Buying 2nd Property in Dubai

Buying 2nd Property in Dubai | our decision

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Күн бұрын

Пікірлер: 105

@IndiansAbroad Ай бұрын

This is our whatsapp number where you can discuss your requirements related to Property Buying : wa.me/qr/YXQVB664ENXRH1

@pankajguglani1988 Ай бұрын

I suggested that you guys should manage your current expenses and buy a town house right now.....❤ GBU ❤

@IndiansAbroad Ай бұрын

Thnx for your suggestion, we will think about it

@sudeepmukherjee5449 Ай бұрын

Have liked seeing most of your videos right from when you were living in Abu Dhabi. I suggest you look at other ways to invest in Dubai via equities. Since interest rates are going down, 1 specific sector that will benefit is utilities. And DEWA which trades on the DFM immediately springs to mind. Very good dividends, absolute monopoly over the emirate of Dubai and almost certain growth prospects since in the next 2-3 years, all these communities will only have 1 place to go for electricity and water - DEWA. With 90000+ homes to be delivered over 2-3 years, I see phenomenal growth in this stock. And DEWA is a large cap value stock with 82% of its float owned by DIF. So can't go wrong owning this. Just my 2 cents ...

@IndiansAbroad Ай бұрын

Thank you Sudeep for your love and support 😍, sure will definitely consider uae market and dewa equity

@varunarora8552 Ай бұрын

Go for option 3, don’t squeeze, after 3 years you will see so many other new projects will be available in the market. And to invest in Sharjah only if you want to live in that property. For me I don’t like much Damacc hills too. Other point is now property in Dubai is on boom, we don’t know after 3 years once most of the projects will provide possession.

@IndiansAbroad Ай бұрын

Completely agree with your point and we also are thinking same. Thank you for your love and support 😍

@fazeelapachu5875 Ай бұрын

My suggestion is wait Karo... yes damac hills wala town hoise expensive ho chuka hoga. But uae is fast growing in terms of real estate. Tab koi aur community hoga...ya phir damac ka hi koi new project ka new cluster hoga which you can afford. So now live comfortably. Don't take risk. Like you said..Agar much ho gya...Kar payenge ap log. You will end up in a mess. So think of long run benefits ...wait...

@IndiansAbroad Ай бұрын

Thank you for your comment, agree to ur points 👍

@Wertdfsaz Ай бұрын

It is very important to have a critical illness plan. It is the safety net in these conditions and provides the peace of mind.I always advise my clients to have this as the first priority in financial planning.

@IndiansAbroad Ай бұрын

Perfectly said 👍

@mabbasi934 16 күн бұрын

In terms of investments, I would recommend “Grow” your properties. And secondly, manage your “risks”. Have an emergency fund of 1 year of expenses (6 months recommended in USA so adding a bit for Dubai) plus some funds for healthcare as that seems to be top of your mind. If these two are taken care of then I would encourage to go for Option 1 … however, if town house is a bit too much to chew then go for another apartment. Bismillah kijiye sister ☺️

@IndiansAbroad 16 күн бұрын

Yes, definitely need to have an emergency fund and manage risks. 😊

@harshalranglani 17 күн бұрын

How much is your JVC apartment worth? Can’t you sell that and make the down payment for the townhouse ? While continuing to live in your rented apartment

@tabi72ful Ай бұрын

i dint like damac floor plans plot sizes are small, too much oopr oopr ki touching cost and advertisement cost will be charged. try new developer who have few successful projects with value of money. i bought mufooj al furjan west phase 1 townhouse considering plot sise and room sizes of damac lagoons town house were not acceptable to live. they are not made for pakistani indian mind set, they are close to made by uk usa conjusted house types.

@parth_pandit_01 Ай бұрын

I'm currently working in a customer support role at a bank in Bangalore, and I've completed one year in this position. I’m fluent in Hindi, Bengali, and English, and I'm now considering a customer support role at a bank in the UAE. However, I don't have much information about this. Could you please create a detailed video about customer support roles at banks in the UAE? I would really appreciate it! Thank you!

@shreekumar5079 26 күн бұрын

Same here

@fahimabbasvlogs Ай бұрын

2nd ghar agar regular rent de rha hai... Aur usse emi nikal rha hai... Apk upar financial stress na aate hue u can definately buy second house... Apki new property le sakte hai... Aur term insurance k baare mein thoda research kare ..allah sab accha karega

@IndiansAbroad Ай бұрын

Thnx dear 😇

@mrs3494 Ай бұрын

Don’t go for further EMI because it is a big tension and try to control unnecessary expenses and save money as you can.

@IndiansAbroad Ай бұрын

Yes we are also thinking same

@gauravaggarwal6083 Ай бұрын

Don’t take unnecessary loans…by God’s grace, you guys are doing well…but things can change anytime especially in UAE….who knows what is in store in future for expats like us…things change overnight here….better to invest in money instruments in India…that can be liquidated anytime in times of need….

@IndiansAbroad Ай бұрын

Thank you for your love and support 😍, you are correct

@saiqua9 Ай бұрын

You should not tight your budget…mental peace is more important …must go slowly Seems your future planning is good so must go slowly

@IndiansAbroad Ай бұрын

Thnx dear 😇

@rogbeerkeshav2831 Ай бұрын

Hi dr sometime investing in a their property if it important in a finish project its butter than a property with is not ready. And selling the property with u have now with have a good value its not a good idea. Loan is not a good idea think of your kids first because education is more than property.

