Buying First House in Canada with $60k Salary in 3 Years | Full Roadmap | Gursahib Singh Canada

[@karanmodi4626]

Tax calculator is wrong. I am a Financial Advisor in Canadian bank and i can confirm that for $60,000 salary, you would be getting around $3000-3100 month in your account after all deductions.

[@Travisitslit]

What if its 45000 then?

[@karanmodi4626]

@@Travisitslit somewhere around $2600-2700

[@Cool-uz5vy]

@@karanmodi4626 For 110000 please ?

[@deep1187]

I can vouch for this

[@omgadekar]

@@karanmodi4626 Dammmmmmmmmmmm

[@vacaus2010]

wow $60,000 salary and in 3 years you have $80,000 in savings is excellent scenario. Canada is a place to go. we are in USA and struggling with 120k annum salary .

[@rohanutep81]

It’s good to be in US!!

[@ichow2941]

This scenario is for a single person and hand to mouth scenario.

[@lovepreethundal5531]

You should explore 401k and Roth IRA

[@dsdsdsds88888]

Same here in Europe … singles can save families are struggling to save

[@AzazGoraya]

You stay genuine and realistic in your videos; you don't come out talking tales, this is the reason why I watch you. 🎉

[@Anilthevlogger24]

Sardar hone ka asli haq aap ada kar rahe ho paji ... Sardar ka matalab bada bhai hota hai aur ek bada bhai hi apne chhote bhai behno ko sahi rah dikhata hai... thank you so much paji 🙏

[@maaki3389]

Sardar is leader not bada bhai.

[@smartshopping416]

Bade Bhai hi Daan kiye they Hindu Mothers ne to Guru Nanak Dev

[@maaki3389]

Usually bank gives 5 times of your per year income. If credit rating is strong then they might stretch to 5 times. So on 60,000 Salary you will be approved for 300k or 340K.

[@ssingh6768]

$150,000 income here and can't even afford a condo in toronto ... everything is crazy expensive these days sigh

[@simchou7828]

I think is calculation is inaccurate

[@lovepreethundal5531]

Bro toronto is like mumbai of Canada

[@adityaK12]

Housing is a scam. The prices are completely made up .

[@dsdsdsds88888]

Sam here in Europe at this salary can’t save can’t buy anything

[@Worldwidevirk]

Rent is $700 in sharing Car insurance is atleast $350 mobthly third party Grocery $500 Phone plan $50 $70 clothing GF $500 Gas $300 Than to progress in life there are multiple expenses

[@awesomekj5812]

why the heck you spending 500 on GF ....lolz

[@Worldwidevirk]

@@awesomekj5812 KJ BJ ke bare mein suna hai?

[@awesomekj5812]

@@Worldwidevirk One hellva expensive BJ you getting per month my friend ..hahah

[@activity1]

Bhai kj bj kia?

[@trainerzard7]

@@Worldwidevirkwhat’s this

[@MoneyMatters1028]

Thanks for the video Gursahib. Its honestly very practical and everyone should implement this. But being a licensed financial advisor, there are some other better ways to save and grow money including the ones mentioned in the video. Reach out to have one on one session.

[@DUASJAJ]

C$700 rent would be if one is in a sharing arrangement of an apartment with 2 or 3 other dudes!

[@maaki3389]

😂 😂

[@rudrapbiswas]

Gursahib Paaji, From past 4-5 months, I have been following your videos. Meir aap se kuch queries hai, regarding Canada migration. Probably, by end of Nov this year, humlog (We 2 and our 7 year old kid) Canada move karenge. Ye meri India office ki taraf se relocation hai. Mujhe bataya gya hai ki, Ontario me rehna hai. Can you plz help me suggesting how to find a rented house. Also, I have no idea on the cost of living there. What should be a descent salary for a family of 3 to live in Ontario?

