Budgeting Dos and Don'ts to Save Money Each Month | How we saved a year's salary in our bank account

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Күн бұрын

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@sharndawg007 8 ай бұрын

Another hack I have been using for about five months is to cycle through meal kit delivery services. The sign up is usually a few hundred off the first four boxes, then you move on to the next service that offers a discount of four boxes. After about four or five, the first ones start to offer you discounts to reinstate the account and you take advantage of those offers too. Haven’t paid full price for those services for about five months and for a household of two, I can get three meals out of a two serve meal and have lunch for the next day. Surprisingly, I have spent so much less than groceries at the supermarket, plus you get a great variety of dishes to cook each week.

@anniesshenanigans3815 Ай бұрын

I have not "eaten out" in over a year. It's doable. Saves a TON of money!! I've always taken my lunch so that wasn't an issue. The two big things for me are Amazon and buying junk food when i go grocery shopping. 2024 was better than 2023, and I'm trying to get it to zero for 2025. A written budget is a must!! I use the free Every Dollar App

@Faithnhustle 8 ай бұрын

In line at smoothie king questioning myself as we speak 😂 I never thought about it…but I DO feel like I deserve a fancy beverage just for leaving the house lol 😫 a lot of my money does go to drinks

@juliamnjcomedybeautynews9516 8 ай бұрын

😂

@bonniegaither3994 8 ай бұрын

Then I guess you will ‘deserve’ to live a life of poverty in your “golden” years. 🤔

@Peridot07 6 ай бұрын

Not only ur hurting ur wallet but ur health as well

@Alexandrasyoutube 2 ай бұрын

Same

@lizeta8404 Ай бұрын

I don’t know where this ideas come from

@cherylbroadenax1006 8 ай бұрын

What a revelation: I,too, do this too. Each time I go out I end up stopping to pick up something now I know it was a reward thing. Wow. What a revelation.

@41yearoldnewdriver 5 ай бұрын

I'm saving for a used vehicle. I saw a used 2007 Honda Accord sedan priced at $4,500. That was the year I graduated from a local community college. I am 43. I want to buy it on my own. I have a few thousand dollars in an account that I intend to use to buy it in a few months. Thank you for the advice! I started to save a couple hundred dollars every month since February.

@Kelly-oe8kr 5 ай бұрын

The two areas I need to work on (but couldn't put my finger on) 1. Extra money = extra money to SAVE not spend. 2. Thinking I deserved to reward myself with a fancy beverage every time I left the house.

@theanonymousbudgeter 8 ай бұрын

great tip! I too think I deserve a treat whenever I go out and do errands hehe 😅 But I've been trying to make my own iced coffee before leaving and that's helped. Also I use the Walmart app to shop for groceries but I prefer to shop in person. So once I have all my items in the cart, I basically use the shopping cart as my grocery list and I stay within budget. The key is to stay focused on what I NEED & not get distracted by other items lol. thanks for sharing 👍🏾 😊

@KateyVaughan 8 ай бұрын

This is such a great idea!! Thanks for sharing

@aleanajones2050 8 ай бұрын

Title is a bit misleading nonetheless good advice. It should probably say, saving 1 year worth of living expenses. But you got my attention, so thanks!

@unknown-eq6xq 8 ай бұрын

Love the tip on tracking your receipts. I’ve been doing it for a few months now on google docs and it’s helped me see where my money is going and recognize my spending habits.

@HooksnBooks 5 ай бұрын

In our household we actually break down grocery receipts to food/ingredients, snacks, household (toiletpaper, cleaners, etc), and water/beverages so we can see if we may be overspending in the smaller areas.

@marilynrybak9154 6 ай бұрын

I have cut my grocery store bill in half. However, when I see something on sale that wasn’t in the sales add- often times it might an item they are trying to sell out of- in order to restock something else - as li g as it is something i typically use or want to use in a recipe/meal - I will buy it - because it’s a great price and will save me money the next time I need that item. We are also very good at ensuring g we eat everything we buy as to not waste any food at all. And, definitely shop the sale “leaders” and freeze meat that you buy at great prices so another week when you need to grocery shop- you will not have to buy, say chicken, for example, when it is not on sale or not as good of a sale.

@rocketmom60 7 ай бұрын

Because we always saved our utility and medical bills and grocery receipts for a whole year, we had a foundation to use to establish our planned spending. Whenever we spent less on a category, the excess went into a reserve fund to be used in a bill such as heating and cooling went over the monthly amount. The goal was to be within the limits for the entire year. We didn't sweat the monthly changes.

