Watch This Before Buying Health Insurance | 100% Claim Pass Guaranteed

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FinnovationZ by Prasad

FinnovationZ by Prasad

Ай бұрын

Buy Online Health Insurance (Upto 25% Discount) -
bit.ly/3wCnPYe
👉Why Health Insurance is a must?
Imagine you save money for years & one day a big medical bill comes. The hard work of years can go in vain. So make sure you buy health insurance as soon as possible for yourself and your family. if you haven't bought health insurance yet buy from above link and get up to 25% discount.

Пікірлер: 222
@namaskarprasad
@namaskarprasad Ай бұрын
Buy Online Health Insurance (Upto 25% Discount) - bit.ly/3wCnPYe
@suresh777
@suresh777 Ай бұрын
Yes, mera bhi star health insurance ne claim reject kiya tha ye bolke ki patient ko OPD treatment se thik kiya ja skta tha... maine CIO me complaint kiya aur claim amount mila.. lekin 12 महिने लगे case decide hone ko. Lekin finally amount mila.
@pratikraval9241
@pratikraval9241 Ай бұрын
Great. Well done
@hareshrathod6107
@hareshrathod6107 Ай бұрын
What is cio?
@suresh777
@suresh777 Ай бұрын
@@hareshrathod6107Means :- Councul of Insurance Ombudsman
@pratikraval9241
@pratikraval9241 Ай бұрын
@@hareshrathod6107 insurance ombudsman
@suresh777
@suresh777 Ай бұрын
​@@hareshrathod6107 Means :- Council of Insurance Ombudsman
@renuprasad8967
@renuprasad8967 Ай бұрын
Every policyholder should watch this video
@odiaputra
@odiaputra Ай бұрын
I dont know what others point of view regarding Navi health insurance but for me...Navi health insurance is best...Recently my 2 yr old son hospitalised for 18 days...The bill amount was 1.3 lacs..& it was cleared within 2 hrs through cashless..I didnt pay a single penny...
@dhirajrathod7778
@dhirajrathod7778 5 күн бұрын
Navi is best
@youdontknowme5152
@youdontknowme5152 Ай бұрын
Main khud medical billing me hu ye sab ye bta deta hu insurance lete waqt sari detail read karein kyonki insurance company kuch percentage claim deti hai or sab ka alag alag hota hai
@momukhtar2414
@momukhtar2414 Ай бұрын
Bahut achhe se samjhabe ke liye thanks PRASAD SIR❤
@mrchettri1
@mrchettri1 Ай бұрын
Best Explanation... Thank You
@rajkiran766
@rajkiran766 Ай бұрын
Thank you so much prakash sir sharing us value information
@riteshsahai16
@riteshsahai16 Ай бұрын
<a href="#" class="seekto" data-time="818">13:38</a> Mr. Bajaj surgery 🤣🤣..... nice 👌👌
@devrawat9211
@devrawat9211 Ай бұрын
Thank you so much for the information
@NazirAhmad-jf5sh
@NazirAhmad-jf5sh Ай бұрын
Thanks for deap dive detail all about health insurance claim
@pleasantrelaxations1299
@pleasantrelaxations1299 Ай бұрын
Thank you Prasand brother..for your most valuable information, Thank You so much 🙏
@sammydaa9225
@sammydaa9225 Ай бұрын
You are making content on very important topic thankyou
@tushardhore111
@tushardhore111 Ай бұрын
Really helpful Prasad, thank you.
@funnyvideos7164
@funnyvideos7164 19 күн бұрын
Thanks for knowledge ❤
@Monuind321
@Monuind321 Ай бұрын
Star health Insurance very bad don't buy
@Yogesh_JB
@Yogesh_JB 29 күн бұрын
Why
@bdeb143
@bdeb143 19 күн бұрын
Yes
@stackingbarz
@stackingbarz 3 күн бұрын
Whats wrong with it? I have bought star health insurance 😢
@dibyendudey5590
@dibyendudey5590 Ай бұрын
It is very helpful for me
@chiranjitchaki
@chiranjitchaki Ай бұрын
Verry informative 🙏
@himanshumehta2616
@himanshumehta2616 24 күн бұрын
Thanks for such useful videos
@BgmiChamcham
@BgmiChamcham 28 күн бұрын
Nice job bro, tnx for the stuff u n ur team did,
@hareshrathod6107
@hareshrathod6107 Ай бұрын
Very good and informative video..
