Buying Property in Spain

Buying a Property in Spain - Costs & Budget.
Can you afford to live in Spain? How much money do you wish to spend? Permanent Home or Holiday Home? Spanish car and many more questions talked about in this video.
In my next and final video Buying a Property in Spain - Property.
I’ve lived in Spain for three years, I’ve visited Spain for the past 30 years well before Spain joined the EU. Mostly in and around Malaga but choose to live in Camposol, just outside the town of Mazarron Murcia, Costa Clida, South East of Spain.
When buying any property, always seek legal advice.
Edit Software: iMovie.
Camera Equipment: Panasonic W850 Camcorder.
Disclaimer - none of the aerial filming or photography shown within this channel is paid or carried out with the receipt of a financial reward or personal gain.
All my videos are © all rights reserved and are not to be used without my permission.

[@KimDiscoveringHistory]

I swear that sunshine is rejuvenating your features. You look younger in every video lol. So this place is for the older generation maybe retired folk. To me its perfect. I adore the warm weather Shaun. This is a brilliant honest informative video for those wanting to move to Spain. Great share my friend. Enjoy that wonderful sunshine you lucky thing lol.😉👍👍👍👍👍

I wish Kim!!!! My bald patch is getting bigger and it won't be long before the straw hat is back on again!!!!! Glad you enjoyed the video and found it helpful! Many thanks for watching and have a great weekend :)

[@josemariass]

It's not only the weather, sunshine and relax. It's a life change, different lifestyle. Learn basic Spanish and enjoy....money ? you going to spend money in any country...By the way UK has a lot of taxes

Many thanks for your comment :)

[@FPVphilly]

Interesting video Shaun, very informative indeed. Spain is an awesome place to live. Look at Bonny walking behind you.

Thank you John for being the first!!!! Top Man!!!! Even Bonnie likes to sun bathe out in the sun! Glad you found the video interesting! Many thanks for watching and have a great weekend :)

[@traciereynolds3057]

What a thoughtful man . Thank you for sharing your wisdom

Thank you Tracie, glad you enjoyed the video. Many thanks for watching :)

[@RalphGoldsmith]

Great information Shaun. I find the water here to be very reasonable compared to what we were paying in the UK. Electricity has always been a bit more expensive and it has gone up quite a bit over the last year or so. There is supposed to be a program to roll out state health care to everyone, regardless of age or work status. So far it seems to be a bit patchy and it's not really clear how it's supposed to work and whether you have to pay anything. My mother-in-law is a pensioner here and gets the state health care and it has been excellent.

Thank you Ralph for your comment - my wife has her own business now and I come under the state health care and already had some health checks, because we don't speak Spanish very well we have to have translator at the hospital which is an extra cost but worth it to stop any confusion. There is also a way to pay into the health system if your a resident which we may do if my wife gives up her business - glad you found interesting. Many thanks for watching and have a great weekend :)

[@thpxs0554]

I just flew into and out of Corvera this week. It’s almost deserted. Dead easy pick up and drop off. The easy jet airbus was the only plane there and it turned around in 40 minutes. Be aware that even 2 kilos over had to be removed on the baggage, and it took a lot of self control not to tell my wife “ I told you so “ as she was busily rummaging through the bag to see what could go in the cabin bag.But as there was no one else at the baggage drop it wasn’t the stress inducing event it would’ve been at Heathrow. Outbound from Gatwick we were given an extra cabin bag allowance for some reason but that was not available going home so I had to walk to the easyJet counter opposite the bag drop and pay 6 quid for what had been the free bag out bound. From apartment to drop off from Hacienda del Alamo was 15 minutes, the motorway was deserted as well. Unlike the M23- M25-M4 in the rain today. Can’t wait to go back. The whole area is relaxing, Mazarron waterfront and beach were empty. Hacienda del Alamo was literally like a ghost town over the weekend. Like some post apocalypse movie.

Thank you for your comment and your flight journey from Corvera. Not been lately to the Hacienda del Alamo, Hotel is open now and the last time I was at the Spanish Village, there was a few shops but most still empty. Hopefully with the new airport, things will pick up more! Many thanks for watching and have a great week :)

[@thpxs0554]

Expat in Mazarron thanks .. my understanding is that the banks increased the prices at hacienda as soon as the airport opened. Several people told me that. I was a bit disappointed to see the estate isn’t doing the maintenance fully, lots of broken slabs in the Spanish village and I saw at least one large pothole in the road. I suppose with so many empty properties they aren’t getting the service charges they were expecting. So I’m going to look elsewhere reasonable to Corvera.

