Buying our house in the Philippines province

[@Obi-Adventures]

Very informative Kuya! I remember going to the mall 5 years ago and was approached by Camella in Balanga and now the prices have doubled. It's depressing to see the prices go up so quickly especially when we want to build one in the future. Thanks for another great video Kuya!

[@dazeltv1351]

@@Obi-Adventures Thank you my brother! Don’t worry; you will always find good deals on land here. I recommend to always rent first; at least a year. That way, you know you like the area where you are building. You’re welcome my brother. Take care.

[@jackfountain2261]

I know you don't have many subs yet, but keep it going. Your vids are great, I learn a lot. I'm watching all of them. Take good care.

[@dazeltv1351]

Thank you Jack!

[@amarcristobal4543]

Thank you for featuring part/parts of Aklan. I'm from Banga, Aklan and permanently living in Cavite.

[@dazeltv1351]

Banga the beautiful! We will include Banga in one of our future video.

[@reyrobles4151]

Very informative video, thanks!

[@dazeltv1351]

@@reyrobles4151 You’re welcome my friend.

[@rosstrade]

Good presentation..... Ginno, you and Dazel got in early and got a great deal.... Good investment....!

[@papabear007]

I like your videos you guys Seam so genuine kind honest god bless

[@dazeltv1351]

Thank you Peter. Take care and God bless.

[@kevinbarney4256]

Thank you for the personal insight based on your boots on the ground first hand knowledge. Glad to know Camella homes are built very solid with concrete and little wood. Good to know now can buy a Ready for Occupancy house. Do you know if a VA Loan can be used in Phils?

[@dazeltv1351]

Unfortunately, VA Loan can not be used in the Philippines.

[@benpoppy8079]

Nice place. Arizona USA

[@stevenjacques6208]

Good video!

[@catnip2906]

Great video.....lot of good information.

[@schmutly]

Awesome. Thank You. Yeah..i noticed when i looked at Camella homes outskirts of Dumaguete back in 2019 even the prices have skyrocketed lol. Thanks for the update and show us some video of the amenities surrounding your community :) Cheers, 😊 Rob.

[@dazeltv1351]

We will show the amenities of our community on our next Camella Homes video. Thanks for the suggestion.

[@pmags1331]

Love your house . I would like the same house but a ranch . One story. I know the prices went up but it’s still an amazing deal for a beautiful house . Thanks for sharing guys .

[@dazeltv1351]

We actually wanted a one-story house too; but the only one-story house they have at Camella Homes Aklan are 1 bedroom. And the 1 bedroom house is attached to other 1 bedroom houses; they call them row houses here. We wanted a detached house so we have outside space for our dogs.

[@pmags1331]

@@dazeltv1351 I would have picked your house than the other 1 bedroom .

[@FILAM4REAL]

Thanks for this very informative video

[@BeerBikes]

good to know. thanks for the info. since there's a HOA did you have to go through them to approve the cement project of your yard or any other type of outdoor project?

[@dazeltv1351]

I have to get approval on any projects within our property from Camella Homes management.

[@teban6560]

Very good info. The price you paid for your house is a steal. I currently live here in overpriced Cali and have had it. My retirement plan is to move back to PI and live in the province too. Are you fil-am? If so, how was the process in purchasing land? Thanks!

[@dazeltv1351]

Yes, I am Fil-Am (dual citizen). The price of 1.5 million pesos ($30k) we paid was for the house and lot (land included). Purchasing from Camella Homes was easy since they own our loan until our house was built. We paid them the downpayment and our initial mortgage was through Camella Homes. Once we moved into our house; we switched our mortgage to Banco de Oro and got a better interest rate.

[@teban6560]

@@dazeltv1351 Thanks. I still need to work on my dual citizenship. My folks have properties over there that I need to take care of. This pandemic is slowing me down.

[@humblelife2667]

👌🙂

[@gerardoguzman5083]

I wonder if you ever had a chance to meet with the Burdios couple who have settled there from Hawaii?

[@dazeltv1351]

No, we haven't met the Burdios couple. Did they settle in Aklan province?

[@gerardoguzman5083]

I believe they are in Kalibo. With travel restriction either eased or rescinded in many places and more available flights to Manila, I am starting to shop for fares that will not cost me an arm and a leg

[@dazeltv1351]

@@gerardoguzman5083 Good luck on getting a good fare to Manila.

[@reesecrampton]

What documentation did they require you for BDO house loan?

[@dazeltv1351]

A Philippines ID card; I used my Philippines driver’s license. And my source of income; my U.S. military retirement pay statement.

[@reesecrampton]

@@dazeltv1351 Thank you for your quick response.

[@GaityAlocillo-zs5jh]

Do they check credit reports like in the US

[@dazeltv1351]

There are no credit reporting agencies in the Philippines; so no credit checks. The main thing they verify is your source of income. For our house, I gave BDO bank my monthly pension statements from the U.S. Air Force.

[@ohno-zx4if]

How would a foreigner buy your house or anyone’s house if the foreigner is not allowed to own land in the Philippines. They should change that law it would be good to have foreigners investing money throughout the Philippines. That law makes no sense

[@dazeltv1351]

Foreigners married to Filipina are the only foreigners here owning land; land under Filipina’s name. It’s under the 1987 Philippine Constitution; they would have to amend the Constitution.

[@MrManutkob24]

In Thailand, Foreigners are allowed to by a house or condominium but they can’t sell it before 10 years of ownership.

[@ohno-zx4if]

@@MrManutkob24 stupid laws that make no sense. Renting is always best in foreign countries