Blue Business vs Platinum Card - Which is Really Better?

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Video Outline
0:00 Intro
0:59 Blue Business Card
4:41 Blue Platinum Card
10:07 Comparing the Two Cards
14:32 How to Choose
15:57 Outro
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Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Disclaimer: Please note, that the information provided in this video is for educational and entertainment purposes only. It is not financial advice. Cryptocurrency investments are extremely risky and highly speculative, involving significant potential for loss due to market volatility. Do NOT invest more than you are able to lose. I am not a financial advisor, and my views should not be taken as financial guidance. Always do your own research and consult with a professional before making any investment decisions. Remember, your investments are solely your responsibility, and I will not be liable for any losses or damages arising from your decisions based on this content.

[@JohnFerrier]

“37 years in being in the points and miles game” Bro… you can’t count your childhood towards that. 😭😭😭

[@michaelthurman4247]

😂

[@dav2hemi274]

Drops the video right when I needed it 🙏🏽👏🏽👏🏽

[@PierceJordan]

Bro has been in the points and miles game for 37 years lol

[@joshua.butler]

When I found out dude was 53 years old I almost pooped my pants.

[@Jungernaut]

Been in the game since before I was a cell

[@Jungernaut]

@@joshua.butler hahaha

[@kazi1]

@@Jungernautlol

[@landonpierron8716]

Idk how this guys looks 25-30

[@clutchfitness8309]

Great video Brian! Also, massive respect to you for taking care of your family as you continue to accumulate wealth!

[@Jungernaut]

I appreciate that!

[@chucalissa9231]

I'm waiting for next year to apply as many inquiries will be dropping from my credit report🎉👏🏼

[@nuprotocol]

Greatly appreciate you spelling out the breakeven point for the Reserve over the Preferred.

[@Jungernaut]

You bet!

[@packmangulag658]

Brian always bringing the value 🔥

[@ghgnj]

Reserve is 100% worth it. In the ny metro area, lyft premium, free citi bikes, instacart credits, precheck?? Practical benefits, plat is overkill

[@TheBiohazardBlaze]

Good Video. Very informative. Keep the content coming @Brian Jung

[@Jungernaut]

You got it!

[@J.0.E.]

I upgraded to the reserve after having the preferred for a year. I absolutely love the reserve. I used the travel credit beginning of July and now it’s ready to use again.

[@wilsoncaravantes4033]

Do they offer anything for upgrading it?

[@xaviermoreno6479]

@@wilsoncaravantes4033 usually no

[@DrSarge37]

@@wilsoncaravantes4033nope I just asked this question to Chase because I was curious and they said no they don’t give any bonus or anything like that for upgrading.

[@J.0.E.]

@@wilsoncaravantes4033 No you have to wait 48 months to get another welcome package

[@willm3027]

Did you get the bonuses for the reserve?

[@alejandromorales5822]

Awesome video and info, thank you 🤙🏼🤙🏼

[@Jungernaut]

You bet!

[@zBMatt]

It’s a pretty easy question to answer I think. If you actually find the extras useful then the value the reserve gives you becomes worth it, otherwise get the preferred.

[@phanylanderos3679]

I NEEDED THIS VIDEO!! THANK YOUU!! 🎉

[@Jungernaut]

You're so welcome!

[@JazzyMarineVet]

That was an EXCELLENT explination of a Loss Leader. I always wondered about pushing points to just loose when people down grade their AF cards

[@hannibalbjerregaard2322]

bro i love your vids, keep the grind up bro

[@Jungernaut]

Thanks, will do!

[@Surf4lyfe]

The card calculator sheet isn’t in the description, please add. Very helpful video

[@AdamTrejo-tw7zx]

Hey Brian how do you check your credit score before you apply?

[@asdasddas100]

37 years????? I thought you were in your early 20s

[@EpiphanyEntertainment1]

May we have the card excel calculator, please?

[@mrschristywu]

This video is very informative, THANK YOU!!! Does the RESERVE also include the 10% point bonus at anniversary?

[@firekiller1435]

yes

[@Vic13207]

no, the other person is misinformed.

[@cindyfern]

I got approved for the Preferred today 😅

[@jiminisbae69]

How do you double dip on benefits?

[@tel5690]

Been deciding on which one to choose

[@TaliaGrace589]

If I can’t justify the Amex platinum do you think the reserved is a good alternative?

[@divanshume]

its also good technique for data collection how people are spending money and train there AI model to showcase those products on the feed so they spend even more

[@jonathanfactor6688]

I just updated my united airlines explorer card to the united airlines quest card because I feel that you can get better states on the quest card over the explorer card.

[@naruto41793]

I Have had the chase Sapphire preferred for over 4 years now instead of upgrading can I downgrade to another freedom? then apply for the reserve and get the bonus.

