Cash Credit Loan Account vs Bank Overdraft Facility से करें Business आसान

[@AssetYogi]

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[@Comindance]

Best content on Internet on this topic!!! I was exhausted searching for difference between these 2

[@coolravichauhan]

Sir ka best gi rehta hai. Following him from last 4 months. Aur sb easily smjh b aa jaata hai

[@Mohitkumar-iv4xm]

If you need over draft facility with best benifits than you can call me 7042285842

[@vikasshukla2933]

I am a big fan of AssetYogi ....he has clear my many doubts of finance ...All the best

[@rohitkatare9397]

Sir you have immense rich knowledge in finance..... And also thanks for spreading enlightenment in finance field ..in india were there is immense less knowledge in finance thus we abstain trap

[@prashantkamble9038]

सर आप हर एक विडिओ बहोत हि आसान तरिके से समझाते है इसिलिये मैं आपकी हर एक विडिओ देखता हूं

[@AssetYogi]

Dhanyawad Prashant :)

[@Tanmay1144]

Such a knowledgeable and awesome videos thank u so much sir

[@dharmendrakumarchaubey4034]

Kitne easy way me aapne samjhaya .Thank You sir.

[@AssetYogi]

Hope it's helpful :)

[@shivoygroup3225]

Thank You So Much from bottom of my heart 💓🙏

[@satyamiryala8579]

DEAR SIRJI , AAPKA VIDEOS SE MUJHE BAHUT KUCH SEKNEKO MILA HAI AND THANKS FOR THIS, (FROM MUMBAI/MR.SATYA/ACCOUNTANT)

[@truthcreativity4878]

Sir u are too good ;i am your's big fan🙋

[@nihardash6771]

I WAS CONFUSED ABOUT CC N OD NOW M FEELING VERY EASY

[@cornellia8697]

One of best channel for easy understanding of finance concepts.Thank you sir for your efforts.

[@AssetYogi]

Thank you for appreciation and support 😊

[@nausheenyousaf8312]

Outstanding sir....subcribe krna banta ha....mane bht websites daik liye.ap ki trha kisi ne explain nai kiya.aysa parha diya jaise students samne bate ha or wo questions kr ke ap btate ha

[@rajkumarsingh7287]

Thank you sir, i am preparing for bank exam. It is very helpful 🙏

[@AssetYogi]

Keep learning Rajkumar :)

[@mohammedadnanpathan3664]

sir aap mere guru ho aapse boht sikhne mila h . thank u sir

[@abcdtb164]

Mohammed Adnan Pathan Assalamu alykom Plz ishan llb dekha karu bahut badiya knowledge milega

[@madhurihedau5177]

Overdraft limit is similar to that of cash credit limit difference is in cc bank checks client's stock debtors n receivables monthly and on that basis it provides the drawing power to the client.. Here drawing power varies on monthly basis... Whereas in overdraft limit the limit utilization and requirement is assessed on annual basis.... Both the facilities are use for working capital only

[@Vikasharma115]

What is processing fees of BANK to open CC account?

[@rugnathsingh2103]

Bahut acha tarika h sir aapke samjhne ka

[@omkarsingh5859]

thanks a lot yogi ji, simple and effective way to understand.

[@AssetYogi]

Thank you for appreciating Tracker lover

[@ShabnamKhan-bc9xr]

sirr aapka way of teaching bhtt acha h

[@anilkurseja4725]

Your knowledge is blessings for us

[@AssetYogi]

Thanks for appreciation :)

[@autogyan5834]

Thankyou Clear opinion dene ke liye. I am going for OD loan

[@AkhilGuptaSunny]

Dear sir, thanks for this very beautiful video.. but I think YOu've missed some points.. 1) CGMFE FEE..: WHICH IS VERY LARGE 2) INSURANCE CHARGED ON THE STOCK : IT IS ALSO VERY LARGE 3) INSPECTION CHARGES : LARGE ALSO .... IT GOES UP TO THOUSAND OF RUPEES

[@satyendergupta2234]

