Buying a Condo for the First Time in NYC | Details with Real Numbers!

[@vrose3ful]

I love to see someone that looks like me doing things that I never thought was even a possibility for me.

[@LifeCoachYvette]

That makes me so happy ❤️ the struggle was REALLLL..took a lot of sacrifice but all worth it of course

[@TsarOfRuss]

@@LifeCoachYvette What about TAX and HOA ??? do you pay them yearly or something, im doing some research about living in NYC, and i see that apartments worth $500k sometimes have a $4000/Month HOA ... i cant believe it! can you please enlighten me about this?? what if one refuses to pay the HOA, what will happen??

[@LifeCoachYvette]

Yes I’ve heard of property taxes being that much in certain areas. My property tax is low and paid quarterly within my mortgage..idk what would happen if you don’t pay your maintenance fee probably get late charges and eviction if long enough

[@TsarOfRuss]

@@LifeCoachYvette Thanks for the info.. im not moving to NYC anymore, i will just remain in my country! lol

[@LifeCoachYvette]

🤣🤣🤣🤣 it’s nice to visit

[@mmcdonald1000]

Congratulations to you buying a condo at 25. When I was your age, I didn't even think about buying anything. I live in Georgia now but im originally from Queens NY. I want to own something close to nyc that I can call home because I love my Manhattan Aka NYC 😄😊

[@SignedByAissatou]

I ended up buying a house first this year actually at 24. I’m originally from NYC and didn’t realize you could get a condo for such a good price. I honestly think that may be my next investment. Especially since I moved out of NY I still want something there to call home besides my parents place lol.

[@LifeCoachYvette]

Yess!! This will be my investment property in the future. Congrats on your home!

[@GabrielleIshell]

Congrats! I bought my first house at 25! Love to see it! Black women buying this young is a great accomplishment!!

[@LifeCoachYvette]

Thank you so much! Congrats as well!

[@kelly4618]

You made such a fabulous point that I haven't heard anyone say in the millions of KZbin videos I've watched on homeownership. You said you don't believe your income will continue to rise at the same rate as the cost of homeownership. I'm in the same boat in California. Home prices continue to rise but I'm reaching the top of my salary range so it's now or never for me. Thanks for sharing your story!

[@LifeCoachYvette]

Omg so glad you understand! It’s really insane..and now those same condos are going for 200k just as I imagined. Best of luck on your journey! Hope you land something you love ❤️

[@ThePaisleyDispatcher]

Congratulations On being so disciplined and determined to be able to by your own condo at such a young age. I show all of your videos to my 22 yo son

[@LifeCoachYvette]

Thank you so much!!

[@annscustommadejewellery6676]

Yes so happy for you to see the younger generation having their lives together is so wonderful Much blessings to you hun. Tfs

[@LifeCoachYvette]

Thank you! ❤️🙏🏿

[@Iamkcartis]

Congrats hun. I’m 35 and still haven’t bought my first place but in time in time there’s no time line for anything. I’m from nyc as well definitely didn’t even know there were condos going for that low.

[@LifeCoachYvette]

You got this! & yes a lot of ppl don't which is why I made the video. It's not easy saving that much but it is doable in comparison to other properties.

[@LifeCoachYvette]

Questions? Leave it in the comments and I will answer them in the next video!

[@josephnwabuobi8397]

Working on my first condo and look who's video run into. You're awesome, super proud queen

[@LifeCoachYvette]

Omg hii!! Best of luck..proud of you too! The best investment 💯

[@JoyFay]

You are so smart, glad you didn't wait, it's become extremely expensive now.

[@LifeCoachYvette]

Thank you! & yes it’s crazy one bedrooms are going for 200k now

[@jewelthompson4210]

Thanks for sharing your experience. The Bronx is such an underrated borough! Congratulations. 🎆

[@LifeCoachYvette]

It really is! Thank you :)

[@Ya_girl_tam]

Congratulations!!! Its always great to buy something of your own especially young. I tell my kids to buy even before they're married or have kids bc they could always sell later but have equity.

[@LifeCoachYvette]

Yes!!! It’s so good to have your own, thank you ❤️

[@tharealwithrel3388]

I’m so happy for you! Buying a condo at such at young age is a huge accomplishment. Your focus and determination is inspiring and motivating.

