Cash Credit Loan Account vs Bank Overdraft Facility से करें Business आसान

[@AssetYogi]

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[@Comindance]

Best content on Internet on this topic!!! I was exhausted searching for difference between these 2

[@coolravichauhan]

Sir ka best gi rehta hai. Following him from last 4 months. Aur sb easily smjh b aa jaata hai

[@Mohitkumar-iv4xm]

If you need over draft facility with best benifits than you can call me 7042285842

[@madhurihedau5177]

Overdraft limit is similar to that of cash credit limit difference is in cc bank checks client's stock debtors n receivables monthly and on that basis it provides the drawing power to the client.. Here drawing power varies on monthly basis... Whereas in overdraft limit the limit utilization and requirement is assessed on annual basis.... Both the facilities are use for working capital only

[@Vikasharma115]

What is processing fees of BANK to open CC account?

[@vikasshukla2933]

I am a big fan of AssetYogi ....he has clear my many doubts of finance ...All the best

[@rohitkatare9397]

Sir you have immense rich knowledge in finance..... And also thanks for spreading enlightenment in finance field ..in india were there is immense less knowledge in finance thus we abstain trap

[@cornellia8697]

One of best channel for easy understanding of finance concepts.Thank you sir for your efforts.

[@AssetYogi]

Thank you for appreciation and support 😊

[@rajkumarsingh7287]

Thank you sir, i am preparing for bank exam. It is very helpful 🙏

[@AssetYogi]

Keep learning Rajkumar :)

[@dharmendrakumarchaubey4034]

Kitne easy way me aapne samjhaya .Thank You sir.

[@AssetYogi]

Hope it's helpful :)

[@truthcreativity4878]

Sir u are too good ;i am your's big fan🙋

[@omkarsingh5859]

thanks a lot yogi ji, simple and effective way to understand.

[@AssetYogi]

Thank you for appreciating Tracker lover

[@prashantkamble9038]

सर आप हर एक विडिओ बहोत हि आसान तरिके से समझाते है इसिलिये मैं आपकी हर एक विडिओ देखता हूं

[@AssetYogi]

Dhanyawad Prashant :)

[@satyamiryala8579]

DEAR SIRJI , AAPKA VIDEOS SE MUJHE BAHUT KUCH SEKNEKO MILA HAI AND THANKS FOR THIS, (FROM MUMBAI/MR.SATYA/ACCOUNTANT)

[@Tanmay1144]

Such a knowledgeable and awesome videos thank u so much sir

[@shivoygroup3225]

Thank You So Much from bottom of my heart 💓🙏

[@naimeshthacker5458]

1) CC me quaterly Godown inspection charges lagta hai OD me nahi hai. 2) CC me har mahine stock statment dena padte hai but OD me nahi. Fixed date tak stock statment dena padta hai varna penal interest lagta hai in CC

[@nausheenyousaf8312]

Outstanding sir....subcribe krna banta ha....mane bht websites daik liye.ap ki trha kisi ne explain nai kiya.aysa parha diya jaise students samne bate ha or wo questions kr ke ap btate ha

[@AkhilGuptaSunny]

Dear sir, thanks for this very beautiful video.. but I think YOu've missed some points.. 1) CGMFE FEE..: WHICH IS VERY LARGE 2) INSURANCE CHARGED ON THE STOCK : IT IS ALSO VERY LARGE 3) INSPECTION CHARGES : LARGE ALSO .... IT GOES UP TO THOUSAND OF RUPEES

[@satyendergupta2234]

MOREOVER IF THE STOCK AS SECURITY FOR LIMIT IS UNDER PLEDGE. THE GOD OWNS KEEPERS CONVEYANCE IS ALSO ON BORRIWER'SACCOUNT. 2.THE AMC ACCOUNTS MAINTENANCE CHARGES NORMALLY PREVAILING ABOUT RS.1 OR 2 PER ENTRY ARE ALSO CHARGED. 3.CHQEUE BOOK CHARGES 4 LIMIT PROCESSING/& DOCUMENTATION CHARGES ALL SUCH CHARGES SUMS UP ABOUT 3 TO 5 %IF TOTAL BORROWAL LIMIT DEPENDING UPON SIZE IF LIMIT.FOR LARGE LIMITS THE CHARGES COUNTS LOWER IN%TERMS. IN SUCH ACCOUNTS THERE ARE ALSO LEVIED CASH HANDLING CHARGES FOR DEPOSITING CASH ABOVE 10 PACKETS OR RS.2 LACS PER DAY WHICH MAY DIFFER FROM BANK TO BANK.