@IndiansAbroad Ай бұрын

You are right dear, absolutely agree with your point 👍

@Healthynisha Ай бұрын

Hi dear we are also living in Dubai after seeing ur videos we decided to buy a apartment thank you for educating about buying properties ❤ I have one doubt what will happen to unit owner when building demolished?(after 20-30year)

@IndiansAbroad Ай бұрын

Here building structure has warranty of 100 years, so don't worry about demolition

@Healthynisha Ай бұрын

@@IndiansAbroad thanks a lot lots of love ❤️

@IndiansAbroad Ай бұрын

❤️

@aishwaryasingh6367 Ай бұрын

I would suggest go for option 2 ✌🏻

@jimutbasa945 Ай бұрын

Go with option-1. You can give first apartment on rent once you move to town house and use rent to pay emi. Have good insurance to cover uncertainties.

@IndiansAbroad Ай бұрын

Good option

@fabihakhan8955 18 күн бұрын

Is it advisable to buy in Dubai Marina??

@IndiansAbroad 16 күн бұрын

Yes sure

@saleemakhtar87 Ай бұрын

Very practical approach ❤

@IndiansAbroad Ай бұрын

Thnx

@ArunGupta-f2b Ай бұрын

I have two queries regarding your explanation in the video: 1. Aren't you already getting the rent from JVC apartment? You must be paying the EMI from that money, right? 2. Why are you concerned about education expenses for your children? You mentioned that most of the employers provide good sufficient money for the kids education. If it is the case, then why are you thinking about these expenses? You guys must be getting yearly ~15% hike every year and promotion increment separately. Anyhow your cashflow is going to increase.

@IndiansAbroad Ай бұрын

We don't get educational allowance from employer, very few employers in uae provides that. Also there is no concept of increment here in uae. So we get same salary at which we join until we change job or get promoted. Hope that answers

@ArunGupta-f2b Ай бұрын

@@IndiansAbroad Ohh, thanks for the answer. And What about point number 1 regarding rental income as an EMI payment?

@IndiansAbroad Ай бұрын

We hv to pay annual maintenance which is extremely expensive, so emi plus maintenance is more than rental income

@samihabari Ай бұрын

I remember posting down in ur video to buy in damac Hills 2 but that time u guys found it too far....but good decision of ur is to invest now offplan...all the best!!

@IndiansAbroad Ай бұрын

Thnx dear for your comment. You Did u buy in damac hills 2?

@samihabari Ай бұрын

@@IndiansAbroad yes...have been staying there from past 2 n half years now...everything is within the reach

@IndiansAbroad Ай бұрын

Awesome 👍 what did you buy and for how much?

@samihabari Ай бұрын

@@IndiansAbroad bought a townhouse of 3 bedroom....around 9 lakh aed...bought it during march 2022

@sumitarora7437 Ай бұрын

Please make the renovation videos as well and How much does it cost.

@IndiansAbroad Ай бұрын

Definitely, we will make many videos on renovation, stay tuned for future videos 😊

@MisbahAhmed-dl7qb 17 күн бұрын

If you have any property back home in India, consider selling it and buying new property in Dubai

@Got2charm 26 күн бұрын

Thank u so much for valuable information ❤

@IndiansAbroad 25 күн бұрын

You’re welcome! I’m glad it was helpful!

@huseintambawala4381 16 күн бұрын

no to loan

@mahwishraza50 27 күн бұрын

What job you do?

@kunalsachdeva9059 Ай бұрын

Buy Dhamak without any thought Also , what if give 1Cr down payment then can I get loan of other down payment and what could be the rate of interest?

@IndiansAbroad Ай бұрын

Bank will give loan to ready property only

@kunalsachdeva9059 Ай бұрын

@@IndiansAbroad can I get option to pay rest of the money within 10-12 months - that 30% balance out of 60%? Please reply as that will help me to decide. GBA

@IndiansAbroad Ай бұрын

Did not understand, u hv to pay the off plan as per payment plan and after handover, u can take loan from bank

@kunalsachdeva9059 Ай бұрын

@@IndiansAbroad I was saying lets say I have 1 CR and I want to pay rest balance 1 CR within 6-8 months, is that possible without Loan from Damac itself?

@IndiansAbroad Ай бұрын

Not sure, u may talk to the damac people if they can be flexible

@rohitagarwal4003 Ай бұрын

Mam rather you guys can invest in Indian stock market Even if you will invest in any good blue chip stock it can easily double your amount in 4 to 5 yrs Even you can invest in growth blue chip or mid cap stocks Not trying to confuse you Just sharing my positive experience and knowledge with you Mam also taking loans is highly risky You never know what comes ahead You should diversify your portfolio along with real estate invest big chunk of money in Indian stock market God bless you guys with looooooots and loooooooots of money 💰

@IndiansAbroad Ай бұрын

Thank you for your love and support 😍 😍. We are completely aware of diversifying our investment and we are doing this already since a long time. We hv invested in Indian and US market already. May be will make a video on Investments

@Mandala_by_pratibha Ай бұрын

@@IndiansAbroadcan u make a vedio on how and what type of investment have you made in US market??

@umairwaheed4851 Ай бұрын

Hi I'm interested to know more about your investments U mentioned even for the car buying you've invested somewhere through which your installments are getting paid i guess Really curious to know how to pull that off

@anuj7478 Ай бұрын

I think property should only be bought for end use, so your JVC apartment should be enough, all additional capital should be deployed in high growth assets like equities. You can go for a PMS or mutual fund in line with your risk appetite

@IndiansAbroad Ай бұрын

Thank you for your suggestion, we are already investing in equity market