BUDGET PLANNER | 2018 Budget Planner Set-Up in my Erin Condren Monthly

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JenPlans

JenPlans

Күн бұрын

Пікірлер: 438
@annahlord4237
@annahlord4237 7 жыл бұрын
I want to thank you for sharing. You are kind of making a HUGE impact on our family's life. I hope you know how wide and important your sharing is for folks! It helps to see a plan in action for those of us who are beginners. THANK YOU!
@JenPlans
@JenPlans 7 жыл бұрын
Thank you so much for your sweet comment! I'm SO glad it is helpful! This is such a personal topic and so emotionally charged (at least for me), that I LOVE talking about it and sharing ideas form others (and getting ideas from others!) I'm glad you're here!
@MyLevel10Life
@MyLevel10Life 6 жыл бұрын
Annah Lord same!
@marlokentner3114
@marlokentner3114 6 жыл бұрын
Jen-I can't tell you thank you enough. We found ourselves in a bit of a financial "situation" (nightmare). With your budgeting system we are able to still pay our bills and have fun. Thanks a million!!!!
@JenPlans
@JenPlans 6 жыл бұрын
So happy to hear! That's amazing! Congrats!!
@findingjoyinthelittlething8784
@findingjoyinthelittlething8784 6 жыл бұрын
I just want to tell you that finding your channel and watching your videos has just been a huge blessing to me !!!thank you so much for sharing !!!! my God bless you for your kindness !!!!
@queensbeautyenigma9531
@queensbeautyenigma9531 7 жыл бұрын
This has to be the best video and way of planning I have seen in years. I shared this video with my mom, because she is super organzied but was looking for a better system.
@JenPlans
@JenPlans 7 жыл бұрын
Queens Beauty Enigma what a huge compliment! Thank you so much! 💗💗
@user-tt2xw7bz1f
@user-tt2xw7bz1f 6 жыл бұрын
This is amazing. I’ve watched this so many times as a refresher when I’m struggling with my budget. Jen you are a life saver. Honestly. You rock.
@JenPlans
@JenPlans 6 жыл бұрын
❤️ Thank you so much! I'm so glad it's been helpful!!
@CindyM1027
@CindyM1027 7 жыл бұрын
Your handwriting is literally perfect, it's so satisfying to see it!! PS. LOVE how you budget everything. thank you!
@Gehlleny
@Gehlleny 7 жыл бұрын
Jen, THANK U so much! I have watched this vid like 8 times since it went up! I just order my planner... I also just reorganized my smaller sinking funds like you have them. The larger ones I keep in their separate savings accounts since I don’t use them often. We completed Dave’s plan last 2016! So 2018 is about enjoying life now. Thanks again!
@thetackroomtx
@thetackroomtx 6 жыл бұрын
By far the best budget planning video out there. You have been instrumental in launching me into setting up a budget. I re watch these videos weekly and am at the point of ordering my EC to set up 2019. Thank You!!
@Chickens_and_Pens
@Chickens_and_Pens 6 жыл бұрын
I clicked on your link to get my planner and fun accessories!! I hope you get some credit! I’m so glad I found you I have known about Dave Ramsey for over ten years. But hadn’t been applying any of the principles in a really long time. I’m really excited to get on track and I have already learned a lot from you! Single mom here ready to be debt free! Thanks for what you do!! God bless!!
@JenPlans
@JenPlans 6 жыл бұрын
Thank you so much!
@Kaliposwife
@Kaliposwife 6 жыл бұрын
Love how organized your budget is. And your handwriting is amazing! Thank you for sharing!
@JenPlans
@JenPlans 6 жыл бұрын
Thank you!!
@misskimberly5
@misskimberly5 7 жыл бұрын
I took your wild30 budgeting class & created my first ever budget following the steps & concepts I learned in your class. I hope you know how many people you have helped because of your willingness to share & teach others. The DR baby steps make so much sense & I am hopeful I can finish paying off my student loan faster (assuming I can stick to my budget & tweak it properly throughout the year). Thank you for doing these vids & teaching people like me!
@JenPlans
@JenPlans 7 жыл бұрын
misskimberly5 💗💗💗 so excited for you! Thank you so much for your kind words...This stuff is so important and I’m always honored when people let me inside this very personal part of their lives!
