If You Buy Bike, Scooter or Car On Finance / Loan Then You Must Know This Thing Related To Showroom

Bike Giveaway Video Link : • New Bike Giveaway On R...
If you are going to buy motorcycle (bike), scooter (scooty), car or any other vehicle of any automobile company in finance / loan / EMI, then you must aware of the financial scheme of different banks.
#TwoWheelerLoan #CarLoan #BikeLoan
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[@MECHANICALTECHHINDI]

Bike Giveaway Video Link : kzbin.info/www/bejne/pavVm6d3Z62CfpI

[@nillamaztips689]

Sir apne to mere ankhon ko khol di very nice video ba ba

[@dhakadsongs2674]

गलत जानकारी दिन है आपने emi जो होता है आपका downpayment क़ो छोड़कर बाकि क जो पैसा आपको देना होगा उसपे कितना ब्याज ले रहा है अलग अलग फाइनेंस कंपनी

[@madhukarkale3367]

@@nillamaztips689 ŕŕŕr4rŕ44r4r⁴4ŕ4ŕ4rŕŕ⁴rr4ŕŕ

[@rajubhaiangulvlogs]

Mein Jald car lene wala hun thank you for information ❤

[@rajubhaiangulvlogs]

❤ From Angul, Odisha

[@ateequrrahman4684]

One thing is clear..Bank profit is more than the manufacturer

[@syadkareem9122]

Super kya baath hy sirrr

[@utkarshkumar3765]

Because bank is taking risk while manufacturer/dealers are getting full amount anyway...

[@syadkareem9122]

@@utkarshkumar3765 ghanta RISK... 🤣🤣🤣🤣vijay malya ki jay Ho...

[@utkarshkumar3765]

@@syadkareem9122 still loss to bank ka hi h...

[@syadkareem9122]

@@utkarshkumar3765 bhaijaan..Loss me Hye Tho band kardoo.. Chal kyse rahe hen..

[@abhijeetkhetle1728]

The same happened with me.. 2 years back I went to the Hero Showroom here in Mumbai to book Xpulse 200 BS6. I have prepared that I want to buy the bike on emi, so the hero Showroom guy suggested to me HDFC finance option, so he came and suggested me one of his schemes, but the scheme which he has suggested to me is I want to pay interest of Rs 40000 extra to the bank, so my Xpulse price was 1.30 lac onroad, but I want to pay 40k more for EMI which the bike is coasting 1.70 lac, so I immediately told him that what bullshit is this. I immediately booked the Xpulse without any loan, so banks are making fools for those who don't know about EMI schemes and procedures etc , so banks are making more profits than manufacturers

[@360vlogsbittu]

You had so you paid

[@yourhighness1076]

TQ so much bro, Me vi bike emi pe lene wala tha, par mujhe Loan ke bare me itana pata nehi tha, Abi pura samajh me aa gaya, TQ bro, Allah Bless you

[@harshpatel6657]

भाई, इतनी मेहनत करने और इतनी अच्छी गहराई में जानकारी देने के लिए धन्यवाद 🙏👍💙🧡

[@sagarmohanty1279]

Very good and informative video. Points to be noted 1. Generally Bank charges less interest as compared to the NBFC(xyz financial services) 2. I would recommend buyer to buy the vehicle at full price at little delay. Because after 1 year the value be 20 percent less than buyed value

[@acebiosciences108]

Vai tikie bujhei dia bhal se

[@David-sn6xd]

I had a question, can i register a bike in my name while my father is going to finance it though a loan?

[@sagarmohanty1279]

@@David-sn6xd yes possible

[@kolegend1060]

@@acebiosciences108 Sia kahuchi pura tanka daiki bike kini diya jadi paisa nahi ta wait kariki save kara karana bike ra market value 20 percent Kami jiba 1 barsa pare but ame emi re nele almost 20 percent extra tanka daba

[@birendas2014]

bro i have a little confusion like current bike ka price 1saal baad kaambho jayeg

[@praveen0263]

Forget emi, ask what is the rate of interest and confirm whether interest is fixed or floating. Because it is easy to understand who is charging more.

