How to RAISE Your Credit Score Quickly (Guaranteed!)

In 11 minutes, I'll go over the top 8 steps you need to know to raise your credit score, guaranteed!
Be sure to watch all the way through as I'll be going over what affects your score, things you can do to keep your score from being negatively impacted, as well as tips and tricks when it comes to getting to that coveted 800 and above!
Free stuff 💰:
► Get up to 12 Free Stocks on WeBull when you deposit just $0.01 (valued up to $30,600): a.webull.com/i/CharlieChang
^This offer expires April 30th, 2024 so get it while you can!!
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Credit scores and credit cards are a topic that I believe need to be talked about more because they don't teach you about it in school. I wish I learned about what affects your credit as well as how to raise your credit score, which is why I made this video so that you guys can learn everything you need to know in less than 15 minutes.
If you want to learn more about credit and money, feel free to check out my other videos:
4 MAJOR Changes Coming to Your Credit Score! (must watch):
• MAJOR CREDIT SCORE CHA...
The Shortcut to Wealth (Explained in 9 Minutes):
• The Shortcut to Wealth...
6 Top Credit Cards that Pay me $1,000+ Per Month Cashback:
• 6 Top Credit Cards tha...
If you found this video helpful, please leave a like and subscribe and SHARE it with a friend that you think could benefit!
Happy credit building!
-Charlie
#CREDITSCORE #FICO #HOWTO
Topics we'll cover:
Improve credit score
Credit score hacks in 2022
How to increase your credit score effectively
Tips and tricks for credit score
Best way to increase credit score
Timeline:
0:00 - Intro
0:22 - What Is A FICO Score?
1:10 - 1. The Quickest Method
2:12 - 2. Building Credit History
3:01 - 3. Paying Off Your Balance
4:12 - 4. Lines Of Credit
4:59 - Diversifying
5:35 - 5. Applying For New Credit
6:52 - 6. Credit Utilization
8:31 - 7. Credit Report Errors
9:54 - 8. Credit Limit Increase
10:51 - Conclusion
Disclaimer: Some of the links above may be affiliate links, which means that if you click on them I may receive a small commission. The commission is paid by the retailers, at no cost to you, and this helps to support our channel and keep our videos free. Thank you!
In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.
► My Instagram: / charlie__chang

[@CharlieChang]

Build your credit with Kovo: bit.ly/getkovo Hope you find this video helpful :)

[@AceW0rld]

Bro what's up with your channel man I've never seen a channel with so many bots.

[@foreverstandalonellc484]

Quick question is this same method can go for a business

[@allthings_Nancy]

They don’t offer service in GA

[@arttheclown1163]

You really should want your comments section more carefully. You have a ton of spam taking advantage of people with lies.

[@PicafloresOficial]

Kovo is legit

[@christianbrysonmattmurchis996]

The worst mistake i can make is not to say “Well Done”. But I’m not such kind of fool who doesn’t have the eyes to see the progress. You really did it very well. Great Job *Solvency backdoors* This is a great credit achievement for you, as well as for our company. You have shown us how to finish a tough task very smoothly. We have many to learn from you.

[@cntitayon.o]

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[@cntitayon.o]

Their name is spelt as *solvency backdoors* ... They're specialized with finance and credit..

[@cntitayon.o]

*All you just need to do is just to look their name up online to see their website*

[@Demccroy]

His ability to delete anything from credit report is a strength not everyone has. I’m impressed with the way he is working to dismantle silos *Solvency backdoors* . For example, when he explained about the process, it sharpened my ideas and helped us meet goals faster. Keep up the good work. I got my credit fixed, thanks Leo.

[@mariannestone9746]

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[@zionacho7702]

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[@cntitayon.o]

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[@cntitayon.o]

Their name is spelt as *solvency backdoors* ... They're specialized with finance and credit..

[@cntitayon.o]

*All you just need to do is just to look their name up online to see their website*

[@Demccroy]

His ability to delete anything from credit report is a strength not everyone has. I’m impressed with the way he is working to dismantle silos *Solvency backdoors* . For example, when he explained about the process, it sharpened my ideas and helped us meet goals faster. Keep up the good work. I got my credit fixed, thanks Leo.