[@paritoshpragya1]

Correct.. Yogi sir should also mention these points... 3 years ago I have taken cash credit loan after watching this video...without knowing these facts.. Yogi sir told in this video @12:34 that we will get a cash credit loan on the basis of our stocks, and if the loan default bank will recover their money by selling our stocks.. that's not true.. also branch manager did not told about this. so I request to you Yogi sir, Kindly ask some people who have taken these type of loan and then make video.

[@deepakpathak7759]

Dear Mukul, I was trying to find videos related to basics of credit facilities and its different types.

[@aartihbpl1618]

Excellent video I have ever see in other Bank related KZbin, thank you very much sir 🙏

[@AssetYogi]

Keep learning 😊

[@autogyan5834]

Thankyou Clear opinion dene ke liye. I am going for OD loan

[@yogeshkalariya2960]

Samjane ka tarika 👌👌

[@AssetYogi]

Thank you 😊

[@shaikhsaifali5688]

I think you should have mentioned the exact interest rate

[@Gufrankhan-cp5mf]

sir bahut acha tarika h aap.ka samjanae ka.👌👌👌👌

[@AssetYogi]

Thank you 😊

[@mohammadirfanqamruddinkhan4005]

Thank you very much Yogi brother for sharing your knowledge and experience with us. May god give you health wealth and happiness.❤

[@anilkurseja4725]

Your knowledge is blessings for us

[@AssetYogi]

Thanks for appreciation :)

[@dushyantsharma2749]

Very good and easy explain.

[@AssetYogi]

Thank you Dushyant 😊

[@vishalrajyaguru2597]

Thanks with bottom of my heart for your efforts your videos are really enriching

[@RahulSingh-oj8jm]

Sir interest ki calculation and Business man / individual kaise interest deposit krega iska ,ek video provide kra dijiye yadi aap kr saktey hain ,,thoda apna valuable time dekar 🙌

[@samyakajmera5589]

Hi Sir, Please make an video on how to deal with banks to get the Term loan/ WC loan sanctioned for your client. Any important points to keep in mind while dealing with them ?

[@ravid8331]

Plz make video on "should we invest in mutual funds or first pay home loan?"

[@kaustubhkharade6309]

Your video is good and easy to understand... But can u explain about how we can calculate the interest on loan amount...

[@ajaykumarbando1770]

videos is very simple to understand. Well done....

[@RojgarIndiaJobs]

सर मैं एक जॉब प्लेसमेंट कंसलटेंसी बिजनेस करता हूं इसमें मुझे अक्सर वर्किंग कैपिटल की आवश्यकता होती है लेकिन कोई भी बैंक मुझे केस या क्रेडिट लिमिट की सुविधा नहीं देती है क्या ऐसा कोई सुविधा जिसके अंतर्गत मुझे व्यापार का संचालन करने के लिए रुपया उपयोग के लिए मिलता रहे।

[@Podcast_with_me.176]

Job placement mera kra do

[@AlfarmanShah-xy1nr]

Hmm apko over draft provide krenge

[@shrikantpatil1805]

Hi Sir, can you upload video on Credit Rating Scales for Short Term and Long Term Borrowings and Credit Score as well.

[@tanveersayyed4539]

I hope mujhe aapse bahut kuch sikhne milega

[@mohdsharif582]

Bahut sahi bataya h bhai apne cash credit limat h

[@AssetYogi]

Achcha laga sun ke :)

[@ManpreetKaur-bp2nz]

Hi Sir, Thank you so much! Well, very nicely explained. There is a request if you could please make a video on Cross Default Spread (LIBOR Plus Spread).

[@rishijuneja]

Sir, It would be great if you can make some videos on MPBF, Drawing Power ( if LC limits +CC Limits) EPC & PCFC , Derivatives, Swaps and Forward Contracts

[@patrickdan9274]

you should probably take a course on Caiib

[@mohammedadnanpathan3664]

sir aap mere guru ho aapse boht sikhne mila h . thank u sir

[@abcdtb164]

Mohammed Adnan Pathan Assalamu alykom Plz ishan llb dekha karu bahut badiya knowledge milega

[@kalpeshsheth4982]

THANKS ALOT SIR FOR CLERIFYING OUR CONCEPT.....KEEP TEACHING US SIR

[@vikramkhanna4018]

Hi. Thanks for the elaboration! Can you please tell me which category does a credit card belongs to? It should be Unsecured overdraft as per my understanding based on the video, but banks generally open a different account for credit cards too, which is a feature of cash credit! Thank you in advance!