@Gehlleny
@Gehlleny 7 жыл бұрын
LOVE LOVE THIS! We also did Dave Ramsey-saved our financial life. But your organization of the budget is what I have been looking for. I had all the ideas in my head, but they weren’t cohesive. THANK YOU!!! Good luck with your Dave Ramsey journey!!! HAPPY NEW YEAR!!! THANK YOU!!
@JenPlans
@JenPlans 7 жыл бұрын
Thank you! Same to you! Happy New Year!
@k.j.krimson2590
@k.j.krimson2590 7 жыл бұрын
This is the best budget video that I have seen on KZbin. Thanks for sharing Jen! 🌼
@JenPlans
@JenPlans 6 жыл бұрын
That's a huge compliment!!! Thank you!!!!
@yojs17_
@yojs17_ 6 жыл бұрын
This video has changed my life! I found this video after I bought an Erin condron planner during the half off sale . But you mentioned sinking funds and Dave’s Ramsey Totoro money makeover. I have been hearing about Dave Ramsey here and there and everywhere but when I watched this video I had to buy the Total money makeover book and now I am doing financial peace university and on my way to hopefully be debt free. Anyways, I have done my first zero based budget and I am using my Erin condemn planner and I have model it after yours, thanks so much!!!!
@marciefort2904
@marciefort2904 7 жыл бұрын
WOW!!!!! I just found you and have been binge watching and learning the last few days!! This by far is the best budgeting video I have ever watched! I am so motivated and intrigued by your system. I have a long way to go on paying down debt in order to be able to do a nice clean system like this, but I’m hopeful! It must be so nice to have a great flow with your money! Keep these great videos coming… Thank you
@kristint9875
@kristint9875 7 жыл бұрын
Thank you for sharing. You are the most detail organized person I can find on KZbin. I am trying to get my finances and planning in order this week. I would love videos with details on budgets, cleaning schedules ect. Hoping you post more videos soon. I already opened accounts for sinking funds since seeing this video! Thank you. A new follower!
@JenPlans
@JenPlans 7 жыл бұрын
Great suggestions! I can definitely add that into my rotation!
@toecreations5257
@toecreations5257 6 жыл бұрын
Thank you so much for sharing your setup. Our family just started sinking funds and talk about a game changer! You have given me a couple new ideas and I look forward to putting them to use! Thanks again!
@JC-mz8sr
@JC-mz8sr 7 жыл бұрын
When the student is ready...the teacher appears! I have the book & am getting ready to start DR in the new year. I just ordered my budget planner and I'm looking forward to more videos. Thank you, Thank you!
@JenPlans
@JenPlans 7 жыл бұрын
So exciting! Best wishes as you start this journey!
@heatherpate37
@heatherpate37 6 жыл бұрын
I have been looking for someone to show me how to budget for all those extra non monthly expenses. Thank you so much for sharing this!!
@user-me3wx4ng4k
@user-me3wx4ng4k 7 жыл бұрын
Your budgeting system #GOALS!! I came across your 2017 budget video and I was soooo inspired that I finally started budgeting myself. I love your system and have adopted it on with a few tweeks that works for my family. Thank you for the inspiration! I can only hope to be a pro at this like you are one of these days!
@ejustison
@ejustison 6 жыл бұрын
This was such a thorough lesson on budgeting! You were very clear...looking forward to watching the video where you describe the sinking fund.
@samanthacorkle2508
@samanthacorkle2508 7 жыл бұрын
Loved your video! Dying for a more in-depth overview of how you budget, and how you got started saving for your sinking funds. My husband and I are just starting to try getting a budget together and it’s very overwhelming! Your videos are a huge help
@JenPlans
@JenPlans 7 жыл бұрын
Coming very soon!
@libraroze
@libraroze 7 жыл бұрын
Just ordered the EC monthly. So excited to start using some of your tips. I pay all of my bills on the 15th of the month when I get paid, but I love the sinking funds ideas and the debt snowball. This is my year to pay everything off and I’m on a mission.
@JenPlans
@JenPlans 7 жыл бұрын
You can do it!
@jimmiepatrum
@jimmiepatrum 7 жыл бұрын
Now THIS is my idea of the best budgeting system there is!!! Thank you so very much for sharing it. Thanks also for showing the products you use. I love it all. Diane in North Carolina
@JenPlans
@JenPlans 7 жыл бұрын
Thanks so much for your kind words!