[@activity1]

U will need 4500 to 5000 net to live avg life.. 2500 lowest decent rent ( avoid house- they may kick out anytime).. utilities 150.. phone internet 200.. car if u buy used outrigt 20000... insurance around 500 in your case ( since no canadian license).. food 500..500 misc .. rent will depend on where in ontario... above is toronto and surrounding scenario .. for rent if you offer 3-6 month rent in advance.. its easier to get it

[@PookieJaatni]

Sir I want to know some details please share with me its my humble request What course did you choose in your university and its duration along with fees and your stream in India is what example Commerce

[@abundancepositive]

Please post a detailed video on Tax Free Savings Account and RRSP. Keep up the great work Gursahib Ji and Jasmine Ji ❤

[@zshn]

You don't need to do this many calculations. Banks look at 2 things - gross income, total liabilities. You CANNOT qualify for mortgage as a first time home buyer beyond 4 times your annual gross income. You CANNOT qualify for mortgage if your total liabilities exceeds 40% of your gross income. If you want a decent 3bed/2+bath detached home 50-150kms away from major metro cities, then you need a household income of atleast 180k.

[@Ashley-gi1vt]

So do ppl get such salary now?

[@siddharthchilukur5287]

​@@Ashley-gi1vt 90k per person for a couple..very doable

[@trainerzard7]

@@Ashley-gi1vtsolo? That’s less than 10% of the population

[@aimanzaiba5199]

Your explanation with examples awesome always ❤

[@himanimehta9520]

Excellent Information 🙌🏻🙌🏻

[@harshvyas5048]

In CMHC calculator, monthly expenses were only 450$. I guess that should be more. Transportation would be 200 insurance + 200 gas. And groceries would be MINIMUM 300(Even though you added 500 earlier).

[@harshvyas5048]

But I think your main intention was to show people the basic idea of how to think about the first house. Which you did very well. But people should make sure they run the numbers correctly.

[@Qaz-p]

But we can't access that RRSP money b/c if you withdraw you have to pay 10% WHT and on top of that the amount you withdrawn will be added into the income of that particular year. and you have to pay the tax on that year's marginal tax rate.

[@kamalsaini2798]

yes he is right, you cannot add RRSP money in downpayment ,its only for tax purposes , its not like u will get extra $20000 in your account or extra $10000 , so that can withdraw and add in the down payment. There is lot of misunderstanding among people regarding RRSP AND FHSA .

[@Talk_with_G]

Do fhsa & tfsa

[@bhai787]

You mentioned that prices of houses in Edmonton are cheap. Plz do your market research properly. It used to be cheap, but not now. IT IS NO LONGER CHEAP IN EDMONTON.

[@yashikagarg6104]

I have a question if anyone know can you please guide me. I want to open TFSA and RRSP account . Either I can go with any bank or my company also provides the facility . Which one is good and what’s the difference in both of these?

[@cookathomeyummyfood5457]

Well explained with examples in easy way. Thanks.

[@Worldwidevirk]

With no offense, paper pe saving , ghar bhi paper pe hi bnana padega

[@ahmednasir1583]

Bhaiyya $700 mein to sirf landlord apni car ke trunk mein hi sone dega, rent is atleast $1200 even in Kitchener

[@simchou7828]

Your calculation is off by ten percent. You did not mention maintenance costs for Car repairs or Car wash. Then you forgot to mention Prescription drug costs when you go to get medication from the Pharmacy. And also miscellaneous costs such as taking Uber or regular Taxi and what about donations to Gurdhawara or Mandir etc etc. Definitely on $ 60,000 annual income is extremely tight and is vulnerable to high inflation and unknown expenses

[@paulsharma4807]

That’s why side hustle is necessary to survive nowadays. Hell I’ve even seen tech workers drive Uber on the weekends for extra income

[@talatkhan9693]

Insurance is way high and you can’t find a home at this price anywhere only in Edmonton you can get . Married people have way more expenses.

[@HermiT1910]

If the household income is 150,000 CAD, will it be helpful in buying a more expensive house?

[@ahmednasir1583]

Absolutely, he has given a 3 year plan but you can save for more than 5 years or even 10 years to get a better house

[@surekhavk1733]

Anyway you have explained it so well, so that for the new comers and new couples the information is so beneficial❤

[@DeepuSabuVlogs]

Superb video highly appreciated 👏👏🙏🙏

[@lokiuy2033]

How a person will get tax refund after 3 years?

[@yogeshsethi5888]

Sir Ontario me meri beti he jo culinary ka course kar rahi he lekin 6 month se usko koi job nahi mili plz koi job ke liye koi video banao Jo students ki help ho sake plz

[@Worldwidevirk]

Uncle ji, aapki ladki is race mein piche reh gyi hai, is chutiya video k hisaab se to yeh Banda 20 saal mein Elon musk bn jayega

[@activity1]

Students should 1st try to enter.. skills that may help.. excellent typing speed, payroll certification, accounts payable, canadian securities course

[@activity1]

2nd bohat sorry ke sath... college education is of no value here.. opar wala apki beti koo khoob kamyab kare

[@minakshisharma7744]

Sir ,tax refund 3years ke baad he kyo atta ha ???

