SETUP | Setting up my 2020 Budget Planner in the Erin Condren Deluxe Monthly Planner

[@chevellemontgomery6466]

I love the fact that you are so encouraging to people who have not yet started their budgeting journey. A lot of the youtubers who do budgeting, that I've seen, are very judgmental when it comes to those not on their level. You are an absolute breath of fresh air.

[@JenPlans]

That is a huge compliment, thank you. I remember being in a hard spot and how hopeless and overwhelming it feels and I don't ever want to be inadvertently discouraging. It's really tough getting started. I really appreciate your comment.

[@anabautista667]

Chevelle I completely agree! She is very encouraging. I subscribed because of that. 🙂❤

[@yayamary56]

@@anabautista667 Ditto here...I subscribed because of the method & Jen's optimistic attitude, "it can be done"...ty again Jen!

[@kimberlydavisson6634]

I completely agree with you. She seems to be a lovely person. I also love that she talks about struggling and uses those statements to further encourage. I'm an accountant and I learned some great tips. This video is the first I've seen of hers. I'm back here now to subscribe and binge watch her videos.

[@annstefanaki]

I started this budgeting journey 1.5 year ago. I don't follow Dave Ramsey's plan to the letter because I live in Greece and salaries here are not that high. But at the same time sinking funds have made my life a lot easier. I don't run around every time my car insurance or a medical bill is due, the money is already there. I remember watching a budget video of yours that got me started. And I really enjoy watching your videos because you encourage people that are not on the same page as you to keep going without judging them. Something that is really refreshing.

[@JenPlans]

Thank you

[@iluvmykids753951]

I love the clarity of your layouts. Comes to show how u don’t need many stickers for it to look so nice! Thannnks for this!

[@clairisalong126]

For that months page i track a financial snapshot. I like to have our saving balance, debt balance, net worth, and credit scores.

[@JenPlans]

I just might use this idea! Thank you for sharing!

[@cjeanetteful]

Another thing I track in the notes page is charitable contributions, it really helps at tax time. I also have a page where I track the total cost for each vacation we take

[@bodybuilderswife]

Thanks, Jen! I’ve used a lot of your ideas and then tailored them to work for our family. Having a budget is the best thing we’ve done for our family!

[@ericashawn1694]

Thank you for sharing this video. My husband and I just bought our first house and your techniques and tips will be very helpful to manage our finances. 😊

[@allthemays4237]

Thanks love your ideas. Just ordered mine so I can start my budget workbook in December

[@samanthab3292]

I set up automatic transfers to savings for 2020 during this video 🙌🏻 thanks for that reminder of saving for sinking funds. We've never done that before.

[@gabriellerenee3243]

Loved your lay out it definitely gave me a few ideas for my future one as well! My husband and I just started budgeting since we started following Dave Ramsey’s baby steps in January. I ordered the EC deluxe monthly planner today and I’m so excited for it to get here so I can have our budget all laid out clearly in front of us. We’ve been tracking everything since the beginning of the year in a plain ole spiral notebook but I just feel like this planner will make things not only easier but more visually pleasing as well which will motivate us more to keep up with it.

[@shandilayne]

Sharpie + alcohol on front cover to erase= 😯 totally just added my class schedule to the front of my planner!

[@maureenp7082]

You were one of the very first budget planning guru's I watched before starting our budget journey. My husband wasn't 100% with me on it, but over the past year, he's coming around. I love (or am addicted to) sinking funds!! Wish I had known about them years ago. Thanks for the awesome tutorials. You're my favorite! :o)

[@Wickednell]

My husband and I are currently trying to pay off our debt along with our regular bills. But we also try to save a little each month for travel, and 2 other things. This is such a simplified way of having your finances all laid out, and for us it’s better to have all our bills on the monthly layout vs making a budget each month and trying to stick to that. Plus living in japan for the next few years does help I’m saving money, because traveling here isn’t expensive and there are a lot of things that are free or museums are cheap.

