CAR LOAN SECRETS. कैसे धोखे से बचे SBI, ICICI से LOAN लेते हुए !!

[@anuruddhdwivedi5617]

Sir me batata hu aapko khul k public sector bank ka being an employee. Customer dealer k pass na ja k directly bank manager k pass jaye or bole Jo aap payout dealer ko de rahe ho wo hume arrange Kara dijiye mere hi loan me. 1.65% ka payout bank dealer ko dete hain but public sector bank DSA k through directly customer ko loan amount ka max 0.70% provide Kara skte hain. Isme bank ka profit hota h... Kisi b DSA ki profile me uska case daal k us DSA se customer ko refund Kara Diya jata hai. DSA k b high targets hote hain n unhe b apna number of cases ka portfolio maintain krna pdta hai.

[@nishilbright2007]

I've gone with BOB. Floating. No foreclosure or part payment charges from 1st year. Union bank is a good alternative as well from my experience while going for car finance

[@sourabhchoudhary5244]

Bhai aapne bank of Baroda se liya h kya please mujhe bhi guide kre

[@iitian420]

What rate did you get bhai

[@yellow-purple-pink]

Union bank ka experience kaisa raha apka?

[@adityatripathi7403]

Thanks sir mene negotiate kra or interest rate kamm bhi hua.

[@sellymumbai]

Excellent information, based on past video got 8.65% in June 2023 and good offer from dealer and even waiting time reduced in half.

[@adityabhadoriya3191]

Very helpful and informative session Thank you 😊 🙏

[@samabraham3095]

Thank you for sharing this awareness for helping out the society at large! Any videos on Car lease programs that corporates extend to its employees? Would like to learn possibile negotiation levers available to an employee. Also would love to learn how a Corporate Lease compares to buying through car loan from public sector bank... Thanks in advance!

[@tanmoykundu9201]

This is the best video I could found on internet on car loan. Thanks

[@trilochansahu1532]

There is no prepayment penalty after 1 year of loan disbursement for SBI but every other PSBs & private bank charges prepayment penalty. Even if you close it after 3 years

[@aks5489]

एचडीएफसी सबसे बेकार है। मुझसे 3 साल बाद भी चार्ज किया प्री पेमेंट पर

[@imbBhoomeshChandola]

​​@@aks5489icici bank me nhi after 1 year. If u open account u get preapproved offer with rate of 9.1% with fixed rate reducing balance.

[@vikramadityachakraborty3097]

...The best part of your videos is, you choose vital issues and explain them to us very neutrally. What a good level of confidence!🎉

[@sandipankumar7833]

Aap ki financial assistance kafi acchi hai

[@What2do1119]

Private Banks offer all retail loan on monthly reducing interest rate while SBI offers on daily reducing interest rate. So a borrower pays less interest amount in the latter case. Prefer SBI if you are eligible. Always.

[@Gauravsharma-pg7nq]

Every single word true and deep informative.

[@manojkumarsk]

Sir, you always post informative vdos on KZbin. I always watch your channel. Really like it. Thanks for sharing such posts.

[@shekharsharma826]

I also share same information with others. Thanks for putting this on social media.

[@abhimanyubhardwaj2391]

Very helpful and in depth information. Thank you

[@VadirajS]

Thank you sir, I had same exact thought on floating interest rates & your video reassured that.

[@samarbirua8740]

Gagan Sir ki ye videos bohut helpful hain, it is due to these informations, we got a better car deal from the loan and all the processes were streamlined.

[@Ishan0906]

Very helpful. Could you please make a video about car PDI

[@ananyavasudevrm]

I got Bank of Baroda Loan at 8.75% with no processing fees, Plus Rs.4500 Amazon voucher

[@nishilbright2007]

Got 8.90% only but yea no charges and mainly no foreclosure and part payment from Bank of Baroda

[@nishilbright2007]

You got a good offer

[@ananyavasudevrm]

@@nishilbright2007 They have given u Floating. Ask them for Fixed ROI

[@foodiedaroga6000]

Flat me lia tha ya floating m

[@ananyavasudevrm]

@@foodiedaroga6000 Flat

[@vzvish357]

Sirji that smirk at "ceramic coating" 🤣

[@k.s.vijaykumar9081]

Bhai aapka videos are very informative and practical. I have been watching your videos since long.

[@shreenidhi1956]

Very informative

[@smalik131]

Sir Mercedes ke Star Agility ya BMW Audi ke similar finance programs ke baare me bhi ek video banayen kabhi….

[@shailendersinghnegi9502]

Thank you so much sir for creating your all in one car buying information platform

[@JayendraSingh1567]

SBI and BOI me bhi processing fee and stamping charges mang rahe the 835 ks cbil par bhi Mahindra Finance se 8.8 me karvai.

