Buy Online Health Insurance (Upto 25% Discount) - bit.ly/3wCnPYe
@fungyaji5 ай бұрын
My 2 claims rejected by policy bazaar
@Unknown_things_74 ай бұрын
@@fungyaji plz explain how
@patra.harry009253 ай бұрын
Ap ne insurance samadhan k bare main bat nehi kiye
@bharathvansh51272 ай бұрын
5.16 - policy bazaar is bad for chosing insurance. waste
@theultimatetoolbox782524 күн бұрын
Policy bazar is really bad platform to buy health insurance, all exicutive have no idea about medical condition and medical history, exicutive give only 15- 30 mint , there moto is only sale as soon as posible. What is effect in future claim no idea. customer I have only 1 suggestion to all , read every line about ped or medical condition check list and fill with very responsibaly and spend time 1-2 hour for all condition read then payment and accept.
@renuprasad89677 ай бұрын
Every policyholder should watch this video
@satyaprakashgupta44457 ай бұрын
Adding some point as per my 8 year exp in Health Industry I suggest to my customer when ever they don't feel good better to take One OPD from Govt Hospital ( In Rajasthan its free of cost) , whether you are not taking that treatment medicine which is free of cost by Govt but for documentation it worked very well . Don't try to hospitalize directly in emergency for seasonable disease at least , take OPD any network hospital near to them that fee not more than 200 rs generally to avoid big amount claim Client mostly take medicine to unauthentic ( Farzi) Dr or take medicine from direct to shop but they don't follow the steps . At the end of day claim are settled basis on documentation not to emotional basis . Follow these steps regularly my accuracy to approve customer claim has gone 95% in last 5years .
@InterviewRounds5 ай бұрын
@satyaprakashgupta4445 make sense
@odiaputra7 ай бұрын
I dont know what others point of view regarding Navi health insurance but for me...Navi health insurance is best...Recently my 2 yr old son hospitalised for 18 days...The bill amount was 1.3 lacs..& it was cleared within 2 hrs through cashless..I didnt pay a single penny...
@dhirajrathod77786 ай бұрын
Navi is best
@InterviewRounds5 ай бұрын
@@odiaputra thanks
@gauravsaini40264 ай бұрын
Bcoz the amount is too less for them
@RohiGupta5 ай бұрын
Increasing order of escalation: Cashless, Reimbursement, Bima bharosa, IRDAI, CIO ombudsman, consumer court, civil court
@30seconds2understand7 ай бұрын
Main khud medical billing me hu ye sab ye bta deta hu insurance lete waqt sari detail read karein kyonki insurance company kuch percentage claim deti hai or sab ka alag alag hota hai
@suresh7777 ай бұрын
Yes, mera bhi star health insurance ne claim reject kiya tha ye bolke ki patient ko OPD treatment se thik kiya ja skta tha... maine CIO me complaint kiya aur claim amount mila.. lekin 12 महिने लगे case decide hone ko. Lekin finally amount mila.
@pratikraval92417 ай бұрын
Great. Well done
@hareshrathod61077 ай бұрын
What is cio?
@suresh7777 ай бұрын
@@hareshrathod6107Means :- Councul of Insurance Ombudsman
@pratikraval92417 ай бұрын
@@hareshrathod6107 insurance ombudsman
@suresh7777 ай бұрын
@@hareshrathod6107 Means :- Council of Insurance Ombudsman
@momukhtar24147 ай бұрын
Bahut achhe se samjhabe ke liye thanks PRASAD SIR❤
@samirmore65096 ай бұрын
I never knew about this in depth claim process. I have immediately shared this video with my policy Nominees, Family and friends. Thank you sharing knowledge😊
@sandeshkesarkar77863 ай бұрын
Nice subject selected Sir! It's a need of an hour.
