BUHAY SA AMERIKA: Why are we retiring EARLY in the Philippines?

Sharing our thoughts on why we want to retire early in the Philippines.

[@roltab]

Are Gi I can relate to you. I retired in the US at 56 after working for 30 yrs. But not really retired because here I started my own business. Now I’m 65 and I’m glad umuwi ako. Life in the Philippines is priceless!

[@official_ate_gi_channel]

It inspires me to hear people like you who are loving their move back to the Philippines. So gthat you're glad to hear that you're happy there.

[@checosabella1678]

My American Husband wants us to semi retire na sa pinas next year, He is 42 I'm 41. Planning to sell our house disorder sa America, and use the money to start a small business sa pinas

[@noej1003]

@@checosabella1678 Go for it.

[@samfadullon7163]

Love your video about retirement in our motherland. I’m 61 na but now I’m getting homesick every day just watching KZbin videos of many foreigners blogging about our country. Last year I went back and stayed my longest for so many years: 1 month. Normally, 2 weeks lang and back to the US again. I realized how much I really missed on so many years of changes in our country, our city, our neighborhood. New restaurants every time I went home, new high rise condos, new gated community, new mall, new roads, new bridges, new high ways! Grabe Ang changes talaga. But the one thing I missed are my time spent in the provinces. The beaches, the breath of summer breeze, and the amazing sunsets. I thought of purchasing a condo in Manila but looking at the opportunity to purchase land and property in the provinces have also their pluses and benefits. My mom used to live here in the US but she opted to move back home where she is more happy now. I miss the Philippines sobra but I still have yet to decide if I really want to move back home for good. I’m actually wanting full retirement so I’m still enjoying work here sa US. Healthwise, kaya pa. I’m also in the Healthcare field so I find it enjoyable taking care of people. It keeps me busy and have a reason to wake up in the morning. Anyway, wish me luck, hope I get to go back again this year. That is how much I’m enjoying my time back home recently.

[@official_ate_gi_channel]

I think what you're doing is right...testing the waters...staying longer for vacation in the Philippines. Although vacation mode is different from actually living there. But your mom is a testament to the benefits of retiring in the Philippines. Good luck to you!!

[@philfoodlover]

I’m 36 years old nd living in Denmark but we are also moving to Philippines in 2 months and can’t wait for it. We really love being in the Philippines.

[@official_ate_gi_channel]

Its more fun talaga in the Philippines, no?

[@philfoodlover]

@@official_ate_gi_channel yes po. Kahit asawa q sabi nya eh gusto dw nya dun sya tatanda at mamamatay xa pinas😁

[@openthecabinet]

@@official_ate_gi_channel not during your working years. Traffic pa lang, not fun na 😞

[@bornonjuly7052]

@@philfoodlover Too young to retire in other country but i know you are much financially prepared for life in the Philippines.

[@philfoodlover]

@@bornonjuly7052 i just realize po that there’s actually more opportunity in the Philippines, i see endless of business opportunities in our country than here. And besidess, it’s also good to spend more time with families.

[@teresaedpan1290]

Ate Gi, thanks that I got confirmation of my reasons why I retire at age 62 FROM MY WORK in Dubai. Before I am doubtful and regretful of my decision but now I am sure. Thank you and I pray for your happiness with your family and husband.

[@official_ate_gi_channel]

Wishing you well on your retirement. Wishing you many many healthy retirement years! God bless.

[@SusanReyes-vo7gx]

Hello, just like you I retired at 60 for the same reasons that you mentioned . It's been more than a year now and I never regretted my decision. Wishing you all the best as you enjoy your retirement years

[@official_ate_gi_channel]

awww..! Stories like yours inspire me. Glad to hear that you made the right choice!

[@AlexClarkcompany]

I become emotional whenever retirement comes to mind. I offer my heartfelt apologies to those who, after years of diligent work and saving for retirement, faced unexpected events that led to significant losses. This situation is especially harsh for retirees

[@LouisMorganxb3]

Today, it’s easier to figure out how to improve your retirement savings. With inflation, you can use a professional portfolio manager to explore different markets passively. The impact of US dollar shifts on assets is complex

[@OscarOwenn]

Even if finance isn't your strong suit, you can always bring in an expert. My $850,000 retirement fund took a nosedive in April, but I quickly called in a financial advisor. They crafted a smart plan to turn things around, and I’ve since pocketed over $250,000

[@BaileyJames-zv2ddd]

That’s wonderful! Do you think your advisor might be willing to speak with a stranger? I’m in serious need of proper portfolio allocation

[@OscarOwenn]

There are a few standout experts in this field. I’ve tested out a handful over the years, but June Renae Matthysse has been my top pick for the last five years. Her performance is consistently impressive, and she’s a real name to know in the industry. Check her out

[@AlexClarkcompany]

I found her contact information, emailed her, and arranged a call. Fingers crossed she responds. I plan to start next year with a solid financial footing

[@johnp2909]

I will be retiring end of this year and I’m only 57. Im lucky that I can do it this early.I want to enjoy life while I’m strong.

[@official_ate_gi_channel]

oh..I'm so happy for you!! Enjoy!

[@JRPOSTMAN1999]

Hello Ate Gi, nagretired kami ni Missis at 56.5 at 55 years old. Now we are living in Angeles City Pampanga. We had our little house build and trying life here in the Philippines. Like you, we just got overwhelmed with stress and realize life is too short. Now living simple life and looking forward to traveling. You mentioned about going to walked the 500 miles walked in Spain and I too is planning to do that next year.

[@normiesaynd]

I wish I will retire at 56

[@nymgil]

Why did you choose Angeles Pampanga for your retirement home po?

[@JRPOSTMAN1999]

We have residential lot there and we decided to built. Also my wife is from Pampanga.​@nymgil

[@official_ate_gi_channel]

We also hope to do the Camino next year. We can't wait eh. I heard people say that it changes your perspective in life.

