Best Ways to Invest in Gold | Sovereign Gold Bond vs ETFs vs Mutual Fund vs Digital & Physical Gold

[@abhishekgowravajhala7984]

I'm a simple man. Shankar Nath sir says "suscribe", and I do. ETMoney makes the best videos on financial education. Thank you!

[@ETMONEY]

Thank you for the warm words, Abhishek Gowravajhala

[@shantanusingh1518]

This video is summary of 100 videos out there on KZbin about gold investment ...simply superb

[@sunilchandran4u]

This video is pure gold. Struggling to find a useful video about investing in gold in an ocean of hindi videos. Thanks a ton ETMoney

[@ETMONEY]

Glad you enjoyed it!

[@anoopraaj2893]

For a layman keen to invest in Gold instruments, this video of Mr. shankar Nath was very informative and knowledge building. Now when I invest in Gold I know what I can best expect from my investments, best time horizons and how to capitalise on my investments in gold instruments.

[@ETMONEY]

Thank you

[@svd5714]

I thought to buy digital gold. But had a doubt why buy and sell prices have difference. I watched some other videos but not cleared. This was cleared after watching this video. Thank you sir.

[@ETMONEY]

Thank you very much, SreeVidya Dwarsala. Glad we could help

[@svd5714]

@@ETMONEY Sir, if i want to buy gold after 2 years, is it good to buy digital gold in intervals from now (or) to buy physical gold after 2 yrs? In which case loss will be less? Can you give any suggestion when and which way would be better to buy gold?

[@svd5714]

@@ETMONEY Thank you sir for suggestion.

[@amanpathak8763]

Extremely helpful. As a new investor this video was actually gold.

[@ETMONEY]

Thanks!

[@unnikrishnan6026]

Very good information.... Thanks. Gave us high clarity....

[@KamranAnsari001]

Very good and focused video without useless jittery.

[@sandeshvp]

Nice to learn all about Gold investment .

[@vishalsawant5764]

Thanks for your very clear and precise information

[@rvarma83]

This video, though long, was an in depth analysis of investing in gold! This is a gold mine of gold investment wisdom. Liked, subscribed !

[@ETMONEY]

Glad you liked it!

[@22jayyu]

Enjoy watching your videos. Very clearly communicated. Appreciate your speaker notes published with the video. Have you done any calculations in comparing sovereign gold bonds with Equity Mutual funds?

[@ETMONEY]

Thank you for your appreciation. We haven't compared SGB with equity funds as they are distinctly different asset classes. There is a video on Asset Allocation where we have given performance numbers spread over 15 years, it's one of our favourites and think you might like it. Thx again

[@sudheshsankarkk]

Thank you for sharing almost every aspect of gold investment segment 🙏

[@ETMONEY]

Our pleasure! Thanks for the appreciation

[@sunainagoyal1364]

Toooooo knowledgeable video.....all concepts are cleared in the simplest manner👍👍👍thankuuuui sooooooooo muchhhhhh 🙏

[@ETMONEY]

Most welcome 😊.. glad you found the content useful

[@mohan7642]

This is video is excellent, Mr.Shankar nath your explanation is crisp and to the point, Thank you very much

[@ETMONEY]

You are most welcome. Glad you liked it

[@luv5452]

This was a great video, i have seen a lot of people talking about sgb's and all on this space and i don't think so anyone compares to the depth and understanding that you have provided here. Thanks a lot !

[@siddharthghosh6915]

Dear Sir , Thanks for the nice video and presentation , it was quite useful. I have few queries - 1. Since the gold prices are high , is it right time to invest in gold mutual funds . 2. How Much percentage of allocation should be in gold for balanced allocation in all. 3. Is there a co relation between debt mutual fund and gold fund as both move opposite of equity.

[@jitendravairagi2041]

I think it’s all depend on one’s reason for buying Gold. For me I purchase gold to hedge against the government as we have seen many countries governments defaulting so I prefer physical gold.