@natashasanders8785
@natashasanders8785 7 жыл бұрын
I've learned that getting out of debt has to be intentional. It's work! Which is why many people don't do anything about it. I'm a loan officer assistant and it just blows my kind how many people don't know how much they really bring home in income or even what their credit card balances are. 🙈 Thanks for the video! Can't wait to get my budget system setup!! Happy New Year!!
@JenPlans
@JenPlans 7 жыл бұрын
1000000%. And our culture really makes it seem like big debt and overspending is a way of life.
@mrsivt5993
@mrsivt5993 7 жыл бұрын
more importantly, why are we learning this as adults instead of when growing up so we can be prepared to live debt free? thanks for your insight! you're right, it has become the norm and it's so exhausting. where do we start?
@melissamuddle6459
@melissamuddle6459 6 жыл бұрын
mrs ivt because parents are lazy and leave their children's entire education to public schools then they set poor spending examples and it leaves children confused about spending/budgeting.
@LakeshiaRosser
@LakeshiaRosser 6 жыл бұрын
@@melissamuddle6459 Sometimes parents struggle and their parents struggled and weren't able to set the best financial examples this in turn impacts the childrens thoughts about money one way or another. They either get used to struggling and never learn how not to or they remember their struggles and never want to be that way as adults. From what I've witnessed people who struggle tend to be some of the hardest workers and are far from lazy. Be careful what you say about parents and their parenting.....
@chrisdebenedetto192
@chrisdebenedetto192 7 жыл бұрын
This was a fantastic video. I love how thorough you were in explaining everything. It really helps to see the details, so that we can implement things that might work for us too.
@tammymichael9772
@tammymichael9772 7 жыл бұрын
Thank you....this was the best you tube video i have watched of any videos!!!! Super helpful with great details, i will be binge watching the rest of your videos:
@TheBrittbrat2341
@TheBrittbrat2341 6 жыл бұрын
I love the way you budget, it's definitely the way I ALWAYS want to budget. I'm always trying to do better! We are on bs2, had our 3rd baby and bought a bigger new vehicle so working on paying that off!
@donnamartinez6201
@donnamartinez6201 7 жыл бұрын
I loved your video. It is the most comprehensive, thought-out budget plan I've seen so far. Thank you. I look forward to seeing your other videos.
@JenPlans
@JenPlans 7 жыл бұрын
Thank you so much!
@dlrgena52
@dlrgena52 6 жыл бұрын
Thank you so much for this, you are the only person that I found using the Deluxe Monthly Planner.
@JenPlans
@JenPlans 6 жыл бұрын
I just really love it! Enough room for everything I need. It's the best of both worlds between a calendar and notebook!
@AtHomeWithQuita
@AtHomeWithQuita 6 жыл бұрын
What a fantastic video! You broke it down so well
@JenPlans
@JenPlans 6 жыл бұрын
Thank you!
@BellyliciousMama
@BellyliciousMama 6 жыл бұрын
PLEASE! Do another set-up video for 2019!
@jamiehill7367
@jamiehill7367 6 жыл бұрын
This is a great video! I’ve been doing a bills book for years but never actually budgeting. Parts of this won’t work for me (I pay for almost everything with my Disney visa so we can get a free vacation ) but I plan on adapting what you’ve done to budget for things. Your channel is awesome!!! Thank you for this video!
@anglstampr1
@anglstampr1 6 жыл бұрын
I absolutely love the way you utilize your planner for your budget, definitely going to be joining the color coding version like you do. I love the way you explain little details. I am so looking forward to starting this hopefully to be in full swing by next January. It may take me the rest of this year to get things organized and set up so that I can actually start it next January. It will take me that long to finish setting up my current new life planner I just started with Erin Condren in February, taking some time to get it set up with all the info I am going to need and then help my mom with hers as well. Thanks again for all you have shared, can't wait to see the next video with your sinking fund budget the one thing I don't have set up yet for sure.
@mrsbs7146
@mrsbs7146 7 жыл бұрын
Your handwriting is gorgeous!!
@JenPlans
@JenPlans 7 жыл бұрын
Thank you!