[@mariannestone9746]

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[@cntitayon.o]

The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

[@cntitayon.o]

Their name is spelt as *solvency backdoors* ... They're specialized with finance and credit..

[@cntitayon.o]

*All you just need to do is just to look their name up online to see their website*

[@Demccroy]

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[@mariannestone9746]

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[@cntitayon.o]

The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

[@cntitayon.o]

Their name is spelt as *solvency backdoors* ... They're specialized with finance and credit..

[@cntitayon.o]

*All you just need to do is just to look their name up online to see their website*

[@Demccroy]

His ability to delete anything from credit report is a strength not everyone has. I’m impressed with the way he is working to dismantle silos *Solvency backdoors* . For example, when he explained about the process, it sharpened my ideas and helped us meet goals faster. Keep up the good work. I got my credit fixed, thanks Leo.

[@mariannestone9746]

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[@alextimmyharris3936]

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[@cntitayon.o]

The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

[@cntitayon.o]

Their name is spelt as *solvency backdoors* ... They're specialized with finance and credit..

[@cntitayon.o]

*All you just need to do is just to look their name up online to see their website*

[@mariannestone9746]

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[@angelafriona7752]

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[@MsChynadoll716]

Appreciations you Leo from *Solvency Backdoors* for your commitment to your job. Your outstanding performance helped me alot. Thank you once again for your hard work and dedication. The project was successful because of your fantastic idea. Thank you so much, dear. Thank you for being someone I can truly depend on. I appreciate and admire your quality and hard work.

[@cntitayon.o]

The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

[@cntitayon.o]

Their name is spelt as *solvency backdoors* ... They're specialized with finance and credit..

[@cntitayon.o]

*All you just need to do is just to look their name up online to see their website*

[@Demccroy]

His ability to delete anything from credit report is a strength not everyone has. I’m impressed with the way he is working to dismantle silos *Solvency backdoors* . For example, when he explained about the process, it sharpened my ideas and helped us meet goals faster. Keep up the good work. I got my credit fixed, thanks Leo.

[@mariannestone9746]

Knowing you has added to my knowledge . Apart from the fact that you were recommended to me by the people you have worked for. I must confess you have been the one who work with dignity, integrity also believe in professionalism in your credit repair *solvency backdoors*

[@emiroguzcan4602]

I am ready to work with a reliable company on my credit so if there's anything I must do to work with a better one , please let me know

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@joycepayne3242]

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[@cntitayon.o]

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[@cntitayon.o]

Their name is spelt as *solvency backdoors* ... They're specialized with finance and credit..

[@cntitayon.o]

*All you just need to do is just to look their name up online to see their website*

[@Demccroy]

His ability to delete anything from credit report is a strength not everyone has. I’m impressed with the way he is working to dismantle silos *Solvency backdoors* . For example, when he explained about the process, it sharpened my ideas and helped us meet goals faster. Keep up the good work. I got my credit fixed, thanks Leo.

[@mariannestone9746]

Knowing you has added to my knowledge . Apart from the fact that you were recommended to me by the people you have worked for. I must confess you have been the one who work with dignity, integrity also believe in professionalism in your credit repair *solvency backdoors*

[@vulcanfrost460]

It so cool knowing your score can be fixed in days I would be so glad to know who and how they did It, I really need their service

[@Champ7091]

just seek cognitive hacks for help

[@MurrayM525]

Yeah , cognitive hacks is the best for your repair

[@kisinakrejci3512]

cognitive hacks did a great job for me

[@sklinkajede]

hard inquiries all cleared in days . so happy. with cognitive hacks

[@DJSlash1975]

how will I get in touch with cognitive hacks ?

[@ardaacr]

Getting the government tax fund now is a night mare,how did you all pull if off and getting paid monthly?i cant even get a grant,someone help

[@Primeconsultant001]

Haven't heard of cognitive hacks ?.

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair .

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results .

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?.

[@saaksrusev1579]

cognitive hacks removed my debts.

[@DD-qe1rs]

I came to USA few years back and it has been confirmed getting a good Credit Score is a nightmare starting from the scratch with nothing for a proper boost, how can I overcome this nightmare please

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@gdgdydyd3976]

i am on 450 score and i need a 700 before i can be approved to a business loan,i have tried many agencies in building my score all to no avail,any perfect recommendation please?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?.