[@nymgil]

@@JRPOSTMAN1999 hindi po ba binabaha dyan sa Angeles? We are interested to buy a home there for retirement too. Thank you po for answering my questions

[@atomyfusionteam.8330]

You are an eye opener to many of us nurses here in the USA. Your perspectives about retirement in our native land are true and factual. I've been sharing your blogs with our colleagues who are ambivalent to retiring to our native land.

[@official_ate_gi_channel]

Hello! Thank you for sharing my videos. I only mean to share my experiences and perspectives without the intent to convince to retire in the Philippines. I realize that Philippines is not for everyone, not even for some FIlipinos who have adapted well to their lives abroad. I deeply appreciate your support for always watching my videos. MARAMING SALAMAT!

[@jhoannajavier]

Ate Gi!!!! I don't mind waiting for the next video if the quality is this good! The writing, voice over, the editing is on point! All your musings about life and retirement mirrors ours kaya relate na relate kami sayo! We are retiring in 2 yrs God willing, as soon as my husband turns 60. It will be difficult as we will be keeping our hous here. I am currently only 51 but has had a KT already for 6 yrs now. I am in relatively good health and trying my darnest to stay as healthy as i can for as long as i can, but you never know di ba? Kaya pinagmamadali ko na si hubs. We will be home in the Philippines in 2 weeks for a vacay and also to start preps for our future plans. Will be starting a business over there as well to help augment our retirement income na rin. I wish us luck ate Gi! Hope to be y'all's friend when we are both retirees in the motherland. We will be living in the Tagaytay area and hope to invite you pag may bahay na. hehehe looking forward to the next vlog!

[@official_ate_gi_channel]

Hello!! Thank you for always watching. I deeply appreciate your support. I wish you good health always. Malapit lang kami sa Tagy. sana magkita tayo pag nandun na rin kami.

[@TsambaChefbyRoadScouts]

Pinas will always be ❤. That's our end game as well, eventually. Like a finish line. For the moment, camping camping muna kame. All the best!

[@official_ate_gi_channel]

In the meantime, enjoy the present and your journey to the finish line. Thanks for watching!

[@Merle42499]

Husband & I retired a year & half ago, went back home to PI after 45 years in US…. We’re enjoying it & no regrets. You can visit us in Alfonso, Cavite next to Tagaytay, anytime.

[@liberty2four2]

I'll be there tomorrow for dinner .... 😂

[@wahoowahoo2341]

​@@liberty2four2 Okay , ill see you inside the Tagaytay Highlands . Its a Potluck . Ill bring Dinuguan and Puto . What will you bring ?

[@bengbeng208]

I’ve been retired for 8 years now after working 38 years sa USA. I have 25 years sa Calpers, civil service (sales tax collector) and early retirement sa SS age 62 contribution total 38 years. Gusto kong bumalik pero natatakot ako. Hindi ko alam kung saan ang ideal na lugar for clean environment and safety for myself. Also, I’m not sure what requirements needed to retire in the Philippines dahil I don’t have dual citizenship and I’m hesitant to get one. I lived alone dito sa America, I have 3 children and 3 grandchildren pero alam mo na sa America, kanya kanya. Lahat nang mga anak hiwalay kami, iss sa San Francisco, yung isa sa Seattle, at yung is sa Colorado at ako sa Las Vegas, NV.

[@mervindelacruz4862]

Just rent a condo in BGC. Very good location near St Luke's hospital it's near eveything. 1st step is to apply for dual citizenship every Monday check their site for online application at appointment sa phil consulate. ​@bengbeng208

[@manilaloves]

That's good to hear. If you don't mind may I ask what health insurance can we get in the Phils especially for over 60yo?

[@WorldwideIslander]

Thank you for your video. Always good to take in perspective from different levels of our lives. We plan to follow along on your journey.

[@ceryakoh]

New subscriber here…I love how clearly you speak and the words you said were inspiring…watching from Texas

[@official_ate_gi_channel]

Hello! Salamat po for subscribing!!

[@BicolanoBromptonTraveler]

Very true and relevant po ang video niyo. I am also a nurse here in UK. Worked as a nurse in UAE before moving to UK. Pag sampa ko ng 55 years, nag retire na po ako. Yung mga reasons na nabanggit niyo ay tumpak na dahilan kaya nag decide na ako na mag enjoy na lang ng buhay habang kaya pang travel at may sapat pang lakas para magawa ang mga bagay bagay na di natin nagawa dahil sa dedikasyon sa trabaho. Salamat sa video mo. Nawa’y maging eye opener din ito sa iba nating kababayan, nasa abroad man o nasa Pinas.

[@official_ate_gi_channel]

Hello! As I preach about retiring quite early, i know it's not an easy thing to do. It takes a lot of thought and justifications to actually take that leap. That's why I applaud you for retiring at 55! I still have 2 years to go. But we njoy traveling even before retirement. My husband and I call it "practicing retirement". Kamusta naman po ang being retired sa atin? Ok po ba?

[@Lucki453]

Miss Gi, nasa parehas ako ng sitwasyon at planu katulad sa nyo. Ofw naman ako sa SG for 16 yrs now balak ko na rin umuwi its about time na din. Philippines is calling me na. ❤ God Bless.

[@official_ate_gi_channel]

Sagutin mo na ang tawag ng Pinas. :-)

[@vincentjamesbontogon]

Ate Gi ang ganda ulit ng bago mong vlog! Love it! I shared it to my relatives and friends! Agree din naman ako sa mga sinabi mo!

[@official_ate_gi_channel]

Salamat sa panonood at sa pag-share ng videos ko. I deeply appreciate your support.

[@anaceciliamillena4014]

Hello Ate Gi, nakaka aliw po ang mga videos nyo. My husband I are in the same boat as you. Came here in 1999, now planning to go back to Pinas after 5 years, by the time our bunso finishes college. We have 3 kids. We are now in our mid 50s so we will be 60 when we go back. Thank you for your guiding videos. We love all of them.❤

[@official_ate_gi_channel]

Thank you for watching my videos. I'm glad that my perspectives are able to guide people like you with the same plans like us.

