Buffett's 2025 Warning

[@Raniyanhunter]

I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $100,000 to create a strong investment portfolio, which stocks would you choose for better returns?

[@garnold-l5p]

I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.

[@Anessa-gibson]

Agreed, people often underestimate the role of financial advisors. Over 30 years of data reveal that those who work with advisors typically earn more than those who do it alone. I've been fortunate to work with one for 5 years now, resulting in a million portfolio.

[@Mlanderos-t9e]

Thanks for sharing your experience! I’ve been managing my portfolio myself, but it’s not working out. Do you have any recommendations for a good investment advisor? I could really use some help.

[@Anessa-gibson]

My CFA is Laurel Ann Watkins, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@Mlanderos-t9e]

Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!

[@nicolasbenson009]

If buffet selling, then Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all but just how long will It take to recover or am I better off putting my money elsewhere. I need a lot as rent, inflation alone eat up almost all of what I make with dependents and other obligations included. Tbh it's an uncertain year for me.

[@TinaJames222]

As they say. Time in the market, not timing the market. Only contribute what you can afford bcos it’s a long term thing. Property & Stocks will dip & peak but they aren't going anywhere anytime soon.

[@tatianastarcic]

Be extremely attentive as we are entering an unusual market economy. That doesn't mean that you can't unravel opportunities in every sectors, you can but you should be considering rewarding options first. It would be a vast awareness to align under a top performer for easy earning picks. I did the same and it works.

[@Vincent-j8u]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst

[@JacobsErick-u8r]

Could you possibly recommend a CFA you've consulted with?

[@Vincent-j8u]

In fact, I'm not sure whether I'm permitted to say this, but I'd suggest searching for “Lisa Grace Myer” as she gained a lot of attention in 2017. She is both my coach and the manager of my portfolio.

[@Earlton-u6t]

Buffet was also selling when the pandemic hit, a great entry point for people of my generation (30s, 40s) and a great period for stocks overall. My question is do you think it's a good time to consider selling some stocks too? I’m considering rebalancing my $2M portfolios and curious for the best strategies to do so.

[@AverageAmerican-m2m]

Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.

[@BrianMattews-i7t]

I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@viewfromthehighchairr]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@BrianMattews-i7t]

I've stuck with ''ZAREEN GRACE CHURCH'' since the covid-crash of 2020, and her performance has been impressive to date. She’s quite renowned in her field with over two decades of experience, you can simply look her up.

[@AlbertGReene-p8w]

Thanks for the info. I searched for her full name and found her website right away. I reviewed her credentials and did my research before reaching out to her.

[@dixonmiller1243]

Been watching you for several months Azul. The wisdom and perspective you bring to thousands of people is so invaluable. Enjoy retirement!

[@JosefMouris]

Hit 220k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 34k in November 2024,

[@LivefreeLoz]

I would really love to know how much work you did put in to get to this stage

[@JosefMouris]

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life save

[@EricLurie-n7]

As a beginner in this, it’s essential for you to have a mentor to keep you accountable. Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@devpaul80]

Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's

[@HeatherHillier]

His guidance allowed me to restructure my retirement plan, resulting in an estimated $700,000 more by the time I retire.

[@EmiliaSmith-h8v]

For decades, I’ve focused on a balanced approach, but Buffett’s caution has made me realize it might be time to shift more heavily toward safer, income-generating assets. I don’t want to jeopardize my retirement savings by chasing high returns in an unstable market.

[@Rosewaltburg]

Buffett’s warning is a wake-up call for many investors, especially retirees. He’s been vocal about the dangers of speculative bubbles and the importance of focusing on long-term value rather than short-term gains. For retirees, this means reconsidering exposure to high-risk stocks or funds and emphasizing stable investments, like dividend-paying stocks, Treasury securities, or even cash reserves.

[@Toby-h5p]

After hearing Buffett’s latest insights, I took a hard look at my portfolio in early 2025. I have decided to reduce my exposure to growth stocks and instead allocated 40% of my holdings to bonds and Treasury Bills. This move ensures a steady income stream without risking too much in a potentially volatile market. Now, I’m more confident about sustaining my retirement lifestyle, even in uncertain times.