[@SmartWizzard]

No charges on pre-closer in Bank of Baroda also

[@biswajitchakraborty7220]

Very informative video.Thanks a lot.

[@starcarreview]

Great video my friend wishing you good health and success in life love you ji❤❤❤❤🙏

[@dumplingszz8164]

Short time k liye Flat or Floating Kounsa acha hoga ???

[@jeetsomaani2292]

Sir ek help aur kr dijiye. Muje meri AURA car ka AC effective nhi lagta even iske liye mere parents ne alag alag journey time mei bola muje also mere friends ne bhi bola ki AC kaam nhi kr rha iska kya? But Service wale maane ko ready nhi hai woh kehte hai machine laga kr dekhi hai cool kr rha hai. But still muje nahi lag rha... Traffic mei Fan as blower wali feel deta hai. Issme kya ho skta hai also Cruise Control mei speed set krne ke baad kya SPEED fluctuate hoti h? Please help me out.. Iam in delhi

[@rahoolsingh]

How does one check what is the best price at this moment on specific brand/models. Over all info is awesome but one needs to know what offers and best price would be.. warna sab gyaan is theory not applicable.

[@therapy_07_95]

sir plz help me icici bank loan ka rate of interast 10.50% le rha tha or papa ka death ho gya hai or bol rha hai ki pura paisa dena padega

[@Saurabh14000]

Very informative video sir ....thanks

[@rajendrayadav9291]

सर मुझे बॉडी इंश्योरेंस के संदर्भ में बताए जब गाड़ी लेने पर अनिवार्य है क्या

[@EkCitizen]

Mene pehle SBI YONO se apply kia 8.75% par in principal approval ayi. But branch se follow up call ni aya toh mene RMGB bank se lia 8.6% no processing fee, 1year ke baad koi prepayment charges nahi aur 1year ke andar 1% prepayment charges. Me Rajasthan ki baat kar ra hu. Aur process me time bhi jada nahi, Tuesday evening ko apply kia aur Friday ko disburse ho gya. Means 3rd working day me loan disburse. Total 3 chakkar lagae bas.

[@rajdeepkundu5025]

Bangiya Gramin Vikash Bank starts from 8.15% interest rate per annum depending on the CIBIL score

[@seikhnurulhassan6057]

I just got a car loan from HDFC at 8.54% today for my vw virtus 😊

[@mejarrandhawa6595]

Kitne year ke liye or kitna paisa liya

[@Wintox..70]

What is your cibil score?

[@WebosNone]

Never buy car loans as its depreciating asset. Go for small cars instead of taking loans or do savings until you have enough money . Automobiles company and Banks has tied up to get money out of buyers by giving them loans so easily.

[@visheshsaini4829]

Advice for byuing baleno zeta cng or glzanza s cng please tell about upcoming discount and best finance advice upto 5 five lakh ... Plzzz reply❤

[@creativesongs5211]

Sir kya main car ko without loan le sakta hu ? Pls suggest me which is better

[@sakshiarya1538]

Kya jis city me bank account h whi ka address proof hona chahiye

[@ShubhKrishiVlogs]

Me Farmer hu Mene Cash Me car purchase ki thi last year September me LOAN CHAHIYE PLZ BATAYE KONSI BANK BEST RHEGI....

[@Abhyyt]

Thanks Sir! I have applied for car loan with HDFC. They came to me with an offer of 8.7% to start with. Do you think this is a good rate? I've tried to negotiate with them today, but havn't been able to make any change. Edit: Finally closed the deal at 8.5 percent with HDFC and have received the disbursement today. Processing fees have bargained down to Ra. 3K

[@mycarhelpline]

Which car n how much processing fees ?

[@Abhyyt]

@@mycarhelpline it’s a Taigun, around 8K processing fees for a 10.5L loan, CIBIL is 760

[@Newbutold]

Push for zero processing fees at least or try with SBI

[@bibekbapi]

Got with SBI last year 7.45% with no preclosure charges after 1 year. No processing fee. I think psu banks offer lower rate of interest and may be for salary account they offer no processing fee.

[@nishilbright2007]

​@@bibekbapithis rate is not possible in today's market. Repo rate has increased a lot in one year from 4% to 6.50% so such rates are not available unless you went for fixed rate last year or the year before that

[@sunilsahu-sq3ge]

Sir csr loan fix ya floting kaun sa best h

[@deveshkumar-zl8ls]

Sir suggest between venue s and nexon xm Kon si better rhegi City drive monthly 300 km

[@luckysaini7424]

Loan exshowroom price par hoga ya phir on road price parr

[@Leo-gc3hq]

Sir ji kabhi apan car ka review bhi de diyo aur nayo kaun sa car plan kar re se ee bhi bataoo..apke baare main hum janat chahe thoda thoda sa

[@akbarpinjari6745]

Used car loan PE ek video banao

[@amitdarodkar9523]

Thank u sir For providing very important n useful information.