[@LifeCoachYvette]

Thank you so much ❤️❤️❤️

[@adashofpash3730]

Congrats on buying your condo, that’s so amazing!

[@LifeCoachYvette]

Thank you! ❤️❤️

[@DalovelyLishaWatchitshrink]

Congratulations hun!! Girl your credit score is what’s up! So wise for your age🎉💪🏽

[@LifeCoachYvette]

Thank you! ❤️

[@MoromoMusic]

Congratulations on buying your home! I'm not from NY, but I do like the Bronx. Lots of good food and music. If I moved to NY, I'd choose Manhattan or bronx. I'm glad you were able to get the one you wanted!

[@LifeCoachYvette]

Thank you!! It’s definitely a good investment property

[@ms.trecefbaby8496]

That's a great investment!!! Thanks for the breakdown too!

[@LifeCoachYvette]

Thank you 🙏🏿

[@downtownon7thavenue]

This was super informative. I bought my condo about 5 and 1/2 years ago. I paid cash though so I didn’t need financing. Thank you for sharing.

[@LifeCoachYvette]

Cash, wow!! That's goals.

[@sironeil-personalfinancere9367]

Love this! I'm also from NYC & I recently bought a property out in Brooklyn because I was tired of paying rent lol.

[@LifeCoachYvette]

Thank you! Brooklyn is a hot spot that’s great..Congratulations!!

[@willyfischer5072]

Very good wisdom & honestly Best Buy in todays current economy especially for NYC - smart women !

[@LifeCoachYvette]

Thank you!

[@nokuthulam]

That was a great accomplishment & it's very motivational.🌻 I'm 25 right now. Hope to buy my own by the age of 30. 😊

[@LifeCoachYvette]

Thank you! Yesss save, save, save & get something amazing 😍

[@priscillasekon7379]

I wish I could I have bought a condo at that age, but you made a wise decision and you’re very smart with your money

[@LifeCoachYvette]

Thank you 🙏🏿

[@AprilNewlyMe]

BIG moves congratulations Queen. I can so relate after the fees for our house we were broke broke 😂🤣 then we had to furnish it. Child!!! But totally worth it. Can't wait to see your new space!

[@LifeCoachYvette]

Exactly!! hahaha thank you!

[@2930honey]

This is great that you did it at such an early age.

[@LifeCoachYvette]

Thank you!

[@Searchforuhuru]

Congrats on your condo

[@LifeCoachYvette]

Thank you!

[@Fullrusher]

I just recently opened my mind to this , as a future first time home buyer this seemed like a hidden gem lol

[@LifeCoachYvette]

It sure is..opened your mind to what? Condos?

[@Fullrusher]

@@LifeCoachYvette condos , living on my own, and having to pay bills that may be higher that 645 dollars ( my car ATM ) I'm almost debt free and planning to shoot my shot on buying something next year around July once I'm debt free and have saved a bit , I have 7 k in savings ATM ( from paying down alot of stuff ) and and my credit score is around 749 for fico , I live in NJ and was planning for something here in the 125k Regen and just considered looking into condos and townhomes or homes far out in the sticks lol does it sound like I could make this happen just based off what I told you or do you think I should just get the idea of owning out my head until I'm 30 ( I'm 27 ATM) lol I'm grateful for the opinion/ advice and enjoyed the video Ps your gorgeous btw

[@LifeCoachYvette]

Thank you :) I think it is definitely attainable! The rate of appreciation made me get my condo quick because I knew within the next years it would go up significantly. You are doing amazing!! You could also buy the condo and rent it out until you are ready to take on the full responsibilities.

[@SistahPunkStudios]

Congrats girl! I know my generation is my greatest inspiration this is so motivating ✨

[@LifeCoachYvette]

Thank you!!

[@CharmingTracyRobin]

This is awesome! Congrats 👏 continue to shine. Social Worker here as well :)

[@LifeCoachYvette]

Thank you so much ❤️❤️❤️

[@SuperNovaTraveler]

i love seeing ownership. keep up the great work and the great tips

[@LifeCoachYvette]

Thank you 🙏🏿❤️

[@EverythingAmericanEnglish]

Well done! I couldn’t imagine being mature enough to make this decision when I was 25 lol. You were obviously way more level headed than me:)

[@LifeCoachYvette]

It's a struggle lol thank you!

