Budgeting Dos and Don'ts to Save Money Each Month | How we saved a year's salary in our bank account

We are all trying to save as much money as we can as the cost of living is only increasing. My husband and I had a goal of saving a year's salary in our bank account, which was no easy task. In this video, I share 9 tips of how we save money every month so we were able to save a year's salary. Here are some dos and don'ts of money saving habits.
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[@sharndawg007]

Another hack I have been using for about five months is to cycle through meal kit delivery services. The sign up is usually a few hundred off the first four boxes, then you move on to the next service that offers a discount of four boxes. After about four or five, the first ones start to offer you discounts to reinstate the account and you take advantage of those offers too. Haven’t paid full price for those services for about five months and for a household of two, I can get three meals out of a two serve meal and have lunch for the next day. Surprisingly, I have spent so much less than groceries at the supermarket, plus you get a great variety of dishes to cook each week.

[@FaithHustle]

In line at smoothie king questioning myself as we speak 😂 I never thought about it…but I DO feel like I deserve a fancy beverage just for leaving the house lol 😫 a lot of my money does go to drinks

[@juliamnjcomedybeautynews9516]

😂

[@bonniegaither3994]

Then I guess you will ‘deserve’ to live a life of poverty in your “golden” years. 🤔

[@cherylbroadenax1006]

What a revelation: I,too, do this too. Each time I go out I end up stopping to pick up something now I know it was a reward thing. Wow. What a revelation.

[@aleanajones2050]

Title is a bit misleading nonetheless good advice. It should probably say, saving 1 year worth of living expenses. But you got my attention, so thanks!

[@theanonymousbudgeter]

great tip! I too think I deserve a treat whenever I go out and do errands hehe 😅 But I've been trying to make my own iced coffee before leaving and that's helped. Also I use the Walmart app to shop for groceries but I prefer to shop in person. So once I have all my items in the cart, I basically use the shopping cart as my grocery list and I stay within budget. The key is to stay focused on what I NEED & not get distracted by other items lol. thanks for sharing 👍🏾 😊

[@KateyVaughan]

This is such a great idea!! Thanks for sharing

[@unknown-eq6xq]

Love the tip on tracking your receipts. I’ve been doing it for a few months now on google docs and it’s helped me see where my money is going and recognize my spending habits.

[@maxinef6654]

I don’t understand how people are able to afford those food delivery apps. I was thinking about ordering from one and it came out to be double the price. Not worth it.

[@MariaSanchez1.]

I only order when they send me a promotion like 40% off your order of $20 or $25

[@hollyybeth]

The only time we use meal delivery is if we are both miserably sick, even then I cringe spending the money on it 😬

[@rocketmom60]

Because we always saved our utility and medical bills and grocery receipts for a whole year, we had a foundation to use to establish our planned spending. Whenever we spent less on a category, the excess went into a reserve fund to be used in a bill such as heating and cooling went over the monthly amount. The goal was to be within the limits for the entire year. We didn't sweat the monthly changes.

[@kylag5830]

Needed this!

[@ashley9603]

I was at Kohl's and bought this like finger puppet thing that was at the register and it literally rang up as impulse.... I'm like yeah... That definitely was an impulse to keep my daughter happy 😂

[@bluej822]

Great video

[@veesvoyages]

Good advice!

[@carolynstewart8465]

Excellent suggestions, but why a car payment?

[@shelbygreen8888]

Thanks 😊

[@christinab9133]

❤❤❤

[@bonniegaither3994]

Who’s years salary? Are both of you working?

[@keishafranklin6553]

Good tips but need more video tips from moms

[@scoutsami01]

Why not put the savings into paying off your mortgage?

[@michiganman845]

Better yet, keep a 6 month emergency fund into a hysa and invest the rest.

[@chrisk4053]

Ok an emergency situation for door dash??? What would you have done 5 yrs ago ?? You would eat toast or bowl of cereal.

[@bessycorrales2259]

Meal delivery services bring your food to your door, and the driver may have taken a sip from your drink or dipped their hands into your food, because not all vendors properly secure the food. Disgusting.

[@marisela731]

One dollar app

[@tiffanyparker6996]

Great video