[@janjaylangelo4]

We share the same reasons for early retirement. As a nurse too, I work in Nursing facilities, it really open your eyes. They save money for retirement, wait at retirement age to enjoy their savings BUT they become sick, debilitated in their 50s and some in their 40s, never get the chance to enjoy what they've worked for. Then conflict arises between the children or next of kin, some court is involved fighting who gets the inheritance or the state/government will take it, or to pay for long term placement. It really sad to see these situations. It feels really good to hear people with the same outlook as ours.

[@official_ate_gi_channel]

That's true. People in healthcare are exposed to these realities so often that it becomes an eye opener. Thank you for watching.

[@joanneramos5310]

Good call Ate Gi. My husband and I retired at age 56 and are enjoying our life here in the US and in the Philippines. And when we get bored in these 2 places, we can travel anytime and anywhere we like. Good luck and best wishes on your retirement.

[@official_ate_gi_channel]

Oh..i love it!! Yours is the kind of retirement we wish to have We are looking forward to it. Enjoy and be safe always!

[@Wanp0thedog]

Ate Gi! Im 37 and been only living for 4years abroad. I want to retire sa Pinas din. I agree po with you from being able to agree the savings to being forever a foreigner kahit gano katagal sa isang bansa. Mganda po ang Video nio. Pls continue to make content ❤

[@official_ate_gi_channel]

Enjoy your life in the States. Be money smart and plan early for retirement. Thanks for watching!

[@maryrose7152]

Good decision. You can give God the remaining healthy years of life by serving others too!

[@bella4644]

She did mention before that she will also be caring for her mother in place of her sister who has been doing it. On top of that, being a nurse entails serving the sick.

[@official_ate_gi_channel]

Naghahanap din po kami ng opportunity for community service.

[@khristinefaustino]

I love your channel. You're a good narrator. You have a soothing voice. Looking forwRd to your next videos.

[@official_ate_gi_channel]

Thank you so much for always watching my videos!💛

[@randysaga207]

Thank you for all your contents Ma’am. 3months palang ako dito sa US pero I am planning na para sa pag uwi ko. Totoo yung “Life in the Philippines is Priceless”.

[@official_ate_gi_channel]

It's never too early to plan for retirement. Yung mga anak ko, as soon as they started working, I asked them to start their retirement accounts. Compound interest builds over the years. Sani nga ni Einstein, compound interest is the best invention ever made. :-)

[@guitrarist6987]

Ate Gi. Super relate to this. Its light-hearted video but somehow my eyes welled up watching this. This only means I do miss home terribly.

[@nel.marcelouis]

Ate/Tita Gi I'm a big fan of your Channel. I'm 31 and turning 32 soon, my wife and I have been money Saavy the past 5 years and also planning on retiring a lot earlier than the norm. Pero for now, we'll travel as much as we can and work enough so we can sustain our lifestyle. Thank you po for making these videos kasi it opens up possibilities and shows realities in life. Hoping to see more videos tita once fully retired na kayo, I'll be looking forward to it. Regards po!

[@official_ate_gi_channel]

Enjoy your journey towards retirement while being practical and money smart. I am always happy when I hear of young couples like you who are financially educated. It's knowledge that you seek; it's not always taught in school in practical ways. I deeply appreciate your constant support. MARAMING SALAMAT!!

[@nel.marcelouis]

@@official_ate_gi_channel nakoo Tita, hirap sa age group namin even younger generation nowadays we seek quick fix and happiness through things we don’t need that promotes emptiness in the long run. Thank you po uli titaa! Hopefully magkita din tayo one day 😊 God bless po, I think I’ll enjoy asking you questions regarding your journey. Ingat po!

[@cecillenadela3752]

You mentioned the Camino , we just got back from our first Camino , Im not retired yet but we did it The French way from SJPDP all the way to the end f the world and Muxia .The Camino is ideal for retired people , you can just walk forever and enjoy the countryside of France/Spain.Now we have the Camino bug , plan to return next year .i enjoy your video. Buen Camino

[@lgt391]

Ditto here.

[@official_ate_gi_channel]

People seem to want to do Camino again and again. Thank you for sharing! WE are hoping we can do Camino by next year. We can't wait. lol!

[@cecillenadela3752]

@@official_ate_gi_channel yes just do it is a rewarding experience .

[@marcymuneses122]

I “retired” at 50y/o in Cebu. Never regretted a moment. Life is challenging but fun. I can afford to travel , even healthcare is affordable!

[@FarmerMarx]

Magandang umaga po from Ilocos. Nakakatuwa po ang inyong mga videos, Ate Gi. Regardless of where we are retiring from, the motivation to spend quality time with family in our latter years is so encouraging po. Share ko lang din po, my parents are in their late 60's, and are about to spend their best years in my mom's hometown here in ilocos sur. 2 years ago, I started this dream project of building a retirement village for my parents and their friends (and relatives), and as I watch videos such as yours, my motivation gets fueld pa more 🤠 Thank you for sharing your thoughts on retiring early po, ate gi.

[@official_ate_gi_channel]

A retirement village..??!! Wow! Your parents must be so happy!! Yan din ang gustong gawin ng asawa ko. Thanks for watching my videos!!

[@FarmerMarx]

@@official_ate_gi_channelyes po ate gi 🤠, wow, based on conversations with other retirees and soon to be retirees, this always pop-up: a community where retirees get to spend time together, perhaps in a farm setting, with proper assistance. Would love to hear more thoughts from you and your husband po 🙏

[@DionyClores]

I’m 50 and my wife 47 we’re both healthcare workers. After working, investing and living 19 years in the US. We’ve decided to harvest the fruits of our labor next year of May. Enjoy life and have fun!!!

[@era-FP]

It’s good that you have an open mind knowing what to expect in PH. For the same reasons that you mentioned, I also retired this year, quite early at 51 yo after years of corporate life/ stress as a Finance professional. I now enjoy slow living, taking care of my dogs, family, have more time for spiritual life, while I do active investing, stock market trading on the side. Travels abroad I need my kids to join us , and be our diy travel guides 😅

[@official_ate_gi_channel]

You got personal tour guides! lol! so good to know that things worked out well for you.