[@Pierce-p7f]

Thanks for sharing your perspective! Buffett’s advice is invaluable, but implementing it can be tricky. I’ve been managing my portfolio myself, but I could use some guidance in aligning it with his principles. Do you have any suggestions for a financial advisor who’s adept at value-based investing?

[@Toby-h5p]

My CFA, Peter Dewitt Martin, is an expert in Buffett-style investing and risk management. He’s been instrumental in helping me build a resilient portfolio that generates income while minimizing unnecessary risks. Look him up online-his credentials and client success stories speak volumes.

[@Toby-h5p]

My CFA, Peter Dewitt Martin, is an expert in Buffett-style investing and risk management. He’s been instrumental in helping me build a resilient portfolio that generates income while minimizing unnecessary risks.

[@mydressmemos]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@HoskinsShanellNicole]

I know having a financial advisor improves your overall portfolio performance, but are they really as effective as you claim?

[@ThomasLuke-u3v]

True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.

[@JacobsErick-u8r]

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@ThomasLuke-u3v]

When ‘Melissa Terri Swayne’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

[@winifred-k9e]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@TitleWaive1]

Everyone likes to look at Buffet's cash position, which is fine, but you must also realize that he holds insurance companies that require reserve amounts. He may also be holding cash to buy more companies.

[@UncompromisedOne]

Thank you.

[@peterhenman2662]

That makes sense, but still indicates opportunity from a depressed market

[@mkissin493]

We are all experts until...we aren't.

[@mkmac9539]

Azul, tell us what your personal asset allocation is.

[@colemant6845]

He won't... I challenged him MANY time. Azul is "do what I say... Not as I HAVE DONE and AM DOING."

[@HumbleTrader001]

@@colemant6845 Maybe he should talk to Warren Buffett about this.

[@hardeez1]

He won't. Zero chance.

[@Grace.h-t8o]

Munger and Buffett have both achieved an incredible feat with Berkshire. They've turned thousands to billions, and have made a lot of people wealthy in the process. I really saw the potential of the stock market by reading Berkshire's annual letters. I recently sold my $674k apartment in the Bel Air area and I'm hoping to throw it into the stock market. I just don't want to lose everything.

[@Theodorebarba]

it's True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

[@Helen_white1]

If you are in cross roads or need sincere advice on the best moves to take now its best you seek an independent advisor who knows about the financial markets. It's better to hire a skilled financial planner especially if you're not one yourself. I hired one after my retirement pension took a hit in April due to the crash.

[@berniceburgos-]

Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?

[@Helen_white1]

Finding financial advisors like Jessica Dawn Walters who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@Richard.raspberry]

thank you for putting this out, it has rekindled the fire to my goal... was able to spot Jessica after inputting her full name on the web, she seems highly professional with over a decades of experience.

[@KingTheRat]

Love your "Diary of a Azul" thumbnails 🙂

[@HarrisRyan-oy8eo]

My plan for this year is to hold cash and wait for the market to re-level unless there are tips on avoiding a crunch and maximizing my $550k savings?

[@RickWatson-xu6gw]

You'll be waiting a long time, trade the chart! learn how to create a basket of securities like an expert or seek guidance from an expert

[@benitabussell5053]

The issue is most people have the “I want to do it myself mentality” but not equipped for a crash that comes afterwards. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 300%, summing up nearly $1m, since covid outbreak to date.

[@A_francis]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@benitabussell5053]

Her name is Marissa Lynn Babula . I can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@Frančekrojht]

I Hit $32,590 today. Thank you for all the knowledge and nuggets you had thrown my way over the last week i started with 5k in last week 2024.... now i just hit $32,590❤️.

[@Maryrobinsonzim]

How did you manage to achieve that level of growth? I've been trying everything I can to improve my investments, l want to retire in a few years and I need a better diversification

[@Frančekrojht]

It's Katherine Grace Maier doing, she's changed my life.