@milan11122
@milan11122 Ай бұрын
amdavad, you pronounced it right!
@vinit1831
@vinit1831 Ай бұрын
Kon se company ka lena chaiye insurance bht confusion hora h please suggest me
@desanimayur4591
@desanimayur4591 Ай бұрын
informative ❤
@apurbamajumdar6035
@apurbamajumdar6035 Ай бұрын
Mera Bhai ka corona ke time pe COVID huwa tu private hospital mei admit huwa tha baad mei oriental insurance ne claim reject kor diya, ye bolke ki Doctor ne Kahan ki patient serious Nehi tha Ghar mei ilaj lene se bhi thik ho jata। Lekin hamare Ghar mei 78 saal maa hei aur mere bhai ka 4 saal ka batcha bhi tha uos samay
@Prateek_Rathee2102
@Prateek_Rathee2102 14 күн бұрын
Kya kia fir?
@samirmore6509
@samirmore6509 2 күн бұрын
I never knew about this in depth claim process. I have immediately shared this video with my policy Nominees, Family and friends. Thank you sharing knowledge😊
@vivekvlog6583
@vivekvlog6583 Ай бұрын
Very good information
@updateniranjan7864
@updateniranjan7864 28 күн бұрын
Helpful information ❤ brother
@rambinayk13
@rambinayk13 Ай бұрын
Star health insurance not good
@tusharb5921
@tusharb5921 Ай бұрын
Very informative. Pls add link for documentation to prepare for claim
@insuranceabcd
@insuranceabcd 12 күн бұрын
Claim form of company Pancard Aadhar card Discharge summary Final bill Medicine bill OPD consultation paper Cancel cheque Submit online or send currier to insurance company office
@pleasantrelaxations1299
@pleasantrelaxations1299 Ай бұрын
I always share your every video seriously
@YTStudio-lb5ls
@YTStudio-lb5ls 27 күн бұрын
Such a great video and very informative 🔥🎦
@samirrajak3489
@samirrajak3489 Ай бұрын
I am your fan but i have experience in past Policy bazar excutive ko sahi knowledge nehi hota hai...
@chiragcloud
@chiragcloud Ай бұрын
Actually, it is full of salespeople who want to close their target.
@Hustler_bro
@Hustler_bro Ай бұрын
Ye baat sahi hai, mene bhi dekha hai , kuchh bhi pata nahi hota un logo ko
@namaskarprasad
@namaskarprasad Ай бұрын
It varies from executive to executive. I took all info from them before proceeding for a health insurance for my parents. But yeah, some executives push more for sales than sharing knowledge. In that case, tell them that unless and until I don't get the full info & knowledge, I am not proceeding ahead.
@vijaykumar-kv6hq
@vijaykumar-kv6hq Ай бұрын
Mera Clint ka bhi claim ye bol kar reject kar diya aap OPD me apna ilaj kara sakte th,fir mere clint ne muze bataya,maine dr. Se baat ki or unko bola apne admit qu kiya,jab opd me ilaj ho sakta th,fir dr.ne bhi support kiya or unhone ek justify letter bana kar company ko mail kiya ,or company ne claim pass kiya...
@yogi1511
@yogi1511 Ай бұрын
Make video on best term insurance
@riteshsathe8496
@riteshsathe8496 Ай бұрын
Policy bazaar se kabhi insurance mat lena personal experience hai samjh sako to samjh jana
@shaileshchoudhari5427
@shaileshchoudhari5427 Ай бұрын
Right
@sagars861
@sagars861 Ай бұрын
Kyu
@welpen2006
@welpen2006 11 күн бұрын
Correct. Not from Nia Lupa.
@nikhilbhalerao7090
@nikhilbhalerao7090 23 күн бұрын
respected sir / madam, media,organisation Special request to create content on disable people related subject and topic. 1) What is disability. Types of disability and its categories and subcategories. Causes of disability. Previous measures to reduce disability. 2) special information on person with disability act in India/government policies. And reservations in job and education. 3) importance of accessibility in the basic infrastructures, and public transport.Assistive devices ,mobility tools. Healthcare and medical tools. 4) Education ,Training, Arts, Skills, Sports, literature, Materials and Means of Livelihood , business opportuniti, science and technology using by disable. 5)Contribution and importance of CSR Trust Society, an NGO working for the disabled 6) Social issues faced by persons with disabilities. How a family takes care of a disabled member, how a disabled couple spends their family life. Caste religion cult is a crippling view of social factors, Attitudes and of Indian citizens towards disabled citizens. +)The important objective of creating this special literature is to create awareness about persons with disabilities among the population, individuals in particular and the general public.
