Biggest Secret for Multibaggers in Banks & NBFCs

[@rajatbanerjee288]

I feel this is one of the simplest VDO to understand Banking and NBFC sector. I am not very well converse with this sector, however, now I am feeling to grasp the concept more and more due to extraordinary teaching ability of Ismohit. The whole VDO is about 9 minutes and one can easily understand the sector within this few minutes. Clear and simple. Wish you and SOIC team all the best.

[@SOICfinance]

Glad it was helpful!

[@tejravi5163]

thank you for the informative video.. this single video has clarified many of the doubts i had in banking ratios. 1 doubt i still have is how a bank's financial leverage is calculated.

[@ajaysoni3236]

Explained in a precise manner and easy explanation for analysing banks/NBFCs Thanks SOIC team

[@SOICfinance]

Glad you liked it

[@DarshitGupta]

Thats why you are alwazs loved and respected. Your session and analysis is more than we expect always...

[@arpitasingh4112]

such a short, well explained and informatic video .thanks a ton Sir. You always clear the concept like a crystal. SOIC's each and every videos are worth to watch it.

[@SOICfinance]

We're pleased that you're enjoying learning with us. 😃 Thankyou for watching our videos. We hope to continue adding value to your investing journey. 🤝

[@rakeshpandey4995]

शेयर अकेडमी वाला अयान तो यूट्यूब के सेशन बेच रहा है, सिर्फ लड़कियों के सवाल का ही जवाब देता है , इश्मोहित भाई आप बहोत अच्छा कार्य कर रहे है , अयान आपका नाम ले कर बहोत आगे बढ़ गया

[@murlimenon2291]

Bro... thank you for these videos.. the information is priceless and you are creating a tribe who will prosper in time.

[@saket5215]

Great video as usual... Can you please clarify how financial leverage can be calculated

[@bipuljha792]

The content is absolutely perfect as expected. But the setup ❤💫, how can everyone ignore the lit 🔥 setup. Absolutely loved it.

[@vamshik2694]

Ishmohit - you are super in explaining concepts!!!

[@SOICfinance]

Thanks a ton!!

[@pkamalv]

Very well explained in concise manner. Computation of financial leverage ratio need to be explained as well.

[@rahulamarnani9175]

Thank you Ishmohit ..you are doing great work. Thanks.

[@ParveenHaritash]

What about Emerald Finance?? Kindly analysis & make video

[@harprasad4657]

Thanks a lot

[@must604]

ये वीडियो समजनेको बहुत मुश्किल है. एक बहुत आसान व्हिडिओ बनायेगे तो कॉफी मदत होगी.

[@prateekpanday8986]

What exactly is financial leverage. How do you assume any value? Is there a method to calculating this?

[@ishmohit1]

Total assets/equity=Financial Leverage Means Rs1 of asset that is supported by equity. If it is 3/1. Simply means, only Rs1 of asset is supported by Rs1 of equity. Rest Rs2 is supported by borrowings

[@padmakrishnab2867]

I really can't understand why Ish bhai hasn't reached a million subscribers yet

[@gajanangunjal2878]

Is it applicable for credit Card stock too?

[@nth.education]

I had a question on the ROA calculation, I tried doing it on my end by pulling up the annual report of Equitas SFB for 2021, and i got the RoA for FY21 at 1.55% but in the Key Ratios table it was stated as 1.70%, and i also noticed that it was mentioned RoA as Return on Average assets, is there a way to get the average assets and match these numbers as well ?

[@chefsharma5709]

Thanks sir 🙏 mukhe aap ki video ka intezar rehta hai 👍

[@AabhasVerma]

Thank you!

[@SOICfinance]

🙏🏻

[@preetamshetty6679]

I can clearly see from the videos each week that with each video Ishmohit sir is getting fitter and leaner 👌👍

[@SOICfinance]

Thanks a ton!

