Budgeting 101: How to Budget P20,000 Income

[@PinayInvestor]

READ: How to Make a Monthly Budget bit.ly/35uM75r DOWNLOAD: Free Monthly Budget Template Printable bit.ly/3q91AA5

[@PinayInvestor]

READ: How to Make a Monthly Budget thepinayinvestor.com/budgeting-for-beginners and Get Your FREE Budget Printable!

[@PinayInvestor]

Paano ba tayo makakatipid sa food at grocery budget? READ: 7 Tipid Tips To Make The Most Out Of Your Food & Grocery Budget thepinayinvestor.com/tipid-tips-food-grocery-budget/

[@pjablucca3656]

Gawa ka po ng video paano ba tayo mkatipid sa food at grocery budget? Salamat

[@PinayInvestor]

@@pjablucca3656 panoorin mo ito baka makatulong po :) kzbin.info/www/bejne/nGW4XpKsqsyribM Thanks for watching PJ! God bless.

[@pjablucca3656]

@@PinayInvestor salamat po God bless you ang more videos

[@msmargarette1215]

Thank you so much for sharing this to us young and newly employed people, I badly looking for effective ways on keeping my money to buy a house and a car, thank you

[@PinayInvestor]

Thank you for watching. :) I'm glad this video served you well. Good luck and God bless your plans and goals.

[@iveloubacog7062]

Tithing is very true. God is faithful in His promises

[@PinayInvestor]

Amen. Thanks for watching. :) God bless.

[@PinayInvestor]

READ: How I Make Our Family Budget for March thepinayinvestor.com/family-budgeting/

[@rainysunshine]

This budget is for couples without kids na nag aaral coz there’s no budget for tuition/school funds & no budget also for property taxes..

[@SugarMamma]

I do a video on budgeting for my family with kids here kzbin.info/www/bejne/qJWbiJ6uq7J0p8k with more details on the description section. My other videos on money and kids kzbin.info/www/bejne/eZnGdJl_eLBnbrs (auto-translation available) may also interest you . xCC

[@rosealiw9491]

Also walang pamasahe😑

[@jennygalguerra991]

Kinompute ko ung food and groceries 5000/30 days 🥲. Wala pa ung pamasahe ng worker jan 🥲. Meaning, dapat mag side hustle :)

[@ghea4189]

Hello, your video, voice, handwriting and all is so satisfying to watch! First time in your chanel!

[@PinayInvestor]

Aww, I appreciate it. Thanks for watching. :) God bless you.

[@ronalynmamaril8429]

Grabe ang ganda ng handwriting 🥺😍❤️ Thank you for this vid, ready na talaga ako mag budget ng maayos.

[@PinayInvestor]

Thank you! I appreciate it at sana may natutunan ka about budgeting. You can also download my free budgeting templates sa thepinayinvestor.com/freebies. Thanks and God bless!

[@madokas_ermm]

O

[@heydianne478]

I cant ignore the fact that you have a very good hand writing po 😅 sana all po

[@PinayInvestor]

Awww thank you dear! 😍

[@LifeUpdates_vlogs]

downloaded ur monthly budget template, thank you!

[@cenny747]

Hello po very helpful po yung video. Thankyou po.

[@mrs.kathleenaragon7089]

I like your video. You put God first. God bless 😊

[@TRL-lz7ed]

your god will not provide. ang kailan mo is kumilos.

[@dojacat3956]

imagine, sahod ko is 22k per month, wala akong binabayaran na bahay tubig kuryente internet, lahat sa groceries and food lang pero wala akong naipon. need ko talaga matuto neto. thanks for the very informative video!

[@PinayInvestor]

I suggest ilista mo lahat ng expenses mo for the next 30 days or kahit for the month lang muna. Then check mo kung saan ka pwedeng mag adjust or matipid para makaipon ka.

[@joanaelaizacustodio6925]

Thanks po dito. Sana Po may grocery tips din po. Salamat.

[@PinayInvestor]

Get my FREE Budgeting Templates here: thepinayinvestor.com/freebies

[@rachelletv2821]

Nagpapagawa po ako ng bahay 20k salary at nag tithes po ako consistent,,

[@mrs.kathleenaragon7089]

Sayo ko lang na intindihan ang sinking funds heheh I watch Dave ramsey but I didn't understand the explanation maybe because it's dollars, I guess 😁 keep it up!

