CALLING OUT FAKE FINANCIAL GURUS WITH

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[@DominiqueHendersonCFP]

Love @JT. He's legit. One of the great ones for the industry.

[@BlackMarriedandDEBTFREE]

JT is a great dude!

[@regb6989]

Much appreciated. Too many people generating their wealth from social media ads and classes without telling it how it really is. Thanks for maintaining your integrity. It's easier growing a platform giving people what they want to hear as opposed to info that will really help them.

[@BlackMarriedandDEBTFREE]

Thanks you Bro! So true

[@bon1bon]

Yo we buy some of these courses just to see if it's on the money. Most of these courses use the click funnel software.They then beat you in the head with up sells and subscriptions to their exclusive group. Once you get the course most of the information is old generic the source links don't work...The meat of the courses is making Facebook ads and even that is basic.

[@mostlyrap4277]

JT is the TRUTH! Our community needs more of this.

[@BlackMarriedandDEBTFREE]

Facts

[@steverl22]

I'm here from the pocket watching gang 🤣👌🏾👌🏾👌🏾

[@BlackMarriedandDEBTFREE]

Gang, gang

[@dtrade4192]

I’ll say the name! Neo Davis taught all of them how to sell courses. He is constantly recruiting. I’m sure he gets a percentage from all the gurus.

[@Peace.king913]

Actually Eric Thomas and some of these mega church "motivation speakers" were the boss level mentors who have people paying for training to become them.

[@begaqincer]

All the rich folk always selling maps and shovels ."there gold in dem hills"

[@BlackMarriedandDEBTFREE]

Facts

[@BrokeMillionaire1]

I'm here for this one bro!

[@BlackMarriedandDEBTFREE]

Yessir! It’s going to be fun!

[@njjjjjjjjhhhs]

you are needed in this space

[@BlackMarriedandDEBTFREE]

100% Protect JT

[@MarcusJGadson_CFA]

Awesome interview. Loving the sincerity in this conversation!

[@BlackMarriedandDEBTFREE]

Thank you!

[@sherrigray6820]

I thoroughly enjoyed this interview. Thank you JT for sharing sound financial information.

[@BlackMarriedandDEBTFREE]

Thanks for listening

[@MA-go7ee]

If you're in section 8 housing looking down on a middle class, i don't even know what to say, lol. Dual income, a nice house in a good neighborhood with good schools, the occasional vacation and enough savings to retire in middle age? That's basically paradise for 95% of people on this earth.

[@pasadena19]

This is super dope🔥👌🏾

[@BlackMarriedandDEBTFREE]

Thank you!

[@moneytalkswithjonathanthom4150]

St.louis in the house! Well done JT

[@sfeverett1]

The Course game is real out there be smart people.

[@eshadiva6600]

I'm kinda a JT Stan lol great interview guys. Also #resubscribed

[@BlackMarriedandDEBTFREE]

Thank you! JT is that dude

[@jamoney8812]

Great interview 🔱

[@BlackMarriedandDEBTFREE]

Thank you for checking this out

[@lavoisier2815]

The Flash the Cars the Houses the fast talking is the Hook. When i see this that's when my Antenna goes up.

[@BlackMarriedandDEBTFREE]

💯% Facts

[@wittleMermaid13]

Great analogy comparing suitability to a car salesperson! Very eductional! Fiduciary is the gold standard. Suitability - may not have your best interest at heart. Fiduciary - like a lawyer, ethically and legally obligated to put your interest first!

[@Peace.king913]

Actually Eric Thomas and some of these mega church "motivation speakers" were the boss level mentors who have people paying for training to become them.

[@BlackMarriedandDEBTFREE]

Sheesh! Crazy

[@crystals6609]

Great how Jt will you help the population that can't afford financial advice?

[@MiamiDre]

Just to inform you guys an Insurance Agent is a Fiduciary. The state DOI's are there to enforce the repercussions of being shiesty to their client. A CFP is technically selling the ability to control your money for you and they charge up to 3% of the entire pot of the money the client has. So it's important to be clear on that aspect. As well I like both and believe they all have their place insurance agents also go through background checks and could lose their license as well. Most of the financial "experts" who I believe he's talking about is the credit scammers. These require no designation.

[@joshuafootman1593]

insurance agents act like they are financial advisors which they aren't! Most bash qualified plans such as IRA,401k,etc

[@MiamiDre]

@@joshuafootman1593 With all due respect dude I think the worst people cast a net on the other side there isn't anything inherently bad with any of those accounts the important part is what the clients goals are. If you pick any product and choose to tear it to shreds you can and that doesn't have any exceptions. Products are supposed to solve particular problems.

