BIG BREAKING: HDFC Bank Credit Cards Huge Changes Announced

HDFC Bank Credit Cards are now facing a new row of devaluation which is going to be applicable from 1st August 2024. HDFC Bank has started issuing notification to its all credit card users regarding these changes which are going to impact overall usage of cards.
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[@SD-vs4wx]

Don't care about fuel, rent i just use it to buy some groceries that's all😂

[@annadm]

A responsible man spotted 🫡

[@zenmilind]

I was scared but got relaxed when I saw complete video. I don't do fuel transaction more than 15000 nor I do utility transaction of more than 50000. I neither pay rent payments & I never make late payments. I don't buy ptoducts on emi. So this devaluation doesn't affect me. 😂

[@chandanit2000]

exactly.. 15k per transaction of fuel means 150 litres... no consumer will use truck to commute to office

[@annadm]

Sigh of relief

[@sagarchaudhari1762]

Tu yeh sab karta hi to firnahi card rakhta hi kyun hain...

[@gajawadamanideep5871]

Millenia regalia cashback remption pe 59 rupees charges how is it resonable 😢

[@CheckMater007]

HDFC hasn't done anything which affects normal consumers or even high spending consumers... Even if you fill up tank of a large SUV, still it wouldn't even be close to 15k... Also Electricity bills, for even high Spenders is almost always less than 50k... They've chosen the limits carefully to penalise business Spends, like if you want to fill up the tank of your truck, then it'll surely go way above 15k.

[@debadattapanigrahy378]

Hmmmm....so I have to pay for redemption of my own rewards that I have earned by spending my own money ?? You're so talented Dear !!

[@CheckMater007]

@@debadattapanigrahy378 We've seen massive devaluations by other banks, HDFC has been careful... I won't complain about ₹59... But yes, I get your point.

[@debadattapanigrahy378]

@@CheckMater007 To be honest there shouldn't be any redemption option...The cashback should added to the next billing statement like Axis Flipkart or Added in Amazon Gift card by default like Amazon pay ICICI credit card.

[@rb300tzp]

Redeem as per maximum allowable amount. That way it will hurt less

[@bhanuagarwal7861]

Bhai Rs.299 is not good. Rs.50 on cashback redemption is not positive Even normal customers like me also impact

[@gamingstatus2808]

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[@akashtopder7251]

Millennia has 5% cashback, but after this redemption fee it's not 5% anymore.

[@imjay352]

As a genuine user my only concern abt this changes is just for emi fees nd 50₹ change for reward pt. Cash redemption case

[@piyushgupta4248]

You say changes are there for all hdfc bank credit card. Can I assume that if I load money to payzapp first and then pay, I won't need to pay these charges. Also, these are not valid for hdfc bank debit cards as well.

[@Hi5somani]

Only issue is that they aren’t upgrading the card or limit even since I’ve got Tata new infinity!

[@robinhood-qf9vv]

Sir to 299 plus GST charges one time hai yaa EMI ke har ek installment pe hai (including NO cost EMI option availed for electric goods)..... please tell me🙏

[@masjidabubakarsiddiquepiro1159]

Sir ye rules Rupay credit card par bhi lagega kiya

[@esakkijeyaraman2859]

per transaction 15000 as limit it wont affect non commercial users 15000 / 100 => 150 liters of diesel, do u think its possible

[@annadm]

Right

[@manasranjandash8160]

Does this applicable to business card

[@ARUNSINGHVNS879]

Hum to bus filpkart amazon shopping mai use karte hai 😅😅😅😅😅😅

[@omprakashkumawat4785]

Ab sochta hu ki sare ke sare Credit Cards band karva du...😢😢 Banks apne Credit cards ke fees devalue kyu nahi krte? Sirf rewards/ cashbacks hi kyu?

[@chandanit2000]

thats a good point.. i think RBI should think in this line, the Annual fee should be decreased based on the devaluation

[@annadm]

Valid point

[@RajDand]

👍

[@ritesh_web]

​@@annadmbhai message ko achhe se read karo, unhone per transaction mention kiya hai fuel and utility par na ki monthly aur billing cycle par

[@ritesh_web]

​@annadm message aur mail ke according ap per transaction use nhi kar sakte but multiple transaction use kar sakte ho but itna transaction koi karta bhi nhi hai.....15000 ka fuel ek baar mein kaun bharata hai aur 50000 rs ki utility ka payment kaun karta hai

[@vinaydokania]

It's not devaluation but just restructuring of charges n restricting misuse

[@ritesh_web]

Correct but dar ab bhi misuse karne walon se hai.....abhi to per transaction limit lagayi hai, agar nhi sudhre to monthly capping bhi lag jaayegi

[@subhojeetsharma7958]

Aur misuse karo jo bhi misuse kartey the unn k wajah say sab ko bhogna padta hai

[@featfliks4186]

Lafda ho gya maamu Lafda 😂😂😂😂

[@DrSantoshRaut]

I think... It's not going to affect me or most of the normal cc user... Transaction capping is high & sufficient for normal usage of my Infinia card... thanks sir for the quick update & detailed information 🙏

[@annadm]

Good point

[@mainhoonnoobita4005]

Sir I have an HDFC swiggy credit card...Will I get cashback If I purchase from the Iqoo online store and realme online store rather than purchasing from Amazon or Flipkart?

