Asking Couples Who Makes More Money (Newport Beach, CA)

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In this video, I asked couples in Southern California how much money their significant others should make, as well as a bunch of other interesting finance questions related to prenups, splitting finances, and overall relationships!
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This video was super cool to film because I've always wondered how couples split their finances and how much they think their significant other should be making! I found some pretty amazing couples that are doing great things, and you'll want to stay until the end to hear about all the great advice and perspectives they had! Definitely out of my comfort zone asking random people in my area a bunch of really personal questions about money, but I had a lot of fun and learned a lot. I challenge you to get out of your comfort zone in the next 24 hours!
If you want to see more interview-style videos like this, check out my other videos:
Asking Equinox Members What They Do for a Living:
• Asking Equinox Members...
Asking ASIAN Millionaires How To Become Successful:
• Asking ASIAN Millionai...
I hope you guys found this video helpful, and if you did please SHARE it with a friend or family member who you think could benefit and also LIKE and subscribe for more videos like this in the future!
Thank you for watching, and I hope you have a wonderful rest of your day.
-Charlie
#tryfreetaxusa #couples #finance
Timeline:
0:00 - Intro
0:41 - David & Emily
4:01 - Dar & Megan
5:41 - FreeTaxUSA
6:31 - Maco & Diana
7:45 - Zayd & Sukaina
9:19 - Michelle
10:16 - Ken & Laura
12:13 - Andrew & Lucy
15:06 - Conclusion
Disclaimer: Some of the links above may be affiliate links, which means that if you click on them I may receive a small commission. The commission is paid by the retailers, at no cost to you, and this helps to support our channel and keep our videos free. Thank you!
In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.
► My Instagram: / charlie__chang

[@CharlieChang]

I can't believe I asked couples these invasive questions! But I had a lot of fun filming it and you'll learn a lot if you watch the entire video :) Links to FreeTaxUSA and other resources are in the description - have a great day! -Charlie

[@coachab100]

Good on you for asking the tough questions! Not sure I would be able to ask them!

[@frankcb11]

this good and its more ''real'' and relatable. I encourage doing more

[@em0_tion]

Amazing questions and interviews! 👏 We need more honesty and reality nowadays. Money should be a comfy topic between everybody, so we don't get exploited by big corps. ✌😘

[@houseplants9220]

🪴What all their Hobbies are? College kids

[@Cloudyconfusion]

That first couple is sooo cute! Her tea splurge is adorable😭 such a wholesome couple!

[@CharlieChang]

I loved them!! they were awesome haha

[@giovanapc1]

Yes! They were adorbs. Great match. :)

[@billionsandbillionsonly2663]

they were the best!!!

[@jones2277]

let him speak.

[@Lilicoder]

I came here to look for this comment 🙌 They were in fact super cute !

[@matchachachoco8948]

Their first couple is absolutely right, be frugal and have less debts in your early career the more comfortable you will be later in life. People always want to live in the lifestyle that they can't afford that's the problem.

[@em0_tion]

We're surrounded by this fake dreamy luxury image from social and entertainment media. Sometimes we're even spoiled as children by loving parents with no heart for discipline. Honestly, I'm amazed how kids are NOT* *more* fvcked up than they are these days. 😁

[@sgrant4558]

Glad people talked about how expensive child care could be, especially daycare. I feel like we don't necessarily realize how much it all costs before having kids.

[@teamleadjosh]

That last couple had the most wisdom to share. Once your married everything should be “we”. Great video Charlie!

[@CharlieChang]

They were really great to talk to!

[@cxshxnly7197]

I wished they shared more on the day care part. If she’s a stay at home mom, what is the need for day care?

[@xXItstrayceceXx]

@@cxshxnly7197 This was exactly what I was thinking of too

[@justynab.8601]

Daycare is a great way for a child to socialize with other kids, and gives mom some time to catch up on some housework or just take a nap and relax. Based on price she said (1K per child) I’m assuming it’s a part time day care (typically it’s more like 2K per child for full time) so she probably gets only few days a week ‘off’, or just part of the day.

