Biden Declares War on Late Fees (Will He Win?)

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About this episode:
The Biden administration has announced a new rule that will limit credit card late fees. But is that really a good thing? In today’s video, find out what’s likely to happen next and what it means for you.
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[@Jersderakerguoe]

Since Biden took office, there seem to have been more unfavorable results in America. These results include effects on the markets, such as price declines and sharp increases in inflation, as well as bank failures. I wonder if the sudden increase in interest rates will help value investors or if it would be wiser to stay away from the stock and financial markets for the time being.

[@CraigLloyd-fz6ns]

To "buy the dip" It will be profitable in the long run. However, investors should be wary of the bull run. It is advisable to connect with a skilled adviser to fulfill your growth objectives and prevent mistakes. High interest rates typically result in lower stock prices.

[@RaymondKeen.]

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

[@SandraDave.]

Interesting! Good day! Although I'm new to investing, I've heard that now is a wonderful time to buy. I have some money in my bank account that is just sitting there, and I really want to make it work for me, especially with the current rate of inflation being so high. Do you have any knowledge about this coach who supports you? I'd like to research them and find out more.

[@RaymondKeen.]

My CFA ’Melissa Terri Swayne’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@Hectorkante]

I appreciate you sharing this. When I looked up the woman you named and read through her credentials, it was obvious that she was a complete professional. I just need her to respond to the message I wrote her.

[@personnesenki4521]

TBH, if the credit card industry retaliates by cutting back on credit lines to people who can't afford them, I fail to see how this is a bad thing.

[@tonycrabtree3416]

That’s what needs to happen.

[@mikebutkevich8805]

Don’t use any cc if u can’t pay it in full

[@BigJohnM]

Here's the thing. The bottom line these are Multi-Billion dollar companies who are going to lose a lot of money because of these fees. While on the surface this seems like a good thing. It's not going to do anything in the long run. The companies are going to make their money one way or another. They are not going to lose revenue venue. That is why they are multi-billion dollar companies. Simple as that.

[@JoseFlores-xh5cj]

Americans didn't care about getting a $32 late fee for not paying the minimum on their credit card, much less on an $8 penalty. This will just inspire Americans to swipe their CC even more.

[@jacksonfamily678]

Sadly, I think you're right about this.

[@CrimsonDrake-sl3qf]

That is likely the design behind it. It's a fiat money system. The money has to circulate fast enough to pay for more than it is worth. Last I heard, $1.00 had to circulate fast enough to pay for $5.00 worth.

[@jameshunt4611]

More like they tolerated the late fee

[@leahwolber7082]

I don’t understand this. The late fees are from failure to pay the minimum payment monthly on time. They got bigger problems if this is happening.

[@KittyKat-vb1nd]

Welcome to America. Land of the debt slave.

[@stevenporter863]

If people are late why crack down on their penalty? Not a junk fee, a penalty.

[@howler5000]

I can think of one simple way to never worry about credit card fees of any type lol

[@BigJohnM]

💯

[@littlebob1261]

Use one without a fee, like I do. Then, I use it responsibly and they literally pay me 2% cash back (around $75 a month on average) and my credit score is near 850

[@howler5000]

@@littlebob1261 I get that, and as long as you truly have the discipline to never carry a balance then some can make it work. I like to be completely debt free, so I never have to give my money up for payments. It’s allowed me to invest more each month and still have money to do what I want.

[@littlebob1261]

@@howler5000 it's beyond easy not carrying a balance, and for that I get 2% back which helps me invest more

[@davidfaughnan8780]

I haven't had any credit card debt in a eleven years

[@tonycrabtree3416]

Oh my, those people won’t put that extra 24 dollars towards the principle. 😂

[@autistic-lutheran-carnivore]

It is amazing that the more responsible you are with your money, the more politicians have nothing they can do for you. Don't take out student loans, there is nothing a politician can do. Don't have a credit card,... you get the idea.

[@Theaverageazn247]

credit cards are great if you used them like a debt card. If you pay it off in full, you can save 2% rewards for just being responsible

[@nicholasselke5214]

@Theaverageazn247 and what do those rewards almost always go towards? Things that people don’t need. The biggest financial problem many people have, that’s completely within their control, is buying a bunch of crap they don’t need. And rewards incentivize spending money you don’t have on things you don’t need. Notice a common theme here?

[@carrottop7802]

How about rewarding those who pay on time?

[@TheStewartVids]

Credit card points???