@maxinef6654 8 ай бұрын

I don’t understand how people are able to afford those food delivery apps. I was thinking about ordering from one and it came out to be double the price. Not worth it.

@Maryslife12 8 ай бұрын

I only order when they send me a promotion like 40% off your order of $20 or $25

@whynottoday7304 6 ай бұрын

I did it once, with a promo. First and last time, the cost is crazy!

@livingthegoodlifeonthechea1579 6 ай бұрын

@@whynottoday7304you’re right the cost is crazy

@BP-nn7tq 4 ай бұрын

I’m an impulse buyer too, this video was helpful.

@amiraclefinds4867 4 ай бұрын

" i think i need a treat just because i left my house" sounded incredibly stupid. And thats me! I needed to hear it put that way because... serious? Because you left the house. What are me 5? I need to get real with myself.

@hollyybeth 7 ай бұрын

The only time we use meal delivery is if we are both miserably sick, even then I cringe spending the money on it 😬

@chrisk4053 7 ай бұрын

Ok an emergency situation for door dash??? What would you have done 5 yrs ago ?? You would eat toast or bowl of cereal.

@hruyle93 6 ай бұрын

I used DD to order medicine when I could barely move! Previously I would have suffered for much longer lol

@xmochix604 5 ай бұрын

Such great tips! Thank you!

@eliane1823 Ай бұрын

My family rarely eat out, that save A LOT!

@jenniferjulianjf712 4 ай бұрын

a good tip to avoid impulse buying is to put the amount you plan to spend in CASH. and try to pay for everything with th cash only. that way you’re more mindful about what you’re getting. the goal would be to not go over the cash amount and to not put the remaining balance on your card

@Under510 5 ай бұрын

We're in awe of your budgeting skills 🙌

@donnabuckner2689 26 күн бұрын

These are great tips. I appreciate that you shared real life practical tips. Now that you have a year's salary saved, where do you save it, a high yeild account, money market?

@ashley9603 8 ай бұрын

I was at Kohl's and bought this like finger puppet thing that was at the register and it literally rang up as impulse.... I'm like yeah... That definitely was an impulse to keep my daughter happy 😂

@fourdayhomestead2839 6 ай бұрын

Watching a month ago: a sandwich (for work) when I bought gas (2x week) totaled up to enough $$ to buy the sale items at kwik trip station that made a lot of simple meals for this month. An onion, bag of potatoes, 8oz sliced cheese, loaf bread & # free bananas (coupon). The peanut butter & jam sandwiches for work tastes better knowing that. 😊 fact.

@carolynstewart8465 8 ай бұрын

Excellent suggestions, but why a car payment?

@jennifermclemore2459 6 ай бұрын

Helpful tips--- Thank you,cause our budget been going to fast food alot and drinks ,tips helpful .😊

@kylag5830 8 ай бұрын

Needed this!

@bluej822 8 ай бұрын

Great video

@livingthegoodlifeonthechea1579 6 ай бұрын

I use grocery delivery apps when I’m sick. It’s still cheaper than door dash Uber eats etc

@veesvoyages 8 ай бұрын

Good advice!

@Chloera503 6 ай бұрын

Great video 💗🌷

@Miss315y 6 ай бұрын

I've tried to avoid eating out and it just got worst 😢 I have ADHD and things like buying groceries, and cooking have an additional difficulty level. Almost every time I cook, I forgotten about it and the later days I end up with moldy food in the fridge and eating outside 😢

@giselle_kvm 6 ай бұрын

Set reminders on your phone

@freefree1664 6 ай бұрын

When I cook for myself I cook for 4 people. One meal today, one for tomorrow and 2 serves in the freezer for when I can't be bothered to cook. Soups, currys, casseroles etc are easy to freeze & reheat just as tasty

@lollipop3105 4 ай бұрын

Same here! I grow a lot of my vegetables or buy on sale in season, cut them immediately after the harvest or buy and freeze them, so that I can cook a healthy meal within a few minutes. I try to eat the same breakfast over and over again to not leave the house hungry.

@shelbygreen8888 8 ай бұрын

Thanks 😊

@bonniegaither3994 8 ай бұрын

Who’s years salary? Are both of you working?

@bessycorrales2259 8 ай бұрын

Meal delivery services bring your food to your door, and the driver may have taken a sip from your drink or dipped their hands into your food, because not all vendors properly secure the food. Disgusting.