Chapter#01:Card Payment-Credit Card Authorization Cycle-Issuing Acquiring Banking by Ramesh Chugh

Card & Payment - Credit Card Authorization Cycle -Basic of Issuing Acquiring Banking - Chapter - 1 - Tutorial by Ramesh Chugh

[@makedifference]

I cracked interview watching your videos. Now i work in mnc fortune 500 company. Thank you so much for informative video on this domain❤

[@TheDomainPodium]

All, I am planning to remake first 2 sessions with better video quality. Thanks

[@sajidmohammed8665]

Can you take session on 3ds 2.0 ?

[@NehaSharma-gx9cf]

Can you explain the various types of fees in the Credit card transaction lifecycle.

[@clutchgod-zq7oe]

So cool

[@moneyballmoves]

This is the most concise and clearest high-level explanation of the credit card authorization cycle and the payment system in general. Well done and much appreciated summary!!

[@linaalhusban6054]

I want to say thank you so much sir, I swear to God, i want to cry from happiness, because this the first time I understand this process and finally I can write my thesis with full understanding 😭😭thank u 🙌🙌🙌

[@AjithkumarSekar]

Thanks a lot sir. I have been trying to unserstand concept acquirer and issuer for hours but your 10 minutes video is best one so far

[@trueTamilgirl]

Your like the god sent from the heaven! I was struggling in understanding settlements and clearance and I always get lost at the part of the networks people talk about it expecting you to already know. So they NEVER cover this basic area. But just assuming you know which just hinders the whole process of understanding it from the beginning. Coming from a background with no expeirence in it. It was tough but learning from this video really made my understanding MUCH BETTER. Thank you sooooo much for this video!!!! You explained it like an expert :). Really appreciate it!

[@Jaganmawaya]

Hi are you working in payments domain

[@kumarabhishek7877]

*** Wonderful explanation of the payment system, Very nice video ***

[@shreyanaik5533]

Best and easiest explaination received so far

[@ferozahmed252]

So helpful. Request you to upload more videos like this. Wish your success and well-being.

[@sourabhsaswadkar6738]

Nicely explained. Need to work on the camera focus issue, as it kept disturbing throughout the video.

[@randomNetherlands]

true

[@TheDomainPodium]

I am planning to remake first 2 sessions with better video quality

[@SamuRia333]

Perfect, this is not my major, but i've learn that how transaction can be on our daily purchase, which is very important in terms of knowledge. Respect ! all the best .

[@onelove12372]

Very very good explanation... Great content

[@nafisshariar5897]

Thank you so much sir 💗 much appreciated ! I just joined a bank as an entry level Jr officer , this made my understanding much clearer , expecting more quality videos like this in the future. Subscribed and will also see the videos. May God bless you !

[@suranjana15]

Sir please make more content on payment. Your channel is so far best and easily understandable. I couldn't find any other channel on payment with these details. But you please continue posting more with new areas in payments. Please 🙏

[@gamedge_]

To be honest this is best explanation I have ever came across. Thanks Ramesh

[@Jaganmawaya]

R u working in payments domain

[@prasaddotcom]

Very good video for basic level understanding for Fresher's who are in payment industry.

[@TheDomainPodium]

Introducing my website www.alltekkies.com, All Tekkies is a platform where you can ask a question, answer any question, and can have chat with experts/tekkies/friends, there you have 2 options to have chat with tekkies, Public as well as Private (one to one) chat. Signup in simple steps and be a part of All Tekkies. A great platform for Tekkies, Domain Experts, beginners, teachers and students across the locations to connect thru All Tekkies and share knowledge. Coming soon.... Android and iOS Mobile App, Registration as a domain expert, book a session with expert and many more to come. Stay connected on our youtube channel and fb page for upcoming events… kzbin.info facebook.com/All-Tekkies-221550138572215/ Have a look at the video on my channel for a demonstration on how to use our website www.alltekkies.com kzbin.info/www/bejne/roCQkIibnJt2l5Y Please signup and share it with your friends, colleagues, and family. Thank you ! Cheers ! All Tekkies www.alltekkies.com

[@Jaganmawaya]

R u working in payments domain

[@manas07867]

Very good explanation Sir 👍👍

[@himu881]

Very very very good explained to understand this process I struggled alot

[@rameshvanka1603]

Thanks Ramesh. It is really more informative and easily understandable.

