Good morning Anne-Marie! ❤😊 Happy you were able to fully fund another sinking fund & get close in many others! 🎉🎉🎉 Your envelopes will definitely appreciate the condensing! 😂😂😂😂 Edit: In terms of Care Credit, double check what the extension limit is before they retroactively add interest. I think it is a year/ 12 months.
@valoriemichael6695Ай бұрын
First time for me stating this. You have good ideas but I’m a very simple budgeter. I have no debt so it’s easy for me to you’ve thought of everything which would be hard for me to manage😅. Keep up the good work. I subscribed a few days after your dog passed. So sorry.
@thequeensbudgetАй бұрын
Yes,, I can see how less envelopes can be less daunting. For me, the more, the more organized I am. If I had just a few envelopes for self care, I'd go out and purchase hundreds of dollars of perfume bottles and have nothing left to purchase skin care or get a hair cut. I've targeted myself as a bulk spender where I will go online and purchase hundreds of dollars on Amazon at a time but now that I'm restricting myself from overspending and/or bulk purchases I now know theres only 20 bucks in my perfume envelope so I cant spend on a $300 bottle at this time. That was just an example. Before my kitty passed, I was debt free so I felt I could just spend all the time. Having an envelope and saving up for big ticket items, like a new mini split for the house will prevent me from taking the money to remodel the bathroom which I so want to do but the mini split is more important. I dont want to confuse anyone as to why so many envelopes but for me, it just prevents me from spending on something else. Thank you for your input.. I may just address this on an upcoming video for my viewers 💕💕
@valoriemichael6695Ай бұрын
Hi just joined your channel. Cash saving challenge you forgot to color in your amount. I’m sure you’ll catch it when you edit. ❤
@thequeensbudgetАй бұрын
Oh I love my little detectives! Yes I did catch it but thrilled you commented to show my error of ways! Filming live can be difficult at times and us creators tend to miss a few things. Thank you for paying attention to what I'm doing 💕💕
@valoriemichael6695Ай бұрын
If I would have watched the video further I would’ve seen you catch it.
@thequeensbudgetАй бұрын
I've literally done the same thing on other channels 🤣🤣