[@northnsouth6813]

Don't, rent first. Just look at all the villas for sale and all the people trying to get back. Spain is not like the UK be aware you are a sheep and the Spanish will flees you. Estate agents charge between 5 and 20% commission. If you do want to buy go direct to the villa owner.

Good advice Derek, unfortunately even some Brits here con people so always seek legal advice when buying any property here in Spain or handing over money. Many thanks for watching :)

[@stevendempsey3179]

Hi Shaun, You say you have plenty rain , why don't you build a little cisterna and pump to your pool for top up in summer, then it's free from rain harvesting, take care hope to see you soon.

Great idea Steven, maybe something to think about in a later project. Many thanks for watching :)

[@tomh3802]

Hi Shaun, you mentioned in one of your replies you were caught out on moving costs, is it possible you could elaborate on this which may help others avoid any 'hidden' extras, keep up the good work

Thank you Melanie, good point but I don't want to make the videos too long - it's always good to over price costs and we had arranged with the removal company to do the move but when the sale of our UK property came - so close to Christmas, they couldn't move our stuff so we had to find another company at short notice - move it into storage and then get another removal company arranged while in Spain - so it cost us a lot more than we wanted but with over pricing our costs and buying our new villa - it worked out okay. I will bring out another update on Buying Property later in the year. Glad you found it helpful. Many thanks fro watching and have a great Easter Holiday :)

[@nicted9308]

Very good advice Shaun to anyone thinking about moving to Spain. A question why do you have your pump on all day in summer, I was given good advice when we moved to Spain 14 years ago and was told to have the pump on 2 hours in winter and 4 to 6 hours in summer and I have to say there has been no problems along with how to clean and look after the pool properly. Yes I think the water is cheap also. I agree with you about people thinking of working in Spain, I can tell you from experience that its not easy, my advice would be think of something that no one else is doing If you plan to work for yourself, Because unless you speak Spanish you've got no chance of a job. There is not a lot of work in the expat community as there used to be, so thing long and hard. Yes Shaun there are rumors every week about healthcare its all dross. Love watching your videos keep them coming.

Thank you Nick, maybe I worded the pump on all day during the summer wrong! Seems like it's on all day and the wife deals with the cleaning and running the pump - maybe 8 hours or more. Glad you enjoy my videos and plenty more to come! Many thanks for watching and have a great weekend :)

[@MajorKlanga]

I lived in Spain in the 90s when I was in my 30s and was entitled to free health care.

KZbin just posted your comment to me - many thanks :)

[@lukecoles5810]

Hi Shaun I brought my apartment at 25 years old from some inheritance money my mum left me so the family could enjoy

Thank you Luke, always good to share it with the family! Many thanks for watching and have a great week :)

[@TheMarkcabin]

Nice to hear the reality of costs, I’ll soon be doing my recce over there, time flying by 👍👍

Thank you Mark, important to have enough money to live on while living in Spain. Time does fly and can't believe I've been living here for 3 years! Glad you enjoyed the video! Many thanks for watching and have a great weekend :)

[@emmabobocea7007]

Thats lovely of you to share these. 👍

Thank you Emma, glad you enjoyed the video. Many thanks for watching :)

[@MrKarlyboy]

Spanish mates tell me if your not paying any mortgage and own the home a few hundred quid is good enough to live well. I know people who use photo-voltaic panels to drive their electric costs down overall. Also when buying a house you can push for price drop this can be several percent to 15% in some lucky cases. Any price drops reduce the overall taxes and help fund the taxes. As for other fees, legal, notary its a few hundred pounds to a grand or three, depends but i have a spanish mate who is a lawyer so i will get it free or for next to nothing. Use some solar lighting also as this can reduce your electric costs when you get the evening dusk and night time. If your feeling up for it, some tesla wall mounted batteries can cost 8 to 10,000. Any blackouts will keep the energy going and i know these batters can last for a few hours to power the house and also charge up through the day via solar. Something to look into as the technology continues to improve.

Thank you for your comment Karlos - it helps us all. Many thanks for watching and Happy New Year :)

[@mikeabbertto7207]

Been watching off and on, the plan is being drawn, you only live once, hope to join you in a year or two!