[@cindynolimits]

Congratulations....I like to see ambitious and industrious young people...very good hun

[@LifeCoachYvette]

Thank you! There’s definitely a lot of us 😊

[@DaeEaglei]

Nice that you were able to do this at such a young age when most are still figuring things out!!

[@LifeCoachYvette]

Thank you 🙏🏿❤️

[@boldnbutiful_]

I want to be like you when I grow up lol So inspiring, I'm currently looking for a two b/r condo, but with my budget I might have to settle for a 1b/r for now. So proud of you!

[@LifeCoachYvette]

You got this! I like one bedrooms better because it’s easier to rent out if it’s not my forever home

[@noelmolina5479]

I also read the Millionaire Next Door by Dr Stanley😆 which help propel my rental prop portfolio🤗

[@LifeCoachYvette]

I enjoyed that book. I may need to read it again to recenter myself lol

[@LifeWithKarisha]

Whew sis you went through alot during this process. I commend you for being on top of everything. It seems like everything they needed something, you reacted very fast. I work at a financial institution, and trust, that really works in the customers favor when they react quickly. Kudos, again.

[@LifeCoachYvette]

Yes it was a lot and nerve-racking! Thank you for watching

[@SeekingFinancialFreedom]

Wow! This was a great accomplishment at such a young age! I think this is the first time that saw additional fees outside of the regular pmi, and mention of closing costs. Great video!

[@LifeCoachYvette]

Thank you 🙏🏿🙏🏿

[@DeurysLaMorena]

So inspirational. I’m also looking to buy next year. Cannot wait for that phase!!!

[@LifeCoachYvette]

Thank you! A year is going to fly by..best of luck on your journey.

[@seckstalkwithsylvs]

This is really useful info for first time buyers

[@LifeCoachYvette]

Yes! Thank you

[@spouseaffairs8751]

This is good, am so inspired. Its possible, what is for you is yours.

[@LifeCoachYvette]

Yes! Thank you :)

[@SuzanSueNaka]

Wow sis congratulations on your purchase.. May God continue to bless you abandantly

[@LifeCoachYvette]

Thank you so much ❤️

[@LifeWithTripleT]

Yes do a condo tour

[@LifeCoachYvette]

Soon! 🤞🏿

[@LifeWithTripleT]

I am going through the buying a house process and most of this is the same. Keep up the great work and congratulations 🎉

[@LifeCoachYvette]

Thank you! & best of luck with your process 💕

[@LifeWithTripleT]

@@LifeCoachYvette thank you so much

[@aroundcentralfloridawithshalay]

Awesome! You are definitely ahead of the game. Most people don’t buy until much later. Great way to invest your money. Buying a condo in NYC would be an awesome experience. I love NYC!

[@LifeCoachYvette]

Thank you!

[@SurvivingMJSelfCare]

Congratulations. This is amazing and amazing that your honesty from the beginning got you the condo. Integrity pays lol. Thanks for sharing.

[@LifeCoachYvette]

Right! Finally good for something 😂 thank you!

[@MyPsychLife]

Congrats on the credit score & your 1st property. Young people need to understand the power of the credit score.

[@LifeCoachYvette]

Yes, so important! It took me a while to understand the factors that affect it. Thank you!

[@rahmanhabibur5376]

Great video and relatable to my situation. I am seeking to purchase a one bedroom condo.

[@LifeCoachYvette]

Dope! So glad you were able to watch..apartment tour coming soon 🤞🏿

[@ChimereTrielle]

This is all around goals. You are doing with so many people dream of

[@LifeCoachYvette]

Thank you!

[@jazzyjennshighway]

Congrats on the new condo! Yaeeeee

[@LifeCoachYvette]

Thank you 🙏🏿

[@Shaneka_Kay]

Thank you for sharing!

[@LifeCoachYvette]

My pleasure!

[@ib311]

Thanks for sharing your experience.

[@LifeCoachYvette]

Thanks for watching!

[@ShanaAlisa]

Congratulations and may God bless your home!

[@LifeCoachYvette]

Thank you 🙏🏿❤️

[@ddavis954]

Thanks for sharing, much appreciated!

[@LifeCoachYvette]

Glad it was helpful!

[@ArtTheSinger]

I’m happy for you girl! Keep doing it!!!

[@LifeCoachYvette]

Thank you!

