This Man Left His 3Lakh Salary Job For Freedom?

[@WintWealthYT]

In this video, Manoj Arora shares his wisdom on Financial Independence and why he took retirement. If you want to be featured on Wint Wealth too, fill out this form: forms.gle/iuUgM7fyGTfUUiVE9

[@rohitssharma9552]

Guys, Do not leave your job just because u have enough corpus. Find something which u will do after your Job and then leave it. If you dont work after ur Job, ur fitness, mental health and relationship may get spoil.

[@aarutheuiqueboy]

Agree with your words 👍🏼

[@umeshthaker7677]

Yes I agree

[@dipankarsaikia4435]

if we feel we may get better life without job then might quit,but question is that without job our day to day life with discipline somehow it may not be possible

[@Cooperisbooed]

Agree. Can’t keep asking for tea. Wife cribs :) Hungerbox is better :)

[@nikhilbhosale6244]

@@rohitssharma9552 agree , you must plan something to do after retirement, because khali dimag shitan ka Ghar hota hey

[@Zorba70]

The finest so far. He explained his philosophy without any complications.

[@aparnajaishankar6524]

Your tree planting venture is superb and so unnecessary ! Very insightful talk on money !

[@Milkyway248-p4h]

Wint wealth ..please take my requests below; 1. Get a guest who was well off, lost most of it or all of it and bounced back 2. Get a guest who managed much passive income with little money.. not especially corporates but others like teachers, accountants, small farmers etc 3 Get on board a guest who manages multiple small sources of income and managing it efficiently.

[@GetRichSteadily]

I believe I will be that guest after 15 years from now

[@Milkyway248-p4h]

4. Also best financial or investment decisions done by random people that worked for them due to right time/place/type

[@guharup]

small farmers have wealth?

[@ashishchaudharicool]

Excellent suggestions 🎉

[@ashishchaudharicool]

Excellent suggestions 🎉

[@amittabhadatta1183]

Take a common man with normal salary and usual problems. This fellow is super successful and high income category.

[@ashwiniyer7814]

A very sweet person. Humble, wise, and very calming personality. A great inspirational for me to look upto. Thanks wint wealth.

[@nesarag9546]

Manoj Arora is gem 💎. He is selflessly working on environment protection

[@harisubramanian3793]

Man I am TIRED of Tech guys / US returns telling us how easy it is for everyone.

[@prashant381]

That's the reality. An unemployed or underemployed can't retire

[@a6hiji7]

Why everyone suddenly wants to retire? Retired used to mean old and outdated!

[@parveendhingra4748]

@@a6hiji7That is the perception need to change. Retirement is not from the work but from the job a person is doing unwillingly just for money. Ultimate goal is to quit the rat race, achieve financial freedom and do the work in life which you always wanted.

[@neo5973]

They worked hard. They are telling you what you can do instead of the rat race.. so if you don’t want to do that you can choose to continue your own rat race.

[@varunmutreja]

The most sorted video I have watched on FIRE. So much clarity! I can so relate to his journey, and what he wanted to pursue after being financially free(writing books, amongst others).

[@mawedin9402]

Agree!

[@shubrank]

What a sorted guy. This is a role model

[@KapilKataria-gd6kh]

Am I the only one who thinks he will be a good tabla player 😊 great episode as always

[@pratap153]

lol

[@rgaja22]

No disrespect meant but I lol at your comment. 😅

[@p.k.5332]

Him after reading this comment: Abey saaley!! 🤣🤣🤣🤣

[@EcoMoney.]

He is quite a toxic person full of hateful and biased views going by his comments on X ( twitter) and his ‘freedom’ has resulted in posting 50 such comments every day !😅

[@siddharth0401]

Jagmag jagmag dia jalao ❤

[@Milkyway248-p4h]

This is best episode. Every one has push factor he explained but no courage to take decision he took. I am in same position. But dont have any passive income. Just assets that yield no monthly income😮.