Thank you Mike, glad you found the video useful - Many thanks for watching and have a great weekend :)

[@HRShanghai]

Am I too young to watch this video 😁. I have a young family. 2 kids are still in the school. My husband and I love the weather and stress free life style in Spain. After doing lots of search , I have to say buying property in Spain is not straight forward, so many taxes and fees to pay. We are still working on it. Hope my dream will come true. Thanks for your great tips

Never give up on your dream, I been dreaming of living in Spain for about 30 years!!!! Been here 5 years and loving it :)

[@adrianalfordphotography]

Thanks for sharing your insights mate. You got some good points in there. Live within your means and as long as you're happy that's the main thing. Glad to see you're enjoying Spain.

Thank you Adrian, glad you found in interesting - there are some extra costs while living here but well worth it to enjoy a better life! Many thanks for watching and have a great weekend :)

[@katecampbell5387]

Thanks Shaun, we don’t quite qualify for mid 50s to 60s as my husband is 51 and I am 48. I did find the video useful though. We have found somewhere we like (for a holiday home) although we are just in the process of working out how much it is going to cost us in total before we even consider making an offer. The quotes for purchase fees have been a bit scary - we were allowing for 15% but if you want everything doing for you (power of attorney, get NIE, open bank account, transfer utilities into your name, have Spanish wills created) it can be a bit more than that still. We are off to the bank at the weekend to find out how much it will increase our mortgage. If the total is too high we will just reduce our purchase budget a little. What I’m trying to say is, it can be difficult to estimate costs so it is worth speaking with the experts to get a proper idea.

Thank you Kate for your input and you both come in under this video! It's very hard trying to put a price on things as each region has different costs and how things are done. It's always worth adding extra costs as we got caught out on the moving costs but thankfully by over pricing things helped us. The Brexit does not help at the moment with the exchange rate going up and down and the out come how it will effect. Always good to seek proper legal advice and experts on how much. I wish you luck - still sorting out that Golf complex you asked. Many thanks for watching and have a great weekend :)

[@katecampbell5387]

Thanks Shaun, we will still need to be looking into that as we aren’t out again until March. We randomly came over just for the day last Saturday to view the place we liked the look of but have just heard in the last hour that it has had an offer put on it so the search continues. It has been a useful exercise getting all our ducks in a row! Next time we will be ready 😀

There's always a reason for that - when we first looked here, we fell in love with a place and wished we could buy it but didn't have the money and later it went but we are glad we didn't as we live in a far better place - good luck in your search :) @@katecampbell5387

[@katecampbell5387]

You’re right - I’m a great believer in fate. It will all come good.

[@Time2FLYAlDiaz]

Very informative and well thought out. Enjoyed watching! Shaun.

Thank you Al for checking out the video! Glad you enjoyed it! Many thanks for watching and have a great weekend :)

[@mikedrake4597]

Very honest and down to earth explanation. Thank you for a great job. I’m hoping to come over in September to rent a furnished villa for at least 3-4 month to see if we like the area before buying. Any suggestions for a rental website that is honest and doesn’t charge ridiculous fees? We will drive over and have our little dog!! Thank you too anyone that can help. Mike aged 70 from England.

Thank you Mike, glad you enjoyed the video and found it helpful. The only one on Camposol that I know is Another World Properties, I also did a video - Spanish Rentals at the Mazarron Country Club which has a link to their site but don't know about long term let. What ever place you find - make sure it's got heating and not just a log fire. Winter here can get very cold in the evenings - good luck in your search :)

[@mikedrake4597]

Thank you so much for your reply today. I will try these next week after the bank holiday. Your videos are very interesting and informative. Keep up the good work and take care. Regards Mike

[@Nico-nx5lv]

Hi Mike who did you go to for the rental on campasol … we are at that stage now too x

[@cowserrr4301]

We got this villa back In 2007 and it’s down a road Calle gor I miss it loads but we got knocked as it was built on elegal ground I’m worried sick about it but haven’t been able to go out there I bet all my stuff has been robbed ☹️😢

Sorry to hear about that, you might be lucky it's still okay. Hope you can get it sorted, even if it's just clearing out your place.

[@barryhuizing2804]

Can’t you get a solar cover for your pool? Help retain the heat in the Water 💦.