[@RohitReddy08]

Hi Mohit.. Been following all your videos, what's your views on IDFc first bank latest developments...it's been a year since you posted your views on IDFC first bank

[@ishmohit1]

FY25 they do double digit Roe. Personally will look at it in FY24 o lt ro see if it's possible to hit 14-15% Roe in FY25. Not sitting on dead money for that time 🙏

[@rammahesh3349]

Thank you Mohit sir for helping us how to analyse NBFC 🙏👍waiting for more updates from you SOIC

[@SOICfinance]

Always welcome

[@Leebrucehe]

where do i get all these data. not available inscreener

[@rashminpatel7521]

Please make video on analysis of Aditya Birla Capital

[@healyou4243]

Hi sir opex would be high for 2023 fy because they are spending to go for 100% digital on app plus web ...opex would remain high as per management commentaries

[@tamalpal9161]

And in banking sector i first look in npa of bank

[@ROHITKUMAR-wo5ep]

Why banner is SOIC DEN? in your back

[@navneetmukherjee9592]

As usual knowledge transferred

[@VishalChauhan1]

Which Site to look for fundamentals of the stocks.

[@VishalChauhan1]

OPEX< PPOP etc

[@RajinderSingh-ko6om]

Fundamentals can be understood by reading Annual reports , quarterly results

[@Chintamoney134]

Sir Bank ko analyse krna complicated hai..... Isko kaisa simple banaye please🙏 advice

[@aniketgupta4407]

NEW branch toh Capex h na opex kaise

[@giteshkharat9236]

Beautiful Video 🎥 👌👌👌

[@Javed49__]

ROA increase hoga sir

[@smitpatil97]

Hell Yes sirji🔥

[@kittymalhotra6445]

Good evening sir 🙏

[@sajeeshkumar2386]

Yes understand

[@pinkitikader385]

Thank you sir

[@Harshraj-mp8jg]

Yes

[@giteshkharat9236]

Hello Yes 👍

[@PawanKumarCFA]

Hell Yess

[@venkateshkodge3310]

ROA CAN BE MANIPULATED BY DECREASING ASSETS.....AND NON OPERATING GAINS SHOULD BE EXCLUDED

[@tejendrapatel3590]

Secret of bank/financial good but in the past all bank fruad by his/her manegement. So I am not invest in this sector...

[@tamalpal9161]

Roa will increase

[@prashu16381]

Where do you look for these metrics..screener doesnt show all?

[@hardiksolanki6687]

Hell yes

[@mitulvaghasia5038]

Great

[@irshadmaniyar2966]

Awesome

[@rushabhbulani9739]

Hell Yes!!!

[@PawanKumarCFA]

ROA upr jayega

[@vinnijaat]

Mein to CAR chalata hu.

[@ajithkrishnan8487]

Bro please English. I am from Tamilnadu not understanding hindi

[@prasadcnavale]

hell yes...

[@sunny9091]

Hell yeah

[@pranavgulabanii]

Hell yesssss

[@goodtimepass2007]

5

[@bezamanoj4761]

Financial Leverage is the incorrect metric to be analysed for Banks. Financial Leverage becomes useful only for cyclical Stocks. For Cyclicals,Financial Leverage helps them in this way. If UR Cyclical revenue increases by Rs.1,then profit will be increased by 2 or 3 or 4 rs. This philosophy doesnt worls for Banks

[@ishmohit1]

It does, Roe matters at the end of the day. Think about it carefully

[@bezamanoj4761]

@@ishmohit1 True.If a bank borrows 10000 crs,then Financial Leverage of yhe bank increases.My point is How bank used these 10000 crs towards lending. Recent Federal Bank Head said,if i borrow at 8 % and lends at 9 % it doesnt makes sense from me to borrow. However,When Federal bank borrows,Financial leverage increases. But increase in Financial leverage is not at all useful in Federal bank case. I belive Banks are Levered Financials.

[@tajindersinghsidhu86]

Hell yes

[@pushpa1v304]

english please

[@krisghosh9670]

Hell Yes

[@Dnyandan06]

hell yes 🦁❤️🙏🏻💐

[@akashkarke1002]

2nd 🙏

[@kishalay_maity]

3rd 😃

[@AllinOne-yx2jb]

first

[@VijaySingh-mp1ft]

hhh

[@tajindersinghsidhu86]

6th

[@apurvadharia]

Hell yes