[@ExcelAZ]

Crystal clear explanation 👌💖👏

[@dr.ketanchaudhari5156]

Lucid explanation.... Superb

[@ETMONEY]

Thank you!

[@tusharaggarwal4707]

Thanks sir, for providing such valuable information.

[@ETMONEY]

Most welcome. Glad you liked it

[@stephenroy4695]

Wonderful video. Every minute of the video is so informative. 👌

[@mahendrakumaroli2559]

As usual nicely explained, to add more value in my view if someone want to hedge his overall portfolio than physical gold in the form of coins or bars is best option. For saving taxes and earning higher return real state and equity are better placed. In case of extreme emergency only physical gold will act as an international curency. Actually we can say physical gold is real friend in case of extreme emergency, as Friend in need is a friend indeed.

[@rajkumarn6107]

Excellent video Mr.Shankar. Thank u for spreading such a good amount of information about gold.

[@ETMONEY]

Thanks!

[@ManishSoni-zp5jb]

The most awaited insightful video.

[@ETMONEY]

Thank you Manish Soni

[@wickyzworld3275]

Great video with wonderful insights! ❤️

[@ETMONEY]

Thank you so much!

[@krishnakumarsubramaniam5312]

Excellant Video! Thanks for detailed analysis on the options of Gold Investment

[@baaalaa]

Explained clearly and easy to understand , Thank you 👍I would be great if you could clarify my doubt 1) Can we extend the SGB after 8 years or can we transfer/gift it to another person in the family so that they can hold it for another 8 years? 2) Can we transfer it to NRI or juts only to Resident Indian?

[@ETMONEY]

Thanks. Pt 1 - Maturity is 8 years. Pt 2 - No idea, sorry

[@ashishpandey9823]

Your styling of explanation is par excellence 👌

[@ETMONEY]

Thanks a lot 😊

[@sharadji4u1983]

Thank you for such a great analysis especially for people like me with low investment knowledge. ET Money rocks. Only issue observed that if you change your mobile number , it is very cumbersome process to get new mobile number updated. Else it’s all cool. Thank you for performing such research and sharing with us.

[@ETMONEY]

Most welcome. Thx!

[@soumyaa5629]

good video we got to know better difference and what to buy.

[@swantha]

Thanks for wonderful easy to understand explanation for the layman .. One question - What are the limits to purchase any of those Gold Instruments? especially soverign bonds. Thanks

[@santhoshkumar-lz2te]

Really good explanation with examples

[@ETMONEY]

Thanks

[@bhojkumarsanmbhy1905]

You are the only one who explained that rbi gold bonds are not actually backed by physical gold, none of knew about this

[@bhojkumarsanmbhy1905]

@@ETMONEY yes, thank you

[@harishmathivanan2362]

Clear and precise explanation.Thank you

[@aseemsharan]

One topic which i found missing in this video is:- How will i get physical gold delivered if I own digital gold? This should've been compared for all digital methods ETF, MF and bonds. I think this part should've been covered. Because as a digital asset, we should know how can we get these physically into our hands.

[@pvrsuresh1981]

Sir, can you please make one video on how to convert existing Regular MF to Direct plans

[@sushilkumarkalia8605]

Thanks for your exhaustive analysis, sir.🙏

[@ETMONEY]

Always welcome. Glad you found it useful

[@rajeevgupta3400]

Great video and useful insights into gold investing options. Can I ask a question - if I buy a SGB in secondary market would I be entitled to the interest amount? How is RBI going to track who needs to get interest and if I redeem that with RBI only would it still be exempted from LTCG

[@mahesha6363]

@@ETMONEY Dear Sir I have bought sgb from secondary market . Process is just like buying shares. Interest is credited automatically to my bank account just like dividend of shares

[@MINATOYELLOWFLSH2005]

@@mahesha6363 how did you buy?