Thank you Barry, we did look at a cover but then it's the removing and putting it back plus the sun will wear it down - no big problem as in a few months time the pool will be warm again! Many thanks for watching and have a great weekend :)

[@stephenlindsay1356]

Really like your videos straight to the point, I have contacted Vinny and will hopefully doing some viewings on the 6th March. all down to your site. keep it going

Thank you Steve, glad you find my videos helpful and good luck with your search on the 6th March. Plenty more videos to come! Many thanks for watching and have a great weekend :)

[@webdeveloper4742]

I love the sun and being outdoors walking and exploring. Drinks in the evening after a days excitement. Fed up with southwest England as it's constantly cloudy and rains. So would you be paying on a property of £200,000 26k for legal fees? Is that correct?

Hi, many thanks for your comment and as I say at the beginning of my Buying Property in Spain, always seek the correct legal advice to get the correct information. Seems a bit high to me. I had the same way of thinking when living in the South of the UK and now I’m here. Many thanks for watching and hope your dream comes true 👍🇪🇸

[@claudiaschwarcz7377]

Great video. Good information. Thank you. Keep them going! Blessings from Germany

Thank you Claudia, glad you found it useful. Many thanks for watching :)

[@gopalbhatia8835]

i am quite impressed from your video and veary honest advice from your side.Thanks

Thank you, glad you found it interesting! Many thanks for watching - please watch the other 2 :)

[@rogerspeck9929]

Great vid again Shaun, keep em coming. 😎👍

Thank you Roger, glad you found it helpful and liked it! Plenty more to come! Many thanks for watching and have a great weekend :)

[@sirfulham]

Thanks for all the info Shaun. We are thinking of getting a place in the area and wanted to know the pros and cons of Camposol vs Mazarrón Country Club?

Hi, many thanks for watching and the best thing to do is to view both places to make up your own minds about each place. Country Club charge Community fees each month (I don't know the charge) while there is no Community fees on Camposol.

[@sirfulham]

Expat in Mazarron thanks Shaun will do.

[@thpxs0554]

Yes Shaun, I’ve just come back from a fact finding mission to Hacienda del Alamo and the community fees are reasonable but still off-putting. They will only ever go up .Electricity is, as you say a bit pricy. About 35 euros a month standing charges with the 21% vat. But food, especially in the market is very much cheaper than here. My next trip will be camposol and Alicante. I had considered a refurbished Finca but everyone I spoke to expressed concern about safety.

[@rogerspeck9929]

Hi Shaun, looking to holiday in October in the Mazarron, Camposol area, just me and the wife so only a small property is all we need, my wife’s an Artist 👩🏻‍🎨 and we both play a little Golf 🏌️‍♀️ 🏌🏽‍♂️Any tips or advice would be welcome, we will be hiring a car for sightseeing and exploring. Cheers Shaun, great vid again. 😎👍

Hi Roger, have you joined the Facebook group Preguntas Y Mas Murcia? It's our local Facebook group and very useful for asking questions and renting. I don't know anybody other than Another World properties who rent in the Mazarron area. Gold car seem to have a bad name here for car rental and always willing to meet up for a chat while here. Glad you enjoyed the video! many thanks for watching and have a great week :)

[@rogerspeck9929]

Thanks for quick reply Shaun, I will be joining the Facebook group, thanks for that, we know all about Gold Car, we’ve been holidaying in Calpe for a few years and always hire cars from a local company, but again thanks for the heads up, Booking.com have a lot of rentals, all a bit confusing when you don’t know the area, would be lovely to meet you some day, thanks again, I’ll get on with my research. Cheers 😎👍

[@MrFrobbo]

Hi Shaun, first of your vids I've watched. Does the £1,000 include property costs, ie rent/mortgage, or did you buy your place outright and the £1,000 is simply bills and living? Last one, I've heard nightmare stories where local councillors confiscate your land thus your property too, the law is of significant concern when considering purchasing in Spain. What are your thoughts on both points? Cheers

Hi, yes these are my living costs, I made a video about living costs recently kzbin.info/www/bejne/gp7FiHmqpaeYbpY and the cost of living has gone up this past year. Second question, when buying property, specially here in Spain, make sure the property has all the correct paper work and don't relay on the estate agent. Buying off plan is another risky idea, the land may be okay but maybe the promise of shops and local amenities may not happen. Many thanks for asking and good luck :)

[@aquariusbathandbody]

Thanks for the information Shaun, thats very helpful. Just wondering though, how much extra do you pay on the electric in summer as opposed to the winter months, to run the pool and the aircon?