@RegistrationProcess
@RegistrationProcess 22 күн бұрын
Policy bazar acha hai kya sir?
@satyaprakashgupta4445
@satyaprakashgupta4445 Ай бұрын
Adding some point as per my 8 year exp in Health Industry I suggest to my customer when ever they don't feel good better to take One OPD from Govt Hospital ( In Rajasthan its free of cost) , whether you are not taking that treatment medicine which is free of cost by Govt but for documentation it worked very well . Don't try to hospitalize directly in emergency for seasonable disease at least , take OPD any network hospital near to them that fee not more than 200 rs generally to avoid big amount claim Client mostly take medicine to unauthentic ( Farzi) Dr or take medicine from direct to shop but they don't follow the steps . At the end of day claim are settled basis on documentation not to emotional basis . Follow these steps regularly my accuracy to approve customer claim has gone 95% in last 5years .
@dannydakota1234
@dannydakota1234 Ай бұрын
I took ICICI Lombard health insurance with OPD cover. I am struggling to get reimbursement.
@namaskarprasad
@namaskarprasad Ай бұрын
Watch last 5 mins of video to get your answer
@maheshmack4178
@maheshmack4178 14 күн бұрын
Thank you so much Prasad....
@rohanshetye5495
@rohanshetye5495 26 күн бұрын
Future comsumer is not visible on trading platform..pls make video on this.
@krupalpatel9192
@krupalpatel9192 Ай бұрын
Pre existing - hypertension disclose nahi kiya easa kaheke claim reject kar diya hai... Kya solution hai?
@waitspankaj
@waitspankaj Ай бұрын
Wonderful video..
@jantusarkar9294
@jantusarkar9294 27 күн бұрын
Family main poda leka 1 hadmi ka hai ager oska hee tho kon itna jamela Carey kore ga.....iss se bether he sip korlo ..or 40 badh hi big problem hoga tho 10 sal sip kor Lena accha hai
@BhargaHaresh
@BhargaHaresh Ай бұрын
Insurance companies have to mentions clearly like this video. and all government insurance companies officers and staff don't have any work 1. selling agents, 2. claiming agents, 3. approving TPS No R&D since many years.
@Niteshsaroj12
@Niteshsaroj12 Ай бұрын
Mera bhi Orient ka health insurance hai
@venom3214
@venom3214 17 күн бұрын
What about The chainsmokers music band?
@dharm8543
@dharm8543 Ай бұрын
Nice
@dineshsharma5482
@dineshsharma5482 Ай бұрын
Good one👍
@sourabhrajput8514
@sourabhrajput8514 Ай бұрын
Well done
@sunilmeenameena7491
@sunilmeenameena7491 Ай бұрын
Mera b policy bajar m health insurance tha par jarurat k time sahe Banda tik se bat b nh karta..
@himanshumehta2616
@himanshumehta2616 24 күн бұрын
Make a video on Oyo rooms financial status
@alleturk4541
@alleturk4541 2 күн бұрын
Great effort bhai!! Thanks alot!!😊
@indrajitkundu3968
@indrajitkundu3968 26 күн бұрын
Unitech ka new news kya hai?? Please make a video
@spreetkaur6570
@spreetkaur6570 Ай бұрын
Best insurance kon se hai
@welpen2006
@welpen2006 11 күн бұрын
Your filled bank account or go to civil hospital for free treatment. ❤❤
@rocktheworldon
@rocktheworldon Ай бұрын
Hi, What are the solution for overcharged insurance renewal premium. Since I have policy with Royal Sundaram and they have increased the premium for more then 25% against last year. A good topic for you to share video right?
@davidzander9579
@davidzander9579 Ай бұрын
Port your policy to other company
@dolondawn
@dolondawn 15 күн бұрын
is aya sister nurse expenses covered under post hospitalization expenses and also physiotherapy expenses ??