[@mahesha6363]

@@MINATOYELLOWFLSH2005 have u ever bought any share in share market? Procedure is exactly same. At place of name of share type sgb u will get options like sgbmay28 sgbaug28 etc etc. Buy any of these. These all are sgb sgb***

[@91kunalm]

I raised a ticket on Zerodha regarding the same and here is their reply - "The holder of the SGB will receive the interest and it will be credited to his bank account directly from RBI"

[@gazpachopolice7211]

@@MINATOYELLOWFLSH2005 you can buy them on the stock market just like any other stock. Or you can buy fresh bond when RBI issues them. RBI doesn't issue new bonds all the time. The last issue ended in August. You will have to watch out for any further issuing seasons

[@mohitagarwal3514]

Love from prathamesh sir (Mps International )😚😚

[@nishinsaxena3719]

Very informative video

[@ETMONEY]

Thanks

[@rajsuriyasuriya7772]

bible of gold investment .thanks sooooo much for far more insightful vid sir .thanks a lot

[@ETMONEY]

So nice of you. Glad you liked it.

[@bala542]

Thank You. very useful

[@ETMONEY]

You are welcome

[@pragungandotra4744]

Thankyou I was waiting for this video 😁

[@ETMONEY]

Most welcome 😊

[@VGAKarnataka]

Thanks a lot to The Team ET Money, You are doing a great job towards Educating People... Once again thanks a ton to Shankar Nath sir & ET Money Team... I request you to make a detailed video on New NAV rules applicable from Feb 2021... Ty...

[@ETMONEY]

Thank you very much for your appreciation

[@siddharthshukla2682]

You mentioned that in SGB if you earn a rise of 10% plus additional 2.5% as annual interest that makes your annual profit as 12.5% but that I think that 10% rise is not redeemed by you. You only get the hiked value of gold what you earn after 8 years of maturity, for you the annual profit is just 2.5% that too is taxed.

[@shahrahul5]

Hi Shankar, I like your videos quite much and do follow all ET Money videos. While there are many videos of gold by various channels. I am interested to know more about Silver, as it have industrial use as well. Can you pls do a video on Silver as there are not much investment options available for this white metal.

[@srinaga1975]

Very nice video and content as usual ; Thank you

[@ETMONEY]

Glad you enjoyed it

[@akshaykamath177]

Thanks for providing the content , beautifully explained.

[@ETMONEY]

Glad you liked it! Thanks

[@sameer_sah]

"gold standard videos", good one !!

[@ETMONEY]

Thanks Sameer Sah

[@jyotisood100]

awesome video.. i was confused about the topic and now got the way forward for the same.!!!

[@ETMONEY]

Glad it helped! Thanks

[@MixedMentalArts9]

Really enjoy your well communicated & researched video 👏

[@amitgirigoswami9136]

One of the best videos on topic👌👌. Thanks

[@gomathibakiyaraj4666]

Excellent analysis about Gold investment , Thank you sir

[@banerjeenandan]

Nice explanation regarding the topic of Investments in Gold... I have become a big fan of yours... Thank you...

[@ETMONEY]

Thanks and welcome Nandan Banerjee

[@sandip7890]

I think Etmoney is great platform..but it needs more advertisement for competing other similar platform. I my view Etmoney best and I am using it since 2017..

[@babuchitturi1049]

Dear ET Money team, You have missed one more risk with SGBs. Gold price is not expected to be high at the time of maturity and that can give low returns as compared to other gold products

[@ayushbehl7827]

very great video.. was looking fir such a detailed video on gold.. Thanks ET money and please keep creating more such videos.

[@ETMONEY]

Thanks, will do!

[@kalpeshpathare4598]

Very nice video and explained very nicely. thanks Shankar and team.

[@ETMONEY]

Our pleasure! Thanks you Kalpesh Pathare

[@eshikaghosh5032]

Is buying gold coins a good idea for future?