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair .

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results .

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?.

[@saaksrusev1579]

cognitive hacks removed my debts.

[@idris_efe42]

my score dropped badly during the covid period and i am just trying to get my shits together so i really need a credit score organization that will assist in building my score to been perfect,any recommendation?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?.

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair .

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results .

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?.

[@saaksrusev1579]

cognitive hacks removed my debts.

[@clynegabrielmelendres7470]

Having someone like you who’s not only a great innovator but also pulls his best to get the credit repaired so beautifully needs nothing but appreciation. *Solvency backdoors* Thanks for the well off work you consistently bring your all and I truly appreciate that. Thank you for making corporate life so smooth. Proud to have you on our team. Great work as always.

[@cntitayon.o]

The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Solvency backdoors* is the solution to all bad credit score, negative & derogatory items on reports 👌

[@cntitayon.o]

Their name is spelt as *solvency backdoors* ... They're specialized with finance and credit..

[@cntitayon.o]

*All you just need to do is just to look their name up online to see their website*

[@Demccroy]

His ability to delete anything from credit report is a strength not everyone has. I’m impressed with the way he is working to dismantle silos *Solvency backdoors* . For example, when he explained about the process, it sharpened my ideas and helped us meet goals faster. Keep up the good work. I got my credit fixed, thanks Leo.

[@mariannestone9746]

Knowing you has added to my knowledge . Apart from the fact that you were recommended to me by the people you have worked for. I must confess you have been the one who work with dignity, integrity also believe in professionalism in your credit repair *solvency backdoors*

[@leeshalees4995]

who upgraded your credit score for you and cleared all negativity on your account report ?

[@Champ7091]

just seek cognitive hacks for help

[@MurrayM525]

Yeah , cognitive hacks is the best for your repair

[@kisinakrejci3512]

cognitive hacks did a great job for me

[@sklinkajede]

hard inquiries all cleared in days . so happy. with cognitive hacks

[@DJSlash1975]

how will I get in touch with cognitive hacks ?

[@jenluvlys]

It cool having a carrier remote unlock process all I have seen want me to send the device over which isn’t ideal,share your ideas on how to make this possible guys

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@mulanragnor152]

i need help with my student loan how can i get them

[@bakmnadamyapdsn409]

The nonsense from the burueas is getting much.who can wipe off late payments on my report

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@candyscott5572]

I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with *850 CREDIT RESTORATION* , Love the knowledge keep it up

[@lucacervini3704]

Wonderful, just wonderful. Truth must be sought beyond whatever social baggage you are carrying and must let go of. Forward momentum is accelerated in crystal clear vision. *850 Credit Restoration* dropped serious knowledge. My credit presently runs from good to excellent, but I want from excellent to most excellent. I hear that this is the way to do it. I love the whole precision of this methodology. Here is power. Thank you.

[@keishito]

And what type of cult is that 850…restoration?

[@isimsizkullanc8734]

It tough getting off this hard inquiries, how do I go about it for pull offs?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?.

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair .

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results .

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?.

[@saaksrusev1579]

cognitive hacks removed my debts.

[@jeffreysturgeon4019]

VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *850 Credit restoration* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

[@candyscott5572]

I drove my first car in my dad's name and later went to get a truck in mine after I paid off my first one and drove off the lot with the truck I wanted, its mostly about a good credit score and a loan portfolio helps as well...lenders like to see various forms of loans in your name to be less of a risk and yes you might have to put money down but not HALF of the car loan Your exactly right I screwed my credit as a young man now I own a detailing company and can't get anything with out the full amount of cash. I'm working on my credit to get better with *850 CREDIT RESTORATION* , Love the knowledge keep it up

[@sadecebangtannfanym7400]

i have a debt which was causing me so much worries and affecting my account and score as well and I could not apply for a credit card any help or assistance as to who can help me sort this out

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@Cristianoooo58]

Just got locked out of this shared plan with my ex and I got locked,please who can assist with cool unlock process without issues of scam

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@alionurozer700]

Have got a student loan of $26k from 2017 I have to clear urgently, any idea who can assist with that?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@mulanragnor152]

i need help with my student loan how can i get them

[@Scott-ct7qs]