[@Karentemplerk]

The first time we had tried, we invested €14,000 and after a week we received €50,230. That really helped us a lot to pay our bills.

[@Mehmettunç10r]

I'm new at this, please how can I reach her?

[@Lanwalker1]

I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.

[@movdqa]

One of my advisors has move his portfolio allocation to 30% SPY, 52.5% bonds, 2.5% bitcoin, 15% gold. He correctly called the bottom November 2023 and is calling for a 20% correction (or some may call it a crash) late Q2 to Q3. The next Treasury Secretary is one of his clients.

[@Andrew-eb7wg]

DD?

[@movdqa]

@@Andrew-eb7wg Yup. Going on David Lin's podcast results in a massive audience.

[@jobuckley2999]

Gold. Tee Hee

[@foreign_agent]

Azul, nice job walking the fine line. But we can all read between the lines.😉

[@DrPaulMonitto]

I agree, actions speak louder than words.

[@hardeez1]

Why did you put w comma there

[@DrPaulMonitto]

@@hardeez1 Sorry, typo. Thanks for the correction!

[@MrDhulet]

Buffett indicator was invented in the 1970's, Azul! You don't think with computers, cellphones, cars, international business, and internet that things might be different? I doubt he uses that anymore. I see you pumping vids though, I get it. I respect the hustle. Keep it up, GL!

[@AdamGreene222]

Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $2M portfolios or maybe even consider some defensive investments.

[@LesterHess-t1x]

Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.

[@wmwoods-l4f]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

[@karitanaw]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

[@wmwoods-l4f]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ 'Annette Marie Holt ” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@karitanaw]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her

[@dianediliberto1876]

Thank you, Azul. 😊

[@boydcoyner3088]

Warren Buffet is 94 years old. Maybe he is just cashing out to retire and buy a motor home and chill out?

[@tomldollard]

Retire? He's getting ready to croak!!

[@zoner__]

Wonder what the ratio would be taking into account the total amount of stock available. I think some of the inflated ratio is due to the amount of money chasing the smaller number of available stocks..

[@Alan-rt3se]

I don't really understand the differences between buying CDs versus buying Treasury bonds. They have very similar yields. Are there any differences between them that we should know about? This would be a good video for you to make.

[@wakeywarrior]

He sold loads of stock in 2021. We were told we should be listening. Bad mistake he’s missed some major growth.

[@racerx6]

I think a man worth over $100 billion dollars hasn't really missed "some major growth".

[@Seegie16]

Not really because 2022 was 35% craah. Where he deployed more cash after the crash. Look at brk from 2021 to now. It wouldnt be as high if he just held

[@kf6pfk]

Few, if any, investors have Berkshire Hathaway's long-term returns. You can adjust your window to see anything you want, but if you compare BRK long-term returns to the S & P500, you'll know why so many people pay attention to what WB does and says.

[@leonardbertaux6897]

Nobody’s perfect!

[@tylerrainey3305]

You mean he missed some massive Gov spending and hiring.

[@Omikoshi78]

Financial Advisor advice beyond diversifying seems to be “pick left or right but use your own decision to pick right or left. Because they both have merits. But most importantly you have to blame yourself and not the advisor if things go south. Because you made the decision after all. You must praise me for ROI only when things go well”

[@appleztooranges]

Stocks are going up

[@trainguy55-f6q]

tRumpish euphoria. Won't last. He is determined to tariff the country to death to lower taxes for his billionaire buds. Prices will rise and inflation will come roaring back.

[@dantheman6607]

Yes they have for a year now but looks like a drop is coming soon

[@oliviaHill-w4e]

Buffett's prudence has led me to realise that, after decades of concentrating on a balanced approach, it could be time to make a bigger shift towards safer, income-producing investments. In an unpredictable market, I don't want to risk my retirement funds by pursuing large returns.