[@bijaykc6686]

Sir , its urgent please reply i came here in canada In 2024 January and i am enrolled in Gobal business management (GBM ) which is 2 years after completing first semester i knew that there is option to change in International Business Management (IBM ) which is 1 year same students and same content all everything is same i changed GBS to IBM ..and IBM will complete in August and i am planning to do PSW from January 2025 and also i am planning to take a break between August to January . My question is can i able to take psw course in different college? And am i eligible to take break and work in that break ? Please reply sir thanks 🙏

[@nishaparikh6]

That’s why I explained to millions of peoples, 2 most things to learn in Canada , how to save tax and how to gain money☝️

[@aimanzaiba5199]

Much needed video sir, thank you ❤

[@kajalsharma8609]

Hlo brother , I have a question Mai cash pe job kr rhi Hu last semester h but mujhe employer by cheque pay krta ( company ) toh Jb mai work permit apply krungi Kya usme pblm hoyegi , like kaam ka record sin pe nhi h but cheques deposit hue h plz brother rply me no one is guiding me correctly

[@harshleenkaur4537]

Hyy Can you make a video on how people convert their tourist visa into work permit or PR?. Or is that legal or not?. It can make problems in future or not?

[@SharmaKumarRamesh1]

Sardar ji, how many people get a salary of CAD 60K ? Average income in Canada is CAD 35K. This country is modified third world country.

[@HermiT1910]

Educated, high skilled people earn between 50k-75k per annum.

[@ShimpyWalia]

Very well described;may God bless you and jasmine also 🙏🙏

[@Simmu_Dhillon]

Hello Bro, Can you make a video on Superbike ,motor cycles how to Buy Pro& Cons Licence, Price etc. Thanks🙏

[@pranavjain8122]

Is diploma in interactive media design good after 12th from Fanshawe college?

[@wanderingnomad1]

Are you actually interested in interactive media design or just doing it for PR?

[@pranavjain8122]

I'm actually interested

[@activity1]

Pls dont go for these (read: substandard) college degrees...

[@wanderingnomad1]

@@pranavjain8122 so what kind of career do u want to pursue?

[@manvirrayat7030]

22 canada de hisab naal 350,000 de andar ghar boht vdia aa kyuki je ehne dollers da ghar chandigarh lena hove ene ch v ni aunda

[@ParvezJamali92]

MashaAllah GurSahib ji bohat e informative vlog ❤

[@maaki3389]

Kaunsa Allah??? Masha...................😂 😂

[@ahmednasir1583]

@@maaki3389 Masha Allah means "God has willed it and it happened" nothing to laugh at and nothing funny

[@maaki3389]

@@ahmednasir1583 oh the same god who is telling come to heaven and i will give you 72 virgins???

[@MrsArif-qm8nh]

CMHC AFFORDABILITY CALCULATOR nahi chal raha

[@nishaparikh6]

You explained very well but again depending on deduction like insurance or STD or other benefits so it’s higher deduction

[@adyb3931]

Car insurance and shopping eat out should be double whats quoted.. rest is relatable..thanks for video!

[@gameking818]

please make a video on the public universities name we can read MA course. providence will be better for us please I have been watching your video what 2 years please help me.

[@vinita1joshi252]

Awesome video 👏👏❤❤

[@Sharmalife454]

Sir timmins k baare mai video bnado kaam hai vaha ja worth it hai ya nhi

[@morismenezes4417]

Assuming student loan repayment is $0.

[@NajmuddinSherfuddin]

your expense explanation is wrong !! you have minimized all your expenses

[@CHARANJITSINGHBAHGA-rv4lc]

Excellent information dear boy

[@rakeshrawat8434]

Hi Gursahib, can you please let me know where your friend got mortgage @4.75%. Can you please provide mortgage agent name. I am in the process of buying a house and need to finalise my mortgage

[@GursahibSinghCanada]

Scotiabank

[@waqarkhalid4364]

Sir rate baad ma bhar jayga woh kaha jayga

[@BeyondTheTalks]

Lol rent is 2000$ month 😂😂

[@kulwinderkauraujla3730]

I'm the first one to view

[@tanvirrshuvoo]

Properly explained. Thank you.