[@SameerKhan-ei2ed]

No

[@meetmachhi406]

Yes 5% cashback on online transaction

[@bibhuprasadmohanty]

not applicable for hdfc infinia

[@naman_saxena]

brother mere swiggy card ka cashback swiggy money me hi credit ho gaya 23rd June ko, i think 21st June se statement me settle hona chahye tha, bill date was 19th June, can you pls help?

[@SameerKhan-ei2ed]

Next time se statement mein hoga

[@AnupShetti]

I wouldn't call this as devaluation. The limits imposed are pretty high.

[@bittukumar1518]

Nice step by bank. Misuse rokne k liye hi steps liye h

[@sandipghosh352]

Reward redemption wala charge to bekar hai

[@neel28sarkar]

Pehele lagta tha AmEx card utna Accha nahi hai lekhin Abh dekh rahe hai AmEx chorke saab card devalue kiye jaa raha hai… baas yeh AmEx apna acceptance rate india mein Bara de toh Accha ho…

[@sagars6778]

Emi processing feeis a problem

[@hassanahmadkhan1321]

bro maine HDFC saving Max account open karwaya hai 2 month pahle mujhe credit card pre- approved kab tak mil sakta hai

[@RuhuBaba]

After 6month we will be get offer. Use account for transactions

[@asagath2370]

Bhai ye kisi ko reply nahi deta bhut kam deta he use onli video banana or view se matlb he

[@annadm]

You can expect within 6 months

[@annadm]

Are you kidding me? ANNA DM is known to be the most interactive channel.

[@hassanahmadkhan1321]

@@asagath2370 main Sach bolun to 10 mein se 8 bar mujhe reply milta hai aur abhi bhi mila hai

[@kwik2ankur]

150 litre फ्यूल which individual gets in single transaction, unless he drives a truck !!!!

[@Imshyam]

Ye to manna hi padega ki genuine users ko koi pareshani nahi hogi dusre banks ko hdfc bank se sikhna chahiye

[@abe4985]

Most of these changes will not affect regular users.

[@mandhirmandhir6238]

Advocate Saab, apki court me b Form A, B , C fill krna hai jaise k Punjab and Haryana ki court me fill krna hai and last date 15 July hai

[@annadm]

Is it about verification of an AIBE certificate? Or Education document verification?

[@mandhirmandhir6238]

@@annadm bilkul

[@annadm]

Yeah, it is done. You should do it ASAP. They provide a new certificate because the provisional certificate comes with validity.

[@prashantsharma5584]

Good bro

[@sujaybhakat2548]

a video on axis mybiz business credit card

[@neeraj_dama]

This is very good

[@kaliprasadmishra9119]

Millennia points redeem ke liye bhi charges lagega 😢😢

[@tnchoudhary2433]

So 3k reward purne ke baad hi redemption karna chahiye..

[@ethiclesshacker]

Points redemption 59 rs charges are the only bad introduction.

[@annadm]

Yeah

[@DoctorStrange489]

Doesn't feel like a devaluation with respect to fuel and utility where per transaction capping is 15,000 and 50,000 Rs 😂. You sure it's not 1500 and 5000 right? Coz 15k and 50k feels funny🙈

[@annadm]

Yes, it is 15000 and 50000

[@vishalbhai....]

Sir ab sabhi credit card ko close karne ka time aa gya hai 😂 only cash rokda pe kaam karna padega 😁

[@sohailmalek8186]

😂😂

[@annadm]

Haha, abhi ruk jao

[@ritesh_web]

Jaldi kya kar rahe ho bhai woh per transaction mention kiya hai na ki billing cycle ya monthly

[@rj7686]

True

[@ngc1234]

I am not sure why all yutubers calling it devaluation - to me, it looks like they just stopping misuses that some youtubers taught other general public

[@arthas7]

That's how to get views

[@sharedytp2253]

Millenia is fucked up then Cashback is in statement

[@kishorekrishnan2268]

Jeh badiya tha golu....

[@CrazyHunk14]

Rent pay karne pe toh hamesha se hi extra lagta tha credit card me!!