[@j.ottinger]

A wake-up call for many investors, particularly seniors, is Buffett's warning. He has made a strong case for the need to prioritise long-term value over short-term rewards and the perils of speculative bubbles. Retirees should focus on safe investments such as dividend-paying equities, Treasury securities, or even cash reserves and reevaluate their exposure to high-risk companies or funds.

[@wmwoods-l4f]

After hearing Buffett’s latest insights, I took a hard look at my portfolio in early 2025. I have decided to reduce my exposure to growth stocks and instead allocated 40% of my holdings to bonds and Treasury Bills. This move ensures a steady income stream without risking too much in a potentially volatile market. Now, I’m more confident about sustaining my retirement lifestyle, even in uncertain times.

[@LesterHess-t1x]

@@wmwoods-l4f Could you kindly elaborate on the advisor's background and qualifications?

[@wmwoods-l4f]

I have worked with a few financial advisors before now but i ultimately settled for 'Annette Marie Holt'. She is SEC regulated and licensed in US. You can easily look her up

[@LesterHess-t1x]

Thanks a lot for this recommendation. I just looked her up, and I have sent her an email. I hope she gets back to me soon.

[@KRSbumpbars]

Good information Your video focus looks strange, seems to focus on your eyes and the rest is fuzzy?

[@KL-ii1xt]

100% in tbills rolling them every 2 weeks to 3 mths @ 4.3% and keeping cash available for market crash to buy the blood plus in my opinion anything above 3% is free money so at 4.3% its golden and I live below my means but enjoy every moment tbills no risk yes yes yes and YES

[@chrisforker7487]

That sounds like waaay too much work! I leave my money alone and spend time doing the things I want to in retirement!

[@KL-ii1xt]

@@chrisforker7487 works for me...and I still do everythng i need and want to in retirement, travel, gym etc etc etc it takes 5-10 minutes.. if you don't have 5-10 minutes every 2 weeks at a min to buy a new tbill and maximize returns with no risk until the crash happens etc well something is missing... cheers and enjoy your journey

[@DavidDoss-p4r]

In 22 I had the safety bond portion of my portfolio in BND. In my riskier equity portion I was heavy on VOO with a couple minor positions in individual stocks. I had about a 60/40 stocks to bnd. When the market went down my BND went down as well. Why did this happen? Currently my safety play is SGOV instead of BND but there is no long term upside only inflation protection. I would like to invest in bonds but I have lost faith in their ability to protect me from market corrections after 22. I'm currently sitting at 80% SGOV and 20% equity. Maybe a little more than 89% towards SGOV. I think the market is 20% overvalued and when the bubble bursts it will fall by double that into a 20% discount. That's when I plan to divest in SGOV and deploy the cash into equity.

[@RichardMoore-jg5tl]

Trusting in a top investor like warren and holding BRK, while he dumps other stocks is crazy. I already made my decision to get into crypto, . I aim to gain from this and I'm doing it with 200k and less. While dabbling into covered call ETFs, ranging 9-11% divs paid monthly. Am i on the right track?

[@RusuSilva]

Did you listen to what Tom Lee said? Small caps are under valued. That's the best place for growth this year.

[@RossiPopa]

Such uncertainties are the reasons I don’t base my judgement on a ''heresay''. My dollar portfolio is made up of 30% S&P500, 25% Index funds(ETFs),15% Gold and over 30% in digital assets, thanks to my CFA for this accurate asset allocation. This strategy is what works for my spouse and I. We've made over 80% capital growth minus dividends.

[@FusunTumsavas-cq7tp]

I find your situation fascinating. Would you be willing to suggest a trusted advisr you've worked with?

[@RossiPopa]

I've stuck with ‘’LAUREN MICHELLE COMER” for years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@FusunTumsavas-cq7tp]

Thanks for the info. I searched for her full name and found her website right away. I reviewed her credentials and did my research before reaching out to her.

[@Wazup4177]

And of that 60% that the market is up. How much of that was / is do to the mag 7? The rest of the market hasn't been great.