@insuranceabcd
@insuranceabcd 12 күн бұрын
Now this time mentel illness not cover in Insurance so post hospital ization not cover
@AbhaiSaha
@AbhaiSaha Ай бұрын
If you fight some one and get injured, is it covered or not...???
@insuranceabcd
@insuranceabcd 12 күн бұрын
Agr aap kanoon ko aapne hath me loge . To yeh gair kanooni Kam hai. Gair kanooni Kam insurance me cover nhi hoga.
@marvelsshieldtechnology643
@marvelsshieldtechnology643 Ай бұрын
Good
@proscrips
@proscrips 19 күн бұрын
I have a situation where I purchased a policy in June2020 & I didn't disclose a PED which was first detected in 2018. Had a hospitalization for same disease & claim got rejected last year. I will complete 4years now with same policy, do I need to disclose this disease now during renewal & if I do, would it be considered a new disease & a fresh waiting period of 4 years OR would I get all coverage after renewal?
@namaskarprasad
@namaskarprasad 18 күн бұрын
I think the PED period will have to be served. But it's always better to connect with the insurance company directly over call or through mail.
@insuranceabcd
@insuranceabcd 12 күн бұрын
Plz call customer care and ask your policy status . Non disclosure se policy cancel bhi ho sakti hai
@devr3860
@devr3860 22 күн бұрын
Now if I don't get problem in those three 3 years , Now after that three years Should I buy a new health insurance again ? If I buy, my premium will be more na sir ? , Since my age will be + 3 years at that time Please tell me if I am Missing something here
@shashisharma4811
@shashisharma4811 Ай бұрын
4 saal pahle star health ki policy liya tha but usme smoking mentioned nahi kia tha. Kya ab usko add kiya ja skta hai or company ko information de skte hai? Jisse future me mera claim reject na ho is ground pe. Pls guide me
@Swn540
@Swn540 Ай бұрын
Bhai smoking chorde
@shashisharma4811
@shashisharma4811 Ай бұрын
@@Swn540 right bro I will try
@pradipbhosale1152
@pradipbhosale1152 14 күн бұрын
Mr Prasad I would like to know your thoughts , foreign me US, UK and many more health facilities free hai , they have free medical faciliy.ek health insurance ka card leke jana padta hai .opd bhi free hai , aise sab condition nahi hai .India me ye sab gandagi hai , upar se health facility bhi free nahi balki costly hai aur govt bhi health insurance ke oremium pe 18%tax charge karti hai .Whats ur thought
@insuranceabcd
@insuranceabcd 12 күн бұрын
Plz share this type of policy . I also want to see
@namaskarprasad
@namaskarprasad 10 күн бұрын
Although health care facilities are better in Western countries the waiting period for an appointment is sometimes 2-3 months. & regarding free healthcare I highly doubt its free. The hospital bills are mostly backed by health insurance even OPD since most of them have health insurance.
@vamshi19881
@vamshi19881 Ай бұрын
Hdfc Ergo is it good or not
@souravchaudhary8115
@souravchaudhary8115 Ай бұрын
Ye company 100% chor hai. 5 yrs ho gaye but ab tak kuchh nhi mila. Ye company pehle aapka 1st chhota claim settle karegi and jab bhi badi loss ki baat hogi ye excuses banayenge. Mai ab tak Grievance Dept. And Ombudsman ko bhi complain kiya but ye aapka chhor aur baaki regulatory department ke saath settlement karegi.
@KaiseHelp
@KaiseHelp Ай бұрын
Nice thumbnail 🩵🩵
@sharmilasaha9869
@sharmilasaha9869 10 күн бұрын
Mera pausa big bazar k fd scheme me fasa hua hai saalo se , jab bhi pucho bas ek hi reply... Time lagega. Lekin aaj tak nahi mila n pata nahi kab milega bhi. Please give me some solution
@Herbalmemes369
@Herbalmemes369 23 күн бұрын
sar apke channel ke name se call aya tha wo demet account kholne bol raha tha kya ye sach hai ya fraud
@pranjalthakuria2364
@pranjalthakuria2364 Ай бұрын
Sir kya Ayushman card hone k bad v health insurance lena jaruri hai..?
