CRAWLING OUT OF THE DEBT HOLE with GRACE MUNYIRWA

[@bumploveug]

“Wealth is the money you don't spend" Do you agree? Tips for building wealth; ✅ Start early ✅ Diversify your investments ✅ Manage debt ✅ Stay focused on your goals Learn how to manage your debt by purchasing Grace’s book “Destroying Debt” from Aristoc at only 35,000/= We’ve had such a wonderful, informative time on the show today and we hope you have too. What are your key lessons so far? Let us know in the comments. Special thanks to our partners: MANUELA'S GLAM; Wardrobe: Cadia Fashion House Make Up: Tina Brows 0779 790379 Hair: Zuri Uganda BEVERLEY'S GLAM; Short Hair by Bev Wardrobe: Alice the Tailor Earrings from Durban BARBARA'S GLAM; Make Up: The Sununu Effect Wardrobe: David Kabenge Hair: Viluxe Beauty Connect with us on Facebook, Instagram and Twitter @bumploveug

[@imacayebazibwe]

I have prayed to God before to take me out of debt and he did. My bible tells me to pray about all things. Money didn't fall from heaven but he made a way for me.

[@Nomfundomahlati]

Hello, I am in the same situation. Can you share how long was the process?

[@charityAlful]

Same for me. Steady progress! He literally made a way! To Him alone be all the glory 🙏

[@charityAlful]

⁠@@NomfundomahlatiI will share my own experience. I was out of work and couldn’t continue with my monthly loan and credit card payments for like a whole year. But through it all I kept asking God for mercy and that He should make a way cz I was truly willing to pay just that I was not able to due to my situation. Somehow I got a miracle job and immediately I contacted the banks and told them I was ready to resume my payments. The best part is they agreed to my terms: gave me discounts, waived interest and even accepted installments. Whatever I requested for they agreed without argument exactly as I prayed for! The hand of God was evident through it all. Like Imac said, pray and believe. I am a living testimony

[@nassalisarah4993]

@@charityAlful Amen

[@peacegabula8239]

God can make a way by showing you that he has already gifted u with skills and abilities and networks through which you can gain more income streams to clear your debt steadily. That's how it has happened my side. But no one else's timeline on God making a way will apply to your own. May God show u the way. I used to also pray for God to magic away our debt but he isn't showed us how to live within our means and how to make more to cover our initial financial mistakes

[@lindazawedde1318]

I love the way you include/refer to God in this show; The show is alot more interesting and there's so much to learn,more fun.. I Love Love Love 🎉

[@jeanninek_rabo]

This was so insightful....70% of the time, we don't need debt. I need to manage my expenses and live within my means.

[@virtualtoursuganda6903]

Sometimes debt is necessary for growth, as long as you invest it in already running income generating activities

[@JaneRwizy]

This year, I refuse to be poor at all simanya poverty bcoz bamp love has given me all the equipment and knowledge 😂😂❤ brain opener 😂😂 last week , Pastor Bee3 and Newton ❤and now is Dr grace what a blessing 🙌

[@khadijahbadru5985]

the guests you guys are bringing these days are🔥🔥🔥🔥

[@Seapila]

Bump love family nawapenda sana (I love you from Kenya)

[@manuelap.mulondo]

Karibu sis

[@atuhaireedinah1501]

Mr. Grace Munyirwa hits nails ehhh We have learnt thank you sir

[@allanjan5uk]

Financial literacy at the start of the year is really massive as it will shape alot of our planning decisions throughout the year. Thanks Bump Love, keep up the good work ...

[@Nambozobev]

Grace is surely knowledgeable

[@hannahjoymulungi7417]

After the gospel, there is bump love. You are changing lives ladies

[@juliusolupot4083]

Grace is a fountain of wisdom. He could talk about debt forever.

[@gloriafidelis40]

The only junk food I would love to avoid this year is dept, all in all I love you guys I'm requesting more of Finance session.

[@yikirujustine1159]

I am buying this book first thing tomorrow on the slightest moment I get 🤝. Thank you ladies and gentlemen. I am grateful for this.

[@florencewanyenze8271]

My parents taught us to learn to live within our means and always repeated to us this scripture "Godliness with contentment is great gain" 1 Timothy 6:6-8 Our prents both passsed on but they both left us with property and with no debt at all. We thank God for that.