[@sarveshbarshikar7656]

This guy is ⭐. He didn't say anything new but the message he revised about finance, life, philosophy, ngo, family, retirement in such a calm and clear way just loved listing to it❤

[@kunalroy09]

Really appreciate this man's financial intelligence, need more such people on this channel.

[@lorenzorocco82]

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult.

[@heidvsjekdndjdfjcc2837]

nice! once you hit a big milestone, the next comes easier. How can I reach him, if you don't mind me asking?

[@Itsaraveeef]

he's mostly on Telegrams, using the user-name

[@Itsaraveeef]

@Jeffclark7 ✌💯🇺🇸

[@heidvsjekdndjdfjcc2837]

Such information we don't get from most KZbin channel thank you all for this wonderful info.

[@scrumpy615]

If you are not conversant with what you see here you can look upto him on the internet using his full name❤️

[@LNJP13579]

His clarity of thought is very good. I resonate with almost all of what he said.

[@ashwinchandar4262]

One of the best interviews in wint wealth series ❤

[@rlpai5833]

He looks like he is at peace with himself which is the most important takeaway.

[@ipankajp]

I've been following Manoj for a while and totally resonate with his thoughts here.

[@sunnymann5812]

Was there any information on total NW? How much left for kids college etc and if he has his own house fully paid or rent etc?

[@ashkark4056]

He was simply the best episode so far .. so crisp clear and enlightening

[@ramesh.ngowda1808]

I liked his calm ness🎉

[@Guha10]

That comparison of Real Estate vs Debt Fund is the best takeaway of the video according to me. Thanks Wint Wealth team for

[@WintWealthYT]

Glad it was helpful!

[@sn-op8oi]

Also how he explained push pull factor

[@Guha10]

He has found his ikagai. That satisfaction drives him to be a disciplined spender . Great for him.

[@guharup]

Good interview, very relevant one. But if you withdraw 4% from debt investment that yields 8% per year, your corpus is infact going down after considering inflation.

[@SD_003]

At 40, I think about this almost every other day. Unfortunately started investigating journey very late(37), so a long way to go before I get to FI

[@NoMoneyNoHoney222]

Even the guest in the video started investing at 37 right. You are on the right path. Starting is more important. Good luck :)

[@sunilparida5623]

Even I started investing at 38 under the same Guest's guidance. I am progressing very well now!

[@ManojArora]

I also started at 37. Everything happens to us in life when we are ready for it. HIS timing is spotless. Go for it.

[@SD_003]

@@ManojArora thanks. Yeah the new found discipline towards investments is great and watching the numbers do give a dopamine rush of sorts 😁 Targeting 2028 to achieve FI & RE by 2029/2030 when I turn 45/46

[@satyanveshi76]

Even i started at the age of 40....now I am 48...have a reasonable corpus. But had i started around 30..... I would have had atleast 3X of my current corpus. Lesson to all of you please start early. Because corporate life is going to burn you very quickly. So earlier you start...earlier you will achieve freedom

[@RD-ic3do]

Very nicely explained..you should write An Indians Journey for freedom similar on lines of The Simple path to wealth creation

[@rohitdas6515]

Wholesome financial and life advice

[@VincentMason-y8r]

Did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG, 20% VOO, and 40% bonds, or 4%+ money market, match the growth of SP500 in up years but reduce the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio to boost performance. Here for ideas.

[@FrankHernandez-f8o]

I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back. most importantly consider financial advisory for informed buying and selling decisions.

[@RozaliaWelczak]

Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?

[@FrankHernandez-f8o]

Caroline Suzan Olson is the adviser I use, and I'm just putting this out here because you asked. You can just search the name. You'd find necessary details to work with to set up an appointment.

[@SergioMartinez-i4n]

I invest the same way. You are considered an "Income Investor". We make money two ways. Through monthly/quarter dividend payments; instant passive income. Readily available to reinvest and/or personal use. And the profitable sell of most of our DCA securities. Are we on the same page here?

[@RozaliaWelczak]

Very much appreciated. I just searched Caroline Suzan Olson on the internet, spotted her consulting page ranked top, and was able to schedule a call session. I've seen commentaries about advisors, but not one looks this phenomenal.

