Can you still live on SOCIAL SECURITY in the Philippines in 2025?

Have you ever thought about retiring early and moving to the PHILIPPINES? What if all you have is around 1k monthly in social security benefits. Is it possible and what kind of life could you expect on this amount. Join Leah & Gary as we discuss the reality of living in the Philippines on a low budget.
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[@philippinefamilylifewithle2673]

Only Dating Website I would recommend to meet Filipinas: christianfilipinadating.com/PHLifewithLeahCF For reliable, fast, and premium visa assistance: christianfilipinadating.com/PHLifeWithLeahFV

[@joeoak7090]

SUCH AN AMAZING COUPLE YOU GUYS LOOK SO GOOD TOGETHER AND YOUR BOTH SO WELL SPOKEN GOD BLESS YOUR FAMILY

[@philippinefamilylifewithle2673]

Thank you so much! ​@@joeoak7090

[@TRICK-OR-TREAT236]

BEWARE THERE ARE LOTS OF SCAMMERS ON THERE NOW. ALL THEY WANT IS YOUR MONEY AND YOUR BIG BANANA . JUST SEARCH FILIPINA SPIT OR SWALLOW KZbin VIDEOS AND YOU'LL SEE WHAT THEY WANT.

[@1307scooter]

I am a single man don't drink or smoke. I live in Bacong and my total income is $1300/mo. For my housing, I live close to the water, nice bunglow with a backup generator, electric and internet and drinking water is less than 30k pesos per month (27k last month), food is about 15k per month, I cook at home and order Grab once a week. I own my motorbike, and only spend 200 per month on fuel. If I stay home I can live comfortably on less than 50k. I have $6000 in savings and it grows every month. I spend my days at the beach with my dogs. I would love to meet a Filipino but I don't think that I can afford her.

[@methemonkeyking]

@@1307scooter: You’ll get better loving from your dogs than any women in the world. Skip the women and live life.

[@rayhanks8529]

WoW ! Love your vids, I'm 80 yrs old, pretty good health, would love living in the PH, my social security is 1,550 per mo. So yes this vid was very helpful, thank you much. Just an observation; sir I'm very impressed with your blessings, please understand, I am not flirting w your lovely wife, (after all i am 80) but truth never fails me, Your Wife , Leah, is perhaps one the most beautiful ladies I've ever seen, her heart is very beautiful , which completes a wonderful package, and you are a handsome gentleman, Those 2 little Gifts God sent you from heaven , makes for a beautiful FAMILY, Both of you have much to be thankful for, God bless the 4 of you !!!🎉🎉🎉

[@frankward8003]

@methemonkeyking I can understand why you are thinking like you do..but you just haven't met the right woman yet. I was feeling like you a bit til I met the Filipina I am with now..she is nothing like any of the American women I have met.

[@keithprinn720]

living respectfully yes.

[@Dutchy-1168]

What a gorgeous young bride ❤

[@afather.]

I thought about retiring in the Philippines in September 2023. My wife is Filipina. I have been to the Philippines 7 times the last time in 2010, at that time i thought the country had a future. What I saw I in 2023 in the Philippines was a country in a death spiral. My retirement before social security is $5,000 per month. I have not started taking social security yet. What the problem with Filipino culture is the relatives of the girl is they think the western man owes them a living. In the Philippines you can’t get decent beef and dairy. The housing sucks, the safety standards of building code is so low.

[@ugotmalenurse]

@@afather. 🇺🇸🇺🇸🇺🇸 Live in Makati, BGC or in similar areas where you can buy high end meats and other Western products. If you are staying in the province don’t complain when it is not like America! I live in the San Francisco Bay Area and I was surprised to find out that the restaurants and even the night life in BGC and in Makati are so much better.

[@COYO-T]

I agree on the building code. See videos where they have like wood straps holding the metal sheets to the roof. No 2x4 or better roof trusses. Of course the wind is going to blow the roof off.

[@arvee9657]

Gotta pay up front with quality houses with metal trusses.

[@silversurfer9019]

A decent T-bone would be a deal maker

[@steelcitytv]

Have you ever been to the city's in manila lol BGC got you milk lmao 🤣🤣🤣🤣🤣🤣

[@LarryDolan-b7h]

Of course you can live on $1000 or less a month it depends on where you live and how you live. Me and my wife live on less than $700 a month

[@jackbear4528]

Thanks for the cost estimates..."good to know for those thinking about moving to the Philippines..."