@apurbamajumdar60357 ай бұрын
Mera Bhai ka corona ke time pe COVID huwa tu private hospital mei admit huwa tha baad mei oriental insurance ne claim reject kor diya, ye bolke ki Doctor ne Kahan ki patient serious Nehi tha Ghar mei ilaj lene se bhi thik ho jata। Lekin hamare Ghar mei 78 saal maa hei aur mere bhai ka 4 saal ka batcha bhi tha uos samay
@Prateek_Rathee21026 ай бұрын
Kya kia fir?
@Shredderrr933 ай бұрын
Oriental is very bad they reject main claim as well i have corporate plan still got rejected
@harishjaiswal48303 ай бұрын
mera bhi oriental hai, aur bahaut pareshan karte hai, same reply bar bar document missing even for cashless claim
@nikhilbhalerao70906 ай бұрын
respected sir / madam, media,organisation Special request to create content on disable people related subject and topic. 1) What is disability. Types of disability and its categories and subcategories. Causes of disability. Previous measures to reduce disability. 2) special information on person with disability act in India/government policies. And reservations in job and education. 3) importance of accessibility in the basic infrastructures, and public transport.Assistive devices ,mobility tools. Healthcare and medical tools. 4) Education ,Training, Arts, Skills, Sports, literature, Materials and Means of Livelihood , business opportuniti, science and technology using by disable. 5)Contribution and importance of CSR Trust Society, an NGO working for the disabled 6) Social issues faced by persons with disabilities. How a family takes care of a disabled member, how a disabled couple spends their family life. Caste religion cult is a crippling view of social factors, Attitudes and of Indian citizens towards disabled citizens. +)The important objective of creating this special literature is to create awareness about persons with disabilities among the population, individuals in particular and the general public.
@BhargaHaresh7 ай бұрын
Insurance companies have to mentions clearly like this video. and all government insurance companies officers and staff don't have any work 1. selling agents, 2. claiming agents, 3. approving TPS No R&D since many years.
@milan111227 ай бұрын
amdavad, you pronounced it right!
@MohammadIqbalZafar5 ай бұрын
Behtareen information behtar andaz me aapne diya hai....
@riteshsahai167 ай бұрын
13:38 Mr. Bajaj surgery 🤣🤣..... nice 👌👌
@nasiriqbal59532 ай бұрын
Thank you so much for this information Superb information What a presentation i am highy impressed
@RPG-TRDR7 ай бұрын
Thank you so much prakash sir sharing us value information
@pleasantrelaxations12997 ай бұрын
Thank you Prasand brother..for your most valuable information, Thank You so much 🙏
@kunalmahato17405 ай бұрын
Thank you so much My Brother .. This video is really very useful for every Insurance Holder..
@vijaykumar-kv6hq7 ай бұрын
Mera Clint ka bhi claim ye bol kar reject kar diya aap OPD me apna ilaj kara sakte th,fir mere clint ne muze bataya,maine dr. Se baat ki or unko bola apne admit qu kiya,jab opd me ilaj ho sakta th,fir dr.ne bhi support kiya or unhone ek justify letter bana kar company ko mail kiya ,or company ne claim pass kiya...
@InterviewRounds5 ай бұрын
@@vijaykumar-kv6hq konsi company thi jo pass kiya?
@sammydaa92257 ай бұрын
You are making content on very important topic thankyou
@ratanrajsinghdeo4 ай бұрын
Great Video. God bless you for an innovative topic. For narcotic drugs hair keratin is used but it’s usually not started for general lab tests. But false declaration is most idiotic thing.
@YTStudio-lb5ls6 ай бұрын
Such a great video and very informative 🔥🎦
@maheshmack41786 ай бұрын
Thank you so much Prasad....
@tushardhore1117 ай бұрын
Really helpful Prasad, thank you.
