🚨 Break Free from the Paycheck-to-Paycheck Cycle! 💸 (5-Step Guide to Take Control of Your Money 💥)

[@DebtFreeDana]

I’ve got a small favor to ask! 😊 If you’re enjoying this video, please take a moment to like 👍 and hit subscribe 🔔. It's a simple way to support me and the channel 💖. I’m so grateful to have you as part of our debt-free community! 🙏

[@IdaMaySmith]

I’m just so happy that you’re back!😊

[@DebtFreeDana]

Thank you!!!!!!!!!! ❤️❤️❤️❤️

[@virginiarevering4983]

I had really good results by starting with the snowball. Once I paid off a card or two, I got balance transfer offers. Pay attention to the fees! If you have a high interest, high balance debt, you may be able to save money over time with a balance transfer. Great channel, thanks!

[@SherryEllesson]

One of my habits (to the point of almost being OCD) is checking my balances EVERY morning. I have checking and four savings/sinking funds and I'm looking at not only balances but recent transactions on the checking. I've been doing this for about 10 years now, and it's almost like a security blanket. It may not always be what I'd like to see, but it's consistent with the rate I can save and spend. Dave Ramsey used to say (maybe he still does) that a beginner emergency fund should be $1,000. I'd say more like $2-3,000.

[@DebtFreeDana]

Love it!! I do the same - it’s a way to check for fraudulent activity too. Happy Holidays, Sherry!! 💕

[@rashadharris-v9v]

I think it's normal to check your balance every morning and every night especially if you spend a lot. Just like you count cash before you leave the house or when you put your money back in your wallet you count it. Well at least I do. I have this thing where I check 3 times the area I'm at before I leave ESPECIALLY WITH CASH. I hate missing things. Keys wallets, whatever. Before I get up I check my pockets and frisk my self like a madman before I walk out the door so I don't be poor . I don't know how people just get up and go without checking for dropped belongings like mindless zombies.I don't care. CHECK IT! LOL 😂. it's your hard earned money.

[@clydare]

I do exactly the same as you. I spent too long being poor. Now I am old so I don’t have mortgage or rent so I also have 3 savings account and one sinking fund. Yes I agree. Emergency fund needs to be at least €2000. A new a rated washing machine costs over €1000 not to mention car repairs or new tyres for the car!

[@SherryEllesson]

@@clydare Good job! I still have a mortgage, but no other debt and I keep it that way very deliberately.

[@lakeisharhyant2045]

I am ocd when it comes to my accounts.

[@trich237]

Happy Holidays Dana! I appreciate all that you do! And watch all your content!!

[@DebtFreeDana]

Thank you so much! Same to you! Happy Holiday’s. ❤️

[@curlyb4c95]

I just love your inspiration/ kind words in your videos, Dana. If you had any doubts, don’t! You are helping lots of us to focus, to help ourselves and our family. Thank you so much! 😊

[@clydare]

Merry Christmas to you and yours Dana. I am very happy you are back 🎄🎄🎄🙏🙏🙏

[@LeahDisher-y5o]

❤ your content! I enjoy hanging out and getting your take on money 😊

[@DebtFreeDana]

Thank you!!! I enjoy hanging out with you too. 😊 Happy Holidays, Leah. ❤️💕

[@LeahDisher-y5o]

@ Happy Holidays ❤️

[@reneemesser422]

Emergency fund is key. Great video

[@DebtFreeDana]

Yes indeed! Thank you, and Happy Holidays!!

[@MyrtGyrt]

Good morning Dana! Seeing your video is a great way to start my day 😍

[@evam.2101]

Hi. Good morning, I need fast results for bills going down to feel good. The lowest debt payoffs first work for me! 🎉 Some collection agencies even offer to clear it off your credit reports by paying the debt off like the company Medicredit!

[@donnaj.bonnel2789]

Micro goals!! Awesome idea.... Thank you, Dana!! Happy Holidays!

[@johnmacleod4481]

That's what I'm doing it frightens me ehen I get to the end of each month

[@catgodfrey6451]

Excellent video😊 we’ve got to do 100% better w/ our budget.

[@DebtFreeDana]

Thank you. Every year we tweak ours, and I expect it’ll never be perfect, but that’s ok. 😊 Happy Holidays!!!

[@ELISEONunes-h4k]

Alemio's presale success is a testament to its strong fundamentals and clear vision.

[@ErgunMehmet-th6jq]

Hey everyone, Alemio’s presale process was smooth, and their vision looks intriguing. Excited to watch this one.

[@erinelizabeth8927]

I'm curious about the fancy rabbit picture!

[@soniacastro5293]

I thought they were roses and tulips in a vase-lol

[@evabognar9167]

Yay, not only me! I've been looking at it and wanted to ask for so long...

[@rebacarmack8335]

The debt snowball gives me more motivation

[@lisatomsha8493]

Very inspiring! Thank you!

[@evam.2101]

Sometimes benefits are better at a new job than the current or past job,eventhough pay is lower so it may balance out depending on your view and if it is workable for you!

[@DebtFreeDana]

Great point!! Thanks for adding this. 😊

[@jenniferrumbolt2965]

I agree a job with benefits is worth its weight in gold. When you get sick and don’t have to pay out of pocket or having a schedule doctor/ dentist appointment

[@debiwaleski1797]

I'm so happy to see you and hear your voice. I look forward to seeing your video each week!

[@DebtFreeDana]

Thank you so much!

[@magalydiaz9073]

Great video

[@MehmetVolkan-x5g]

Hey folks, Alemio’s roadmap is ambitious, but the team seems capable of delivering. Definitely keeping an eye on this one.

