BUDGET WITH ME using YNAB | November budget + recap on October spending

[@frugaltofi]

Post Malone sounds like a fun concert! We just say Erykah Badu. She is blessed with an amazing voice!

[@pskeefe]

You made my day by announcing that you’re doing Vlogmas!! I love your Vlogmas videos!!

[@jacqiewheeler]

Yayaya!! I'm so excited. You guys are going to be shocked at how old Alice is now!

[@samteske2752]

Ynab is my favorite! I absolutely love these videos. Keep them coming ❤

[@jacqiewheeler]

Thank you! Will do!

[@SweetBethanny]

I really enjoyed how thorough this video is and I love YNAB, too!

[@jacqiewheeler]

Thank you so much!!

[@TaylorArdoin]

I love these videos!! Please keep doing them. It keeps me motivated with my budget.

[@jacqiewheeler]

Glad you like them! I'll definitely keep them coming. They are my favorite to make!

[@LaynasBookshelf]

I have USAA for all my insurances (car, home, renter’s, personal items) and bundling it saves money as well and I can update the coverage at any time with no fees and it will prorate whatever the new rate is. I could also choose whether I wanted to pay it once a month or twice and I got to pick my due date. Whenever I have made a claim they have been wonderful

[@jacqiewheeler]

Is usaa through liberty mutual? I tried to do a quote and it kept taking me to there.

[@mylifeasnih]

I can relate so much with the YNAB obsession haha what’s the secret to spending so little on eating out?😢 our biggest struggle

[@jacqiewheeler]

I love cooking (my degree is in culinary arts), so no secret, we just eat at home all the time! I'd say we only eat out if we travel or do a date night.

[@mylifeasnih]

@ that’s awesome! Def one of my goals for 2025 haha

[@vitiligoboi]

I love seeing another YNABer use CC to thier advantage!!! I use the BCE which is the one without the annual fee from AMEX. Aside from the gas benefit, I got it specifically for the Disney plus bundle credit because we pay for the Disney plus, Hulu and Max with no ads for 29.99 bucks but with a $7 credit it's 22.99.

[@jacqiewheeler]

Yeah that's what I'll be switching to if I don't want to pay the annual fee! I love the Disney plus credit. I have that with BCP

[@elizabethreads0312]

I love YNAB. I have the Citi 2% cash back card. I save my cash back all year and then use it for Christmas gift shopping in November and December.

[@jacqiewheeler]

Super smart! I've heard great things about the citi card. I'll definitely have to look into that once my annual fees come up

[@angeljuarez93]

Love how you break down everything and handle savings. I’m the same when it comes to large goals, I always want to set a due by date because usually I won’t set anything aside if I’m not notified of it 😂

[@jacqiewheeler]

Exactly 🤣 I'm the same way

[@minimalmiss]

I use the Amazon chase credit card for Amazon purchases. I use the cash back to pay for the yearly membership. It's worth it for me so far

[@jacqiewheeler]

That's genius! I'll definitely do that.

[@sagoamicably6486]

mint is a good deal. also consider tmobile connect $15 for 5gb LTE. important if you live in a busy area. mint mobile can deprioritize you in busy areas, which gets annoying (NYC here). but tmobile connect you get same priority as everyone else

[@jacqiewheeler]

Thank you for that tip!

[@sagoamicably6486]

yeah we dropped amazon prime and just build up the cart to get the minimum free shipping

[@jacqiewheeler]

That's a good idea

[@OrganizedbyCelina]

You have inspired me to create my own budget template which I have posted for sale on Etsy. Thank you for the motivation! 🥰

[@jacqiewheeler]

Wonderful!

[@LeahWriter]

I WISH I could be as organized as you are. I love watching your strategies for saving and affording staying home with the kids. I have Amazon Prime and I'm going to keep it because I keep getting charged customs fees now if I buy something from out of country (I'm in Canada) The Prime video is pretty good and I subscribe to Audible for the time being. You don't do Audible? I have Libby too, but when a book in a series isnt available I get squirrely LOL so signed up for the free trial period and now I'm a little hooked.

[@jacqiewheeler]

Thank you! I actually don't use audible, mostly libby and then everand (scribd). I'm glad you enjoy watching the video!

[@KarenLMagno]

Great video. I purchase so many different things from Walmart. How do you break the receipts into separate categories?

[@jacqiewheeler]

There is a button for splitting transactions! So if I go to Walmart, I input the receipt and say, OK well $10 was for paper towels, or whatever, and the rest was groceries.

[@NatashaCherryNC]

How you were able to get YMCA for $29? In my state lowest membership is Youth One age 12-18 $40

[@tammyting-beach8345]

Do you link your bank accounts to YNAB? Do you like your credit cards to YNAB?