Correction: Care Supreme offers a cumulative bonus, which means 50% bonus gets added each year upto 100% - regardless of claim.
@shubhamkhandelwal38539 ай бұрын
Raking table doesn't look correct. Star's number is highest, still not on 1st why ??
@vignesh_m_19953 ай бұрын
How to compare a general insurance company like HDFC Ergo with a standalone insurer like Star, Care or Niva Bupa as the general insurance companies has other insurance products as well. For example (I did a small analysis. Please correct me if I am wrong), HDFC Ergo has a compaint volume of around 6% where as its 30-40% for Care or Niva Bupa. But we can't read that 6% as such as a really good one as HDFC Ergo has other policies like Motor, Fire, etc. So I tried to find out what is the total volume of the health insurance within HDFC Ergo against the total premiums they collect (Gross Written Premium). I can read from their annual report they have around 30-35% of health insurance. Now coming to their complaint volume. Assuming (worst case), the entire 6% of the complaints coming in this 30-35% of the health insurance share they have, 3 times 6% (calculating only for their health insurance) would be 18% which is still way less than the complaint volumes of Niva Bupa & Care. The numbers may change in future. But is the right way to compare a general insurer & a standalone health insurer??
@mrunaldethekar14756 ай бұрын
What if I added add on like PED reduce to 2 years, Can I remove that add on after 2 years or Do I need to pay that add on charges on every renewal?
@ShubhamJaiswal-ng1mv6 ай бұрын
Yes, u will have to pay for addon only for 2 years
@dittoinsurance4 ай бұрын
You will need to pay the cost of the rider for 4 years which is the standard waiting period for PED under Care supreme and later remove the same
@pulkitjain85403 ай бұрын
is restore benefit available in partial claim as well or only when whole of sum insured is exhausted? Please clarify
@shuvansarkar3843 ай бұрын
No one is talking about zone wise restriction for Care Supreme plan. I also connected with Ditto team. They mentioned there is no restriction. Always they are giving copy pasted answer. They are not bother about asking the right question to Care insurance. I connected with Care insurance directly. Care insurance mentioned that if you purchase zone2 policy as you are staying in zone2, you can claim in zone 1 if there is doctor referral and travel history documents. As my understanding this is a restriction if any one is willing to go to zone 1 city for any critical illness treatment.
@the-abhishek-yadav10 ай бұрын
Wow you guys started to make videos on Insurance, this was much needed. Please cover Niva bupa reassure 2.0 Platinum & Aditya Birla Active Fit Plus :) Keep up the good work, best of luck for the KZbin journey ❤
@dittoinsurance10 ай бұрын
Thank you so much for the support, Abhishek! 🙌
@sridharpatnayak10 ай бұрын
Mam, Looks to be its good plan. Especially your explanation is really good. Please keep it up
@dittoinsurance10 ай бұрын
Ma'am says, "Thanks a lot!"
@SaikumarExtra9 ай бұрын
i dont understand why you guys never talk about star health insurance, they alone sold the max no.of policies than the rest all combined? 00:50 timestamp
@AmitSharma-kd7rj2 ай бұрын
It is because their claim process is very bad.... they have very high claim rejection
@SupritKothari-078 ай бұрын
isme co pay nahi hai par deductable hai kya?
@Ficonomy2 ай бұрын
No... But you can take deductible as an add-on
@nikhilbhardwaj814111 ай бұрын
Wrong info : In care supreme policy wording document if you search Unlimited Restore benfit it is clearly mentioned that refill will only be done when you have completly exhaused your sum insured not partially which means even if 5k sum insured is left in that policy tenure they will not refill untill it get exhausted to 0 which is very rare.
@dittoinsurance11 ай бұрын
Hey Nikhil, Thank you for your response. We understand that the policy wordings can be a bit confusing with Insurance plans in general. However, we would like to clarify the working of restoration (Unlimited Automatic Recharge) in the Care Supreme plan. If we closely read the policy wording, it can be noticed that it is mentioned as 'The Recharge shall be utilized only after the base Sum Insured, applicable Cumulative Bonus......have been completely exhausted in that Policy Year' which effectively means, the restored sum assured is triggered on partial exhaustion but can be consumed only on complete exhaution. We have consulted regarding this with Care Health Insurance and they have confirmed the same.