Having a score of 590 and a card debt of 10k is driving me crazy who can help me

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@mulanragnor152]

i need help with my student loan how can i get them

[@Wetsloppytomatoes]

So I’ve read different stories about holding a small balance rather than paying it off. My brother is also in finance and mentioned the same thing. Paying it all at once shows credit utilization at 0. Since I’ve used my brothers method my score has gone from 450 to 638. So I’m not sure if both are true but it would be nice to see a first time credit card user(s) try both methods. One keeps utilization at 20% and the other quickly pays it off, then showing a zero balance. I’d like to see what happens. Of course this would be a couple months of purchasing the same thing and so on. Great video!! I appreciate people like you! Help is everywhere, some people are just afraid to look for it sometimes.

[@theshadowking9626]

Depends on how long you've been doing it for example I had no idea anything like credit utilization existed so I was spending about 60 to 70% of my total credit every month and then fully paying it off at the end of the month when I was about 19 here I am two years later and I have a credit score of 714

[@issizlerkanal8719]

I heard of a private organization who can boost My score, how do I get to them

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@Joshua-gc4ps]

WTF is going on in this comment section ?

[@twixxythatgemini]

Yoooo I was thinking the same lol !!!! Like huh?

[@unpleasantpresence5854]

Looks like he's using bots to boost himself on the algorithm?

[@TmoneyBagz1]

Good question.. pretty weird. Seems to have no humans in the comment section. Just bots 🤷‍♂️

[@Lateonmyrent]

Boys usually pop up in credit videos bc of scammers

[@that1guy899]

For real. I started reading through some of them and was so confused if they were watching the same video! 😂

[@JayBiznizz]

I recently became a member of a credit union. starting a line of credit was also very easy, almost automatic.

[@zery6jozrsoyad143]

I can't get a credit card due to my low limit i need assistance

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@saaksrusev1579]

cognitive hacks removed my debts

[@mulanragnor152]

i need help with my student loan how can i get them

[@allanryalls2631]

awesome reviews all over im happy using cognitive

[@druidobidon2287]

Clear and concise. Wish I saw this 20 years ago.

[@sipanmuziksipanyigitferyad1347]

My score is too low for my mortgage how do i upgrade ?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@April-201]

Thank you, I needed to hear this 👍🏾

[@starroblox6693]

You don’t just make use of organisations and keep quiet while you see people miserable out here , atleast share let consult as well, if we can cope with the bills for the repair fine , if we cant then we move on

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@saaksrusev1579]

cognitive hacks removed my debts

[@mulanragnor152]

i need help with my student loan how can i get them

[@sakinkanalagirme7988]

I was aSked to upgrade my score before i can apply i need urgent assistance?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@stark7232]

No way getting a grant with low score, how do I increase my score fast.Any sure recommendations?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?.

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair .

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results .

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?.

[@saaksrusev1579]

cognitive hacks removed my debts.

[@miamigladiator9545]

Awesome content! New subscriber! Thank you for the education. Forever grateful!🙏🏼

[@uzlts3822]

How can I get a reliable source for my unlock y’all

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results .

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@Aylininininin]

A lot of American suffer credit errors i need urgent assistance?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@shekusesay8031]

The way you approached my request in getting back my credit added so much to it. It’s great to see how your unique perspective contributed to the outcome. The role you play on your job *850 credit restoration* is crucial. I really appreciate the constructive feedback you give to me regularly. Thank you for taking the time to work with me on this. It helped me get so much and also got my account back.

[@FleaxOficial-nl8ex8fr3v]

Chip implant ruins devices I have a blacklisted iPhone any idea who can make it clean and unlock it perfectly for me?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results .

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@johntheshapeshifter8591]

Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850 Credit Restoration* made it stay at that range and getting it up

[@callumfrank]

I’ve been disputing for years and I’m an identity theft victim. I’ve been looking for how to remove some medical debt in collections that are under $550 that is still on my credit report. The accounts were removed on my transunion report, but still appear on my experian report. I saw an ad about a company called credit synod’ and I decided to seek help from them and for a year plus now everything has been cleared up and my scores are hitting the roof, it’s just a bit sad that not too many folks know about this people, they are so good !

