Thanks a lot. for beautifully explaining the concept of calculation of DSCR, especially as to why we add back Depreciation, Tax and Interest. Here I need one small clarification. The interest added is whether interest on the Term Loans alone, or the whole interest on borrowings charged to the firm.
@carajaclasses6 жыл бұрын
Natarajan Dandapani interest on term loan only
@carajaclasses6 жыл бұрын
"Thank you very much Natarajan..... If you wish to get my Financial Video lectures daily direct in your "WhatsApp", then watsapp me "KZbin LECTURES" through this link wa.me/917736022001 . Do not forget to check out the complete course on this topic - BANKING CREDIT ANALYSIS PROCESS - www.instamojo.com/caraja/banking-credit-analysis-process/?discount=ytbcap6 - All my courses are available in my web www.carajaclasses.com”
@VinodKharvi1114 жыл бұрын
Skillful and Deep explanation.. I strongly recommend CA raja Classes course who wants to learn project financing.
@furiousgtz5 жыл бұрын
Is retained profit the COGS and expenses - Sales = Net / Less repayment = dscr?
@NishaKumari-of7ln4 жыл бұрын
Sir if holiday period is 15 months then for 1st year can we take only interest amount and principle amount as zero.. Or we should start calculation with term loan repayment period? Kindly suggest
@RAJPOOTBOY103 жыл бұрын
Hi
@jubingeorge10482 жыл бұрын
Sir, Why is the average balance calculated in the interest computation sheet while making calculation of the interest amount?
@carajaclasses2 жыл бұрын
It will give u approximate amount
@muthukumar-iz1jx2 жыл бұрын
I am working in banking sector and I would like to join the class for ratio analysis..which class suitable for me...kindly advise...
@prakashburange70754 жыл бұрын
What if NPAT is negative. Will it be deducted from source
@nrs24393 жыл бұрын
Sir....... TQ for the vdO.... it's so in a very simplified way... 🙏
@entertainmentempire40072 жыл бұрын
Debt equity ratio,break even point, saparate cls maadi
@vijayr25903 жыл бұрын
Hi sir, awesome explain regarding dscr calculation but I have a doubt, why interest on TL is calculated in bscr and what is logic sir
@carajaclasses3 жыл бұрын
It’s basically to know profit earned before paying interest
@carajaclasses3 жыл бұрын
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@shailendersingh42286 жыл бұрын
Justt wooowwww i m ca final year student nd ur presentation s awesome sir
@carajaclasses5 жыл бұрын
I am glad that you liked my lectures. You can also Whatsapp me through this link for any queries - or simple text LECTURES to subscribe to our Whatsapp Lectures wa.me/917736022001 Do check BANKING CREDIT ANALYSIS PROCESS carajaclasses.com/BCAP.html for comprehensive lectures. Check out our other courses from website www.carajaclasses.com "Never stop learning, because life never stops teaching"
@askarali60132 жыл бұрын
Fantastic teaching ...! Thank You sir...!
@carajaclasses2 жыл бұрын
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@RAHULSHARMA-ed2rd3 жыл бұрын
Sir whether interest on working capital is required to be consider for the calculation of DSCR
@carajaclasses3 жыл бұрын
kzbin.info/www/bejne/bKGzkqGBh7-SntU Watch this
@RAJPOOTBOY103 жыл бұрын
Wonderful amazing and comprehensive method.
@carajaclasses3 жыл бұрын
I am glad that you like my lectures. Check out various free courses I have published on the related topics from this link: courses.carajaclasses.com/s/store/courses/Free%20and%20Supplementary%20Educational%20Resources If you wish to take your learning journey to the next level, that too in KZbin itself, then I have an amazing opportunity for you! KZbin has enabled Paid Membership Platform & I have created 3 Membership Programs for KZbin Subscribers: i) Banking Program ii) Finance Program iii) Banking & Finance Program You will get exclusive perks by joining this Membership. To know more, Click: kzbin.info/door/J7fpdDxAJ8pRoE0oUanVlgjoin Subscribe to our Whatsapp Community for Daily Dose of Lectures and Educational Resources: wa.me/917736022001?text=Subscribing%20Lectures%20from%20KZbin
@necromaniac60792 жыл бұрын
Wow bossman. My sbi alumini 👍
@mozpassion89966 жыл бұрын
Looking in to balance sheet, do I have to take all debt? Or just the long term? Do inhave the principal paid annually or total?
@carajaclasses6 жыл бұрын
For DSCR Computation, take long term loans with repayment schedules. There will be unsecured loans from promoters not repayable immediately. They need not be taken.
@rudyarmandofigueroarosales3716 жыл бұрын
Good afternoon! congratulations for this video, it is a good material! I have a question. why do you use the average balance to calculate the int. @ 10% instead use the opening balance? thank you very much!