[@americanchristianinphilipp960]

Thank you!

[@wasblindbutnowsee]

I'm not sure what a man can do here in the Philippines unless he buys a house for his wife. Then he can do whatever his wife's mother and sisters and aunts want him to do.

[@snbi7959]

He can rent, and be a man. He can date, and be a man. Or… he can let others dictate his life and be something other than a man I guess. If his wife’s mother and sisters are calling the shots he married the wrong woman.

[@wasblindbutnowsee]

@snbi7959 In the US, divorce laws guarantee you lose. In the Philippines, land ownership laws guarantee your screwed. IN MARRIAGE They both give the power to control you to a woman whenever she feels like taking power over you, right? No ?

[@donnie8266]

Thanks for the talk. You are very easy to watch and listen to.

[@martyg1717]

Excellent video you're absolutely right it cost more to live in the United States but if you do it right it's not bad I live here with my wife and two children from the Philippines in the state of Florida for about $2,000 a month of course I own my house but with that 2000 that covers everything food clothing Insurance on cars Insurance on house taxes on house 100% All In. I have found my food cost is lower here than in the Philippines mainly because Florida is such a growing state we get fresh vegetables all year long at the local markets very cheap. I actually semi-retired at 47 I cut myself down to 20 hours a week at the most, I fully retired at 59 I have not collected Social Security yet (63 now) but when I do I will get about 2500 a month, one must remember Social Security was never meant to retire on it was always meant as a supplemental income for your retirement you are responsible for the majority of your own retirement in the United States not the government. Have a good day guys hope to see you in Florida one day.

[@americanchristianinphilipp960]

Thank you Marty. We hope to visit Florida one day.

[@adamsty1728]

Not sure which “Florida” you speak of as affordable. The car insurance is one of the HIGHEST in the U.S., and home insurance (if you can get it, has quadrupled to the point where people are selling their homes because they can’t afford the assessments or the insurance hikes. Can’t get out of Publix for less than $100…Glad it works for you, but for many of us, Florida sucks and I’m looking forward to going back to the Phil’s next year!

[@hmhhmh5127]

Great video! You are right about everything you said especially the part about foreign men spoiling the Filipina and setting themselves up for failure.

[@joeoak7090]

I JUST WANT A LOYAL WIFE THAT BELIEVES IN JESUS

[@JamaicanMeCrazy]

Lot of them are Catholic

[@ralphstewart4025]

$1920 is average U.S. monthly social security benefit.

[@Bawang-k5z]

Some people don’t work that hard

[@steelcitytv]

Sad that's why we need illegals to work in us Americans are lazy now ​@@Bawang-k5z

[@JamaicanMeCrazy]

Yeah but for early retirement probably not so much

[@LornaPecaoco]

Some People Decided to Retired early and they Get Minimum of $800 but if you decided to retired Full it depends how much you contribute to your SSS Monthly, the Minimun $1500 to $2000 or more than that,...

[@Bawang-k5z]

@@LornaPecaoco My early retirement is $1,920. If an American is getting $800, he or she is a loser.

[@BIGALINTHEPHILIPPINES]

We live on $1000 a month from S.S. comfortably with split aircon, big TV, even a new car but our secret was when in LDR during pendenic we built a house , have Permanent 13A Visa, and PhilHealth because I canceled my Part B Medicare ...😊😊😊

[@jeff-i7x]

I would be afraid to do that if I had a serious illness. I would be on a plane to Guam or Hawaii getting treated

[@BIGALINTHEPHILIPPINES]

@@jeff-i7x Thank you for your reply Sir... I talked to many expats about this subject and 50% agrees with you and %50 agrees to cancel Part B for many reasons... 1. If have a serious illness, you will not be allowed to fly on airlines... in some cases you will need a medical assistant that will cost even more money. 2. Many of us trust well know high quality hospitals in Manila and Cebu ... 3. Medical treatment is far less exspensive compared to the states ... 4. Can replace Part B with other type of insurance ... 🙄

[@nevergiveup-db6fp]

If you’re prior military, you can go to the VA in the USA and you don’t need the part B or you could even go to Guam

[@nalansmartt5901]

Thanks for making this video. Very helpful. Be blessed.