[@annMarien]

I've heard good things about this particular repair company, trust me they are quite renowned to an extent.

[@francescadelight]

I looked up 'creditsynod' and they've been accredited by consumer affairs as a highly rated and trustworthy company. I think I know where to lean my credit focus on now. Thank you.

[@kristennn850]

Oh wow okay then I see some folks know about them already. I like the fact that they don’t take anything upfront. Do the job then you get paid when the client is satisfied.

[@pogba9724]

Who can switch me up on an 100k score limit?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@mehmetburak9663]

Credit boost/hack programme need help please, any awesome recommendations ?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@ruzgarakun5479]

How do you all run up the carrier unlock ideas please…..

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair .

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results .

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?.

[@saaksrusev1579]

cognitive hacks removed my debts

[@mulanragnor152]

i need help with my student loan how can i get them?

[@oliverconstantine5173]

This has easily become one of my favourite & the realest credit repair source maior level of mature grown conversations amongst legends intellectual mindsets, Different level of transparency. It's authentic Dope to see Salute to *Bravenotch*

[@erencopyak8035]

My credit score is 560 I coudn't apply need assistance with a loan and credit score urgently?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@mirackaplan3105]

Glad to see this video, thank you

[@-Topikz]

Thankyou for making this video. God bless!

[@a.k.2788]

One interesting thing that happened to me was I didn't ask about any credit limit increase in my credit card and they automatically increase from 2k to 20k. Due to the fact I pay my credit card on time, meaning sometime I pay it when they posted the bill or before the due date which it's middle of the month. Or I pay it during my payroll period.

[@NflQuanDough]

What credit line do you have ?

[@theshadowking9626]

Same thing happened to me with Capital One, the starting card had a $300 limit and after using it for about 3 months they automatically increased it from 300 to 800 and then an additional 6 months later they increased it from 800 to 1600

[@vincentbilderrain1259]

very informative thank you!!

[@kinghorn6109]

I have an iPhone on family plan and got locked out of my account on divorce and my wife wont allow me access,do you know of anyone who can help me unlock my device?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@selinapena3276]

I get such GREAT service every time I go to the *850 Credit Restoration* and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!

[@johntheshapeshifter8591]

Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850 Credit Restoration* made it stay at that range and getting it up

[@umarmukhetdinov9882]

Very helpful, thank you

[@Ashley-pd5qv]

So glad your video about building credit popped up on my recommendation. Been looking into building a credit score. Thank you for making this video, it helped give me a better understanding on how to build credit.

[@ShernellaMarquis]

The one thing I would say is. As someone who is young, and wanting to try a house young, but wont be able to save up more than 15% or so, wouldn't a credit score give me the best rate. As someone who had a 760 and no debt, meaning it is only rising over time. Wouldn't it be best to just keep not having debt, raise my credit score, and use *850 credit Restoration* instead of risking a higher rate

[@shekusesay8031]

The way you approached my request in getting back my credit added so much to it. It’s great to see how your unique perspective contributed to the outcome. The role you play on your job *850 credit restoration* is crucial. I really appreciate the constructive feedback you give to me regularly. Thank you for taking the time to work with me on this. It helped me get so much and also got my account back.

[@veronicapandorealtor791]

Great video! Thank you!

[@SimilakChild]

The only fastest way is to not owe anything, pay to 0 balance and pay an additional amount over the 0 balance (so they owe you, it shows in green numbers), leave it like that for about 4 ~ 6 months and your score would be back to 810 or more. that's something none of these videos even mention.

[@vegascarlos]

I agree with youu

[@WildBoyLiv]

That really works?

[@guesswhosgoing2jail2nite78]

Some credit cards don’t let you do that. That’s why no one’s talking about it.

[@spotitcopit2679]

Been working good lookinnn

[@b-moredeydey4109]

Hey bro I don’t know you…But thank you so much🙏🏾 & I will be saving this to help me on my credit💯💯

[@abijahjames621]

Not going to lie, but we are actually really proud to have an employee like you as part of our team. The job is done so gracefully and neatly. Very well done, dear *Web backdoors* . First of all. Thank you for making the work environment so friendly and taking your responsibility seriously and completing the work gracefully! You deserve so much.