[@BlakeWheelersBurnerAccount]

It’s called cash back, Jack! 🤭

[@GhettoGatesss]

You want to be rewarded for paying bills on time? 😂 wow humanity is hopeless

[@SniperLogic]

That makes it harder for them to shake you down. Not happnin 😂

[@tduck828]

You are. You don't pay interest or late fees

[@joeriveracomedy]

I still need blockbuster late fee relief

[@BlakeWheelersBurnerAccount]

Biden will forgive that if you vote for him.

[@MrMoonDollar]

Notice politicians rarely talk about helping you financially by strengthening the dollar, incentivizing personal savings, giving more liberty to small businesses, or anything that makes YOU worth more. Politicians too often just want happy consumers paying into the machine. The federal government might be too comfortable with massive debt that it can't pay back, but we don't have to start making their same mistakes.

[@motoryzen]

I guarantee you one did, Ron Paul

[@gmc9753]

(A year from now) Hmmm, why is the average credit card rate 1% higher than a year ago????

[@YogiTheBearMan]

Exactly. Just like in 2009 when the $8k housing assistance expired and all house prices dropped $8k

[@JayseabeeSTL]

At the end of the day, limiting how much credit card companies can charge in late fees is a net positive because it was a shady practice that took advantage of the most vulnerable people in our nation. If credit card companies decide to increase other fees in order to offset that loss of revenue, so long as they do it in a fair and communicative way, then that is fine. If they do it in an unfair or misleading way and try to hide it like they did the late fees, then the CFPB will just end up limiting other fees too. The CFPB has consumers best interests at heart, and banks have their shareholders best interests at heart.

[@tduck828]

Haha the cfpb is not for the people...do some research on who actually backs them. You might be surprised...

[@nicolasdacey6955]

Disagree. The shady practice is not making it transparent. The only regulating the government needs to do in this practice is disclosures.

[@JayseabeeSTL]

@@nicolasdacey6955 Are you familiar with the Dodd-Frank Act of 2010 and the actual purpose of the CFPB? It's sole purpose is to do what it can to protect us, the consumers, from unfair, predatory, and abusive practices by financial institutions like banks, credit card companies, etc. This new rule on late fees clearly falls within their scope and makes perfect sense.

[@rh-bd6wv]

Agree. Making money is so shady.

[@nicholasselke5214]

What’s shady about it? Pay your bills on time

[@tsx0013]

It's not robinhood in reverse. It's just robbing the hood.

[@MrBrewman95]

I’m sure people will load up their card more thinking the fee is not as big of a deal and the credit companies get more interest over the long term.

[@bvoyelr]

I know this is outside of this channel's wheelhouse, but can we talk about how an unelected, extra-legislative body is, by design, allowed to make rules out of whole cloth that have such massive industry impacts? Who do *I* call if I don't like what the CFPB is doing? My representative? Can they actually do anything about it other than shut down the body entirely?

[@duanes2000]

I am curious what they are doing that you don't like.

[@carloswithac]

That's their problem, don't try to guilt trip me!

[@jeremybarton7903]

WE ARE IN 1 TRILLION $$$ IN CREDIT CARD DEBT!!!!!!!!!!!!!!!!!!! CUT THE DAMN CARDS UP PEOPLE, CREDIT CARD COMPANIES ARE NOT YOUR FRIEND

[@littlebob1261]

Naw, I enjoy my 2% cash back and near 850 credit score

[@mikeynoels7210]

Just like with taxes if they cut somewhere they increase elsewhere to preserve their bottom line, it’s basic business.

[@YogiTheBearMan]

It’s supply and demand, the “invisible hand”. Proof that things are still working as they should!

[@finurra3905]

I appreciate videos like this so much!

[@therationalistparty9742]

Look folks. Just pay your dang debts. Come on man!

[@avs-forum]

So you can speak for everyone?

[@thedude5040]

I pay around $5 in foreign transaction fees every year but that is one fee I'm not complaining about as it would cost me even more to handle cash conversion myself.

[@solck7286]

Now that's what should be illegal, selling my information.

[@motoryzen]

I could not agree more as that is one of the main reasons why I left Microcrap winturd ( windows) to rot in the past 100% as of July 28 2020 in favor of Linux Mint cinnamon for my computer's operating system

[@BTech49]

Wouldn't it be easier to just not be late paying your bills? Reduce the amount of times you're late paying your bills?

[@avs-forum]

Anything going after these mega corps who over charge and fleece us has my support.