[@lwangelsbg]

I wish this worked for high medical being the reason for paycheck to paycheck. Type 1 diabetes all my life sucks the life from a person, along with costing more then our rent a month. You learn to not have extras, just work to live. Last 3 years have been horrible for diabetes expenses.

[@HeReigns-l7r]

If you pay off a credit card with high interest. Or if you have one you never used. Should you close it or just leave it as available credit on your credit report?

[@CaferTugba]

The Alemio team has a clear vision and the tech to back it up. Bullish on this one!

[@Neil-l7v]

I retired at 52 and honestly, I wish I’d done it sooner. The 9-to-5 grind always steals your freedom for a paycheck that barely scratches the surface. My advice? If you’re in your late 30s or early 40s, start saving for FIRE now (Financial Independence, Retire Early.) And if you’re in your 50s, invest smartly and break free from relying on your job. Market trends, like the Trump Effect, have made millions for many, including me. Stay focused, stay consistent, and remember financial freedom is within reach if you make it a priority.

[@MoniqueJ-g2s]

Exactly My point! The 9 to 5 grind is just not worth it the stress and low payoff. What specific steps did you take to break free?

[@Neil-l7v]

Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.

[@MoniqueJ-g2s]

Got it! Thanks for the tip! I was curious, so I looked up Lorrie

[@Nancy-1w]

So done with 9-5, its Depressing!

[@steph2940]

I grew up in a not place where I was taught about money what is the trump effect how do I start doing this

[@steph2940]

Good morning I’m 55 yrs old in 20,000 in debt I try then always have people asking for money and i can’t get things together from losing one job to helping families i can’t get this together

[@Judithsvd]

All the best to you

[@nataliekoehler9872]

Remember saying no is a muscle you have to develop. It isn't always easy but start saying no.

[@SherryEllesson]

Steph, practice in the mirror saying, "I'd love to help you but I don't have the budget for it."

[@Letsgoplaces_retiredlife]

You can’t give what you don’t have. If you’re in debt, your money is spoken for.

[@sabahatnaheed1435]

Same. I gave my brother £6500 and now I’m saying no. Even family members can use and abuse you. Don’t fall for it

[@JannieDunham]

With a strong team and solid roadmap, Alemio is the project to watch in 2024.

[@leahrenea2709]

50% for needs 😂😂😂 Clearly this is for married people who make good money and live in low cost of living areas. My rent is almost 50% of my income.

[@KorayMehmet-p2n]

Alemio’s approach to AI and DeFi is unlike anything we’ve seen before. Game-changer!

[@lauraburleson4783]

What would your household budget % be if your house is paid for?

[@DebtFreeDana]

That’s awesome!! Then I’d do something like this… Emergency Fund (5-10%) - Maintain 6-12 months of expenses. Retirement Savings (15-20%) - Max out tax-advantaged accounts (401(k), IRA). Investing (15-25%) - Additional investing in taxable accounts or other assets. Home Maintenance & Improvements (5-10%) - Set aside for upkeep and upgrades. Discretionary Spending (20-40%) - Enjoyable spending (travel, hobbies, entertainment).

[@lauraburleson4783]

@DebtFreeDana thank you 😊

[@TubaMurat-hg6uv]

$ALM tokens could be the ticket to early retirement. Feeling confident in this investment!

[@DoganDemet-f4b]

I can’t believe how smooth the Alemio presale process was-top-tier experience!

[@rc0334]

Gosh your viewers were worried about you, for years…

[@dominicleong4385]

Thanks a lot for this. The year is already coming to an end and I know a lot of people are depressed that they did not do well this year but this is Me trying to encourage you that it's not late. My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

[@dominicleong4385]

Making over 48k monthly is all because of her.

[@ivarlast2966]

I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.

[@fred5528]

I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good

[@jasperflontes4289]

I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

[@bigelbow4854]

I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

[@jenlovesjesus]

This video was like a past video you made. You give some overall tips, rather than the ACTUAL steps to take to break the cycle and get a month ahead. Not very helpful. Also. wanted to ask if you still do the Potato Diet.

[@HOSEADurant]

Alemio is setting the stage for a new era of decentralized innovation.

[@BlossomMoser]

Projects with this level of innovation, like Alemio, don’t stay under the radar for long.

[@CHRISTOPHERGarrison-f9y]

Alemio is delivering everything you’d want in an ICO: transparency, innovation, and potential.

[@MaryannHale-h6g]

Just secured my $ALM-this presale process has been one of the best in crypto!

[@JARRETTFeng]

Hey guys, Alemio’s use of AI in blockchain is pretty unique. Got in on the presale to see how it plays out.

[@LOWELLElliott-n9r]

Just invested in Alemio, and I couldn’t be more excited for the future.

[@BRITTKunz-c2i]

$ALM tokens are set to soar. Feeling lucky to be part of this presale!

[@LOUISColvin-l9o]

Folks, Alemio’s AI and DeFi angle caught my attention. It’s still early, but looks like it has potential.

[@BarisHasan-w9t]

Alemio is setting new standards for how blockchain and AI can work together.

[@KalynMorrison]

Alemio Network is redefining what's possible in DeFi and AI integration. Huge potential!

[@EDMONDNadeau-t3m]

Secure your Alemio presale spot before it’s too late. This one’s moving fast!

[@REYESHenson]

The presale is heating up fast! Alemio is clearly the next big thing in crypto.

[@JASPERJensen-z8z]

ICO of the year? Alemio is making a strong case with its presale success and innovative tech.