[@jamesthomas7505]

Social Security was never meant to be the only source of income in retirement. It should only be a supplement to your other income.

[@B4-puq]

Thanks for the video. Very informative. Alvin from coronado California

[@philippinefamilylifewithle2673]

Glad it was helpful! Thanks

[@mrbHanoi]

Flight schedules are terrible compared to Bangkok and KL

[@michaeloherlihy2418]

Garry sounds like he from England

[@philippinefamilylifewithle2673]

He is

[@frankellis9627]

Yes, you can live on 1K if you're single. I would still be a lot more comfortable at $1500. But I still believe 2K is the ideal budget 🤔

[@SirMikeMiller]

You must account for the money you need for visa extensions and ACR card. This is something that happens every 2 months. Please always try to save for medical because you will get sick and need to see a physician and get medication.

[@elonzajenkins6357]

Thank you very much.... I'm coming for sure ☺️

[@snbi7959]

Great video guys. I appreciate you sharing your experience in this area.

[@TravellingMan20]

Interesting video thank you. People will have a vastly different budget depending on their needs, wants and circumstances…but this was a good guideline to work from and for people to adjust to themselves. Medical insurance is very expensive when you reach your antique years.

[@FlaGrown1955]

How does one make sure that they can deal with a reliable company that might introduce them to women who want to get married. I have seen so many things on TV that scare the dickens out of me. I don't want to get involved with people like that. I'm a twenty six year old male with conservative Christan values and find that women in the United States have different values now.

[@chosen_one1602]

I can live good off of 1200usd in the Philippines. If you have a Filipina, you might as well double that. 2000usd is the bare minimum.

[@afather.]

Don’t forget her relatives that will think they are entitled to your assets.

[@chosen_one1602]

My situation is unique. I'm not married nor does she live with me. So for the most part, her family never contacts me. I think I'm just a side piece.

[@afather.]

@@chosen_one1602 my wife’s family in the Philippines thinks I owe them a living. I told my brother in law for his wife’s entitled and ungrateful attitude, since his number came up to immigrate to the USA 🇺🇸. I will not sign off on the paperwork, since he could not follow instructions

[@TravellingMan20]

Your budget doesn’t double,…rent, electricity etc is the same. Only food, transport etc is double. A good Filipina will like to cook for her man, so eating out is less frequent. I’ve lived with my girl on Gary’s budget comfortably. The main factor in cost of living is where you choose to live. When you’re older…medical insurance is also a big expense.

[@keithprinn720]

depends on entertainment, vehicles, insurance and rent massively. some can in some areas but in high rent areas double required let alone entertainment costs. have to make right decisions especially with your family. pina family demands and expectations let alone children's education.

[@ExpatNTraining]

Although, I would never, ever live in the Dumaguete area I appreciate your honest perspective on this vlog!

[@tienienortje]

Good video , me and my wife also live on a budget of 1000USD a month , only difference we have our own house , Take care from Davao city !!!

[@ChristopherWood-gk9ui]

Great advice ,all of it very important and encouraging coming from a guy that fits most of your scenarios...Thanks!

[@benwillys5503]

Good job guys! Thx

[@chalabiste8300]

Yes a filipina will cost a lot. If you are on a limited budget forget about a filipina. They will not work outside the home.

[@miked9091]

I’m 35 years old and receive SSDI and my benefit amount is over $1600 and I’m moving to the Philippines in November

[@michaeloherlihy2418]

€140 ESB bill in Ireland €50 internet.

[@ZTRAVLR]

GREAT INFO, AND YES ELECTRICITY IS THE MOST U WILL SPEND MONEY ON....Z

[@andyswan88]

Even 250k in assets is enough to provide an income of $1000 per month. How can so many people have mismanaged their finances to such an extent that they reach retirement age with no assets? Obviously it can happen but it should be the exception that anyone is trying to 'live on social security'.

[@prepperjonpnw6482]

One word - DIVORCE. The people who want to retire in the Philippines are almost exclusively men.

