Cash Envelope Stuffing | $1,193 | April Paycheck #1

L E T ’ S C O N N E C T:
Instagram | / ayaplans
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M Y E T S Y S H O P | ayaplans.etsy.com
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F E T C H R E W A R D S R E F E R R A L C O D E: FENEQX
Fetch Rewards is an app you scan receipts into, earn points, and redeem those points for gift cards! If you use my code, you get 100 points and I get 100 points!!
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M Y M O M ’ S E T S Y S H O P │ handmadebyyoko...
She makes preemie baby headbands, masks, scrub caps, baby blankets and more!
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N A I L S | / @impressbeautyofficial
www.impressbea...
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P R O D U C T L I N K S:
💲Use code ayaplans10 for 10% off! luxedesignssho...
52 Week Envelope Challenge: luxedesignssho...
2024 Dashboard: luxedesignssho...
Budget Dashboard: luxedesignssho...
Consistency Planner Card: luxedesignssho...
Luxury Dashboard: luxedesignssho...
Mindset Dashboard: luxedesignssho...
One Day At A Time Dashboard: luxedesignssho...
BINDERS
Black:
jasmineswallet...
jasmineswallet...
Dark Gray:
jasmineswallet...
Moterm (Cream): www.amazon.com...
Taupe: jasmineswallet...
White: jasmineswallet...
ENVELOPES
A6 Cash Envelopes:
www.theaesthet...
jasmineswallet...
Tabbed Matte A6 Envelopes: jasmineswallet...
A5 Budget Binder Inserts: www.theaesthet...
Black Flower Binder Charm: www.etsy.com/s...
Calculator: www.amazon.com...
Cash Tray: www.etsy.com/l...
Cash Wallet Dividers: luxedesignssho...
Christmas Savings Challenge: jasmineswallet...
Fully Funded Placeholders: www.etsy.com/s...
Kate Spade Wallet:
surprise.kates...
Muji Pen 0.38: a.co/d/hGSFADy
Placeholders: www.theaesthet...
Sharpie Pen: www.target.com...
100 Envelope Challenge: www.etsy.com/s...
52 Week Envelope Challenge Box: www.amazon.com...
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A B O U T M E:
I’m 22 years old and started my cash stuffing journey with my boyfriend during the summer of 2022. I’m a full-time college student working part time. We are working towards paying off debt and increasing our savings while still having fun in our early twenties!
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WiseBudgeter: / wisebudgeter
Shop: www.etsy.com/s...

[@valerianplans]

I thoroughly enjoyed watching you color in the emergency fund tracker. Coloring saving challenges are the best

[@OdettesBudgetingLife]

❤❤. I recently found a star note and will start collecting them. I never knew about the star notes until i saw your videos. Thanks. I love your content and channel!!!!

[@ayaplans]

Aww yay!! Thank you so much! ❤️

[@thebudgetevolution]

Hi Aya! Lovely cash stuffing 💕💕

[@ayaplans]

Thank you! 🫶🏼

[@WiseBudgeter]

I am so glad you like them. Thank you for sharing.

[@ayaplans]

Thank you so much for them 😊

[@susanpacheco8318]

Happy Sunday💜💜

[@AestheticBudgets]

great video! exciting to get the 100 ticked off!! ❤

[@ayaplans]

Thank you! And yes it is! 😊

[@Shabudgets]

❤ how awesome to be ahead

[@cschaubhut]

I love looking for star notes too!! I’ve been looking ever since you started mentioning it!

[@ayaplans]

❤️🌟

[@LonestarChicPlansTX]

Great video

[@ayaplans]

Thank you 😊

[@AngiesFinance]

Hey Aya! U colored in the emergency circle so neat 🥲 Have a great week! ❤

[@ayaplans]

Hi!! Lol it was so satisfying!

[@rosbudgetlife3324]

Hey Aya! Fantastic cash stuffing ❤I enjoyed watching 18:49

[@ayaplans]

Hi! ❤️

[@moneywithjustliving5258]

Hey there, listening while working.