[@aeroant]

Incredible interview! Top Notch Content!

[@dharmesh-gupta]

Seedhi baat, no backwas. Thanks for having Manoj on your show. I follow him on X as well.

[@asdfshah-hb1pm]

Excellent life ! Spent time with kids when they were young and now with nature planting trees ..

[@ShadabKhan-j5w]

For god's sake, start putting time stamps in your videos! Your retention will increase.

[@shikhaacholia4820]

As of today for a middle class family in tier 1 city, does your 5 cr number include property as well? Or this number is apart from property?

[@Boney.M.]

This channel is so helpful.

[@adimaurya02]

the video editing and motion fx team is doing a phenomenol job in explain the intricate details of the video, just notice how thye have skillfully explained fhe SWPs meaning with icins in backdrop keeping the relevance of the topic structure by structure , loved the video as always ❤️

[@divyanair6595]

One of the best episodes so far 👌

[@mariappan7kumar]

1000th day of wondering why these videos are free! Well put, straight to the point. So many insights for myself and to share in my network. Thanks again Wint!

[@KushalMestri]

Not everything should be monetized (& great job Wint Wealth for keeping these free). Its videos like these that help and give perspective to common people about FI/RE

[@trekkergal460]

They make some money from youtube ads

[@sahebdas1273]

What watch is he wearing?

[@VishalSingh-sl2gh]

Please introduce him ,name place he live in ,more to learn from him.Awesome person

[@bimansharma481]

Just loved it..

[@DigishPandya]

I am in same place right now at 42 and daily thinking about if I am ready to FI and ok to bye bye my job lot of anxiety in mind

[@makneogiworld8997]

I pray to God to help you to achieve financial freedom

[@mehak72000]

Can you share your portfolio allocation. I'm in 30's looking forward to retire at 40

[@sachinthakur7494]

Go for retirement, don't overthink. Time won't come back.

[@shubhamgupta5366]

I am 24 can you share also me

[@ramakrishna1008]

Don't forget to live your life

[@digitaldeepak21]

So surprising that there is no mention of Bitcoin.

[@harishsd5632]

I am 38, in US(for almost 15 yrs now) moved right after my B. Tech degree, been investing in US market all these days.. planning to come home after 2 years and become FI by investing in Indian Market, Hoping for the best.

[@ShivamGupta-wf5ni]

Do not come back. Quality of life is very bad in India and it will get worse.

[@KunalMagar23]

😆😆😆 do you thinl living life after 40 with money is the dream lol enjoy when you are young money is useless after 40

[@harishsd5632]

@@KunalMagar23 that's the reason i want to retire right? because i don't need a corporate job after 40. you did not get the point, i didn't say i did not enjoy in US .. just want to come back home and not work on regular 9-5. i love travelling.. already covered north and south America.

[@harishsd5632]

@@ShivamGupta-wf5ni agreed to an extent but life has no meaning if you live in a foreign country after certain point and age. Janma Bhoomi for a reason.

[@yuvrajguptaofficial888]

Yes bro come back and contribute to our nation & make it a better place 😊​@@harishsd5632

[@shivajijadhav3091]

Excellent explanation ❤

[@SwaggiIsCool]

Wonderful insight into the financial freedom journey which as emphasised is 'so easy' and is solely based on the strong foundation of being DISCIPLINED. Mr. Manoj has a PURPOSE in life and that fuels the journey of life. Feeling enlightened after watching this interaction. Thanks for sharing valuable information..

[@jeetendra67]

Superb quality discussion. Value in every point

[@lokeshmodem]

Wow it's wonderful explanation

[@nandat8883]

Very nice. Watched it couple of times. So many good tips and suggestions throughout the episode which one may not get it the very first time

[@track0123456789]

2.5cr grown to 3.5X in 10years.. unreal growth, what is the CAGR?

[@gnayak18]

at swp of 1.5 L and 18% cagr last 9 Yr 8 5 crs is easy.