[@MarilouPadilla-z4z]

Love following your channel. Like you we also plan to retire in the Philippines. Please post more vlogs ate Gi. Really happy to have met you personally, genuine talaga. What you see in you tube ganon siya talaga in person. Ang Sarap pakinggan ng boses mo eh. Yon din sabi ng friend ko. And yes sikat ka na at dadami pa followers mo. Godbless

[@official_ate_gi_channel]

@@MarilouPadilla-z4z awww..! Thank you Malou. Hindi naman ako sikat. But thank you so much for always watching my videos. ❤️❤️

[@tjcben1]

Congrats for reaching that milestone. It is certainly a blessing to have that option. Iba parin talaga sa atin.

[@official_ate_gi_channel]

totoo yan! iba talaga sa atin. It's true that we are blessed to have another retirement venue. Many people don't have that blessing.

[@bornonjuly7052]

Ate G you made an excellent decisions of retiring early while your physical body is strong more time to enjoy on your golden years.

[@official_ate_gi_channel]

Di po ba....pag meron ng sapat, ok na yon. Salamat po!

[@bornonjuly7052]

Sa mga kababayan nating nasa ibang bansa nakakalugod mabatid na mas matingkad ang pagmamahal natin sa ating bansa, naapreciate natin ang mga bagay bagay lalo na ang mga pagbabago na nagaganap. Nakakatuwa na marami sa atin ang nagkaroon na ng pagkakataon na bumalik na at manirahan sa ating lupang sinilangan at dito gugulin ang mga nalalabing sandali ng ating buhay. Ang pagbalik po ng ating mga kababayan ay nagbibigay ng sigla at buhay sa ating bansa dahil kapag dito nyo ginugol ang inyong retirements bukod na mag eenjoy kayo ay magpapasigla ito sa ating ekonomiya , maraming negosyo ang mabubuhay at maraming trabaho para sa mga Filipino. Manuhay po kayong lahat sa walang sawang pagtaguyod para mapalakas ang ating bansa!!!

[@connieromero-d1o]

Ate Gi, excited ako para sa early retirement nyo. Tumira kmi sa LA for 6 yrs din moved and stayed in Bay Area for 19 yrs. Nag work sa Kaiser for 19 yrs until last 2 yrs we decided to sell our house and move to the Philippines for good. We’re turning 54 this year and no regrets at all.

[@bornonjuly7052]

Sana all makapag retire early in our native land enjoying life with immediate family and long time friends and more time to enjoy life. Marami sa kababayan natin sa US na 60 and up hirap na hirap ang katawan ss trabaho hindi nakapag retire early nakamatayan na lang na nagtatrabaho pa.😢.

[@milagros.ferr1727]

Bay area din mga in laws ko I was there last September 2023. My hubby decided to retire at 58 and we are happily living in isabela for good 7 years and counting

[@bengbeng208]

@@milagros.ferr1727I worked in the bay area for 25 years sa Elihu Harris bldg sa Oakland as a tax collector and moved to San Francisco for promotion as a tax collector/investigator sa Howard/Spears near Embarcadero. I lived in Union city for many years. I was taking BART and Transbay bus for 25 years. Dati sa private industry 13 years. I also had 2nd job part time work at night as data entry and analytical sa agency on Kaiser’s employees, made sure that every employee has valid W9.

[@official_ate_gi_channel]

@connieromero-d1o so happy for you that you retired early and have no regrets moving back to the Philippines. Thanks for sharing!

[@reginen8951]

Love your content po ❤ we’re still in our 30’s but we’re also planning for our retirement na ng husband ko, ofws as well. Hoping to reach our ipon/investment goals dn before our 60’s. Sobrang nakaka-inspire 😊

[@official_ate_gi_channel]

I'm always happy to see those in their 30's watch my videos. I thought my audience are those nearing retirement. I'm glad na nakakatulong sa inyo ang mga videos ko. Planning early for retirement is key. And since you are preparing for it now, I am absolutely sure that you'll hit your goals. Sosobra pa!

[@carmenjudilla6546]

I wish I can do the same retiring in the Phil. Kaya lang we are all here in the US. I am single & I'm taking meds for hbp & cholesterol. Thank God, everything is in control & I'm an active person. I've accepted it. Kaya siguro pasyal na lang sa Pinas.

[@MGutube-xyz]

Same situation here except sa health. I am not taking any maintenance meds. I was in Pinas Nov 2023 to Jan 2024 and for some reason I missed my family right before Christmas. I think I was used to be with family every Christmas holidays after living in the states for 46 years. I have a small house built in Tarlac to serve as my retirement home although we have a family house in Quezon City. I think I am not ready to move back in Pinas yet although I have retired for almost 4 years now. I still have house here in California and all my siblings are nearby. For now, I can go back and forth in the Phils and do my travels until I decide where to retire.

[@jojobuenaflor3568]

More filipinos overseas should watch your videos.

[@cecillec5066]

We are in the same situation, Gi. We are packing up to go home. And visit our kids and grand children in Canada. They have their own lives now. They are young and able to visit us. Yes, the Philippines is going to be our home base.

[@official_ate_gi_channel]

welcome to the club ☺💕

[@nhorman0511]

(US based) planning our early retirement as well (im 50, my wife 49), moving to spain in 2026…we are doing the camino ingles this coming spring 2025, we just came back from machu picchu inca trail in peru. 25 countries and counting, able to save and invest with the target amount allowing us to live for the next 10-12 years without working before our pension kicks in. enjoy life!

[@official_ate_gi_channel]

That's Amazing!!! Enjoy!!! Thanks for sharing!

[@notyourbestie]

Nakaka inspire yung vlog po ninyo. In my late 20s and currently living abroad. Time and time again I remember the choice na ginawa namin ng asawa ko and how our future family will now grow sa ibang land. It's more fun in the Philippines. We want to be back pero hindi pa time. Happy to see someone na nagretire sa Pilipinas. Gives me idea of how it will look like for us if we decide the same.