[@iluvtx88]

Thank you thank you thank you for doing this video! I am a massive procrastinator and I hate micromanaging every single tiny category. Currently using YNAB and following a couple of other popular budgeting moms but the penny to penny stuff just drives me bonkers. Your system parallels our situation perfectly. I can’t wait to use some of your ideas. ❤️❤️❤️❤️❤️❤️❤️

[@Lifewith_Lucy]

Omg your video is so inspiring and you understand that sometimes we just dont make enough to put a bit on the side. But when we can we should do it. So inspired and motivated

[@alexandrademartini7496]

I use the boxes to track when things go on sale, so now I know when to buy more expensive items. For example, Costco has Berkinstocks in July and storage for my classroom is best to buy after the new year.

[@stskkuiper]

I am new to the whole budgeting thing. Love your set up! Do you have a video that shows your month end process? Would love to see how you go through the end of the month and fill out your budget page & totals.

[@mszippy8224]

I’m so glad I found you! I absolutely love this! You have solved my budget planning/binder dilemma. I’ve tried a couple of other things and they just weren’t working for me so off to EC to order this planner. Can’t wait to get it and set it up just like this. Thank you so much 🙏

[@inksplat]

I wasn’t going to do anything with that monthly dashboard page, but I love how you set yours up so I might have to change my mind about that. Thanks for sharing. Your budget book set up is one of my favorite videos of the year!

[@norhanaismail3958]

I really love your handwriting. Love your planning,easy to relate.

[@annettebillingsley2877]

Wow, great budget teaching video!! I wish I had seen this years ago. Thank you for sharing.

[@tuttifruttisummerluv]

I absolutely love your videos I enjoy how you organize things! It’s really helping me Keep making your videos! I love planner videos but I need functional and your channel is wonderfully refreshing for that!

[@konfidentplansplus7222]

I really enjoyed this budget video. Thank you for being so transparent.

[@tracyc.1005]

You have helped me more than you'll ever know!! I just made my budget. Thank you.

[@mollymarie02]

This was so helpful because I never know how to really plan our finances! Thank you for sharing!

[@kimkordik2589]

Love to see an updated budget planning!

[@dkollar4791]

Loved the Jan explanation of bills each month. The one you used a rule on.

[@gracewithouttears3687]

Everything looks so pretty! I ordered my deluxe monthly late so it hasn’t arrived yet. Can’t wait to set it up. You are so organized!

[@JenPlans]

I ordered mine late too! You'll be set in no time!

[@naomikeiser4124]

I love your handwriting, I wish mine was so neat!

[@natalieartero624]

Yessss I have been waiting for this video ❤️

[@jacquelynbullen9483]

Ok your set up is way more easier.. and I love how you track your mortgage pay off. I might use that ideal for other that I am trying to pay off.

[@stephieh8061]

Love this video and I reference it yearly!!! Thanks for sharing Jen!

[@Mimi-fe2gm]

Miss you Jen! Just rewatched this one for inspiration 😀

[@michelehammond8095]

Love the Mortgage tracker. What a great idea.

[@klw6142]

I love your set up and it is still pretty with the stickers

[@vickiep3641]

My EC Deluxe Monthly Binder is arriving tomorrow! You gave me some great ideas for organizing it. Also, I’ve been using the Sinking Funds method for years but never had a name for it! 👍 Just re-watched your video for final tips! 😁 VERY HELPFUL!

[@traceycunningham5116]

My Husband and I are looking at paying our Mortgage down the same way and I love the way you have set up the extra mortgage payment page... I am off to set my page up the same way. Thank you for sharing.

[@JenPlans]

YAY! How exciting! Can't wait to hear your update next year! It's SO great seeing the progress!

[@magicbehindtheplans8803]

You are a genius lady! Love your thought process on things 😊

[@samanthageisler889]

Cannot wait to try this type of system out!

[@KS-go2qz]

Dang I wish I had your handwriting 😩

[@jazmeregarrett2744]

KS she has a font download of her handwriting on etsy

[@gigilevres3631]

What is her etsy store?