[@PinayInvestor]

Thanks for watching. :)

[@xyraglocellabalverde3780]

I love this video 😍

[@PinayInvestor]

Thanks for watching! :)

[@中村ローズマリー]

thankyouverymuch

[@princemystie5292]

this works kung work from home kase walang travel expenses.

[@PinayInvestor]

Yes po.

[@beasaludo4430]

Hi po ma'am salamat po🙏🙏🙏

[@PinayInvestor]

Thank you Bea for binge watching my videos 😊 sana makatulong ang nga tips.

[@warlitomartin7715]

Wow cash management V. Good

[@PinayInvestor]

Thank you for watching. 😍God bless.

[@ellearii]

Te. Try mo i budget per cutoff instead of monthly. Tapos 20k sahod na may tax pa. Gow. For a family of 3 adults.

[@PinayInvestor]

Thanks for the suggestion. You can also message me through my fb page baka pwede natin mafeature next time sa real life budget videos. Facebook.com/thepinayinvestor thanks for watching! God bless ❤️

[@rachelletv2821]

Salamat po sa mga tips 😊 God bless us po 🙏

[@PinayInvestor]

Thanks for watching. :)

[@ErenIAE]

thank you po sa info dami ko po natutunan

[@PinayInvestor]

Thank you for watching. :) I'm glad may natutunan po kayo sa aking videos. :) Please like, subscribe and share po sa friends nyo. Will upload new videos very soon. :) Happy New Year and God bless.

[@jl-zi7cp]

New subscriber here ☺️ wow 🤩 ang linaw2 ng explanation nyo po ☺️

[@jl-zi7cp]

Na ingganyo ako mag budget po dahil po sa inyo ☺️ salamat po sa pag share po ☺️

[@PinayInvestor]

@@jl-zi7cp Wow thank you for watching. :) I'm so happy na nakatulong sayo ang video na ito. :) I also share more budgeting tips through email. You may sign up sa email list ko at thepinayinvestor.com/freebies and you can also download my free budgeting templates there. Thanks again and happy budgeting! :)

[@jl-zi7cp]

@@PinayInvestor done sign up na po ☺️ salamat po talaga ng marami , laking tulong po talaga mga videos nyo ... godbless to you po 🙏

[@charis1211]

Saan po napasok ung transpo. Wala po sa variables at expenses

[@ssarsi]

Maglakad na lang daw tayo o kaya mag bisikleta 😅

[@frankonpassive8717]

New subs😊 thanks for sharing

[@PinayInvestor]

Thank you for watching. 😊 Feel free to join my email list for more tips. 😊 thepinayinvestor.com/freebies

[@ArkiCaloyzki]

Ganda naman po ng sulat niyo ma'am. Arki po ba kayo? hehe!

[@PinayInvestor]

Hehe salamaat po and thanks for watching. :)

[@OO-ts5ow]

No for transportation to work?

[@BerlyFlair]

pretty handwriting

[@PinayInvestor]

Thank you! :)

[@mariannealmonte1702]

Kulang 5k sa isang buwan .. Lalo na kung matakaw, katulad namin 🥲 nagpapakain din kami stray dogs and cat kaya malakas kami sa bigas hehe .. Ala pa kami baby, newly wed po

[@joanaleje1262]

D pi tlga kasya 20k sa family kc wla budget sa pag aaral at pamasahe ppunta work

[@PinayInvestor]

Thank you for watching. Try ko pong maggawa ulit ng video na kasama ang iba pang expenses. Thanks for the idea. :) God bless you.

[@racquellansangan351]

True sa panahaon ngayon 20k parang minimum nalang lalo na kung nangungupahan ka

[@dawiesuarez6582]

Hi, pwede nyo po gawan ng budgeting ang delayed na sahod like 2-3months ang delayed. Salary of 22k. Salamat 😍

[@mantotdevera]

naol 20k income

[@chloearse4308]

Please do 10k a month allowance of a student po huhu I always overspend kahit wlaa pa yung allowance ko MISMO dami ko nang naoorder online, etc. Minsan Wala pang 2nd week ubos ko na😭

[@engagesphereph]

Please note. Electricity and water should be under variable. These bills changed depending on your usage.