@KADWASACHH2 ай бұрын
Why speaking out big words speak simple English does it requires to exhaust total sum insured to get refill?
@sabnambegum671614 күн бұрын
Does care supreme and care supreme direct have same benefits ?
@gorakapudisathish8 күн бұрын
Same question i have asked paisabazaar team,they told me both are same but ditto team said both are different plans thats why they charge more than paisabazaar.
@dittoinsuranceКүн бұрын
Yes- the only difference is Care Direct offers a maternity option.
@SHUBHAM009ish8 ай бұрын
Can i take this policy after bypass surgery was done before 10 years?
@dittoinsurance7 ай бұрын
Hey! We'll need more details. Please talk to us for FREE- bit.ly/4787WoW
@sachindrad18703 ай бұрын
Can you tell me how is Reliance Infinity health plan?
@somritmallick284310 ай бұрын
Manipal cigna prime advantage, ICICI Lombard health insurance, bajaj Allianz health guard platinum please consider these 3
@shivvinaygupta18005 ай бұрын
हमने आर्यावर्त बैंक का दस लाख का हेल्थ इंश्योरेंस लिया है group 360 jiska प्रीमियम हमने 15400/ जमा किया है क्या ये सही है कल ही लिया हैं
@Lina-cz5yr4 ай бұрын
Can lower zone customers take treatment in a higher zone without copayment?
@dittoinsurance4 ай бұрын
It depends on the plan you're taking.
@Lina-cz5yr4 ай бұрын
Thanks for replying, specifically In care supreme and care advantage?
@dhritiman.sarma054 ай бұрын
@@dittoinsurance is it possible in case of Care supreme? Suppose I take policy from Guwahati, then can I get treatment done in cities like Chennai, Hyderabad, Delhi if needed?
@bhairavaswami26603 ай бұрын
Zone 1 can take treatment anywhere but not zone 2. Because premiums are higher for zone 1.
@varungh11 ай бұрын
what is the minimum sum assured one should buy for parents?
@dittoinsurance11 ай бұрын
Hi, this depends on various factors like their age, medical histories etc. Kindly book a free call with us and our best Advisors will help you out: bit.ly/46v6tIm
@Sarmisthamaity19 ай бұрын
25L minimum for 1 member
@randomstuffsofdayandnight4 ай бұрын
Why star is not ranked first ? Star sold more way more policies than the sum of all other insurers. @00:50
@mohammedazeem894311 ай бұрын
Thanks for the informative video & best wishes to the team & channel ahead. I am a 27Yr old IT professional, looking to buy a Health Insurance. Of all the research, confused between HDFC Optima Secure (or super secure) v/s Niva Bupa Reassure 2.0. Also a doubt, suppose I take individual plan for for now, can I convert this to family plan in 2-3 Yrs? how should one proceed in such case? Budget is not much of a constraint for a difference of 3-5k between plans. My priority is Hassle free claim when it's time to avail the benefits without much of "Jhig-Jhig" :)
@dittoinsurance11 ай бұрын
Hi there, we understand it’s a little tricky to research about insurance plans. Don’t worry, we’ve already done the work for you and looking forward to help you in this (obviously, without much of “jhig-jhig” 😉). Book a call here: bit.ly/3tWTdyO We don’t charge a single rupee!
@ManoEffortless4 ай бұрын
Reassure 2.0 having zone wise limit
@gopalakrishna79208 ай бұрын
Hi medam Good example
@amrutaavasare11094 ай бұрын
Can you make video on manipalcigna prime protect plan
@dittoinsurance4 ай бұрын
While this video is in our pipeline, why don't you check this out for more information on Manipal Cigna ProHealth Prime Protect Plan joinditto.in/health-insurance/manipal-cigna/prohealth-prime-protect/
@nitinshukla10707 ай бұрын
care is atandalone, while hdfc offers policies in various. hemce voulme is much in case of care
@anuj2knАй бұрын
Problem with Care is its plans are too much lucrative and too good to be true. Raising doubt own company where they will compensate these offers.