[@janirak.255]

This video is excellent!!! I just received my deluxe monthly planner and I cannot wait to get started! Thank you!

[@BookFanBudgets]

I've been waiting for this video, along with many others on the JenPlans budgeting FB group! This is one of my favorite videos every year. I watch it several times before I start to set up my budget planner, to let it all sink in, and to figure out what I need to do differently. THANK YOU for this -- it's so helpful and inspirational. This year, I'm using a combo of YNAB and the Deluxe Monthly. I need to write things down to stay on track.

[@JenPlans]

You are so sweet, thank you. I had to spend more time than usual this year really thinking about what worked and what didn't. I've been thinking about YNAB too! Trying to get over the intimidation of the initial learning curve ;)

[@susanelainecoffer7502]

@@JenPlans try Every dollar app from Dave Ramsay

[@shannacardenaz1400]

I also use YNAB and the deluxe monthly. It’s worked well for our family.

[@kimwilliams6674]

@@JenPlans I want to also give you a HUGE thank you for these tutorials. I found you a little over one year ago and ended up purchasing my first deluxe monthly planner and use it the same way you have shown. I LOVE it! Also, regarding YNAB - I completely understand feeling intimidated - it is not a very intuitive program. BUT- it is an AMAZING program and I promise, promise, PROMISE you that if you look up Nick True here on KZbin and follow his tutorials you will be up and running in no time at all. He really makes it extremely easy to grasp. If you join the YNAB FB group and search his name you will see he has quite the following. Seriously, YNAB should put him on their payroll. lol Please do yourself a favor and just try it out and follow his tutorials to learn how to use the software. YNAB gives you something like 34 days to try it out so that you can see how things look when you move from one month into another. Anyway, I just wanted to encourage you to check it out - it will save you SO much time just by tracking your sinking funds for you and you also won't need to carry cash in envelopes anymore because you can categorize everything and see how much you have in each category. Even your husband can use it and the app will show the balance to each of you in real-time as long as you enter purchases immediately. Anyway, I could go on and on but I'll stop now. lol Just do it! : )

[@inksplat]

JenPlans YNAB is awesome. They offer workshops that are about 20 minutes each, and they have them at all different times of the day. They’re free and you don’t even have to use YNAB to take them if you want to check those out first to get an idea of how it works before you even sign up for a trial. I use this in addition to my deluxe monthly, but i end up abandoning the Deluxe Monthly for a month or two here and there. 😂 www.youneedabudget.com/free-workshops/

[@karenethridge427]

Love how you set up the sinking funds....I am starting Dave Ramsey Financial Peace University in Feb. at my church and from what I read it looks like you have set up what I will eventually need. Thanks!

[@JenPlans]

YES! You'll definitely want a way to keep track, for sure! I know A LOT of people like digital but I'm still a paper girl....for now ;)

[@fondahorton6248]

Thank you for sharing! I’m super excited to track finances 🤗

[@KimPearce]

Wow thank you, I'm new to your channel and you gave me a lot of ideas for my budget planner! 🤩

[@as052909]

Yay! I’m the one that emailed you to see if you were doing a set up video for 2020. Thank you so much!

[@amladao]

Hello Jen, I’ve been watching your vlogs for a few months and had to comment. I ❤️ your idea of different colored labels on you monthly spread especially the extra payment labels (blue). I also ❤️ you mortgage extra payment page set-up.

[@lifeplanswithjoann8892]

Thank you for helping me see that I can do this too.!!

[@donnamartinez6201]

This has been been very informative. My husband and I are going to be starting a budget this year. Fortunately, we're not really big spenders, but we do like nice vacations and have hobbies that need funding, not to mention other costs that just come up in the course of living. LOL. We're saving for a house and would like to put down a big down payment, so we're budgeting. It is a bit overwhelming, though, because I'm really not good at "thinking ahead," and breaking things down. I'll get there. I'll be using your video as a guide. Thank you for sharing. Wishing you and your family a Happy & Healthy New Year!

[@AlliNW0nderland.]