[@benedictasinspiration4991]

A big congratulations to you this is good news👏👏👏

[@LifeCoachYvette]

Thank you! 🙏🏿❤️

[@babiimak3r]

You’re amazing!! The fact that you have excellent credit when purchasing. It’s rare to come across a video explaining the buying process when you do have excellent credit. Being that I’m in the space now with tons of savings as well with zero debt. Videos like this are very helpful. Sad that upstate New York condos aren’t the price as condos in the Bronx. If they were I’d be posted up in my dream home already but the search continues! Thank you so much for sharing your experience and the the process along the way!

[@LifeCoachYvette]

Thank you so much!! I'm so glad it was helpful. Really? I would think upstate would be cheaper.

[@kellebaby]

You go girl. This is such a big accomplishment. Definitely in. NYC. The mortgage must be insane and you are handling it by yourself. I’m so happy for you.

[@LifeCoachYvette]

Thank you so much!! I have a video on that, ill leave it in the description box.

[@elnazyoga3603]

I like your mindset. Thanks for sharing 🙏

[@LifeCoachYvette]

I appreciate that!

[@FlourishwithDelores]

amazing, so proud of you! I wish I had this video when I was 25!!

[@LifeCoachYvette]

Thank you so much!!

[@THEFASHIONUNIVERSE]

Thank you for this video sis!!

[@afiyin]

Thank you so much for sharing! Super clear and helpful especially with the actual breakdown and costs of things.

[@LifeCoachYvette]

You are so welcome!

[@brianbaratheon]

Telling from the walls, it looks like Parkchester. I grew up there in the 90s. I heard they poured a ton of money into renovations of the buildings over the years.

[@LifeCoachYvette]

Yes, it is and they have..as they should with all the maintenance we pay lol

[@Artsykii]

That is so awesome girl congratulations ✨ I can’t wait to see more videos thanks for sharing this very inspirational.

[@LifeCoachYvette]

Thank you!!

[@WoodusOBGYN]

Wow! Congratulations sis! Very impressive at such a young age! 💪🏾!

[@LifeCoachYvette]

Thank you!! 🙏🏿

[@tomas-yourhairguru4588]

Yasss, you are slaying it, my question is how much are you paying monthly for the mortgage, taxes, utilities etc...

[@LifeCoachYvette]

Here’s the video kzbin.info/www/bejne/oIW8inaFrL2fpZY

[@TanikaElaine]

I rewatched this! Great advice keep doing great things !

[@LifeCoachYvette]

Thank you for your support 💞

[@VROOOMIN]

Great vid!!!

[@LifeCoachYvette]

Thank you 😊

[@fynedu8065]

Great Job Yvette

[@LifeCoachYvette]

Thank you!

[@roshed_coach]

So glad to find a fellow coach 💪💪 good job on your achievements I love how you explained all the important stuff 👏

[@LifeCoachYvette]

Thank you 🙏🏿🙏🏿

[@marilyn8275]

I found some helpful tips in this video! Interested to watch more.

[@LifeCoachYvette]

Let me know if you have any questions! I can make another video answering them

[@Theresaajise]

Congratulations girlie, wishing you more success. Thanks for this very educative content

[@LifeCoachYvette]

Thank you 🙏🏿❤️

[@denisserodriguez9254]

Love this!! I’m also in my 20s and a fellow Bronx native looking to purchase a condo and this was super informative 💛

[@LifeCoachYvette]

Yayyy I’m glad!

[@angelinakishore7674]

Very informative!! I love it!

[@LifeCoachYvette]

Thank you so much!! ❤️

[@jamarwilson3592]

So happy for your success. Congratulations. I do think that for a credit score in the high 700’s-800. You interest rate seems very high. Nevertheless way to set yourself up for success.

[@LifeCoachYvette]

Thank you!! I feel the same..I didn’t shop around or know my options but I was surprised because it didn’t seem like I benefited from having a high score.

[@brooklynforever1990]

Thank you for your transparency!

[@LifeCoachYvette]

Thanks for watching!

[@ItsMyLifeDaralynn]

So happy for you !

[@LifeCoachYvette]

Thank you ❤️❤️❤️

[@ItsMyLifeDaralynn]

@@LifeCoachYvette Check your email lady.