@suhas_kashyap11 ай бұрын
What about Navi Health Insurance? Plz respond
@dittoinsurance11 ай бұрын
Hi Suhas, added to the list. Stay Tuned! 🙌
@motivationalmantras608411 ай бұрын
Navi is very bad bro, not sure about claim settlement but their customer service is very poor. If you ask them any question, they will revert you after 15-20 days. They are selling cheap plans to gauge buyer attention and place a field. I purchased their insurance mistakenly but realised early and cancelled the policy
@aurkom10 ай бұрын
Waiting for Navi as well, looking forward to it! @@dittoinsurance
@TusharKarmokar999 ай бұрын
Critical illness covered h kya?
@Sarmisthamaity19 ай бұрын
Yes , critical illness hone se pehle apko policy lena hain.
@haneefansari34027 күн бұрын
maa'm you are great and so preety
@anuragtigga85696 ай бұрын
ICR comparisons
@TheSuar919 ай бұрын
I think you guys should not promote any insurance company rather than explaining their plan only..
@anirudhro11 ай бұрын
Please make video on Acko insurance
@dittoinsurance10 ай бұрын
Noted! will do.
@ManoEffortless4 ай бұрын
They won't as they don't sponsor 😂
@uvthewonder9 ай бұрын
Cover star health comprehensive insurance
@dittoinsurance4 ай бұрын
This video is in our pipeline, meanwhile, why don't you check out the link below for information on Star Health Insurance Policies joinditto.in/health-insurance/star-health/
@ghewda9 ай бұрын
Care ki policy lo aur faso...bahut pachhtaoge claim ke time pe.
@hahahaha49959 ай бұрын
My father availed two cashless cataract surgeries with a gap of 21 days at Disha Eye Hospital, Howrah, West Bengal. Cashless claims were very smooth, no issue was there. Not even single penny was given from pocket to the hospital. Interestingly, insurance policy was taken through Punjab National Bank as bank's customer family floater policy, which was available at much cheaper rate than direct company policy. It is widely accepted or established that Care do not entertain claim, but it's not so. If claim/claims is/are genuine, it approves, be it through bank policy or direct policy.
@anjansinha73436 ай бұрын
Tum ekdam gadhe ho😂....care baap hai sabka Baki sab lulli hai
@dhiri19924 ай бұрын
Today only my dad got discharged and I got 100% claim of 1.5 lakhs. Didn't find any problem
@sasankabnj2 ай бұрын
@@dhiri1992I also get 4 time cashless claim amount of Rs 4 lakh
@rajeshchakraborty177419 күн бұрын
@@dhiri1992 claim Ane se customer care number pe call karne se help kar deta hai??
@r.r20246 ай бұрын
Hdfc increases premium every year while care increases every 5 years.
@Manojhuman2 ай бұрын
Which company is good....
@moreshwarpanchal286111 ай бұрын
Please make video on care advantage and difference between supreme and advantage. Thank you.
@dittoinsurance11 ай бұрын
Noted. Stay tuned! 🙌
@Sarmisthamaity19 ай бұрын
Both are good plan
@tandrastravelvlogАй бұрын
Pathetic customer care. One should avoid care health insurance
@cheenabhalla31666 ай бұрын
The network of hospitals is not good at all
@suhaswarade4 күн бұрын
Care is very pathetic when it comes to claim settlement...as per their policy they cover only critical cases. That means you should wait for case to go in critical stage if you want claim. Otherwise they will simply reject claim with reason that patient could have cured on OPD basis
@TarunaDutta24 күн бұрын
Its a paid review, and yoi should mention it.
@ashishgupta828510 күн бұрын
Poor Customer service
@irasutton54259 ай бұрын
😀 Promo-SM
@vipanmittal188610 ай бұрын
Chor company hai care
@bhairavaswami26603 ай бұрын
I don't have any problem bro. My uncle's claim has been completely settled for 10 lakhs rupees in the first year itself.
@Manojhuman2 ай бұрын
@@bhairavaswami2660is it ? I am new in health insurance....so guys pl suggest me a good company
@harshvaghanii9 сағат бұрын
@@bhairavaswami2660 Which plan does your uncle have? Care Supreme Save or Supreme Direct?