[@ParthaGhosh-bc2uc]

Sirji aapse baat ho sakti hai?

[@AhmedShaikhOfficial]

I have overall 6 bands in Ielts does I get admission in Canada or America or not

[@shukladevv]

Gur Sahib sir, I am a 16-year-old Indian student, and I want to study computer science in Montreal, Canada. I have opted for PCM in class 11, and I am confused about whether I should go for a diploma or a degree. Also, is it necessary to have B2 French in order to get admitted? I want to study in Montreal because a very close friend of mine is living there and has PR. So, I would be able to get advice from them and would have a bit of support. I am willing to learn French, but as I watched one of your videos, the girl said you need to learn French, and as I remember, she was studying and learning French together. I can't find many colleges that offer diplomas; only a few are there like Dawson, and for a degree, McGill. I really need your guidance, sir, but you didn't get time to read my previous comment. Thanks for reading.

[@Rojit.flairaxis]

I stopped in your comment because I saw the “16 year old Indian student” thing.. Now, as per my knowledge and sources, get hold of a good coach/counsellor and then decide to proceed further. There are a lot of factors that need to be kept in mind - First, the cost of living and expenses have skyrocketed. Second, limited part-time job availability. Third, considering your age, are you ready to take the responsibility of a mature individual like in their 30s, for instance, cooking, cleaning, taking care of overall health and well-being? The reason, I've seen many kids of that age go into emotional trauma, and depression and have anxiety issues which leads to a change in their goals and drained health. Fourth, Canadian immigration has become saturated with highly unskilled students that have come in the past few years. Which is why, the IRCC and the govt have taken steps to control the system by putting a cap on PR applications and limiting post-study work permits. Fifth, choose a course that is listed as a highly skilled category on the IRCC website. For instance, the number of candidates for general studies is more compared to jobs that are available in the market. At this point, only STEM category courses can provide you with a work permit or the chances will be higher at least! Best of luck! P.S. - You mentioned learning French and wanting to know other details related to studying in Montreal. However, you also mentioned that you have a friend who has a PR, wouldn't it be more convenient to get this info from that person? Just asking.

[@shukladevv]

@@Rojit.flairaxis Thank you, sir, for showing concerns. Could you please guide me on where to find a consultant? I mean, mostly KZbinrs, even Gur Sahib Sir, said you should research yourself and not go for any agent. Or, it might be the case that I just misunderstood what they meant to say. And sir, I know getting a part-time job is tough, and I might not even make sense, but if I want it bad enough and have a pinch of luck and skill, I could get a part-time job. As you said, one should know they are mature. I am not sure if I fully am right now because I'm not earning; I'm just living on my parents' money. However, my father and mother don't live with me for the whole year. My father comes 1-2 times a week, and my mother mostly lives with my sister. I know how to cook (not much, but I am down to learn), and I will be able to take care of myself if things go the way I want them to. I know right now Canada's situation isn't great, and experienced people aren't recommending coming to Canada, but sir, I really want to go there. I don't know why, but it's the only thing that keeps me going. Here in India, I see a lot of negativity, people fighting with each other, and playing tactics in relationships just for money. The education and work culture is also suffering. I believe if I want it bad enough, it's not tough. (I might sound like a kid, but it helps me clear my vision.) I know things don't always work out the way you want, but I really want to study in Montreal. It would be great if you could recommend some courses or skills I should learn to have better chances of survival. As for asking my friend, she said it's not necessary. I will ask her more clearly again, but I thought you people here might know about it. Thank you, sir, for texting. I'm down for improving myself and learning new things. It would be great if you could tell me about some courses which would be great for the future. I don't know much about trades (I'm not really interested in them, to be honest, but if there is no other option, I'm down for it). I have done DSA and am able to get an entry-level job if I try, but I'm not doing that because I'm more focused on completing my +1 and +2 with good grades for a scholarship. I'm not good in physics and chemistry; it's a pain in the head

[@awesomekj5812]

@@Rojit.flairaxis This 16 year old is having FOMO ...it tells you how Social Media has rotten folks brain. There is no patience or delayed gratification anymore.