@thetackroomtx
@thetackroomtx 6 жыл бұрын
I hope you plan on doing new video on setting up your new budget planner for 2019!! you are such an inspiration for me to get my finances in order.
@krissys8199
@krissys8199 7 жыл бұрын
I just ordered my deluxe planner after I watched your last budget planner video and I bought the Dave Ramsey book :D
@anglstampr1
@anglstampr1 6 жыл бұрын
I have decided I need a planner just for budget, I have one to keep track of everything else..but Jen's version of the planner is amazing so I may just have to do that in a second planner... LOVE LOVE LOVE THIS...
@sheziek5929
@sheziek5929 6 жыл бұрын
I am in loooove with the way you budget and plan! Tysm for making this vid! Omg! 🤙🍍🌺🌈 you have def encouraged me to start and re-organize the way I budget. Especially here in Hawaii.....its super hard, not to "budget" but to start "saving" Mahalo
@claudiaaguilar2809
@claudiaaguilar2809 6 жыл бұрын
This video was so inspiring! I stumbled upon it looking for a review on the deluxe monthly planner and got more than I expected. I have been trying to organize my finances for a while now, and just hadn't come up with the right system. You really have it down and its so easy to follow I ordered the book that evening and already started writing down my budget. waiting on my approval to your Facebook page I check everyday. I bought the stickers you use as well from KID. thank you
@quinnieday733
@quinnieday733 6 жыл бұрын
Loved this video! Was wondering if you were still planning on making the video about how to juggle the whole cash flow during the month with income coming in and timing payments to go out... would be super excited for this as well. Loved the sinking fund vids as well!!
@bethbeyeraviles6903
@bethbeyeraviles6903 6 жыл бұрын
I really like the way you have set up your planner. Currently I’ve been using an excel spreadsheet to track our monthly bills and debt. The spreadsheet is how I allocate which bills are paid from which paycheck. I was thinking about ordering the deluxe monthly planner to incorporate with my spreadsheet. I love DR too. We’ve been following his plan and will be debt free in about 2 1/2 years.
@alissarobinson6992
@alissarobinson6992 6 жыл бұрын
Oh my goodness, I love your system SO MUCH! I just got my new EC planners, and I am definitely going to be using a lot of your ideas for my budget planner! Thank you so much!
@kristenklinger7154
@kristenklinger7154 6 жыл бұрын
What a fantastic way to set up a budget! Very inspired. Thank you, Jen, for sharing!
@JenPlans
@JenPlans 6 жыл бұрын
Thank you!
@momlife2540
@momlife2540 7 жыл бұрын
I just found your channel yesterday. Your videos are absolutely amazing & so descriptive. I started following you on all social media. Can't wait to see more budget videos! Happy New Years to you & your family.
@JenPlans
@JenPlans 7 жыл бұрын
Thank you so much for following! Happy New Year to you as well!
@chevellemontgomery6466
@chevellemontgomery6466 7 жыл бұрын
I've been looking for a budgeting system that could track everything I have going on in my life, without being repetitive from one planner to the next (I have 3). This is the closest I've found so far. With a few tweeks this will be perfect. Thank u for sharing.
@JenPlans
@JenPlans 7 жыл бұрын
So glad you found it helpful!
@Amanda_Melton
@Amanda_Melton 7 жыл бұрын
This is sooo helpful i got a deluxe monthly for 2018 i am going to be using it for budgeting as well and this gives me more ideas. I have watched your videos before and kinda built up an idea of what would work for my family so I'm putting it to work this year and I'm so excited!!
@tracibunn8870
@tracibunn8870 7 жыл бұрын
Great video Jen! I am so glad to know that you have suggestions for irregular incomes. Most budgeting advice is geared towards those who get regular paychecks. Looking forward to your follow up videos!
@JenPlans
@JenPlans 7 жыл бұрын
It can be so tricky to figure out! It just took us a lot of trial and error but I feel good about our system now!
@Iamjenavione88
@Iamjenavione88 7 жыл бұрын
I love your idea about pulling the credit reports at different times instead of all at once. I'll do that since i have debt to pay back. Great idea thank u!!
@janeanwoods5977
@janeanwoods5977 7 жыл бұрын
Thanks for the idea about monitoring your credit every four months. Great way to remember how to do it! Can't wait for the sinking funds video!