[@JJJ5.7]

Timing the market is difficult. So for most the best thing to do is define an equity/bond/cash allocation that meets a person's needs and rebalance on a regular basis. The stock markets are clearly overpriced. Analysts have been predicting a correcrion for years. No doubt one is coming. Question is when. Buffet is a value investor. If he cant find a deal he will sit on cash.

[@richardpaul1678]

What’s the use of a ratio of US GDP to stocks when the major tech stocks are absolutely global, as are many other S&P companies, from P&G to McDonald’s to Catterpiller.

[@melanief6113]

I just sold off some personal investments and bought gold. Even though the few stocks I have left have a good dividend, they are dropping. I am touching nothing else (funds and stocks) for the next 5 years.

[@Mossy-Rock]

This may be a stupid question, but doesn't Berkshire Hathaway, in any way, disclose in their quarterly reports to investors (or any other type of communications) WHY or any hint to the rationale behind what actions they are taking? I know that generally in quarterly reports to investors companies generally disclose some information as to decisions and future direction.

[@miken7629]

As an Income Investor have few dividend stocks, less than 4%,. So my watch is the 10yr Treasury. If 10yr spikes to 5% I buy Bonds and Bond ETFs, hang out and get yield for a while. If Treasury goes low I sell Bonds & Bond ETFs for capital gains. I just float with the market. If there is a stock crash they generally seek the security of treasuries, the Fed usually interviews and reduces short term rates and 10yr drops fast.

[@SergioMartinez-i4n]

I am at the beginning of my "investment journey", planning to put $85,000 into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[@JosephZerafa-l3g]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

[@uwerathsack]

The issue is people have the "I want to do it myself mentality" but are not equipped enough for a crash, hence getting burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020, just after the pandemic to date. Thanks to Caroline Suzan Olson, she has been the one managing my portfolio.

[@JacobGeorge436]

Glad to have stumbled on this comment. Please, who is Caroline Suzan Olson that assists you, and if you don't mind, how do I get in touch with her?

[@uwerathsack]

Caroline Suzan Olson is a renowned figure in her line of work. I recommend researching her credentials further. Just search her name in your browser. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@SergioMartinez-i4n]

I curiously copied and pasted her name on the web; her consulting page came up at once. She seems highly professional and well matched for the job. Thanks for putting this out!

[@dougdoris8622]

It’s always interesting to see people try to time the market. Maybe focus on companies that continue to grow their dividends. I’m 73 and it’s been a successful strategy for me. I rarely trade stocks and have CD’s for some liquidity. My wife tracks our investments and I review her work monthly. We still watch our expenses like we did when we were young. One thing is for certain, the market will always go down. Luckily over time it goes up more than it goes down.

[@KH-vw9yl]

As you have taught us, time IN the market, not timing the market. Thank you for continuing your vigilance in the latest financial news and guiding us through the uncertainty. New to Azul? Like and subscribe! It is a daily dose of wisdom.

[@buddy48716]

Buffet is 93. His partner Charlie Munger passed away last year. His cash position this time could be him preparing for the end.

[@tubenachos]

Warren is 95 yo, what's the point in holding?!

[@markjonz]

He runs a fund containing other people’s money

[@brianmanning9271]

If you’re not close to retirement then keep buying.

[@markphillips2648]

All that matters is what percentage of his assets are in cash so investors can scale their portfolios accordingly. Do you know what percentage is in cash equivalents?

[@KJFC388]

These charts are old. We are in Jan 2025

[@lattelandlatteland]

right side looks to be 2025, would be better to explicitly label it. notice the 2015 then 2020 and next bar should be 2025

[@DannyBrooks1]

I think Tom Lee is right.

[@andreahoehmann1939]

I agree with your reasoning, but I see another possible reason for Warren Buffet's investment behavior: He's gotten so old that he wouldn't live to see the recovery after a potential crash. No one wants to be left with such a shambles at the end of their life.

[@sarabeth8050]

Warren Buffet via Berkshire Hathaway has made the largest number of people wealthy (a huge number) over many decades through his investing prowess than any other person in history. I wouldn't second guess this guy. What is different about 2025 compared to the last few years? Hmm...