[@PinayInvestor]

Hi Jessica, thanks for your comment. :) Sometimes, I personally put it under Variable kasi the amount changes every month. But for some of my videos, minsan nilalagay ko sa fixed to emphasize na kailangan iprioritize ung utility bills kasi every month to binabayaran. Pero like what I always say, it's up to us kung saan tayo comfortable sa pagbubudget at sa categories ng budget natin. The best budget is the one that works for us. Maybe you can also share some of your budgeting tips with us? :)

[@ericadriano7562]

Paano po sa Bigas at Gasul?

[@cenny747]

Maari po ba kayong gumawa mg video para sa mga students na gusto din pong mag budget base po sa allowances nila? Ikinagagalak kopo na manotice ito. Thankyou po

[@rachelleoliva1536]

Ask lang po saan kkunin yung transpo ng studyante,at yung baon nila

[@daisylynmercado8440]

sis may kulang expenses yung budget sa gasul pero maganda nga may ganyan para maiwas ang sobrang gastos

[@PinayInvestor]

Thank you for watching :)

[@darwingalbis4149]

Super Tipid Budget to.

[@TRL-lz7ed]

inuna ang pagpapayaman ng simbahan e. Si pastor nag uulam ng steak.

[@PinayInvestor]

​@@TRL-lz7ed Why Should I Tithe? The Bible tells us that tithing is a way to show that we trust God with our lives and our finances. Giving encourages a grateful and generous spirit and can help steer us away from being greedy or loving money too much.

[@vickypastrana1245]

No budget for transportation? Bawasan ang tithing because charity begins at home

[@PinayInvestor]

sa example po na ito, I assumed na home-based sila kaya hindi nainclude ung pamasahe. Pero you can also watch my other video kzbin.info/www/bejne/gZTboHewoZV5bJY

[@rachelle29camara77]

Gusto kona po makapag ipon next year. husband ko lang po ung nag ttrabaho.

[@PinayInvestor]

Good luck. Kaya mo yan! Start po muna by making a simple budget. Alamin nyo magkano income at ilista nyo lahat ng expenses. Kung walang naiipon, check nyo kung saan pwede makatipid, at try nyo humanap ng ibang sources of income bukod sa income ng husband.

[@yhumyhum3673]

Thnks po ♥

[@PinayInvestor]

Thanks for watching. I hope you learned something .😊 Feel free to join our email list for more tips here thepinayinvestor.com/freebies God bless.

[@chayy24]

Ako po nahihirapan ako mag budget. Di ko po alam kung pano ko ibbudget ung income namin. Si Hubby po, 15/30 sahod nya 10k every cut off so mga 20k every month. Ako naman po since freelance makeup artist ako, hindi fixed ung income ko, minsan po pag nag ccompute ako ng kinita ko in a month as freelance makeup artist, kumikita po ako ng 25k-40k per month. Ang problem ko po, di ko alam kung saan na pupunta ung ibang pera bukod sa bills. Any advice po? Huhu nahihirapan po tlga ako. May money organizer naman ako.

[@PinayInvestor]

My number 1 advise is to keep an expense tracker. Ilista nyo lahat ng expenses nyo araw araw. Make it a habit for at least 30 days muna. After that, take a look at your expenses. Dun nyo malalaman kung saan talaga napupunta ang pera nyo. If you can continue the habit of tracking your expenses after the first 30 days, mas okay. After that, make a plan kung ano pwede nyo gawin to cut down your expenses and/or increase your income. It's also important to write down your goals para mamotivate kayo to save and invest a portion of your income for the future.

[@chayy24]

@@PinayInvestor may video po ba kayo kung pano ung expense tracker? Wala po akong idea.

[@rachelannehq]

Account mo rin po yung income mo as a makeup artist since this is your personal main source of income. Saka mo combine or ibudget mo separately sa salary ng hubby mo. Self employed din kami ni hubby, mas challenging talaga pag hindi fixed yung income. Hehe. Pwede mo rin sya itreat as side hustle.

[@rocketman7872]

pano po yung pamasahe papuntang trabaho? di po nasama sa budget

[@KimHaroldGPerol]

11/10

[@PinayInvestor]

Thank you for watching! God bless you.

[@queenbokeh7056]

Hello maam, ask ko po sana if saan po kayo nag papa change ng money like tig 100, or 50 or 20 pesos?

[@PinayInvestor]

Pwede po sa bank.

[@kristineplamenco6137]

God bless po

[@PinayInvestor]

God bless you too :)

[@lovelyargana6875]

Paano po yung for transpo ninyo?