[@Nambozobev]

Wise parents

[@manuelap.mulondo]

What are testimony..... great job carrying their legacy

[@inspirationsbyrobi.8060]

Amen

[@nakibuukastella9925]

I thank God that my children will be able to share such about "us" their parents in years to come.

[@fixmeifixyou]

I can imagine 😊

[@hadijanakamya2228]

Mr Grace munyirwa,best boss ever

[@harunahkisirinya8561]

Are u sure ?

[@hadijanakamya2228]

@@harunahkisirinya8561 very sure ,worked with him 10 yrs back bt he z e best boss I've ever had

[@paulmukisa6043]

Thank you for the show.

[@nafunababra]

That debt thing from bank made my mum run east en west bcz she wntd mi complete my med course wc i didnt complete coz of covid effect.i learnt it in a hard way tho finally she gave it back after struggle...😢😢😢but i thank God coz i saw en learnt...tho lost education bt atleast wiz da little i make i managed to gove ha plain capital to restart...as i hustle more again...thanks am learning more coz i Wana be an entrepreneur ❤

[@babraatuhereza7275]

I love the topics you've started us off with, this year! Very educative and informative. Thank you Bump love!

[@Nambozobev]

let's keep growing and learning

[@MugabekaziMary]

Very educative session. Thank you

[@Kampirelife]

Been looking at my loan repayment schedule. I have believed. Been a slave to the lender and I continue to be. OMG. Timely message this is.

[@magalienia6958]

Manuela's tone of voice when she said, "we've not eaten bread for a long time" had me in stitches. The despair, the plea banange it was all there.😂 The biggest debt story in the western world is credit card debt. That's a trap one walks into eyes wide shut & short of asking Jesus to take the wheel, one has to consciously/intentionally fight real hard to avoid that temptation.

[@bettynafunka8784]

Enjoying the financial shows lately. Gaining knowledge tremendously. Thank you. Barb why don't you ever visually engage with Bev?

[@spectrumbeautyandmore]

Wdym?

[@shallonkamwine]

l really needed this,thanks so much guys.

[@mercymaureen8151]

I must confess i can relate everything shared by Mr. Grace i am so stressed 😢 i have taken note thanks for this episode

[@susanvortmann3719]

I thot Grace is a female Name but I am loving the todays Topic. He couldnt have ex plained it better than he did it. Wao great

[@florencewanyenze8271]

I learn alot from this show. I watch every Friday ❤

[@rainsondenis5062]

I've loved every bit of the show, truth is I dont know how I got into debt but I needed this wisdom to overcome and now I wash my hands with soap and jik not to ever

[@Forna1519]

Ladies thanks for the show and the consistency, Bumplove is my go to show, when I am stressed and want to unwind, it doesn't matter the topic. I always leave nga I am better off than I came(refreshed, encouraged, happy etc)

[@yikirujustine1159]

This is extremely helpful 🙏

[@mahorochristine5786]

I have laughed and SHARPENED 🙌 Thanks for shining our eyes Mr Munyirwa.

[@mutetsipraise7662]

Bump love has given me all financial knowledge i need, thanks

[@katek4724]

What an insightful discussion. I fear debt and have always avoided it but I still learned a lot. There are people I know who have DStv premium, driving latest car, eating at expensive restaurants all without a job and borrowing from everyone.

[@Nambozobev]

Life changing lessons.

[@anonnona6433]

And when you can't fund their lifestyle (meanwhile you are living within your means) they curse you out. Eih!!!!!!!!

[@fixmeifixyou]

Such humans can suck

[@biyinzikahellenliz3988]

Friends l have learnt to run my life without debts.And people must learn how to manage their little finances, through being accountable to your self and how you spend the money you have.ln that way we can avoid debts.

[@HanifahNakabiri]

This was very insightful ladies. Thank you for starting the year with such great pieces of advice. Meanwhile Grace spoke about certaint things that made me want to hide.😅😅 It was a great show Looking forward to more of these.