Thank you Angel, glad you found it helpful - we get our electricity bill ever month and depending on how hot it is - it can vary from 120 - 150 euros. During this time of year its 80/90 euros. My friend has just had her bill for January and it was 180 euros! She is single, no pool and no central heating except she used her air-con (also a heater) as her heating and kept it on most of the time! There are cheap times - during the night to early morning, so it's just using the electric wisely. Many thanks for watching and have a great weekend :)

[@eaglevp]

Thanks Shaun for this great information just wish I could talk the wife into moving.

Thank you Keith, I'm sure you could if you let her see more of those videos in the sun!!!!! Glad you found the video helpful! Many thanks for watching and have a great weekend :)

[@funkyduckproductions.8844]

Hi Shaun. Does your £1000 a month include any mortgage payments? I'm thinking of moving somewhere where the sun shines. Not necessarily Spain, but it would be on my radar. I own outright my home here. So the plan was to rent my place out here and then rent somewhere abroad. With one paying for the other. So, excluding rent /mortgage what are the average living costs? ( we don't drink or smoke) (2) what are the average rental costs per month? Not too bothered about a pool. But air con is a must. Thanks from Mr. Duck

Thank you, my main reason for moving from the UK was to rid my mortgage I had which I would still be paying till I was 73!!!!!! There are some here that do what you want to do - young Jackie from Drone Seekers does just that. That's my 1000 a month pays for living costs plus some times we add more for extras - depends on your lifestyle and where you're going to live in the world. You can rent here from 250/500 euros here a month. You just need to visit these places yourself and find out if it suits you. Many thanks for watching and have a great weekend :)

[@funkyduckproductions.8844]

@ So it costs (ball park figure depending on lifestyle) around £1000 a month to live. Excluding mortgage?

That's for the both of us with no mortgage and running the car (Spanish). :)

[@antoniocrawley]

Many thanks for this ,as someone who will be moving there as an early retiree this year, most useful, regards Anthony

Thank you Antonio, good luck in your move and many thanks for watching and have a great week :)

[@msaunders113]

Did you have a survey done 9n your place before buying Shaun? If so, was it costly? Are sectors A & B best in Campasol for amenities? Can it be noisy there in the summer? Looking for a quiet retirement place. Thanks again. ..

Thank you Mark for your comments - we didn't get a survey done but always seek legal advice first. I don't know the cost of that and A & B have all the shops and amenities that you need. I live opposite the shops and in the summer it can be noisy which I like - some good music at times. They shut at midnight!!!! Good time to visit in the summer to check out the noise as this time of year it's quiet. Always best to check out first with visits to Spain - rent first to make sure it's for you. Many thanks for asking :)

[@msaunders113]

@ thank you very much Shaun. Did live in Villamartin back in 2006 for 2 years or so before the Crash in 2008 had to go back to the UK! Hate it here now mate and like you I'm an outdoors person. My wife hates the winters here too plus the cost of living is is soaring. Electricity in Spain to me has always been pricy. Council tax amazingly cheap and as you say it all depends on what you want to do. 😉

[@CiBi1968]

I recently met with an estate agent that was doing the rounds in the U.K regarding buying a property in Murcia. he said generally the Spanish do not get a survey done. It can be done , but normally by an architect & this could cost in the region of €1,000.

[@msaunders113]

@@CiBi1968 thanks very much for the info 👍

[@alison5472]

We had a survey done on our 2 bed casa was €180 with Skype call with screen shots of photos. A full written survey is over 400

[@grumbleweed5570]

Hi Shaun, great info mate.... £250 pweek. Seems quite high with no mortgage! Do you go to the pub a lot? 😂😎🍺👍

Thank you, glad you found it helpful - depends on your lifestyle when you take off the bills and left with spending money but I do enjoy eating out! Many thanks for watching and have a great weekend :)

[@grumbleweed5570]

Expat in Mazarron Life's for living mate, enjoy while you can. Very envious. Subbed up, keep em coming 🌞😎👍

Very true - many thanks for joining my channel - plenty more to come!!!! :) @@grumbleweed5570

[@Tramuntanamaki]

Hi Shaun, what you think of solar power panels , is it possible? Enjoy your show. Thanks

Thank you, good question and one I would do if I had any spare money - you would think Spain would be covered in them!!!! Not many people seem to have them where I live and we get plenty of sun. Glad you enjoy the videos! Many thanks for watching and have a great week :)

[@coratheexplorer1824]

Thanks for your business video, I was thinking to buy an apartment but I have to think about it now

Thank you, you do need to have money to live on and when you apply to be a resident they will want proof you have money in your bank account - you have to be a resident before you can apply to get a Spanish driving license. Glad you found the video helpful. Many thanks for watching and have a great weekend :)

[@CononBarrett]

Hi mate, I’m currently purchasing a villa in Yecla, just down the road from you, but the estate agents asking for a deposit of €5000 euros upon me agreeing to the purchase so he can take it off the market, is this right. I think all payments should be dealt with through a solicitor, do you have any thoughts on this, or is the way the Spanish estate agents work? To me it doesn’t sound legit !