[@Gautham7766]

Currect bro

[@pushpendrasingh8277]

👍

[@prakashnag4361]

Correct bro

[@kiranlotekar689]

Explain with example Sir

[@neeleshmishra9631]

Bike loan mostly FLAT interest pe hi milta hai

[@anjanbharali119]

This happened with me. Out of excitement and emergency I didn't thought much and the indusind bank person took advantage. Now I am paying too high interest just because I didn't compare.

[@humanguu9121]

How much interest rate bro

[@SaniyaAggarwal-7432]

​@@humanguu912115.3%

[@RhtSingh]

Same bro

[@crazylove2426]

What is the ROI you are paying?

[@deepak_8667]

Do U even know the fullform of ROI ?? ​@@crazylove2426

[@combofixer3072]

सबकी मिली भगत रहती है ग्राहकों को लूटने की आपने बहुत ही ज्ञानवर्धक वीडियो बनाया है 👌👌👌👌👌👌👌

[@AniketKumar-nl3ng]

आजकल स‌भी‌ फायनेंसर और एक्जीक्यूटिव मिले रहते हैं और‌ घुमाफिरा कर एक जैसा ही प्लान पर ले आते हैं

[@Jai.hind.jai.bharat.7MAim]

पानी के छक्कर मे लडाई हो गई 😡🤜 | #minivlog #shortvlog #dailyvlog #youtubeshorts #shortvideo #vlog

[@samirkumarpradhan4450]

One thing, all the above bankers are pvt ltd banks, who calculate interested in flat ROI basis, if you go for a govt Bank, the ROI is bare minimum and emi will be accordingly. Yes they will only finance to persons with acceptable Credit rating and income sources.

[@doibabu9104]

But govt Bank take 1/2 months to approve your loan or otherwise give cut money to banker he will do the job fast.......that's y people do finance in bike showroom

[@gouravasodiya6989]

Yes and also these private bank agents are there bcz they also know no will come to them so they go to customer unlike govt bank.. those who knw they will go to bank and take loan

[@BhavS15_20]

Hum to full payment me hi lena pasand karte h bhale hi paisa ni hone par5-6 mahina wait karna padhe qki...12-18 mahine me 15k-20k q intrest de😉😉

[@rajanshukla7053]

Vehicle mehnga ho jayega tab tak utna hi

[@motohub555]

Sahi kaha bhai finance oe kabhi gaadi na lo

[@ganeshshaw1609]

Aapne is topic pe video banake laakho logo ki madad ki hai. Even mujhe ye pehli baar pata chala. Thanks a lot. 😊

[@Thuglife-nm1kt]

i am about to book Nexon on finance... thanks for reminding me of this... i had completely forgotten this point

[@kavishwarmokal124]

I won't go with any of the financer scheme shown in video, even though Axis bank quotation looks attractive, if you calculate the actual interest rate of loan it comes to be around 30% per annum. So kick their butt out.

[@crazylove2426]

Seriously it's literally 28% ROI 😅

[@k0u0s0h0a0g0r0a0]

HDFC employees tried to use heavy terms to deceive me (such as, we provide interest on floating, reducing basis etc. others have hidden components in interest rates, etc.), but I asked the exact EMI for that down payment. It was much higher than that of any other bank. This is how I understood their real intention, and did not take any loans from HDFC from that day.

[@vikramjgodbole7535]

Very helpful thank you so much!

[@somnathmondal2166]

One of the most informative video. Topic is very helpful for everyone. Thank you..

[@chandrabhanyadav8691]

Sir your efforts are really appreciated 🙏, thanks for making such informative and descriptive and comparative video

[@tanishqtourtravels698]

I'm not agree with her different loan amount ,it's huge difference. Brother....

[@asishraz6173]

Wow, sir. This is really very very informative. Thank you so much for sharing this. Keep doing the great work.