@user-eu1oh9wx2x
@user-eu1oh9wx2x Ай бұрын
Ayushman Bharat mein aapko 5Lacs ka cover milta hai
@namaskarprasad
@namaskarprasad Ай бұрын
Yes
@Hi_Mansi
@Hi_Mansi Ай бұрын
Ha bhai krwa, har hospital me ayushman nhi accept krte
@razmiansari4317
@razmiansari4317 Ай бұрын
sr meri bahan ne lic ka life insurance liya aur 3 mahine ke bad us ki deth ho gai to lic walo ne us ka kalem nahi diya hai abhi tak kaha nahi mileage ab kya kiya jaye us ka 1 beta hai 8 sal ka kya kuchh aap Bata sakte hai
@SonuKumar-lh5nr
@SonuKumar-lh5nr Ай бұрын
Kya reason bataya
@welpen2006
@welpen2006 11 күн бұрын
Go to a lawyer on government cost!
@welpen2006
@welpen2006 11 күн бұрын
File FIR at police station!
@AllinTechs
@AllinTechs Ай бұрын
Policy Bazaar Fraud Company My Niva Bupa Policy Claim in 3 Hospitalization Around Amount 3,00,00 ₹ is Not Paided😡😡😡😡
@hitman5161
@hitman5161 Ай бұрын
Bhai ya cheez x pay dal tujha resolution mil jayaga
@cr8xtremeCaRnAgE
@cr8xtremeCaRnAgE Ай бұрын
Niva Bupa chor company hai...
@vikram0607
@vikram0607 26 күн бұрын
Try insurance samadhan or insurance ombudsman complaint
@welpen2006
@welpen2006 11 күн бұрын
Niva Bupa is the PURE fraud company by Policy bazaar! ❤❤
@rohitbodke1561
@rohitbodke1561 29 күн бұрын
Means Mediclaim ka course kar lo
@atulmankar8232
@atulmankar8232 Ай бұрын
सब पैसा हैं पैसं के ली ये है enjoyed
@chamansahu159
@chamansahu159 Ай бұрын
Ji bhaiya mere pass bhi huaa hai lic walon ke sath
@user-uc1sd8tc8b
@user-uc1sd8tc8b 24 күн бұрын
Sabse best insurance company kon hai?
@insuranceabcd
@insuranceabcd 12 күн бұрын
Tata AIG And HDFC ergo
@haiderrizvi2343
@haiderrizvi2343 Ай бұрын
Hi You are saying that Insurance regulatory has decreased the waiting period from 4 years to 3 years but still my policy has a 4 years
@vipinsharma5854
@vipinsharma5854 Ай бұрын
For new policy
@rupeshkumar-gs6dl
@rupeshkumar-gs6dl Ай бұрын
Bhai apke link se insurance compare krke buy to karlu,but apne subscriber ko discount coupon to provide karwao.🎉🎉
@namaskarprasad
@namaskarprasad Ай бұрын
For more please contact on -7276376429
@sharmilasaha9869
@sharmilasaha9869 10 күн бұрын
Mera PNB me ek purana account dormat ho k rakha tha gurgaon me n i shifted to Kolkata long back didn't get a situation i go back to gurgaon. Now my account is dormat n lien i applied several time here in Kolkata n with bith sided manager but no help. Please give solution how i get my money back
@himanshubohra5038
@himanshubohra5038 28 күн бұрын
Nivabupa sahi h kya??
@insuranceabcd
@insuranceabcd 12 күн бұрын
Ji bahut achhi company hai
@neelpatel3013
@neelpatel3013 Ай бұрын
aapke pass konsa health insurance hai??
@namaskarprasad
@namaskarprasad Ай бұрын
HDFC Ergo
@neelpatel3013
@neelpatel3013 Ай бұрын
@@namaskarprasad can you please create 1 video on your health insurance, like what type of add ons you have added and why did you choose hdfc etc
@kundanSingh-jq7rn
@kundanSingh-jq7rn Ай бұрын
Big fan sir
@manojgtrivedimanguru1309
@manojgtrivedimanguru1309 Ай бұрын
Iffco- tokio kabhi mat lena galti se bhi.😢
@akhilgupta7622
@akhilgupta7622 28 күн бұрын
Me to bachpan se hi vegetarian hu
@sudakarsinghchauhan4614
@sudakarsinghchauhan4614 10 күн бұрын
Yes Star health insurance ne mera claim settle nahi kiya. Star health ke agent ka alag view, local area me jo company hai unke employees ka different openion and main chennai office ka different openion. Claim cashless na dene par reimbursement ke liye hospital ka chhakar lagwaya aur last me 1 bakwas reason k liye reimbursement bhi mana kar diya. Aur jab maine apne original bill wapas maanga to 2.5 months tak pareshan kiya. Worst health insurance
@namaskarprasad
@namaskarprasad 10 күн бұрын
Please approach IRDAI & the ombudsman. Both of them have helped thousands of policy holders in claim settlement.