[@Tony-m4h]

Very informative thank you for sharing

[@jlynnburton9718]

I think people ask about $1000 / month because that is the minimum amount required by the Philippines for a retirement Visa And as you say that coincides with a lot of SSA checks are for.

[@afather.]

I am married to a Filipina I thought about getting her close to her family, what I saw in September 2023 is a country in a death spiral. I told her I get dementia I will live in the Philippines. I can hire 24 hour nursing staff for about $5,000 per month. That would be round the 😢coverage. Of quality nurses who would love to be paid USD per shift not pesos

[@jdtravels5140]

Can’t imagine living on so little. I make $35 an hour (40 hour work week) in retirement.

[@jjsmnow]

You're not retired if you work 40 hours a week.

[@jdtravels5140]

@@jjsmnow - My retirement is the equivalent of a $35 an hour salary.

[@mikehernandez570]

Awesome video. Would it be possible to make a video on Healthcare and Health Insurance for foreigners? I would really appreciate it 🙏 💯

[@winduncan9818]

IMO if I were guna live on 1k usd/55k php I wouldn't be spending 20k, almost 40% on rent.

[@jeff-i7x]

Get insurance the best health insurance you can get there.

[@jlynnburton9718]

I don't plan on spending over 25% of my budget on housing. That's the rule of thumb I go by

[@VictorJafo]

That leaves you nothing for travel or entertainment and medical expenses I would not do it i been in dumagette and 2000 is a realistic cost

[@coffeebotography]

wow god bless you guys

[@thaidawg9231]

For every year you wait up to age 70 you get an additional 13%.

[@vn6714]

Thanks good info

[@Coffewithsteve]

1100 for single guy be okay

[@christophertucker3121]

Cola 3.2% next year

[@michaelhawley1677]

Thanks for the informative video guys. You have one of the best KZbin channels about the Philippines. You have a great family and are an inspiration to those who want to make the move to the Philippines and start a new life. I am curious - what is the average cost to have a baby there - hospital stay, etc.? Here in the USA having a baby is quite expensive if you don't have good insurance. Take care always and God Bless!!

[@americanchristianinphilipp960]

How are you doing Michael? Thank you for the nice comment.

[@michaeloherlihy2418]

I own 2 apartments in Manila. And there rented out

[@shawn2380]

So expats can own condo/apartments and rent for income?

[@jjsmnow]

From how much are they rented for?

[@jonpritz9838]

What about inflation? Philippines economy is rapidly growing 7% a year SS is not gonna grow as fast as Philippine economy. I been married 30 years to Filipina- i remember prices much less than today's even out in the province. 20 years from now your $1100 SS may not meet your needs. Savings in retirement highly recommend even in Philippines

[@silversurfer9019]

I live in Hawaii and $1100/month here would allow you to live in a tent on the beach and eat canned tuna and chef boyardee and maybe splurge on McDonald's once a week

[@marcvivori1561]

How? Where do you live? Housing cost?

[@silversurfer9019]

@@marcvivori1561 I live in Oahu. Renting a 1-bdrm in my neighborhood is $2,800/mo and getting a studio in a questionable neighborhood would run about $1,700/mo

[@darransumpton7385]

$1,100 is that USA dollars

[@americanchristianinphilipp960]

Yes, not much is it but at least you can survive.

[@Mikeycambovideos]

You can get much nicer modern housing in Cambodia, Thailand, and Vietnam compared to Philippines. The rent is ridiculous in the Philippines. It’s unaffordable. My new home in a different Asian country is twice as nice, and cheaper, and I don’t need aircon. No dogs barking. No roaches. WiFi free. Parking free. Maid service free. Better dating scene, better nightlife, better infrastructure. Much better healthier food. I save a LOT of money leaving the Philippines and I’m so much happier and more comfortable. I spent almost 2 years in the Philippines and I won’t return. The two main reasons were unhealthy bland food and housing prices. Good luck to everyone.

[@HM-yh6ys]

So in which country is your new home? The majority of the people in the Philippines speak English. This can't be said about any other country in Asia.