[@HumYahanTumKahan]

Same question.. When I don't get the details in depth, I tend to the conclusion that most of these videos are fake or manipulated

[@devalsavla4966]

13-14% returns If you take into account the withdrawals of 3-4%, 16-18% required return which in this long bull run is believable

[@rakeshrrr1]

13.3%

[@vetiarvind]

like 20% crazy 🤣

[@pandyafamily-sz3oq]

Well-balanced approach to FIRE

[@gomzify]

Yet another enriching episode… thanks guys ! 🎉

[@GOVINDKUMAR-mb1ic]

He explained so lightly

[@NiranjanBendre]

Great interview and motivation for people who are starting and people who are doubting to make that jump! Irrespective of goals one must start to work on their financial independence and reach retire early which only means that working for money is optional so one can work the same job, something else, or nothing at all! You get time!

[@yogie3441]

brilliant ....many of the points resonated with my thoughts

[@nandishp9711]

Have been following Manoj Sir on twitter for a while. Great to see his story ❤️

[@sanglida4574]

The power of SWP. 9th wonder of the financing world.

[@prefuvvk]

Well said

[@ohagni7234]

Once ltcg become 30% you're swp will into drain

[@meditationclub5803]

I can't even think of stopping working. I am working since 15 age and still now I am struggling to have decent enough corpus.

[@RashelYeva]

I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement..

[@ElizabethHansick]

I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.

[@FederickLeo]

As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@SonyaYeva]

I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.

[@SonyaYeva]

Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.

[@RashelYeva]

how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?

[@akhileshrawat55]

One thing you forget to ask is what happened to equities in corona? When nifty halved obviously equities also halved so how he managed during those times? Debt I get is okay

[@bhuppi13]

I am 37, and really it's a struggle to spend each day in job 😢.. I want to do things I like more such as spending time with kids, playing cricket, travel more within India and a small business that will just be sufficient and there is no corporate kichkich and pushing around or the daily stress related to it.

[@GiannisAndreou-b4t]

I would consider some structured financial products, such as Snowball, which can provide better income opportunities in market fluctuations. Snowball can not only make profits when the market rises, but also bring income through reasonable settings when the market falls, and some products also provide capital protection mechanisms, so that you can control risks while pursuing growth.

[@umeshfact6021]

😇Thank you🙏

[@shahid_palguni1]

Lot to learn

[@settingsun1]

damn, great clarity in thoughts and strategy, learnt a lot

[@anishc9648]

He has written a wonderful book called FOOPs.

[@jaikishansmspl39]

Good conversation Thanks

[@2696yogesh]

What is the best way to build fixed income portfolio? The FD in India is insured until 5L per person. Corporate bonds appears to be risky and not so beneficial to investors for the risk involved. What is the safest way/s to park this corpus?

[@sarvagyasurawat2605]

Physical gold undoubtedly

[@2696yogesh]

​@@sarvagyasurawat2605 Gold is a commodity. It doesn't generate any income; it just appreciates in value, at least for now. Also, the cost associated with buying, holding, insuring, and selling physical Gold doesn't make it a great choice for me personally. The cost of physically backed Gold ETFs is astronomically high. FDs are solid instruments, with reasonable 6-7% returns. Parking a large sum in a single FD for considerable returns isn't worth the risk when only 5L is insured. I need something simple, safe, and conservative.

[@Shiraz-v5w]

All wint wealth have simple theme , 1.Get into gov job early , make a lot of money , retire . Someone thats well educated , well off get into tech early --> make lot of money abroad --> retire . I think people born poor , to uneducated parents , those who did have money or connections to get into good companies and college is not represented.

[@alw507]

2.5 cr today is also good, it all depends on your expenses..

[@andromeda2950]

I took vrs 6 yrs bck and it was very tough initial 4 yrs but now am very busy with various routines and running errands that i hardly find time.... I love nature too much and physical fitness and healthy home cooked food 99. 99 % times and drives my family on similar lines.... Now i am settled on the other side very well and would not persue chase any active income rest of my life, not even consultancy.