[@arjhaybalajadia4031]

Mam good afternoon po . Ako po si Rafael Opes Jr . Nagwowork po ako ngaun . Gusto ko lang po malaman kung magbudget sa sahod ko po na 15,000 per month . sana po masagot nyo po ako . Thanks in advance

[@PinayInvestor]

Thanks for sharing your budget, Arjhay! :)

[@cagirl5078]

2K for electricity? That’s clearly not enough unless you use fans only - no a/c

[@ericadriano7562]

Kung 20k lang sahod wag na maghangad ng aircon 😅

[@TheGwapings]

Nice

[@markuchiha7737]

Gatasan ako e. Gusto ko na maglaho

[@KaiGrafia]

Maam, saan nio nabili yung printed envelopes with the plastic case? ❤️

[@flourishwithzel]

according po sa video nya, online nya daw po nabili ang name is Ambry Crafts nasa IG, FB and shopee. and I think laminated po yung envelopes :)

[@KaiGrafia]

@@flourishwithzel thank you so much for answering! ❤️

[@PinayInvestor]

@@KaiGrafia You're welcome. :)

[@lucydicen2937]

Hi po san po nakakabili nyang cash envelope? Thanks

[@lucydicen2937]

Ok na po, nabanggit nyo na pala sa national bookstore. Thanks

[@PinayInvestor]

Yes, sa natl bookstore po. :) thanks for watching. God bless.

[@rubzonline]

Saan mo po na papasukli ang buong pera? Hirap mag pasukli. Nagagamit mo sa iba para lang masukli-an.

[@PinayInvestor]

Sa bank po pwede magpapalit

[@yo.poldoo]

Wait po, no transportation expenses?

[@Jiyehyena]

And also load :(

[@PinayInvestor]

Pwede pong idagdag na lang ung ibang expenses. Budgeting is personal. Iba-iba po ang ating expenses.

[@reginadionessaddi6961]

kulang po yung budget sa fud and groceries..wala pa din yung LPG

[@cjclaflin7585]

Thank you for this video. Btw for tithing, should it be 10% of your net income or gross income?

[@PinayInvestor]

I personally set aside 10% of our net income (after tax) for our tithes. I wrote about tithing here: thepinayinvestor.com/tithing/

[@jessicagumela6657]

Yung nagtratrabaho wala man lang budget para sa baon at transportation allowance?

[@PinayInvestor]

ang sample po na ito ay para sa work from home. pag kailangan pong mamalengke dun na kinukuha ung transpo sa food and grocery budget. :) Thanks for watching. :) I also have other budgeting videos with transpo budget.

[@kikitv1287]

tapos ipangshhopee lng hahahaaa char po.

[@rachelletv2821]

20k po sahod ko nagpapagawa po kami ng bahay gamit sahod kopo

[@billosias]

hahahahah omg akala ko may basurang nadaan samin hahah naka speaker pa ko

[@arrianneestoquia4269]

Wala din po pamasahe pano un maglalakad nlng😁😁😁 peace

[@PinayInvestor]

ang pagba-budget ay personal yan at based yan sa personal needs and expenses natin. Yung sample ko po sa video based po sa current situtation namin. Sa ngayon kasi sa bahay lang kami kaya hindi ko na muna sinali ang transpo expenses o pamasahe kasi nasa bahay lang kami madalas. Pero kung kailangan namin magtravel o magcommute, sa miscellaneous namin kinukuha. Pero kung sa situation nyo naman, ang transpo ay regular expense nyo siyempre kailangan isama yan sa budget. The best budget is the one that works for you. Kailangan lang natin i-customize based sa actual needs and expenses natin. Anyway, thanks for your comment. You may visit my blog for more tips on budgeting, saving and investing here: thepinayinvestor.com/tipid-tips-food-grocery-budget/. Thank you and God bless! :)

[@beardup9101]

Ako po I earn 30k+ a month as a call center agent. ako lang mag isa pero kulang na kulang pa rin may utang pa. Mahirap maging mahirap.

[@PinayInvestor]

Try mo po itrack ang expenses nyo araw araw, at tingnan nyo at the end of the month kung san napupunta ang sweldo mo at kung san ka pwede ka matipid.