[@Noemie_Robidoux]

I tought I read.... latte fees 😂 like extra for oat milk

[@BlakeWheelersBurnerAccount]

Someone’s gotta pay for that Starbucks! 🤭

[@yhckelly]

You recently posted a video on how awesome high yield interest is with online savings accounts. That's a financial reward you receive for the exact same stuff- profit from the lending system. No bank doesn't offer a credit card and no credit card doesn't have a bank. You are now subtly suggesting credit cards are immoral because they are "Robin Hood in reverse", but earning interest in the exact same monolithic lending system is fine. Nice.

[@CB_4216]

LOL, yeah the hypocrisy is astounding. I guess every for-profit business should just cease operations as well, because most of their customers are too broke to be buying their products. How do they sleep at night? Haha

[@andromedach]

could have done it the first year he was in office but I guess he needs an election kicker

[@motoryzen]

Oh remember he was going to forgive all student loan debt right?😂😂 look if you want if any of you all who voted for him truly believe he was going to do any level of good for our nation you're about as sharp as a bowling ball and anybody could have seen who has even half a brain could have seen from a distance he was not meant to even leave a Dairy Queen let alone a nation

[@TheRealFrostysaur]

Why help people who don’t pay shit on time?

[@jordanporter327]

Doesnt Daves Every Dollar App sell your information?

[@motoryzen]

Not last I checked but you are welcome to show me proof otherwise

[@jordanporter327]

I only used it for a year about 4 years ago and thought I remembered signing an initial contract when I created a profile allowing for the sale/distribution of my transaction information. I could be misremembering which is why I asked.

[@ajalicea1091]

Businesses are NOW posting to the customers that if they use a Debit or Credit Cards you will be paying for the amount the card company charges or a percentage. They will not take checks either. One of our businesses in town has gone back to accepting checks. If course they ALL accept cash.

[@jasondpalsutube]

Ole billy freckles lookin real handsome at 0:30

[@pdxmusl1510]

I mean.. yes we should crack down on surprise fees. But just make them transparent. If you over draw your bank account & your surprised about the overdraft charge... or a late fee... seriously your either not from earth or your no older than 2years old. All banks list there fees. If you didn't read them thats your problem. And theres a simpler solution. Don't allow yourself to over draft. Then these not surprising fees can be whatever absurd amount they want and it doesn't matter. I know theres some people thats hard to keep out of the red. Im not talking to you. Thats a whole other problem. The overwhelming majority of people paying these fees don't have to because they make enough. They just don't do it because they are terrible with money. Biden.. like usual... targets solving the symptom of the problem instead of attempting to solve the actual problem. Such that instead of having one simple rule to follow. Show me the charges. We now have to follow multiple rules as well as the only one that actually matters. Americans are in debt because we are terrible with money. Its not an income problem.

[@superfark5914]

Or you know...those families need to not have cards if they can't pay the bill

[@scarling9367]

If only we had a system in place to determine someone's credit worthiness. 🤔

[@scarling9367]

If only we had a system in place to determine someone's credit worthiness. 🤔

[@dzaonyout]

I pay my credit card off every 2 weeks. If I see an up-charge for using my credit card, I'll pay in cash. I don't think I see any fees and think the reward points are worth it, in that case. Am I still hit with hidden fees that I don't know about?

[@motoryzen]

If you have to ask if you're hit with any hidden fees you don't know about then obviously you're not in control of those credit cards as much as you think and you really should drop them all together and just pay cash like a boss there are no hidden fees with cash. When the transaction is done and you see the receipt what's on the receipt is done installing and if somebody tries to send you another bill then you automatically know 100% that bill is bogus

[@dzaonyout]

@@motoryzen That's what and why I'm asking. Aren't those surcharges charged to the company processing the payment and sometimes passed on to the customer? And aren't the companies that pass on the fees required to disclose that fee passing? I look at my receipts a lot. I also watch the amounts when I put in my card. The only time I don't see a charged amount before the purchase is gasoline and I should probably start using debit for gasoline. But other than random doctor offices and even more random restaurants, the price is the same for cash vs credit.

[@motoryzen]

@@dzaonyout your guard is always more naturally let down when using a credit card versus a debit card or cash because you already know with the debit card or cash if you don't have the money ready to pay then in the end then you've got that little reminder that you owe something that your temporarily owned. Personally I'd rather just pay with pure cash because you know what I know what I have left with cash and no one can commit identity theft against me using only cash

[@dzaonyout]

@@motoryzen Generally speaking, sure. For me, I am the opposite. I think twice about making a purchase because I see my cc balance daily. The more I spend, the more I have to pay off every other Friday. My point is that most of these rules are best for most people. There are exceptions to rules.