[@ajayrawat5340]

HDB is NBFC not a bank and Axis is a bank thats why there is a difference in the EMI structure. Intrest rate of Bank is less than the finance company.

[@sanatanidost1731]

The point is not nbfc or bank The point is buyer should aware

[@AnjaliHembrom-gg2tm]

Mera 39000 ka loan tha total 42518 rupees bhar di har mahine or Paisa bharne ka MSG aa raha hai batao kya karun samajh nhi aa raha

[@SandyDamy]

Simplest way to ask to these agents is, what is the interest rate, minimum the interest rate and minimum the tenure you will end up paying minimum interest.

[@user-ks2iv7mv6c]

Par EMI bhut ban jaati hai

[@shubhamjuvatkar4023]

​@@user-ks2iv7mv6cwoh to hoga hi bro. Agar interest kam bharna hai to loan duration bhi kam rahega plus emi jyada dena hoga

[@pushpendrasingh8277]

Right 👍

[@justastudent1979]

Bro interest rate kam bhi raha to, other add up charges me wo 15 se 20 hazar add karte hai

[@prakashnag4361]

​@@user-ks2iv7mv6c bro down payment bhi to jyada karna hota hai

[@pratimabhola8345]

Very well explained thank you so much sir.

[@DeepakMishra-nl4ul]

Mai TVS ke showroom pe Jupiter scooty lene gya tha, 2-3 financer the uske paas sabne 16-21% ka interest rate bataya plus 3-4 thousand processing fee, finally maine CRED app se 13-14% pe personal loan uthaya with minimal processing fee (400-500 rupees) aur payment kar diya, Cred app pe ye bhi facility hai hai ke agar aap time se pahle hi sara paisa lautana chahte ho to koi extra charges nhi lagenge

[@chetanjadhao4872]

Thank You so much for this video.

[@shobitbhujel7766]

Thank you so much for this helpful video...❤️❤️

[@RAHULYADAV_28]

Very knowledgeable video. Loved it . Everyone should watch it before buying bikes

[@AkshayBuddy5]

Bhai.. salute aapko.. bahot accha and simple explanation tha . Plus video super useful tha.. thanks and kepe it up man❤🎉😊

[@vaibhavmakwan8576]

Nice video bro. But there is also one option of money view. You can go with that. The reason why I am saying this is that when you get your rc. There the owner name is the bank name. And everytime you have to carry the loan paper and also it's very much hassle. So take a loan from outside and do a full payment in bike purchase.

[@rajkumarnegi4648]

very well explained! thanks 👍🙏🙏🙏

[@irshadansari1104]

Glad to have such a informative video....thanx for giving awareness...

[@gauravsachan9845]

Interest rate is the key. That's it. Why making things complex. Just ask the Interest rate. 🙏🙏

[@Pratham40s]

not really, processing fee is also a component to factor in.

[@ajitchatamba1409]

Thanks sir for your best topic discussion 🙏🙏🙏🙏👍🏻👍🏻🎉🎉🎉🎉

[@Rajibul015]

Helpful video for millions thank you sir 🙏❤️

[@jaswantdas8510]

2nd hand ले लूँगा पर किस्तों पर कभी न लू मेरा भी अनुभव ये ही रहा है

[@devis011]

Wah sir ji wah.... Aap mahan hai.... Kitna smile krke samjhya aapne.... God Bless You....

[@Cgshiv04]

Thank you thank you so much sir ji aap ke video dekh kar mere ko bahot kuchh sikhne ko mila mai bhi fasne wala tha warna Bajaj finance ke chakar me bahot jada emai bol raha tha

[@SSS-dd1um]

Many hidden charges they never tell us like processing charges,file charges etc.

