Capital One Credit Limit Increase | How to Ask and Get APPROVED

[@cjcamaro24.2ss]

Capital one wants you to HEAVY use their card for 10 years for $100 increases is insane.

[@vincef1118]

5 1/2 years and still no increase

[@cjcamaro24.2ss]

@ wow thats crazy.....and other banks will give you increases every 6 months or so using the same credit report capital one use.

[@mondocjenson-dy8zd]

Thats ridiculous.

[@Lovebk98]

Instead of requesting limit increase let them increase for you so you will get good limit.

[@cassandrag99]

They give me a $2000 increase every 6 months without asking. I started with a secured card and always pay off my balance every month. I leave 1to3%just to show usage.

[@biele1pn]

they see the "usage" when they send you the statement. they care about you paying it off in full before the reporting date, not holding a balance. credit utilization doesn't have a memory in your score. it'll change immediately once it reports.

[@theprince6590]

So you only used your card 1%-3% all the time ? So this what I’m planning to do I was just now approved for a secured card I can loaded with $1000.00 should I use less than 30% of that and pay right away after using it ?

[@cassandrag99]

@ I use more than 1-3%, I just make sure that I pay it down before the closing date.

[@donc4535]

Witch card do u have ?? I got the $300 one n had it for a year .

[@Groovy_Baby_1911]

Cap

[@Exbackzack]

Just did all this nothing changed still declined been at 400 for years

[@ahonestblkman]

Same happened to me. I have a quick silver with 500 limit. From June 24' through October 24' i put my cellphone and utility bill on it. I woke up last week to a 5k limit increase. This was an auto increased

[@vincef1118]

Same, my oldest is still at 651 for 5 and a half years. The card has even been upgraded to the quick silver and still no increase.

[@SCRUUUGS]

I started with a 500 Savor. I never had 90 percent report on my statement. I always paid off my balance before the statement so it was always zero. Had the card over 5 months. I did this and got a 1000 increase. Tripled my credit line. Hope this helps anyone. Thanks for your help.

[@ericgardner5548]

Only a got a $100 increase on QS, applied for new card, got a Venture with $3k, then asked for CI right away before getting the card in the mail and got another $300. Also applied before that a Savor for $2k.

[@vlbaker71]

UNBELIEVABLE

[@HappyBeeTV-BeeHappy]

I don't understand this. Why would anybody want to spend $10k a month in charges unless they are rich?

[@DavidKnicks]

So in order to get a credit limit increase they want us to ruin our credit score for them??

[@homelessmillionaire1]

Crazy edits lol 👍🏾

[@GodspeedNRGgaming]

Too be honest I haven’t had an issue with them compare to Goldman Sachs

[@Chunwun-u2o]

A annoying point with capital one is when you add account users they don’t automatically increase the limit I have 3 people including myself of an 2k limit which is difficult to manage everything and I’ve even asked for increased and gotten denied due to the account being too new EDIT: They actually increased it I eat my own words

[@hinicetomeetyou7801]

where do you get your data points from?

[@calbarton]

Reddit and myfico

[@QamilMemedi]

I have the savor card I’ve been using it maxing it out and paying it off I started at 500 limit after about 6 weeks or so I was offered another 100 but I need more credit limit help please

[@donniee.2238]

That sound is quite distracting/annoying