[@Mikeycambovideos]

@@HM-yh6ys that’s outdated news that keeps falsely recirculating on group chats and YT comments for many years. Everyone I speak to in Cambodia can speak English. Also a lot of the signs, menus, online ads, apps, service workers, locals at nightlife, it’s ALL in English. You know why? Because the youth for many years has been on TikTok and YT teaching themselves English to better their lives. I was surprised too! The Philippines is DEFINITELY not the only English speaking Asian country. Not anymore. And the next generation is learning faster with inexpensive smart phones. 👍🏻

[@AaronOlafson]

@@HM-yh6ys Singapore, Malaysia, Hong Kong (not Mainland China) and many other places speak similar level or better English as the PI. I also agree about the OP observations and reasons for going to other countries. I am also married to pinay and have investments in PI, but have no desire to retire there, just keep a home base there.

[@VictorJafo]

Well go there no one is twisting your arm to go to Philippines hong kong has the most rudeness of any country you could not pay me to go back there

[@rayhanks8529]

SO !!!

[@kingdavid1614]

If you are going to work you need to be careful how much you make until you are of full retirement age ( 67 ) if you collect ss early

[@americanchristianinphilipp960]

Yes, it is a little concerning especially if we want to live in USA for while.

[@COYO-T]

I have not decided if I want to full time retire or snow bird the Philippines. I have three years till I turn 62. I hear people talking about living on social security only. Didn't anyone invest any money into there future like a 401k?

[@nathanielbarry]

Thank you for the information. I don't see your email anywhere. Did I overlook it somewhere?

[@americanchristianinphilipp960]

Email is linked in the description

[@marcrichard7251]

So when you turn 62 the government will give you extra money on Social Security for is it just one child and how much is that? I thought you said 800 it takes a while to be able to receive that. I’m only asking because when I get over there. I will have an adopted child, and I’m sure it’s the same deal you can as long as you have all your paperwork until the age of 18 help with that…. Maybe when you apply for help from Social Security you could do videos on that as well as I’m sure it will draw a lot of interest as to what steps to take any amount that Social Security will increase some people say 50% but I don’t think that’s true.

[@jjsmnow]

Can you explain why you would have to adopt a child?

[@joemachado316]

Hello, I’ve been following your husband‘s channel for a while now my wife and I and two kids are going to the Philippines for one month. We will be near you guys. We would love to meet you guys. I would love to sit down and talk to your husband as I am a man of faith also I would love to pick your guises brain since you are a family with kids there cause we are thinking of moving there, let me know how I can get in contact with your husband thank you. 2:06

[@jamesbowie6925]

Gary, are you getting UK pension as well as US social security?

[@americanchristianinphilipp960]

I wish, I left UK in 1989 and don't qualify.

[@fnqwaz5816]

Hey Gary don't you have superannuation in uk? Or you have social security like usa?

[@americanchristianinphilipp960]

I don't know, I'm American and will get social security.

[@fnqwaz5816]

@@americanchristianinphilipp960 oh ok, I thought you had a pommie accent that's all...cheers

[@robertriley2863]

You get 1100 a month because you didn’t pay that much into it

[@americanchristianinphilipp960]

Unfortunately that is correct

[@joeoak7090]

IMA TAKE A PLANE OUT THERE AND HOPEFULLY FIND A WIFE FAST CUZ IM 36 IM GETTING OLD I WANT A FAMILY BEFORE ITS TO LATE

[@danleep1185]

Retirement in the USA on SS only is generally not a happy prospect as SS payments are never enough to provide a good lifestyle...for most. I routinely hear this as a lament about how 'sad' the SS payments generally are. While I am not a political or financial advisor (professionally) there are a few things that I do know, being now 80 Years old and have learned a bit. So, I know a few things that many are either ignorant of or have forgotten, ie, Social Security was never intended to be a sustaining financial system for anybody. It was always viewed by the framers of this law/system/act as an assistance program for those who have less than required for a 'healthy' retirement. Once again...never intended to be a person's sole income in our retirement. Now I know the next comment is seldom applied, but we from birth should have been schooled and primed on what it takes to have a healthy retirement plan/fund, etc. Since most of us seem to fall into this latter category, the blame falls upon each of us who has not prepared for our retirement! No one else is to blame and the government should never be considered our partner in [virtually] anything as government typically steals, lies, and generally fails to be the God send that many of us think it is or wish it to be. The original Social Security Act was designed to be 'self-sufficient', ie, it had built-in self-sustaining guidelines that would assure that SS would never go broke! Then when the success of this act was becoming noticed by the politicians, they started to rob the SS savings account and use the moneys for all their favorite 'pork' which nearly 'breaks' the account, resulting in all the rhetoric concerning the 'failing' Social Security Admin. Yes, I am telling the truth!

