The Worst Apple Product Is THIS Card

Рет қаралды 7,260

Күн бұрын

Пікірлер: 57

@Nickot33n1988 7 ай бұрын

If you are not getting 2% with most of your purchases on the card you are not shopping in the right places. Apple Pay is everywhere these days. Come on man

@thecapone45 7 ай бұрын

Part of why I enjoy Publix. They actually have Apple Pay. Walmart doesn’t. 🤷‍♂️

@RonnieM90 7 ай бұрын

Sam's Club, Walmart, and some Kroger locations do not accept Apple Pay.

@Nickot33n1988 7 ай бұрын

@@RonnieM90 Oh no, Walmart, Kroger and Sam's Club does not accept Apple Pay! However will you eat? Come on man get real. There are plenty of places that do accept that form of payment. Those are not the only stores you go to for groceries and if it is then you need to redo your grocery list. If you need suggestions please let me know. I got you covered.

@Nickot33n1988 7 ай бұрын

@@thecapone45 Never been inside one before but I have heard great things.

@josephmgomez3921 4 ай бұрын

This dude is way off

@JayEli 7 ай бұрын

I enjoy using my Apple card as my primary card. It may not be the most optimized thing on the market, but it works for me.

@JamarFairweather 3 сағат бұрын

Great stuff and I made it to the end of the video so honey. Really enjoyed the vid, I recently got the Apple card and I love it. I use it for my apple subscriptions and roll that 3% into my savings account from the card so my money spent is making money as well.

@AntHawk 5 ай бұрын

Where I live Apple Pay is everywhere. I never got the physical card because that means it’s 1%. Between Apple Card and my other cards I average 2-3% back on purchases

@josephmgomez3921 4 ай бұрын

So if you use it with your Iphone it' s 2%?

@Bgtrfvcde 6 ай бұрын

It’s very convenient and is my primary card. Tap is almost everywhere.

@pyotr716 3 ай бұрын

Stop spreading misinformation!! You don't even know the difference between Cash, Card, and Savings. 🤦‍♂

@Aren-Tibbs 7 ай бұрын

For the record, Goldman Sachs wanted a divorce before Apple did. GS is losing millions and millions of dollars on the Apple card, and consumer products in general. The only way GS can make money is with interest. Because all Apple card accounts close on the same day every month, this means GS customer support is inundated with calls on the same couple days every month. Other issuers distribute closing dates through the month to spread out the CS calls.

@ManuelMenchaca 7 ай бұрын

Any tips on how to tell if HYSA doesn’t have a middleman like synapse?

@BrendanEvan 7 ай бұрын

I’m keeping my ear to the ground but doubt there are any obvious signs we can read along the way, at least for now

@peterparker2068 7 ай бұрын

Maybe just go for the well known financial institution. Since Goldman holds the savings accounts for Apple, you could just go directly with Goldman. I have an account with them. I think they actually have a higher yield than the Apple savings right now. Sure there might be higher yield HYSA but I don't feel as confident in them. Goldman has been around for 155 years.

@tdiggitydogz 7 ай бұрын

The hysa is through Goldman Sachs

@peterparker2068 7 ай бұрын

@@tdiggitydogz Or you can go to Goldman Sachs directly with their HYSA. The funny thing is when Apple first introduced their HYSA they had a higher APY. Now if you get a HYSA Marcus has the higher APY now. So in a sense if you want to deal with the bank directly then just signing up with Goldman would be a no brainer.

@gabriel.navalta 7 ай бұрын

Lmfao I love these slight comedic sequences 04:45. Just got here, subscribed :)

@sintay8002 7 ай бұрын

Off topic but can you help us stay up to date if any news about Yotta’s situation comes out? That would be cool and helpful. Also I noticed that we have routing/account numbers supposedly under the FDIC insured bank… gonna give them a call tomorrow..

@BrendanEvan 7 ай бұрын

If something substantial happens I’ll let you know! Hoping there’s “substantial” news soon in a positive direction

@peterparker2068 7 ай бұрын

I would assume if you are a customer they would have to send you updates. The problem with the Yota situation isn't that the bank failed it's that it was using services of a middle man that connects to the bank. From my understanding there have been issues on proper accounting. They are unable to hand back money to customers when they don't know how much money each client actually holds. Not sure if it's the same case but I had some money in Celcius. When they finally declared bankruptcy, it took a lot time to sort things out before they were able to distribute money back to customers.

@lanerj 7 ай бұрын

Thinking about apple card as an easy to use first credit card. Where are you where people aren't taking Apple Pay. Living in west michigan (and some northwest michigan) and traveling I've hardly ever been somewhere without tap to pay. I use it with a credit union debit card.