@rishiraj16163 ай бұрын
Just a thought - If you are young, fit and have a source of income, then create an sip of 30,000 rupees per year instead of buying health insurance. Assuming you don't get any diseases from hereditary, you won't need major health surgery until your late 30's or 40's. Even if a sudden expense from road accident happens, you have your health insurance from job. In 10 - 20 years of time, those sips can generate good sum of money which you can use without any problem. This seems better than getting your claim rejected and running after consumer court.
@Bankniftysurgeon3 ай бұрын
How 30k sein Kaya hi ho jayaga inflation bhi to hein
@rishiraj16163 ай бұрын
@@Bankniftysurgeon That's why the idea is to let the money compound for 10-15 years and manage your hospital bills via company insurance. I mean its just a thought. Not sure how practical it is.
@akashthakur609522 күн бұрын
bhai ghr valo k liye to leni hi pdegi na ..apna to ho jayega cover job se 😌
@rishiraj161622 күн бұрын
@@akashthakur6095 haan true but ek baar mein ek hi bande ho chahiye hoga. Thats my assumption.
@pleasantrelaxations12997 ай бұрын
I always share your every video seriously
@jantusarkar92946 ай бұрын
Family main poda leka 1 hadmi ka hai ager oska hee tho kon itna jamela Carey kore ga.....iss se bether he sip korlo ..or 40 badh hi big problem hoga tho 10 sal sip kor Lena accha hai
@BgmiChamcham6 ай бұрын
Nice job bro, tnx for the stuff u n ur team did,
@funtym60832 ай бұрын
Great job bro, thank you soo much
@tusharb59217 ай бұрын
Very informative. Pls add link for documentation to prepare for claim
@insuranceabcd6 ай бұрын
Claim form of company Pancard Aadhar card Discharge summary Final bill Medicine bill OPD consultation paper Cancel cheque Submit online or send currier to insurance company office
@aniketbhavsar23852 ай бұрын
Thank you Prasad for video
@anandchandrasekharan80073 ай бұрын
All those who were claiming to have availed cashless facility from Navi health insurance should definitely try lottery ticket, Also, there are high chances that you might win.👍🏽
@sunilparagi36797 күн бұрын
My father's corporate hdfc insurance got rejected saying alcohol issue. Actually he stopped drinking 5 years also doctor has mentioned that in his prescription. But they said because of that only liver got damaged. Can anyone suggest?
@nishikantgaitonde68155 ай бұрын
Which are the best companies to have health insurance? As per my best of knowledge it is important to know a person from the company to have good settlement claims
@NiranjanyadavBr016 ай бұрын
Helpful information ❤ brother
@funnyvideos71646 ай бұрын
Thanks for knowledge ❤
@ShriRam100084 ай бұрын
Reasonable and customary charges are applicable to compare cost of same type of hospital. Dont compare 3 star cost with 5 star vost of treatment. Dont be mislead.
@hareshrathod61076 ай бұрын
Very good and informative video..
@AlokKumar-pl9ly3 ай бұрын
Health insurance must be according to health needs to per as market & claims needs, irrespective of patient admitted in OPD or Hospital. 7:05 The reason I hate the market, economy and capitalism.
@himanshumehta26166 ай бұрын
Thanks for such useful videos
@trilochan1990Ай бұрын
I have Reliance General insurance..is it good..??
@winterjerry3 ай бұрын
Reasonable and customary clause isme bahut doubt hai, kaun si company badnam hai. Kaun si company achi hai?
@dibyendudey55907 ай бұрын
It is very helpful for me
@NazirAhmad-jf5sh7 ай бұрын
Thanks for deap dive detail all about health insurance claim
@ovie35606 ай бұрын
Sir ur great love u ❤ If you succeed in cheating someone, Don't think that the person is a fool... Realize that the person trusted you much more than you deserved ...!! Chapter 2nd compare why this option is better than P & XYZ? I wanna u earn but 100% pure guaranteed♥️
@uditkumar83345 ай бұрын
Bahut sundar jankaari
@ShowKatShowMyTrip6 ай бұрын
Sabse best insurance company kon hai?