[@official_ate_gi_channel]

Hi! We haven't retired yet. 2.5 more years. You are young to put more timr ein the game. Live below your means and save automatically. Thanks for watching!

[@DodongMarino]

All I can say, and I'm saying it to myself every time I worry about my financial stability in the future, "people survive with less" as you've said. In short, nabubuhay nga yung iba na less than pa sa minimum ang kinikita at masaya pa, tayo pa kaya.

[@official_ate_gi_channel]

Totoo po yan.

[@GioRoyale]

Ate GI, I'm saving earnestly because they kept the price tag of aging hidden. What is enough, we'll never really know but I've decided that someday soon, I will no longer keep chasing it because while I can save money, time can run out. Thanks for sharing your wisdom. It hit me at the end of your video when you said, "Totoo 'yon"! I got all choked up and almost cried. 🥰

[@official_ate_gi_channel]

I intentionally made my music upbeat in the end to prevent people from crying 😘 The cost of aging is relative. If we can live our lifestyle reasonably and have been practical with our savings, ok na yon.

[@GioRoyale]

@@official_ate_gi_channel Saving and investing are essential. I’ve enjoyed living minimally for sometime now, within reasons. Your music works, ur videos are packed with intelligent acuity….never boring but when one speaks of home, one can’t help but get sentimental…haha! After all, it’s a place that’s always welcoming. Where people interact and wanna get to know you. You remind us that such exists. Thank you❤️

[@noodleAdik]

Hello ate Gi. I don't normally comment on posts here on YT pero I can't help making an exception to your video. First, I appreciate the transparency and honesty. Wala akong pagkukunwari or pretensions na naramdaman. Ang gaan ng pakiramdam ko while watching your video. Maganda din ang pagkakagawa and the narration is perfect. By the way, I am here in California and moved here 20 years ago via family petition. Nandito family namin including my 91 year-old mom. I am now 53 and works in the medical field like you. The reason why I am commenting is that pareho tayo ng goal to retire early and we have a lot of similarities especially in our values and how we look at life (your reasons 1-3, I fully agree 100%). I can say that we are a rare species here in the US kasi naman alam natin na bihira sa mga pinoy dito sa America to know that they already have enough and to prioritize living life to the fullest. Like you, I am now financially stable and no financial obligations. I was able to reach this stage despite traveling 3-4 times a year for the past 18 years kasi I lived below my means and lived a simple life. I prioritized saving money since I started here in the US. Dalawa lang kami ng asawa ko and our 3 cats. We are looking to move either to the Philippines or to a country in Europe (Spain or France) in 9 years or less. I have very flexible schedule naman sa trabaho kaya para na din akong semi-retired for the past 15 years. Anyways, kudos to you again! It feels so refreshing to find someone who looks at life in a similar way that I do. Ang galing mo! Subscribing to your channel right now :)

[@official_ate_gi_channel]

@noodleAdik Hello! First of all, thanks for taking the time to comment. It feels great connecting with someone who share the same outlook in life. I'm happy for you that your entire family is in the States na. That's the best. Truly, home is where our family is. My best to you on your retirement plans. Spain and France are both close to our hearts. We plan to stay there longer and immerse ourselves in their cultures when we retire. The Philippines, of course, will be our home base. Salamat sa panonood at sa pag subscribe!

[@Robi-b9x]

thank you po for sharing us your life journey po in the US and eventually retiring here in the Philippines.

[@LolaMirayStories]

New subscriber here! I also retired early and since then, life changed. I am now enjoying my time doing the things I was not able to do while raising my children. I actually admire your courage. God bless you and your husband!

[@official_ate_gi_channel]

Thanks for subscribing po!!! I get inspired by stories like yours. I'll soon be a member of your club ☺

[@enajfrayre3665]

Hello po! New subscriber here. A fellow Nurse OFW in the mid-east. Salamat po sa pg share ng experiences nyo. ♥️

[@official_ate_gi_channel]

@@enajfrayre3665 thanks for subscribing my fellow nurse! Hope all is well over there.

[@FeydHarkon666]

Good video ate.... I am agressively investing... X amount for a house in a farm (with a vegetable green house cause we lack vegies in Philippines). I am holding out for a pension that includes WORLD WIDE private health insurance... Just focus on business and projects to make extra. Not really needing much. Estimate should still be good income until 2040 but we are not getting younger too so pretty sure spending too much won't be a problem when you need less too...

[@adlaw25]

Hi Mam Gi! Grateful that I came across your channel. Been planning to retire at 50 kasi and I am turning 42 this year. Enjoy po and more power!

[@official_ate_gi_channel]

Salamat!! Stay focused on your goal. Early planning is the key to retire early. My best to you!

[@adlaw25]

@@official_ate_gi_channel thank you po for the inputs 🫶

[@allanabrilla2422]

It is a win-win situation I believe. So really, nothing to worry on. Health what matters the most.

[@official_ate_gi_channel]

You are absolutely right!

[@riocarla04]

Ate Gi, thank you for the videos. I appreciate it so much. ❤

[@official_ate_gi_channel]

You're welcome 😊 And thank YOU for watching!

[@FilipinaUnfiltered]

I love all your videos but this one is probably my favorite! Can so relate! I'm so happy for you, Ate Gi! Hope we can meet someday in BGC!

[@official_ate_gi_channel]

@@FilipinaUnfiltered where are you? Been wondering about your channel. Let’s meet up in Vegas. I’m always there.

[@arlenecam4239]

Finally another video from you ! I totally agree with you . Been in Cali for 22 years! But with what’s going on the government… I have to wait a while… soon we will be home

[@official_ate_gi_channel]

Thanks for always watching my videos! Saan ka sa Cali?

[@liberty2four2]

if you're getting a pension of around $2500 to $3500 a month then you'll be good in the Philippines.

[@fritzbert8395]

I love the soothing narration, wisdom & valuable information you shared. Most especially the shot of Foster City lagoon. My American dream now is to retire at 60 (as early as 55) to escape the high cost of living in the US, slow travel in Latin America & live a quiet simple life.