Hi, most ask 3,000 - mine took 500 to take it off the market and agreed to pay the full amount within 6 weeks of paper work. If you feel unsure, don't do it. To be honest, anything to do with money deal with it through a solicitor and then it's legal and not agreement. At the moment be so careful before handing over any money as you may loose it, it's not like the UK. Hope that helps and good luck :)

[@CononBarrett]

Expat in Mazarron Cheers mate, that’s great info and much appreciated 👍

[@luisalbertocortes1643]

Nice 👍🏼 house Relax

Top Man Luis, glad you enjoyed the video! Many thanks for watching and have a great weekend :)

[@germainebesse8754]

Thank you.😊 for the very helpful info...we will be comingggggg back in november .....

Thank you Germaine, glad you found the video helpful. Not too long for November!!! Many thanks for watching and have a great weekend :)

[@jacque4697]

Thanks for posting. Keep posting.

Thank you Jacque, sorry for the delay but KZbin have just made these comments appear!!!!! Glad you enjoyed the video! Many thanks for watching and have a great weekend :)

[@Stappazzollo]

Hello Shaun, My name is Filipe and my partner and I are planning to buy very soon a house in Spain. By the way some of our favourties are in Camposol. I have been watching your videos and this video is amazing! My question is only about the health system: do you start to pay health system only if you are over 65/66 or doesn't matter your age? I had cancer in the past, so that really matter for me. Take care and thank you for the videos!

Hi, glad you enjoy the videos. If you want to live in Spain you will have to be a resident and to become a resident you have to have health insurance if under pension age, paying up for a whole year. Once you have been a resident for a year, you can pay into the Spanish health system (I think it's 65 euros each - under 65) but this may change as I'm a UK citizen and after Brexit I won't be in the EU anymore as it's only for EU citizens. Also you need to check with the private health insurance company about your past health problems as some may not insure you or your payments may be hard. It's a lot of work to find out but worth it if you can't live here in Spain. I wish you luck and thank you for watching the video :)

[@Stappazzollo]

@ I’m Italian citizen and my partner Portuguese, so hopefully we going to be fine. Thank you very much! 😃

[@barryoneill1703]

Sean, I have a house here in Ireland, can get €1400 a month, I don’t have a pension, Could I live there on €323 per month? Thanks I’m in Ireland and the weather is killing me

Thank you Barry, hard question to answer really. I bring across 1,000 pounds a month to pay bills and living and I own my on place, own a car and go out exploring. That is for the both of us plus there is bills and taxes to pay during the year. When our state pensions kick in we will be better off to do what we like. It all depends on your life style.

[@barryoneill1703]

Expat in Mazarron Thanks Sean, your posts are very helpful, I am going to start making trips out there as soon as I can, I have a small business here respraying kitchen cabinets, will check it the place and take it one day at a time, Thank You

Glad you enjoy the videos :)

[@marybsmart50]

Hi Shaun. Would like to know more specifically about car insurance costs and of your experience of some of the companies out there? Hubby an I have place on La Manga del Mar Menor. Thanks for your informative video's! Good job! M

Thank you, I tried to get a well known insurance company in the UK to insure me from the UK to Spain as I was leaving the UK and not one would insure me so I contacted Ibex in Gibraltar - no problem, transferred it from my UK to my Spanish car with no problems. Camposol has it's own office here so I can speak to a person and since being here had no problems but never had to use it yet for a insurance claim - that might be a different story! They seemed to be priced the same as the UK. Not needed to use another company yet - I don't think you can shop about on line like the UK and I don't speak very good Spanish yet. Many thanks for watching and have a great week :)

[@yogiparashara4016]

Another very informative video Shaun well done mate 👍. Quick question, why do most Spainish homes have bars over the windows and doors? Is that an insurance requirement or some other reason?

Thank you Yogi, glad you enjoyed the video - most old style homes have bars on windows & doors so they don't get broken in but now more decoration while new homes have double glazing and stronger doors. Some insurance companies do ask if they are fitted. Many thanks for watching :)

[@kenneyg100]

Thanks for sharing with us.