Yes! I wonder the same thing after doing a full 2 years of really budgeting... like I did I handle my money before this lol

[@amandadavis8938]

Awesome job!!! Great video!! Keep me coming!!!

[@kellygrotrian716]

This is inspiring me to use my deluxe monthly in such a manner! Also, I'm totally crushing on your handwriting 💁🏼‍♀️🤗

[@GracefullyPlanned]

I love her handwriting

[@stuffingandcornbread]

After seeing your IG post with the productivity pages for the budget planner I got all inspired to try something new for my budgeting/spending tracking this year. I ordered the softbound life planner in vertical so that I can combine the budget with a sort of check registry that is portable. The deluxe monthly was never quite structured enough for me.

[@yayamary56]

New subscriber here BECAUSE of your comprehensive approach to budgeting. Thank you so much for sharing your method! P.S. I love your neat printing!

[@anya425]

Great video thanks. One of the best I have seen.

[@gracewithouttears3687]

Yay! I’ve been waiting for this!!

[@desireekalalau5329]

I've been waiting too!

[@brendam8401]

Very helpful and educational...thanks for sharing

[@hollil317]

I LOVE everything about how you set things up, thanks for sharing!

[@budgetrebelgoals]

Great set up!! I want to use your mortgage set up for my student loan pay off tracker!

[@lisalucas863]

What a GREAT video!!! Thank you so much! You have completely motivated me and I just submitted my request to join your FB budgeting group. Thanks again!

[@lsnider59]

With the current situation I would love to see how you used those extra pages and if you did any updates to the pages you created?

[@beingkitschroeder2507]

This was very motivating. Thank you!

[@poshplans]

I have been thinking about getting a deluxe monthly for same, love your budget vids.

[@yolandaprince]

You have such a neat handwriting.

Just found your channel. I have been looking for something like this to help me. Thank you!

[@tabitha8847]

Finally someone who explains how to use a financial planner!! Also, do you track other spending, such as dining out, movies, etc?

[@greengirlva]

Very motivated--thank you!

[@VidaWithVicky]

Maybe you could track net worth on the pages after your sinking fund dots. You don’t have to share with YT, but it’s nice to see Net Worth growing. Thanks for sharing!

[@deniseblanchard2156]

Great video! Oh so helpful!

[@mrs.scales3475]

Love your setup!

[@angelabrown9472]

I really enjoyed this video!

[@BudgetsWithELMA]

Happy Friday 👑 Great video 🤑

[@ruthdelaney7144]

I loved this video. Thank you for posting it! A question. Do you track daily spends - for example: groceries, random household purchases, eating out etc. If so, do you have monthly budgets for those and do you track them in your planner? I’m starting my third year budget planning in a duluxe monthly and I love it.

[@lifeplanswithjoann8892]

Id like to know too!?

[@susanhruby9895]

In the past I think she did track that on the page where she has her list of bills. That's where I do it and I learned it from Jen. I track the total for Groceries, Gas, Dining Out, and Savings weekly.

[@michellevaartjes3807]

Thank you for this video!!! Love the blue ink...what kind of pen are you using?

[@JessicaFawn]

Hi Jen! Loved watching your budget planner video. Are you still doing it the same way? If not, what have you changed? Thank you, so much for sharing.

[@christinejohnson1284]

Thank you Jen!!!!

[@terryholland7695]

Tips on someone starting who is realizing they are behind on certain bills? Would you buy a deluxe monthly now knowing they are coming out with a new one in a month or 2?

[@ericaaikens4563]

Do you have a cap on sinking funds? For example, your car maintenance. Do you stop when you get to X amount and start back whenever you have to use some? Or do you just continue to add always?

[@ssarabia2124]

How do you track groceries, eating out, spending, etc...?

[@tiffers1003]

I kept rewinding to see how you added extra note pages- how did you do that?? That's genius.

[@karinberry-searls6899]

Thank you for this video. So easy to follow. I wanted to set ups budget book to keep everything in one place. This helps so much.