[@TheTruthiest]

It's narrow minded to think how things "Should" be for everyone. Perhaps if you have the same beliefs, you could get wisdom from this couple, but for me they seemed completely irrelevant

[@giselleperez5308]

She sold me on the tea membership, how do I sign up lol

[@soy.ingrid]

I want to join too!!

[@jen5188]

That first couple was SO lovely!

[@CharlieChang]

They were goals haha

[@dac8939]

Yes, and also in same profession architecture

[@ArchesBro]

That first couple was so wonderful. They were lucky to find each other

[@rebeccaoliver7977]

You’re interview style and questions are respectful and nuanced to put people at ease. That skill will take you far!

[@tahu300]

This was a great video! Great questions and great job pushing for tough answers at times. 👏🤙

[@actuallowroller]

Great video. I really appreciated all the couples, they each brought something different to the conversation.

[@alexmanigat]

First video I’ve watched by you and I’m hooked! Can’t wait to explore the rest of your channel.

[@stjepanhauser7595]

Year-over-year inflation stood at 6.5% in December 2022-the lowest that figure has been in more than a year. Inflation was in line with what economists expected and gave many of them a reason to believe that the peak of inflation may be behind us. I have approximately $150k stagnant in my port_folio that needs growth. What is the best way to take advantage of this downturn?

[@mathebulamkhize876]

you’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

[@promhart764]

After watching so many people do this format of video, I’ve come to really appreciate how open you get people to be with you & I think that has a lot to do with your energy/the way you carry yourself and your character so kudos 👏🏼 I know you don’t show us all the rejections in the process of filming these, but with the people who do agree you always have interactions that I learn a lot from.

[@nimaiagarwal5441]

Your content keeps getting better - great video!

[@jazzminvalle7193]

Another great video Charlie! Your content always leaves me with knowledge, thank you!!

[@audreybrown5536]

All these couples seem matched very well it’s impressive

[@stevendiep6053]

love these questions, keep it up Charlie!

[@JambAndSee]

It was really refreshing to see people talking so openly about their financial choices, especially at different ranges of incomes. Was also good to see the spectrum of incomes was covered too

[@Ladydeeduck]

Money has to be a transparent thing, for me it’s a “we” thing, it’s not my money or his, it’s ours, and we are working towards our goals. Getting engaged inspired me to change my career to help my partner achieve retirement at a younger age, and it inspired him to save more because my goals became his. If he left now it wouldn’t work but in a few years if my career change works yes it would be fine for him to do what brings him joy because he would do the same for me. Neither of us are big buyers and having similar goals, wants, hobbies, needs all means we understand what either of us usually spend and that neither of us are going to violate eachother by overspending, we’re alike- and frugal

[@dhanslee]

The first and the last couple are awesome. They look very caring, wise and mature.

[@josiegermanlopez8250]

1st couple is rich in humbleness. I love it

[@mkaltreider5322]

Loved this - thank you @Charlie!

[@Faye_Pindell]

This was a good video! I had no concept of how expensive daycare was, let alone childcare, until now.

[@jalins6]

Outstanding video. Interesting questions, interesting answers, interesting people and you're a good interviewer.

[@LIVEINPEACE2023]

I want to be friends with all of the couples! They are all friendly, open & honest. 😊

[@ww3k]

That was very interesting! Great questions

[@SpencerJohnsonOfficial]

Dar and Megan are a power couple lol 💪 Every one of these you post is an automatic click from me!! They get better and better every time. Keep it up Charlie!

[@stosgarage456]

Love your videos. Very motivating in many ways.

[@thatgirlshaz]

I love these types of videos Charlie!!

[@JimmyHuynhdesign]

This was a cool video man! Loved it

[@LuvTheGlam23]

Loved this video! I feel like every time I see one of these, it’s always people in their 20s making 6-7 figures while that is so unrealistic for the majority of people. It was nice seeing people making between $30k-$65k a year and feeing content with it!

[@SuperAdeoluwa]

Emily the tea lady. Love her love for tea!😭😭❤

[@lilbearlily]

I love the tea lady bless her soul

[@HT-ee8li]

So interesting to hear these stories. Greetings from Switzerland🇨🇭

[@CharlieChang]

Your country is beautiful! I loved going there

[@LionCrossAlum]

I think a good question for the interior designer who was looking to start her own business while still work full-time could've been "How much money would your business have to generate for you to feel comfortable leaving your W2?" Love your interview-style videos! Keep up the awesome work!