[@saturnairjam]

Could you clarify which of the gold investment options track the spot price of gold most closely? For gold ETFs & MFs, since they also invest in gold mining companies, it seems like there would be a larger tracking error compared to the other forms of gold investments (digital gold, SGBs). And thanks for making a very informative video!

[@manojkumarsachidanandan8099]

Amazing research. New is Gold

[@bhojkumarsanmbhy1905]

Sir, when A buys may be there is a seller B, if there is no seller does the etf itself sell to A and buys physical gold from the market, and vice-versa

[@bhojkumarsanmbhy1905]

@@ETMONEY very kind of you to reply, thank you very much

[@thiyagarajanraji6719]

Detailed explanation, thank you sir, one doubt, if I purchase in secondary market, that 5yrs or 8yrs from the first buyer or from my purchase date? And secondary market official website ?

[@hitensampat9388]

Thanks.. the govt has proposed to reduce excise duty on gold in this budget by 2.5%. What is the impact on SGB ?

[@hitensampat9388]

@@ETMONEY if government continues to reduce excise duty then gold prices may not move up in India even if it trades higher globally. Is my understanding correct?

[@RAMALINGAMP69]

Extremely helpful 👏👏👏

[@ETMONEY]

Thanks

[@varshacse]

Amazing video @Shankar! Thank you!

[@ETMONEY]

Thanks. Glad you liked it!

[@suhassampath2082]

Big subscriber of your work! Could you explain , what do you mean by "Secondary market"? As I am planning to invert in Gold bonds.

[@ETMONEY]

Thanks. Secondary market is an exchange where previously issued securities are traded. E.g. the daily shares of Reliance, Infosys etc. that we buy and sell is happening in the secondary market. On the other hand, first time issues like an IPO (when that happens) is in the primary market. So in the case of SGB, say you bought it when it was first issued then you have bought it from the primary market. But if you bought it from someone else (not RBI) then you have dipped into the secondary market. Hope this helps

[@riteshjaiswal4290]

Shankarji meaning is clear, sound should be louder

[@ETMONEY]

Thank you Riteshji

[@rakesht1626]

Thanks for the detailed interview.

[@ETMONEY]

Glad you enjoyed it!

[@axt6760]

Thank you for giving us your perspective on investing in Gold 👍

[@rajeer4039]

Thank you for giving us your perspective on investing of GOLD in English

[@ETMONEY]

Any time. Thanks!

[@pareshbijvani4512]

Thanks for making it clear as always. Would you be able to tell what are the option available to buy Sovereign Gold Bond from secondary market?

[@ETMONEY]

Thank you Paresh Bijvani. You can connect with your trading broker for this. They'll be able to help out on how to buy SGB on their platform.

[@mahesha5148]

Sgb is bought just like shares. In app of zerodha or upstox or any broker type Sgb u will get options like sgbmay28 sgbaug28 etc. On nse or moneycontrol search sgb

[@viveknarayan8809]

thank you sir ....i started watching your videos during this lockdown and learning a lot. and you are doing fabulous job for us in increasing financial literacy. you told in this video at time 05.00 that you will provide link to article and interview with NIPPON amc fund manager . please provide the link.

[@kajalmondal]

If One purchase SGB from secondary market and hold till maturity , will it be tax-free long term gain?

[@srsaranyan2586]

So beautifully explained

[@sohamlakhote9822]

Thanx for your video. You forgot to mention one point. You can trade the gold in derivatives segment in commodities market through MCX. It will attract better returns(of course with good risks) :-)

[@KalpeshFulpagare]

As always, very thoughtful & informative video.

[@ETMONEY]

Thanks!

[@rmdbhuinya1863]

Good informative video.