[@official_ate_gi_channel]

Looks like you live in the same area where I live ☺ .Bay Area cost of living is just too high. My best to you on your retirement plans!

[@dencioz55555]

Life’s too short! Enjoy now instead of later on. You never know what tomorrow brings.

[@official_ate_gi_channel]

Absolutely true!

[@anniekrann3419]

Hi Ate Gi Glad to hear your vlogg again Very inspirational talaga Every episode ninyo is very touching… God bless u all

[@official_ate_gi_channel]

Thank you for always watching! God bless you, too!

[@dixiemaed2022]

I may not in your situation or someone's situation yet when it comes to age with more experience and wisdom but just a friendly advice, I think you had mentioned or suggested this already in one of your videos but for the purpose of some viewers here who are also interested to move back to the Phils. for good, I would say before deciding for the big one, try to live in the Philippines first or any place where you prefer to stay for retirement, for 1 to 2 years before you do the move. I know for most of us who were born and pretty much were raised in the Philippines will probably find it a little easier just to think about it but try to consider the possible factors that might concern you in the long run (health access, emergency needs, safety, travel time, people, gov't leadership, calamity and disaster response, living situation, etc.) and the overall aspects. Most esp if you had lived abroad and got used to your current living situation. Fully immersed yourself again to see and assess if this will work for you long term. After you did all of that, planning and saving up for your future retirement home and other business to venture out for extra income will be a plus! It is indeed fun in the Philippines not until you experience the said factors I just mentioned above. God forbid.🙏 But, those are just realities we have to face tho.😔 Again, this is a case to case basis. This may not apply to everyone so you can disregard this if you think this is not applicable to you for any reason. Whatever works with you are still your ultimate decision. Good luck!

[@official_ate_gi_channel]

Everything you said is practical and good advice. Thank you!!

[@vondoromal7016]

As much as ones financial stability upon retirement is a must, retiree also have to account for 8 hours a day 5 days a week. People, regardless of where they retire, feel isolation and loss of worth. Its great you are addressing some of these things because retirement can also add a different type of stress and the feeling of "what to do". There is a difference between having 3 months off of employment work than being off and retired...

[@official_ate_gi_channel]

That is true. I talked about that in another video, the 4 stages of retirement. Thanks for watching!

[@vondoromal7016]

@@official_ate_gi_channel That is a great video! Physical, mental, and emotional health needs to be in focus upon retirement!

[@torch.castro]

Thank you for this video. Such an eye opener. 😢

[@official_ate_gi_channel]

Glad it was helpful! Thank YOU for watching!

[@LeeElvesenioSecapure]

My younger sister COOKED POT ROAST at our cousins in the Philippines. The entire recipe costs over PH peso 1,500 at SM Groceries. Basic meat (2 lbs.), potatoes, celery, and carrots. My cousins and their kids were astonished! they could not stop eating. Although they regularly eat beef, they prefer having pork as main dish. My sister loves choice fish only. Before her vacation ended, she made spaghetti with out of this world meat sauce, which my cousins confessed they never had before.

[@faragaleon5266]

We exactly have the same values when in comes to retirement., Ate Gi.Watching you in this vlog, it’s like seeing my own self😆You just took the words out of my mouth.Sending you ❤ and best wishes 🙏

[@official_ate_gi_channel]

Love that! My best wishes to you, too! Thanks for watching!

[@marysperez2026]

Thank again for sharing. Hope that when you’re back home…happily retired and enjoying life that you don’t stop vlogging. You’re my inspiration, for now I have a long way to go…I’m in my late 40’s. Work work po muna😊.

[@official_ate_gi_channel]

Enjoy your journey towards retirement. Thanks for always watching!

[@eveandrada261]

I retired at 58. It was the best decision I made. Fully agree with all the reasons you are retiring early. Contentment is the key to a happy retirement.

[@official_ate_gi_channel]

I am with you on that. Contentment is key to happiness, doesn't matter where we are.

[@LizaGalvez-rx4to]

My life in the US is great! Live within your budget your good

[@tesstessrr1984]

Totally agree po. Money not everything . Health very important , happiness.

[@official_ate_gi_channel]

Korek ka diyan!

[@Raizen_Vincent]

The same here in Canada.Very boring place specially when you are now old.Hapiness with your relatives,simple life living in the philippines no stress and serving God.that is the best decision.Life in the western countries are stressful.

[@mduarte1972]

health is wealth...good for you for prioritizing your happiness

[@HannahMaeLicup]

I cannot just like this episode Ate Gi.. I LOVE it!!❤

[@official_ate_gi_channel]

awww...!! Thank you!

[@aprilrose6063]

Thanks for an inspiring narrative about early retirement. I stopped working about 2 years ago and I’m now 55 and my husband as well. As for me stopped working mainly because I was diagnosed w/ SLE seven years ago. Luckily I worked as a nurse in a county hospital in the US for years which entitled me to retire as early as 50(CALPERS).Although I applied for retirement at 53. Currently doing a European trip and heading to Spain soon. Thank God with medication I am currently doing fine and trying to live life to the fullest as long as I can. We already have a place in Batangas where we will settle after our European tour.

[@official_ate_gi_channel]

I wish you well. Enjoy your travels and your Batangas home. We deserve that after years working away from motherland, no?

[@sumoblues]

Salamat Gi. I admire & agree with your POV. Mabuhay kayo & may the Lord continue to bless you & yours 🙏🏽🫶🏽🫰🏽

[@official_ate_gi_channel]

Salamat po! Mabuhay din po kayo!! God bless!

[@majanice]

Thank you for sharing , would love to retire early in the Philippines too ❤

[@WAN2TREE4]

I'm 67 and still working. I don't plan to retire anytime soon. Last year I had a surgery and was advised not to do anything physically challenging. for a month. For a month! And that's when the thought of retirement scared me lol Anong gagawin ko kung wala na kong gagawin? Travel? One week or two? Repeat? Then what? Nakakapagod din ang travel kala nyo. Working keeps me sharp. I work for a global company. Lucky me our dept is like a startup with lots of fun young people. No stress environment so far and I am on flexible schedule so wala ding stress sa traffic. I've been blessed. Nga pala, I just started collecting SS so we've been saving and investing.