[@kunnudev7250]

Great job please continue awesome videos bro

[@Neelamnegi21]

Your video is really easy to understand.. please do make more videos related to credit cards .

[@srinivasbaviri4808]

You are a savior for me

[@aabhakapoor6573]

Amazing explanation

[@vazandas7153]

Wow concept clear now.

[@suyonokanan9558]

Now I understand. Thank you.

[@ankushmankar10]

extremely happy to see card payment domain knowledge shared by you. It will really work if more vedios you will shared to us

[@MarimuthuUdayakumar]

Clearly explained 👍👏

[@guptagurumukh00]

Hey Ramesh awesome Video man .. I like the topic you have picked very particular subject .. Thanks

[@bunthylay3621]

Thank you for best explain 👏

[@jasonbourne15775]

Thank you for the video. Very nicely explained. It was very helpful!

[@PrishiworldIndia]

Great Work!! I was searching for this kind of videos...Thank you guru G... 👍

[@program0134]

Really nice explanation. Thanks for this video Ramesh.

[@manojmanlor2916]

Sir u explain it very good way

[@jyotipalsinghhira4433]

Too good, very nicely explained. Even a layman will understand. CHEERSSS

[@Muhhize]

Good explanation. Really helpfull!

[@himanshubhatt3757]

Excellent stuff 👍

[@terryp9806]

Thanks your great sharing

[@rickmunn6305]

Thank you Ramesh, greatly appreciated.

[@adamjohn6966]

@Darkteckh on telegram is a real vendor I can’t believe my eyes that man too real Go on his telegram He sell credit card with high balance📺

[@shraddhabaeet3793]

Awesome video....... Great!!

[@barikpramod1989]

Very nice video Ramesh. It will be very helpful for techies. Good work and thank you👍

[@tushargade274]

Nice session

[@sajidmohammed8665]

Fantastic

[@MeNostalgic]

Thank you Sir ji for such good explaination, it helped me a lot for my interview for payments and domain.. interviewer said nice knowledge on card authorization life cycle and this issuing and acquiring bank..🙂🙂

[@bhupendrapatil3150]

hey arvind, please give your contact number, as i m about to give interview in pos terminal

[@karimfawzi9578]

@@bhupendrapatil3150 please need support on POS ..my email is: [e-mail]

[@nishanair2247]

Very well explained. Thank you. I am your new subscriber 😊

[@NavneetKaur-hn3nh]

That was a great explanation! Thanks a lot!

[@vionleevijayan2688]

Thanks a lot.... Its well explained......

[@catherinetchata6250]

Super ❤

[@ajaygaykwad3175]

Thank u For this Video Sir ...Finally my mind has been cleared with the actual process...tysm🙏

[@motalibhossain3971]

very clear explanation - many thanks

[@riyuithu769]

Really very helpful

[@ramanrao2260]

Great explanation - what is associated bank--

[@rajpalgahlaut1341]

Very well explained. Thank You Ramesh

[@sanjaysk6909]

Thx for information really appreciated ... its really helpful for my career advanced. Please put more videos about cards

[@siddharthsingh5829]

Thankyou so much...😊😊😊

[@prashanthsinghdaniel7376]

Simple but was powerful

[@ayushmayank77]

damn, love the way you explained

[@utkarshganorkar4012]

Ohh... what a great explanation... excellent

[@TheDomainPodium]

Thanks. You can now post or chat with Tekkies over www.alltekkies.com. Cheers

[@darkbasis]

Very nice explanation, keep posting the tutorials. Cheers.