[@activity1]

I will request... 1st do real quality university in your home country And in case u really desire canadian education... always unversity degree.. i dont understand how someone may fall for college unless for trade or hr or payroll certification ... go for real quality Yes french is must for montreal

[@Rojit.flairaxis]

@@shukladevv Even before jumping on to give your entire career decisions to a consultant, first, you must decide your goals and look for courses and universities by yourself. Everything is available online, just a click away. Make a list of at least 2-3 courses aligning with your goal and then list down good universities. Once done, you can get in touch with genuine registered consultants (LeverageEdu or IDP) also you can contact Murradonrun, he and his team are excellent in sourcing student profiles and suggest good career options, most importantly will guide you about the right time, right course, university and country. Best of luck 👍

[@TheAttitute]

Is YEH HAI AMERICA guy your brother

[@ankitmehta-oq5sj]

No you cannot buy

[@karanvirsingh]

Lol. What a detailed reply to a 15 mins video

[@adityaK12]

You spend 3 years saving then again have a headache of house switching for years to come. Maybe after 10 years with your wife you will be able to have a decent home in GTA. The mortgage will be for 30 years and taxes annually. 4/5K monthly emi. Housing is a scam and no reason to give realtors any money. Save money , Go to USA and have a better life. Or go to India which is also not bad. Canada is doomed sardarji. Aap planning kitini hi karoge. Vaise bhi 5 mahine ki thand kyu sahe jindagi bhar.

[@ankitmehta-oq5sj]

Lols car insurance is 750 per month

[@canadianjatti]

its different for everyone....mine is $80 a month full coverage

[@Theactualstoic]

@@canadianjattiwhich province and car?

[@canadianjatti]

@@Theactualstoic lexus alberta

[@aaykay4060]

750!! That’s more than my monthly car payment 😮. Insurance is $120 monthly.

[@JustinSam1995]

May be he is Brampton or Surrey

[@getgoingwithshilpi]

This was brilliant

[@outdoorshrimp6169]

Rent $700 is not correct

[@aimanzaiba5199]

Sir please make a video on child support given by canada and schools. If any accounts for children education too

[@user-pn2ew8fe8i]

Worst time to buy a property right now wait for a crash between 2024-26. Don’t buy before 2026.

[@milind-c9w]

not possible to buy house.

[@activity1]

Yes possible... 300000 down money and fake income numbers

[@foodchampion8062]

Utility is not 100 dollars anymore . Minimum 200

[@kaamilpankaj]

I had been insurance broker for 10 years. There is minimum $400 per month in Ontario city like Brampton for a new driver. He is calculating wrong. There is rent in Brampton 500 per bed not per room.

[@GursahibSinghCanada]

Mentioned twice in the video that Brampton has more insurance…!!!

[@tarun4629]

Ontario=Brampton for every Punjabi 😂😂😂😂😂

[@activity1]

​@@tarun4629bhai kia matlab kuch bhi... logon ka dil to na jalao 🥹

[@gurshersingh9709]

Rrsp vapis bhi krna pdega ….

[@AmandeepMukerian]

Can pgwp holder open RRSP and FHSA account?

[@sahil8466]

Yes even as a student

[@canadabusiness]

Gol vali building was epic !!😂

[@NajmuddinSherfuddin]

lol i dont know your expenses are in which world. expenses are more in canada bro please stop fooling people

[@SantoshGhimire-sy9bt]

Studing Diploma in canada is not worthy anymore😢😢

[@bharatvashist7682]

Kyu bhai?

[@sovinderkaur1180]

If it is so useless why doesn't the Canadian govt. stop diploma courses?

[@Ashley-gi1vt]

@@sovinderkaur1180becoz they want to earn..duh!!

[@JustinSam1995]

It's stopped in ppp college and they have plans to stop pgwp in future for useless diplomas like gbm project management

[@bharatvashist7682]

@@JustinSam1995 and sir what about business insights and analytics program from humber

[@richarawat6852]

Your talking style too good

[@raulucksap]

अबे मैं जब आया था 20 साल पहले तब सोशल मीडिया नहीं था। इतना कुछ जानने में मेरे 20 साल लग गए। तूने 15 मिनट में ही सब कुछ बता डाला उनको। This is called recipe for sucess. क्या जरूरत है सब कुछ बताने की।

[@musafir123]

Bhai jab tak pura hafta na chuka do aap owner nahi ho ye to udhar ki zindagi he asal to ye he ki aap cash me lo

[@Spreadingfame4550]

Hello sir Plz kya aap baat kr skte ho

[@karanvirsingh]

That’s not the correct pronunciation of ‘thousand’ jeez. You said it so many times, it made me doubt my pronunciation too and I had to google it

[@ankitmehta-oq5sj]

Utilities is more than 300

[@nahushkkn]

$60k CAD is a joke in Canada 🤡

[@sahilhira-is9gj]

Very nice video

[@queengul2137]

But I heard that in canada u can get house without having down payment is it true?