[@randallschroederrandy2303]

No way, John Bogle is #1 RIP

[@Kayla11113]

Satan. 😊

[@kf6pfk]

@@randallschroederrandy2303 John Bogle was the index funds champ. He recommends most investors avoid the fees and invest in the S&P500 with long-term buy and hold. While I greatly respect him, BRK has doubled the return of the S&P500 long-term.

[@SantaBarbaraAlberto]

Sir, are you Warren Buffett or in the same situation as him? Are you trying to time the market? So, if we are 60/40, we should go 40/60 or 50/50 to avoid the downturn/crash?

[@DK-ek9qf]

6:28 -2 stddev was never reached, while +2 stddev was reached multiple times

[@jimmattson8008]

I'm 90% out of the stock market. Mostly in 7+10 year treasuries. If you haven't made it in the markets today, how do you expect to make tomorrow.

[@hwccheng]

You know for very smart guys, they see it going to happens. However, while the valuation is high, the musical chair is still playing and mostly with some imaginary assets. The street has not get to FOMO just yet. Tom Lee also predicted it could be challenging in second half of the year. So 1st half we will see what the policies on the Capt. hill looks like and start to keep some powder dry. Jeremy segal also commented no one know how Long the musical chair last and it could be yr or two or even more. I like an earlier comment about bonds and I just start watching the 10 yrs and also have some skin in it now. Will see how the world and the market transpires. Correct me if I am wrong, Warren was at least half a year early last round

[@milktop1]

Real estate is the most expensive it’s ever been also and it’s not going down! I’m a buyer

[@AnnieHall-u8h]

Wait till the market drops lots of people with mortgages they can’t afford that’s the time to buy real estate

[@tbrayden3694]

Unless you are as good as Buffett at analyzing stock, best to not try and time the market. Instead of “going to cash”, just keep investing. 2022 was a down year, but I kept buying and now my portfolio has now nearly tripled since then.

[@berniekeene868]

Berkshire is a trillion dollar company. The reasons behind why Buffet does what he does are probably involve many different factors than the typical person planning for retirement. I am going to keep my much smaller nest egg in the market. That is Buffet’s advice for most folks, invest in low cost index funds.

[@somethingclever1234]

your data needs updating, the shiller is even higher now, 38.37 as of yesterday and buffet indicator 208%

[@Jims-VanLife]

Buffett has been moving into cash for quite a while now. Can't say he is very good at market timing. He has missed out on major upside. Multiples high on certain stocks but you could argue that given the market growth that will be possible in the tech/AI/Chip/software world - those stocks still have upside. And I believe interest rates will come down in 2025 so watch the small cap stocks move much higher as their multiples are cheap. Obviously I'm bullish. I'm 68 years old so I have seen lots of ups and downs in the market. However I am 20% in cash because like Buffett, I want some dry powder if the market goes on sale.

[@imartanius]

Also because over 500 billion of the us market is currently held in Bitcoin I think we can safely assume... this changes a lot of the math.

[@konaranger599]

SP 500 will be up 9.5% Next year.

[@Gtbg641]

Berkshire buys companies . Must be skimming some profits esp Apple and getting ready for some large plays in alt industries. This is what I would be doing if I had companies in my sights. With treasuries giving a yield he can bide his time before pouncing.

[@robgerety]

I am doing the same in my own small way.

[@nicstevens6499]

Nobody talks about or considers that Buffett is hoarding cash at BRK because he is planning on bequeathing tons of money before he dies, and his estate is supposed to dish out all his shares within 10 years of death. Perhaps it makes sense or works out better for the stock if they are cash heavy when the largest share holder is selling out over the next 10 years or so.? . Makes sense to me...

[@probuilder961]

Timing the market is tempting, but dangerous...don't try it.

[@ApplePie-]

My thought is to get out of investments in insurance companies. They seem to be taking some big hits with natural disasters in the south and California. I think Warren saw this coming and got out of risky insurance company investments. Smart move, possible to pickup some of these companies for less in the future as they rebuild. Just my two cents on the market.