[@ravikumarkothamasu]

Very good and simple explanation.i appreciate your effort.

[@AssetYogi]

Thank you so much for support 😊

[@ShabnamKhan-bc9xr]

sirr aapka way of teaching bhtt acha h

[@nitinkhot8468]

Better If you explain operational process starting from origination to closure for assets or any other banking process.. Thanks

[@avirals1]

Would love to hear your explain the terms in the annexures of an annual report

[@AssetYogi]

Sure! I've noted down your topic suggestion for future videos.

[@manishahadala]

Difference b/w loan and advances pe b ek video sir

[@PARShURAM-m]

Satisfied I am a class 11 commerce student I do understand that what is this now I understand ।

[@sauriraj5324]

Nice video Sir explained very clearly, Thank you👍🙏

[@AssetYogi]

Thanks Sauri

[@crazyhelp9393]

Clearly explained.

[@AssetYogi]

Thank you 😊

[@jaisharma6923]

Thanks sir, this video was helpful ! ♡

[@avinashgupta8659]

बहुत बहुत धन्यवाद 🙏

[@AssetYogi]

Thanks Avinash

[@rugnathsingh2103]

Bahut acha tarika h sir aapke samjhne ka

[@yogitaregmi5]

Thank you so much

[@AssetYogi]

I hope this will be helpful Yogita :)

[@ayush2606]

Can we claim interest subvention in OD? In Case of CC, this can be claimed.

[@SunderSiroha]

You explain clearly ....thanks Sir

[@gracexalxo6130]

I clear all my doubts ....thank u soo much sir ......😇

[@AssetYogi]

Keep supporting Abhilash :)

[@vikramrathorellb4233]

How I can finance on agricultural land other than KCC (Kisan credit card)

[@avinashlimbore6231]

Last year turnover ka 20% funding hota he cc . Ye bank to bank depends krta he

[@ThinkWings]

Brother which banks give easily this facility.. I hv my account with Indusind. They are not giving me this facility

[@Naksh-In4zk]

Cash credit limit is not calculated on last year Turnover ,it is calculated on the projected turnover and projected turnover is set on the basis of last year Turnover .

[@rahuldave4692]

Sir, requesting you to make video on these subjects - Global Trade Compliance, CDCS, SEZ, EOU, EHTP, DBK and customs procedures for export and import.

[@AnkitSingh-sk7hs]

Sir u have mentioned that account opened in cash credit is a running account and is without a limit. Please check the video at 7:00 and confirm.

[@rajkumarpanjwani7434]

Dear Sir, I submitted Stock Statement at Bank next month 10th to 15th day So Bank of baroda Charge Penal Int. Of last Six month of Rs. 4.6 Lacs So How Can Reverse the Penal Int.

[@sanwermal]

U can mail to them & ask about it. if they couldn't take appropriate action you can go with their credit department, regional Office & HO also

[@bharatproducts7897]

Very good video sir Sir aap pvt ltd company ko sebi aur share market me le Jane ke liye kya kare is topic par Hindi me videos uploade karye na plz thanks

[@AssetYogi]

Thank you and I've noted your topic suggestion.

[@Afsarkhan-nz6zj]

One of the best video really

[@AssetYogi]

Thanks Afsar.

[@Afsarkhan-nz6zj]

@@AssetYogi u most welcome sir

[@naushadshekh3660]

mind blowing explanation thanks

[@AssetYogi]

Thank you for appreciating Naushad

[@dikshabhattpo07]

Kya saving account mai overdraft facility nahi milti ??

[@sarvagya3875]

No, it is only for current account

[@YTDIslam]

Milta hai 2 Lakh se jada MAB maintain karna parta hai

[@akramm.o_o]

@@YTDIslam kaunsa bank provide kar raha hai ye?

[@sontyshaw4423]

Bhaiya ap Recruitment samjha sakte hh plz Wednesday exam h

[@sontyshaw4423]

Bhaiya plz

[@vipul4806]

Aap bahut accha padhate hain sir

[@AssetYogi]

Dhanyawaad :)

[@vaibhavdharmadhikari7622]

Best information i ever seen

[@AssetYogi]

Thanks Vaibhav

[@Cmasubrat]

Sir ,cash credit is a current liabilities?

[@AssetYogi]

Yes

[@jatingada9832]

It is a secured loan against stock, debtor's or against property

[@nitinkhot8468]

Liability for company.. Asset for bank

[@omkarsingh5859]

yes dear it will count in liabilities of an proprietor.