MOREOVER IF THE STOCK AS SECURITY FOR LIMIT IS UNDER PLEDGE. THE GOD OWNS KEEPERS CONVEYANCE IS ALSO ON BORRIWER'SACCOUNT. 2.THE AMC ACCOUNTS MAINTENANCE CHARGES NORMALLY PREVAILING ABOUT RS.1 OR 2 PER ENTRY ARE ALSO CHARGED. 3.CHQEUE BOOK CHARGES 4 LIMIT PROCESSING/& DOCUMENTATION CHARGES ALL SUCH CHARGES SUMS UP ABOUT 3 TO 5 %IF TOTAL BORROWAL LIMIT DEPENDING UPON SIZE IF LIMIT.FOR LARGE LIMITS THE CHARGES COUNTS LOWER IN%TERMS. IN SUCH ACCOUNTS THERE ARE ALSO LEVIED CASH HANDLING CHARGES FOR DEPOSITING CASH ABOVE 10 PACKETS OR RS.2 LACS PER DAY WHICH MAY DIFFER FROM BANK TO BANK.

[@paritoshpragya1]

Correct.. Yogi sir should also mention these points... 3 years ago I have taken cash credit loan after watching this video...without knowing these facts.. Yogi sir told in this video @12:34 that we will get a cash credit loan on the basis of our stocks, and if the loan default bank will recover their money by selling our stocks.. that's not true.. also branch manager did not told about this. so I request to you Yogi sir, Kindly ask some people who have taken these type of loan and then make video.

[@ajaykumarbando1770]

videos is very simple to understand. Well done....

[@deepakpathak7759]

Dear Mukul, I was trying to find videos related to basics of credit facilities and its different types.

[@aartihbpl1618]

Excellent video I have ever see in other Bank related KZbin, thank you very much sir 🙏

[@AssetYogi]

Keep learning 😊

[@ravid8331]

Plz make video on "should we invest in mutual funds or first pay home loan?"

[@SunderSiroha]

You explain clearly ....thanks Sir

[@yogeshkalariya2960]

Samjane ka tarika 👌👌

[@AssetYogi]

Thank you 😊

[@naimeshthacker5458]

1) CC me quaterly Godown inspection charges lagta hai OD me nahi hai. 2) CC me har mahine stock statment dena padte hai but OD me nahi. Fixed date tak stock statment dena padta hai varna penal interest lagta hai in CC

[@yogitaregmi5]

Thank you so much

[@AssetYogi]

I hope this will be helpful Yogita :)

[@daminimishra8712]

Very helpful information thanks sir

[@AssetYogi]

I hope this will be helpful Damini :)

[@manishahadala]

Difference b/w loan and advances pe b ek video sir

[@tanveersayyed4539]

I hope mujhe aapse bahut kuch sikhne milega

[@shaikhsaifali5688]

I think you should have mentioned the exact interest rate

[@mohdsharif582]

Bahut sahi bataya h bhai apne cash credit limat h

[@AssetYogi]

Achcha laga sun ke :)

[@dushyantsharma2749]

Very good and easy explain.

[@AssetYogi]

Thank you Dushyant 😊

[@Afsarkhan-nz6zj]

One of the best video really

[@AssetYogi]

Thanks Afsar.

[@Afsarkhan-nz6zj]

@@AssetYogi u most welcome sir

[@crazyhelp9393]

Clearly explained.

[@AssetYogi]

Thank you 😊

[@avinashgupta8659]

बहुत बहुत धन्यवाद 🙏

[@AssetYogi]

Thanks Avinash

[@ravikumarkothamasu]

Very good and simple explanation.i appreciate your effort.

[@AssetYogi]

Thank you so much for support 😊

[@SameerKhan-wx5oj]

Aapne bahut accha knoleg diya h thank u

[@shrikantpatil1805]

Hi Sir, can you upload video on Credit Rating Scales for Short Term and Long Term Borrowings and Credit Score as well.

[@sauriraj5324]

Nice video Sir explained very clearly, Thank you👍🙏

[@AssetYogi]

Thanks Sauri

[@samyakajmera5589]

Hi Sir, Please make an video on how to deal with banks to get the Term loan/ WC loan sanctioned for your client. Any important points to keep in mind while dealing with them ?

[@adbs10]

Bahut badhiya!👍❤️🙏

[@ManpreetKaur-bp2nz]

Hi Sir, Thank you so much! Well, very nicely explained. There is a request if you could please make a video on Cross Default Spread (LIBOR Plus Spread).