[@YogiTheBearMan]

Unless you have a card that charges fees to have an account open, no you aren’t paying fees when you pay it all the way off at least 1x per month. And you still get to enjoy the cash back because the retailer is paying a 3-5% fee when you swipe. Retailers should really give a cash discount…

[@punkbassandcovers]

As the Jack in the Beanstalk poem goes: FEE-Fi-Fo-Fum I smell the bones of a collection man. Be he alive or be he dead he'll grind the consumers and collect their dough. I know, come on man.

[@punkbassandcovers]

Wow what a scammer

[@kfox9650]

I hope they go after account management fees too. I had my home repair savings account go 5¢ below the monthly minimum and got charged 5$.

[@LiefLayer]

Let me say that in Italy credit cards are not so widespread, there are laws both at national and European level to limit banks from collecting debt so banks think twice before giving credit cards to people who cannot afford them and the fees that banks can legally apply (both to customers and to business) is limited by law and this actually has the effect of limiting the costs of fees (for example since they can no longer apply fees for closing a checking account, it has become much easier to change checking accounts for people, they also, as an european rule, automatically transfer any recurring payment on the new checking account and close the previous one automatically). It's right that changing only late fee will probably do little, but I think you should see it as a starting point. The main reason why in US so many corporation rule people life is because there are too little limitation to what a business can do. Sometimes it is better to add a rule and, if necessary, add another one for the workaround than do nothing at all. Do not think that we got everything right in Italy now or in the past, we still can add more limitations to banks and a few years ago it was common for bank to charge just for changing bank account... But there is no way to do it all in one go.

[@victorbaird8220]

I love George’s voice 😊😍😍😍

[@mattbenz99]

The Fefe fee is because they got Fefe Dobson as their hold music.

[@cookinthekitchen]

Where can I get spicy beef natto?

[@jayc4715]

Cmon man

[@tomaskren8686]

@GeorgeKamel You forgot the Fe Fi Fo Fum fee

[@CJ-sg3vs]

They will just increase interest

[@pascalouellette8516]

No, because if the companies need or want the money they will just play find the fee, rename it, move it, or add it to the prices....waste of any government time, competition will fix it in the long run

[@kevinbergen7746]

Interesting how you cherry-pick Capital One as representative of all credit card companies, and only focus on interest earnings from credit cards and interchange earnings. American Express, for example, makes the majority of its income from discount revenue (e.g., from its merchant partnerships). Anyway, and more importantly, the argument isn't that interchange fees entirely pay for all rewards programs -- it's that the cash back earned from responsibly using a credit card passes a portion of the interchange fee per transaction onto the cc provider so we, the customer, don't have to carry the entire cost of the merchant baking interchange fees into its cost of goods. And these credit card companies/banks are, of course, in the business of making money, meaning even if everyone were to use credit cards responsibly (which we all know is not the case, nor will it ever be), they'd still profit from interchange fees. So again, the actual argument is that cash back on cards, when used responsibly, offsets interchange fees.

[@kevinengeman4260]

Banks will lower credit limits and people either can't use them anymore or will get additional credit cards

[@2023Red]

@George. We vote and the elected do our choices for us. Thus it is the voters who are responsible for the laws we must kow tow. We use credit cards for all purchases. It was nice to get those cash back credits last year. Around $1200 if I recall correctly. We pay in full every two weeks which is when we receive our pension checks. It is not difficult. The trick to use credit cards is stay well under our disposable monthly income. It is most hard to distinguish between wants and needs however. We do not eat in restaurants but only at home. But we eat very well. And use keto diet. Lots of protein such as eggs and beef. We use digit coupons at Safeway with our smartphone. That reduces our typical weekly shopping cart from over $200 to around $125. We make our distilled water at home instead of. paying $1.50 per gallon. We only use distilled water and consume 4 gallons a day. We have concerns on water safety after Flint Michigan. And nanoplastics from bottled water. We figure 120 gallons a month which saves us over $160 a month with better quality water.

[@motoryzen]

So you think the voters are who put bite in power? Get real this was a group of lobbyists who paid off enough people to get dead people to vote along with the few legitimate voters who were dumb enough to vote for him to vote

[@jacobeapen9062]

Can you please make a video of the exact names of the 4types of mutual funds u recommend with big investment firms like Vanguard,fidelity,etc. having trouble finding them and don’t wanna pay someone to just tell me which funds to buy

[@user-qq5hs2iv6p]

I like FXAIX

[@PumpkinKingXXIII]

I would rather pay late fees than more interest. During Covid i didn’t get alit of my mail, including credit card bills. A lot of my mails I sent also didn’t show up. One of my credit cards that didn’t get paid for two months doubled the interest rate.