@thecapone45 7 ай бұрын

As of right now the main place that won’t do Apple Pay for me is Walmart and some gas pumps with shitty NFC sensors that fail all the time.

@lanerj 7 ай бұрын

@@thecapone45 Oh yeah freaking Walmart lol. They are still butthurt nobody wants to use Walmart Pay. I do still use my card at the pump but that is only because I have one of those discount cards that I don't think can go through apple pay.

@alis.7553 7 ай бұрын

in Saudi Arabia almost 100% of the places have apple pay

@peterparker2068 7 ай бұрын

I just got the card to flex the metal card. I don't really use it or Apple Pay that much. Maybe as a catch all alternative sometimes but most of the time I use other cards to try and max out a 5% return on whatever I buy. As a credit card nerd optimizer I have a lot of better cards to use.

@jacques2659 5 ай бұрын

I love your videos, but I have to issue a correction. Green Dot is only for Apple Cash services, Apple's money transfer service - like Venmo. NOT Apple Savings. Apple Savings is a direct account with Goldman Sachs. If you call Goldman Sachs they will clarify this. Statements and disclosures also verify the accounts are directly with Goldman, not Green Dot. Green Dot is just Apple Cash, which... yeah, no one uses anyway.

@kevcrid 7 ай бұрын

The only thing I use Apple Card for is buying apple products with interest free installed payments. I hope Apple's new partner has better rewards.

@nickhuynh6321 6 ай бұрын

I applied and accepted to get the apple card but because I don't have an iphone or ipad there is no way for me to use the card or even request a physical card. The ads and marketing material does not make this clear that you will need an iphone or ipad. They could have at least made it possible to request for the physical card on a webpage but they don't, you must use iphone or ipad. So now I have an account but no way to use it, great....

@BrendanEvan 6 ай бұрын

Really? That’s wild. No support via browser?

@haywoodbrandon2437 5 ай бұрын

I’ve used the Apple Card to build up my HYS account and have really enjoyed it. Originally it was an emergency fund but it’s grown well past that. I think it can build a good habit of saving once you shift the points back into the savings account. The 0% APR on all Apple purchases is really great too.

@mikeyoung7640 7 ай бұрын

As a Canadian, I would love this card to be in Canada most credit cards in Canada that have no annual fees offer 0.5% on all categories and maybe grocery recurring bill payments or transit what not would be 1% there are cards that offer for you 2% on groceries and one restaurant but there’s not a lot of them with no any of these the one that do you have any of these do offer free one percent on everything but they’re pretty high like $150 most of them have higher income requirements 2% on Apple Pay and Apple Pay basically everywhere including Walmart and since it’s MasterCard is accepted at Costco I would love this card and Canada and I hope it does come to Canada and if it does, I hope it has the same benefits as the state does

@kevcrid 7 ай бұрын

Can you do a video on Brokerage CD's as an alternative to high yield savings accounts?

@BrendanEvan 7 ай бұрын

kzbin.info/www/bejne/bGfNepqndqyioNEsi=Gd6DALxdkJpjmk1s

@nataleep 7 ай бұрын

I'm not an apple user but it's been out for 6 years and not available in Canada... that's strange.

@peterparker2068 7 ай бұрын

I can only assume that Goldman backs the card. They were trying to get into the consumer/retail space but with the break up with Apple. They are changing directions. It could be Goldman trying out the US market only.

@averellchen 5 ай бұрын

I use this as my catch all card since I realize most the time I use tap-to-pay. Also I use uber a lot so the 3% is nice

@DREAMPIECE 7 ай бұрын

I have the card but when RH comes out with the Gold card I don’t see myself using this card anymore. I am right now trying to figure out what card to get next actually between Amex Blue Cash Preferred, BoA Customized Cash, and US Bank Cash+. I feel like that Robinhood card is gonna rock the credit card world like how the Apple Card and CSR did. What do you think? Btw appreciate your content! 🍯

@BrendanEvan 7 ай бұрын

Thanks for the kind words! So far the RH card is looking good but since it’s not out in the world yet, we can’t really say. As long as everything runs as it should, I plan to use it

@108stitches6 5 ай бұрын

Apple pay has transitioned to quite a few online retailers. I haven’t gotten less than 2-3% ever on my Apple Card. Robinhood 3% sounds enticing but if there is ever a company that would sell your data…I think it would be them

@RonnieM90 7 ай бұрын

Sam's Club, Walmart, and some Kroger locations do not accept Apple Pay.

@Aren-Tibbs 7 ай бұрын

I'm not sure what other card issuer will let Apple bend them over a barrel like Goldman Sachs did. I also don't think Apple would outsource control over the card experience to a third party. Apple held a tight control over the user experience with the Apple card. I doubt they will outsource that to a middleman company. I also am not confident that another bank or card issuer will let Apple dictate terms like GS let them do.