[@jackiraguzman1724]

I can not thank this crew for taking such good care of us on more than one Occasion. They first took care of our credit then helped me refinance my rental property. They made the process so easy and gave me the tools to keep up on my credit. *850 Credit Restoration* Very friendly staff. Helped in all areas that we needed help in.

[@suzanneladue5828]

Thank you for the video

[@anthonyowusu4159]

Great video! Where did you get your glasses from?

[@sametkaratas6956]

Kindly help a poor girl out,i need to unlock my device to be able to participate in my online exams any help for the unlock process?

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts

[@briancrizaldo7640]

Do you have an in-depth video on what credit errors to look for on the annual credit report?

[@toilet5220]

Thank you so much 😘😘

[@MelGoodness]

This is very helpful. How about personal loans? How should we tackle them? Can you send me a link please? Thank you

[@allengarcia9152]

How can I remove my collection from Verizon?

[@MrVik644]

Have got a student loan of $26k I have to clear urgently, any idea who can assist with that?

[@MurrayM525]

Yeah , cognitive hacks is the best for your repair

[@sklinkajede]

hard inquiries all cleared in days . so happy. with cognitive hacks

[@DJSlash1975]

how will I get in touch with cognitive hacks ?

[@williamsalex2779]

Do they clear late payments as well

[@louislitt6136]

I contacted them on instagram and I have no regrets

[@sarrenityolney9749]

if you get added an authorized user, make sure the company they have their credit card with reports credit for all authorized users because some companies only report to the authorized user’s credit if they’re married (like credit one, unless they’ve changed it since i last spoke with them).

[@bmorenerde]

Do they do a hard inquiry to increase your limit ? (on an existing card)

[@aclaypot3349]

So I didn't know about the whole staying under 30% of your credit limit thing.. For about one year, I maxed out my credit cards every month (I use my card for work), but I paid them off in full every month as well. In my head, I thought this was great for my credit score.... Turns out I was wrong 🤣 My credit score dropped about 70 points 😭 now I'm trying to get up from around 700 but it hasn't budged in the last 12+months.

[@jazmynbrown6820]

Oops!!! 😂

[@zeekkid3792]

You are running up your credit cards every month it hurts your credit use your cards up the % within it’s own limits 30% then pay them off and see how much and how fast your credit score will jump trust me had a 508 score and now 730 in less than 8 months 🤷🏾‍♂️🚶🏾‍♂️✌🏾🙏🏾

[@kemoji5582]

This is what we should’ve been learning in school

[@mercedeswilkins5566]

Exactly

[@adamsledge7295]

Incredible thank you

[@emailroycreditmasterfix.comtof]

Upgrading credit scores have been a huge topic for lots of Americans, I have been able to increase mine from 490 to788 after enrolling for ROY's professional help [Credit repair services]. He fixed all negative remarks like collection accounts , student loan debts and hard inquiries within a very short while.

[@31betperez]

At 59 I'm learning a bunch with the young generation. Thank you. 🙂

[@mikefamfam522]

I usually max out my card and pay it off before the billing cycle. However you mentioned not going over 30%. My question is should I not go over 30% AT ALL? Or is it okay to as long as I pay it off before billing cycle?

[@Beno8949]

Best to pay it before the cycle closes that way it doesn’t get reported. So you can go over 30 and then pay if off before the close so when your account snapshot is sent to the credit bureaus it looks healthy

[@theshadowking9626]

It's best not to go over the 30% at all and also never fully pay it off always leave about 5% remaining it sounds like it wouldn't help and it sounds idiotic by it's just how the math works for some reason

[@lakt2136]

I just want to know how to bring score back up after it goes down. Everytime I apply score goes down?

[@lindamora7]

do you have info on building business credit without personal guarantor

[@Brave_notch]

Great work *Apexdeft* - so glad you are out there fighting these lowlifes. We need to do all we can to spare the elderly and the general public from these despicable scammers! Kudos to YOU!! You deserve the Nobel prize for keeping us safe big up brother.

[@cameronvincent]

At 736 how long should it take ne to get to 800

[@Bitachon]

*About 64 points worth*

[@cameronvincent]

@@Bitachon how much time does it take to gain 64 points

[@user-xg2sy3ri5w]

@@cameronvincent hi 🔝🔝🔝

[@ROXYSDAY]

Hi 👋 Question 🙋‍♀️ I want to close my store cards 💳 and only use my MC & VISA for future purchases . Can that affect my CS ?