[@Princessase]

Congratulations on your apartment when my brother moved to Harlem I saw his apartment it seemed small but glad to know they are not all like that

[@LifeCoachYvette]

Thank you! It depends on your expectations as well lol

[@BaroqueandBoujee]

This is incredible!! Congratulations!! Thanks for sharing your steps in achieving this milestone. Hoping you do a house tour next!! ✨

[@LifeCoachYvette]

Thank you so much!! Maybe one day :)

[@TanikaElaine]

Great information I was the same way when I purchased my home every email I got I replied back so fast. Congratulations on your big moves you’re making 💕

[@LifeCoachYvette]

lol glad I wasn't the only one..Thank you!!

[@LifeWithKarisha]

That is truly amazing - congrats on the new home!!

[@LifeCoachYvette]

Thank you!!

[@adashofpash3730]

Thanks for being so transparent about the process.

[@LifeCoachYvette]

Thank you for watching!

[@CottoncanzyAnnchristine]

Amazing video!!! Thanks for all the tips ❤️

[@LifeCoachYvette]

Thank you for watching!

[@JaneUra]

Love your determination and faith in God🙏🏾

[@LifeCoachYvette]

Thank you! I know for sure this was all God’s doing

[@elpao9879]

im in the same boat here and thx for the info.

[@LifeCoachYvette]

Thanks for watching, hope everything goes well!

[@bigmaninthecity587]

Simply Superb 👏🏾🙌🏾👌🏾

[@LifeCoachYvette]

Thank you so much!

[@anluwemba]

Hey sis! This was amazing and so helpful. I'm actually looking to buy in the Bronx next year. Can you do a video detailing closing costs. And any insight for areas in the Bronx you can suggest or references to do research.

[@LifeCoachYvette]

Thank you! & I’m so happy it was helpful. Yes, I can!

[@BamiseOnasanya]

this was superb, interesting, informative and educational. thanks for sharing

[@LifeCoachYvette]

Glad you enjoyed it! Thank you!!

[@ElleJustLiving]

Awesome accomplishment! Thanks for sharing your knowledge!

[@LifeCoachYvette]

Thanks for watching!

[@AriSade]

Wow that’s awesome...congratulations to you!!! 🎉🎉

[@LifeCoachYvette]

Thank you so much 😀

[@themiae]

yesss this is such a great accomplishment at such a young age 💗💗💗

[@LifeCoachYvette]

Thank you!!

[@linacarol7344]

Congratulations!! I want to buy a condo also. ☺️

[@LifeCoachYvette]

Thank you! Best investment I ever made 🙏🏿

[@Hiimcurrentlyobsessed]

This video has been so helpful you have no idea!!! I am struggling to see myself in this position but i am borowing some of your energy and educating myself on the process!

[@LifeCoachYvette]

I am so glad! ❤️❤️❤️

[@droppinggemz]

These are some great tips! Thank you for sharing.

[@LifeCoachYvette]

Thanks for watching!

[@hettyjonah2420]

Congratulations! You have done well

[@LifeCoachYvette]

Thank you!

[@Mz-Adjeley]

Great job I’m so happy for you 💕

[@LifeCoachYvette]

Thank you!!

[@LaRuthaBella]

Wonderful, another great information that are useful.

[@LifeCoachYvette]

Glad you enjoyed it :)

[@priscilajoaquin2598]

I am so happy for you. This video is so good! Thanks for sharing tips and keeping it 100. I was laughing and smiling when you said you got it! It is a huge accomplishment. You are so inspiring!

[@LifeCoachYvette]

Thank you so much!! ❤️❤️❤️❤️❤️

[@ballboy122]

Fantastic! Another informative educational masterpiece. Your drive, focus, and tenacity towards achievement is outstanding. How did it feel after everything was finalized and you moved in? When did it start to feel like home? Are you going to buy more property?

[@LifeCoachYvette]

Thank youuuu 🥺 it’s hard work! Gotta be an easier way lol I was SOOO happy and shocked 😭 it felt like home after I renovated b/c it wasn’t modern at all. YES definitely, I love real estate. I’ll expand in the next video. Thank you for the questions!

[@powerofprayerministrysp.o.8379]

Young lady you inspire me thank you for doing this video

[@LifeCoachYvette]

Thank you for watching!

[@millions2nette]

Hello, Just found your channel, New Subbie here. Is it possible to know what realtor you used. Thanks

[@LifeCoachYvette]

Thanks for subbing! Here is his email [e-mail]