[@mannya_realtor]

Paying interest is hard enough - paying late fees on top of that? I genuinely feel bad for the millions of Americans who are struggling this hard.

[@nicholasselke5214]

The vast majority of people in this boat are there because they can’t manage money. They try to put on an image or say “I deserve this” as a means to self justify a string of terrible financial decisions

[@HopperHouse2009]

He's just trying to get rehired

[@stevenporter863]

It isn't about race and minority but banks being a business which earns profits like other businesses- not a charity. Fining banks and limiting their fees by 75% is only going to end with fees elsewhere hurting exactly who it was supposed to help. If the government wants to limit something how about limiting their spending or slashing our taxes by 75%?

[@Jarvitalize]

Because yes, that’s the most important issue of our time smh

[@hannahviolet927]

Why is he waisitng his time on late fees when EVERYONE KNOWS its the INTEREST thats the problem

[@user-yb5bg8im5g]

i'm a single senior now living below the poverty line. i'm ok knowing the cash back rewards system is a ''redistribution from poorer to richer''. i paid taxes to lo income social programs for over 35 years...i also know the 2-3% i get back makes for a zero sum game i lose by paying with cash or debit since the merchant has higher prices to pass thaT COST ALONG TO ME.

[@user-yb5bg8im5g]

thanks for the invite. i don't do ANY SM and have turned my smart phone ''dumb mode'' via $9/mos./tello.

[@chris5942]

DC never does us any favors. Banks will just jack up their other fees the rest of us can't afford or avoid by not paying late or overdrafting.

[@tonycrabtree3416]

They will just punish good payers…

[@jayc4715]

C'mon man

[@duanes2000]

Screw banks. Go credit unions. PenFed is a great one.

[@rudyeksh8217]

Joe Bribem is at it again

[@Jbridge621]

Actually psychologically this is a horrible idea because $32 late fees really sucker punch you to wake up and never do this again. However, an eight dollar late fee is like oh that’s just like a happy meal that’s no big deal. I can handle an eight dollar fee. I posit that this will make even more people choose to be late on their credit card instead of buckling down and getting it paid.

[@jonc2276]

The credit card companies are going to win it’s a game to them to make more money why not cut them up and invest the money you’ve lost in interest on your future maybe look back a few years later and say hey look at we’re we are. I think the next question people are going to to ask if I cut up the card how am I going to to have a credit card score and I know you have covered versions or options of this with a little work you don’t need it. But for those of us caught up in the “score” how can we shift or mindset to say hey I don’t need that plastic void of money . I’m really curious to how anyone responds to this.

[@matthewmchenry9331]

It's great how he doesn't see a problem with families not being able to meet minimum payments on time.

[@mikebutkevich8805]

Do not use a cc if you can’t pay in full

[@matthewmchenry9331]

@mikebutkevich8805 point missed entirely. Are you saying this IS a competent policy reform that is likely to yield measurable results?

[@mikebutkevich8805]

@@matthewmchenry9331 just pay your bills in full

[@sazlefraz]

He needs to do this to effing EZ pass

[@duanes2000]

You must live in PA. It is the state, not EZ Pass that makes the tolls and fees. The PA Turnpike is totally outrageous now.

[@sazlefraz]

@@duanes2000 I live in ny they charge u a 100 dollar late fee for any tolls that are paid late and they dont even notify you of where you actually went through a toll

[@lukeharris2622]

✝️

[@603outdoors7]

Or maybe get the country and economy under control and ppl won't be relying on debt to survive...

[@nickruscigno3633]

Pay what you owe and one less problem

[@KittyKat-vb1nd]

They hate personal responsibility.

[@luckylib]

He's only saying this because it's election year.

[@andybungert]

Yikes

[@alexmuir3974]

The Joe Biden clips are hilarious 😂

[@avs-forum]

Same with Trump clips. Both of these guys are crazy and extremely old.

[@whydoineedahandle269]

I applaud your attempt to say “The Biden Administration” without putting a negative spin on it. Mad respect, that’s hard to do.

[@leechburglights]

The slimy credit card companies will other ways to get money from your pocket to theirs, no matter if this passes or not. Remember, they can afford to loss some, that's how the model works for the rest of everyone who used credit cards responsibly.