[@kshitijbelanki1719]

Sir I am buying elevate with a bank loan of 15 lacs, I will be thankful if you suggest me a better way of taking loan.

[@jeetsomaani2292]

Sir last month yeh video bana dete.... Aab toh car leli

[@sawankumar3961]

Same here.

[@sellymumbai]

Same here

[@abhisek_misra]

same here

[@Shubham-mj8of]

Kisne kon si li...ye to btao

[@jeetsomaani2292]

@@Shubham-mj8of Hyundai Aura

[@abhisekanupray]

Sir very nice information about the loan ❤

[@biswasays]

In Assam, govt employees are given car loan from SBI @ 6.75 - 5.75 ,what do you say about it..?

[@sarbeswarassam9576]

No bro...minimum 7.50 for government employee

[@abhirajkashyap8944]

I hope this channel grows❤

[@shadymatt]

I have a friend, Kya credit card defaulter ko koi bank car loan degi ?

[@asifasif2684]

Thank you 🎉🎉🎉🎉🎉

[@vasuSports-m2m]

Used cars k liye interest rates kya h sir icici bank

[@VishalKumar-jy3ht]

So informative video

[@kalyandba2005]

Good info Sir as always. Do we get the receipt for the processing fee paid for SBI Car loan?

[@mycarhelpline]

Can check in Loan SOA

[@anuruddhdwivedi5617]

Definitely you can get proper invoice for that if you demand

[@mohdbilalmohdbilal367]

Mere sath sir froad hua hai phele kist bataya 22500ki. Lon hone ke baad. Kist aye 24026 ki 1paymint kardi h mene ab kya kare

[@RamzyExplorer]

Very informative video Bro 🎉

[@vijaybharti1357]

Pnb 8.75 ev for ten years others 8.80. for 7 years. No for closure charges.for government employees nil process fee.

[@VishalMishravsm]

Right ... I do the same and got it on reduced interest rate as one of my friend is employee in bank . He suggested to bargain and I didi the same . Reduced 3000 on processing fee as well

[@786JavedPervez]

5 din pahele ye video upload kar dete to mera 1.5% ka faida hota....

[@rajatsethi3041]

Should I go for Honda elevate manual or automatic. My drive is mostly in the city but I want the best feel

[@taher.lashkar]

If you are a new driver go for automatic. Automatic should be introduced in India much earlier.... Indian roads are narrow and full of traffic and potholes so you will just get frustrated in a minute by switching gears in manual.

[@sushilgupta3423]

Hello sir , i'm loooking to buy nexon xm+s variant do you think its the right choice for now or shall i choose venue brezza or xuv 300 which should be good to buy in this time ?

[@chiragpatil378]

Is it you first car ?

[@sushilgupta3423]

@@chiragpatil378 yes

[@shantanutiwari2]

@@sushilgupta3423dont go for xuv300 personal experience worst service i have faced

[@shantanutiwari2]

@@sushilgupta3423worst experience , no parts availability , no liability whatsoever i have to wait 27 days so they can fix my car they compensate me 27 k per day 1 k for the inconvenience

[@sanjaykapoor5976]

Sir kindly suggest better car among fronx and tata punch for daily use in rural area of Himachal Pradesh.

[@mycarhelpline]

Fronx

[@sanjaykapoor5976]

@@mycarhelpline Thanks sir

[@thewarlord502]

Fronx

[@arindambanerjee6417]

How do I decide the budget for buying a car?

[@mycarhelpline]

Pls search video on FInancial aspect on buying car by MyCarHelpline - will assist

[@jaggiswamey8932]

Good Night Sir.

[@mudavathjayanthi2798]

Better hotha if u can specify minimum interest rate Bata dete

[@RohitSharma-fe2bl]

Aapka content is awsm

[@GAUTAM_GB]

is jimny a good daily use car for village road ?

[@kirthidhar1619]

Confused between suv cars kia sonet or Nexon or brezza , budget , 12 lacs, 80 percent highway drive, can you suggest me sir?

[@mycarhelpline]

Avoid brezza as high speed handling is poor . Choose one in between sonet n nexon

[@santoshbharmal61]

नेक्सन

[@tcn6168]

Hyrider best choice

[@GAUTAM_GB]

প্ৰয়োজনীয় Video

[@tcn6168]

Sir ji website upgrade karo bahut sari futures error hai

[@mycarhelpline]

Pls share on [e-mail] with examples . Will definitely check same and correct.