[@kuchv8428]

Eye opener vid..thank you

[@todaystrend2758]

Ekdum mast explain Kiya bro.thank u

[@govindrathi6523]

Thanks for making this video. This is going to help millions of people who are not aware of this things. I had the same experience but I was aware of these things that helped me to save my money in EMIs. I got into many showrooms and checked multiple offers from multiple banks and finally I brought my bike in 12 months EMI with only 4% of interest having difference amount of 14000 only with L&T Finance whereas other banks were offering 10-12% of interest like IDFC, Axis, Tata Capital, HDFC and ICICI bank. I have saved more than 20000 by not buying there offers.

[@MECHANICALTECHHINDI]

Good 👍

[@007_Sun_Tzu]

4% ??? Ye kaunsa rate of interest h bhai ...koi nahi dega itne rate pe ..don't lie...min rate is 6-7% aur abhi to 9% chalra h

[@govindrathi6523]

@@007_Sun_Tzu You get it man. There is nothing to lie I'm not getting paid to kie for this. If you have an excellent civil score and has been using cc, loans since long with excellent payment history without anu defaulters you will get it. Again that depends on case to case. My loan partner was L&T finance and if I don't round off my roi is 3.99% for 12 months tenure.

[@harshsalunkhe9347]

U got ur loan from L & T finance???

[@govindrathi6523]

@@007_Sun_Tzu jhuth bol k mujhe mya milega bhai... jo mila h whi bola hu na toh sach bolne pe mai paise jitunga or na jhuth bolne pe 😂

[@theteacher8444]

The difference is because the rate of interest from different bank's

[@kumar_yogesh_azaad]

Thanks for this priceless information,

[@gautamlohar3399]

Thankyou so much. I was looking for these type of information.👍

[@subhendutripathy146]

Bhai.. very Informative 🙏Thank You for this content

[@roshansirkiclass]

Go for those banks which have low interest rates

[@sugumarjain2190]

बहुत अच्छी है और इस तरह की कोई बात नहीं बोलते 🙏🙏🙏👌👌👌

[@Ravi_SSingh]

It's simple yaar.. NBFC will always give you more interest rate than banks. So avoid taking any loans from NBFC like HDB, Tata etc. Also compare banks offer on your loan amount. You'll considerably save 5k-10k on total amount paid after down😅 payment. Also compare with all available showroom quotations. Coz ex showroom is same for all but not on road price.😅

[@turtle_health]

Very informative. Thanks 🙏

[@gourishankardalai3272]

Many many thanks sir for ur valuable information 👍🙏

[@sheikhmohddanish5349]

The reason because finance company is take more risk to give people loan even if you are not eligible in any bank they can give you loan but for that risk they take hefty interest on loan amount

[@rajkumarapat726]

Maine bhi apka rule follow kiya aur fayda Mila..thank you....

[@dipakkori7791]

Thanks for sharing your knowledge.....sir

[@nitinbharade6256]

Thanks sir for giving important information about the finance

[@megrashnarleng]

Thank you very informative video 👍🏻

[@proud984]

Very informative video, thanks🙏🙇

[@THEgamer295sk]

Esa kush nhi hota m btata hu difference kha atye hai 1 .first apke cibil score check kiye jatye then apko kya intrest bank degi juspr depend hota hai ... 2 . Ap kitna down payment kr rhye ho uspr depend krta hai .. 3 . Hr showroom m jo v seles man ho ja owners se lekye jo v apko deal krta hai ..unsab thoda thoda profit devide hota vo sara peisa apse hi collect hota jise apki loan amount increase ho jati wha difference atye hai.. 4. Sometimes jo bank ki traf se hotye vo kbi apni commission nikltyr hai apki down payment se to loan amount increase hoti hai ... 5 and last hr bank ki alg policy hoti hai jha pr unka p.f alg hota then difference atye hai .. that's it..🙏🙏🙏 All clear ....

[@ampassionstruck9138]

...thats why !! Paisa hai to cash gaadi lo, festive season mei lo aur best se best deal lo. Buy in cash and sleep peacefully.

[@bidhandavlogs2066]

Very nicely explained 👏👏👏

[@anandkantilalgundecha6701]

June 2017, when I bought the Honda bike which is the story we are telling now, I also went to different showrooms and checked all the bank accounts.