@brandimaher
@brandimaher 7 жыл бұрын
This video is exactly what i have been looking for. I cant wait for your more in depth videos. I just ordered the Dave Ramsey book and a planner. Thank you for sharing.
@tenajikner
@tenajikner 7 жыл бұрын
Always love your budget videos. They’re so helpful. Looking forward to seeing your follow-up videos. Thanks for sharing, Jen!
@wishfullyorganized7334
@wishfullyorganized7334 6 жыл бұрын
I appreciate you so much for taking your personal time to share this! I am trying to make the transition from just tracking expenses to actually creating a budget and sticking to it. This is my upcoming New Years goal and your videos making a great start for me. I have watched both this and your sinking funds videos more then once and I can’t wait to apply your methods! Thank you so much! P.s. You mentioned you would be making a video of how you do your bills for each pay period. Is that something still in the works?
@calliehamm
@calliehamm 7 жыл бұрын
Thanks so much for sharing. My biggest goal for this year is to create and stick to a budget, and this is super helpful in figuring out how I'm going to do that. Just ordered a monthly Felix, and headed to order some krissyanne designs stickers now. 👍🏻
@celial6299
@celial6299 7 жыл бұрын
Wow, I am so glad I found your video. Such brilliant ideas! By the way, I love your handwriting.
@JenPlans
@JenPlans 7 жыл бұрын
Thank you so much!
@thatstotallythea
@thatstotallythea 6 жыл бұрын
Jen, this is fantastic. I have been secretly "stalking" you...LOL and now I am finally a subscriber. I currently use the Happy Planner line for my planning and have not really found a "planning groove". However, after watching a few of your videos, I may just convert to the EC Planner. :)
@teachereditau
@teachereditau 7 жыл бұрын
I have watched this video SO may times and cannot wait until the next one comes out!
@JenPlans
@JenPlans 7 жыл бұрын
Olivia Palermo thank you for watching!!! 💗
@tanyademillo8695
@tanyademillo8695 7 жыл бұрын
This has been the most helpful budget video i have watched! Looking forward to your sinking funds video! New subbie!
@HomewithCheryl
@HomewithCheryl 7 жыл бұрын
I’m trying to get added to your group so I can print these stickers!! Genius idea! I didn’t realize the deluxe planner looked like this.
@SummerSunset2207
@SummerSunset2207 7 жыл бұрын
This video along with your Sinking funds video is the best explanation..bar none🙌
@JenPlans
@JenPlans 7 жыл бұрын
Thank you so much!!!
@moniquesteeledesigns
@moniquesteeledesigns 7 жыл бұрын
Yay for this video!! I've been awaiting its return since last year. I covered up my 2017 months as well!! LOL I love how this is laid out to help me track my baby steps!
@JenPlans
@JenPlans 7 жыл бұрын
Monique Steele haha great minds think alike!!! ❤️❤️❤️
@Spokenfan
@Spokenfan 7 жыл бұрын
New subscriber, just found your channel and I really like your ideas and tips 👍. We are old and retired and on a fixed income so these are really great ideas that will definitely help. I love the planner so pretty. Thank you for sharing 😀👍
@laurenshaft4600
@laurenshaft4600 7 жыл бұрын
I love how you have added and evolved your budget book over the years Jen! I love the idea of splitting up the credit reports. I love what you did with the note areas, those are useful! Great job, you are in the home stretch with your debt payoff! Exciting! So I noticed you don’t have gas under sinking funds. Which had me thinking, if you have extra (you don’t use) for that month, where are you tracking that? Do you use your totals to reconcile your checking balance as well? I think that is where I had a hard time with this system when I tried it. So I wanted to pick your brain with it. I get nervous I am using only every dollar because what if it loses my data? Hahah. I think your next videos will help answer my confusion as well. If I see actual numbers (mock up). I find we are changing numbers in places (he has a salary but we have extra income that fluctuates in his check), how do you handle that? Erase and re-write? Thank you! ;) lauren
@sonnyrozcoe
@sonnyrozcoe 7 жыл бұрын
Lauren Shaft i hope she addresses these. I’m wondering the same thing! The erase and rewrite drives me crazy!
@JenPlans
@JenPlans 7 жыл бұрын
Hi, friend! Gas money stays in my checking account, and I note the total amount spent each month so I have a general idea of how much is rolling over! I still budget the same amount monthly because that's how much I set aside for it, even if it's not spent. Like a virtual envelope, I guess? And yes, I cross-check with my checking account!