[@janicarazo2686]

Why po kulang

[@ms.castillonvlog7135]

Hello sis im new be here

[@PinayInvestor]

Hi Susan, thanks for being here and for watching. :)

[@MattiRika]

Family of 4, ang hirap ibudget ng 20k dahil may Home Credit pa😔

[@PinayInvestor]

oo challenging talaga, pero kakayanin natin yan. :)

[@suckerforshorts8014]

nagulat ako sa sumigaw 3:07 kasi 11 na ng gabi dito hahshajsha akala ko may nagaaway kinabahan ako dun

[@PinayInvestor]

Hehe, pasensya na po kasi dumaan yung garbage truck 😊 Thanks for watching. god bless. ❤️

[@mrs.kathleenaragon7089]

New subscriber here

[@PinayInvestor]

Thank you. I appreciate it :) God bless.

[@rachelle29camara77]

Mam. Pano po ba mag budget ng 10k.

[@PinayInvestor]

Same steps lang po, ibahin mo lang ung income at lista mo lahat ng expenses nyo. Pwede mo din ako imessage sa FB message facebook.com/thepinayinvestor

[@arielledeleon5304]

Me looking for budget pang shopping. 😰 Kaya wala ako naiipon ee 😭

[@PinayInvestor]

Ok lang naman may fun fund or shopping budget, basta unahin muna natin ung mga needs and priorities. :)

[@eduardgarcia9202]

Wala pa po dyan ung pamasahe sa pag pasok, at baon ng mga bata,, saka gastusin sa pag aaral, panu na po yan?

[@PinayInvestor]

ang budget po natin is personal kaya dapat po talaga gumawa tayo ng sariling budget dahil iba iba po ang income at expenses natin. try nyo po din po isulat ang budget nyo. ito po ang first step para mas lalo pa natin mahandle ng maayos ang ating finances.

[@abmarie241]

wala pong transpo allowance?

[@PinayInvestor]

sa example po na ito, I assumed na home-based sila kaya hindi nainclude ung pamasahe. Pero you can also watch my other video kzbin.info/www/bejne/gZTboHewoZV5bJY

[@youyirazon1014]

kulang ata nang transpo allowance

[@rachellet.6951]

wla.po banjn pamasahi or gas ..

[@PinayInvestor]

sa example po na ito, I assumed na home-based sila kaya hindi nainclude ung pamasahe. Pero you can also watch my other video kzbin.info/www/bejne/gZTboHewoZV5bJY

[@szndd]

Budget for 18k income please

[@PinayInvestor]

Hi Suzanne, I'd love to help you make a budget. Please message me here: facebook.com/thepinayinvestor :)

[@blueberry9920]

Salamat po sa video, very informative and helpful. Tanong lang po, bilang OFW, nagpapadala po ako ng 20K sa magulang ko at isang kapatid na nasa 1st yr college. 20k lng po kasi bale hindi na po sila nagbabayad sa bahay dahil sarili na nila at hindi na rin sila nagbabayad sa kuryente dahil binigyan ko na sila ng solar panels kaya umaabot nlng sa P100 ang binabayaran nila. Sa tingin ko po wala po silang naiipon na pera galing sa padala ko at hindi ko alam kung bakit. Nakakalungkot. Sa palagay nyo po ba kasya na ang 20k o kailangan kong dagdagan para makaipon din sila?

[@PinayInvestor]

First of all, thank you for watching and for sharing your story. I suggest po na kausapin nyo sila at tanungin nyo po sila kung saan napupunta ang pinapadala nyong pera. Pwede mo silang i-guide kung paano mag-budget. It will also help kung ittrack nila ang kanilang expenses para aware din sila kung ano ang pinagkakagastusan nila every month. Dun nyo malalaman kung sapat ba ang pinapadala mong 20k, kung kulang o baka meron silang pwedeng i-cut down na expenses para kahit papano makaipon sila.

[@PinayInvestor]

Alamin mo muna ung current expenses nila before ka magdecide kung dadagdagan mo ba ang padala mo kasi no matter how big ung amount that they receive kung hindi nila alam ibudget, baka ganun din ang mangyari. Alam naman natin kadalasan pag tumataas ang income, tumataas din ang lifestyle at dumadami ang expenses. Kailangan lang natin alamin kung needs nga ba ang kanilang pinagkakagastusan or more on wants na.