[@rajatsinha2893]

👌👍🙏Bahut achhi advise di aapnei,sir,thanks.

[@deepakchaudhary9006]

Thanks a lot Sir☺️💙 You helped me For my Future Scooter Ntorq 💯

[@abhaytiwari9861]

Sir mai HDB FINANCIAL SERVICES me Financer hu aap ki video achchhi lagi . But ham poori koshish karte hain ki costomers ko achchhi schime de.

[@ashadulislamalhadi3468]

In the year 2019 that's also happened with me L&T finance i was paid 20k extra. I didn't try different

[@safikansari3170]

बहुत ही अच्छी जानकारी दी आपने। ♥️👍♥️

[@pocom3542]

Just went to buy bike. Total cost of bike is 1,57,867₹. Then I checked TVS credit finance and it's interest rate is 11% . Interest is almost 32k for 2 year. I am really disappointed there is no option to pay your emi in 6months

[@rajputniteshsingh7128]

Which bikr

[@drvinodrajput4788]

If possible you can directly swipe credit card and after that convert the amount to 6/9/12 emi with processing fees around 1k to 3 k then interest varies from 14 to 21 % and emi from 14k to 19 k … etc no documentation no that sales person bargaining etc… Also there r many dealers offering no charges for credit card transactions

[@MusicWorld-oq7fj]

@@drvinodrajput4788 Bhai agar mene scooter liya hai emi pe aur me chala raha hu paisa de raha hu per month magar mujhe dusri gaadi chahiye aur mujhe iska emi nahi bharna toh kya honga bhai bank waale le lenge scooter aur humko paisa dene ki jarurat bhi nahi kya

[@MusicWorld-oq7fj]

Bhai agar mene scooter liya hai emi pe aur me chala raha hu paisa de raha hu per month magar mujhe dusri gaadi chahiye aur mujhe iska emi nahi bharna toh kya honga bhai bank waale le lenge scooter aur humko paisa dene ki jarurat bhi nahi kya

[@pocom3542]

@@MusicWorld-oq7fj you can exchange the old one. Bank wake nahi lenge wapas

[@mr.nitin784vlogs]

Thank you so much brother😊 aap Jaise Insan bahut Kam Hai Is duniya itni khulkar baat batane ke liye again thank you so much

[@manojawasthi3406]

बहुत-बहुत धन्यवाद भैया जी क्योंकि मैं इसी समस्या में उलझा हुआ था

[@Harmandeep_Singh_]

Thank You Bro Very Useful Video

[@theridingavenger]

Most interesting thing is HDB Bank me 80,000 down payment karne par bhi rate difference 25k hai... Aur 40,000 karne par 21k hai..

[@saisiddeshmamidoju1728]

down payment ke bad apko loan amount kitna jua....? mai ek activa liya 96500 total price that 15k downpayment ke bad loan amount ko 82k show karna tha par 88k show kar raha hai.......puch tho last mai bolre 5,5k processing fee apke satt bhi isa hua hai?

[@Socibuddy]

@@saisiddeshmamidoju1728 kab liye thay aap !???? Or kya kya document liya tha aap ka mein iss liye puch rha hu q ki mujhe v ek Dio dx scooty Leni hai

[@_SAMI_01]

@@saisiddeshmamidoju1728 mere saat hua hai ye 90k ka loans hona tha lekin documents pr 98k show ho rha tha hdfc wale bole processing fees hai

[@NityaYadav149]

Mere sath bhi

[@MusicWorld-oq7fj]

Bhai agar mene scooter liya hai emi pe aur me chala raha hu paisa de raha hu per month magar mujhe dusri gaadi chahiye aur mujhe iska emi nahi bharna toh kya honga bhai bank waale le lenge scooter aur humko paisa dene ki jarurat bhi nahi kya

[@AbdulWaheed-uu6yj]

Thank u very much brother 1001 percent correct banks finance schemes maximum peoples no knowledge