@sarahsorensen6742
@sarahsorensen6742 7 жыл бұрын
SO helpful, as always! Thanks for sharing your method. I often reference it throughout the year and it’s made a big difference in my budget organization.
@michellemadurski4193
@michellemadurski4193 7 жыл бұрын
Thank you so much for making this video! So helpful! I have been trying to find a way to keep track of our budget easier and this is great! Can’t wait for your other videos on budget! 💵💵💰
@amandanjax90
@amandanjax90 6 жыл бұрын
Man this is a fantastic video!! I needed this video and I can't wait to see the rest of your videos!
@Saidaa_m
@Saidaa_m 7 жыл бұрын
Love this video! You’ve given me so much inspiration for my budget for the upcoming year. Love all your videos
@nicolestark3316
@nicolestark3316 7 жыл бұрын
This was an awesome post! Thank you for the great info - I look forward to more easy-to-understand finance videos! Yay!
@donnaeye8781
@donnaeye8781 7 жыл бұрын
I love your videos.. you have answered alot of my questions, and you have been very helpful... and now I too am addicted to Erin Condren! :)
@sabrinameyer7666
@sabrinameyer7666 7 жыл бұрын
I really loved this video. Thank you so much for sharing. This video made a lot of sense to me and I can't wait to see the next videos as I am struggling to create a budget and if I do it never seems to work out.
@AnaIngold
@AnaIngold 7 жыл бұрын
This. Was. Awesome!!! Great video! The way you track and budget just clicks for me because I already do something similar. I love the planner. I tried an Erin Planner before but didn’t like it because I don’t care for the weekly pages. In my head, the monthly spread is what makes sense for me. This must be a newer style planner. I will have to check it out. Question for you, this is my first time watching a video on your channel so I apologize if you have discussed this before but where do you track miscellaneous type expenses? For example: having to grab toilet paper or soap, etc.
@Mel79439
@Mel79439 6 жыл бұрын
Wow this helped so much!! I’m so scared to get a house but breaking things down like this helps. I’m going to check out your other videos about financing too! It makes sense to have that other account too for that stuff. I can use my pay to do that kind of stuff. Thank you!!!!!
@pegasusdancing
@pegasusdancing 7 жыл бұрын
Wow! This was very helpful. I'm currently working on our 2018 budget, and this has given me some new inspiration. Thank you. Looking forward to the other two videos coming.
@charlestongetfit5429
@charlestongetfit5429 6 жыл бұрын
I love your videos! I have a quick question. Where do you keep track of what you EXPECT to be your costs and what your ACTUAL costs are? Example: if your electric bill is less than you planned. Thank you!
@concepciontalamantes8931
@concepciontalamantes8931 7 жыл бұрын
I am going to start a budget for the first time. Thank you for the video, and for the book recommendation already purchased it!
@jamierowe6973
@jamierowe6973 7 жыл бұрын
Love the video! Our family’s 2018 goal is to budget better. I’m off to order a EC notebook and will be following this method! Thanks for sharing!!
@wonderlandgal41
@wonderlandgal41 7 жыл бұрын
I just found your videos.. .And I am loving them!!!! Thank you so much for sharing it to us :) I now can't wait to save :)--- I'm making a make my own planner for my budget from a $5.00 planner from the target see spot save section.... Your layout is amazing!!!!!
@jenizzlefosho
@jenizzlefosho 7 жыл бұрын
I def needed this video. I have had a hard day realizing life without budget has my life spinning out of control. Looking forward to the next videos!