@insuranceabcd6 ай бұрын
Tata AIG And HDFC ergo
@devrawat92117 ай бұрын
Thank you so much for the information
@abhimanuejaihind5 ай бұрын
Very informative ❤
@proscrips6 ай бұрын
I have a situation where I purchased a policy in June2020 & I didn't disclose a PED which was first detected in 2018. Had a hospitalization for same disease & claim got rejected last year. I will complete 4years now with same policy, do I need to disclose this disease now during renewal & if I do, would it be considered a new disease & a fresh waiting period of 4 years OR would I get all coverage after renewal?
@namaskarprasad6 ай бұрын
I think the PED period will have to be served. But it's always better to connect with the insurance company directly over call or through mail.
@insuranceabcd6 ай бұрын
Plz call customer care and ask your policy status . Non disclosure se policy cancel bhi ho sakti hai
@chiranjitchaki7 ай бұрын
Verry informative 🙏
@alleturk45416 ай бұрын
Great effort bhai!! Thanks alot!!😊
@krishy12362 ай бұрын
Hi Prasad, recently my father in law who is 64 years old was admitted in ICU for seizures which resulted in shoulder dislocation. He already had a policy of 5L sum assured and 5 L top up from year 2019, but unfortunately the claim was denied citing non-disclosure of CVA from the policy inception date. He had a brain stroke in 2019 and after this event he enrolled a health insurance for himself, he is sure he has provided the details regarding PED to the Health Insurance Agent (also in the policy loading section it is clearly mentioned the insured person is paying additional premium for PED). Helplessly we had to pay 9L cash which took a huge toll on us. I am not sure even if i raise a re-imbursement request, insurer might reject citing the same reason. Can you or someone who is reading this comment help us in this regard, even on paying premiums on time for 5 years, we had to face this trauma. Thank you.
@konarraja40212 ай бұрын
Thanks Brother ❤
@rambinayk137 ай бұрын
Star health insurance not good
@mrchettri17 ай бұрын
Best Explanation... Thank You
@RjBV1223 ай бұрын
Care Health Insurance Last Month rejected my claim. My Son was admited in emergency for high fever and typhoid however they rejected spying that it can be treated in OPD. I am now looking to switch.
@spreetkaur65707 ай бұрын
Best insurance kon se hai
@welpen20066 ай бұрын
Your filled bank account or go to civil hospital for free treatment. ❤❤
@saurabh03singh3 ай бұрын
On safer side try to keep atleast 50 % of the total insured
@desanimayur45917 ай бұрын
informative ❤
@Monuind3217 ай бұрын
Star health Insurance very bad don't buy
@is_easy_now6 ай бұрын
Why
@bdeb1436 ай бұрын
Yes
@stackingbarz6 ай бұрын
Whats wrong with it? I have bought star health insurance 😢
@ayushpingle07025 ай бұрын
Yes, I agree with you.
@royshah26555 ай бұрын
I have brought it😢
@riteshsathe84967 ай бұрын
Policy bazaar se kabhi insurance mat lena personal experience hai samjh sako to samjh jana
@shaileshchoudhari54277 ай бұрын
Right
@sagars8617 ай бұрын
Kyu
@welpen20066 ай бұрын
Correct. Not from Nia Lupa.
@InterviewRounds5 ай бұрын
@riteshsathe8496 ok thanks pr short me thoda bata sakte ho kya?
@tejas40543 ай бұрын
To kaha se le le phir
@rakeshmungelkaribcbadabusi51624 ай бұрын
Two wheeler accident me, mandible jaw Operation (Plastic Surgery) Jo ki unpredictable accident hai, waha par insurance kyun claim nahi hota hai.
@avinash1507862 ай бұрын
plastic surgery humesha exclusions me hota hai har company me.. iska reason to company hi batayegi ki kyun exclude kar rakha hai
@dharmeshkumar85Ай бұрын
Sar online insurance karvana theek hai ya FIR agent se aur Sar best kon si company ka rahega
@Anishvloh5Ай бұрын
Navi
@AbhaiSaha7 ай бұрын
If you fight some one and get injured, is it covered or not...???
