CA Dream for All is Out of Money, But Don't Worry!

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Michael Tilford - REALTOR

Michael Tilford - REALTOR

Күн бұрын

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@patmagic3301
@patmagic3301 Жыл бұрын
Yeah, free is always popular 🤷‍♂️. State funded means money that’s not yours i.e. tax payer money. Think of all the people who paid for and took the required classes and are now SOL. This is another governmental interference in the free natural market that will have huge unintended consequences. If you can’t afford the down, you very likely not going to be able to handle the payment and all the other home ownership expenses. For many, this will be a pathway to foreclosure or at the very least, a 40 year loan modification lifetime anchor. A dream is something you have when your asleep 💤, not reality. The answer is NO, there will never be sub 3% loans. If you have one, you have an asset you should hold on to. I don’t agree with the lender’s assessment.
@michaeltilford
@michaeltilford Жыл бұрын
The money for the California Dream For All Program is a non-interest loan, not free money. It must be paid back at the time of sale, as well as any appreciation. There are many families who are paying more in rental expenses than what a mortgage would be, the only thing holding them back is the lack of a down-payment. This program is meant to help them break out of that cycle and begin to establish personal equity.
@cyrusm3391
@cyrusm3391 Жыл бұрын
Down payment is a matter of saving within a time frame. It is not a financial charge lol. This only puts winners of the program to use what they were putting aside for savings to now the mortgage. It is interest free
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