[@foryourknowledge4578]

Sir Subha se is email par email aarahe hain inke Mere paas Jo high fees Wale card hain me band karne ja Raha hu inke free Wale rakhunga

[@sreenu9921]

since from few days hdfc giving lifetime free upgrades for credicard holders

[@annadm]

Yes

[@devkumarsharma3271]

Bhai Apne telegram channel ka link de dijiye please 🥺 Please

[@Dheerajkumar-gx5ty]

Hdfc ...this is too 😢much..sad haaa

[@saikatdas4786]

Education Wale rules bohot hi achha hai. Students k liye help hoga ❤

[@annadm]

Yes

[@RaphikulIslam9]

I am happy with this HDFC bank restrictions😅

[@DEEPAKVASHISHT2107]

Mere millennia cards pe koi msg nahin aaya hai

[@annadm]

Aa jayega. 1st August se ye rule laage ho jaye ge

[@adityabanerjee5869]

*applied and got approved for HDFC SWIGGY card, and seeing the card in the thumbnail i almost fainted.. lol* *But it's all good.*

[@annadm]

Hahaha 😂 Thank God, you are alright now

[@debadattapanigrahy378]

Rewards redemption pe charges ??? No problem...I have 5 more bank credit card...I will completely stop the transaction using the HDFC Bank credit card.

[@tnchoudhary2433]

I think other banks Credit credit already taking reward redemption charges 99+gst

[@rb300tzp]

Yes. Only hdfc was free.

[@debadattapanigrahy378]

@@rb300tzp Nope...Axis & ICICI is still free

[@debadattapanigrahy378]

@@tnchoudhary2433 Not at all... There's no redemption like fucking terms in Axis Flipkart & Amazon ICICI Bank credit card.

[@Gaurav-_-]

Millennia ne inka kya bigada tha ki ₹50 charges laga diye for points redemption? HDFC has made it clear now that Millennia is no longer considered by them as a premium credit card. Worse than their own Swiggy card, and ICICI Amazon Pay for Amazon, Flipkart Axis for FK and far worse than SBI Cashback

[@GREEDY_2]

IDFC wale to points redeem krne ke lie 99rs+GST lagate hai

[@meetmachhi406]

Bohut bakwas cards hai starting vale

[@iamabdulkadirl]

BIG BREAKING BIG BAD NEWS: Andar video dekha toh kuch farak nahi padega maximum logo ko. Hehehe.. sahi khel gaye 😂

[@myvlogs4049]

Bhai muje icici bank ka rubyx Credit card lifetime free mill gaya hai

[@annadm]

Congratulations 🎉🎉

[@MrittickChoudhury]

@5:09 isko 'complementary insult' bolein, ya 'insulting complement'?? 😂😂😂

[@annadm]

😂😂

[@Mufiz125]

Swiggy Card hai 59Rs ka profit ho gaya😂😂

[@ashishcool367]

Bhai sare credit card bnd krwa do....

[@vishalbhai....]

First like and comment ❤

[@annadm]

Thank you brother 😊

[@jinenderthakur8116]

Cashback cc be like : 1% cashback after u pay charges of 3% 😂

[@yashsinghania4767]

Don't call it devaluation, it is genuine restructuring. Clickbait video.

[@annadm]

What should i call it? An upgrade? Because all i see restrictions and additional charges 😂

[@yashsinghania4767]

@@annadm It could have been called as restructuring or something like that. Unless someone is misusing the card, this restructuring doesn't affect them, so it's not a devaluation for genuine customers.

[@kabirsinghania7917]

Thumbnails are becoming clickbaity with every video.

[@annadm]

Correct. Rent restriction is applicable on all cards, Education fee payment charges are now applicable on all cards, EMI conversion fee is applicable on all cards, fuel payment charges are applicable on all cards. Still you have the audacity to call thumbnail clickbaity 😂

[@ek_virus]

Ye changes to ache he and genuine he. It is good to prevent misuse of CC.

[@R.T.P.N]

Sab baand karwara hu credit card

[@RahulKumar-jj2tx]

Millenia aur regalia bhi excluded hone chaiye the

[@annadm]

Haan

[@Dajjal0002]

1st

[@annadm]

Thanks bhai ❤️

[@saikatdas4786]

Uthne k liye itna jalbaji kiu hai?😃

[@sangmachhabra2761]

Bakar card ha hdfc ka

[@ek_virus]

Bhai bahit ganimat, ganimat ho gaya video me 😂😂

[@mithileshkumarmandal7582]

Ek Din Aisa hoga jo credit card use karne ke liye bhi charge Dena Padega

[@annadm]

Nahi dete kya abhi? What about joining and annual fee?

[@mithileshkumarmandal7582]

@@annadm abhi bhi to Le Hi Raha Hai Lekin Baki Jo Hamen reward Diya jata hai ya cashback Diya Jata Hai vah Sab Band Ho Jaega aur joining aur annual charge to Le Gaye

[@bhim_army_morcha]

isse acha toh dusra card le lenge itni sab bhasad yaad rkhne ke bajae ... bss yhi yaad krte reh jao baki sab kaam toh bhad mai jae

[@masthanrmn9607]

15k se low transaction kar sakte hain naa . Rupay cards se..

[@annadm]

Yes

[@masthanrmn9607]

Rewards nai milega naa hdfc tata neo cards se