[@MugoyaLilian]

Thanks for the show it's advising

[@doreenapiny1164]

Thank you

[@nassalisarah4993]

I have a testimony unfortunately I use my real names so can`t share in detail but like Grace ... I have ever negotiated and had a debt written off. His advice is so spot on .Thank you for bring this guest. May God bless you and deliver us from debt eventually

[@carolineakello8849]

😂😂...Grace is funny with a straight face.Thanks Bumplove.Alot of lessons

[@priscillaalela9345]

I shall not be those who don’t comment!!!!😅😅😅😅The topics this year have been 🔥🔥🔥 of course I absolutely love Director Grace and The previous one with Pastor B3!!!!

[@ImmyNamwabira]

Words of Wisdom❤ How can we not make it in life ?Thank you ladies and Mr.Grace.

[@zakiayusuf1716]

Thank you bump love and Mr Grace for this knowledge

[@tugumisirizeedmund6871]

Thank you so much God continue using you amen 🙏🙏🙏🙏🙏🙏🙏🙏🙏

[@Nambozobev]

Grace is God sent

[@manjeetkaur77777]

You people are mothering, educating and lifting us up every week..more than grateful!!

[@nassuunadalphine7713]

Loving the financial education series,big up ladies

[@Nambozobev]

So crucial

[@bridgetndyamuhaki8873]

I have no words to express my gratitude towards this show, omg Grace 🙏 this has been purely wisdom

[@daphinedash2704]

A topic very much needed. Thank you so much for these informative episodes. Can't wait for the next one. More financial literacy videos please and please bring back Dr. Grace! Thank you!

[@ANITHAGATERA]

Bev you're looking soo gorgeous!! Thank you ladies for educating us....we're here to stay

[@babiryeannet3554]

Ur highly appreciated thx 4 the show

[@dennismawanda9121]

Great show, guys, and this I'd what really happened to me after rescuing my property sida mu debt great conversation here thanks banaye

[@aggiekisakye674]

Glad to see director Grace on. Bless y'all

[@rynkaykemie1638]

Loved the sessions about finances. Made lots of notes from last week's and this session that i believe will make me grow and develop financially. Question; are we allowed to suggest topics ? If yes, i would wish for the show to talk about speech delay in toddlers. Otw, i for one truly appreciates the insights. Thanks Ladies.

[@neldalimilimi4648]

Thanks bump love ladies for the financial literacy topics. Very insightful and making me a better woman.

[@daphinemarunga4974]

I really need this. Thank you very much.❤❤❤❤

[@ChristineKwagalakwe-if6ib]

Thank you for this episode. I’ve always been a firm believer that it’s possible to run a GREAT business, have a family, live a great life and yet still be debt free. That conviction for me has always been strong. Minute 25:09 “there’s nothing like good debt”👏

[@sabanoritah7924]

Grace is so right, I got into debt through my partner. I thought I was helping him yet I was sinking

[@katetsonnie8589]

STI transmitted aki sorry we learn

[@fixmeifixyou]

I can feel you

[@esther77798]

Beverly wow loved your week on your behalf

[@sarahjebet3051]

I love everything that you guys talked about

[@edithitiu8462]

Barbra, we are here from Arua. Thank you abunch

[@charlottemercy6526]

Thank you for such a timely episode

[@peruthmwenkanya2508]

This is so eye opening❤.. Thank you so much for blessing us with this episode🙏..

[@EsoluSteven]

Grace your on point.

[@Beextina]

Naye banange mukyala Mulondo is so gorgeous eeh…. Meanwhile everyone is 😂en so am I & my lovely mom & daughter 💃🏾😘

[@julietkyomugisha2039]

"The grace you do not know will not set you free" wow...

[@WinnifredMusoki]

Am liking how manuella is resorting to short nails but thank you ladies for always sharing the knowledge

[@akambasisamercy6158]

And she consciously sits well during the show

[@manuelap.mulondo]

Dear short nail gang, Please don't be confused by the episodes where I have short nails.... while I think short nails are cute, I am NOT in the short nail gang 🫣. I have never been, I am not, and will probably not be for a while. I intentionally leave my nails for a period in the year to rest my nails before I start extensions again.....please tell a neighbour to tell a neighbour 😘

[@WinnifredMusoki]

@manuelap.mulondo 😊😊😊😊noted dear let me tell my neighbor

[@sarahmartha7224]

​@@manuelap.mulondo😂😂😂😂😂

[@Agatha-m9k]

Barbra i need to know the brand and shade of lipstick you use. I like it

[@kaezjonz8807]

This has been a good show

[@kobutungibrendah4813]

Wow... God bless you guys ❤

[@kabaterinealoysius6821]

Nice show. The topic is a must watch for many ugandans. Keep it flowing.