[@leowzhilin]

Probably enough to replace the W2 Income would be a gd guess.

[@mushrifsaidin]

What's W2?

[@LionCrossAlum]

@@mushrifsaidin W2 is the form an employee fills out when they file their taxes. It's just another term for job basically

[@NicolasNuvan]

Love this

[@travisbehnke8292]

Great quality video nice editing 👍

[@Sandy83]

another great video!

[@jleeromeo]

Great video! Subbed! Thank you 🙏

[@supermario06241]

From experience I've always been more frugal and would not want a joint account with someone. Sure I'll sign into my accounts on an app like Mint so they have access to transactional info

[@polyphonicdavid]

the first couple is goalsss

[@hellomirotic]

the tea woman was so cute - what a fun hobby!

[@jesscromwell]

Emily was great! Dying to know the name of her tea club!

[@ElMacho0423]

Great questions and people. Loved this!

[@palacioed17]

I loved the tea club story 😂

[@glowbeauty1674]

Loved this video

[@lewispil3529]

great video!

[@jakenbakeLIVE]

Is that a Samantha Tan Racing hoodie? Love that!!! I’m trying to cop one haha great video man!

[@CharlieChang]

Yes it is! Highly recommend it's great quality

[@joshuagraham9770]

Wtf Jake watches?

[@lisanbradshaw]

Last couple seemed to really have it figured out!!

[@ASVP5]

Freetaxusa is the move. I hate doing taxes, and I hate even more if I have to pay more to file it. Turbo was like 2-3x the cost

[@fast_gtr]

Bruh it costs like $40 for turbotax

[@natalief316]

Only rich people say they aren't rich haha, that first couple is definitely loaded!!!!!

[@TheCinnamondemon]

hahahah

[@BaileyBlurbs]

Oh yes they are!!! Comfortable with zero worries? That’s MONEY.

[@SemesterAtSeaHopeful]

Sounds like they are just very deliberate with money. Never bought a new car, most expensive purchase is tea

[@kaidiver4306]

EXACTLY!! THEY ARE VERY WELL OFF

[@EdgewoodTennis]

They definitely have saved millions

[@armaan78645]

Title says Newport Beach, but a majority of this bedroom was made in Costa Mesa. Either way, great video!

[@juneliu9767]

it is likely more people know newport beach :)

[@thejojojo1111]

the second couple is sooo awesome. Their values are amazing!!

[@ionlywearlacoste]

Great video

[@RaggityDoll]

Good questions 👍

[@bryankeithr16]

Andrew and Lucy praise god you guys!!! Awesome!!

[@sunset3458]

Love the golf couple!

[@whosyourdaddy00]

That teacher is fine affff. Getting Jordana Brewster vibes over here

[@rickjames4031]

Greta line of questions!

[@johnnyede]

shoutout to all couples, ESPECIALLY THE LAST COUPLE! (ANDREW and LUCY)

[@loveself4948]

First couple were really awesome.

[@kayduff5676]

I love that first couple. So nice.

[@RyanKwon]

Unrelated but Nook Coffee in the background of the first clip makes fire coffee

[@CharlieChang]

Ohh I gotta check that place out, I've never actually been there. Thanks for the rec!

[@Akoni8]

Pretty sure Ken said he's a 'Systems Engineer' for Raytheon

[@lolizima2194]

My personal belief is if your job is in marketing or sales or anything of that sort going can do without college. But if it about someone's health, heavy machinery, architecture always highest possible degree.

[@jamesrodriguez5671]

Borrowing money isn’t an issue. Borrow to grow a business or buy assets that make money later on. Issues come from borrowing money for depreciating assets. Cars, bags, expensive clothing it’s a trap. And pick the right degree!!!!

[@beckwilde]

“It’s a good conversation for the ride back home” 😭😭😭 lol

[@betterwithblake]

The girls love the man balling as long as the account is “we” 😂

[@fonjadidi]

We like to have our money separate and have divided what we pay for household wise. And agreed to a set amount yo each save every week. And we spend our other money however we want.

[@jessfreaks1957]

Is there a multifactor ETF that pays a Lot in the long time without a Lot of risk?