[@daverei1211]

He took some gains from Apple, and he thinks everything worth buying is overpriced. If he thinks Apple is at its peak then taking some gains is logical. When you think things are overpriced then how long do you wait to get back in without inflation eating into the values.

[@MC-gj8fg]

Frankly I have little use for bonds, at least until I'm a bit closer to retirement. That said, I do have a 7% position of I bonds I've held for over 20 years from when they offered a 3.4% fixed rate in addition to the inflation adjusted rate. Given the current returns on cash, I have a cash position to take advantage of a market correction while earning a reasonable return, though it's a larger position than I'm admittedly comfortable with at about 20% of my portfolio. I've been DCA 5% of this money into the market per month, so in about 20 months or so I should have invested all of it aside from my emergency fund. I rather hope we do see a correction inside that timeframe, and if so I'll begin dumping money in at a faster clip.

[@marcb.6829]

Personally, I realize there will be a LARGE amount of 40+ year old single women hitting the wall soon, so I'll be investing in box tissues, cat food & boxed wine. I'm going to be so rich!

[@jsb9317]

Red Pill investment strategy 😂

[@lloydthemagnificent2541]

One has to consider how much time in the market Warren has left compared to others, he is 94 years old after all.

[@avengemybreath3084]

He isn’t investing primarily for himself

[@y2kc0wb0y]

simple - sell high buy low

[@MH-lk8md]

And you know when the market is at its high or low how exactly? No one else is able to perfectly time the market, but somehow you have it nailed, huh? lol

[@y2kc0wb0y]

@@MH-lk8md did you watch the video at all? Market is up...way up in fact.

[@jimknarr]

What's everyone afraid of?

[@lead2feather]

(1929 + 2008) combined repeat

[@jimknarr]

@@lead2feather Wow, I'm not seeing that at all. AI, defense, crypto, energy, and tech will keep driving the market higher. It will be a fun ride. FOMO and YOLO to the extreme as this really gets going.

[@Mick0804]

Because that is what all good investors do…they buy some…they sell some.

[@robgerety]

Is there a data based way to determine the best allocation? Or, is it basically just a gut feel? I love the way investment "experts" consistently warn that past performance is not a predictor of future performance and then speak endlessly about making decisions about finances based almost entirely on past performance. Ugh.

[@dav3nator]

I've got 20 years until retirement. Nothing shall be changed, and more stocks will be purchased.

[@jps0117]

You either recognize that you can't time the market OR you make moves based on stuff like this.

[@eddscall]

he has been building cash for a long time now since the last crash, so he is just doing what he does, waiting for good opportunity when it happens, maybe this year, next year or later, but it will happen, till then he will keep breaking records on cash pile

[@2Rugrats9597]

Buffet has been selling little by little the last 4yrs. I wouldn’t look too much into it

[@imartanius]

Firstly I do not want to sound like I am arguing with an absolute legends strategy. At the same time I doubled my account from Mid September thru to December 22. If I had exited in September I would have missed out on a tremendous gain. I did notice the narrative and I have been slow to re-enter the market and am sitting almost entirely in cash.

[@psyskeptic9979]

Buffet has so much invested, that he has no real need to maximize profits at this point. Holding so much in treasuries seems wise for him when he has so much.

[@cudfoo1cudfoo247]

This is really old news and you've mentioned it more than once already.

[@celiakulrich255]

We are definitely due for a downturn.

[@laurenbruns4654]

Warren Buffett is 94 years old. I would be doing the same.

[@Jamie-dz8dg]

As a retiree, I am fairly conservative. I took profits at the end of last year, trimmed some more speculative positions and shifted the proceeds to treasuries. I did make one play on the election by increasing my midstream allocation a bit at the end of October just before the election and it has paid off well. Fingers crossed, Trump follows thru on his energy plan and that continues to increase. Lastly, picked up some TLT recently between $86 and $87. Hopefully we don't have a bond situation that makes me regret that. LOL! Appreciate the content, Azul!