[@KonWilliamBior]

I have leant to make money from debt. Am not scared of debt and I have never failed any debt.

[@gonsharehema4534]

Great love for you Director Grace

[@denisongukaadupa6163]

I appreciate your time ladies and gentlemen be blessed 🙏

[@nakaloui]

We are happy and have learnt! God bless you all!

[@ceciliamwebaza9377]

Thank you for the financial information, grateful ❤❤❤ I even fear borrowing shs.500😂😂😂

[@neldalimilimi4648]

😂 you aren’t alone

[@namiirojose6824]

In my life, borrowing is a disgrace and God is aware😊

[@nakatoritahnayiga7660]

Same here

[@catherinekamuli7756]

Now, talking about debt, guys, I don't know why I can't stop borrowing, especially at the end of the month. The worst part is I am not borrowing for myself; I borrow to help someone else. I have tried to say no to helping when I don't have money, but I don't know why I keep putting myself in this position. I need to help myself and chase away the spirit of poverty. I am sure it is the one that makes me do the things I do.😢😢😢 it is a sad place I find myself in all the time

[@AtuheireShallon-kg2vm]

Debt is a behavior. I can relate 😢

[@joynambuba823]

wow. i love you guys. your so amazing. i just gotten to know you guys buyt waw

[@proscoviaasiimwe6656]

Today's topic was speaking to me

[@kembabazidoreen9927]

Here to learn

[@TheMutindas-b5l]

Great

[@rachealowomugisha3431]

Please ask this question to us , can you get a loan to do big investments

[@joe9125]

Interest rates in Uganda let alone rates from money lenders are prohibitively high if possible I wud advise people to borrow from foreign countries like few guys do .

[@NyagazWorld]

So insightful, thanks for the enlightment

[@Nambozobev]

please buy his books if you get a chance.

[@desiremushabe952]

Yaaaaayyyy. Thanks for inviting the financial genius Mr.Munyirwa

[@manuelap.mulondo]

He is amazing

[@anonnona6433]

That make believe consolation out of debt is so real.Meeting an exe who will give you $10,000, money miraculously deposited on your account, eiiih. Let's take accountability and do better. Chronic debt is indeed a Behavior and a lifestyle 😢😢😢😢😢. It's okay to leave that 3 bed and live in a 1 bed as things get better. It's okay for your children to attend a school that is affordable. You don't need the latest anything for that matter.

[@soniakantengwa7987]

Mr Grace Munyirwa 🥳🥳 i’m excited for todays guest 🥳🥳🥳🥳

[@Nambozobev]

Such a notable guest

[@AminahNakato-p1o]

Bev...yo so smart n adorable

[@JayB.A]

Great one

[@nakibirigebrendahjoyce3707]

can't wait to be enlightened 🎉

[@viola_K.5]

I wanna listen twice or even more to this!🤭

[@flaviakamahoro4353]

The way hv been checking on it

[@FlowerMadrine]

Fridayyyy.... Let me unpack ettu lya leero

[@ConquererAnita-ns7qu]

Pettiest thing-my hubby this week brought a relative to visit without informing me. Huhh, I was so pissed coz am too principled but I chull later😂😂😂😂

[@sashamoureen9598]

Talk about those who christianize money and i like how one bishop put it. The borrowers especially those who never pay back. We tell them “that am a christian but my money is not.”

[@odoitimothy1852]

Mr Grace Munyirwa

[@hellenmabonga9714]

I just love barbras Spirit

[@babramugeni2966]

Thank you ❤

[@FilderOciti]

😂😂😂am team Barbra with the birthday thing😂😂

[@RonahNatumanya]

Wowwwwww.

[@nassaligertrude5107]

Aren't i the first one guysssss ??

[@anitakatushabe1899]

Bump love 2025 I must shine am that person I can borrow to help someone last episode opened my eyes now this is a climax thank u ladies I must be rich I must be femaus come 2026

[@nahweranaume9496]

This guy is talking from experience indeed

[@Nambozobev]

He is exceptional