[@devinmansfield4496]

I don’t think getting a pre-nup is as bad as people make it out to be. The way it should be viewed is in the case of a divorce should be “I’m not divorcing my partner financially, I am divorcing against my partners lawyers financially.” It’s not an “escape plan” lol

[@j134679]

it only matters if the finances aren't equal. They're both pro golfers so I'm assuming they're from well off families & they're not worried because it's roughly the same. Pre-nups are pushed more when one is significantly less privileged. Current income also does not indicate net worth or future inheritance. Someone can be chill with a low income passion because they're already set from family wealth.

[@alexandrademartini7496]

I want to know about this tea club in Oakland.

[@rodion1911]

The first is amazing

[@anhtheezyweezy]

Believe that there's always a solution to something.

[@pleasedontlookatme78789]

tea splurge i love her already

[@chadsmith1200]

A woman wants her guy to make at least six figures and doesn't want him to pursue his passions if it means he makes less money? Shocking!

[@missalicesmiles]

1k/month for day care in the OC??!! That sounds like an amazing steal

[@user-zc8sq3wr9f]

Yeah cheap

[@TXMAJOR]

Why is she paying for daycare when she's a stay-at-home mom?

[@BR-lx7py]

She is also a stay at home Mom, so I'm guessing it's only part time.

[@6yooldpainteraustralia752]

In Australia its double more per month.. welcome 😂🎉

[@j134679]

@@TXMAJOR probably socialization for the kids. Play dates are hard to set up if the neighborhood doesn't have much same age kids

[@Cantblendthis]

Haha that first couple ... don't get loans, it's oke to suffer in a different way, you can remedy that, with tea 😀

[@SGSG-jf1wu]

I would get a prenup, it can protect you if your spouse dies and leaves bunch of debt that was unknown. Might be different from other states or countries though so is not necessarily just about in case you divorce.

[@atio5491]

Is that all the prenup would say or would it also include protection if you split up? I believe the core reason for a prenup is people wanting to protect their interest but every now and then, people make it sound less selfish like your comment so, I’m curious, would the prenup simply be about debts can’t be shared at death or would it also include asset sharing in the even of a divorce

[@SGSG-jf1wu]

How is it selfish to want to protect someone from your personal debt. I wouldn't want my significant other to deal with example: thousands of student loan debts or credit card debt?

[@rosameijering5161]

I so much liked the first couple

[@arthursosajr.2031]

well that is Costa Mesa and not Newport Beach

[@joshuagalaxy429]

Michelle’s logic is a sum of expectations women have of men in this society now Q:”How much would you want your significant other to earn? A:125,000$ Q:”how much do you earn “ A 30,000$ Not even half of what your expecting to me that logically makes zero sense 😂 Ken an Laura Kens ideal income 50k-60k Laura’s ideal income anything over a 6 figure salary?? Like what the hell is going here the standards are fucked.Women asking or expecting not even half of what there bringing to the table at least be logical or reasonable.Only 13% of men earn 100k per year an above good luck finding one that wants you

[@xHelloSushix]

and then there’s Zuchini, the teacher. dude pretty much pays her to maintain her looks. such a difference between the generations n how long they been together.

[@jasminecontreras7341]

@@xHelloSushixZucchini 🤣🤣🤣

[@ltzdawn]

the two worst from this episode were them. Although Michelle was reasonable with the final questions.

[@Kc-iq3lz]

Always get a prenup.

[@sleeepyt3042]

Aww the 1st couple. Shout out to CCSF 🎉 lol

[@luisl691]

Transparency 💋 👌🏾

[@reese85]

Wish he would’ve ask everyone what they made

[@ty5967]

You were in Costa Mesa, not Newport Beach.

[@kasiagallabarrett6333]

honest question out of curiosity. why do you need daycare if you are a stay at home mom? I thought that was the point of not working

[@j134679]

the kid still needs external socialization - and that can be hard to achieve in low density neighborhoods that don't have kids or even playgrounds

[@stanleygarcia1229]

“Newport Beach, CA” - bro it’s ok to say your in Costa Mesa ! 😂

[@alk672]

Where was that, like right outside of Tesla HQ?..