[@bradleymiller7375]

@dan, that's why politicians steal from it they think it's their's and it was meant to live on solely! But with inflation in America rising daily! Soon u will need to be a millionaire! And I'm not quite 80, only 72! Not completely stupid to live this long and live on my SS! Comfortably also!

[@danleep1185]

@@bradleymiller7375 I've written way too much, this time. I expected YT to delete or sensor it but surprisingly, they didn't. Thanks for responding to my comment.

[@ralphstewart4025]

Leah did you get botox for ur lips? Looks good.

[@philippinefamilylifewithle2673]

Lmao, NO😂

[@Foreigner_2024]

I moved here in July, got married to my Filipina sweetheart, and we bought a piece of land out in the province and are building the Bahay Kubo now and will start on the house after New years. We live quite comfortably in a rental (PHP 5000 per month) and the land is paid for and all expenses are cash. All together we live quite well on less than $500 USD per month. It really depends on where you live and how you eat. I eat all food from the Palengke and don't drink or smoke. We have internet and a Netflix account, and own two motorcycles for transportation. She saves me money by sparing me the "skin tax" if I send her to make purchases, and teaching me Bisaya. Once the savings are mostly exhausted, I will have a home (paid off)and its a small farm so it bring in money, so I expect a monthly budget of around $300 USD and I will eat fresh fish, chicken and pork, vegetables and fruit. Water through the Baranguay is only 50 cents per month and power is cheap here. I only run the air con for a couple hours in the evening to cool off the bedroom then use fans. Again it depends on WHERE you live and HOW

[@nickjejeran1065]

I wish to both of you all the best and happy retirement!

[@Foreigner_2024]

@@nickjejeran1065 Thank you

[@jjsmnow]

You use motorcycles for transportation? Good luck on a long retirement.

[@genericchannel5899]

Social Security is meant to be one leg of a three-legged stool. To retire comfortably you should also have a pension and savings. Because pension levels are shrinking and being converted to 401ks, the average person needs to learn basic investing strategies to tread water. If you want to get ahead of the game, you need to get acquainted with FI/RE strategies and follow the FOO.

[@jeff-i7x]

That's why I work at a Union Job I have a pension,401k employer matches and I will have SS I hope when I retire.

[@genericchannel5899]

@@jeff-i7x Make sure to set it up to put a little extra away every time you get a raise, too. It doesn't hurt to automatically save some of the cash that you've never gotten used to spending!

[@Midwest10]

I spend $7000 US here to live a middle class life. Under $3000? You’re a broke squatter.

[@LornaPecaoco]

If you get $5,000 Pension just stay in the USA lol...

[@frankfurtur5531]

How much is varicose vein surgery in the Philippines?

[@philmcleod111]

Hi i seen your interview the other day about age gap marriage, You think its ok to be with an 18 year old, what are your thoughts , when your daughter turns 18 and tells you she is dating a 60 year man ?

[@joecina559]

I don't really see what the issue is. I've been following these two for years. Their love for each other is stronger than any other couple I've met.

[@genericchannel5899]

What will happen when an adult dates another adult? Do we really need to have the birds and bees talk at your age, numbnuts?

[@philmcleod111]

@@genericchannel5899 It was an honest question, no need for some dumb ass American to make a comment ,

[@steelcitytv]

But if you want to live in the nice area no Makita or BGC you better have to about 2 3k and you'll ne fine most of us young men are not going to live province areas this is a double side answer got to look at the Young vs older people and who you date from were my GF from Makita lived her whole life there family house is hot on the market but they won't sale they were offering over 500k per square meters as of this year

[@steven904]

OMG 9 minutes into the video before you start talking about your budget on YOUR BUDGET VIDEO... 🤦🏻🤦🏻🤦🏻

[@americanchristianinphilipp960]

Not really, we discussed costs throughout the video. I guess we could have just posted a spreadsheet and made it boring.