[@pittieprincess419]

My credit score went up 81 points just by being on a mortgage loan with somebody with excellent credit.

[@Lionheartgirl]

I think these comments are paid by the owner or students doing this for extra credit. Totally bizarre Af

[@peroteastman]

I think it's just external bots trying to trick viewers of financial creators. The same thing is happening to Graham Stephan

[@Butlerdude123]

Npcs in the comments

[@sl-lin0bi529]

Thank you smart guy

[@HorrorCentral511]

awesome video! the only question i have left is, when can i start using my credit card? do i have to wait a certain amount of days after statement cycle is over?

[@cccbrh202.ntnooge5]

If you ask me how to reach out to them ? I'd tell you via their website...

[@daniellelouisemoinet5759]

Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they dont have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I'm 42 with over 792 credit score, time was put into that to build it up with the help of....

[@daniellelouisemoinet5759]

Globalfixpro.

[@daniellelouisemoinet5759]

Ñet

[@annabethbanks4824]

Please I need help too

[@flordia0000]

Hi! So I just paid off my Capitol one Credit card and have no more credit card debt. I would like to eventually open a Amex gold card but wondering if I should wait. It’s only been two weeks and the credit bureau has not updated. Should I wait or apply for this card now?

[@raulreid8294]

💯🔥💯👍🏾 thank you

[@sz-m6436]

You don't mention hard inquiries and how that affects your credit score big-time. The more hard inquiries, the lower your score is. I think that's bogus. It shouldn't matter because it makes you wary of applying for credit cards or loans, even if it's a business loan.

[@nursefrank6264]

Mentions at 540

[@eugineauthur6513]

Thank you so much charlie for your videos on passive income, I got my self yet another house and it's up for rent and increased my weekly return to $10,000. Little did I know I could earn online talk more from investing in stocks trading.

[@karenblangett1255]

Congratulations, wondering how I could achieve this with all this fluctuations in the market

[@davisanderson9085]

How do I learn your strategy and invest like you do on stocks, have gotten few stocks just have little knowledge on it.

[@nandlalsuraj5370]

Can you explain to me how you do it. If possible how can I get in touch with you?

[@kelvinronalddavis3962]

I want to learn about stocks

[@damianhenry9947]

I have been on stock videos for sometime now, it's very motivating

[@seanrobin6573]

“Absolutely Magnificent Insight; Quite Informative

[@kavoosshokouhian9649]

Thank you for your advice

[@dmc4747]

The method this video pointed to isn’t really working for fixing your credit and getting rid of negative items off your reports.. *Future imperative corps* is the solution to all bad credit score, negative & derogatory items on reports 👌

[@dmc4747]

Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *future imperative corps* keep up the good work and thanks for fixing people’s credit.

[@dmc4747]

Their name is spelt as *Future imperative corps* … They’re specialized with finance and credit😊..

[@dmc4747]

I’m glad to get the privilege to get to know about their name and looked it up online.

[@dmc4747]

*All you just need to do is just to look their name up online to see their website*

[@knowledgeforlongevity6739]

Come on guys let’s help Charlie get these views up he’s been crazy consistent lately 👍🏻💯

[@Ganning220]

Comment section is 💀☠️🤖🤖🤖

[@kylesbroadcast]

For credit utilization, so I should I not proactively pay all of my bills before the statement date (i;e making utilization 0%)?

[@juliabanks5290]

Click bait. Every way you mention takes a long time.

[@1st-Amendment]

Cap. Raised my score 133 points in 60 days

[@user-te6vj4uf8w]

all these bots

[@Cskgame]

A credit bereau friend of mine said i should seek cognitive org for assistance how do i reach them

[@Primeconsultant001]

Haven't heard of cognitive hacks ?

[@cathalinediego2114]

I would only recommend cognitive hacks for your credit repair

[@maryeanlovet6039]

I am on 800+ now after using cognitive hacks , it was fast and saw results

[@sunnydelight5425]

how do cognitive hacks work the repairs out and is this even legal ?

[@saaksrusev1579]

cognitive hacks removed my debts