@JenPlans
@JenPlans 7 жыл бұрын
Everything is fixable
@saras5510
@saras5510 7 жыл бұрын
Thank you so much for sharing your system! I’ve been going crazy trying to find a nice way to organize all this stuff but this makes sense to me! 😊
@536bobbie
@536bobbie 6 жыл бұрын
Hi Jen, it's me again (Barbara Gates) I have watched this video so many times and am so very grateful for your explanation on so many things. I have been doing pretty well since I set mine up in my EC Deluxe Planner...I'm learning something new all the time as my months changes and I have watched so many videos on this subject but yours is still the most in depth and easy to understand. I do have one question...on the page where you total your expenses in the CASH box I've been trying to figure out how you track your cash spending for your groc, (mostly since I don't use but 1 tank of gas). Do you actually track each grocery receipt someplace else and then put down the total or do you just use the amount you take out of the bank every Sat. as your total? I love your style and explanations and wish you had more videos. I also love the sinking funds concept....I'm finally able to save some every payday. Thank you again so very much. Barbara Gates
@karinacontreras2593
@karinacontreras2593 7 жыл бұрын
Jen you should do a beginners how to start budgeting .. I’ve been watching your videos and i want to start but I’m a lil overwhelmed 😬
@536bobbie
@536bobbie 7 жыл бұрын
Hi Jen:! Love your videos and because of you I really have hope of being able to create and keep to my budget. At 81 years of age I'm finally getting it..but your words, lessons and samples are a fabulous help. Ordered the Deluxe Binder from EC and am really anxious to set it up with your assistance as well as some from Dave Ramsey . Going to try sinking funds too! I have one big question...I am on Social Security and have a small pension as well. My income is very fixed but still workable. My problem is I don't know "WHEN" to set my binder up to start....my check from SS comes 3rd Wed. of month (never same date) and my pension ALWAYS on the 1st. My bills are set up mainly around 22nd but my rent is always on 1st. I would love to have a running 1st to 30th or whatever but is it better to have it basically 21st to 21st? I would so appreciate your input and advice on this as my book is here and I want to set it up. Thanks so much and I look forward to hearing and to more videos. Barbara Gates
@JenPlans
@JenPlans 6 жыл бұрын
It's really up to you! I like clean start days, so I'd probably work my budget a little so I could pad enough to "start" on the 1st. That would mean that money from the SS check would cover everything AFTER the 1st. You'll need to get a little ahead to do it that way, if you can. If not, it's perfectly fine to budget from the 21st to the 21st!
@anglstampr1
@anglstampr1 6 жыл бұрын
I'm working with my mom's budget (she's 76) and she has that exact same problem... working with your creditors to set up their payment dates to coincide with your income is tough. I just got her budget to where she can manage the payments on the 15th, simply because rarely is her Social Security later than the 14th, she can pay her bigger bills from that money, but some of her bills wouldn't budge their due dates, so after the last 6 months of working and manipulating her funds around (and unfortunately from my extra income) we finally got her away from some bad moves (payday advance etc which is going to be gone by the end of this month) but it was tough getting everything organized. I also just bought her the Dave Ramsey Book and Workbook "Total Money Makeover" so she could have a basis to go back to when she needs some refresher once we get her up and running with her new budget (she had never dealt with a budget before so it's totally new for her). Good Luck to you getting your budget and finances up and running and organized.
@crownjewels4
@crownjewels4 5 жыл бұрын
Super informative ! Thank you. And loveeeeeee your handwriting
@rhoadestraveled
@rhoadestraveled 7 жыл бұрын
I’m excited to see the sinking fund video! TFS
@kelsibarton1909
@kelsibarton1909 7 жыл бұрын
Rhoades Traveled Me too! Do you know when it’ll be out?
@emilycowgur6392
@emilycowgur6392 7 жыл бұрын
So am I!
@anglstampr1
@anglstampr1 6 жыл бұрын
me too~~~ I got out of debt using the small amount of info I got from a partial book (it was destroyed somehow from a friend's home she gave it to me and I managed it in just over a year) but it was fantastic and yes it was Dave Ramsey's book... gonna buy a new one so my mom can do the same... and start a sinking fund and savings as well...thanks for your very informative videos
@rachelstenbuck
@rachelstenbuck 7 жыл бұрын
Thank you so much for sharing this and last years’ video! I feel like I’ve finally found a budget tracking system that works with the way I think and organize!
@IsabellaVilaza
@IsabellaVilaza 7 жыл бұрын
I loveeeee your video. I would like to know , how to begin this system, like the first budget excercise , when you dont have a lot of money to put into the sinking funds... If you are just starting out with the sinking funds, how much money should one begin with? Thanks for your wisdom!
@JenPlans
@JenPlans 7 жыл бұрын
Start with essentials! I'll get more into detail in my SF video (hopefully next week!) but you'll start with the most necessary and build from there!