[@jaisharma6923]

Thanks sir, this video was helpful ! ♡

[@vishalrajyaguru2597]

Thanks with bottom of my heart for your efforts your videos are really enriching

[@rishijuneja]

Sir, It would be great if you can make some videos on MPBF, Drawing Power ( if LC limits +CC Limits) EPC & PCFC , Derivatives, Swaps and Forward Contracts

[@patrickdan9274]

you should probably take a course on Caiib

[@gracexalxo6130]

I clear all my doubts ....thank u soo much sir ......😇

[@AssetYogi]

Keep supporting Abhilash :)

[@ayush2606]

Can we claim interest subvention in OD? In Case of CC, this can be claimed.

[@manishkumar8442]

Very nice sir very easy to understand thnku sir keep going on....

[@AssetYogi]

Thanks for appreciation Manish :)

[@RojgarIndiaJobs]

सर मैं एक जॉब प्लेसमेंट कंसलटेंसी बिजनेस करता हूं इसमें मुझे अक्सर वर्किंग कैपिटल की आवश्यकता होती है लेकिन कोई भी बैंक मुझे केस या क्रेडिट लिमिट की सुविधा नहीं देती है क्या ऐसा कोई सुविधा जिसके अंतर्गत मुझे व्यापार का संचालन करने के लिए रुपया उपयोग के लिए मिलता रहे।

[@Podcast_with_me.176]

Job placement mera kra do

[@AlfarmanShah-xy1nr]

Hmm apko over draft provide krenge

[@vipul4806]

Aap bahut accha padhate hain sir

[@AssetYogi]

Dhanyawaad :)

[@vikramrathorellb4233]

How I can finance on agricultural land other than KCC (Kisan credit card)

[@Gufrankhan-cp5mf]

sir bahut acha tarika h aap.ka samjanae ka.👌👌👌👌

[@AssetYogi]

Thank you 😊

[@avirals1]

Would love to hear your explain the terms in the annexures of an annual report

[@AssetYogi]

Sure! I've noted down your topic suggestion for future videos.

[@mohammadirfanqamruddinkhan4005]

Thank you very much Yogi brother for sharing your knowledge and experience with us. May god give you health wealth and happiness.❤

[@naveenkumar-zo8bj]

Cc me kitna parsent intrest padta h

[@afrojtanwar8446]

Reply sir

[@ravipancha6296]

Depend on repo rate and bank

[@sureshchouhan6840]

Sir ur vedio is very nice nolgefull thanks for vedio plz. App uplod karna band mat karna

[@AssetYogi]

धन्यवाद 😊 Suresh

[@bharatproducts7897]

Very good video sir Sir aap pvt ltd company ko sebi aur share market me le Jane ke liye kya kare is topic par Hindi me videos uploade karye na plz thanks

[@AssetYogi]

Thank you and I've noted your topic suggestion.

[@tanveersayyed4539]

Thank you for my soling problem

[@AssetYogi]

Keep learning :)

[@sontyshaw4423]

Bhaiya ap Recruitment samjha sakte hh plz Wednesday exam h

[@sontyshaw4423]

Bhaiya plz

[@syedmuhammaddilawarabbas3989]

Good vedio

[@AssetYogi]

Thanks Danish :)

[@dikshabhattpo07]

Kya saving account mai overdraft facility nahi milti ??

[@sarvagya3875]

No, it is only for current account

[@YTDIslam]

Milta hai 2 Lakh se jada MAB maintain karna parta hai

[@ajjuscape]

@@YTDIslam kaunsa bank provide kar raha hai ye?

[@vaibhavdharmadhikari7622]

Best information i ever seen

[@AssetYogi]

Thanks Vaibhav

[@hmrinalrj3103]

Can you tell me sir how can i reduce my cc limit... what's the process

[@AYANchakraborty5557]

Can u tell me which paper required for cc any gst no. Or any thing repley me plzz

[@RahulSingh-oj8jm]

Sir interest ki calculation and Business man / individual kaise interest deposit krega iska ,ek video provide kra dijiye yadi aap kr saktey hain ,,thoda apna valuable time dekar 🙌

[@vikramkhanna4018]

Hi. Thanks for the elaboration! Can you please tell me which category does a credit card belongs to? It should be Unsecured overdraft as per my understanding based on the video, but banks generally open a different account for credit cards too, which is a feature of cash credit! Thank you in advance!

[@mdparwejalam1540]

Thank you sir mera problem solve ho gaya

[@zeetamusic4339]

please tell me what is debit interest capitalised???