[@EmmaLi-r5x]

Fantastic video! Please I have incurred so much losses trading Forex on my own.... I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong??

[@CaseyBrown-sx2px]

Same here, my portfolio has been going down the drain while I try trading,I just don't know what I do wrong..

[@MeganRuiz-x2s]

Investing with an expert is the best strategy for beginners and busy investors, as most failures and losses in investment usually happen when you invest without proper guidance. I'm speaking from experience

[@სოფიოსამხარაძე-ტ8ე]

think I'm blessed if not I wouldn't have met someone who is as spectacular as expert Mr Pierre.. Highly recommended

[@ChristianWyss-gz1ty]

Wow, I'm surprised to see Pierre mentioned here as well. I didn't know he had been kind to so many people

[@DylanDeSmedt]

Though I started with as low as $15,000 actually because it was my first time and it was successful, he's a great personality in the state

[@devashishpatwardhan3]

Really like this guy!

[@newbiekhyber]

If a person earns 3.5 L per month in India, what's the point of going to US to earn 4.5 L per month?

[@arjunps6776]

That was many years back. It would have been a great opportunity back then even if the hike wasn't much.

[@newbiekhyber]

@@arjunps6776 Hmmmmm......that's not even a hike. In real terms, it is a drop in income and savings.

[@RajendraGoli]

2.6cr 10yrs ago is i think over 7 cr today. So those think 2.6cr enough to retire, you may be wrong

[@phanindra40]

It would be better if could add time lines with salaries to get a proper understanding.

[@Dollyb792]

Kindly don’t mislead with thumbnails .. 2.5 cr in 2015 which is almost 8+ cr in 2024… good interview , but give a clear thumbnail .. you don’t need to fish people .. we know what to expect from your videos and we r here to see those interviews 😊

[@EasyCodify]

Equity wont give 12 percentage every year. He is saying around 4 crore to make 2 lakhs per month. Which is normal for 7 percentage interest through bank fd. Nothing special here

[@mayurrane1125]

I donated for Greenpeace & planted saplings on World Environment Day too

[@sunilKumar-ci9vn]

You should have asked about his experience during 2020 crash how he managed and all..

[@vivekwin]

Isnt there Anyone who achieved FI without going to US or UK??

[@codedusting]

Good one.

[@arjunjain6430]

Yes politicians 😂

[@vivekwin]

@@arjunjain6430 True that 😄

[@WTWNRN]

Yes it is possible, depends on your gap between income and expenses... And how you invest it

[@vivekwin]

@@WTWNRN Didn't mean the theory or anything is possible kinda advise. Was wondering if anyone actually achieved

[@tanmayganguly7915]

3.5L - 4 L... Monthly income in India... Is very very few people.... Very very few of them able to FI...

[@HrushikeshJaswante]

Man, this guy on twitter (x) and guy in the interview is completely different. Hope he continues to advocate investing and asset allocation rather than being political in views on x.

[@PeaceLover8882]

I think financially independent and retirement are two different things. First to get financially independent you need to have goals and discipline which I don't have. Secondly, we need to have some sort of guidance (if not good with calculations) on fund allocations and how much do we need to invest to get financially independence which again I don't know. Wish me good luck guys! 😄

[@WintWealthYT]

Good luck on your FI journey (:

[@KumarKumar-fc2gc]

Anything that stops ....FALLS ... PLANETS....SOLAR SYSTEM ...UNIVERSE ...KEEP ORBITTING...SO WHEN YOU RETIRE, MAKE SURE THAT YOU HAVE SOMETHING THAT KEEPS YOU MOVING

[@MrSrinihr]

Very calculated move 👌🙌

[@xanoster]

My grandfather has more than 15Cr , but he is still working instead of enjoying, but his happiness in earning money so I don't force him to leave the business.

[@oindrilaniogi7568]

Isi liye to desh ka yeh haal hain...itna hone ke bawazood paise ka lobh khatam nahi hota....

