingalelalit2007]

Good sir for details and suggestions

[@pujarishambhavikalpanabavk3179]

Very nice! Thank you Sir🙏

[@hiteshjain1735]

Nice. Thanks

[@pareshnmahapatra]

excellent bro..

[@ATUL_SINGH90]

Nicely explained....you are awesome

[@rakeshchouhan2792]

You are best video maker sir .

[@pravinkolhe82]

Excellent

[@ranjeetseth3093]

Good job boss i plan today for my term insurance

[@InsuranceTechnical]

Thanks for your motivating words

[@ashishkumargiri1112]

Best video about term insurance information

[@sudarsanmondal9890]

carry on boss.👌👌👌

[@ascaga]

Thank you so much