I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@Elliot-IvanАй бұрын
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@LiamOlivia-4Ай бұрын
@@Elliot-Ivan That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@Elliot-IvanАй бұрын
@@LiamOlivia-4 My advisor is VICTORIA CARMEN SANTAELLA;
@Elliot-IvanАй бұрын
You can look her up online
@FlorentGulliverАй бұрын
@@Elliot-Ivan The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@skymaster96654 жыл бұрын
Hahah, you see how the investment advisor tries to down play the return on gold, because he knows from the bottom of his heart that on average Gold ETF have been showing returns of 8.2%(HDFC gold ETF) to 12.2 %(Nippon gold bees ETF) CAGR, which is very good considering the fact that the inflation has been by and large been managed in the range of 4-6%. He also again tries to undermine the Gold ETF by saying most people should invest in Gold mutual funds rather than an ETF because the mutual fund is much more simpler to buy when compared to buying Gold ETF. This is typical Dalal street asset manager arrogance where they think they do very fancy stuff and most people just get fooled by there deceitfully fancy words and end up paying good part of their fortune to these fund managers in asset management fees, whereas they are simply putting your're money in the same ETF that you should have bought in the first place.!.
@rishabhagarwal98714 жыл бұрын
nicely articulated.
@DrNikkhil4 жыл бұрын
Bang on!
@Abhi-rd3lh4 жыл бұрын
Bilkul Sahi pakde Hain😉😉😉
@RishiLabs3 жыл бұрын
Exactly 💯
@logingoogly3 жыл бұрын
That was so candid 👌👌
@snanju4 жыл бұрын
For those who are having a dmat account gold ETF is better than gold fund. The gold fund is invested in gold ETF and a very very small percentage is invested in other funds. When you invest in gold fund they deduct about 0.1 percent as additional fee. In both the funds deductions are made at the rate of expence ratio applicable to any mutual fund.
@pandiammaraja2754 жыл бұрын
Hello , can u provide me much more detail on best gold etf in india
@Mohammad_Tarique_Anwer Жыл бұрын
@@pandiammaraja275 go for nippon india gold ETF ( Nifty bees )
@buddy_buddyАй бұрын
Expense ratio is more in goldbees raa....
@abhishekbadola46573 жыл бұрын
The discussion should be Gold ETF vs gold sovereign bond vs gold mutual fund
@SharkShank4 жыл бұрын
Thank god I have more gold than stocks in my portfolio. Atleast it is not as volatile as stock markets. Jai Hind.
@Constitution17893 жыл бұрын
I love India's undying appreciation of physical gold.
@AppleTechEnthusiast4 жыл бұрын
Gold fund vs Gold ETF Gold Mutual Fund in term invest in Gold ETF but for being able to directly invest in Gold ETF you need to have an account for trading with one of the brokers such as Zerodha, Angel Broking, ICICI Direct, HDFC Securities etc
@pandiammaraja2754 жыл бұрын
Hello can u provide me much more details abt gold etf
@rajatkholiya4 жыл бұрын
any idea why gold mutual fund don't directly invest in gold and gold companies like gold etf instead of gold etf?
@ashishdatta30037 ай бұрын
This is such a stupid response. A person investing in a gold fund will invariably have a demat account! And the gold fund invests in the gold etf....so when you buy a gold fund you not only pay expense ratio for the gold fund but also the gold etf. That is what the response should be which the anchor already said!
@Khadersheriff6 ай бұрын
He said "sophistication and understanding" Bro, it barely takes 10mins to open demat account.
@kunalghosh964 жыл бұрын
It's Sovereign Gold Bond not Fund.
@ankitadash74125 жыл бұрын
Gold sovereign is for long term n lumpsump n ETF for liquidity
@AppleTechEnthusiast4 жыл бұрын
Thanks Ankita, that made clear. Video was meaningless
@rs-tarxvfz3 жыл бұрын
He compared SGB with Gold ETF was like Arghh
@devintel1134 жыл бұрын
Right now gold gave highest return and save investment.
@SurajInd893 жыл бұрын
Really? Gold has hardly beaten inflation if you take last twenty or thirty year investment period.
@souveekpal74813 жыл бұрын
What sophistication level? Clearly, this advisor is not giving a clear picture. It is very simple to comprehend that gold funds invest in gold etfs. So it is better to invest directly in gold etfs rather than paying fund managers to do the same. Opening a dmat account is easier than opening a bank account account these days.
@anjalitewatia99613 жыл бұрын
Is gold funds and sovereign gold bonds the same thing?
@SurajInd893 жыл бұрын
@@anjalitewatia9961 No, gold funds are mutual funds that invest in Gold ETFs. Sovereign gold bonds are issued by RBI which matures in eight years (also possible to redeem in five years) and pays an additional interest of 2.5% p.a. You can buy SGB in secondary market also (which often offers better deals than buying when they are issued)
@user-sk4gj3ji3o5 ай бұрын
Why only 1% of the population is inclined towards investing in share and etf and mutual funds now i understood.
@vangujral4 жыл бұрын
nice video. Thank you so much.
@tejasjosh.i4 жыл бұрын
Yo Bro!!
@rishabhagarwal98714 жыл бұрын
What about difference in price and NAV in gold ETF?
@ajaygarg79294 жыл бұрын
And there is gold fund also
@rishabhagarwal98714 жыл бұрын
Gold funds in turn invest in gold ETF so risk is inherent.
@rajatkholiya4 жыл бұрын
@@rishabhagarwal9871 why gold multual funds invest in gold etf can't they directly invest in gold and gold companies like gold etfs?
@rishabhagarwal98714 жыл бұрын
@@rajatkholiya The fund managers can only answer that.
@rajatkholiya4 жыл бұрын
@@rishabhagarwal9871 dhund raha hun iska answer dekho kab milta hai..🤔
@RahulKumar-oz2mcАй бұрын
Presenter name?
@ddljddlj7044 жыл бұрын
**lesson learned invest in gold bitcoin land** this is how u should keep ur money
@JaspalSingh-hi6gi4 жыл бұрын
Gold fund is best
@parthasarathyrangarajan6184 Жыл бұрын
The investment advisor thinks himself as rocket scientist.
@abbasmolla8503 Жыл бұрын
Thanks sir
@owaismajeed142812 сағат бұрын
3:40 👍🏻
@vikkysadawarti13644 жыл бұрын
Typical Fund manager.. 👎👎👎
@hariharisudhan3 жыл бұрын
So no conclusion
@TheBookloverforever7 ай бұрын
Well.. this video didn't age well.. Indians' love for gold is justified 😁
@viki1991021 күн бұрын
Book profit 4yrs back😂😂😂. I am from future
@ankitadash74125 жыл бұрын
I love it
@valueinvestingmantra3 жыл бұрын
He has bluffed big time
@souveekpal74813 жыл бұрын
He kept beating around the bush till the very last..and then came up with a pathetic explanation of "sophistication level"
@SaptarshiRoySRoyPC9 ай бұрын
03:46
@hsk87874 жыл бұрын
😂😂😂😂😂😂 that accent
@mohammedshareefc18734 жыл бұрын
That's Indian
@fearGod83 жыл бұрын
For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life. John 3:16