[@TheDomainPodium]

Introducing my website www.alltekkies.com, All Tekkies is a platform where you can ask a question, answer any question, and can have chat with experts/tekkies/friends, there you have 2 options to have chat with tekkies, Public as well as Private (one to one) chat. Signup in simple steps and be a part of All Tekkies. A great platform for Tekkies, Domain Experts, beginners, teachers and students across the locations to connect thru All Tekkies and share knowledge. Coming soon.... Android and iOS Mobile App, Registration as a domain expert, book a session with expert and many more to come. Stay connected on our youtube channel and fb page for upcoming events… kzbin.info facebook.com/All-Tekkies-221550138572215/ Have a look at the video on my channel for a demonstration on how to use our website www.alltekkies.com kzbin.info/www/bejne/roCQkIibnJt2l5Y Please signup and share it with your friends, colleagues, and family. Thank you ! Cheers ! All Tekkies www.alltekkies.com

[@alanalmeida7887]

Thank you

[@lakshmimathangikuppuswamy5111]

excellent video

[@prasadmulupuri8714]

Thank you, sir, for your clear explanation.

[@ZidChina]

Wonderfully explained from scrutch. Thank you

[@hhhh-mu3bt]

Wow that’s was helpful thanks bro

[@ajaymishra7471]

thank you for video..!! looking forward for more videos

[@TheDomainPodium]

For questions and answer Pls watch this video. kzbin.info/www/bejne/mZ20Xmejbr6eY7c

[@itspasumarthy]

Your explanation is crisp n clear. But this initial video quality is very unclear (but the rest videos are better), and discourages to continue ur series. Politely advise you to reshoot this to increase the viewership as the first video is entry gate for your channel. In total pls also try match the video quality to your efficient session level so that your channel reaches more

[@TheDomainPodium]

Very valid points Satish, for sure will try to re-shoot first 2 videos. Thank you so much for your suggestions.

[@bhupankgoswami5709]

I do develop payment applications to run on POS terminals. Currently developing an application for Westpack Bank, Australia. Delighted to work on payment technology. Your video content is correct and informative but I request you to use a tripod while shooting the videos which will help you to shoot stable videos.

[@TheDomainPodium]

Thanks, i have uploaded more videos after this one and i used tripod, pls do watch and provide feedback. Thanks

[@karimfawzi9578]

Please will you send me your email ..I'm interest for POS

[@jainayak666]

this was brilliant! thank you for this.

[@birwatkaramit]

Also explain about switch and host.

[@mohiitsihag]

the bankB is the same bank in which the merchant is having his/her account?

[@birwatkaramit]

Thank you so much. Currently I'm working in card payment industry. I want to learn more in this field and get certification. Is there any courses available in mumbai ?

[@ankitsagar9036]

Nice! Can u make video on preauth & postauth

[@siddiki87]

Any book you could recommend to understand ??

[@varunkhedkar372]

Helpful video.. can u explain credit card life cycle

[@diwaspoudel7]

Thanks for the to-the-point information. I want to know who provides or handles the payment system?

[@zainabmerc5666]

nice informative vdo ! Can you recommend books too for Credit and rewards processing

[@paramitasham7131]

Nicely explained.

[@sandarpewin8056]

Hi do u have a text book too..Thank you for the videos..Very useful to learn items in my work.

[@dineshezeikel2578]

Thanks a lot sir, well explained.

[@nikinikitha7442]

Sir can you explain what is Rent Payment Phone in credit card transaction ?

[@MsPostludium]

Super clear! Thanks!

[@TheDomainPodium]

Introducing my website www.alltekkies.com, All Tekkies is a platform where you can ask a question, answer any question, and can have chat with experts/tekkies/friends, there you have 2 options to have chat with tekkies, Public as well as Private (one to one) chat. Signup in simple steps and be a part of All Tekkies. A great platform for Tekkies, Domain Experts, beginners, teachers and students across the locations to connect thru All Tekkies and share knowledge. Coming soon.... Android and iOS Mobile App, Registration as a domain expert, book a session with expert and many more to come. Stay connected on our youtube channel and fb page for upcoming events… kzbin.info facebook.com/All-Tekkies-221550138572215/ Have a look at the video on my channel for a demonstration on how to use our website www.alltekkies.com kzbin.info/www/bejne/roCQkIibnJt2l5Y Please signup and share it with your friends, colleagues, and family. Thank you ! Cheers ! All Tekkies www.alltekkies.com

[@patilvijay48]

Hello sir , is there any online course for online card payment channel?