[@AssetYogi]

Private lenders capitalize interest on loans when you either do not make payments at all or make partial payments. When your interest is capitalized, the interest charges you failed to pay are added into the principal balance of your loan. This increases the total amount you owe.

[@Aditya1590]

Satisfied I am a class 11 commerce student I do understand that what is this now I understand ।

[@avinashlimbore6231]

Last year turnover ka 20% funding hota he cc . Ye bank to bank depends krta he

[@ThinkWings]

Brother which banks give easily this facility.. I hv my account with Indusind. They are not giving me this facility

[@Akashdeep-In4zk]

Cash credit limit is not calculated on last year Turnover ,it is calculated on the projected turnover and projected turnover is set on the basis of last year Turnover .

[@bantikhan8380]

Thanku sir Telegram channl banaya sir

[@Cmasubrat]

Sir ,cash credit is a current liabilities?

[@AssetYogi]

Yes

[@jatingada9832]

It is a secured loan against stock, debtor's or against property

[@nitinkhot8468]

Liability for company.. Asset for bank

[@omkarsingh5859]

yes dear it will count in liabilities of an proprietor.

[@syedmuhammaddilawarabbas3989]

Topic sir bridge loan and participation loan

[@syedmuhammaddilawarabbas3989]

Make a vedio please

[@rajkumarpanjwani7434]

Dear Sir, I submitted Stock Statement at Bank next month 10th to 15th day So Bank of baroda Charge Penal Int. Of last Six month of Rs. 4.6 Lacs So How Can Reverse the Penal Int.

[@sanwermal]

U can mail to them & ask about it. if they couldn't take appropriate action you can go with their credit department, regional Office & HO also

[@chetanpariyal6771]

Very nice sir.... You will explain very wel..

[@Shubhamkumar-rf9vr]

very nice and easy way of suggestion Thanks Sir

[@AssetYogi]

Hope it helped you Shubham, Keep supporting Asset Yogi

[@kartavkesri5833]

Very good knowledge thanks

[@kalpeshsheth4982]

THANKS ALOT SIR FOR CLERIFYING OUR CONCEPT.....KEEP TEACHING US SIR

[@Bhushangedam23]

Thankyou sir 💝

[@AssetYogi]

Always welcome

[@kaustubhkharade6309]

Your video is good and easy to understand... But can u explain about how we can calculate the interest on loan amount...

[@techbharti7772]

Awesome video

[@AssetYogi]

Thanks :)

[@Rohitkumar-ql7hy]

I convence very much seeinfg tji videos

[@bijayamohanty9333]

Thanks guruji.....

[@AssetYogi]

Keep learning

[@naushadshekh3660]

mind blowing explanation thanks

[@AssetYogi]

Thank you for appreciating Naushad

[@jhikumajumder]

nice & helpfull videos

[@harinderSingh-pr8ek]

Very easy explanation ... 😊

[@nitinkhot8468]

Better If you explain operational process starting from origination to closure for assets or any other banking process.. Thanks

[@nelofarishfaq]

Nice 👌 information

[@AssetYogi]

Thanks 😊

[@reenajain5391]

very nicely explained

[@AssetYogi]

Thank you so much 🙂

[@harpreetanand6782]

Nycc video and easy explain

[@AssetYogi]

Hope it helps :)

[@ambujmishra8866]

Great sir 🙏

[@AssetYogi]

Thanks Ambuj :)

[@PratimaPandey-bp2kt]

Best teacher ❤

[@aditisalvi9164]

Great👍👍

[@AssetYogi]

Thank you 👍

[@shreyanshbaranwal8389]

Very nice SIR 🙏👍👌🥰😘

[@AssetYogi]

Thanks Shreyansh :)

[@yogeshsah8206]

Sir DD (Demand Draft) Pe ek video bana dijiye

[@milindmirjule4533]

Thank you 😊

[@AssetYogi]

You're welcome 😊

[@dev_vlog143]

Nice sir ..Apke saare video bahut acche he...Apko bahut knowledge he...Fiance or banking terminology or knowledge ke liye ap koi book suggest kriye . Mujhe pdana he

[@AssetYogi]

Thanks Devendra :)

[@dev_vlog143]

@@AssetYogi sir finance ke knowledge ke liye book or btaiye