Thank you Ken, glad you enjoyed the video. Many thanks for watching :)

[@Radnally]

Id like to live somewhere rather rural and quiet. Probably rent, not buy. Small place is fine. Im getting €1500/month.

Sorry I can't help you - you need to visit Spain - plenty of places to rent - wish you luck in your search - many thanks for watching :)

[@IdahoQuadcopter]

Very informative Shaun!

Thank you Marcus, glad you enjoyed it! Many thanks for watching and have a great weekend :)

[@samsami8186]

Thank you for the video. Very helpful 👏👏👏

Thank you Sam, glad you found it helpful. Many thanks for watching and stay safe :)

[@IanCassanova]

Hi Shaun I have a question not House buying related but thought you might know the answer. Is it true that supermarkets and shops close on a Sunday? we'll be in the Murcia area in a couple of weeks time for a short visit & I don't think Lidi will be open. Cheers

Thank you Ian, correct - the shopping centers will be open to look at but the shops will be closed, only the restaurants and bars will be open inside them. Supermarkets will be closed also but maybe mini markets might be open - I don't go out Sundays now but if you see any open - let me know? Many thanks for watching and have a great weekend :)

[@jonalynpimentel8942]

Some great tips mate Good that you can share your experience for other s to learn from always best, maybe rent for a bit,than make a call on buying or not cheers,.. God bless you Always Sir,...👊👊👊❤❤❤🙏🙏🙏🤝🤝🤝👍👍👍

Thank you, glad you enjoyed the video - hope it helpd - many thanks for watching :)

[@MrBlackhibee]

Thanks for a really informative set of videos, which give you an idea of some of the costs involved which is really useful to know. Obviously you were talking about approximate costs, but one of your examples you suggested that it's approx 1000 euros a month to live relatively comfortably, would you say that is per person or as a couple? It's just we are thinking of retiring in approx. 7 years time, we're doing as much research as we can at this end (Scotland) but realize we will need to actually take a few trips out to the area we would be thinking of buying property in. Obviously communal fees are an important part of the overall monthly cost, a pool would be great whether it's sole ownership or shared, but we are looking at splitting the year into quarters, so 90 days in Spain, 90 days back in the UK and so on, so electric, gas, etc is going to vary from when we're in Spain to when we're not. Any tips?

Thank you John, glad you find the videos helpful. Since making that video, we still transfer £1,000 per month and depending on the exchange rate, we can get a bit extra. We still have to top that up for extras, building work, car maintenance, insurance and other stuff. Good that you're taking plenty of time to research and visit the places that you would want to settle in. Tips: visit summer & winter months, ask plenty of people who live there on your visits and try renting first before making the final move. Wish you luck in your new adventure.

[@BIGDADDYONE121]

Greetings Shaun from Southern California, USA I am close to retirement and been thinking about moving over there and living in Seville I’ve been researching Spain and noticed that Spain does not do dual citizenship I would like to live there permanently or six months out of the year. DONT know if I should buy a home or just rent a villa What say you??

Good question - I think you should rent first, make sure it's for your before paying out and also you can move around Spain to pick the right place. Many thanks for watching :)

[@ferik.-aerodron1854]

Excellent video to my friend.

Hi, just been told by KZbin I've not replied - many thanks for watching :)

[@gillnicholls9665]

Does that £1000pm include electricity in the summer with pool on plus air con in house?

Yes Gill, over the months - what we don't spend get added to the next month to help with bigger bills. I will be bringing out a update on my Monthly costs video soon. Many thanks for watching and have a great weekend :)

[@gillnicholls9665]

@ thankyou for that are there plenty of properties to rent 2-3bed with a pool and roughly how much pm. Xx

There are always plenty of properties to rent but the nearer to the summer the harder it will get. I'm bringing out a video next week on Rentals at the Country Club and all the information is on Casana website www.casana.nl For Camposol it's Another World Properties but haven't the website address handy. Both will give you prices :)

[@accychap5533]

Hi Shaun. Really enjoying watching the videos with the wife & just wondered how much the equivalent of our council tax is yours over there? I understand that different regions have different rates but is it expensive at camposol? Thanks in advance & don't get too burnt out there 😋

Thank you Dave, glad you enjoy watching my videos and don't worry I won't get sun burnt!!!! The council tax (IBI tax) for us was 488.21 euros a year and also each year there is a non-resident tax based on your property - ours was 68 euros each. At the moment we are residents now and waiting to pay in April/May but can't give a price yet. Depending where you live and also the size of your property. Hope that gives you some idea. Some places also charge a community fee a month, not at Camposol. Many thanks for watching and have a great weekend :)

[@lordbrettsinclair2906]

Hi Shaun ..Where abouts is the swimming pool ?