[@hmrinalrj3103]

Can you tell me sir how can i reduce my cc limit... what's the process

[@AYANchakraborty5557]

Can u tell me which paper required for cc any gst no. Or any thing repley me plzz

[@sureshchouhan6840]

Sir ur vedio is very nice nolgefull thanks for vedio plz. App uplod karna band mat karna

[@AssetYogi]

धन्यवाद 😊 Suresh

[@tanveersayyed4539]

Thank you for my soling problem

[@AssetYogi]

Keep learning :)

[@zeetamusic4339]

please tell me what is debit interest capitalised???

[@AssetYogi]

Private lenders capitalize interest on loans when you either do not make payments at all or make partial payments. When your interest is capitalized, the interest charges you failed to pay are added into the principal balance of your loan. This increases the total amount you owe.

[@naveenkumar-zo8bj]

Cc me kitna parsent intrest padta h

[@afrojtanwar8446]

Reply sir

[@ravipancha6296]

Depend on repo rate and bank

[@daminimishra8712]

Very helpful information thanks sir

[@AssetYogi]

I hope this will be helpful Damini :)

[@garrymehmi4310]

What is agriculture over draft limit. How to pay loan amount. Give full detailed video. What does mean by pay on demand

[@adbs10]

Bahut badhiya!👍❤️🙏

[@rahulkasar6586]

No.1 ........

[@AssetYogi]

Thank you Rahul

[@paulzrohitvlogs8847]

Hi sir. Mera ek case credit lone hai. Iska Jo limit hai iss limit ko double karne k liya kiya kare???

[@vipindhingra8562]

Dear Sir, Can you make a video on how commercial Cibil works ?

[@manishkumar8442]

Very nice sir very easy to understand thnku sir keep going on....

[@AssetYogi]

Thanks for appreciation Manish :)

[@sanwermal]

Good hear it but one error is there please don't mind .... O/s Creditor amount should be less from inventory & remaining inventory are allow for cash credit....

[@yashgala5741]

Thank you sir Nice explanation of the cash credit and overdraft

[@AssetYogi]

Thanks Yash!

[@Shubhamkumar-rf9vr]

very nice and easy way of suggestion Thanks Sir

[@AssetYogi]

Hope it helped you Shubham, Keep supporting Asset Yogi

[@akshaysinghal9218]

Very well explained sir...Thank you! Much needed video for me! :)

[@AssetYogi]

Keep learning Akshay :)

[@SameerKhan-wx5oj]

Aapne bahut accha knoleg diya h thank u

[@harpreetanand6782]

Nycc video and easy explain

[@AssetYogi]

Hope it helps :)

[@chittarout720]

Thanks sir for u ur kind information Pls make separate videos on Cash credit

[@AssetYogi]

Watch this video: kzbin.info/www/bejne/ZoLSY6Gng7umedU

[@keshavgehlot4358]

Knowledgeable video ☺

[@AssetYogi]

Thanks Tejendar :)

[@bijayamohanty9333]

Thanks guruji.....

[@AssetYogi]

Keep learning

[@syedmuhammaddilawarabbas3989]

Topic sir bridge loan and participation loan

[@syedmuhammaddilawarabbas3989]

Make a vedio please

[@muzaffarshaikh9651]

Good working sir Thank you 👍

[@AssetYogi]

Keep learning Muzaffar

[@dev_vlog143]

Nice sir ..Apke saare video bahut acche he...Apko bahut knowledge he...Fiance or banking terminology or knowledge ke liye ap koi book suggest kriye . Mujhe pdana he

[@AssetYogi]

Thanks Devendra :)

[@dev_vlog143]

@@AssetYogi sir finance ke knowledge ke liye book or btaiye

[@mdparwejalam1540]

Thank you sir mera problem solve ho gaya

[@swarupguntupalli818]

Thanks bhayya for easy and simple explaination

[@AssetYogi]

Hope it helps Swarup:)

[@md.mahmudulhasanprince3607]

We learn a lot of thinks by your video... Its very much helpful for a banker....we expect that you will make all banking related videos...... from bangladesh...Eastern Bank Ltd (EBL)....

[@milindkharche5525]

very informative, Thanks

[@abhijitguha9644]

Thank you so much. Very help full.

[@Blockchain_illuminati]

Asset yogi good 😂😂🎉🎉

[@manalibela8156]

Thanks for Wonderful explanation. If possible please make video on credit derivatives.