[@cliffg5349]

Great analogy on the frog that is placed in a cold water that is slowly heated! While I may think I am not stressed in my current work, I need to entertain the possibility that I may be and just not notice it. I am nearing 50 and I contemplate on early retirement to maximize the healthy years living life on my own terms. Having seen multiple early retirement channels and survey, financial insecurity may be top of mind but study suggests that this is often just a mental aspect. No amount is ever enough and we often just keep moving the bar once we hit a specific milestone. We then end up delaying retirement for "...another year".

[@official_ate_gi_channel]

Correct. And study shows that people usually save more than enough. In fact, Boston University study reveals that 18 years after retirement, most retirees still have 80% of their retirement savings intact. So the mental aspect that it may not be enough persists, since retirees are not spending enough, not enjoying the money they saved for retirement.

[@jefpduct8725]

We had a person at my old job that died a week before her retirement. A lot of us believe she died because of stress. Basically, no plans once she retires. You have to have plans and goals when you retire. I can retire now if I want to in my mid 40s (passive income set and healthcare set) but I don’t have any plans what exactly what I’m going to do once I retire. Goals, I do. But the good thing is that I gave myself a deadline. Which is approximately eight years from now. Going back to live in the Philippines is one of the plan. I’m just hoping to God that I get to live many more years once I retire.

[@romab.8729]

I love Philippines there’s no place like home yan din po dream namin ng mister ko pag retire nya at age 62 mag early retirement sya, sa ngayon po 53years old p lang sya waiting 9 more years, yan rin po gusto ko rin makasama mga kapatid ko, nanay ko at life is too short..nice video po watching SF CA.

[@official_ate_gi_channel]

Pare pareho tayo dreaming of going back home one day. Darating tayo diyan. Take care always. Thanks for watching!!

[@Abby_G42384]

Hello po! I love following your site and watching your video, I am far from retiring (40yrs old now), but just planning ahead because time goes by so fast. You made such a great point na our "goal keeps changing" as time passes. and we will always want "more savings/money" to prepare us for retirement. But in reality if parang we have enough naman...and bayad na ang mga dapat bayaran...ok na talaga mag retire hehe... Thanks for this enlightening video. I look forward for more to watch. Enjoy retirement & stay healthy po❤

[@official_ate_gi_channel]

Thanks Abby! I'm glad may napulot ka. :-) I never mean to convince people...just sharing what I believe. Thanks for watching!

[@albathoughtsofficial]

We're with you Ate Gi! We retired to the Philippines 5 years ago at age 58, and have been enjoying early "retirement" life. We are not super rich but have more than enough. Yes, we could have stayed longer in the USA, but you know what? You realize Time is more important and valuable than money. If you have enough, why slave away to earn more? When is it enough? Everyone needs to answer that question for themselves. We have no regrets at all ... Just got back from Hawaii visiting relatives... After 3 weeks was already feeling homesick for the Philippines 😂

[@official_ate_gi_channel]

awww..! so good to hear you are enjoying retirement. One day soon, ganyan na rin kami. Everything you said is true!

[@jeromehernandez1138]

There's no place like home ... iba pa rin ang saya sa Pinas. I live permanently in other country for 9 years now, but I already acquired properties in the Philippines balak sana namin ibenta kaso we decided wag nalang because we are still considering retiring in the Philippines in the future ☺

[@official_ate_gi_channel]

Who takes care of your house sa Pinas?

[@PaoloPatacsil]

Same din po mindset ko. I’m 35 right now and plan ko mag retire in my 40s. Just came back from Pinas at ang masasabi ko mas masaya pa din sa atin.

[@official_ate_gi_channel]

Iba pa rin sa atin, no? It's good that you are planning for retirement now. Save more, spend less (for now) to achieve your pan to retire in your 40's. Thanks for watching!

[@joeljoves8782]

This indeed the way it should be! I started retiring when I turned 40 so at least half of my life is enjoyable.

[@official_ate_gi_channel]

oh... ang galing naman!!

[@jesspinoyinvesting]

Thanks for sharing part of your goal Ate Gi. We have same goal as you, to retire early.. Pinoy in Michigan, your kabayan.

[@official_ate_gi_channel]

Pareho pala tayo, kabayan! Thank you for watching!

[@JijiKuan]

Discovered your YT channel today, and enjoyed it! We are in the same boat Gi, planning our retirement and trying to decide whether we stay here in Australia, or retire in the Philippines. Financially it make sense, but we have our daughters here which makes us want to stay. Ahh decisions, decisions! I'll watch some more of your video to gain insights. cheers!

[@official_ate_gi_channel]

Separating from family is a tough choice. My perspectives in retiring aren't meant to persuade, but I hope it provides a perspective that people can consider. Thanks for watching!

[@CupOfJoe365]

Sabi nga LIFE is a JOURNEY NOT a destination…enjoy it while we but of course we have to make sure na solid din ang finances natin para sa atin and our kids. We also like to retire in our early 50s. My wife and I did the right thing with our finances and we deserve to enjoy the fruit of our labor.

[@official_ate_gi_channel]

I agree! Amen!

[@edralinhernandez3889]

I'll be right behind you ;) 3 more years!

[@official_ate_gi_channel]

Yes!

[@Narsisis]

Ate Gi, Im 38 pero gustong gusto ko na mag retire. Studyante pa lng ako naka set na ako sana sa 35, kaso di kaya financially. Kaya sana by 40 ma achieve ko na yong gusto ko to leave bedside. Sobrang hirap kasi, grabe ang workload, iniinda ko na ang paa ko. Ang nagpapapigil lng talaga sa akin is yong passive income na gusto ko while not working, dko pa na achieve. Yong mga lupa kasi na nabili ko productive man pero maliit lang din kita. I want to retire kung may 50k/month sana na passive income. Stress will kill me early, kaya gusto ko nlng mag fulltime farming and venture into agribusiness. Dko akalaing ganito pala ang adulting. Your vlogs help me to plan and navigate my retirement in Philippines easier. At nabibigyan ako ng reassurance na its ok talaga to go back kasi kadalasan pag sinasabi kong uuwi ako for good lagi nila ako dini discourage at mahirap nga dw sa pinas. Pero kung araw araw naman akong nalulungkot dito ganon din dba?