[@chrisoverbey5937]

I have read knowledgeable people say yes

[@jc7741]

Are these cards worth it while living overseas?

[@MahoneyBadger]

Where is the spreadsheet?

[@Bloodybutterfly888]

Thank you

[@trave7644]

Downgraded to to the preferred and kept and got Venture X. Venture X for lounge access but preferred for better travel insurance.

[@firekiller1435]

smart

[@MrHrisk]

Best combination. Effective AF of $50.

[@aryckrussell4174]

Is it best to get the CSP & CSR for the SUB and then downgrade the CSP to the standard sapphire to avoid the fee and keep your credit history? Ideally, you could get both within a year or two and get the points without having to wait 48 months, right?

[@MrHrisk]

You would have to do a Modified double dip, look it up.

[@freytheviking]

Yea, but it gets more complicated if you want to double dip on the Amex Trifecta! In that scenario, I don't see any benefit of the Reserve!

[@flightboi9]

37 years

[@Jungernaut]

lolol

[@armytruth6860]

If you actually use the CSR card then you will come out on top

[@tonylollis895]

We have the same pocket organizer. Lol

[@MrColombia12]

Do a vid on regular chase sapphire

[@AldotskRX]

If I was to get Reserve and cancel my Preferred, would I lose all of my Chase reward points that I’ve earned from preferred ?

[@naichoysaeteurn6363]

I’d say request to upgrade instead of canceling it.

[@ev2322]

Where is the drive link?

[@melvina4998]

if I want to get the CSR Bonus, but I have the CSP. Should I cancel first the CSP, then apply for the CSR?

[@cantmakethishitup17]

Downgrade

[@jjeffery129]

24 months rule apply, you don’t get bonus if a current customer of sapphire family

[@bzarate001]

What type of wallet is that ?

[@jamesyu613]

I love my CSP

[@oneup8]

Can I apply for both cards? Whether at the same time or at a later time?

[@chrisoverbey5937]

My understanding is that Chase will only allow a cardholder to hold only one Sapphire card at a time

[@fogrunr5075]

The Reserve turns the Freedom Unlimited into essentially a 2.25X card. Or better...

[@ladygadventures4144]

so i kept on clicking the link for cards and i cannot see the capital one venture x, only business.

[@Jungernaut]

we're working on this now! Check back tomorrow and it should be fixed :)

[@Matthew-or4yc]

Where is the card excel calculator?

[@EpiphanyEntertainment1]

I was looking for it too.

[@willthekiller1]

will canceling the preferred after 48 months to upgrade to the reserve drop your credit score?

[@EmmKitty]

you don't cancel, you downgrade.

[@katbax55]

Score will drop for max 30 days, then recalculate as long as other accts are paid on time. Hope this helps.

[@Abulls33]

“Not tooo-DAY!!” 😂😂

[@JohnSmithCo.]

Nice

[@MrHrisk]

CSR was only worth it when it was at $450 AF

[@willm3027]

Can I get sapphire reserve and downgrade to preferred and still get the bonuses?

[@therealobvert7237]

You would not get the Sapphire preferred bonus. Plus Chase wants you to have the card for at least one year before upgrading or downgrading. You would qualify for the Sapphire preferred benefits two years after you got one of the cards.

[@willm3027]

thanks bro!@@therealobvert7237

[@Tinyzkid]

10x dining tho, but i probably won’t ever use my amex gold if i get the reserved

[@kodyvanpelt6895]

That’s dining booked through the chase portal, very limited in use case. Better to figure the 3x for standard dining

[@justjojo1666]

Ok

[@MrTierhog774]

CSR. All day.

[@thevarsitymd6521]

37 years????

[@danimaljjmnhj4308]

Tried using chases travel portal though my phone and it was awful. Amex def got a Dub there

[@prevaloir5362]

Chase's cashback is better

[@prettybrwneyez7757]

Yes. Chase Travel sucks

[@bencastro921]

Complaints of a Karen

[@a.l.8469]

why so many creditcard videos ? really wondering

[@BuiltNutritionFitness]

Because crypto took a nose dive

[@chrisvela5462]

Go back in his vids, He's done them before. Plus the credit landscape does change every now and then

[@taboriscook4286]

@@BuiltNutritionFitnessLmao

[@Jungernaut]

Explanation here from 6 months ago: kzbin.info/www/bejne/Y3fVaIpohJ6ijrc

[@Jungernaut]

TLDR: Im bullish on crypto still. It's true views on crypto aren't that high but it will come back and we'll be ready. We have 3 crypto videos actually in the pipeline coming up in the next 2 weeks, but right now we have content planned out for the next 6 months and we have some exciting things we've been working around the clock on. It'll all make sense by the end of Q1!

[@user-se4qi6xz6e]

good👍👍👍👍👍👏👏👏👏👏