[@xanoster]

@oindrilaniogi7568 nhi jb apne us jagah hote h to pta lgta h , unhone jawani se ise apne bche ki tarah pala h to unka man nhi krta ise chhodne ka.. M koshish krta hu unko ghumane lekr jau... Lekin free baith ke bhi kuch din acha lgta h fir nhi ..

[@tapeshm643]

Bussiness is a different thing. u have that feeling of ownership, but in the job, u lack satisfaction that's the difference

[@theankurgautam]

​@@oindrilaniogi7568 tumhhare hisab se itna hone ke bad kamana band kr dena chahiye taki tum kama pao

[@phanindra40]

for some ppl work is enjoyment.

[@Guiding100]

I haven't seen alot of videos where Dr and lawyer talks about FIRE... How is the earning of these professional compare to IT sector?

[@vinodsedumadhavan7653]

Beautiful 👏🏻👏🏻👏🏻Crisp and clear

[@Gladiator-j9k]

I QUIT IT JOB AT AGE OF 38 EARLY RETIREMENT BUT MY PASSION IS STOCK MARKET AND THIS IS FOR LIFETIME... SO I AM MY OWN BOSS AND NOT DEPENDENT ON JOB AS WELL AS PEACEFUL LIFE AND GO AROUND ENJOY THE GLOBE.. PS : I TREAT STOCK MARKET AS FULL TIME JOB AND ITS MY PASSION. I FEEL BORE ON WEEKENDS AND HOPE FOR MONDAY WHICH IS QUIET OPPOSITE IN JOBS..

[@vijaymehta343]

Do u invest in US stocks?

[@Notorious1208]

What you doing bruh?F&O?Crypto?FOREX? Sir can we have some talk please?

[@huntertrader5881]

12:14 : inflation of 16percent will devalue your 2cr anyway You should account for inflation

[@sankarv3015]

Excellent interview.What a clarity in thoughts.Very useful.

[@WintWealthYT]

Glad you liked it!

[@siddheshsalkar5529]

Superb video. Inspiring

[@N27-p4m]

Hello Im 22 yr old and have a salary of 30k with debt of 4 lakhs Someone please tell me how to be financially free out of debts and provide some financial advice. Thank you

[@mohammadfaraz4343]

Investment and Investment Use the power of compounding.

[@freespirit4977]

May be you should read "The Richest Man in Babylon" book.

[@arunprakash1173]

Snowball your debt. Start with smallest debt. Make extra money to that debt. Once finished use that extra money to kill the next bigger debt. If you can maintain the discipline for next five years. You will be debt free. Make sure to build your savings atleast Rs 500 per month. You will surprised after 5 years.

[@laksd3312]

Start SIP 1000 rs ..

[@naravarimanju]

Start saving money Even it's 1000 also Invest in SIP , Since your age is low You choose small cap fund having more than 10 years old, Then you can create the mindset of savings followed by increasing the amount.. This is the way you can create the wealth by 40 years

[@nitishpandeyongoogle]

How can a debt fund give 8% returns in a year in India?

[@kingslyjesus]

Just wow brother.

[@poojav4345]

Can someone explain SWPs and tools to achieve that ?

[@zetaforever4953]

It's just systematic withdrawal plan. The opposite of SIP (systematic investment plan). In an SIP you put money into the market every month. Maybe you invest 20k every month. In SWP you take money out of the market every month. So maybe you withdraw 20k from your corpus every month.

[@poojav4345]

@ do all funds support swp?

[@zetaforever4953]

@@poojav4345 Who knows? you'll need to do your own research. Preferably consult a financial advisor.

[@prefuvvk]

Swp done in market??

[@ppb234]

This man was always wealthy, He got a great salary all his life.

[@pilotpawanc]

Can someone summarise?

[@joelbpatrick3349]

How do I get in touch with Manoj Arora. He said that he coached individuals.

[@prefuvvk]

Yes me too

[@Harryprasad930]

Bhai... Bring those whose income doesn't grow like these IT professional. Salary should grow gradually like in government service. Bring any government employee who achieved FI

[@balajibysani4295]

Inspirational