@insuranceabcd6 ай бұрын
Agr aap kanoon ko aapne hath me loge . To yeh gair kanooni Kam hai. Gair kanooni Kam insurance me cover nhi hoga.
@KaiseHelp7 ай бұрын
Nice thumbnail 🩵🩵
@atulmankar82327 ай бұрын
सब पैसा हैं पैसं के ली ये है enjoyed
@pintusingh-hh8el4 ай бұрын
I have company insurance policy .should i buy another personal health insurance or not
@shivani38882 ай бұрын
If someone smokes occasionally, like 2-3 times in a month, do they need to choose smoker category as well?
@namaskarprasad2 ай бұрын
Yes.
@waitspankaj7 ай бұрын
Wonderful video..
@captainomerikonshorts51433 ай бұрын
If your claim gets rejected under any Health Insurance Company then surely contact a lawyer and file a complaint in your local police station and consumer rights
@Bankniftysurgeon3 ай бұрын
Solution hota hein kaya
@LovingBliss3 ай бұрын
Which company insurance to take...
@pigeoncaremedicine63707 ай бұрын
Mene saal me apne family ke liye 1 lakh premium deta hu healt insurance ke liya aaj baad insurance hi band
@insuranceabcd6 ай бұрын
Health insurance always good choice. Don't close your policy
@sunilmeenameena74917 ай бұрын
Mera b policy bajar m health insurance tha par jarurat k time sahe Banda tik se bat b nh karta..
@InterviewRounds5 ай бұрын
@@sunilmeenameena7491 apko policy bazar se support mila tha kya?
@waseem3577 ай бұрын
आप बहुत अच्छा काम कर रहे हैँ
@dolondawn6 ай бұрын
is aya sister nurse expenses covered under post hospitalization expenses and also physiotherapy expenses ??
@insuranceabcd6 ай бұрын
Now this time mentel illness not cover in Insurance so post hospital ization not cover
@HatedStar-gb4xs2 ай бұрын
Ej br policy lelo dr Pokicy Bazar wale bolnge... Tu kaun hai.. 😂
@razmiansari43177 ай бұрын
sr meri bahan ne lic ka life insurance liya aur 3 mahine ke bad us ki deth ho gai to lic walo ne us ka kalem nahi diya hai abhi tak kaha nahi mileage ab kya kiya jaye us ka 1 beta hai 8 sal ka kya kuchh aap Bata sakte hai
@SonuKumar-lh5nr7 ай бұрын
Kya reason bataya
@welpen20066 ай бұрын
Go to a lawyer on government cost!
@welpen20066 ай бұрын
File FIR at police station!
@Bluesky.c3 ай бұрын
Case kr do
@yogi15117 ай бұрын
Make video on best term insurance
@joyn75 ай бұрын
Good content ❤
@shrutisoni30863 ай бұрын
My experience wirh Policy bazaar for claim settlemennt is worst ... pls dont suggest policy bazaar to anyone. Policy bazaar is for those who have full time to follow up with till free numbers at the time of claim settlements and who need cheaper policy with lots of headache .... I have mediclaim of aditya birla and have claimed 2 or 3 times, they are always ready to reject claims if you are not aware ....
@kunalmahato17405 ай бұрын
Star Health Insurance kabhi mat lena..Maximum Claim reject kar dete hai ye log.. Mera bhi claim reject kiya hai...