[@monicashanelucero3305]

gawa ka video sis yung 10k per month sahod

[@PinayInvestor]

Thanks for the suggestion. I'll try to make a 10k budget soon! :)

[@PinayInvestor]

Hi Monica, I'd love to help you make a budget. Please message me here: facebook.com/thepinayinvestor :)

[@milimetersinc.6171]

TIGHT lok

[@maximinamasangkay2117]

5k for food and grocery is only for one week, its really very hard to budget.

[@PinayInvestor]

Iba iba po ang budget natin. Ung iba ang 5k po ay good na for 1 month like this family po na kumikita ng 15k ang breadwinner, 6 po sila sa family. 5k budget nila for food for one month. kzbin.info/www/bejne/q3a0e4WOm9eIqtU

[@rasberry513]

Bakit kelangan ng Tithe? Tapos top priority talaga siya para mabuhay sa 20k??

[@marianneshynebalondo8500]

Hi maganda sia, but gawa po kayo nang 18k per month with 2 college students...

[@PinayInvestor]

Hi Marianne, thanks for watching. 😊Message mo po ako sa fb page facebook.com/thepinayinvestor. Thanks and God bless. ❤️

[@Mr.2GD]

Kulang. Di pa kasali transpo

[@ssarsi]

Bakit walang budget para sa Transportation?

[@PinayInvestor]

Wfh po ito. You can watch our recent video here kzbin.info/www/bejne/bGG2m6hnrqyFicUsi=HqnFvT37XScV5awO

[@manjogime4928]

Hindi ito kasya for the whole month.

[@PinayInvestor]

Depende po sa lifestyle, sa dami ng sinusuportahan, at sa discipline ng nagbabudget. Meron po ako isang video 15k sahod ng breadwinner for a family of 6. kzbin.info/www/bejne/q3a0e4WOm9eIqtU

[@martdarylplamenco]

ASK LANG PO ANO TAWAG DYAN SA LAGAYAN NG PERA MO

[@PinayInvestor]

Cash envelopes? Budget organizer?

[@coleencataylo-raipan7083]

24k income please, newly hired teacher 🙏

[@PinayInvestor]

Hi Coleen, I'd love to help you make a budget. Please message me here: facebook.com/thepinayinvestor :)

[@francesdevera9371]

@@PinayInvestor hi im also a newly hired teacher. Can i also message you?

[@PinayInvestor]

@@francesdevera9371 Sure! Feel free to send me a message through my FB Page Inbox. facebook.com/thepinayinvestor

[@patrishiacoleenlabariento6094]

Transpo pa

[@PinayInvestor]

oo pwede niyo po idagdag ang transpo at iba pang expenses nyo. Thanks for watching :)

[@isittrueyesokeydokeyyo8066]

Hindi talaga nakakabuhay ang 20k

[@PinayInvestor]

Kaya naman, depende sa pagbabudget. :)

[@mariatheresadiaz518]

Mukhang Di mo pa alam ang mga prices Ng mga bilihin Yung groceries and food for a month na 5k pang ilang person po Yun?? Sorry Hindi makatotohanan Yan computation mo!

[@PinayInvestor]

No two budgets are equal. Ung recent video ko po kzbin.info/www/bejne/q3a0e4WOm9eIqtU, 15k salary ang breadwinner, family of 6, 5k ang budget for food and groceries. Depende po yan sa sitwasyon ng pamilya at kakayanang kumita. Di po natin dapat icompare ang ating budget sa iba dahil iba iba po tayo ng sitwasyon at priorities sa buhay. Anyway, thank you for watching and I appreciate your comment. God bless.

[@applecarlos6367]

Grabe tight budget na pang dalaga Lang Pala yung 20k / month 😭😭😭😭

[@PinayInvestor]

oo challenging mag-budget pero this is the first step to get our finances in order. Kaya happy budgeting :)

[@luzmindaceleste994]

Wala budget sa pamasahi

[@PinayInvestor]

sa example po na ito, I assumed na home-based sila kaya hindi nainclude ung pamasahe. Pero you can also watch my other video kzbin.info/www/bejne/gZTboHewoZV5bJY

[@maejchannel3374]

May kulang po sya,ung pag kain sa araw arw wla po jan

[@darwingalbis4149]

5000 na yun food and grocery

[@PinayInvestor]

kasama na po un sa food and grocery. sample lang po ito. :)

[@PinayInvestor]

READ: How to Make a Monthly Budget thepinayinvestor.com/budgeting-for-beginners and Get Your FREE Budget Printable!