[@deekae8814]

Excellent video and very clear comparison of various gold investment options. Thanks a lot for the video :)

[@ETMONEY]

Glad you liked it! Thanks Deepak Ganesan

[@pawansingh2488]

So much details about gold funds thanks a lot 😊

[@ETMONEY]

My pleasure 😊

[@allysoobratty7565]

You have a video on Comodity Trading

[@sss3amitg]

Very nice presentation sir

[@ParminderSingh-cb7ez]

very balanced and educative video

[@revsen6405]

Very well explained..

[@ETMONEY]

Thank you so much 🙂

[@Rahul_MonkvestorRA]

Shankar Sir You keep on saying that no one can time the market, so I wanted to discuss a strategy wherein I invest my money in the form of an SIP each month, but I invest only on the days when the market is down by 2-5%, just to get that extra benefit. My question being, am I trying to time the market ? And how can this strategy be counterproductive in the long run ??

[@MineITINERARY]

This can be counter-productive because 1) You never know what bottom level the market can reach 2) Mutual fund will not get their regular Money from you , they also need to survive right like operating expenses, they cannot pay salary to their employees only when the Market is low.. :) :) ;) ;) Timing the market if done correctly can be great , its just that Fund houses dnt want you to put ur head in that for their own benefit

[@ETMONEY]

Kindly watch our video on Time in Market vs Timing the Market kzbin.info/www/bejne/aJ2rnWmAjtaaobM

[@NagarajCruze]

Investing in ETF for short term is risk, what if the price goes down in the period then you need to wait till it goes up to get out without any losses. Right? So you cannot define a short term period for ETF.

[@raviratna626]

Thanks for depth knowledge about sovereign gold bond. But I have one question: If someone purchase sgb from secondary market then the interest is calculate on what value ( i.e. When sgb is taken through allotment process then interest is calculated on the allotment price but in case of purchase done through secondary market then interest is calculated on which amount and who is getting this interest one who get SGB from RBI or one who purchase from secondary market)?

[@mandarchoudhari3270]

If I buy from secondary market then, then who gets 2.5%? What is the burden of capital gains after the 8 years of maturity? How the nominees are decided ?

[@mandarchoudhari3270]

@@ETMONEY so, if there is no Capital Gains Tax even after purchase from secondary market, then it is prudent to buy from secondary market only. Thanks for giving apt response. ETMoney KZbin channel replies on all the post Keep the good work & keep the consistency

[@c-ce017raguln5]

Is there any option to buy Digital Gold through ETMoney app ? If yes which company you are affiliated with ?

[@saiabhijitht]

Amazing video... neatly explained... 👌

[@ETMONEY]

Thanks a lot 😊

[@venkateshramachandra1657]

Very good information and thank u for the video in english

[@ETMONEY]

Thanks and welcome

[@vijaygautam1406]

What is the secondary market for the sovereign gold bonds? How can you buy gold bonds over there? Do you have to go to a bank or are they sold in stock market in demat form?

[@prashantshinde5083]

From some sources I have read that premature redemption of SGB from RBI itself also attracts LTCG tax. In this video, it says it doesn't. There is no clear information regarding thi even on RBI website.

[@GurdeepSingh-bu8jo]

Thank you very much sir very informative video

[@nitinsadana]

How and where to buy SGB on secondary market?

[@ETMONEY]

Use your demat/trading account

[@krishnaprasad9712]

Very informative. Thanks a lot.

[@ETMONEY]

You are most welcome!

[@pulipatigopalakrishnamurth2787]

Very nice information sir. Be continuing your videos in English only sir.

[@ETMONEY]

Thank you for your appreciation.

[@arjuniyer5610]

Great video

[@newinvestor5470]

How to buy SGB in the secondary market?

[@pramodramankutty8883]

Well explained without any ambiguity .Thank you. One small query. As when we are buying Sovereign Gold Bond the cost is decided on One gram of gold prevailing at that time. So it means that when at the time of maturity if the price of gold per gram is higher we will get at the price and vice versa.

[@ETMONEY]

Thank you. Yes, if the price of gold at maturity is higher or lower, proceeds will be paid on the prevailing price of gold