[@ceilp5225]

Ate Gi, I am waiting for my 62-year-old and retiring in the Philippines. All what you said were true.

[@official_ate_gi_channel]

Ilang years pa before you turn 62? Exciting, no?

[@cakelandia6825]

Reminder to all our Kababayans looking to retire in the Philippines, make sure you don't get sick! My friend's father was hospitalized for pneumonia 3 weeks in ICU and their medical bill is 1.4M, 800k of this is pharmacy bill. My friend suffered stroke recently and two days in ICU is 200k and growing because he is still in ICU, can you imagine how costly it can be to get sick? Just a friendly reminder!!

[@Travelation-nq3qm]

Should have health insurance in Ph as well or health insurance in US should be available for use in other countries

[@cvimomoy]

I think you got the life expectancy in the US. It’s actually 77.5 as of 2022. Anyway enjoy your retirement.

[@official_ate_gi_channel]

@@cvimomoy I was talking about the HEALTHY life expectancy. The age when health starts to deteriorate. LIFE EXPECTANCY is the average period that a person may expect to live.

[@ZAPfamilyTV]

Hi Ate Gi, I love watching your videos. Feeling ko nagkkwentuhan lang tayo. My husband and I are far from retirement age, our kids are still little so kelangan pa kumayod, but I love hearing your stories! Regards from Canada ❤

[@official_ate_gi_channel]

awww! Thank you! Enjoy your time with your little kids. These are precious times. Thank you for watching kahit hindi pa kayo retireable. :-)

[@reginamalicdem7857]

Nakaka-inspire, sobra! Salamat po! ❤️

[@official_ate_gi_channel]

Salamat din po sa panonood!

[@doodsnagali9935]

Im retiring back to the PI from Bay Area next year at 53. "Frog in the Boiling Pot" maybe a myth but somehow there is a partial truth in it. The level of stress at work place are immensely growing everytime without knowing it. We kinda just like take and take on the stress level until we all fall down.

[@ellensamson6173]

This is the reason why I'm advocating for Geriatric Care Management sa Pinas and Dementia advocacy on the right language and approach. Pasno Kung tumanda na tayo? Kaya ba tayong alagaan? Me pera nga tayo pero walang enough infrastructure for Geriatric Care sa atin. Hindi pa portable ang Medicare. Yung naipon natin mauubos sa medical Care. I like your video. Maybe we could collaborate in the future. Beautiful soothing voice, too. 😊

[@official_ate_gi_channel]

Thank you Ellen! I was a geriatric nurse director for many years. I'm watching your talk about Dementia: Up Close and Personal. Amazing! Yes, maybe we could collaborate one day to broaden knowledge about geriatric care sa atin. Thank you for watching!!

[@luisitotv7699]

Ate G, The only Problem i will face in the Philippines is Sobrang Init nya na ngayon due to Global Warming, parang ang Hirap Huminga pag Sobra Humid at Mainit….other than that, All Good nMan in the Hood..

[@official_ate_gi_channel]

Hello! May aircon naman. Sa Las Vegas nga nag 120 F degrees! Although dry heat naman doon.

[@l.a.1339]

It’s a scary move to retire for we don’t know how much we need but it depends on our lifestyle and where to live. Prepare to be financially stable and track your retirement savings. It’s hard but try to understand how to make them grow. I retired at 60 and enjoying travel and helping my daughter with her kids once in a while. Glory to God for He is the source of everything. 🙌🙏

[@official_ate_gi_channel]

Amen! The Lord always provides.

[@johncros2281]

Ate Gi our brain was design to think, our blood was design to circulate to make us alive & our body was design to move if you retired your tend to stay most of the time in bed compared if you have a part time work at the hospital you will use your sick & vacation , bereavement etc . benefits . Assurance that You have much longer lifespan.

[@ardeemaq2114]

Same here, stress sa job, night shift, may hypertension, may maintenance, early 40s and planning for early retirement. maybe 45yrs old or before 50s. Need ko pa kumuha health/hospital/medical insurance. 😢

[@official_ate_gi_channel]

Ingat po. I left a management job when I found the stress to be too much. My health is more important than my position. Bumalik ako sa pagiging staff nurse. I hope you have options to find a less stressful work.

[@miyong7699]

I enjoy watching your videos I’m just blessed to retire at 40 years old due to military palagi kong yinayaya si misis na uwi nlang kami ng pinas pero di pa daw ready kaya puro gig job nlang ginagawa ko stress free at wala pang boss

[@official_ate_gi_channel]

First of all, thank you for your service! It's wonderful to have that kind of financial freedom. Work when you want, no boss to report to. Pero siempre, kailangan sundin si misis..happy wife, happy life. lol! Salamat po sa panonood!

[@theresaoinusa1852]

I am 49 yrs old now and I will be retiring in March 2025 at the age of 50 yrs. I have friends who are already retired and enjoying their retirement. You are right hindi natin alam kung hanggang kailan tayo dito at kung hanggang kailan ang ating magandang health. I am looking forward also on the day I retire.

[@official_ate_gi_channel]

wow! I'm excited for you! That is truly an early retirement. Enjoy and the best to you!!

[@asidomuriatiko-c8w]

depende sa tao. wifey and i retired in our 60s kaya full ang tanggap namin plus medicare/supplement. we left RP in the 80s as an ofw sa africa. like u wifey is an rn for more than 40 years sa africa canada at us. myself worked in various jobs ending as fed. worker. we travelled a lot since in the 80s sa pinas at mundo. nuong bata pa kami our plan is to retire sa pinas pero sa ngayon ay dito na lang kami sa us kapiling ang mga anak namin at mga apo.

[@official_ate_gi_channel]

That is so nice that you retired close to family. I'm happy for you!