[@omkarnathsinghbariha1564]

Thank you sir for your valuable knowledge

[@-chrissenpai]

Mene 25k bhare platinq 100 cc li 2618rs ke 24 emi li 15 k interest Bajaj finance 👍

[@yogeshbhavar4846]

Very good information thank you so much for information 👍♥️

[@nandukarmakar5424]

Thank you so much sir Hum bhi ek do din me ek bike purchase karna cha rahe the aachha hua aapne jankari de diye

[@Nirajkumar-ol5pb]

इतनी अच्छी जानकारी देने के लिए धन्यबाद..... मै अभी कुछ दिनो मे गाडी लेने वाला हूँ

[@sibasishmoharana4587]

Nicely explained 👍

[@premprem4301]

सर आपने बहुत अच्छी जानकारी दी धन्यवाद

[@RahulKumar-np8zl]

Thank you so much. Very Informative Video.

[@NareshKumar-tk5gp]

Superb video..educated very clearly about saving money... Hard work ..

[@chetanraval4561]

Thank you for this information sir👌👍

[@Salman-eu8ns]

Bohot hi accha video tha bhai bohat acchi knowledge di aapne

[@Taranathbh]

धन्यवाद प्रभु मै नेपाल बुटवल से देखरहा हुँ अच्छा लगा भिडियो

[@satishbishi9084]

Thanks for the sharing the video sir lovely information 🥰🥰🥰🥰🥰

[@maheshdongre3211]

Very informative 👍

[@abidhossainmolla7106]

Most Gracious, Most Merciful and Almighty God's Grace, Blessings and Peace be Upon YOU...!!!

[@ashwathnayak6052]

Best video thank you so much...👏👏💓

[@sureshrokade4138]

Thank's Bhai bohat aachi janakari diye ho💜💯

[@anilbharti9956]

Thanks you for informing everyone

[@bullbear7887]

Thank you for this valuable knowledge

[@marutigavali6044]

तुमचे व्हिडिओ छान माहितीपूर्ण असतात. लय भारी

[@kunnu101]

Thank you so so so so much sir ❤️ for this video i was also going for ntroq race addition and i have to pay extra 45 thousand on my emi 😢 they were giving me finance of otto capital

[@davelawson2564]

go with bank

[@SpkVlog17]

Same bro. Without having any knowledge I have taken honda dio loan but after knowing it i have to pay more than 30k on EMI. Taking vehicle loan is not a good idea.

[@abhish155]

Today I got the knowledge from you ...Thank you so much for informing ❤️❤️❤️❤️..Love from Tulunad 🚩🚩🚩

[@abhilashabhi873]

Karnataka na

[@abhish155]

@@abhilashabhi873 ha s

[@royalbengal4590]

Thank you Sir. Mujhe EMI main gari kharid na hain. Apki vedio se bohot madat mila 🙏

[@ajayk2204]

Even the rate of interest can be lowered for the same bank . And along with th his do visit different showrooms , the basic cost of the bike can also be reduced. Also if the bike is new thn showrooms offer bonus and discounts. Also showrooms offer exchange over older bikes and if the bike is if the same brand thn u further get a very good exchange amt . I got 40000 ra for my Honda sp125 which i used for 3 years /115000 km. And tvs offered me 18000 for the same bike. It all depends on the bargaining skills . If u look desperate they will take you for a ride .

[@user-gn1pf8ug6p]

very informative video Sir... 🙂🙏

[@RahulGupta-rd6py]

Sahi baat hai bhaiya verbally sunke decision lena bahut bara mistake hai....

[@ananyaentertainmentvlogs1541]

Right brother, ,,my 1st like and comment, ,thnq

[@Khizrkhan66]

Very good video for costumer information ...thankyou Bhai... ❤👍👍

[@vicks78]

Excellent work done by U..

[@Shivu_0066]

भाई आपने तो ❤️ जीत लिया....कितना अच्छा समझाया है आपने 👍👌