@subhankarkonar4826
@subhankarkonar4826 26 күн бұрын
Bhai muje nehi jarurat ha eisa health insurance ham khud emergency fund build karenge Bhart me medical insurance ke nam par chiting chal rahahe
@insuranceabcd
@insuranceabcd 12 күн бұрын
😄it's not true .
@msound2043
@msound2043 Ай бұрын
Policy bazaar jhutta hai 😅
@Itsok411
@Itsok411 Ай бұрын
😂😂
@thengbon84
@thengbon84 27 күн бұрын
Sahi hai kya?😅
@waseem357
@waseem357 Ай бұрын
क्या HEALTH INSURANCE होने के बावजूद कैंसर insurance लेना जरूरी होता है??? Plz इसपर भी वीडियो डालें
@StudyKaro
@StudyKaro 7 күн бұрын
Sir dher sare platform hai sirf policybazaar hi Aisa platform trusted hai aisa mat bolo. Policybazaar aapko affiliate ke through commission de raha hai isliye aap uska Baja rahe hain. Policybazaar bhi Kai sare claims ke liye hath uper karta hai
@pigeoncaremedicine6370
@pigeoncaremedicine6370 Ай бұрын
Mene saal me apne family ke liye 1 lakh premium deta hu healt insurance ke liya aaj baad insurance hi band
@insuranceabcd
@insuranceabcd 12 күн бұрын
Health insurance always good choice. Don't close your policy
@saurabhkatiyar9218
@saurabhkatiyar9218 Ай бұрын
Im Policybazaar health advisor
@sanchitakakati9961
@sanchitakakati9961 18 күн бұрын
Kon sa policy lu bhai
@insuranceabcd
@insuranceabcd 12 күн бұрын
Tata AIG is trusted company
@sanchitakakati9961
@sanchitakakati9961 12 күн бұрын
@@insuranceabcd mene care health ka care supreme liya hai , ye policy settlement thik nehi hai kiya, please bataye, agar thik nehi hai next saal port kor denge
@insuranceabcd
@insuranceabcd 12 күн бұрын
@@sanchitakakati9961 care supreme policy is good, low premium . Good company.
@insuranceabcd
@insuranceabcd 12 күн бұрын
@@sanchitakakati9961 good company
@sakshichoudhary7039
@sakshichoudhary7039 Ай бұрын
Insurance company alag struggle deti hai yaar
@itzme6802
@itzme6802 Ай бұрын
Even i have star insurance, worst company ever
@insuranceabcd
@insuranceabcd 12 күн бұрын
Its true
@RohitBawaskar-fv3ki
@RohitBawaskar-fv3ki Ай бұрын
यार दादा एलआयसी कशी आहेस
@preetkamboj1970
@preetkamboj1970 24 күн бұрын
Hmara khud ka genuine claim tha lkin niva bupa nye reject karr diya abb toh health insurance ekk fraud hi lagta ha policy 7 sap purani thi yee bhi nhi tha ki nai policy thi
@namaskarprasad
@namaskarprasad 24 күн бұрын
Sorry to hear it, please try complaining to IRDAI Or approach the ombudsman.
@preetkamboj1970
@preetkamboj1970 24 күн бұрын
@@namaskarprasad abb toh 6 7 months hoo gye ha
@7yearsago425
@7yearsago425 Ай бұрын
Bhai how to apply for atushman Bharat card ..uspe bhi ek video banao
@subhrajitbhattacharjee6570
@subhrajitbhattacharjee6570 23 күн бұрын
Very unfortunate 😢
@vjnotes
@vjnotes 8 күн бұрын
Dekh rha hai na Vinod..😂
@waseem357
@waseem357 Ай бұрын
आप बहुत अच्छा काम कर रहे हैँ
@ravee1991
@ravee1991 26 күн бұрын
policy bazar वाले भी आजकल हात upar karlete हे
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