[@lloydschaffer3430]

save on late or any credit card fees by NOT having a credit card

[@jameshunt4611]

What I got from this video is that, who cares if Biden did a good thing, companies will just increase charges in other places. If you said Biden did a good thing here, will Dave fire you? Blink twice if that’s the case.

[@gmonster24]

Oh, Joe... All I can do is *sigh*

[@eegernades]

Atleast he's not trump. Or migraines would come. A sigh is something easy to deal with.

[@eegernades]

@TammySmith-nb6se I woupd put the blame on trumps shoulders as well. He provided the first 2 1200 checks. And ppc loans thar costed billions to tax payers. Credit card debt has also been growing steadily for a decade plus.

[@todd2456]

FJB

[@mikezerker6925]

1:20 - is this really him?? - he looks like a plastic robot complete with the shiny forehead!

[@Fred2-123]

I have a trick to save $32 on a late fees. DON'T PAY LATE. Your welcome.

[@TheKelsonmorris]

I don’t care if lower income/less financially educated people pay for my rewards. Not my problem.

[@kathyerikson637]

Late fees are taxes on the poor. Shame on the banks to take advantage on the poor. Maybe you need some of you need to be a little more compassionate.

[@gmc9753]

At least the poor can go to payday lenders to stick it to the greedy credit card companies!

[@TheHavocdog]

Bs. Late fees are a penalty for not paying on time. It is intended to discourage a bad behavior. I have no problem with discouraging bad behavior.

[@motoryzen]

Yeah meanwhile every one of these so-called poor people have iPhones many of them drive cars that are far newer than what I have and that's easily in the 2016 year model realm and newer and I see them especially the black thugs wearing your most expensive $150 pair of Reebok high tops or either Nike Air Jordans

[@motoryzen]

@@gmc9753 (facepalms). wow you're dumb. Payday lenders are just as equally bad if not WORSE than credit card companies...and Dave Ramsey has already explained all the facts as to why across many episodes across the decades. It's not like those reasons are secrets..nor have they ever been in the past 3+ decades. Debt is debt...be it a payday scam lender..or credit card, or HELOC, or 15 or 30 year fixed or ARM style mortgage, or auto loan or construction loan, ..the list goes on

[@slicksiderepairllc2822]

Joe needs to go hunting with Dick Cheney.

[@viewfindernoise]

Can't wait to see how this backfires like everything else Joe does

[@lateshachurney5965]

Can’t understand anything this old man says anyway.

[@eegernades]

Yep. Like trump. Incoherent rambling. Presidentage cap is needed. 65 max.

[@stevencoyote746]

Thats Joe Biden economics

[@th5579]

Trump 2024!!

[@TheSmokedance]

😂😂😂😂😂😂😂😂

[@TWD2121]

Now do a video about Trump. Keep it fair and balanced.

[@USMCHelloKitty]

There’s nothing to make fun of Trump for

[@Papawforreal]

They will just hide the fees somewhere else. This is just politics for fools. Credit cards suck.

[@BlakeWheelersBurnerAccount]

How could 81 million people vote for Biden? It just numbs the mind.

[@hawk66100]

They didn’t. The Dems cheated and stole the election.

[@SniperLogic]

The dead aren’t picky.

[@JayseabeeSTL]

Aiming for 100 million this November! Voting Biden in 2024 is the only way to ensure our nation isn't vulnerable to the whims of a Nazi-sympathizing, Hitler-idolizing, wannabe fascist dictator who failed at a coup after the last election. Just remember, one of the upcoming presidential candidates has been criminally indicted 4 times, and charged with 91 felony counts of criminal activity, and it ain't Joe Biden...

[@Mavryck_Tha_Myghty]

They didn’t.

[@ChubbyBlumpkinz]

It’s easy to imagine when you remember who the alternative was.

[@StevenOllis]

From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.

[@sphoogaming1131]

The right wing angle you guys work is detrimental to your message. Get off the red team.

[@alephnaught8343]

how was any of this republican? Biden is ostensibly the president and George is just responding to his public statements.

[@bolo34lx]

If smart credit card users don't take money (that was generated from unsmart credit card users) then the bank would just keep the money as profit. That is to say: If everyone who were smart with money stopped using credit card, people who are bad with money will still use them and the bank will get to keep more of the profit. So to say that it is a reverse Robin Hood isn't appropriate.

[@josanch51]

Free flight to Boise….. I feel personally attacked. Just did that very thing