[@leahhonore3505]

I love your setup. Paying a 13th month on your motgage will benefit you a whole lot more than extras per month, something to do with interest and reducing the amount of years left to pay. Just save the extra in a sinking funds and make a full month payment. Check it out. Nice video, just what I was searching for.

[@loveoneanotherhardison8082]

The budget stickers you put in the link...are they the large or small size that fit in the planner? Love this idea!

[@mollymarie02]

What did you decide to do with the blocks for each month right after your sinking funds yearly overview?

[@lg8302]

Love this system and this planner layout looks to be just perfect for that purpose. Is this a new layout of the Deluxe Planner? I did have one from a previous year but the beginning pages of each month were different - Love this one and hesitate to buy it again after seeing this video

[@Kristin709]

What pens do you use for the budget stickers from KrissyAnne? My normal pens don't work very well.

[@jennifermorley6487]

Thank you so much. I have been waiting for your 2020 version. Would love to see some of the quotes you use for motivation. Hard to see from this viewpoint. Thank you again for sharing. This is so helpful.

[@msjoachin]

I ❤️ your handwriting

[@ReginaCordoba]

New subscriber! Thanks for sharing!

[@treehugger2718]

On the monthly flow where do you show the periodic expenses car registration etc

[@loganguerro9669]

Hi I am new to your channel I really loved this video.

[@wendythebosslady8361]

Thank you so much for this Amazing video. You gave me so many ideas and best of all inspiration. Thank u

[@renogirly08]

Hi Jen! What sticker paper do you use for your printable budget stickers?

[@OrganizedwithOlivia]

So helpful! Question... do you still do cash envelopes for everyday spending? If so, do you not track that in your budget planner?

[@mylifejen6372]

Organized with Olivia it looked like she’s getting cash out weekly for groceries & dining out. And all other spending is saved into sinking funds checking. 🤷🏻‍♀️

[@StephanieGood]

Do you have a favorite sticker paper you like to use for your stickers? I got a Cameo 4 for Christmas and am looking to make my own budget stickers.

[@JenPlans]

I love Avery but they can be pricey, so I usually order from onlinelabels!

[@StephanieGood]

@@JenPlans Thank you!

[@danaratliff1443]

So i discovered you today and feel so fortunate. watched both sinking funds videos. it totally makes sense i love it. so this might seem like a ridiculous question, and maybe i missed the video, but where or do you track set expenses? i know you code your calendar and it's on the note pages at the beginning of each month but lets take groceries. so you take cash out on saturday but was there a page that you set up to help you know what you should/could spend at the grocery store. now, i realize you are not a financial planner, but rather showing us erin condren. i was just wondering how you budget groceries, specifically. it seems like most tracking is for sinking funds. maybe i just need to print off the dave ramsey worksheets. just wondering if you planned budget in an erin condren. like how you worked out your spending cash and where you track your hair appointments and all. i guess what i'm trying to say is: do you track fixed expenses? my problem in the past is that my fixed expenses go up or change and then the main budget needs adjusting. sorry to ramble on.

[@rambukah76]

I love this. Thank you. x x x x

[@kimmiller488]

Are you using cash envelopes for daily expenses and dining out, etc?

[@agtstarbuck42]

This is great, thank you for sharing! I’ve been semi-consistent with tracking a budget over the last couple of years, but intend to make this one of my top goals for 2020. This setup is going to be very helpful as I think about the best system for me. Quick question - I see that you are tracking monthly sinking funds and bills, but does this also include other monthly expenses such as groceries or gas? Where and how do you track these expenses? Apologies if I missed this in this video!

[@JenPlans]

No apologies needed! You didn't miss it! I use cash for groceries and dining out so those come out on Saturdays in that cash withdrawal. Gas I note on my bills page after I've spent it!

[@agtstarbuck42]

JenPlans ah, yes, cash! That makes sense. Maybe I just need to stop going to Target bc I always have a plan and then... I go to Target! 😂

[@tamilynn3404]

Can't find the link for the group. Am I missing it?