@girishgourav82384 ай бұрын
Sabse bekar company hai ye. partially pay kar deta hai aur hamesha Aisa hi Kiya hai
@onlyentertainment37924 ай бұрын
3rd class company
@bishaldas61544 ай бұрын
Switch to others policy
@Nevermind-1-3 ай бұрын
Yes Mera bhi reject kiya
@tejaspatil81722 ай бұрын
Star health insurance to start se hi bekaar company hai
@Life-yi7ufАй бұрын
I've icici lombard insurance given by my office in 2022 july. Before joining office my brother was diagnosed by hernia. Will it's surgery be covered from my insurance? Surgery estimated cost: 30k
@narsingrao58444 ай бұрын
The best video.
@souravjha6054 ай бұрын
Excellent!!!.
@himanshubohra50386 ай бұрын
Nivabupa sahi h kya??
@insuranceabcd6 ай бұрын
Ji bahut achhi company hai
@dineshsharma54827 ай бұрын
Good one👍
@vijaykadam5884Ай бұрын
मेरे शरिर पर हिटर कि टाकी गरम पाणी गिर गया तब मै निंद में था हॉस्पिटल मे ईलाज करवाया मगर मेरे टेस्ट लॅब में किए गये रिपोर्ट इंशोरन्स कंपनी को भेज दिए है पर अब इंशोरन्स कंपनी कहती है कि पॅथाॅलाॅजी में क्यूँ नहीं करवायै ईस वजह से मेरा क्लेम रिजेक्ट हो सकता है यह इंशोरन्स कंपनी का कहना है तो क्या करना चाहिए
@plzcomebck3 ай бұрын
mujhe pata nhi tha mera chola me health insurance hai, mujhe 2022 me malaria hua tha or admit hua tha 5-6 din ke liye usi time mene chola se contact kiya or mujhe 30k payment mil gya thode dino baad.
@AllinTechs7 ай бұрын
Policy Bazaar Fraud Company My Niva Bupa Policy Claim in 3 Hospitalization Around Amount 3,00,00 ₹ is Not Paided😡😡😡😡
@hitman51617 ай бұрын
Bhai ya cheez x pay dal tujha resolution mil jayaga
@cr8xtremeCaRnAgE7 ай бұрын
Niva Bupa chor company hai...
@vikram06076 ай бұрын
Try insurance samadhan or insurance ombudsman complaint
@welpen20066 ай бұрын
Niva Bupa is the PURE fraud company by Policy bazaar! ❤❤
@Rajnish-era3 ай бұрын
OPD ka kya matlab hai
@Mahtab19865 ай бұрын
Is there any parameter for cover amount for decide abt expense amount
@pranpb23647 ай бұрын
Sir kya Ayushman card hone k bad v health insurance lena jaruri hai..?
@NainaSharma-c7z7 ай бұрын
Ayushman Bharat mein aapko 5Lacs ka cover milta hai
@namaskarprasad7 ай бұрын
Yes
@Hi_Mansi7 ай бұрын
Ha bhai krwa, har hospital me ayushman nhi accept krte
@pradipbhosale11526 ай бұрын
Mr Prasad I would like to know your thoughts , foreign me US, UK and many more health facilities free hai , they have free medical faciliy.ek health insurance ka card leke jana padta hai .opd bhi free hai , aise sab condition nahi hai .India me ye sab gandagi hai , upar se health facility bhi free nahi balki costly hai aur govt bhi health insurance ke oremium pe 18%tax charge karti hai .Whats ur thought
@insuranceabcd6 ай бұрын
Plz share this type of policy . I also want to see
@namaskarprasad6 ай бұрын
Although health care facilities are better in Western countries the waiting period for an appointment is sometimes 2-3 months. & regarding free healthcare I highly doubt its free. The hospital bills are mostly backed by health insurance even OPD since most of them have health insurance.
@manojgtrivedimanguru13097 ай бұрын
Iffco- tokio kabhi mat lena galti se bhi.😢
@rohanshetye54956 ай бұрын
Future comsumer is not visible on trading platform..pls make video on this.
@rupeshkumar-gs6dl7 ай бұрын
Bhai apke link se insurance compare krke buy to karlu,but apne subscriber ko discount coupon to provide karwao.🎉🎉