[@Ragvh_123]

Good job Ramesh, but Issuer bank will not allow payment in one go , it will first check the card number , balance and PCI DSS ...if every thing is correct then it will ask for PIN , once the PIN validated done then only the payment gets debited from buyer account and credited to Acquirer bank account ... Also NPCI , ATM Vendor all come into picture, lot of thinks needs to cover ...

[@TheDomainPodium]

You may check other videos on my channel

[@alex_shatalin_resume]

Simple and clear explanation. Cool! But one question - is authorization a whole described process or may be just only Bank A acceptance of transaction (validation on diagram)?

[@afzal76548]

Thank you Sir. Great Explanation. Could you please clarify point systems in credit card. For example some companies offer you rewards if you shop at certain stores so at what stage is that calculated and is there a UML diagram for it. thank you very much.

[@tainoormanyar3481]

What is 4 party model?

[@luckykatariya2900]

Big fan sir , thanks🙏, Sir can u plz explain the emv transaction flow with describe each steps like insert card , read card data , actin analysis etc....🙏

[@saidmaamri9317]

Good stuff, thanks.

[@amrutadeshpande8026]

Very useful but video us blur in between

[@adhikapture]

Dear Sir, can you make a video on reversal transaction, advisement, and settlement messages.

[@rameshv1721]

Nice explanation. Could you please share me details on what is payment gateway and how it works.

[@rahuljat6854]

Can you pleas explain POS terminal switch technology and some charges like MDR , Processing fee , Subvention etc what actually the charges are

[@TheDomainPodium]

Remake of chapter 1 and 2 is now available on my channel. kzbin.info/www/bejne/hZ3UepesnZKNpKs

[@deeptinair1453]

Thanks for the video, where does the card holders bank get involved I mean for example HSBC, Hdfc where do they get involved in the cycle. Could you explain please

[@shreyakamat787]

Nice explanation sir

[@tanisharora6921]

Thanku so much sir I understand very clearly but one thing I wanna say pls sorry to say camera is blur nd it distract our mind that's why Ive watched this video twice to understand deeply 🙏🙏

[@TheDomainPodium]

I have uploaded total 15 chapters and I hope you will have better experience with other videos.

[@bravefearlessbychandannaik7488]

Hi Sir.. I want to know about terms and usage of .. Switch, pipe , bin , aggregators used in payment gateway and pos

[@anandagarwal9827]

How can we get the certificate of FIRC when we swipe a forex card into the swipe machine

[@TheDomainPodium]

FIRC ??

[@anandagarwal9827]

@@TheDomainPodium FIRC is a certificate called foreign inward remittance certificate, we get when we receive payment through wire transfer or third part websites like paypal, payoneer, wise, razorpay, etc. In this certificate everthing is written in detail from where the fund has come into india and this is essential document to be submitted to bank. but in card also money flow is from one bank to another but we could not trace out and could not receive the certificate as a result we are not following rbi norms and get continuous mails from rbi

[@ankushchavan9925]

What's the difference between Transaction Switching and Acquiring ?

[@sankarpremchandaram4699]

Thank You Ramesh Good One

[@TheDomainPodium]

Introducing my website www.alltekkies.com, All Tekkies is a platform where you can ask a question, answer any question, and can have chat with experts/tekkies/friends, there you have 2 options to have chat with tekkies, Public as well as Private (one to one) chat. Signup in simple steps and be a part of All Tekkies. A great platform for Tekkies, Domain Experts, beginners, teachers and students across the locations to connect thru All Tekkies and share knowledge. Coming soon.... Android and iOS Mobile App, Registration as a domain expert, book a session with expert and many more to come. Stay connected on our youtube channel and fb page for upcoming events… kzbin.info facebook.com/All-Tekkies-221550138572215/ Have a look at the video on my channel for a demonstration on how to use our website www.alltekkies.com kzbin.info/www/bejne/roCQkIibnJt2l5Y Please signup and share it with your friends, colleagues, and family. Thank you ! Cheers ! All Tekkies www.alltekkies.com

[@karimfawzi9578]

Dear Ramesh ..thx so much for your movies .. I will be appreciate to have your contact or send me email at : [e-mail]