There was a swimming pool on Camposol but it's shut but there is one in Totana not far from Camposol :)

[@lukejones1244]

I may be in a similar category to you; I want to buy some land to start a homestead, so won't be working or needing money for rent or food. I'm more worried about legality. Will a British citizen need a visa after brexit? Will Spain force me to pay the 275 Euros for health care? Will they stop me entering if I dont have an income? Is it possible to buy land and then find you cannot legally live in it?

This is a big problem at the moment as no one really knows what's going to happen with Brexit. My folks came to Spain before the EU and had to use a Visa which was no problem. Health care is needed for you to be a resident and if under 65/66 will be private, you can pay into the Spanish system but you have to live here for a year before you apply. Also you need to prove you have a income while living here to be a resident. You need to seek legal advice on buying land - or you could end up losing a lot of money.

[@helenashmore4682]

Are we allowed to travel there now ? We're wanting to move to murcia donu think it possible to get out there in next 6 weeks

At the moment it's not until the 30 March for coming into Spain. UK government are talking about letting people come to Spain to buy property. They are discussing this Thursday. Many thanks for watching :)

[@helenashmore4682]

@ thank u for your reply

[@danut1970]

Hello, quick question if I may. When you say 1000 pounds per month is just for you or both you and your wife? Thank you

Yes, that is for the both of us. We do have to top it up when we pay for insurance or if the car needs fixing. If your not a resident of Spain at the moment, might be worth checking my video Retire to Spain after Brexit as things have changed. Many thanks for watching :)

[@danut1970]

@ Thank you

[@paulcooper5748]

What about disability pension.

I take it you mean - do they pay your disability pension here in Spain? You will have to inform them before you move and you may have to declare every year that you're living here. I've 3 private pensions and have no problems but you must check with them first. Many thanks for watching Paul :)

[@msaunders113]

Are expats still worried about Brexit there Shaun? Pensions and healthcare!

Thank you Mark for your comment - to be honest, we still don't know the out come and there are many rumors going around that do scare some folk but my folks were here before the EU and nothing was different then, I'm a resident and have a Spanish driving license so hopefully nothing will change - roll on the 29th!!!! Many thanks for watching and have a great weekend :)

[@barrierouse]

hi ,what is Monsora C6 on camposol like,, does it have a lot of shops,etc.

Sorry don't know Monsora C6 but I take it's on Sector C and they don't have any shops, only on A & B do they have the shops. Many thanks for watching and have a great weekend :)

[@barrierouse]

Thank you.. Enjoy your videos. Havre you thought about doing more blogs on the local villages.

Glad you enjoy them - I've added it to my list and try and do some of the local villages - many thanks :)

[@michaelfogerty]

Hi Shaun, is that 1000pm for a couple or pp? Thanks

Hi Michael, that is for a couple. Many thanks for watching and have a great weekend :)

[@keithlindsey6544]

hi shaun is the water there on a water meter

Hi Keith, yes the water is on meter and in the summer if you have pool, it can double! Many thanks for watching and have a great week :)

[@keithlindsey6544]

Thanks mate were is the best area to live in camposol we need to be near shops bars restaurants etc.

Only on A & B for the shops and bars :)

[@jennylast3149]

Nice video you seem happy and good luck to you. Me, I'll stay home (UK) come rain and shine.

Thank you Jenny, glad you watched the video. Many thanks for watching and Merry Christmas :)

[@coratheexplorer1824]

Even my hubby is retired already I still want to live in my campervan cheaper

We hired a 6 berth campervan to explore Spain for a month and I didn't enjoy it but to other people they love it - we get a lot of wild campers come down to Spain during the winter time to stay. :)

[@kimballentyne9069]

Hola Shaun. Thanks for your informative KZbin clips. Do you have Skype? Muchias gracias.

Thank you Kim, glad you found the video helpful - yes I'm on Skype. Many thanks for watching and stay safe :)

[@Kitiwake]

It's MAN yana ... Not MIN yana. (mañana).

Many thanks Pat, thanks for watching the video and stay safe :)