[@Drunkfistkid]

First time home buyers can make only 5% down payment. Whereas normally it is 20%

[@canadianjatti]

no...minimum is 5% unless the home costs more than 500k

[@Ashley-gi1vt]

800k is starting price these days

[@Drunkfistkid]

@@Ashley-gi1vt not really. Depends on where you live

[@canadianjatti]

@@Ashley-gi1vt dont lie to discourage people (it wont work)....homes start at 200k for aparments in most cities and towns across the country

[@GEchtorque]

Mtlb Simple No.

[@tennisthapa7291]

Abey Jasmine ka bhi daalna kitne kamati hai woh annually?

[@ritudevgan4159]

Ghar ki itni video ane se bache apne ghar valo se paise mangane ke chaker mai ho jate Jo galt hai

[@pankajguglani1988]

😊😊

[@instatube952]

❤❤

[@andrewflynn6883]

go home

[@johnnybonzela9408]

Paaji AAP Coffee ☕ bohot Pilate ho..🤣

[@jesalpatel6561]

Parking hi milegi ghar milna muskil hai ...LOL

[@AstroVenture505]

bhai mare shade kara do 0-0

[@QueenOfManhattan]

Kaafi dinon pehle maine aapke ek vlog mein comment daala tha ki jab bhi main kisi Sikh ko dekhti hoon, to mere dil mein sirf 3 hi alfaaz ubharte hain. Dungur. Matlabi. Makkaar. I need to make an amendment to my earlier statement. Jab bhi main kisi Sikh ko dekhti hoon, to mere dil mein sirf 4 hi alfaaz ubharte hain. Dungur. Matlabi. Makkaar, Deshdrohi. Anyway, aapko Kanedda aaye hue shaayad 4~5 saal ho gaye hain. Please do some introspection and let me know ki 5 saal pehle Dungur Scale ke 1 ~ 10 (10 being the highest) par aap kitne dungur they aur aaj kitne hain? Canada mein reh kar kuchh faayda hua? Please answer honestly. To be perfectly honest, mujhe lagta hai jab aap naye naye India se yahaan aaye the, tab baaki ke logon ke jaise aap shaayad 9.9 ya 9.99 they...aur aaj shaayad 8.5 ya 8.75 hain (thanks to Kanedda). You still have a long way to go. Ek kaam to aap kar hi sakte hain. Haath jod ke aapse vinanti hai. Apne videos ke through, Indian Sikhs aur "Punjaabbi" logon ko naa uksaayaa karein Kanedda aane ke liye. Vaise hi hum bahot zyaada pareshaan hain in dunguron se jo yahaan already aa chukey hain.

[@seniorrazr1654]

lol what happened

[@zunainaraheel9799]

Thats alot of tax

[@ankitmehta-oq5sj]

Overinflated figures honeslty

[@kaamilpankaj]

nirra bakwaas

[@Zzzssd]

Did your wife kick out your brother? It seems you bought a new home with your wife and still couldn't find a room for your real brother! Such a shame!

[@mikechasmar4154]

Yes his wife controls him. His bulls are in her purse.

[@krishjaat007]

Gursahib is going to buy his first house in Canada very soon, and I think that they will buy it in Calgary, it's just a guess🫶🏻

[@daniyalhassandaniyalhassan3839]

Tujhy kia miley ga us men sy

[@krishjaat007]

@@daniyalhassandaniyalhassan3839 yeh comment krke tujhe kya mila?

[@daniyalhassandaniyalhassan3839]

@@krishjaat007 han meri galati hy gadhy ko onth pr bithany ki koshish kr raha tha

[@jurendran3983]

Why Calgary?

[@GursahibSinghCanada]

You never know maybe I have already bought it 😁😁😁

[@anonymousavidexplorer]

It's all about how you invest the money

[@matinsaiyad1976]

❤❤❤❤❤❤