[@wagon9082]

Good Video

[@kf6pfk]

I have a slightly different take with a similar outcome. Stocks are historically very expensive relative to earnings-that is a given. Warren came from a political family, and at a gut level, I think he sees political turmoil ahead (As do I). He is one of the world's great investors, and I wouldn't brush off his actions lightly. I have adjusted my allocations appropriately, so I'm comfortable going forward.

[@gibblespascack1418]

Just because some individuals are raising cash, is not a sign that something bad is happening. They know as much as the rest of us. People raise cash for any number of reasons, like I did at the end of the year. I converted 10% of my IRA into cash to ensure 5 years of house budget cash, but there was no market reason for doing that. Maybe chaos in the white house could be a reason for some, but I do not know. Certainly, God might be unhappy with the inauguration and maybe he decided for the first time in decades that the Gulf of Mexico needs some snow, this week. But that would be just speculation. Anyway, it is always good to re-evaluate your portfolio and do a gut check. Good luck.

[@chesapeake566]

Berkshire hasn't been impressive for almost two decades. In the 2010's they underperformed the S&P. And they constantly miss the technology trades. They're currently missing AI, probably the biggest opportunity since the 90's. The biggest miss was NVIDIA.

[@mortenlund4828]

He can buy a really big grave-stone for the cash.

[@jasperburchfield2028]

I am staying out of cash because I think the dollar is going to start losing value because our exponentially increasing national debt.

[@CardSharkGermany]

Start looking into Bitcoin (and only Bitcoin!!!)

[@catherinebutler1146]

I think rebalance is the term

[@TaroBaap847]

Hopefully, not another clickbait headline lol 😊

[@BillVerdon]

What is the difference between a fee only financial advisor and a fiduciary advisor?

[@francisoconnor2392]

I believe a fiduciary advisor is looking to manage your funds with AUM fees

[@barbie3139]

Fiduciaries must do their best to act in your best interest and you have recourse if they don't

[@Kayla11113]

Fiduciary is supposed to work in your best interest. Choose fee only, not AUM advisors.

[@jeffs9850]

Sounds like a scam

[@smsfsyd]

Warren Buffett is also buying, why don’t you tell your viewers those stock?

[@pdxmusl1510]

Nobody should care what warren buffet does.... Literally stated by warren buffet himself.

[@wmedlinmd]

The new guy doesn’t WANT to tank the market, but there seem to be a lot of accidental ways to tank the whole economy. Uncertainty is poison!

[@chrisforker7487]

President Musk/OJ desperately want a steep correction so they can blame it on the previous administration. If it doesn’t happen soon, they will have no one to blame but themselves.

[@LarryLarpwell]

this guy is making 6 figures having you sit inside worry and watch his numerous youtube videos, these channels start as helpful and turn into abusive content consuming money plays, and that is what has happened here.

[@scott4036]

all in on bitcoin

[@Forexfox99]

Warren Buffet is cashing up to buy a better microphone for his podcasts……

[@sburger1685]

He’s going senile?!

[@jeffbrassard1268]

I wouldn’t bet against him. If you’re so sure why not take a large short position on BRK.A or .B?

[@stephenpelkowski5406]

More negativity…. Cannot watch anymore.

[@kennv7566]

Warren Buffett is in his later years may feel the end is near for him, investing long term for him doesn't make sense anymore if he is not around amymore. His thinking, leave the table now and take my winnings while the getting is good.

[@louisverduzco851]

In my opinion I don't think that's what he's doing (cashing out). What's he going to do with the cash? He doesn't need it for anything. If he's leaving money to his children, etc, I'm pretty sure he would just transfer ownership of the shares to them.

[@RonAlfonse-t7y]

That is simply ridiculous.

[@RonAlfonse-t7y]

@@louisverduzco851 You are completely wrong. You all need to use the google before you make these stupid comments

[@kennv7566]

@ goggle says he's taking profits

[@louisverduzco851]

@@RonAlfonse-t7y Thanks for "kindly" informing me. Your parents must be so proud of you.