[@joshuafootman1593]

@@MiamiDre u are talking to a insurance agent 🤣 I know the shady tactics most agents use. So stop the fake news stuff. Alot of insurance agents run around here like they Are financial experts. Which they aren't, our job is to be the defense for peoples money. Stop calling an index annuity an index annuity when it's a fixed annuity product 🙄🙄

[@MiamiDre]

@@joshuafootman1593 now we can definitely agree on that aspect I'm a manager of a life/annuity firm and I will say from the perspective that I see it is often agents are selling what they don't understand completely. But we have to be clear that in any field you work in there will always be differing skill levels and people who aren't doing what's best. That includes insurance agents CFP's and CFA's think about it when athletes and stars get ripped off of money it's never an insurance agent it's always a an advisor or accountant. That's why it's best to not throw a large blanket on an industry and paint it negatively because those CFP'S and their embezzlement should not taint the reputation of the others. Truthfully I see that effect only happen to life insurance agents and Life insurance agents make far less on accounts than the aforementioned. I just hate that stigma being painted on an industry of professionals.

[@joshuafootman1593]

@@MiamiDre no argument there, my position is having issues with insurance agents who sell IUL, or index annuities like it's the golden ticket. Like look up agencies such as WFG or PHP and see how they make one shoe fits all ....But again no argument with your statements

[@sfeverett1]

The Game is to be sold not told isn't that the saying messed up

[@pastorjacob]

This dude says so many things that are NOT TRUE lol

[@BlackMarriedandDEBTFREE]

Name one?

[@pastorjacob]

@@BlackMarriedandDEBTFREE CFP’s are not unique to fiduciary obligations… anyone with a 63,65, or 66 are required to abide by best interests for the client… fee based planners do sell a product like any salesman, they sell advice… CFP recommendations need product specific knowledge so why the constant bashing of other financial pro’s?

[@BlackMarriedandDEBTFREE]

@@pastorjacob I don't see where he said CFP's are the only ones bound to a fiduciary. He's only speaking to his certification. To push back on your second point, advice is a service not a product. Lastly I believe he's bashing the scammers and self proclaimed gurus. Appreciate your input though

[@pastorjacob]

@@BlackMarriedandDEBTFREE you had him on your show…so i know you are familiar with his brand. 70% of everything he talks about is why other people cant be trusted. This is manipulation and control when you spend so much time trying to convince people why no one else can be trusted. He is a credential elitist. On a regular basis he bashes hardworking people in finance because they do not have the same credentials he does. None of my bosses are CFP’s but they aren’t stupid. And the whole thing about people with a criminal past is just whack and unnecessary. Michael Milken has a criminal past but if he wanted to advise me financially i would CERTAINLY listen. Jamie Dimon has a criminal past but millions of people keep their deposits and assets in an institution he controls. @pocketwatchingwithJT probably has some Chase accounts. He does this to other Black people. Do some of those people need to tighten up? ABSOLUTELY! But they and we also don’t need a constant stream of hate and shade. Just educate and empower. ….btw i take it for granted that you know that i know financial advice is a service. I also think you know that my point is, advice has to be sold to be heard. And if someone like the Wall Street Trapper is being asked by thousands of people how he came up, he shouldn’t answer people because he has no credentials and a criminal past? And he shouldn’t capitalize on that discussion because he has no credentials and a criminal past? C’mon that’s just hating.

[@BlackMarriedandDEBTFREE]

​@@pastorjacob Bro thanks for sharing first! I really appreciate your thoughts on every thing! I agree, not everyone is bad and just because you don't have credentials does'nt mean you can't speak truth and folks learn. But every space needs fact checkers. Folks hate fact checkers but they are needed! This space is being over run with miss-information. We need standard keepers to clean things up. Eat the meat and spit out the bones. I love 95% of what JT says. the other 5% i'll spit out.

[@Blue-ek2zx]

WALLSTREET TRAPPER IS ABSOLUTELY FUGAZI!

[@BlackMarriedandDEBTFREE]

We had Wall Street Trapper on a couple years back. Seems like an extremely good Brother. I cant speak to his business practices as I have never done any dealings on that level.

[@Blue-ek2zx]

@@BlackMarriedandDEBTFREE THIS IS WHAT I MEAN!! PEOPLE MOVING TOO SOFT WITH THESE PEOPLE, THAT'S WHY EVERYONE'S GETTING BUMPED! ANYONE THAT IS NOT PREPARED TO SHOW LEGITIMATE EVIDENCE OF THEIR RESULTS......THEY SCAMMING, THERE'S NO 2 WAYS ABOUT IT! THOSE BOYS FUGAZI!

[@audiobooksuploaded9926]

Dannnn it jt