@debtisdum
@debtisdum 6 жыл бұрын
Great video! Thanks sister! Trying to find a good budget planner! Do you still love this system?
@mspretti-browneyes5925
@mspretti-browneyes5925 7 жыл бұрын
Thank you for sharing. I started following last year & all of your post have been extremely helpful
@tiffanyprice8319
@tiffanyprice8319 7 жыл бұрын
So looking forward to that sinking fund video!!! Thanks for sharing!!
@christinebeaver5237
@christinebeaver5237 7 жыл бұрын
Jen, I just switched my sinking funds this September following your ideas! Thanks for the help
@JenPlans
@JenPlans 7 жыл бұрын
Christine Beaver Yay! So glad it was helpful!
@stephanieo1168
@stephanieo1168 6 жыл бұрын
You are my inspiration I would love to be as organized and have a budget planner so well put together! I have three kids and my husband and I started a moving company about two years ago (which is doing very well ** we are so blessed and thankful) and I just finished nursing school so hopeful I will get a job soon. All that being said I just feel that now that the business is making money Im not saving and budgeting that well. We have trucks with insurance and workers comp and all these bills and money going in and out and I am going CRAZY and need help . I am hoping to pick up an EC monthly planner soon (I think it comes out in early July 2018) AHHH any tips to help with the craziness should I get two? one for business and one for personal ( like my daughters gymnastics and net flicks ) IDK im in need of some wolds of encouragement lol Thanks again I LOVE your videos !!!
@patricialegault7410
@patricialegault7410 7 жыл бұрын
Just purchased a planner for budget! I have one for life and work and this is awesome. To 2018 to be more budget financed!!
@anglstampr1
@anglstampr1 6 жыл бұрын
I decided after watching this I should get one planner just for budget as well...
@jayme9985
@jayme9985 6 жыл бұрын
Jen, I would REALLY like to see more of YOUR BUDGET Videos, I hope you are still doing them?? Have a Happy Mothers Day!
@bonnierachel4154
@bonnierachel4154 6 жыл бұрын
came across this today, and it's amazing. thank you for this video! can't wait to get my life under control :)
@lindagleason857
@lindagleason857 6 жыл бұрын
You said you were doing 2 videos one on sinking funds which I see but the other was on making your monthly budget work. I don’t see that one. Have you done that one? Your videos are great!
@DonnaMcBroomTheriot
@DonnaMcBroomTheriot 7 жыл бұрын
I have been dividing all bills - insurance, dental, all extras, Christmas, by twelve months for about 18 years now. I love this system. I take the cost and divide by 12. The money goes into a "holding fund" savings account.
@JenPlans
@JenPlans 7 жыл бұрын
You're a pro!!!! It's such a simple concept - I wish it hadn't taken me so many years to do!
@DonnaMcBroomTheriot
@DonnaMcBroomTheriot 7 жыл бұрын
I am glad to see you are passing the information along. Great job!
@jodigieselman1344
@jodigieselman1344 7 жыл бұрын
Very helpful video. Looking forward to the more in-depth videos on the sinking funds! Thank you so much.
@PlanwithStormy
@PlanwithStormy 6 жыл бұрын
Hey love the video and the inspiration to get started with my budget and sinking funds. I didn't want to spend a fortune on the planner since I am trying to get my budget straightened out. Do you know if there is another monthly planner that has a similar type setup? I can only find ones with monthly and weekly or monthly with nothing extra to it. Thanks and I hope you keep making lots of videos!
@iwant2stayhome
@iwant2stayhome 7 жыл бұрын
When I get new tires I divide by 24 months and I am usually right on. The refrigerator repair person said they don't warrently motors after 7 years. So that is usually when you will need a new one.
@Ellaodi
@Ellaodi 7 жыл бұрын
I love your system since ill be budgeting in my plum paper planner!! Also they have 12 month options and you can have them start any month of the year and there's tons of inserts to choose from. Base price is only $62 and it has like all the same stuff if you want to look into them
@emmybentley
@emmybentley 7 жыл бұрын
OMG was watching last years last night!! ordered a deluxe planner last night too!! love love this thanks!
@blackbarbie9605
@blackbarbie9605 6 жыл бұрын
Great video! You cleared many questions I was having about budgeting. I've subscribed and looking forward to your video. Thank you for sharing.
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