[@LilaAuom]

Congrats on 10k subscribers! ❤

[@ayaplans]

Thank you! 😊

[@Silverlotus101]

This is very relaxing to me for some reason- maybe its the feeling of bliss from loving vicariously through someone getting their life together. Love to see the process! Question: what is your plan when you're paying the bills? Do you go to the bank and add to checking, or do you add the money to another account you've named, i.e. say you name the new account 'bills'? I assume you could do that cause its easier to pay via online banking these days, but im always curious to hear how people who save like this pay for categories like car payments, rent or even gifts. Like would you purposefully buy a giftcard for target/walmart/H&M/GAP, etc. to ensure that the money is spent on its intended purpose, i.e. clothes + perfume, vs. accidentally spending the money on eggs when you use your card in the store....?

[@ayaplans]

Aw thank you!! 😊 Here’s an explanation on how I pay my bills!: Rent: deposit into checking and pay online Car Insurance/Netflix: go to teller and deposit into my mom’s account Car payment: go to teller and deposit into my mom’s account Utilities and Xfinity: deposit into checking and the bill is an automatic payment Phone: send to my mom on our bank’s app Cash stuffing bills is easier for us so we don’t leave it in our accounts and spend it accidentally. For other purchases, I do not buy gift cards. If I am using my debit card, I look at my receipt at home and take money from each category I spent from and deposit it back into my checking. If I use grocery money for groceries and toilet paper, when I get home I will take the amount I spent on toilet paper from my household envelope and put it back into my grocery envelope. I don’t find myself going to the bank often. It’s also close to me so never out of the way when I have to go. If I have money to deposit but am getting paid soon and will be withdrawing money from my paycheck, I will usually keep the money I need to despoil and just withdraw the difference just so I’m not depositing only to withdraw. Hope that makes sense!

[@anarenea]

You've started a little movement with star notes! I just recently started the cash envelope method, and I also found my first star note, like 2 other people here, a day ago! It's sitting in one of my unlabeled envelopes now, and I really hope I find another soon ✨

[@ayaplans]

I love that!! ❤️

[@tanyaambers3792]

Hi Aya I learned that when we have savings challenges to color in it's best to just do check marks rather than coloring, you can also purchase checkmark stickers they save your envelopes from being stained just a suggestion.😊

[@ayaplans]

Thank you! ❤️

[@cashnstuff]

Awesome cash stuffing video 🤗💕

[@ayaplans]

Thank you! 🥰

[@cashnstuff]

@@ayaplans Your welcome 🤗

[@kimteng_]

Good morning Aya 💜☕️🍩

[@ayaplans]

Good morning 🫶🏼

[@LadyEveBooks]

For the 52wk challenge, maybe try using white cardstock to divide the 2 sections since the envelopes are black. 😊

[@ayaplans]

Good idea!

[@BarbaraMoore-ju1he]

🥰🥰🥰

[@santagonzalez1222]

Nice video, Blessings

[@ayaplans]

❤️

[@Sassypeanutbudgets]

💜💜💜

[@qq1651]

If you are already a month ahead on your bills money, why not stuff all that extra money into dental and emergency fund?

[@ayaplans]

Because I want to maintain being a month ahead. Right now, I have my rent payment for May 1st and have half the payment for June 1st. If I put that money towards something else then I will eventually fall back to having only 2 paychecks before my rent is due

[@gabbiegabb]

Hey hey great video!!! Since you are a month ahead In bills are you going to put the money in the bank and put placeholders in your month ahead envelope!?

[@ayaplans]

Thank you!! ❤️ and no, I’m just going to keep that money in each bills envelope. My month ahead envelope is going to eventually have 3-6 months worth of expenses in case we lose our jobs or something like that. It will not be touched unless we are not getting any income! Hopefully that makes sense. I want to be a month ahead on my bills (I am now) and also have 3-6 months worth of expenses saved in my month ahead envelope!

[@gabbiegabb]

Thank you so much for responding and answering my question yes it makes sense!!! Have a great day 🥰

[@ayaplans]

@@gabbiegabb of course! 😊

[@calmandcharming1599]

👋🏽💚

[@planonabudget]

Always love watching your videos Aya! 🤍 Also wanted to let you know that I purchased some savings challenges from your shop, and I’ve started them now and am super excited! Also got a teller slip and LOVE it, made getting my cash from the teller a BREEZE!

[@ayaplans]

Thank you so much! So glad to hear that! 🥰

[@My2CrazyKiddos]

🤍🤍🤍

[@cashstuffingwithme]

You make me so excited and eager to get my checks so I can film my cash stuffing!! 😅🫶🏼

[@ayaplans]

Aw I love that! 🥰

[@TAA4U55]

❤❤❤