[@Crazysaul56]

where did you get the hoodie?

[@josuemiamire]

Stay at home mom with daycare.. I think I’m okay with that. Kids need to socialize- it’s a very important part of your kid’s development.

[@amberbiggs]

This is true, plus daycare doesn't necessarily mean all day every day. Some might use it for 4-5 hours a day while they run errands and have some alone time, all while the kids socialize and have some fun outside of the house.

[@anneb889]

Back I the day with my stay at home mom we got to go to a preK like a few hours a day….to get that socializing in the year before kindergarten, and it was through the school district, so free. Paying 2k a month when you’re a stay at home mom seems like a lot, but I know they are in the Bay Area, which is so expensive.

[@misshell]

It's not just for the kids (though I agree, kids that socialize tend to be more adaptable), it's also for the parent to not burn out and to retain their own identity.

[@RoberthMarkstrom]

Imagine having to spend the whole working day with the kids, it could be multiple hours....

[@j134679]

@@anneb889 this is Orange County but yeah expensive too

[@Njliving22]

What’s the golfers last name I want to root for him

[@anneko6842]

A thousand a kid in OC? Where? I pay almost 2k for one kid in OC

[@bewithyou9976]

I loved the first couple and the lollipop couple. Confused why the last woman is a stay at home mom but also pays for daycare?

[@beckwilde]

Maybe savings as a pro golfer? And her husband is still making $$ as a pro golfer

[@EpicMicky300]

I can't help but roll my eyes whenever someone expresses the need for their partner to make much more than they do. Like ok, are you admitting that you're lazy or underperforming by your own standards or do you think it's ok to expect your parter to contribute more than you do? Or perhaps they're just being honest with their selfishness, but the vibe seems more entitled than that.

[@GeneralZeroOfficial]

A prenup isn't about trust. It's about setting up a plan that you each collaborated on to guarantee the other person is taken care of. It's very easy for courts and lawyers to take the other person to the cleaners even if you don't want that for them. If you love your significant other now then put in the effort to ensure they aren't ever taken advantage of by the legal system. There are many situations that cause even the tightest couples to split. The primary ones are: losing a child, infidelity, and when the man loses his job. Hoping for the best is great, but not being prepared for the worst is foolish.

[@atio5491]

Humans are naturally selfish, your first instinct is to always protect yourself. Love and all those other mushy emotions may allow you ignore that instinct but it’s there. Most prenups aren’t the logical ‘guarantee the other person is taken care of’ academic idea, most of the time, it’s about protecting yourself if things go bad. We can be academic and say it’s about not letting the courts decide but the core drive is, how do I protect myself when/if this thing goes sour. Now unless the financial gap between the two of us is significant, in which case, your selfish might be alittle acceptable, a prenup means you’re going into a union with your things as yours alone. So it’s not the two of us that actually own this xyz, it’s yours or mine. We’re really housemates that have kids. We’re saying I’m not risking my assets for this. If at your wedding you had vows that say we’re in this together, richer or poorer than losing a job shouldn’t be the end, sickness and health, then losing a child shouldn’t be the end, etc. with the divorce rates, I get why it could be seen as necessary but let’s not make it academic as protection against the courts, it’s protecting your selfish interests. Be confident in your selfishness please.

[@meliss9536]

Most people like the person NOW so they can’t even think abstractly about it.

[@ltzdawn]

Next time a women, tries to say no to this, this is the reason ill throw at them "to protect me from the legal system."

[@suntwins5736]

Interesting view 👍🏾

[@Rich-ms8dm]

I love how the women making less making say oh we wouldnt have a prenup lol

[@Rich-ms8dm]

@@aIysssa one thing to love and trust your wife.. Another thing to say you are ok without a prenup when you have nothing

[@1bntcr001]

@@aIysssa You can love and trust your wife, but never trust HER LAWYER. The lawyer will convince her to drain him of all his worth. A prenup is a must!

[@j134679]

income doesn't equal net worth. I know lots of people who are happily working low income jobs because their family generational wealth/inheritance will support them well into retirement as long as they don't overspend.

[@chrisneal6491]

strange how the man in the second interview says they both dropped out of college then she says she wouldn't have gotten her job without the college she went to?