[@wvijay12]

Nationalized bank se loan le jiye.

[@yasirkathroo]

Thank you

[@bhoirabdevil]

I bought my KIA Seltos through PNB in 2019. First my ROI was 7.4 After 3 years ROI is 9.9 Bank says it’s due to increase in Repo rate by RBI Is it true?

[@mycarhelpline]

if It was floating then possible

[@nishilbright2007]

Yes. If it was floating rate

[@nishilbright2007]

Repo was 4% at one point and now it is 6.50% currently

[@vijaybharti1357]

Does cibil score matters in roi offered

[@mycarhelpline]

Yes

[@epistemophileAmit]

Nice!,,,..Can we eliminate the pay out commission if we take loan directly from Sbi?

[@Rahulrisin]

Bank pays from their pocket

[@shivamd9074]

2018 honda city V 4th gen petrol model, 40km driven, manual transmission from Spinny Price - 7.01 lakh Is it a good deal? Anyone pls give your suggestion.

[@mycarhelpline]

Which city ?

[@shivamd9074]

@@mycarhelpline Lucknow, U.P.

[@shivamd9074]

​@@mycarhelplinewaiting for your reply

[@jeevansingh1891]

Thanks bro 🙏🏻

[@Vijaybakshi]

Good Information

[@h-i_m.]

Bhai car loan lene ke liye age kitne se kitne hona chahiye

[@polsonowal07]

Are you a kids?

[@vivekmahajan4999]

बहुत बढ़िया

[@taq2umar]

Maine SBI se car loan lia tha, jo ki auto debit tha but SBI ne 3months ka data CIBIL ko late bheja jiz wajah se mera cibil 100score down ho gaya jabki 3months ka auto debit same date pe hua, maine kaafi try kia sab jaghan mail kia but still koi suniwai nai hue😢

[@VIVESERVA]

Rbi obdusman ko complaint kro 5 din main hath jod kr kr denge

[@taq2umar]

@@VIVESERVA bro wahan kaise karte hain complain?

[@VIVESERVA]

Rbi obdusman ki site hai uspe jao form fill kro done

[@srinivasrao369]

Best buy on a loan from ur FD

[@AmritpalSingh-lk8jj]

Good

[@jaggiswamey8932]

Om Nameskraji. Good Night

[@betterbangali]

Sir mujhe car lena he,punch lu ke exter lu please reply me

[@mycarhelpline]

Exter if want engine refinement, more smooth pickup, light steering, cabin insulation with Hyundai reliability as core element .. else if seek suv kind approach, better stability on higher speed, unmatched build quality n even better all round cabin space is Punch

[@betterbangali]

@@mycarhelpline thanks sir

[@nitish2106]

Mai to punch lunga

[@hardikprajapati6039]

co.op bank lowest interest rate

[@SmartWizzard]

My Private banks is offering me at rate of 8.8 and dealer saying 9% in SBI and raising concern that if I process it from bank then I have to roam around them for documentation and other signatures but if they process everything will be done at dealer. What do you suggest, taking finance from dealer is good or take insurance and finance from outside?

[@Rahulrisin]

Take loan from your bank, negotiate on insurance

[@Newbutold]

Ask them to match the rate of interest. Don’t worry about documentation if you are salaried and have good cibil score

[@udaykumarj]

Nice info sir. Planning to buy altroz xm+s petrol . Under 10L. Is it a good choice, little worried about Ground clearance. Pls share your suggestions sir. Thank you

[@mycarhelpline]

Except pickup which is like slowest in segment - an excellent car to own from build, handling, suspension, features. No issue in gc in regular city use

[@udaykumarj]

@@mycarhelpline Thank you sir

[@surajmehra699]

Hi Sir, I have preapproved loan from Icici bank as I am their customer.....please let me know that should i take this?

[@mycarhelpline]

Advantage is minimal documentation just kyc docs.. rest pls read terms for loan as rate, pf n fc charges

[@mayankshah8861]

Co-operative banks offer better rates..

[@mycarhelpline]

Like ?

[@jdtalks24x7]

Bank of maharashtra also lowest

[@leodsouza5272]

SBI is a worst Bank to deal with. Lot of hidden charges

[@suryakantadas3235]

But HDFC Bank provides me 8.5 % ROI

[@hirakbhaumik1996]

Itna hi samajh hain to bank mein hi naukri kar lete ..idhar kyon aia

[@GAUTAM_GB]

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