for me, Spending is my "yes" envelope. It's for small stuff like if I want a new set of press on nails or a KitKat bar
@Bjustbudgets8 ай бұрын
Hey Desiree, for those unforeseen purchases, maybe try a miscellaneous envelope
@Happy2planwithDesiree8 ай бұрын
Love that idea!
@jordanajordana26364 ай бұрын
Your channel is very knowledgeable! ❤
@quickbudgets91458 ай бұрын
I now have spending miscellaneous buffer and splurge. That way I can not over spend or pull from other envelopes 😂
@sarronwyrwas12688 ай бұрын
I have a spending envelope in my wallet too and I use it for those odd things that come up!
@OdettesBudgetingLife8 ай бұрын
Hi Desiree. I ❤ your videos! Great comprise on that envelope. lol.
@Happy2planwithDesiree8 ай бұрын
Thank you! 🤗
@jessicajones48738 ай бұрын
Good morning Desiree, hope you have a great day.
@Happy2planwithDesiree8 ай бұрын
Good morning! You too!
@LizSchultz-wm9kx8 ай бұрын
I love your videos and everything that you do! Keep the videos coming! 🦋🦋🦋
@marylynmiller51588 ай бұрын
Still following and enjoying you! ❤❤
@lolethawoods7868 ай бұрын
Happy Sunday 😊
@angelaromero25428 ай бұрын
Hey Desiree!! I just LOVE your cash stuffing videos girl!! You truly inspire me to continue saving and doing challenges too. I just started an envelope to start saving for Go Wild for next year. Not sure if I'll go, but it's nice to know I'll have the option next year. Thank you again for all you do!! ❤❤
@RhondaRose58 ай бұрын
Thank you Desiree, these videos are relaxing for me Enjoy your day ❤
@Happy2planwithDesiree8 ай бұрын
I'm so glad! You have a great day too!
@ShannonsBudgets8 ай бұрын
Great cash stuffing
@Mirna_Advocating_for_kindness8 ай бұрын
Great video Desiree!!
@Emsobudgets8 ай бұрын
Omg is there a tutorial in the future for these new envelopes ?❤❤❤ I love them!
@Sjohnson3248 ай бұрын
Great video
@TheGillerlife8 ай бұрын
Desiree. I have a few things, one as always. You knocked it out of the park !!! 2. I am really really missing your monthly plan with me 😪 and 3 I need your budget sheets immediately. How can that happen? I still love my Happy planner, but I'm not at all fond of the budget sheets. Be Good friend , keep on doing you 😊
@emmattran24678 ай бұрын
I really love your new envelopes and hope to see how to do it soon by myself.
@TheMothersJournal8 ай бұрын
Also did some sort of cash stuffing earlier.. 😊 keep inspiring people ❤
@Budgetwithfreshsalad35448 ай бұрын
Morning ❤🎉 great video
@la-quandanorwood51588 ай бұрын
Great video.
@ninabudgets8 ай бұрын
Great video!!!
@IlaBloss8 ай бұрын
hey i love ur vids they incorege me to save money for something later
@sharenread86778 ай бұрын
To me - spending would be on essential needs/ spur of the moment like bandaids,or good runners for your feet. They are emergency spur of the moments also,a sweater for not being prepared for the weather,also that time of the month. Sharen
@Happy2planwithDesiree8 ай бұрын
Nice! Love that we can all have different ways of using that spending envelope 🤗
@summerrail79498 ай бұрын
Spending for me is always like a personal splurge or a yes envelope. I have started an Health Savings envelope and a Healthcare deductible envelope. I have had an HSA in the past and more often than not I've lost money doing that. It's better for me to budget that myself and then pay myself back instead of hoping a company deems my bandaids or femine hygiene products as eligible for reimbursement.
@planningrisa28 ай бұрын
Hey Desiree, I just got a HP Monthly Layout, that I haven't used since 2018 (I've been using Plum Paper mostly since then) - and I was wondering if you had any tips or ideas for budgeting & budget planning with a Monthly Layout? If it helps, the only 'bills' I have are a cell phone and 1 credit card..... then about 4 misc subscriptions that are on auto pay. (Amazon, Cricut, Pandora, and a small security camera). The HP is easier to use and print my own sheets if needed, other than the Plum Paper...so I hope to use the HP just for budgeting - but any tips or ideas would be great!
@summerrail79498 ай бұрын
How do you determine which subscriptions to budget for annual payments? Do you have a worksheet that you use to keep track of them? I still find myself surprised by mine. Any ideas to get organized would be fantastic.
@lollipopkid9598 ай бұрын
Hey Desiree from NZ
@Happy2planwithDesiree8 ай бұрын
Hi! Thanks so much for watching!
@Andersonmonty08Styles8 ай бұрын
Love your videos! Can you make a video explaining your Go Wild expenses? Flight, hotel, etc.i have a conference next year I’m saving for so I wanted to know exactly what I need money for.
@arielgriffin40418 ай бұрын
I don’t see the Amazon cash envelope link
@Happy2planwithDesiree8 ай бұрын
Here it is! amzn.to/3UK30Do
@beautyzombiexo7 ай бұрын
Where did you get your envelopes?!
@donnagent60468 ай бұрын
Are you still planning to open an Etsy shop?
@Happy2planwithDesiree8 ай бұрын
It won't be an Etsy shop it will be my own website🤗
@MariaClaro-sv7hx8 ай бұрын
@@Happy2planwithDesireedo you know the timeframe for that? Been waiting on the wallet 😊
@rosariopena51908 ай бұрын
Hola Aqui estoy Como simple saludos Desiree
@joannam.92768 ай бұрын
💚
@umifiola5 ай бұрын
❤
@justmo20238 ай бұрын
❤❤
@sewmeonekenobi6398 ай бұрын
I call my misc. spending envelope, “shopping”.
@traceydufault2978 ай бұрын
So my ? You never show what are you putting in for your bills rent etc..
@Happy2planwithDesiree8 ай бұрын
If you watch my budget setup video I share how much I pay for my bills. I don’t cash stuff any of this because it’s all paid through auto pay so I like to keep it all in the bank so I don’t mess up on any of my payments. Every week I look at my monthly planner and see what bills are coming out and keep it in the bank. I have about $3K in bills a month and share all of this in my monthly set up videos. kzbin.info/www/bejne/hqKVioCOpbegqJIsi=cwJ0rkX7d4MGoN1h this is why you don’t see me stuff any of it in these videos. My issue has always been overspending when at the stores, I’ve never had an issue paying my bills even when I lived paycheck to paycheck I still found ways to make sure I was never late this is why I just use cash for spending since that’s where my problem has been with money🤗