@carajaclasses5 жыл бұрын
I am glad that you liked my lectures. You can also Whatsapp me through this link for any queries - or simple text LECTURES to subscribe to our Whatsapp Lectures wa.me/917736022001 Do check BANKING CREDIT ANALYSIS PROCESS carajaclasses.com/BCAP.html for comprehensive lectures. Check out our other courses from website www.carajaclasses.com "Never stop learning, because life never stops teaching"
@MisterJyo4 жыл бұрын
I believe that is just to calculate the interest on a weighted average basis for 12 months
@ifeatuibeziako598 Жыл бұрын
I will like to learn more from you
@sriramraksha97893 жыл бұрын
explained very well ,sir i would like know more regarding the classes can u pls guide me
@carajaclasses3 жыл бұрын
I am glad that you like my lectures. Check out various free courses I have published on the related topics from this link: courses.carajaclasses.com/s/store/courses/Free%20and%20Supplementary%20Educational%20Resources If you wish to take your learning journey to the next level, that too in KZbin itself, then I have an amazing opportunity for you! KZbin has enabled Paid Membership Platform & I have created 3 Membership Programs for KZbin Subscribers: i) Banking Program ii) Finance Program iii) Banking & Finance Program You will get exclusive perks by joining this Membership. To know more, Click: kzbin.info/door/J7fpdDxAJ8pRoE0oUanVlgjoin Subscribe to our Whatsapp Community for Daily Dose of Lectures and Educational Resources: wa.me/917736022001?text=Subscribing%20Lectures%20from%20KZbin
@saralaravi98314 жыл бұрын
Superb sir vaazhga valamudan
@carajaclasses4 жыл бұрын
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@prajaktapende77256 жыл бұрын
hello sir , my doubt about Depreciation . is it depreciation will be same in every year ? coz its decreasing . please clear my doubt
@carajaclasses6 жыл бұрын
prajakta pende depreciation Will be constant if straight line method followed, it will be decreasing if written down value method followed
@MisterJyo4 жыл бұрын
Is DSCR should be certified by auditor for Loan purpose?
Sir Very very thank you for your lectures I am watching all lectures available on KZbin . I want to master in Balance sheet please suggest me. I am science background working as field officer.
@carajaclasses5 жыл бұрын
I am glad that you liked my lectures. You can also Whatsapp me through this link for any queries - or simple text LECTURES to subscribe to our Whatsapp Lectures wa.me/917736022001 Do check BANKING CREDIT ANALYSIS PROCESS carajaclasses.com/BCAP.html for comprehensive lectures. Check out our other courses from website www.carajaclasses.com "Never stop learning, because life never stops teaching"
@rohit283932 жыл бұрын
Taught very well
@carajaclasses2 жыл бұрын
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@mozpassion89966 жыл бұрын
Hi there, what if the principal repayment is not the same for the 5 years?
@carajaclasses6 жыл бұрын
You have to build repayment schedule in DSCR Computation. It is not necessary it should be same all the years.
@aqsazikra51414 жыл бұрын
Sir can you please provide us this excel file so that it will be more easy to learn this topic
@Pawankumar-nl4fe7 жыл бұрын
Hello sir, I have one doubt with regard to DSCR... In balance sheet while classifying Current Maturities of Term Loan, please clarify that whether the current maturities of Term loan pertains to that particular FY or the next FY... Let us assume that Rs. 100/- is classified under current maturities of term loan in the ABS of FY 2015-16, please advise that whether the same has to be reckoned during the FY 2015-16 for the purpose of calculating the DSCR or the same has to be considered for the FY 2016-17 for the purpose of DSCR... Regards, Pawan...
@carajaclasses7 жыл бұрын
Pawan kumar 2016-17
@Pawankumar-nl4fe7 жыл бұрын
CA N Raja Natarajan Sir can I know the reason specifically?
@carajaclasses7 жыл бұрын
Pawan kumar in 2015-16 it is shown as current liability - that too as on 31-3-2016 - it means payable within 1 year - so obviously payable in 2016-17. Hence counted in 2016-17 DSCR calculations
@poulomidevroy62655 жыл бұрын
Sir, why aren't we adding sales to compute total source?
@hari-xo2fm5 ай бұрын
The loan is serviced from retained profit. Not from total sales. Only after maintenence of the workforce and machinery can the m/s service it's loan.
@Arunkumar-pd6hr6 жыл бұрын
Awesome Sir
@carajaclasses6 жыл бұрын
"Thank you very much Arun kumar If you wish to get my Financial Video lectures daily direct in your "WhatsApp", then watsapp me "KZbin LECTURES" to +917736022001. Also do not forget to check out the complete course on this topic - ADVANCED FINANCIAL MANAGEMENT - www.instamojo.com/caraja/banking-credit-analysis-process/?discount=ytbcap6 - All my courses are available in my web www.carajaclasses.com "
@vinothini993 жыл бұрын
Clearly understandable 😁
@deepthinovel3 жыл бұрын
can someone share that excel
@diya29096 жыл бұрын
Dear Sir can you upload the excel link
@entertainmentempire40072 жыл бұрын
Sir tq
@Neetish215 жыл бұрын
DSCR in simple terms is CADS/DSO
@bhupendrapurohit11064 жыл бұрын
Ty sir
@carajaclasses4 жыл бұрын
I am glad that you like my lectures. Check out various free courses I have published on the related topics from this link: courses.carajaclasses.com/s/store/courses/Free%20Courses Subscribe to our Whatsapp Community for Daily Dose of Lectures and Educational Resources wa.me/917736270601?text=Subscribing%20Lectures%20from%20KZbin If you want us to create a lecture / course for you, fill this form and ill let you know when it is done: forms.gle/4yNYNkFxKCzboM2h7
@sadgururam58356 жыл бұрын
Thanks a lot sir
@carajaclasses5 жыл бұрын
I am glad that you liked my lectures. You can also Whatsapp me through this link for any queries - or simple text LECTURES to subscribe to our Whatsapp Lectures wa.me/917736022001 Do check BANKING CREDIT ANALYSIS PROCESS carajaclasses.com/BCAP.html for comprehensive lectures. Check out our other courses from website www.carajaclasses.com "Never stop learning, because life never stops teaching"